YOU Can Be A Millionaire - Dave Rant
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i just got out of the military i will be debt free full college ride and even have a payed off home by 28 because of dave ramsey. i will be a multi millionair by 40
what job do you have that payed off a house? thats great
I rode the exact same ride as you brother! Thank you for your service! Military with a free ride to college and now living in my own home!
Great
Dave, you have honestly changed my family tree. I can't thank you enough! My wife and I are a one income military family and we are finally starting to win! Our marriage has never been stronger and our communication has reached a different level since starting our journey.
I WILL be a millionaire.
On my ways as well!!
Me too at 16
Me three!
update.. are you a millionaire yet?
😎
From an Englishmans perspective I have so much respect for Dave Ramsey. Truly inspirational. And...so right in how he educates people to live a better financial life.
I'm a bleeding heart liberal. Liberal as they come. But I have to agree with Dave on this one. Alot of liberal thinking does lead to a victim mentality. Hate to say it. But it does. At the same point, there's no reason why anyone in this country should retire in poverty. If you have the ability to get out of debt and save, then its on you for no doing that.
not true,, i am liberal who believes in personal responsibility but it does not lead to victim thinking... truth be told conservatives create policy thinking they are victims because they are rich..
ron whiteleo What are you talking about dude? Examples?
I 100% agree with the victim complex. Some of the most angry, defeatist people I've met have been liberals that are supposed to have alot in common with me... But their complaining and excuses really irritate me. That and their lack of basic knowledge of economics and finance.
I see the evidence of systemic inequality. I agree OCO that these facts don’t mean that I can’t win with money. It may take me longer but I will win because I’m not afraid of hard work, long hours, and living on a plan.
You're probably a libertarian and didn't know it
I love this video! I'm a half Japanese, half white, male, Mormon, and Star Wars fan. I had a relative trying to bring me down because I work out. Love this show! And my wife and I are half way to being debt free after 10 months! Christmas is going to look good this year! :)
Lds rep! :)
Actually James, being a Star Wars fan is an advantage..lol
James Ito Christmas will look real good if you have a Star Wars themed tree!
James Ito what's wrong with being a star wars fan? Lol I live and breathe star wars! 頑張れ！
C"mon man, Star Wars? lol JK :p
I’m 25, went from 60k in debt to 5k, almost done! Just got a new job where I should be making 90k-100k. Can’t wait to be a millionaire one day and show all my friends what this grind is about 😤
King Tes how are you now
Do it for you, not just to be a show off and get back at them...
I know it was the challenger 😂
@@f86tune48 lol yup😅
@@ZaydenJayy how much were u making before the new job?
Thank you Dave... on the days that I feel like giving up I watch your videos and that feeling goes away!
+Mr500xl Thank you for watching! Glad these videos are helping you reach your goals.
I'm 33, Hispanic, Christian Male from California, and I'm on the road to be a millionaire. My self discipline, self motivation, focus, but most importantly my love for God will help me get there.
Get it, my guy. Get it
Amen!
We are never in lack of money, we are in lack of people with dreams, who are willing to die for them. Either die trying or do it.
Too many dreams, no action.
@@thecookgawd9146
PREACH!
I am a liberal with lots of hair and I agree! You're a wise man, Dave, and I've spent this whole week binge-watching your videos.
Thank you for using your and you're properly.
@@SensSword I know, there is so much atrocious spelling--your/you're, too/two/to, their/they're etc. Thanks--xxoo!
Elizabeth if you keep watching him you may not be a liberal anymore
AWESOME, Elizabeth. ❤
I'm a liberal too. And I love this. Dave gives alot of common sense and motivation that I just don't see in average people my age (college students). My perspectives on many money things has changed, and have come to realize that there is alot of laziness that motivates politics today. Very eye opening, thank you Dave for helping me see an alternate world-view
Best way to stay poor is to not believe it's possible to build wealth. If someone can vividly picture the future they want, set up a plan of action and execute against that plan at a high level over an extended period of time they will become wealthy.
Being able to picture your future will help during the time you need to delay pleasure to build the life of your dreams.
Love Daves rants!
+Azaria Bell Thanks for watching! There is a whole playlist of rants on the front page of our YT channel if you want more. th-cam.com/play/PLN4yoAI6teRMSdvmEvkP1_IzKscUIWWCI.html
Azaria Bell didn't know you watched Dave Ramsey. you guys both make good videos
I too love your rants, Dave Ramsey. Keep it up. We need them in order to wake us up out of our self imposed economic plantation. Paradigm Shift. YEAH!!! ❤
You can't choose what situation you grow up in but you CAN choose what you do with your life. If you don't want to continue on living that way get your hs degree, work a job then when you graduate move out of that and do something better with your life. it won't be easy but can and has been done before. There are white people , all races that have grown up in not so great circumstances. There are people that grew up privileged yet chose to do drugs and live in the non privileged ways. It's all about taking control of what choices we have control of and just doing the best we can. IMHO
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+The Dave Ramsey Show hey ,if anyone else needs to find out about dateamillionaire try Skyarza Money Magnet Star (do a search on google ) ? Ive heard some incredible things about it and my co-worker got amazing results with it.
+The Dave Ramsey Show interesting points ,if anyone else wants to discover mindset of the rich try Skyarza Money Magnet Star ( search on google ) ? Ive heard some unbelievable things about it and my cousin got amazing results with it.
My brother and I are both first generation. We were raised middle class. Our parents must have done something right....grateful for their guidance and strict up-bringing.
I had to listen to this 10x times.
Thank you!
It's worth it.
I'm saving this and more of his 'rants' AKA the truth.
Love your work, Dave Ramsey. You changed my life
Dave you are 100% correct. I love watching/listening to his rants.
BTW, I'm also a southern, Christian, white male and know exactly what you mean :-)
+Jason Jewell Just in case you didn't know. There is a whole playlist full of Dave's rants that you can watch. th-cam.com/play/PLN4yoAI6teRMSdvmEvkP1_IzKscUIWWCI.html
Awesome video! I hope alot of people listen and take action with this advice.
Poverty begins in the mind
EXACTLY!
Deep.🤔
I love your show Dave. I'm becoming a huge fan. I'm 26 years old. I still have yet to read your book money makeover. However, I've paid off all my debt in the last three months. I'm building my emergency fund, and can't wait to start investing. Thank you Dave!!
This needs more views!!! Words of truth
Well spoken Dave.
Thanks Dave for teaching us the that it is possible. I'm on "Baby Step" 2.
AWESOME 👏🏾 WORDS!!!
Thank you from the bottom of my heart....❤️
Dave just makes me believe that I and ALL of you guys will be millionaires
You can both take responsibility for your actions and finances and admit that having less social mobility than countries like Nigeria is an issue.
I really needed this. Thanks, Dave!
My broke dad slapped me when I said I wanna work where he does.
if you never try you never know, even you dont get there, with out debt and saving you going to be a lot better than where you were
"Our culture is so full of stereotypes that you can not avoid being discriminated against. I'm discriminated against because I'm a southern christian white male. think about it. I am as politically incorrect as you can possible be and I'm bald on top of that think about that. I just about got all the bases covered."
I love you Dave Ramsey thank you for doing this
Yes! All of this is true.
"And I'm bald on top of that." 😂😂
I love this rant
We both do stockpiling. I buy stocks, ETFS etc. You buy toilet paper. Who do you think is doing it better? There are 3 companies that produce toilet paper in my town so I should be ok. Think about your actions and choose to do better ones to have a better future.
I am unapologetically progressive in most of my political thinking but Dave is right... Mostly. The fact is, there are systematic problems that make it difficult to become wealthy in this country today but it is possible. It simply takes more personal responsibility and a bit of basic financial know-how.
The problem is nobody teaches poor people about money and the minimum wage for anyone willing to do an honest day's work has fallen below the cost of living in much of the country. So while I can acknowledge that many if not most, are capable of pulling themselves up by their own bootstraps, there are those who don't have boots.
very inspiring video, I invest in trading stocks and it made me a millionaire.
It all comes down to having a registered expert trader's assistance. Angela Rene Reynolds handles my trades and she is wonderful.
i want to dabble into trading stocks since i have some spare money but i don't have time to trade because i work a 9-5 job, i need a portfolio manager to handle my account...how can i connect with Angela Rene Reynolds.
@@obriennate4591 look her up on google..she is well known
@@praveenkumarc6555 impressive...i found her website!
i know this smart lady *Angela Rene Reynolds* , she manages an investment portfolio for a friend of mine in Australia he put in 160k AUD few months in his portfolio is over 200% up. He got a new house that year.
Angela hanndles my investment portfolio all the way from London
I agree from South Africa
Killed it Dave.
Using Dave Ramsey's principles I will be a millionaire.
I will finish university in one year and i wonder why we should aim to be millionnaire? I understand living debt free and saving for future, but what happens when you reach that million? My grandfather is very old and has 2 millions in his bank account that he's not able to spend because he's to old and sick. That makes me wonder if it's so worth it to save all your life when you could spend your money a little bit more when you are young. Can somebody help me with that?
There is nothing worse than reaching the age of 65 and not having that much money in your accounts to take care of yourself.
If you lived for another 20 years that would mean at a minimum you would need 1 million. And with that kind of money it would mean you could enjoy yourself and also have the basic ability to survive.
If you plan early and save it will mean that when you are in your 40s or 50s you will not be under the same pressures.
I assume you are only about 22 years old and that will mean you have the next 40 years starting right now to save and invest. Remember you may need 100k in your 30s or 40s for medical bills or helping a family member.
Thanks for answering me :) That makes sense!
being able to give and leave a legacy is the best part of having millions left
so good
Awsome! Right on the nose.
Being a millionaire should not be the objective. The more money that a man has the more problems that go with it. What he should strive for is to have enough money to live the life he wants. As long as I can live comfortably and be able to do the things I want, then I have met that goal. And really, how many millionaires are there?
I love it
I agree that anything is possible and as a black male I have come to understand that tho my position may be backed up more than others I can still become a millionaire. Tho I wouldn’t call being white male being “Discriminated”. But I would say Christian is something you could call discriminated. Be careful don’t use that word incorrectly.
But yes I agree.
I have liberal and conservative tendencies. So the art of my personal finance is Dave-ish.
Exactly dave you’re my guy man! Their is no such thing as white privilege because you cannot go wrong with your teachings and hard work
Normally I like what Dave has to say, but he's demonstrably incorrect when he says that there's no systemic discrimination or bias in the economy. My masters degree in economics is full of examples of how economies are set up to disadvantage black people, women, and other oppressed groups. I think you can admire hard work and a willingness to overcome obstacles without being blind to the fact that it is easier for some people to make money than others. His politics and values don't bother me, it's his treatment of the facts to fit his agenda. We all benefit when we help those who are oppressed and understand the failings of the current system.
Emma Solomano you obviously just skimmed through the video
Jerome Graves nope I watched the whole thing. My point stands.
Emma Solomano he discussed about that nobody is exempt from discrimination. He even described himself as a southern christian white male. nuff said
Jerome Graves I know that. I watched the video. The idea that he as a white Christian male is somehow hard done by is absolutely ridiculous. By making that statement he ignores the systemic oppression that exists in our society against non-whites and women. He simply throws aside the very point that I'm making by claiming that everyone gets discriminated against. He's missed the point.
Emma Solomano dude everyone faces some type of discrimination now as far as your economically concerned non-whites and woman typically do receive more discrimination but that doesn't mean that everyone doesn't face some level of discrimination. If you do something different or look different than everyone, you are more likely to face more discrimination. If you want to face the least amount of discrimination then just be like everyone else fit in and be cool.
dave you should know all about discrimmiation
The virus is attracted to all your qualities.
Broke is a mentality.
Dave I love what you do, but please the Left versus Right rhetoric out of your videos.
Dann Vida you are watching HIS video.
It’s Called the American Dream Because You Have to Be Asleep to Believe It
I hate Dave rants, said no one ever...
I love Dave and his rants and he's right most of the time but he's inserting his own political views while insulting those who believe different. White privilege does exist and although it's not a determining factor in whether a person is successful or not it is an obstacle. Some people in America grow up in horrible conditions and although it's not impossible it's discouraging and for many unless you can dribble a ball, make a hit record, or find somebody to fund your education you can feel stuck. A lot of the time it's just opportunity and knowledge and for many those aren't to common.
+Cameron Mitchell So what you're saying is majority of white people have an advantage? What about the rest of white people living in tough situations? Why are they more privileged than african americans that grew up is better conditions than them? See, its categorizing people based upon preconceptions. Its the preconceptions certain political parties suggest that the government is the only way to fix this problem. And, the government will never fix this. Therefore continuing the racial disparity. If its change you want, youre going to have to do it yourself.
+TheTurbofish Not white skin per-say but just what it means to be a minority in America. It's a mindstate that your less than and your surroundings reflect that in a way. Some people grow up in horrible environments with rapid negative energy on a daily basis. The more you succeed, the more your belittled by your peers because their placing their own insecurities on you. There are kids that get beat up and made fun of for wanting to learn. Not to mention the living conditions, drug infested environments, poverty, and for some just opportunity. That's why I said although it's not impossible there are many obstacles that if you don't have a strong mind and a strong will to succeed you can be swallowed into your environment and instead of becoming the change you become a statistic. So Yes I think Brad from the valley has more opportunity than Deandre from Compton.
+TheTurbofish That's why "socialist" oppertunies help bring about opportunity. Do you know how life changing more affordable education could be for some people? The way things are set up now you come out owing more that you make in 5 years. Dave deals with these scenarios daily. Every good society need some socialism. That's why we have programs like social security. That's socialism. Like I said before I love Dave but using political views to give financial advice just didn't sit well with me.
+TheTurbofish check this out.... m.huhmagazine.co.uk/11221/watch-vices-new-documentary-noisey-bompton-growing-up-with-kendrick-lamar-part-1
+Cameron Mitchell I'm not saying everyone's life is equally difficult. I'm stating that Cleetus from the trailer park doesn't have it any easier that Sasha from say Chicago. I'm addressing your claim to "white privilege". Not who has a more difficult time in life, because that is an endless debate that will go in circles forever.
I like you bald....plus bald is in. 👍🏽
It is possible but you'd have to be blind to disregard the fact that favor is disproportionally on the side of particular people. As you subtract certain factors, the odds become increasingly stacked against you. To pretend everyone is equally able is asinine
I'm seriously intrigued by your statement. What do you mean?
Life 👏 choices 👏
I came to this country as an immigrant with $800 in my pocket by myself, hardly speaking any English. After working 16-18 hours a day with minimum wage and multiple jobs I saved money and went to college. I invested in myself and I’ve a 6 figure salary now. Within 20 years I became a millionaire by having frugal lifestyle. Nobody helped me to achieve this. I didn’t even know about Dave Ramsey. If I was born in this country or immigrated 10 years earlier I’d have had over $10 million by now. You don’t know how lucky you are that you are a citizen of this great nation. I’m teaching my kids and making them watch Dave’s shows. You are not a victim of anything unless you want to be. Work hard and be smart and this country will pay you back in the long term.
What country you from ?
Great job btw!
In 10yrs I will come back here being a millionaire.
same
My goal is 5. But hey, hope you make it in 3 :)
47 for me
There you go joshua, go get it! I like your ambition.
josh joshua I set a date when I'm going to exit the ratt race. Today it's 4 years, 3 months and some days left. I'm going for 0.5M. It gonna be poor man's rich. But I'm gonna make it, somehow :-)
What's so crazy is that understanding what it takes to being insanely rich and wealthy is so simple. The only hard part is the behavior. If you say no sometimes to unnecessary purchases. Some people are so impulsive it's unbelievable.
I agree. It is easy but out spending and behaviour.
Cash boy” lol. Sounds like an impulsive name haha
My father is a rags to riches deca millionaire. I would say it’s easy to be comfortable. It takes a little more effort to become wealthy.
No matter where we come from, we can make it.. I will😊
In the mighty name of Jesus Christ of Nazereth Amen
I can respect this, and im a 25 year old african american male in poverty.
25 y/o Latina and living in poverty as well.
we live in the greatest country on Earth. The possibilities are endless!!! Good luck to you, you will go far!!!
Only you can change your future
Amoesvbb YOU GOT THIS BRO
Ok youngbruh, but lets not let that be an obstacle. Invest in yourself so that you can learn how to find and take advantage of opportunities and develope good money habits and you'll see how irrelevant statement is! I feel you tho!
I’m so glad there are other like minded individuals that are my age.
It's easier to believe that you're not in control of your life. #truestory
I love this guy!
Lex Grrez, Thanks for commenting and watching this video! Don't forget to subscribe! th-cam.com/users/DaveRamseyShow
Who doesn't?
You can become a millionaire even easier by saving more on your car insurance by switching to Geico.
TWDxKILL3R hahaha
hahaha. This needs to be the top comment
You can save even more if you own shares of $BRK.A/B
I’d rather be in good hands 🙏🏻
Am Fam is cheapest for me but Buffett loves you.
For the first time I’m convinced that I will become a millionaire. I’m glad I have this mentality at 22 Two years old. Already save 10k in like 4 months. My goal is to buy a house in 5 years. Let’s go !
Go for it brother.
Thats my goal too, man!! But I am 27 ;)
Let’s get this!!
saved this to my favorites
Best thing I did when I was in my early 30s was to keep a very accurate record of every purchase (or bill) I paid over a one year period, using a calendar to record these costs. At the end of every day, I would ask my wife what money she spent and then record everything on the calendar . Add it all up at the end of the year. I suddenly realized that we were spending too much on convenience things: Going out to eat and buying snacks at work, rather than cooking at home more and taking more bag lunches to work. My "entertainment" expenses were more than I realized, and (looking back) I spent thousands of dollars each year on things I really did not need and never actually used! Homework assignment: Walk around your house and property, taking note of what just sits there and you never actually used or regret buying. I promise it will be an eye-opener ! That money could just have easily been used to create an "Emergency Fund" to pay unexpected bills and give me more peace of mind.
Wholly smokes Dave! I love this rant. It hits on a lot of things I have been thinking about! Growing up being exposed to people with both liberal and conservative political views, both sides have their share of folks who play the victim. It is truly the core of why people fail. You are pinpointing where people need to do their inner-work.
Dave said to not stop believing, and did not play Journey....
mwall444 love that song
This is still true today. I’m 62 no debt and have 1.M in assets. I’ve lived like no one else in the past. So, in the future I can live like no one else.
Awesome speech . I hope it helps people to be aware of self sabotage and stop blaming others and the system. As for me the USA is still a land of opportunities. Thank God for that 🙏🙏
I'm on my way to my first cool mill..thanks Dave..you keep me motivated and on track..plus..I have money in my account..happy days🤗🤗🤗🤗
Love love love this series, I'm currently on the road to financial security, just 8 more months and no more debt!!! Thank you, its been a blessing finding this as a "Recommend watch" on you tube. Sometimes Bit data can indeed be a great thing. or I would of never found this. XD
Im 35 yearls old and im on half way save and investing is the way and i only make 35 k
OOF.. Bruno I've got an opertunity for you to make $100k or even $500k/ year by building software products.
You can build proffitable mobile app without any programming, Send me your email And i can send you a link.
Honestly... hearing this I KNOW I will be a millionaire. It’s very motivational. For sure I will.
I agree 100% with Dave's plan. However I am also an ER nurse, and not every one will live to see the fruits of their labor during the " golden years". Especially now that the age to draw from 401k type accounts is 72 years old. You probably won't care as much about being a millionaire then as you do now. THAT BEING SAID, that motivates me even more to live debt free. To not be house poor, car poor etc..
Then I’ll pass it to my kids and give them one hell of a hell of a head start
I' m agree with him I'm not an victim. Cheers from France
Eddy CHARLES First and for most get read of globalist puppet Macron
@@nickatanassov104 listen to Dave's rant again.
ISLAM is Satan's masterpiece - est satanique Yep ,he absolutely right. If one cannot make it in this financially, then is almost impossible anywhere else.
ISLAM is Satan's masterpiece - est satanique ....in this country.
Someone one told me "I refuse to believe people like Paris Hilton work harder than truck drivers" when I said the majority of millionaires are first generation and worked hard to get that way... Sadly I couldn't make her realize hers was NOT a realistic depiction of wealthy people...
+Jasmine Mallet Dave often says "88% of millionaires are first generation, which means they started with nothing" Wrong, first generation does not mean they started with nothing
Believe it or not Paris did not inherit her money. Her Grandfather did not leave his wealth to the children.
Paris earned her money buy her own reality tv persona.
bighands69 bs
Actually, from what I've read recently, I've learned she actually earned most of it from her product lines. Perfume, handbags, shoes... plus she's paid to make appearances various places because of who she is. So she goes out to party for an hour somewhere specific and gets paid big bucks for it.
She was expected to inherit a cool $5 million from her grandfather, and may also have a trust fund from her father, but the vast majority of her wealth was earned on her own, albeit through very non-traditional methods.
stylecaster.com/paris-hilton-net-worth/
1. No one would know or care who she was without her name.
2. Where do you think she got the money for all of the things you mentioned?
Snowflakes what a waste of space!!
Take personal responsibility for your life.
You’re right Dave. Although discrimination exists, it’s possible to still achieve your dreams and be a millionaire if one is willing to sacrifice!
I look forward to paying off my mortgage in 4 years time. After that, I'm saving and investing my way to the retirement finish line.
I'm already a millionaire by inheriting wealth from my parents. I'm gonna be a billionaire in maybe a decade. And my parents values are exactly what Dave is preaching.
Believe me, we are social animals and I've seen poverty at its core. There isn't gonna be a better life or easy life if you aren't at least a millionaire.
LOL! The use of the word "systemic" making people sound like a sophisticated victim. This aged SO well for today's "systemic racism". Thanks for all your wisdom, Dave! I'm definitely on the millionaire track because of you and your team!!!
No systematic racism is taught. That is why racist laws stay on books. Dave is talking about money not politics.
I WILL BE A MILLIONAIRE BY AGE 35 !
I mostly agree. Unless a person has a severe disability, financial success and secure retirement is attainable with discipline. And yes, many can become millionaires. I like the word “grit”. I had a lot of it when I was young and it wained over time. I’m getting it back and feel the power again. The only thing I would like to add about this is that white males, like myself, often underestimate the pervasiveness of racism and bigotry even in today’s society. For those of us who believe like Dave does, I think remembering how tough some people have it in life is important. And, we should speak out to encourage and offer advice to people who struggle so they can learn to overcome the psychological obstacles. It’s much better than dismissing people who feel overwhelmed. And, it feels good to offer that little bit of help.
Excellent message. There is hope and ways of leaving like no one else.
Bottom line “borrowers are slaves of the lenders”. I promise to pay my debt with intensity and never borrow again, with the grace of God I am confident I will be able to do it.
Many blessings to you, family and staff members.
I appreciate you Dace. You inspired me to start my own brand and TH-cam channel partly on your encouragement on starting your own small business.
Maximize income, minimize expenses, and invest the rest. Very simple.
I needed this today. Was starting to get really low and thought about giving up. Idc how old this post is…thank you Dave… you’ve given me HOPE
I will be a millionaire in American currency and a Billionaire in Jamaican currency in the next 20yrs. That's a fact.
Thank you Dave Ramsey 😋😋😋
+TheAyanda1988 Thank you for watching!
What if Dave ran for POS. He’d have my vote.
Having grown up doing agricultural labor for less than the minimum wage, and having been a private making about $100 a month, it remains true that you CAN become financially successful.
"They made a decision to live differently." BTW, I had to be the first to "thumbs down" such a wonderfully empowering video because "who else would"! 😂😂😂😂