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Malaysians are not earning starting salary of $3200 in SG but more of 2K plus as account executive as its a waste of company financial resources just to hire foreigners at that price .
pls ask someone who is malaysia and working in sg to give their opinions, if possible get someone who is professional industry like emgineer thank you sirrrr
Sy Senior site Engineer dr KL yg keje dkt site Sg lebih 3 tahun lepas MCO VTL daily in out Sg pakai moto. Bangun 6am smpi site Sg by 7am..5pm leave site dlm Sg and smpi rumah by 6pm. Sblm ni keje dkt site construction KL tapi dgn salary yg jauh beza. Weekends are off jd able to return back to KL by moto sbb nk avoid kulai-yong peng jem...Friday after work is straight back to KL Damansara for family weekend time. Sunday evening back to gelang patah. Sy sewa rumah kampung melayu jadi murah skit..sebilik max 400rm..Telco dlm sg pon pakai Umobile free roaming je jadi xpayah amik pakej Singtel, starhub ke pepe...lgpon Sg offices Ade free Wifi line dn ramai keje site utilise Whatsapp call je...sejak masuk SG, jarang sentuh makanan SG ke public transport SG sbb naik moto kecuali kalo company Singapore belanja. Setiap hari akan tapau kt warung ke masak sblm masuk sg so very cost saving. Petrol pon isi dekat msia. Just pay 4sgd autopas masuk sg keluar sg sehari je. Keje pon 5 days 2 days rest jadi sempat balik KL jumaat petang. 1 bulan expenditure travel in out sg include makan (200-300rm), rental(400rm), petrol (240rm) dn full amount autopass (80sgd) lebih kurang rm1.2-1.3k expenditure je...lain bole buat saving simpanan utk bawak balik KL siap investment dlm ASB, Emas dn KWSP utk masa depan famili....Jadi dgn contoh hasben runsgd gaji 5k sgd dgn famili outstation dh tentu lebih dari cukup utk family skali anak hidup atas comfort zone. Utk sesiape budak msian yg duk dlm sg, tentu expenditure dia confim lagi tinggi sbb makan, hidup, travel dlm sg....
PJ born and raised, but been in SG for 6 years. White collar and worked in KL for first couple of years. It’s true, working here has its merits - higher purchasing power equals better quality of living. You’ll be able to afford nicer goods and more importantly more nutritious food. Take home pay is definitely more than KL, with its low taxes and generally low daily spendings. Only cons are expensive private housing (HDB is accessible but that’s another topic for another day) and car ownership - which I think is highly unnecessary with the amazing public transport infra (also no more jams!) and availability of Grab. But when you start having kids, the dynamics start to tilt. This is just the POV of a middle class white collar single.
@exactly the same sentiment here in London. Been here for 18 years. With kid, time to balik kampung. Look far enough (ie longer term) and you might think twice.
I saved RM450,000 within 2 years as a Big 4 manager in Singapore during my early 30s. I could have saved even more if I hadn’t lived just 15 minutes from the office or spent recklessly on food and other things-honestly, I spent way more than my Singaporean colleagues. You’d never save RM450,000 working in Kuala Lumpur unless you're a politician.
@@PlanetXenornoph we are talking about average Malaysian (with a Degree) working in SG and can save a few millions MYR after working in SG for like 10 years. Can the average Malaysian do that in KL, Penang or JB? I certainly cannot when I worked 13 years in KL. After that I worked 15 years in SG and now I'm retired.
Am born and raised in JB. I'd rather earn 3.5k SGD as a start than earning RM3.5K. COL in JB is way over the top that a bowl of pan mee can go up to RM10-11. If I'm earning MYR, thats gonna be a huge pinch. A bowl of pan mee cost SGD4-5. I'd be much happier earning SGD and spending in SG itself
My cousin who's an ACCA grad is earning over $10k in SG and he's only in his mid 30's, plus he's not a bright student but he works hard and spends wisely. The savings he can potentially accumulate is pretty massive. So yes, it was a better for him.
Add info: Thats why msians working in sg stay in JB. Rental rm1.5k~1.8k at Danga Bay(Woodlands border) or Forest City(Tuas border). Save more but less worklife balance but thats the sole purpose you work in sg. Is to run SGD & get the hell out when you get the bag Good luck everyone
Actually there are many Singaporean, Australian, British, etc working in SG but staying in JB. With WFH now available, it is actually an even better work life balance then staying in SG.
@@shutengloke5907 There is, but nowadays the Malaysia Immigration is smarter and more strict. Many has been dealt with a NTL (not to land) and refused entry to malaysia for abusing social visit pass
Saya oleh itu akan memaklumkan kepada anda bahawa saya menyedari rakyat (yang kaya) Malaysia - serta Indonesia - yang mengeksploitasi (剝削) காசிவிஸ்வநாதன் “கா [/கே]” “bandar, bukan negara” சண்முகம் sebagai batu loncatan semata-mata untuk meneruskan (akhirnya) mendapatkan penduduk status di Australia (atau Kanada). Kesedaran tentang pendidikan kebangsaan (NE) atau “pengetahuan asas” negara seseorang adalah tidak relevan & hanya “sejarah (歷史)”, iaitu sesuatu yang TERPAKSA dipelajari dalam sistem persekolahan selama beberapa tahun & kemudian BUANG sama seperti sampah secepat mungkin (“useless knowledge”). Walau bagaimanapun, perkhidmatan negara (NS) adalah penting kerana eksploitasi semua lelaki tempatan yang ditugaskan serta tertakluk kepada liabiliti pasukan simpanan sepanjang hayat tanpa mengira status sosioekonomi keluarga nuklear mereka atau berapa ramai anak lelaki yang di kandung ibu-bapa menjana “pembangunan ekonomi” & “berguna dari segi ekonomi” berbanding pendidikan kebangsaan (NE). Wanita tempatan & warga asing - terutamanya penduduk tetap (PR) yang cerdik MUNAFIK - boleh bermain “pilih-&-campur” dengan Singapura, iaitu memilih apabila Singapura adalah sebuah negara atau bandar (raya global) apabila Singapura sesuai dengan keadaan individualistik mereka & berpegang pada diri sendiri kepentingan berpusat. Sekurang-kurangnya pemegang pasport Ireland-merangkap-Kesatuan-Eropah boleh menjadikan kejahilan & buta huruf berfungsi untuk kelebihan tiga kali ganda mereka dilengkapi dengan konotasi pengganas romantis.
Furthermore, காசிவிஸ்வநாதன் “கா [/கே]” சண்முகம் - then the world’s highest paid foreign affairs minister - mentioned in New York City (NY) that Singapore is “a city, not a country”. That probably explains why the daddy-cum-paternal-uncle-SELLOUT DOCTOR ஜனில் ஆருஷா புதுச்சேரி does not have to know what the abbreviations “NSF” & “NSman/NSmen” stand (no pun intended) for.
Another factor is TAX rate. As an above average salaried working adult, engineers/finance/accountant etc.. Malaysia: Earns RM8k per month. Whatever more than 8k, it is taxed at a staggering 25%. SG: Similarly, earning 4k SGD per month, it is taxed at 7%
Yea but actually is much lower effective tax rate because first 20k not taxable. First year is rough because it's flat 15-24% tax rate becos considered non-resident. But after that, you follow the tax resident tiers. Which it's pretty much usually tiered up to 2-3.5% for average earners of up to 30-40k/year which is translated to 0.6% to 1.375% effective tax rate (percentage of overall income).
Great video, really breaks down the financials and lifestyle differences! I've been thinking about this move myself, and your points about the cost of living and career growth in Singapore are super insightful. However, the property and car ownership restrictions in Singapore are a bit of a deal-breaker for me, especially if you're not a PR. Also, the work culture sounds intense - it's something to really consider if you value a more relaxed lifestyle like we often have in Malaysia. Thanks for highlighting the pros and cons, definitely food for thought
Yes and no, Yes, if the person is single and not stay in SG...means must travel everyday to work from JB...the cost of living in SG so high..the rental is so crazy high that it is not economical to rent a room and cost bear by one person...and if you have family worse, the cost of education for PR child is also very high. No if you have family and with a a child with PR status and to rent a house, you need to have salary minimum SGD 6K above.
the public transportation in Singapore is punctual, clean, comfortable and reliable...it is also international class, meaning: you are under shelter from your apt to the boarding point.
I have a Malaysian ex colleague who worked in SG earning between 2.5k-3k (15 years ago) who works in Orchard and commute back to JB daily riding a motorcycle. His role didn’t hv much OT so he definitely made a splash. He woke up very early to escape traffic jam and go back on time to hv dinner with family. It’s what you want to sacrifice to suit your lifestyle.
You missed out 1 of the important factor, the insurance protection each requires to pay. If Sarah would be injured during her free time after work hours, she will have to be hospitalized, therefore the difference to include insurance premium is actually not that drastic.
“These foreigners [- including dodgy permanent residents (PRs)] - are here [in Singapore] to contribute economically & who will want to come to Singapore if we subject them to the conscription & lifelong reservist liability which we compel onto all our local lads, regardless of how many male children the parents conceive? [...] THEY WILL LEAVE”! - 楊康海 (good riddance)
Frankly speaking I believe Malaysians are the winners here as compared to Singaporeans.. Able to earn 3.3 times more just across a short border from the comfort of your own country and there’s no need to serve many years of National Service and subsequent in-camp trainings (if you are a man). Just work hard for a few years, save and invest your money properly and you could be heading for an early retirement back in Malaysia.. no such luck for a Singaporean.. Malaysia boleh!
“These foreigners [- including dodgy permanent residents (PRs)] - are here [in Singapore] to contribute economically & who will want to come to Singapore if we subject them to the conscription & lifelong reservist liability which we compel onto all our local lads, regardless of how many male children the parents conceive? [...] THEY WILL LEAVE”! - 楊康海 (good riddance)
Such a small thinker, you think 10 years later Malaysia will be cheaper than Singapore in terms of cost of living? You lucky you can still afford a meal in Malaysia due to the exchange rate back in Malaysia many can't even afford 3 meals a day due to very high cost of living now from food, transportation and accommodations. You can still find S$3.50 a meal in Singapore but in Malaysia it is at least rm15. Plus they have retirement funds to fall back on. What have you if you can save which u know most arrogant Malaysian would rather spend it on a LV. Bags. Singaporeans always plan no matter how poor they still can afford a roof. How many Malaysians like you can? Still got the audacity to make such a childish statement about them. Pathetic
I think the career growth is much more matters for me to stay in SG. Some position like FP&A have more vacancies in SG than MY. and most of the MNC tried to setup shared service centre and move those job requires less skill to Malaysia
The best is work in SG, stay in JB. for me, i use kapcai to travel through Scd link, the total spent is only within SGD1K per month only (include rental in JB+food+petrol+VEP Singapore), the balance of my income is for my saving and invest.
The only regret I have is renting a room in Singapore, Singaporeans treats us as if we have no lives and expects us to not be in the room at all times, and also as a foreign worker you tend to start work early and end work late so your choice of meal is probably just good enough or terrible and you cannot cook anything other than instant noodles
Long story short, work hard in sg to maximise your saving then retire early in malaysia. Itll be a tough life but thats the sacrifice you gotta make. Good luck to everyone 🙏
The best is the stay in JB, commute to SG. If you can eat ur breakfast in JB, and dinner in JB, you only need to eat in SG (or if u dabao from Malaysia for lunch its even cheaper).. but you sacrifice in travel time and maybe less sleep and less free time after work. But if you persevere for 5 years or 10 years.. the money earned in sg and convert to Ringgit can let you buy a property and car in Malaysia and retire early at maybe 45.
** Hi FROM KL here ** More than anything msians need to be grateful for this useful information - BUT i need to point out with FACT - now 10K RM cannot stay KL .. family with 2 children and CAR struggling to save anything after expenses. SINGAPORE total paid fully monthly housing mortgage including utilities = SGD $288. (Other including phone and internet = full total about $640.)
Hundreds of thousands of m'sian migrant workers travel to s'pore to work everyday. M'sia is way behind s'pore in many international rankings. Tens of thousands of m'sians queue up to become s'pore citizens every year while no s'poreans queue up to become m'sian citizens. It' so obvious that s'pore is a much better place.
Nahhh, most of the Malaysians who are becoming SG PR are usually Chinese (ONLY MINGLE WITH THEIR RACE). No Malay are interested in becoming Singaporean.
i think the work load and stress is x3, if your family is not wealthy but you are highly educated and qualified, i recommend going to Singapore to work, or else find a way to get your parents to sponsor you to start a business in a proper way, Financial freedom and passive income is key, with extra time you can be free to think how to improve on a business like Ziet did, thats why Ziet didnt go to Singapore but encourage any of you who just want a stable life to work in Singapore. True story
Please dont come to Singapore. Its not worth it. We are so cramped here. You are packed like sardines everywhere you go. You pay more for what you earn....... Please stay and work in Malaysia. Malaysia Boleh!
Agree with you. Haters can go India, Euro or middle east instead. Our strong currency has got nothing to do with you... Have some backbone, don't rely on Singapore if you have so much resentments towards Singapore and Singaporeans. India, Thailand and Indonesia not far from malaysia also... Go!
For me, as a young freshies sacrificing for the saving is super worth compared livin here in Malaysia. I have a dream to be Financially freedom early and to be realistic having 1 million before 30 in corporate is SG the only way. I been working for 3Y with above average salary IT but still the saving and buying power are not there. 🤣
It depends... If you can earn SGD 10k monthly salary equivalent in Malaysia, why need to go to SG? Similar, if you cannot earn rm10k/month in Malaysia, then going to SG could be a good way to jump your salary.
From most or 90% of Malaysian I know especially professional Chinese. The main reason for working in SG is not only about $$. It's more about work opportunities
Hey ziet can you do a video on opening an offshore bank accounts in Singapore for non residents? I’d like to open one to have a second storage for my savings
Similar situation but I have worked In Australia for 15 years. Invested / saved and not have net worth of about RM5 million with some passive income . I also built up a good network and relationship in my industry and have obtained a job can work remotely. Planning to move back next year at age 42 while working remotely . even at a monthly salary of $AU5-6k post tax plus passive income that is more than enough to live comfortably in Malaysia. If I was to live in Malaysia and work I people never get these opportunities and savings . But it was not an easy path, lots of sacrifices and discipline was needed to get to where I am.
I wonder after so many videos in comparison between Singapore and Malaysia, why more and more Malaysians are going over and trying to obtain PR or citizenship? I guess only those who have succedded better share their stories. SG is a melting pot for foreigners even with so many restrictions and after many considerations they still prefer SG if their abilities or opportunities arises.
If you earn a lot and need to be close to family, don't bother coming to Singapore. Laid back is not an option and stress is how you control it. Time is money. Working in SG will grow your money very fast. Food will be good if you have money, no matter where you are.
If all malaysian youths only think of escaping to singapore,what will happen to malaysia left with less capable n talented people.money is not everything in life.u can certainly suceed n b happy in malaysia too.
If Singapore is a bigger country, more will move Malaysians will move in. Mind you, there are other foreign workers working in Singapore too. Some Chinese from China seeingly strike gold when they obtained PR in SG as commented by their country men back home. Definitely, there are more up sides then Downside when it comes to working and living in SG for the numbers crossing the border quietly speaks for itself.
How can an Account Executive work in SG with so low salary? You wouldn't be qualify to get a Employment Pass. I think you should get more information before doing this video.
I earn around $3.1k/month, and it’s possible to get an Employment Pass, only if working for an SME with fewer than 10 employees (I managed to get one with my current salary, and I work in a role similar to the one mentioned in the video). This video seems to provide correct information in my opinion lol.
@@tinyelysium3706 EP (not Work Permit) with $3.1k salary? That interesting. www.mom.gov.sg/passes-and-permits/employment-pass/eligibility/compass-c1-salary-benchmarks
Somehow most of the Malaysian can get Employment Pass in Singapore with lower salary. However, not all have the luck and the requirement will be higher and higher.
Malaysians are not earning starting salary of $3200 in SG but more of 2K plus as account executive as its a waste of company financial resources just to hire foreigners at that price .
It just a single white collar POV. If u have family, living in Malaysia is way better. U be able to effort a car, a home aka depending on your income. Most important thing is u have a way more flexible life compare to sg. Your life in sg will flip upside down when u have family and at some point in life where travelling is no longer a tool to impress your surrounding, x3 worth less and u will stuck in a gap between sg or Malaysia, this is where the Singapore government come up with some policy to gaslighting u. Talking about 👿😂😂😂
I’m a Malaysian Freshgrad student get a first job in Singapore. I worked for 1 year+ now and resigned come back to KL on Jan 2025 onwards. Let me know if you are looking for someone like me to share my opinion.
Short answer. Yes. Your salary is already 3 times whatever you will earn in Malaysia. Not to mention lower taxes, first world country, safe, and fun. People all over the world flock to Singapore. Malaysians get to enjoy that by default.
Ignoring mental health, Alzheimer together with dementia awareness. But exacerbating stigma around the conditions is just as good as address these issues can significantly hinder the well-being of those affected.
dont compare la, each country has its pros and cons. The end of the day is which country would give you more opportunities based on your talents or not...
Malaysia mate, in Malaysia I drive a BMW F30 3 series, in Singapore I will need to take train daily so i prefer Malaysia it's affordable if you know where to look and plan your finance wisely
Easy to say. At least 5 days a week wake up at 4:30 to cross over to Singapore and return home at 9-11pm. Your children only see you during weekends and there’s almost no work life balances..
Let me summarize for you. YES if is singaporean type of jobs NO if is those jobs purposly hire immigrants for those hard labor jobs( including malaysia)
The job market now in SG is worse compared to covid days, for Malaysia degree holders if you want career growth, just stay in KL😂 One more thing, you are more likely to be replaced or layoff, if your performance is average
In this days and since the 80s....Malaysian are part of the building of Singapore....Spore need Malaysian workers even though theres others to choose. So dont play play ahh...
no leh i like my malaysian colleagues LOL. I always see malaysian as equals to singaporeans. Somemore they always gimi travel tips and help me buy cheap stuff from malaysia 🤩
As if Malaysians don't openly discriminate people from other races/less developed countries. In fact you yourself made a somewhat discriminatory remarks about Bangladeshi people. There's bad apples in every corner of the world you go to
Malaysians should definitely do that arbitrage.. Earn as much as they can in SG, then go back MY and have a more relaxing life.. But of cos some sacrifices (being away from your loved ones) is involved..
lol don't understand why always Singapore ? Go to GCC country UAE, Qatar city like Dubai, Abu Dhabi and Doha. You will earn more with no tax. And the cost still lower than Singapore.
Even if you give me 1 million Singapore dollars 1 day , i prefer to work in Malaysia. It's not about anything. Being a Malaysian Chinese no matter how bad Malaysia is , we are not illegal immigrants in another country ( Singapore). I remember one Singaporean Chinese said to me Malaysian speak broken English. We Malaysian born Chinese can easily speak multiple languages. As if Singapore Singlish isn't broken English ?
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If you are johorean maybe, otherwise KL and Penang heaps better. Focus on our local economy better
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Malaysians are not earning starting salary of $3200 in SG but more of 2K plus as account executive as its a waste of company financial resources just to hire foreigners at that price .
pls ask someone who is malaysia and working in sg to give their opinions, if possible get someone who is professional industry like emgineer thank you sirrrr
if this gets more likes we will go down johor/singapore to cover it ourself!!
@ DO IT PLSSSS
Sy Senior site Engineer dr KL yg keje dkt site Sg lebih 3 tahun lepas MCO VTL daily in out Sg pakai moto. Bangun 6am smpi site Sg by 7am..5pm leave site dlm Sg and smpi rumah by 6pm. Sblm ni keje dkt site construction KL tapi dgn salary yg jauh beza. Weekends are off jd able to return back to KL by moto sbb nk avoid kulai-yong peng jem...Friday after work is straight back to KL Damansara for family weekend time. Sunday evening back to gelang patah. Sy sewa rumah kampung melayu jadi murah skit..sebilik max 400rm..Telco dlm sg pon pakai Umobile free roaming je jadi xpayah amik pakej Singtel, starhub ke pepe...lgpon Sg offices Ade free Wifi line dn ramai keje site utilise Whatsapp call je...sejak masuk SG, jarang sentuh makanan SG ke public transport SG sbb naik moto kecuali kalo company Singapore belanja. Setiap hari akan tapau kt warung ke masak sblm masuk sg so very cost saving. Petrol pon isi dekat msia. Just pay 4sgd autopas masuk sg keluar sg sehari je. Keje pon 5 days 2 days rest jadi sempat balik KL jumaat petang. 1 bulan expenditure travel in out sg include makan (200-300rm), rental(400rm), petrol (240rm) dn full amount autopass (80sgd) lebih kurang rm1.2-1.3k expenditure je...lain bole buat saving simpanan utk bawak balik KL siap investment dlm ASB, Emas dn KWSP utk masa depan famili....Jadi dgn contoh hasben runsgd gaji 5k sgd dgn famili outstation dh tentu lebih dari cukup utk family skali anak hidup atas comfort zone. Utk sesiape budak msian yg duk dlm sg, tentu expenditure dia confim lagi tinggi sbb makan, hidup, travel dlm sg....
PJ born and raised, but been in SG for 6 years. White collar and worked in KL for first couple of years.
It’s true, working here has its merits - higher purchasing power equals better quality of living. You’ll be able to afford nicer goods and more importantly more nutritious food. Take home pay is definitely more than KL, with its low taxes and generally low daily spendings.
Only cons are expensive private housing (HDB is accessible but that’s another topic for another day) and car ownership - which I think is highly unnecessary with the amazing public transport infra (also no more jams!) and availability of Grab.
But when you start having kids, the dynamics start to tilt. This is just the POV of a middle class white collar single.
@exactly the same sentiment here in London. Been here for 18 years. With kid, time to balik kampung. Look far enough (ie longer term) and you might think twice.
I saved RM450,000 within 2 years as a Big 4 manager in Singapore during my early 30s. I could have saved even more if I hadn’t lived just 15 minutes from the office or spent recklessly on food and other things-honestly, I spent way more than my Singaporean colleagues. You’d never save RM450,000 working in Kuala Lumpur unless you're a politician.
There's many Malaysians able to save more than 450k working in KL, Penang and JB, don't assume that all are poor and it's depends how you earn it
@@PlanetXenornophThe problem is an average manager in Singapore can save 450k, while an average manager in KL most likely cannot.
@@PlanetXenornoph Find a job like that. I am not talking about business man.
@@PlanetXenornoph we are talking about average Malaysian (with a Degree) working in SG and can save a few millions MYR after working in SG for like 10 years. Can the average Malaysian do that in KL, Penang or JB?
I certainly cannot when I worked 13 years in KL. After that I worked 15 years in SG and now I'm retired.
Seems like the more lucrative option would be to try to become a politician in Malaysia than to work like a dog in SG…
Am born and raised in JB. I'd rather earn 3.5k SGD as a start than earning RM3.5K.
COL in JB is way over the top that a bowl of pan mee can go up to RM10-11. If I'm earning MYR, thats gonna be a huge pinch.
A bowl of pan mee cost SGD4-5. I'd be much happier earning SGD and spending in SG itself
My cousin who's an ACCA grad is earning over $10k in SG and he's only in his mid 30's, plus he's not a bright student but he works hard and spends wisely. The savings he can potentially accumulate is pretty massive. So yes, it was a better for him.
Can’t deny the environment in SG does reward hard worker👍🏻
Add info:
Thats why msians working in sg stay in JB. Rental rm1.5k~1.8k at Danga Bay(Woodlands border) or Forest City(Tuas border).
Save more but less worklife balance but thats the sole purpose you work in sg. Is to run SGD & get the hell out when you get the bag
Good luck everyone
Thanks for chipping in!
Actually there are many Singaporean, Australian, British, etc working in SG but staying in JB. With WFH now available, it is actually an even better work life balance then staying in SG.
@@shutengloke5907 There is, but nowadays the Malaysia Immigration is smarter and more strict. Many has been dealt with a NTL (not to land) and refused entry to malaysia for abusing social visit pass
Good take on working in Singapore. I've been working and living in Singapore for 15 years now. It is the best career decision that I've ever made.
Saya oleh itu akan memaklumkan kepada anda bahawa saya menyedari rakyat (yang kaya) Malaysia - serta Indonesia - yang mengeksploitasi (剝削) காசிவிஸ்வநாதன் “கா [/கே]” “bandar, bukan negara” சண்முகம் sebagai batu loncatan semata-mata untuk meneruskan (akhirnya) mendapatkan penduduk status di Australia (atau Kanada).
Kesedaran tentang pendidikan kebangsaan (NE) atau “pengetahuan asas” negara seseorang adalah tidak relevan & hanya “sejarah (歷史)”, iaitu sesuatu yang TERPAKSA dipelajari dalam sistem persekolahan selama beberapa tahun & kemudian BUANG sama seperti sampah secepat mungkin (“useless knowledge”).
Walau bagaimanapun, perkhidmatan negara (NS) adalah penting kerana eksploitasi semua lelaki tempatan yang ditugaskan serta tertakluk kepada liabiliti pasukan simpanan sepanjang hayat tanpa mengira status sosioekonomi keluarga nuklear mereka atau berapa ramai anak lelaki yang di kandung ibu-bapa menjana “pembangunan ekonomi” & “berguna dari segi ekonomi” berbanding pendidikan kebangsaan (NE).
Wanita tempatan & warga asing - terutamanya penduduk tetap (PR) yang cerdik MUNAFIK - boleh bermain “pilih-&-campur” dengan Singapura, iaitu memilih apabila Singapura adalah sebuah negara atau bandar (raya global) apabila Singapura sesuai dengan keadaan individualistik mereka & berpegang pada diri sendiri kepentingan berpusat.
Sekurang-kurangnya pemegang pasport Ireland-merangkap-Kesatuan-Eropah boleh menjadikan kejahilan & buta huruf berfungsi untuk kelebihan tiga kali ganda mereka dilengkapi dengan konotasi pengganas romantis.
More money and stronger currency.
Furthermore, காசிவிஸ்வநாதன் “கா [/கே]” சண்முகம் - then the world’s highest paid foreign affairs minister - mentioned in New York City (NY) that Singapore is “a city, not a country”.
That probably explains why the daddy-cum-paternal-uncle-SELLOUT DOCTOR ஜனில் ஆருஷா புதுச்சேரி does not have to know what the abbreviations “NSF” & “NSman/NSmen” stand (no pun intended) for.
Another factor is TAX rate.
As an above average salaried working adult, engineers/finance/accountant etc..
Malaysia: Earns RM8k per month. Whatever more than 8k, it is taxed at a staggering 25%.
SG: Similarly, earning 4k SGD per month, it is taxed at 7%
Yea but actually is much lower effective tax rate because first 20k not taxable.
First year is rough because it's flat 15-24% tax rate becos considered non-resident. But after that, you follow the tax resident tiers. Which it's pretty much usually tiered up to 2-3.5% for average earners of up to 30-40k/year which is translated to 0.6% to 1.375% effective tax rate (percentage of overall income).
Great video, really breaks down the financials and lifestyle differences! I've been thinking about this move myself, and your points about the cost of living and career growth in Singapore are super insightful. However, the property and car ownership restrictions in Singapore are a bit of a deal-breaker for me, especially if you're not a PR. Also, the work culture sounds intense - it's something to really consider if you value a more relaxed lifestyle like we often have in Malaysia. Thanks for highlighting the pros and cons, definitely food for thought
saya subsciber awak bro!
Yes and no, Yes, if the person is single and not stay in SG...means must travel everyday to work from JB...the cost of living in SG so high..the rental is so crazy high that it is not economical to rent a room and cost bear by one person...and if you have family worse, the cost of education for PR child is also very high. No if you have family and with a a child with PR status and to rent a house, you need to have salary minimum SGD 6K above.
the public transportation in Singapore is punctual, clean, comfortable and reliable...it is also international class, meaning: you are under shelter from your apt to the boarding point.
💯can vouch myself their public infra is second to none
I have a Malaysian ex colleague who worked in SG earning between 2.5k-3k (15 years ago) who works in Orchard and commute back to JB daily riding a motorcycle. His role didn’t hv much OT so he definitely made a splash.
He woke up very early to escape traffic jam and go back on time to hv dinner with family. It’s what you want to sacrifice to suit your lifestyle.
You missed out 1 of the important factor, the insurance protection each requires to pay. If Sarah would be injured during her free time after work hours, she will have to be hospitalized, therefore the difference to include insurance premium is actually not that drastic.
You missed an important point, SG only takes the most qualified/ eligible Malaysian. The ball is in their court 🤭
“These foreigners [- including dodgy permanent residents (PRs)] - are here [in Singapore] to contribute economically & who will want to come to Singapore if we subject them to the conscription & lifelong reservist liability which we compel onto all our local lads, regardless of how many male children the parents conceive? [...]
THEY WILL LEAVE”!
- 楊康海 (good riddance)
Like which countries don’t? If u wan to earn more money in other countries then obviously u need to have qualifications.
Frankly speaking I believe Malaysians are the winners here as compared to Singaporeans..
Able to earn 3.3 times more just across a short border from the comfort of your own country and there’s no need to serve many years of National Service and subsequent in-camp trainings (if you are a man).
Just work hard for a few years, save and invest your money properly and you could be heading for an early retirement back in Malaysia.. no such luck for a Singaporean..
Malaysia boleh!
“These foreigners [- including dodgy permanent residents (PRs)] - are here [in Singapore] to contribute economically & who will want to come to Singapore if we subject them to the conscription & lifelong reservist liability which we compel onto all our local lads, regardless of how many male children the parents conceive? [...]
THEY WILL LEAVE”!
- 楊康海 (good riddance)
Such a small thinker, you think 10 years later Malaysia will be cheaper than Singapore in terms of cost of living? You lucky you can still afford a meal in Malaysia due to the exchange rate back in Malaysia many can't even afford 3 meals a day due to very high cost of living now from food, transportation and accommodations. You can still find S$3.50 a meal in Singapore but in Malaysia it is at least rm15. Plus they have retirement funds to fall back on. What have you if you can save which u know most arrogant Malaysian would rather spend it on a LV. Bags. Singaporeans always plan no matter how poor they still can afford a roof. How many Malaysians like you can? Still got the audacity to make such a childish statement about them. Pathetic
WORK IN SINGAPORE , LIVE IN MALAYSIA =)
I think the career growth is much more matters for me to stay in SG. Some position like FP&A have more vacancies in SG than MY. and most of the MNC tried to setup shared service centre and move those job requires less skill to Malaysia
The best is work in SG, stay in JB. for me, i use kapcai to travel through Scd link, the total spent is only within SGD1K per month only (include rental in JB+food+petrol+VEP Singapore), the balance of my income is for my saving and invest.
Work in SG get high salary, abuse cheap rental, fuel and medicine in JB.
My only regret is I should have moved to SG earlier in my life for work
The only regret I have is renting a room in Singapore, Singaporeans treats us as if we have no lives and expects us to not be in the room at all times, and also as a foreign worker you tend to start work early and end work late so your choice of meal is probably just good enough or terrible and you cannot cook anything other than instant noodles
Long story short, work hard in sg to maximise your saving then retire early in malaysia. Itll be a tough life but thats the sacrifice you gotta make. Good luck to everyone 🙏
The best is the stay in JB, commute to SG.
If you can eat ur breakfast in JB, and dinner in JB, you only need to eat in SG (or if u dabao from Malaysia for lunch its even cheaper).. but you sacrifice in travel time and maybe less sleep and less free time after work. But if you persevere for 5 years or 10 years.. the money earned in sg and convert to Ringgit can let you buy a property and car in Malaysia and retire early at maybe 45.
** Hi FROM KL here ** More than anything msians need to be grateful for this useful information - BUT i need to point out with FACT - now 10K RM cannot stay KL .. family with 2 children and CAR struggling to save anything after expenses. SINGAPORE total paid fully monthly housing mortgage including utilities = SGD $288. (Other including phone and internet = full total about $640.)
Hundreds of thousands of m'sian migrant workers travel to s'pore to work everyday. M'sia is way behind s'pore in many international rankings. Tens of thousands of m'sians queue up to become s'pore citizens every year while no s'poreans queue up to become m'sian citizens. It' so obvious that s'pore is a much better place.
Nahhh, most of the Malaysians who are becoming SG PR are usually Chinese (ONLY MINGLE WITH THEIR RACE). No Malay are interested in becoming Singaporean.
Great video Ziet
I’m elated to have gotten bossku affirmation
@@ZietInvests LOL
i think the work load and stress is x3, if your family is not wealthy but you are highly educated and qualified, i recommend going to Singapore to work, or else find a way to get your parents to sponsor you to start a business in a proper way, Financial freedom and passive income is key, with extra time you can be free to think how to improve on a business like Ziet did, thats why Ziet didnt go to Singapore but encourage any of you who just want a stable life to work in Singapore. True story
It's simple. Working in Singapore for 10 years = working in Malaysia for 30 years. It's really a no brainer.
Please dont come to Singapore. Its not worth it. We are so cramped here. You are packed like sardines everywhere you go. You pay more for what you earn....... Please stay and work in Malaysia. Malaysia Boleh!
Agree with you. Haters can go India, Euro or middle east instead. Our strong currency has got nothing to do with you... Have some backbone, don't rely on Singapore if you have so much resentments towards Singapore and Singaporeans. India, Thailand and Indonesia not far from malaysia also... Go!
@@HuaWuDi have some backbone and grow your own food and drink your own P
@@HuaWuDi have a backbone and stop relying on malaysia to provide food and water to you.
@ HuaWuDi have a backbone and stop relying on Malaysia to provide food and water to you
@@hailyrizzo5428johor won’t stop selling us water because they can’t even clean thier water😂😂😂 they need to buy purified water from singapore
Wow nice video, ziet
Hello nice sifu
For me, as a young freshies sacrificing for the saving is super worth compared livin here in Malaysia. I have a dream to be Financially freedom early and to be realistic having 1 million before 30 in corporate is SG the only way. I been working for 3Y with above average salary IT but still the saving and buying power are not there. 🤣
By the way, Sketchers advertised that a sales assistant can earn up to S$4k including commission.
It depends... If you can earn SGD 10k monthly salary equivalent in Malaysia, why need to go to SG? Similar, if you cannot earn rm10k/month in Malaysia, then going to SG could be a good way to jump your salary.
From most or 90% of Malaysian I know especially professional Chinese. The main reason for working in SG is not only about $$. It's more about work opportunities
Hey ziet can you do a video on opening an offshore bank accounts in Singapore for non residents? I’d like to open one to have a second storage for my savings
the reality is if my salary in Sg is 10k sgd, my salary in Malaysia with similar JD will be at least 20k ringgit
Great video as usual! Singaporeans are blessed! (Provided not a car guy)
Similar situation but I have worked In Australia for 15 years. Invested / saved and not have net worth of about RM5 million with some passive income . I also built up a good network and relationship in my industry and have obtained a job can work remotely. Planning to move back next year at age 42 while working remotely . even at a monthly salary of $AU5-6k post tax plus passive income that is more than enough to live comfortably in Malaysia. If I was to live in Malaysia and work I people never get these opportunities and savings . But it was not an easy path, lots of sacrifices and discipline was needed to get to where I am.
Aust tax is v high, rent.. how much is left. Sgd is higher than aud currently
A Single vs Single, working in Singapore have slight edge .....but if you are married with kids then is another different story :)
I wonder after so many videos in comparison between Singapore and Malaysia, why more and more Malaysians are going over and trying to obtain PR or citizenship? I guess only those who have succedded better share their stories. SG is a melting pot for foreigners even with so many restrictions and after many considerations they still prefer SG if their abilities or opportunities arises.
If you earn a lot and need to be close to family, don't bother coming to Singapore. Laid back is not an option and stress is how you control it.
Time is money. Working in SG will grow your money very fast.
Food will be good if you have money, no matter where you are.
Singaypore is where it’s at lah!
Counter point : east side best side especially Sengkang 2:09
Working in singapore and invest in US is the best thing for those who working in singapore since sgd is stable than myr to USD…….
What’s there to compare.3x means retirement funds easy to attain b4 50
If all malaysian youths only think of escaping to singapore,what will happen to malaysia left with less capable n talented people.money is not everything in life.u can certainly suceed n b happy in malaysia too.
Dude work earn SG , buy MY. Boom good for MY economy. Just saying. But is it?
Need to include work permit fees. Also do comparison work SG stay MY (daily).
If Singapore is a bigger country, more will move Malaysians will move in. Mind you, there are other foreign workers working in Singapore too. Some Chinese from China seeingly strike gold when they obtained PR in SG as commented by their country men back home. Definitely, there are more up sides then Downside when it comes to working and living in SG for the numbers crossing the border quietly speaks for itself.
is staffking a legit agency/compny? cause i want to apply a job at singapore
How can an Account Executive work in SG with so low salary? You wouldn't be qualify to get a Employment Pass. I think you should get more information before doing this video.
I earn around $3.1k/month, and it’s possible to get an Employment Pass, only if working for an SME with fewer than 10 employees (I managed to get one with my current salary, and I work in a role similar to the one mentioned in the video). This video seems to provide correct information in my opinion lol.
@@tinyelysium3706 EP (not Work Permit) with $3.1k salary? That interesting. www.mom.gov.sg/passes-and-permits/employment-pass/eligibility/compass-c1-salary-benchmarks
Somehow most of the Malaysian can get Employment Pass in Singapore with lower salary. However, not all have the luck and the requirement will be higher and higher.
Open secret that Malaysian applicants don’t need to fulfill the requirements. As long as gov approves then can get EP.
The SG housing rent you used is too low
Looking forward to video talking about education system.
Malaysians are not earning starting salary of $3200 in SG but more of 2K plus as account executive as its a waste of company financial resources just to hire foreigners at that price .
BTW is the income tax high in singapore
No, one of the lowest in the world. Google it.
Untuk berkerja di SG ✅
Untuk tinggal di SG❌
I do want to see video opinion about Malaysian working in Singapore!!!
Why Sarah needs to buy house in Singapore? In Singapore car is luxury whereas in Malaysia, car is necessity.
And the traffic congestion plus traffic death is luxury in Malaysia.....
If salary SGD 5k and above. No questions asked go SG work ah.
Has a lot factors to care about.
Worked in SG previously but I have better pay in Malaysia due to career growth & promotions
Bro is Chun Weng your biggest inspiration 🤣🤣🤣
chun weng is my idol
Yes, of course. No explanation needed 😂
It just a single white collar POV.
If u have family, living in Malaysia is way better. U be able to effort a car, a home aka depending on your income. Most important thing is u have a way more flexible life compare to sg.
Your life in sg will flip upside down when u have family and at some point in life where travelling is no longer a tool to impress your surrounding, x3 worth less and u will stuck in a gap between sg or Malaysia, this is where the Singapore government come up with some policy to gaslighting u. Talking about 👿😂😂😂
I’m a Malaysian Freshgrad student get a first job in Singapore. I worked for 1 year+ now and resigned come back to KL on Jan 2025 onwards. Let me know if you are looking for someone like me to share my opinion.
Thank you, will do!
Let make Malaysia great again
Short answer. Yes.
Your salary is already 3 times whatever you will earn in Malaysia.
Not to mention lower taxes, first world country, safe, and fun.
People all over the world flock to Singapore. Malaysians get to enjoy that by default.
Video poster is a Dr M Fan, always bashing SG.
Ok boss, tomorrow I will submit application for Prime Minister in Singapore 😂😂😅😅 thanks me later
The Mcdonalds near my house already smell like tempoyak because of the Malaysians working there.
If you are young at your 20s without much commitment, go to work in Singapore is no brainer.
KWSP & EPF & Tax friend
My only understanding that most of Singaporeans crossed over to M'sia not to distress but cheap to splurge.
Ignoring mental health, Alzheimer together with dementia awareness. But exacerbating stigma around the conditions is just as good as address these issues can significantly hinder the well-being of those affected.
dont compare la, each country has its pros and cons. The end of the day is which country would give you more opportunities based on your talents or not...
you should do a video of malaysian working overseas like australia or USA. Lagi best to compare haha.
Why you gotta do the thumbnail like that. 🤣
😂 cc my team
Malaysia mate, in Malaysia I drive a BMW F30 3 series, in Singapore I will need to take train daily so i prefer Malaysia it's affordable if you know where to look and plan your finance wisely
👍🏻👍🏻
Stay in Malaysia but work in Singapore.
Easy to say. At least 5 days a week wake up at 4:30 to cross over to Singapore and return home at 9-11pm. Your children only see you during weekends and there’s almost no work life balances..
All the converted savings means nothing if u settle down in Singapore and not coming back to Malaysia. Which many did
Yes. Sin living is very stressful. Tks to the f...king pay n pay government.😅😅
Not happy can always leave. Want high pay jobs with no stress, where on earth can you find? Who’s life not stress?
@@Appleorange.1234😆No stress if you live off your parents.
Sinful dollar must be the culprit. 🎉
how about work in malaysia but retire in Thailand or Indonesia?
Most Singaporeans go to Malaysia for holiday because of weak Currency. too bad
Do you mislead the CPF contribution about foreigners? All PRs have to contribute the CPF.
Sarawakians must contribute to CPF too
If you just started working in SG as a migrant you definitely dont have to pay CPF, only for PR.
@PlanetXenornoph what you mean??
That's why Singapore needs to have more foreign talent from all over the world, not just neighboring countries. Welcome all!!!
Let me summarize for you.
YES if is singaporean type of jobs
NO if is those jobs purposly hire immigrants for those hard labor jobs( including malaysia)
Not worth it! The health deteriorates more
The job market now in SG is worse compared to covid days, for Malaysia degree holders if you want career growth, just stay in KL😂 One more thing, you are more likely to be replaced or layoff, if your performance is average
lol everything quoted from Reddit? the best place to get inverse sentiment
I would like know more about the opinion o Malaysian and Singapore employee
It’s pretty obvious which is better. Where on earth will you find 330% returns?
In this days and since the 80s....Malaysian are part of the building of Singapore....Spore need Malaysian workers even though theres others to choose. So dont play play ahh...
Life short don't come here stress la guys
But I heard that Singaporeans discriminate Malaysians coz right, to them, we are like Bangladeshi in Malaysians
no leh i like my malaysian colleagues LOL. I always see malaysian as equals to singaporeans. Somemore they always gimi travel tips and help me buy cheap stuff from malaysia 🤩
Am the only Malaysian in my department. My colleagues sees me as equal. You are measured based on merit.
As if Malaysians don't openly discriminate people from other races/less developed countries. In fact you yourself made a somewhat discriminatory remarks about Bangladeshi people. There's bad apples in every corner of the world you go to
很简单。 赚新币花马币几爽几够力
Malaysians should definitely do that arbitrage.. Earn as much as they can in SG, then go back MY and have a more relaxing life..
But of cos some sacrifices (being away from your loved ones) is involved..
lol don't understand why always Singapore ? Go to GCC country UAE, Qatar city like Dubai, Abu Dhabi and Doha. You will earn more with no tax. And the cost still lower than Singapore.
Simgaporean dont pay rental bro. It is deducted via cpf/epf
> "Singapore food is equally good"
HERETIC!
🫣
SG (east) does have nice food, luckily
Delusional to assume Malaysian food better 😂
@@raymondlokeironically, ordinary Malaysian themselves can't afford to have their proudly so called 'better than Singapore food' meal...😅
If you are johorean maybe, otherwise KL and Penang heaps better. Focus on our local economy better
Even if you give me 1 million Singapore dollars 1 day , i prefer to work in Malaysia. It's not about anything. Being a Malaysian Chinese no matter how bad Malaysia is , we are not illegal immigrants in another country ( Singapore). I remember one Singaporean Chinese said to me Malaysian speak broken English. We Malaysian born Chinese can easily speak multiple languages. As if Singapore Singlish isn't broken English ?