How to Calculate Amortization Payments

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  • เผยแพร่เมื่อ 27 พ.ย. 2024

ความคิดเห็น • 93

  • @leticiaa1069
    @leticiaa1069 4 หลายเดือนก่อน +2

    Literally was shown this with so many different formulas and ways and couldn't get the answer. Well I watched this and did it and it was right first time! Thanks spent all day trying to figure this out!

    • @crowsmathclass
      @crowsmathclass  4 หลายเดือนก่อน

      You’re welcome. Glad it helped.

  • @iamGeo.
    @iamGeo. ปีที่แล้ว +3

    The Best (simplified) explanation I've ever seen on loan amortization.💯🙌

  • @cicaedasongs
    @cicaedasongs 4 ปีที่แล้ว +7

    Thank you for this step-by step walk through, Steve! The use of highlighter arrow on your screen really helped me to follow each next train of though. Algebra was always both exasperating and exciting for me in HS... now that I am an adult calculating Amortization Payments, it sure is nice to have a chance to learn the math of it.

    • @crowsmathclass
      @crowsmathclass  4 ปีที่แล้ว

      You're welcome. Glad it helped.

    • @mdrezaulislam8790
      @mdrezaulislam8790 4 ปีที่แล้ว

      Please check about Amortization payment, if you like than click on thanks button, forum.mt5.com/showthread.php?297869-What-are-the-differences-between-depreciation-and-amortization&p=15027970&viewfull=1#post15027970

  • @wateverlerr
    @wateverlerr 4 ปีที่แล้ว +6

    Thank you for the formula! Finally i am done with my confusion.

    • @crowsmathclass
      @crowsmathclass  4 ปีที่แล้ว +1

      You’re welcome. Glad it helped.

  • @yvettememita2974
    @yvettememita2974 4 ปีที่แล้ว +6

    Super helpful, accurate and straightforward. Thank you

    • @crowsmathclass
      @crowsmathclass  4 ปีที่แล้ว

      You’re welcome. Thank you for the comment.

  • @afrousel4731
    @afrousel4731 ปีที่แล้ว

    Thank you, very easy to follow with this simplified formula

  • @richb2752
    @richb2752 4 ปีที่แล้ว +3

    Thank you for a simple explanation and example. I subscribed and look forward to more videos.

  • @bugymellon
    @bugymellon 4 ปีที่แล้ว +56

    I recommend speed of x1.5

    • @bellaestacio8751
      @bellaestacio8751 4 ปีที่แล้ว +2

      Thank you 😭

    • @fhs2004jtwwf2007
      @fhs2004jtwwf2007 3 ปีที่แล้ว

      It’s awesome to listen in 1.5x then listen to the end at normal speed lolz

    • @EddieTavaresBrown
      @EddieTavaresBrown 3 ปีที่แล้ว

      Lmao

    • @k-walk
      @k-walk 3 ปีที่แล้ว

      put him on ben shapiro mode

    • @minatothefourth6562
      @minatothefourth6562 2 ปีที่แล้ว +1

      Lmao too late mate already watched it😭

  • @ihavenofriends5581
    @ihavenofriends5581 2 ปีที่แล้ว

    I honestly wish your my business math teacher
    Your more polite and probably will be less strict with deadlines
    Even though school administrator clearly said that we could still work and pass our written works for the next week

  • @eastonhubbard7963
    @eastonhubbard7963 4 ปีที่แล้ว +2

    Thank you for the formula and simple explanation!

  • @missterious1090
    @missterious1090 2 ปีที่แล้ว

    Thank you so much sir!
    It is really a big help specially for us student

    • @crowsmathclass
      @crowsmathclass  2 ปีที่แล้ว

      You’re welcome. Glad it helped.

  • @maxpercer7119
    @maxpercer7119 7 หลายเดือนก่อน

    I love this guy's voice. He should do voice acting.

  • @thalminator7663
    @thalminator7663 4 ปีที่แล้ว +1

    Makes it so much easier to comprehend the forumla thanks

    • @crowsmathclass
      @crowsmathclass  4 ปีที่แล้ว

      You’re welcome. Glad it helped.

    • @mdrezaulislam8790
      @mdrezaulislam8790 4 ปีที่แล้ว

      Please check about Amortization payment, if you like than click on thanks button, forum.mt5.com/showthread.php?297869-What-are-the-differences-between-depreciation-and-amortization&p=15027970&viewfull=1#post15027970

  • @kimzamora-kx6ru
    @kimzamora-kx6ru 2 ปีที่แล้ว

    Thank you so much! It was so easy using scientific calc. I just have to click 2ndF before clicking X^-1

  • @2SS.FERT1LE
    @2SS.FERT1LE 3 ปีที่แล้ว +1

    Thank you, this was a big help.

    • @crowsmathclass
      @crowsmathclass  3 ปีที่แล้ว +1

      You’re welcome. Glad it helped.

  • @ljsoriano1486
    @ljsoriano1486 3 ปีที่แล้ว

    thank you for your clean and comprehensive explaination❤️

  • @donkai_lol4370
    @donkai_lol4370 2 ปีที่แล้ว

    Amazing explanation thank you.

  • @ingovideos9280
    @ingovideos9280 2 ปีที่แล้ว +1

    Great 💯

  • @joelmulemezi1733
    @joelmulemezi1733 4 ปีที่แล้ว +1

    i love the new word for brackets

  • @nettjackson8624
    @nettjackson8624 4 ปีที่แล้ว

    Thank you for your clear explanation.

  • @pierresmirnoff7829
    @pierresmirnoff7829 3 ปีที่แล้ว

    Thanks for the help!

  • @jjlayks
    @jjlayks 2 ปีที่แล้ว

    Loved the video, definitely helped to gain some understanding, but I am still confused when it comes to interest being compounded at other intervals as well as payments. For example, a loan that compounds annually and payments are made semiannually, etc. Where do the number of payments per year come in?

  • @kongzilla2897
    @kongzilla2897 3 ปีที่แล้ว +1

    Nice

  • @rickguerrero2282
    @rickguerrero2282 5 ปีที่แล้ว +8

    Why not complete the calculations on screen rather than on a calculator? I believe people would get more out of the presentation by seeing the numerators & denominators as you move through the calculations.

    • @mdrezaulislam8790
      @mdrezaulislam8790 4 ปีที่แล้ว

      Please check about Amortization payment, if you like than click on thanks button, forum.mt5.com/showthread.php?297869-What-are-the-differences-between-depreciation-and-amortization&p=15027970&viewfull=1#post15027970

  • @viviannareynold8228
    @viviannareynold8228 2 ปีที่แล้ว

    thank you kind sir

  • @learningstudiosaminasaeed313
    @learningstudiosaminasaeed313 3 ปีที่แล้ว

    thanks it understanable

  • @paigeball8987
    @paigeball8987 3 ปีที่แล้ว

    What calculator are you using that allows for doing large exponents ? Mine gives me an overflow error

  • @Simsglimpse
    @Simsglimpse 4 ปีที่แล้ว

    Thanks, it helped.

  • @antoinettkandiesmith3487
    @antoinettkandiesmith3487 4 ปีที่แล้ว

    I keep getting stuck on how to find the monthly payments on a mortgage which formula would I use not the loans formula

  • @Gigitygigity24
    @Gigitygigity24 4 ปีที่แล้ว

    Helped out. Thank you.

    • @crowsmathclass
      @crowsmathclass  4 ปีที่แล้ว

      You’re welcome. Glad it helped.

    • @mdrezaulislam8790
      @mdrezaulislam8790 4 ปีที่แล้ว

      forum.mt5.com/showthread.php?297869-What-are-the-differences-between-depreciation-and-amortization&p=15027970&viewfull=1#post15027970

  • @vladimirdb948
    @vladimirdb948 4 ปีที่แล้ว +1

    You cannot divide .0325 with 12 because that’s not an equivalent monthly effective rate of 3,25% remember that we use exponentials so In order to find the equivalent rate you should’ve done (1.035)^(1/12) and that result you -1 and get the monthly effective rate

    • @shadaepowell6947
      @shadaepowell6947 2 ปีที่แล้ว

      Facts

    • @nhitc6832
      @nhitc6832 10 หลายเดือนก่อน

      Most banks in the U.S will simply divide by 12. I believe Canada does the way you mentioned.

  • @EricwasenHaau
    @EricwasenHaau 6 หลายเดือนก่อน

    Thankyou

  • @AngelaFaithFerran
    @AngelaFaithFerran ปีที่แล้ว +1

    My answer is different when using calculator

  • @morritzeiseb6312
    @morritzeiseb6312 4 ปีที่แล้ว

    well done

  • @dodgingdurangos924
    @dodgingdurangos924 4 ปีที่แล้ว +1

    Hi. Do you have to fill out an entire amortization schedule and manually calculate the total accumulated interest PMTs or principal PMTs? Or is there a shortcut trick without having to use the table, Excel or financial calculators, especially for loans with many periods?
    Thanks.

  • @antoinettkandiesmith3487
    @antoinettkandiesmith3487 4 ปีที่แล้ว

    is this like an annuity pay out

  • @christiananderson9500
    @christiananderson9500 3 ปีที่แล้ว

    hi what if you dont have the x^-1 button?

    • @crowsmathclass
      @crowsmathclass  3 ปีที่แล้ว

      You can then just use the exponent button on your calculator. Just make sure you put -1 in parentheses. Your calculator should have it. I think all scientific calculators have it.

  • @aminaadam9841
    @aminaadam9841 4 ปีที่แล้ว +1

    Why do i get this stuff in highschool??????!!!

    • @mdrezaulislam8790
      @mdrezaulislam8790 4 ปีที่แล้ว

      forum.mt5.com/showthread.php?297869-What-are-the-differences-between-depreciation-and-amortization&p=15027970&viewfull=1#post15027970

  • @lunawave7172
    @lunawave7172 3 ปีที่แล้ว

    What im hoing to puti if its anually?

    • @crowsmathclass
      @crowsmathclass  3 ปีที่แล้ว +1

      m = 1

    • @lunawave7172
      @lunawave7172 3 ปีที่แล้ว

      @@crowsmathclass thank you sir do you have a video of amortization schedule?

  • @samhongyt5951
    @samhongyt5951 4 ปีที่แล้ว

    Sir what if there' no years given how to get it?

    • @crowsmathclass
      @crowsmathclass  4 ปีที่แล้ว

      The problem would have to tell you how many total payments there are if they don’t give you years.

    • @mdrezaulislam8790
      @mdrezaulislam8790 4 ปีที่แล้ว

      Please check about Amortization payment, if you like than click on thanks button, forum.mt5.com/showthread.php?297869-What-are-the-differences-between-depreciation-and-amortization&p=15027970&viewfull=1#post15027970

  • @This_is_top_10
    @This_is_top_10 4 ปีที่แล้ว

    How to findthe value of loan?

    • @crowsmathclass
      @crowsmathclass  4 ปีที่แล้ว

      You would just solve the formula for P.

  • @ashutoshmishraseca6603
    @ashutoshmishraseca6603 5 ปีที่แล้ว +1

    Texas accent

  • @khayalethufongqo4095
    @khayalethufongqo4095 4 ปีที่แล้ว

    I bet that's going to be a nasty number lol😂

    • @mdrezaulislam8790
      @mdrezaulislam8790 4 ปีที่แล้ว

      Please check about Amortization payment, if you like than click on thanks button, forum.mt5.com/showthread.php?297869-What-are-the-differences-between-depreciation-and-amortization&p=15027970&viewfull=1#post15027970