Student loans are extremely predatory. I have mine paid off and every two-three years since the private loan company goes "We need an extra $2k for EARLY PAYOFF FEES." I fight it and usually win, but it costs me a good $500 in attorney fees each time.
Shouldn't be that expensive; debtors need to show good proof of debt to continue pursuing/harassing after you tell them off/request said proof, and falsifying there would probably fall under fraud/extortion.
@@namibjDerEchte I was thinking it was overdue so I checked. The company doing it has dissolved. Part of me wonders if they may have gotten pressed for it. Still though, they did it to me twice and I'm sure I'm not the only one they did it to.
I was arrested for "failure to use a turn signal." While on my own property 🤦 what really happened was that I flipped off the cop that I thought was the same person from the previous year. I had an allergic reaction to some new meds which resulted in me having a conscious seizure. The responding officer kicked me in the ribs, "to see if the patient was responsive." Clearly, I've held onto some resentment towards that individual. Well, fast forward a year and I thought I saw that same individual. So I flipped him off. Instead of the other guy, D. Carmen of the Lmpd nearly caused an accident while turning around. He then trespassed on my property and attacked me. The supporting officer showed up and took over from there. But still took me to jail for some reason. I was let out right after booking, so it seems crazy to me. I've never been arrested before. Thankfully my home security system proved my innocence. But then the courts swept it under the rug by determining that I was arrested absent probable cause, court costs paid for by time served. But I never got my money back.
Was working as a rep in stores for a well known company, they let go of all of their reps the week before Christmas with no notice. Such a low blow, all of the office staff enjoyed their Christmas bonuses while the ones who were out there doing the hard graft bringing in the sales got zilch and lost their jobs. Management didn’t even do me the courtesy of letting me know, they told my mother to tell me, she worked in the office. Back in those days it was legal, but better labour laws now protect against this sort of thing and staff are entitled to compensation.
@@hallyuniverse most federal aid is a promissory note. You are correct that, from the government, the so called “defense of infancy” wouldn’t apply. But a loan from a company (which was the video was referring to) it would not be binding.
@@gypsydust The school took out a loan on behalf of the person, which is legally binding. Any contract signed by someone over the age of 16 that involves food, clothing, shelter, transportation, or education cannot be voided unless the actual contract is deemed unconscionable in a court of law. A loan taken out by a university/college for educational expenses is legally binding even if they were a minor when they signed it and there is no co-signer. Otherwise universities would not accept 17 year olds as students, you have the legal capacity to enroll as a minor and sign any contracts related to your education.
Dude! The payday loan guy! I actually used to work for his company! It was actually a pretty chill call center (I was in the "final collections" department). He actually owned multiple payday loan companies but they were really one company in practice. Having multiple companies owned by one guy was just a way to drive online traffic. He didn't have the right to take people's property when he moved the "main office" (basically little more than a PO box) to the reservation, but even what he was doing after that move was shady. Moving to the reservation meant he could make more money by dodging a LOT of regulations, too. Good place to work, I'll say, but the people taking these loans were mostly just desperate people with no other choice but getting a few bucks where they could. Some people took out loans with multiple companies (all actually owned by the same guy) and we would end up calling people at home and at their places of work to collect. You'd be calling people for different loans with different companies and they'd obviously have a lot of questions when they realized they were talking to the same person for multiple different loans with different companies. The business model was doomed to fail. It was shit from the ground up.
the foster mother thing happened to me but with my bio aunt... her husband.. did unspeakable things to me. i was five and became the angriest child in school. i was disturbed and my childhood was ruined. i'm much better now but i have horrific ptsd and can barely function in any social settings. i'm currently trying to volunteer for a garden centre but even that is terrifying me. i know not everyone is like that.. but with the shit i'd endured in the foster system being a functional human is near impossible. i've been trying super hard to get enough for therapy but this is also next to impossible in the household i'm in.. slowly but surely, i suppose.. :'>
Care to elaborate? Edit: Story 8 is unfortunate, however if law enforcement have reasonable suspicions that a large amount of cash is potentially being used for illicit activities, they have a legal obligation to seize it. OP's grandfather suffering from undiagnosed Alzheimer's is an unfortunate circumstance, but at that very moment in time, him not knowing why he had a large amount of cash on his person is definitely cause for suspicion.
@@ResidentWeevil2077civil asset forefiture is legal theft. Vs criminal asset forefiture. Civil means all the cop has to say is they think there may be the possibility that the money is a result of crime regardless of circumstances. They take the money, then turn it over to the federal system. They receive kick back. The state judge rules in your favor but since the local PD turned the money over to the feds they affect liable for repaying you. You have to sue " the money" in order to reclaim the money. But in ideal you can only be returned the physical money that was obtained from you. Not equal value, the same money. So if they already spent the money guess what you get back? 0. And it costs to go to court
@@ResidentWeevil2077 I've seen maybe 2 dozen stories about cops just stealing people's money, not even high amounts, just any amount of money belonging to people. Here are 2 examples I've seen. a robber is apprehended in someone's house and than the cops steal $50 from homeowner out of a drawer. (was noticed later on camera) pizza delivery driver pulled over in somewhat bad part of town, accused of being drug dealer, despite literally no evidence, has around $100 taken by cops.
My dad is currently 20K+ behind and has been for months because the company that's supposed to pay him are dragging it _waaaaay_ out, luckily he has the stability to go without this company's check for a while, but it's *_infuriating_* hearing about the hoops he's had to go through. most annoying part? he's been working with this company for years already, and this is the first significant problem they've had.
What's the difference between a government agent and a home burglar? The government agent signs a piece of paper saying that it's ok that they rob you blind.
When I was 18 my friend tried to self delete and I called out of work to be with him at hospital. Had no PTO. Company fired me after 3 years of nearly flawless performance for missing that shift. BJs wholesale.
15:35 You say that, but it's not that simple. The problem is that you sometimes need that loan to live. Whether it's rent or food, or medical bills...yeah, we've taken them in the past. Sometimes you're just desperate. The problem is that, yeah, they're not really worth it - but when it's the only resource you have at your disposal at that moment...
It is things like this that make me have the opinion that the world is not in shades of gray just as much as it is not exclusively in shades of black and white. I think the world is in shades of black, white, and gray. There is clearly good people, those who devote themselves to helping others. There is clearly evil people, those who consistently do and say terrible things with no remorse for their actions. And then there are those in the gray zone, those who are doing something that might be considered bad but their circumstances are complicated enough that you cannot exactly mark them as evil. Most criminals are probably in the gray zone, being forced to resort to crime due to a horrible financial situation and then possibly being turned into monsters in prison should the prison be focused too much on punishment as opposed to rehabilitation. Then there are just downright psychopathic and/or sociopathic criminals who do horrible things just because they wanted to, those people can probably be considered evil. Basically, in all honesty, things probably fall into the gray zone more often than not. But there is still those cases where a person cannot be described as anything other than evil.
There was a woman I worked with, I say woman but she was a girl, totally clueless, she had a baby boy and things didn't work out with the dad. I never figured that part of the story out, but she was basically taking care of this kid full time and trying to work full time, and eventually she was doing hard drugs and hanging with the wrong people. Long story short she ended up with a guy who was out of prison because evidence came out that the jury had been tampered with, and he had been sentenced to 25 years (I think it was age that avoided life) for killing his girlfriend's son. He never admitted but they said he probably snapped the kids neck from shaking him so violently (3) before he threw him against the wall. He ended up arrested after she took him to the hospital trying to claim an accident - when he had his skull partially in and multiple bones broken. Miracle that child is still alive. Not saying some specifics because the case is actually really easy to find.
I firmly believe that if you knowingly and willingly falsely accuse someone of abuse it should be carrying a prison sentence at least but only if it's a complete ly. If you accuse someone of abuse and it's ruled that it's no abuse prison sentence right there so if you accuse someone of abuse it should be clear that someone is going to jail. Of course if you truly believe that it's abuse and it's not considered abuse for some reason (yeah something happened that you didn't like but it's not actually abuse because of ...) Then no prison sentence but you need to publicly announce that it was ruled no abuse but an I didn't like that thing. I know someone who is falsely accused of abuse and the accuser bragged on WhatsApp that she falsely accused him and "what you gonna do about it". He went to the police with the apps and they said: we are not going to do anything we are not even going to write it up and file it... His lawyer filed a discrimination complaint and made them file it and is keeping tabs on it so it's not swept under the rug. It still makes my blood and that of my wife boil. The police are actively helping women who are knowingly and willingly accusing men of abuse. He was in a very toxic relationship and if he called the police they said well it's a domestic thing we are not coming and if she called they came immediately not with sirens but yeah talk about double standards.
Unfortunately actual cases of abuse tend to be written off as not abuse (personal experience, really don't want to elaborate more), and I've even seen the legal system label my amazing mother a dangerous abuser because she struggled with alcoholism even though the only person she ever hurt doing that was herself. I have zero trust in the legal system's ability to determine who is and isn't an abuser, they just don't give a fuck.
@@richardscathouse What I said goes triple for rape as well. And I say this having known a girl who falsely accused an ex of rape and probably would have done the same to my brother if not for the fact he could prove they never even slept together. Our legal system is hot garbage and odds are adding punishments for false (or not so false) accusations will only help whoever can afford the better lawyer. Hell you watched the video, you saw the people who got ahead just by paying for better lawyers even though the facts of the case were not on their side.
I served 8 years in the US military, got out and got a really good job. quit (extenuating circumstances) and went to tech school. my GI bill expired the year before I needed it. I worked in a different field for a while then, got my old job back where I was finally able to repay my $10k student loan. I had to defer payments the entire time I worked in the field I went to tech school for...had to get my old job back to pay off the loans.
The 17yo who signed paperwork, usually you need a parent to sign these things and anything signed when you’re a minor can be thrown out in court. He needs to find another lawyer because he was technically a minor. Minors can’t legally sign contracts like that without their guardian and the school is not a guardian.
Unfortunately the Government made student loans an exception. They justify it by saying it would make graduation early detrimental (which is kind of true) but they they made the exception far too broad so stuff like this happens.
I dont understand how like in story 1 this kind of stuff can happen. I’d like to think if I was a judge, I’d try by best to not put up with delaying tactics. Set a date, if you arent there for that date, unless you are dead, or some other life threatening thing that case is being handled, that day. It shouldnt come down to money, and delays. Set a date, get your Sh*t figured out and be done with it. Story 8 Civil asset forfeiture is the most corrupt thing ever to exist, and lets cops basically act as mafia thugs. Good cops of course wouldnt abuse the system, but it makes it way to easy for corrupt cops to do. The student loan company thing, that doesnt make sense to me? If the school doesnt exist, how can they collect payment? That sounds incredibly… fishy to me.
That guy who lost access to his kids needs to take it to the court of public opinion - like one of those TV shows like Dateline or Debra Norville's show
Story 3: The client figured it would be cheaper to pay their lawyers than to pay their contract. I don't see how that would work if they lost because then they would pay the contract, damages, and their lawyers. Apparently they won leaving them with just their lawyer bills.
The problem is the American system where each side pays its own legal fees. Under the British/Canadian/Australian system, the rule is 'loser pays', which means that a company that tried to avoid paying a debt without proper cause, they would have to pay the other party's legal fees plus interest.
Story 10. Re: PRIVATE student loan companies? I don’t understand. Is this occurring in the US? Are you saying that student loans are administered by private, for profit agencies like private banks? In Canada, student loans are issued and administered by government at both the federal and provincial levels. The number of hoops you have to jump through to prove financial need are ridiculous. There is no way a student could fail to understand the terms of the loan. You guys need a new system. Re-do your healthcare while you’re at it.
If I was getting stiffed by a church, I'd go to the insurance company, the church's bishop, whoever the pastor's certification authority was, the news media, and spread the word around the other trades about not working for that church if they expect to get paid
Yeah, to get basically a 1,000 out of a 100$ loan based on a year lets say. The interest is like 900% a 900% loan should be criminal. Payday loans are bad, I get that they lend money to people with bad credit and maybe most might never pay it off, so they have reason to have high rates, it still needs to have a cap somewhere.
Student loan companies are actually only 2 companies. Every student loan provider you may have ever heard of under Sallie Mae Financial and then there is Direct Loans. Georgia Higher Ed or whatnot = Sallie Mae New Yorker Higher Ed = Sallie Mae Everything but direct loan = Sallie Mae And the worst part if your loan defaults sallie sells the loan to herself for pennies on the dollar, writes off the balance as a loss on one companies books and then tries to get the money anyways under new company she still owns.
7:21 I wonder what type of contract he signed. If he was under 18, he can’t take loans out or sign contracts without his legal guardian. There’s not a contract this guy could sign that would grant another this power, unless his legal guardian also signed off on it.
want to know what really needs outlawed the selling of debts and debt collection companies based purely on that premise, If an individual borrows money from someone while they clearly state the terms of repayment and both parties are ok with it that is fine if you go to a hospital and they don't bill your insurance correctly and you try to fix it and get them to but they still don't and you then owe an amount you just can't pay and then the hospital sells it to some company who demand it as soon as possible on their own terms when they shouldn't be involved in the first place everything become complicated and messed up.
i mean I once in a home brew game of VTM made another vampire rip themselves apart with there’s own weapons then apologize to me and we were on the same team just to prove that although I can end people doesn’t mean I will unless they get in my way also the pure shock and fear from everyone involved was worth it by itself as now every time I bring that up every single person including the DM is like”no one piss him off he’s actually smart enough to counter my choices anyways and he knows exactly how we tic.” 0:04
Not only is that first one heartbreaking but she is not thinking about how her kids feel, they probably want to see their father but their moms selfish intentions won't let them😔
7:58 not to mention that they are also simultaneously being told they will never make it in life without a college degree, despite it being essentially unattainable without the money
There should be a universal law that states that you are only allowed to sign 5 legal contracts per day, these contracts only limited to 10 pages per, if the contracts are not sufficient enough for the things they want to cover, it must move on to the next day and can only last for one week so as to not tire the signee and contractor
If I ever find out I have student loans to pay, I’m not paying them. I don’t care if I end up homeless or in prison or whatever, I’m not dealing with that kinda stress.
Ok but a lot of these are only legal in the USA (out of the Western nations I'm familiar with). You can do better. It will take a lot of people with a lot of effort but you can improve your country. If you truly love your country, help it flourish and grow.
Student loans are extremely predatory. I have mine paid off and every two-three years since the private loan company goes "We need an extra $2k for EARLY PAYOFF FEES." I fight it and usually win, but it costs me a good $500 in attorney fees each time.
Shouldn't be that expensive; debtors need to show good proof of debt to continue pursuing/harassing after you tell them off/request said proof, and falsifying there would probably fall under fraud/extortion.
@@namibjDerEchte I was thinking it was overdue so I checked. The company doing it has dissolved. Part of me wonders if they may have gotten pressed for it. Still though, they did it to me twice and I'm sure I'm not the only one they did it to.
That's why they had to pass a law. Making them exempt from bankruptcy 😂😂
I was arrested for "failure to use a turn signal." While on my own property 🤦 what really happened was that I flipped off the cop that I thought was the same person from the previous year.
I had an allergic reaction to some new meds which resulted in me having a conscious seizure. The responding officer kicked me in the ribs, "to see if the patient was responsive."
Clearly, I've held onto some resentment towards that individual. Well, fast forward a year and I thought I saw that same individual. So I flipped him off.
Instead of the other guy, D. Carmen of the Lmpd nearly caused an accident while turning around. He then trespassed on my property and attacked me. The supporting officer showed up and took over from there. But still took me to jail for some reason. I was let out right after booking, so it seems crazy to me. I've never been arrested before.
Thankfully my home security system proved my innocence. But then the courts swept it under the rug by determining that I was arrested absent probable cause, court costs paid for by time served. But I never got my money back.
I have never seen a better justification for murder than story 1
Literally what I just commented😂
Was working as a rep in stores for a well known company, they let go of all of their reps the week before Christmas with no notice. Such a low blow, all of the office staff enjoyed their Christmas bonuses while the ones who were out there doing the hard graft bringing in the sales got zilch and lost their jobs. Management didn’t even do me the courtesy of letting me know, they told my mother to tell me, she worked in the office. Back in those days it was legal, but better labour laws now protect against this sort of thing and staff are entitled to compensation.
Can you do a video like this but instead of lawful evil it’s chaotic good?
I feel like I need that after this video
@@ghostiulian1I think we all do
@@Darkinu2 Totally
Most cases of chaotic good tend to fall under r/thathappened, unfortunately.
You know he's just narrating r/askreddit threads, right?
If the young man signed when he was 17 this is not binding as he is not an adult. (USA)
That's not true, federal aid in the US available to anyone over the age of 16 and is legally binding/does not require a co-signer if you're a minor.
@@hallyuniverse most federal aid is a promissory note. You are correct that, from the government, the so called “defense of infancy” wouldn’t apply. But a loan from a company (which was the video was referring to) it would not be binding.
@@gypsydust The school took out a loan on behalf of the person, which is legally binding. Any contract signed by someone over the age of 16 that involves food, clothing, shelter, transportation, or education cannot be voided unless the actual contract is deemed unconscionable in a court of law. A loan taken out by a university/college for educational expenses is legally binding even if they were a minor when they signed it and there is no co-signer. Otherwise universities would not accept 17 year olds as students, you have the legal capacity to enroll as a minor and sign any contracts related to your education.
Dude! The payday loan guy! I actually used to work for his company! It was actually a pretty chill call center (I was in the "final collections" department). He actually owned multiple payday loan companies but they were really one company in practice. Having multiple companies owned by one guy was just a way to drive online traffic. He didn't have the right to take people's property when he moved the "main office" (basically little more than a PO box) to the reservation, but even what he was doing after that move was shady. Moving to the reservation meant he could make more money by dodging a LOT of regulations, too. Good place to work, I'll say, but the people taking these loans were mostly just desperate people with no other choice but getting a few bucks where they could. Some people took out loans with multiple companies (all actually owned by the same guy) and we would end up calling people at home and at their places of work to collect. You'd be calling people for different loans with different companies and they'd obviously have a lot of questions when they realized they were talking to the same person for multiple different loans with different companies. The business model was doomed to fail. It was shit from the ground up.
Very sad. Been in a setting like that before, you become soulless -hugs- surviving good ol evilness of a cooked call center should get you a degree.
If I had a kid and a rich person used their Money to unfairly get custody..... that Person won't be able to regret their corruption.
the foster mother thing happened to me but with my bio aunt... her husband.. did unspeakable things to me. i was five and became the angriest child in school. i was disturbed and my childhood was ruined. i'm much better now but i have horrific ptsd and can barely function in any social settings. i'm currently trying to volunteer for a garden centre but even that is terrifying me. i know not everyone is like that.. but with the shit i'd endured in the foster system being a functional human is near impossible. i've been trying super hard to get enough for therapy but this is also next to impossible in the household i'm in.. slowly but surely, i suppose.. :'>
1st story is literally every day in family court.
Exactly
When cops seize cash. That needs to stop
Care to elaborate?
Edit: Story 8 is unfortunate, however if law enforcement have reasonable suspicions that a large amount of cash is potentially being used for illicit activities, they have a legal obligation to seize it. OP's grandfather suffering from undiagnosed Alzheimer's is an unfortunate circumstance, but at that very moment in time, him not knowing why he had a large amount of cash on his person is definitely cause for suspicion.
@ResidentWeevil2077 nice try but, they shouldn't get to keep it and spend it on whatever they want, especially if no charges were filed.
@@ResidentWeevil2077civil asset forefiture is legal theft. Vs criminal asset forefiture. Civil means all the cop has to say is they think there may be the possibility that the money is a result of crime regardless of circumstances. They take the money, then turn it over to the federal system. They receive kick back. The state judge rules in your favor but since the local PD turned the money over to the feds they affect liable for repaying you. You have to sue " the money" in order to reclaim the money. But in ideal you can only be returned the physical money that was obtained from you. Not equal value, the same money. So if they already spent the money guess what you get back? 0.
And it costs to go to court
@@ResidentWeevil2077look up Leto's law civil asset forfeiture and see how bad it is for everyone involved
@@ResidentWeevil2077 I've seen maybe 2 dozen stories about cops just stealing people's money, not even high amounts, just any amount of money belonging to people. Here are 2 examples I've seen.
a robber is apprehended in someone's house and than the cops steal $50 from homeowner out of a drawer. (was noticed later on camera)
pizza delivery driver pulled over in somewhat bad part of town, accused of being drug dealer, despite literally no evidence, has around $100 taken by cops.
Strict Rules are deliberate attempts to deny people in need.
That is the point, make it so human empathy no longer matters.
So no laws
My dad is currently 20K+ behind and has been for months because the company that's supposed to pay him are dragging it _waaaaay_ out, luckily he has the stability to go without this company's check for a while, but it's *_infuriating_* hearing about the hoops he's had to go through.
most annoying part? he's been working with this company for years already, and this is the first significant problem they've had.
Civil asset forfeiture is just cops game-saying "I think this is going to be used in a crime" if they see something they want to take.
I wish more people knew about civil forfeiture, and how anyone can have their possessions stolen by police.
That's exactly how it works in practice 😢😢😢
What's the difference between a government agent and a home burglar? The government agent signs a piece of paper saying that it's ok that they rob you blind.
Story 6 is literally textbook entrapment.
When I was 18 my friend tried to self delete and I called out of work to be with him at hospital. Had no PTO. Company fired me after 3 years of nearly flawless performance for missing that shift. BJs wholesale.
15:35 You say that, but it's not that simple. The problem is that you sometimes need that loan to live. Whether it's rent or food, or medical bills...yeah, we've taken them in the past. Sometimes you're just desperate. The problem is that, yeah, they're not really worth it - but when it's the only resource you have at your disposal at that moment...
Story 4: ....I'm sorry, I'll be right back. I think a Certain BF "fell down some stairs "
*Loads shotgun with malicious intent*
GF ditto. #equalty 😂😢
Story #4, so tragic, and avoidable.
It is things like this that make me have the opinion that the world is not in shades of gray just as much as it is not exclusively in shades of black and white.
I think the world is in shades of black, white, and gray. There is clearly good people, those who devote themselves to helping others. There is clearly evil people, those who consistently do and say terrible things with no remorse for their actions. And then there are those in the gray zone, those who are doing something that might be considered bad but their circumstances are complicated enough that you cannot exactly mark them as evil.
Most criminals are probably in the gray zone, being forced to resort to crime due to a horrible financial situation and then possibly being turned into monsters in prison should the prison be focused too much on punishment as opposed to rehabilitation. Then there are just downright psychopathic and/or sociopathic criminals who do horrible things just because they wanted to, those people can probably be considered evil.
Basically, in all honesty, things probably fall into the gray zone more often than not. But there is still those cases where a person cannot be described as anything other than evil.
There was a woman I worked with, I say woman but she was a girl, totally clueless, she had a baby boy and things didn't work out with the dad. I never figured that part of the story out, but she was basically taking care of this kid full time and trying to work full time, and eventually she was doing hard drugs and hanging with the wrong people. Long story short she ended up with a guy who was out of prison because evidence came out that the jury had been tampered with, and he had been sentenced to 25 years (I think it was age that avoided life) for killing his girlfriend's son. He never admitted but they said he probably snapped the kids neck from shaking him so violently (3) before he threw him against the wall.
He ended up arrested after she took him to the hospital trying to claim an accident - when he had his skull partially in and multiple bones broken. Miracle that child is still alive.
Not saying some specifics because the case is actually really easy to find.
I firmly believe that if you knowingly and willingly falsely accuse someone of abuse it should be carrying a prison sentence at least but only if it's a complete ly. If you accuse someone of abuse and it's ruled that it's no abuse prison sentence right there so if you accuse someone of abuse it should be clear that someone is going to jail. Of course if you truly believe that it's abuse and it's not considered abuse for some reason (yeah something happened that you didn't like but it's not actually abuse because of ...) Then no prison sentence but you need to publicly announce that it was ruled no abuse but an I didn't like that thing.
I know someone who is falsely accused of abuse and the accuser bragged on WhatsApp that she falsely accused him and "what you gonna do about it". He went to the police with the apps and they said: we are not going to do anything we are not even going to write it up and file it... His lawyer filed a discrimination complaint and made them file it and is keeping tabs on it so it's not swept under the rug. It still makes my blood and that of my wife boil. The police are actively helping women who are knowingly and willingly accusing men of abuse. He was in a very toxic relationship and if he called the police they said well it's a domestic thing we are not coming and if she called they came immediately not with sirens but yeah talk about double standards.
Unfortunately actual cases of abuse tend to be written off as not abuse (personal experience, really don't want to elaborate more), and I've even seen the legal system label my amazing mother a dangerous abuser because she struggled with alcoholism even though the only person she ever hurt doing that was herself. I have zero trust in the legal system's ability to determine who is and isn't an abuser, they just don't give a fuck.
Triple for false rape claims 😢
@@richardscathouse What I said goes triple for rape as well. And I say this having known a girl who falsely accused an ex of rape and probably would have done the same to my brother if not for the fact he could prove they never even slept together. Our legal system is hot garbage and odds are adding punishments for false (or not so false) accusations will only help whoever can afford the better lawyer. Hell you watched the video, you saw the people who got ahead just by paying for better lawyers even though the facts of the case were not on their side.
@@ArientoYes, and some kinds of abuse are very harmful but also difficult to prove
Lawful evil? These people are just pure evil.
Lafwul evil can be pure evil, there's nothing unusual about this
@@TomekFM makes sense
@@TomekFMwhat else can be lawful evil
I served 8 years in the US military, got out and got a really good job. quit (extenuating circumstances) and went to tech school. my GI bill expired the year before I needed it. I worked in a different field for a while then, got my old job back where I was finally able to repay my $10k student loan. I had to defer payments the entire time I worked in the field I went to tech school for...had to get my old job back to pay off the loans.
I feel so bad for the little girl
The 17yo who signed paperwork, usually you need a parent to sign these things and anything signed when you’re a minor can be thrown out in court. He needs to find another lawyer because he was technically a minor. Minors can’t legally sign contracts like that without their guardian and the school is not a guardian.
Unfortunately the Government made student loans an exception. They justify it by saying it would make graduation early detrimental (which is kind of true) but they they made the exception far too broad so stuff like this happens.
Great video Undersparked! It's always something new. You know, stories like these are really unique(even if they are mostly very dark lol)
I dont understand how like in story 1 this kind of stuff can happen.
I’d like to think if I was a judge, I’d try by best to not put up with delaying tactics.
Set a date, if you arent there for that date, unless you are dead, or some other life threatening thing that case is being handled, that day.
It shouldnt come down to money, and delays. Set a date, get your Sh*t figured out and be done with it.
Story 8 Civil asset forfeiture is the most corrupt thing ever to exist, and lets cops basically act as mafia thugs. Good cops of course wouldnt abuse the system, but it makes it way to easy for corrupt cops to do.
The student loan company thing, that doesnt make sense to me? If the school doesnt exist, how can they collect payment? That sounds incredibly… fishy to me.
That guy who lost access to his kids needs to take it to the court of public opinion - like one of those TV shows like Dateline or Debra Norville's show
Story 3: The client figured it would be cheaper to pay their lawyers than to pay their contract. I don't see how that would work if they lost because then they would pay the contract, damages, and their lawyers. Apparently they won leaving them with just their lawyer bills.
It works with unscrupulous predatory lawyers who know how to work the system
The problem is the American system where each side pays its own legal fees. Under the British/Canadian/Australian system, the rule is 'loser pays', which means that a company that tried to avoid paying a debt without proper cause, they would have to pay the other party's legal fees plus interest.
Ah. Huge video of pain
Story 10. Re: PRIVATE student loan companies? I don’t understand. Is this occurring in the US? Are you saying that student loans are administered by private, for profit agencies like private banks? In Canada, student loans are issued and administered by government at both the federal and provincial levels. The number of hoops you have to jump through to prove financial need are ridiculous. There is no way a student could fail to understand the terms of the loan. You guys need a new system. Re-do your healthcare while you’re at it.
Yes
Puppy rooms and free Trans Surgery doesn't pay for itself. 😢
If I was getting stiffed by a church, I'd go to the insurance company, the church's bishop, whoever the pastor's certification authority was, the news media, and spread the word around the other trades about not working for that church if they expect to get paid
Yeah, to get basically a 1,000 out of a 100$ loan based on a year lets say.
The interest is like 900% a 900% loan should be criminal.
Payday loans are bad, I get that they lend money to people with bad credit and maybe most might never pay it off, so they have reason to have high rates, it still needs to have a cap somewhere.
I'm just jealous. I didn't get in on the ground floor when I had the chance. 😉🙄😸😸😸
I never believed this would be allowed to exist for so long 🥺🫢🤭😓
Student loan companies are actually only 2 companies. Every student loan provider you may have ever heard of under Sallie Mae Financial and then there is Direct Loans.
Georgia Higher Ed or whatnot = Sallie Mae
New Yorker Higher Ed = Sallie Mae
Everything but direct loan = Sallie Mae
And the worst part if your loan defaults sallie sells the loan to herself for pennies on the dollar, writes off the balance as a loss on one companies books and then tries to get the money anyways under new company she still owns.
The pay day loan guy wasn’t telling himself he was a good guy. He was laughing at the stupid poors. These people think they’re slick.
7:21 I wonder what type of contract he signed. If he was under 18, he can’t take loans out or sign contracts without his legal guardian. There’s not a contract this guy could sign that would grant another this power, unless his legal guardian also signed off on it.
want to know what really needs outlawed the selling of debts and debt collection companies based purely on that premise, If an individual borrows money from someone while they clearly state the terms of repayment and both parties are ok with it that is fine if you go to a hospital and they don't bill your insurance correctly and you try to fix it and get them to but they still don't and you then owe an amount you just can't pay and then the hospital sells it to some company who demand it as soon as possible on their own terms when they shouldn't be involved in the first place everything become complicated and messed up.
i mean I once in a home brew game of VTM made another vampire rip themselves apart with there’s own weapons then apologize to me and we were on the same team just to prove that although I can end people doesn’t mean I will unless they get in my way also the pure shock and fear from everyone involved was worth it by itself as now every time I bring that up every single person including the DM is like”no one piss him off he’s actually smart enough to counter my choices anyways and he knows exactly how we tic.” 0:04
Not only is that first one heartbreaking but she is not thinking about how her kids feel, they probably want to see their father but their moms selfish intentions won't let them😔
The first story would have done very differently if the friend only had to pay if he won
fucked up how lawlessness is exposed but is still regarded as lawful. imagine the crap these people pull in private
You mean besides banks, insurance companies, American healthcare system and shortselling?
👎🖕😉💀💀💀
why was i convinced it said "what is the most lawful thing you've ever witnesses" till i watched
I almost fell for the loan Akeem with ITT TECH. Had bad feeling never signed. ITT CLOSED don’t owe a dime.
7:58 not to mention that they are also simultaneously being told they will never make it in life without a college degree, despite it being essentially unattainable without the money
Got paid insurance.
I would think a 17 year old can not legally sign a document since he is not a legal adult.
where i live contracts signed by minors aren't legally binding. as they shouldnt be
Story 1 is how people end up like jimmy hoffa
this thread has made me scared
The American Healthcare system.
I got a payday loan from my bank and paid Just under $1200 for a $1000 loan, paid in 6 months.
Yep ok never mind, I don't need to get depressed rn
The 4th story made me so mad.
The Police
"Lawful Evil" is inaccurate, it's more "The system is set up to abuse the working men and women and that's exactly what it does."
It may not be right but I let my partner know upfront you do not come between me and my child if you ever want to continue walking this earth
story 9 is so bad im mad now
Observing america
UnderSparked? More like UnderRated
What is the game playing?
Capitalism at it's finest
There should be a universal law that states that you are only allowed to sign 5 legal contracts per day, these contracts only limited to 10 pages per, if the contracts are not sufficient enough for the things they want to cover, it must move on to the next day and can only last for one week so as to not tire the signee and contractor
If I ever find out I have student loans to pay, I’m not paying them. I don’t care if I end up homeless or in prison or whatever, I’m not dealing with that kinda stress.
It gets worse. Trust me 😢
dubs
Story 1 is where a HITMAN comes into play.
Hi
first and love these
Grate job ima get the next 2 lol 😆
Except for all the people who posted before you lol
Everyone I've ever seen who thinks they're first, are never first.
@@adamb89 unless the poster comments first on there own video the poster is not first
i saw nobody comment so i said first @@adamb89
Ok but a lot of these are only legal in the USA (out of the Western nations I'm familiar with). You can do better. It will take a lot of people with a lot of effort but you can improve your country. If you truly love your country, help it flourish and grow.
if its lawful its not evil. peoples opinions dont make anything matter
Trump abused the shit out of tactics in story 3 regularly in his business dealings.
taxes
You're welcome to move out of my country and to a spot with no taxes. Somilia is nice I hear.