7 Simple Ways To Invest In Real Estate (Even If You're Broke)

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  • เผยแพร่เมื่อ 13 ต.ค. 2024

ความคิดเห็น • 113

  • @WhiteBoardFinance
    @WhiteBoardFinance  ปีที่แล้ว +8

    Invest with Fundrise: whiteboardfinance.com/go/fundrise

    • @George1720
      @George1720 ปีที่แล้ว

      Thank you, Marko. I'm now investing in Fundrise. I appreciate your advice. Happy New Year and stay well.

    • @JimHunter87
      @JimHunter87 ปีที่แล้ว

      Marko, can you do a video on the difference between accounting and finance?

  • @robertthurmond8161
    @robertthurmond8161 ปีที่แล้ว +48

    My opinion for young people is you need to be both a dividend investor and a growth investor, and you can let the market determine your allocation. pretty much how i got to my first million although i use an FA Susan Kay Mack. For example if I got a 1000% gain on Tesla, i pull 85% of the money out and put into a load of more stable dividend stocks like SCHD. So I would say diversify, but also use those growth opportunities to build the capital to invest in the dividend payers (or in cash flowing real estate)

    • @donaldlocher2537
      @donaldlocher2537 ปีที่แล้ว

      Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.

    • @nataliehinnes5221
      @nataliehinnes5221 ปีที่แล้ว

      I’m motivated now more than ever to dive deeper I read about Susan Kay Mack on the web! Interesting lady!!.

    • @walter.dlawson2580
      @walter.dlawson2580 ปีที่แล้ว

      The thoughts and ideas here are remarkable

    • @stephmeldrich6765
      @stephmeldrich6765 ปีที่แล้ว

      Did a quick web search, she has a pretty decent bio, I wrote her and I'm waiting on her reply.

    • @LuigiFan1305
      @LuigiFan1305 ปีที่แล้ว

      That's terrible advice. What good are dividends for a young investor when they can't use them and get taxed heavily? Younger investors are better off being in a total market etf to maximize returns, then get into dividends when closet to retirement age. 🤦🏾‍♂️

  • @InteristaS5
    @InteristaS5 ปีที่แล้ว +12

    The bots are already out of control in this comment section. Anyway good video!

  • @HB-wi9nn
    @HB-wi9nn ปีที่แล้ว +35

    I'm DCAing in LibertonCorp as well. ETH heavier DCA and ALGO. I'm taking your advice and starting Google tomorrow with a 50 dollar purchase and continuing Microsoft and Apple. VTI and VOO on another app and longterm portfolio. Here we go family!

  • @daviemanuel688
    @daviemanuel688 ปีที่แล้ว +94

    Is this a good time to buy stocks? I know everyone is saying stocks are at a discount and all, but just how long will It take for us to recover, obviously there are strategies to maneuver in this present market but these strategies doesn't come common to the average folk, or am I better off putting my money elsewhere?

    • @daviemanuel688
      @daviemanuel688 ปีที่แล้ว

      @Mark Reeves The uncertainties accompanying this present market is more reasons I have my daily investment decisions guided by a portfolio-coach seeing that their entire skillset is built around going long and short at the same time, both employing profit-oriented strategy and laying off risk as a hedge against the inevitable downtrends, coupled with the exclusive information/analysis, it's quite impossible not to outperform. Netted over $1.5m in return on investment, since using a coach for about 2years.

    • @daviemanuel688
      @daviemanuel688 ปีที่แล้ว

      @Mark Reeves I've shuffled through investment-advisers in the past and so far Laura Marie Keilman has proved to be the most effective and well grounded, she has quite an audience so you can easily just reach her on the web to gain access to her, just look-the name up

  • @Yolomamba24
    @Yolomamba24 ปีที่แล้ว +3

    loved the commercial real estate parts!

  • @ram_bam
    @ram_bam ปีที่แล้ว +4

    Damn Marko... almost 1M subs. Amazing.

  • @mehmetyildirim6708
    @mehmetyildirim6708 ปีที่แล้ว +13

    Omfg! LibertonCorp turned out to be a bloody smart move. I love love love this. I’m the wrong side of 40 so I’m taking this all on board IMMEDIATELY- thank you! Even if I run out of time my kids will benefit from this incredible education. Thankyou thankyou thankyou!!

  • @fernando_ray
    @fernando_ray ปีที่แล้ว

    Awesome video, Marko!! Thank you.

  • @Todd.T
    @Todd.T ปีที่แล้ว +3

    Good info as always. I'd like to add with the SFH if certain governments get in, they may try to dictate how much you charge and if you don't have favorable mortgage rates you may be in trouble. Also operating costs have increased significantly predominantly labor and materials and energy. You need to understand how much reduction in NOI you can withstand because you will be paying out of your regular income to make ends meet and end up with NOL instead.
    House flipping: A lot of people who were doing this are now in trouble. They were using cheap money from HELOC and variable rate bank mortgages and high rate mortgages from B lenders. Some have half renovated homes and over the year of interest rate increases are only able to pay the interest, but not the principle. They have received calls from financial institutions because they hit the trigger rate. The B lenders contracts are expiring and the people don't want to sell the houses incomplete and at a time of year when RE is typically down. So they are stuck.
    Syndications: My favorite. I always tell people to pool their money to mitigate risk. You can be involved in more projects with the same money so if one fails, you are still good. Equity can be shares/units or seed money. Usually the seed money gives the higher returns and has the greatest risk. Shares/units are at a reduced rate but still pay more than the average investments. Debt payments can be monthly or quarterly and offer the lowest returns, but they are usually mortgages against a property, so there is more security. I like to mix them to a ratio I am comfortable with. Shares/Units can be redeemed and trigger capital gains (usually long term) while monthly or quarterly interest payments get added to your annual income making equity even more attractive. When money was cheap, I leveraged my way from mortgages to private equity. The deals that have the highest rate of return or possibility of a high rate of return cost the most to access. A decade ago, 8% return on a mortgage was $25k minimum and an 11% was $75k-$100k minimum.
    CRE, another favorite. Do your due diligence and get a good property manager. This will increase the NOI and the property is worth more because it makes more. You can sell to an REIT for some capital gains and do it all over again, or keep it for cash flow, or refinance once the property has stabilized and buy another. This can be done by a group as well. I was lucky to be in such a group. We had a five year target for NOI and our genius management beat the target in three. The property was worth 100% more than what we paid. We bought it below market and rescued it and made it more efficient.

  • @arigutman
    @arigutman ปีที่แล้ว +1

    Essential stream of income, real estate is easily one of the best means of passive income as well!

  • @dokkmainz
    @dokkmainz ปีที่แล้ว +2

    This is one of the most helpful 20 minutes 30 of my life. Thanks for the tips! By the way, I'm not sure if you've covered it in a previous video, but I was wondering if you have any advice on affiliate marketing? My workmates have suggested it before, but I'm not quite sure how it works or whether it's a profitable investment

  • @isidorejean-baptiste3903
    @isidorejean-baptiste3903 ปีที่แล้ว +5

    l appreciate the knowledge in this video. As an individual that has just started his financial security journey, these types of videos are delightful to me.

    • @chloeanais6316
      @chloeanais6316 ปีที่แล้ว

      The inflated housing market was created by regulation. People have clamored for regulation to "protect their investment" for decades now. This is the effect. You have two choices. Demand deregulation, or live with it!

    • @patricketeuati1017
      @patricketeuati1017 ปีที่แล้ว

      @April Shyloski Been looking to invest part of my savings in crypto. Just don't know how to get started. Not about to take a loss on my savings haha and who is your discretionary fund manager ?

    • @DanielErvin211
      @DanielErvin211 ปีที่แล้ว

      @@chloeanais6316 Soon affordable housing will no longer be affordable so anything you want to do i will advise you do it now because the prices today will look like dips tomorrow . Until the Fed clamps down even further I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off. The Booms and Busts are the ebb and flow and any assets will be affected by it. If you are in cross
      roads or need sincere advise on the best moves to take now it will be best you seek an investment advisor for proper guidance.

  • @jeffbarrett791
    @jeffbarrett791 ปีที่แล้ว +1

    I go with Fundrise, O Realty Income, STAG and VNQ. I have no desire to be a landlord and get stuck evicting people. (or not when laws don't allow it)

  • @Alex-we4th
    @Alex-we4th ปีที่แล้ว +6

    Great video as always Marko!

  • @healthykidsbooks
    @healthykidsbooks ปีที่แล้ว +2

    Keep up the great knowledge

  • @HITthegymwithjkhman
    @HITthegymwithjkhman ปีที่แล้ว +2

    I need this thanks 😊

  • @djukan2010
    @djukan2010 ปีที่แล้ว +2

    Great info 👍🏼👍🏼👍🏼

  • @BiesingerFIREJourney
    @BiesingerFIREJourney ปีที่แล้ว +1

    Fundrise is a great crowdsourcing real estate investing platform! Love the tips, thanks Marko!

  • @papapickett7267
    @papapickett7267 ปีที่แล้ว

    This is the best video youve ever made. Please more on real estate! I am going to rewatch this a couple times and decide which places suit my interests best.
    Also, if youre running low on ideas, please consider doing a Fundrise review. I have been on the fence but the terrible reviews on the application have turned me off. Alot of people have lost lots of money so if I hear from you on the subject I would trust the information much more.

  • @ayazmosby
    @ayazmosby ปีที่แล้ว +29

    It makes sense, BTC and crypto is off helping to regulate, rather than pretend it won't ever happen. The big institutions getting in is the catalyst that will launch us into the stratosphere. Most people don't like change but after the change is made they grow used to it and it becomes a non issue usually because their fears never materialize. The projects that initiated the process of regulation have not been ruined, they got involved in setting guidelines and helping the regulators understand the crypto space. I’d get involved more knowing that I have made over 7 btc and 15ETH from day-trade with Liberton Corp in few weeks.

  • @gibsonator4849
    @gibsonator4849 ปีที่แล้ว +1

    Most homes in the US , average over 300k. If you are going to rent a home, with the skyrocketing in home prices, how do people pay the 1% which would be $3,000 a month. That is the standard 3-4 bedroom maximum currently for a 300k home?

  • @karldc83
    @karldc83 ปีที่แล้ว +1

    1% rule. Is that realistic in the US? Curious... That's a gross rental income yeild of 12% p.a. In Australia, you are doing well if gross rental income is over 5% of the properties value, and approached 12% only in mining towns with nothing else but the mine going for them (high risk if the mine closes).

  • @leozilla2374
    @leozilla2374 ปีที่แล้ว +1

    so i used VA with zero down, and seller paid for closing when I bought it. Currently being rented for 1400. what's my CoC?

  • @edgarg6559
    @edgarg6559 ปีที่แล้ว +3

    Does Fundrise pay out a monthly “rent”? And what happens when a property is sold? Awesome work man.

    • @randallmiller7376
      @randallmiller7376 ปีที่แล้ว

      That's what I was wondering except I was thinking more along the lines of a quarterly dividend.

  • @kingdeniz8485
    @kingdeniz8485 ปีที่แล้ว +15

    I'm celebrating a $30k stock portfolio today. I started this journey with 4k. have invested on time and also with the right tearn now I have time for my family and the life ahead of me.

    • @sharondennis7252
      @sharondennis7252 ปีที่แล้ว

      As the economy crisis keep rising, one needs to have different streams of income, a well detailed diversified investment portfolio in the financial markets is needed to survive,as well as secure a profitable investment future

  • @alipetuniashow
    @alipetuniashow ปีที่แล้ว +1

    When will the university be available.

  • @YTENIS
    @YTENIS ปีที่แล้ว +27

    Love the grounded reality of this channel. With what I’ve learned over a decade investing, given enough time, solid investments have the potential to double the initial principal amount, but many investors are instead attracted to the lure of high yields in short periods of time despite the possibility of unattractive losses before even getting out. So the onus is on newbies to beware. Big thanks to LIBERTON CORP.. I'm not bothered with how bad the Market is because my assets are well insured due to his advice and I still receive my profit. from 4.3 Btc to 41 BTC

  • @jkopvo
    @jkopvo ปีที่แล้ว +1

    Thanks for the video! Syndication and REITs sound very similar. In comparing those two options, what do you consider the pros and cons of each? I own some REITs, so what would be the motivation to invest in a syndicate rather than continuing to invest in REITs. Thanks!

  • @LucasPuranen
    @LucasPuranen ปีที่แล้ว

    Where in your wealth building journey would you recommend the single family rental? Seems like househacking for the 20-somethings, and those kind of properties when you’re older/have more cash on the sidelines?

  • @snakebyteOne
    @snakebyteOne ปีที่แล้ว

    Would be interested in a video discussing how the current work from home trend will affect CRE.

  • @SketchToScreen
    @SketchToScreen ปีที่แล้ว

    Hi, can people from Nigeria invest in fundrise?

  • @Savvynomad225
    @Savvynomad225 ปีที่แล้ว

    I know a couple who bought a house with a mil apartment and they made great profit and had their mortgage paid by renting it on Airbnb

  • @ketcapmayoneks1777
    @ketcapmayoneks1777 ปีที่แล้ว +17

    When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss LIBERTONCORP

  • @m00seKnuckle0
    @m00seKnuckle0 ปีที่แล้ว +1

    good video

  • @juanfernandez2198
    @juanfernandez2198 ปีที่แล้ว

    Can we get a video on tips for commercial real estate financing?

  • @sandeeptanjore1253
    @sandeeptanjore1253 ปีที่แล้ว

    Looks like it is open only to US citizens or green card holders (Fundrise). They do not seem to be accepting Canadian citizens, is that correct?

  • @Shaq94701
    @Shaq94701 ปีที่แล้ว

    Can you create a video for people living in high expense areas such as California? When you mention the 1% rule, an "ok" house in California can easily run you between $700k-$800k. People are less likely to pay $7000 for rent. What are some options for people like that or are we just sol? lol

  • @Darenn
    @Darenn ปีที่แล้ว +24

    Although< I have interests in global economics I don't watch the news anymore... I have enough FUD in the crypto markets lol. Thanks for sharing this news and offering your insight on how to navigate crypto during unfortunate times/events like this. You're right about keeping level headed when investing/trading so that's why I think it's important to limit the amount of FUD we consume. I don't watch the media but the news that you present gives me just enough to know what's going on without riding the emotional rollercoaster if I were to watch the news everyday. Now I buy and just trade long term more than ever, I have made over 23BTC from day trading with LIBERTON CORP Signal in few weeks, this is one of the best medium to backup your assets incase it goes bearish..

  • @robertlewis1225
    @robertlewis1225 ปีที่แล้ว +125

    Thanks for the update and keep doing what you do. My journey in the current market has taught me a lot of lessons, at the top of that list is that it never pays to live above one's means. I have managed to grow a nest egg of around $600k to a decent 7 figures in the space of a few months. Sad to say but a lot of us have poor money management skills. My 2 cents -get an advisor to keep you accountable and aid you make better decisions, Florence Osborn has been helping me a lot, all through my journey. I find it better to pay a little bit more for peace of mind than worry about money or market trends and still get burned.

    • @nora99989
      @nora99989 ปีที่แล้ว

      Nice info, i appreciate your concern this will help a lot especially to the young bitcoin investors who have no or lesser knowledge on how bitcoin market works.

    • @daicheqinghongwei
      @daicheqinghongwei ปีที่แล้ว

      I lost a lot out of ignorance and lack of experience until I saw so many compliments about Florence Osborn I have won so far and I hope to win even more, I am waiting for Osborn from tomorrow, I know that it will also be positive.

    • @robertlewis1225
      @robertlewis1225 ปีที่แล้ว

      @Florenceosborn

    • @alexjnr9065
      @alexjnr9065 ปีที่แล้ว

      Florence Osborn gave me a basic understanding of the benefit of trading over holding especially in a speculative market. she then provided me with her daily trading patterns,I was able to make a massive profit within a month

    • @fineman1
      @fineman1 ปีที่แล้ว

      I am still learning from her, she is very experienced and with accurate prediction.

  • @nopeace3689
    @nopeace3689 ปีที่แล้ว

    Reits, dow jones, and s&p 500
    And commercial and nnn.
    Where to start for beginners for who want to invest in nnn lease.

  • @reh604
    @reh604 ปีที่แล้ว +2

    Not really sure why anyone would be advised to invest in real estate on the cusp of a potentially significant market correction. High interest rates lead to reduced demand and lower prices. This is a no brainer. Who cares about cash-on-cash if the underlying asset worth 30% less in a few months time. How long will it take to recoup that loss?

    • @andersnielsen6044
      @andersnielsen6044 ปีที่แล้ว

      Serious? Real estate investment is not a short term investment. You should look at it as a 30+ year investment.

  • @NOT_ISLAMDZ
    @NOT_ISLAMDZ ปีที่แล้ว

    While everyone is focused on BTC, ETH, or any other top alt coin and playing defense, they are missing out on high-quality projects set to launch on CEX. For example, LibertonCorp will go mainstream soon, with 10x-20x possible even during this bear market, but only a few people are aware of this.

  • @blairmillward8408
    @blairmillward8408 ปีที่แล้ว +3

    Thanks Marko - you're really producing amazing content lately! Keep it up, hopefully the algorithm is kind to you, and you keep making more!

  • @stephan24297
    @stephan24297 ปีที่แล้ว +1

    This 1% rule is unrealistic with average sfh going for 300-400k no one is renting a house for 3-4k a month or even 5k in some places

  • @SnowyMango
    @SnowyMango ปีที่แล้ว

    Which of these options offer a DCA line capability? I’m a bit concerned with going heavily into one property all at once given the market has been running so hot

  • @robby95036
    @robby95036 ปีที่แล้ว

    Is the trade off of illiquid private real estate assets making more worth the difficulty in liquidating your position?

  • @RacksonRacksonRibss
    @RacksonRacksonRibss ปีที่แล้ว +1

    1% rule doesn’t seem to work in many high COL areas rn.
    For example in Mass here an average city row home is around $700K and no way you’re getting $7K/mo rent out of that lol. Mayyyybbe somewhat close if you literally rent out every single room separately and have 0 vacancy best case.

    • @jmfu
      @jmfu ปีที่แล้ว

      It doesn't apply at all to big cities, you'll be waiting for the rest of your life. Better to compare the history of your individual market. Most places are still very near the top now .

  • @halfpeltalt
    @halfpeltalt ปีที่แล้ว

    "Who's ur landlord?" "He lives in the basement."

  • @kaosperez444
    @kaosperez444 ปีที่แล้ว +3

    Im 36 my small house is payed off
    I own 3 rentals and paid off
    IM sorry Marko i really LIKE all your vids but if your broke DONT! buy a house its not easy to be a landlord or to flip a house. Born and raise in Los Angeles moved to Nebraska and for me being Broke is being POOR! I know what broke feels like and trust me you aint thinking about buying a house Cant believe people make videos about how to buy a house when your broke thats SAD!

  • @lilytea3
    @lilytea3 ปีที่แล้ว

    0:29: ! Real estate investing can be accessible to everyone, regardless of income level.
    2:55: 💼 Research financing options and consult professionals when buying a rental property or house hacking.
    5:56: 💰 Flipping houses can be a profitable way to make money in real estate, but it's important to carefully consider location, after repair value, and the condition of the property.
    9:05: 🏢 It's important to carefully evaluate the risks and potential returns before investing in real estate syndication, and to thoroughly research the sponsor.
    11:39: 🏢 The video discusses different ways to invest in real estate, including Fundrise and REITs.
    14:44: 💼 Forcing appreciation is a key strategy in commercial real estate to increase the value of the property based on its net operating income.
    17:42: ✅ Triple net leases offer low risk investments, reduce headaches of owning real estate, and have longer lease terms.
    Recap by Tammy AI

  • @mattsarff2793
    @mattsarff2793 ปีที่แล้ว +3

    Still my favorite youtuber. You consistently provide useful content that anybody could benefit from.

  • @maureensmiths6798
    @maureensmiths6798 ปีที่แล้ว +1

    With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stock portfolio

    • @24ever12
      @24ever12 ปีที่แล้ว

      Focus on two key objectives. First, stay protected by learning when to sell stocks to cut losses and capture profits. Second, prepare to profit when the market turns around.

  • @JxAntonio1
    @JxAntonio1 ปีที่แล้ว

    I wish I could invest in FWD. The yield off your bottle service alone could put my future kids through college.

  • @elimijares4423
    @elimijares4423 ปีที่แล้ว

    You should of said because i got it like that now mom 💪🏽🤣🤣

  • @ericHi5
    @ericHi5 9 หลายเดือนก่อน

    That 1% rule doesn’t make sense. A million dollar house rents for nowhere near $10k/mo.

  • @dougz2855
    @dougz2855 ปีที่แล้ว

    Been a longtime subscriber and it's good to see your channel grow. Well deserved

  • @plamenvasilev
    @plamenvasilev ปีที่แล้ว +1

    algo

  • @oscargenesin8152
    @oscargenesin8152 ปีที่แล้ว +1

    Marko - do you own any real estate? And if so how much does it make up in your portfolio?

    • @MuscleMan500
      @MuscleMan500 ปีที่แล้ว

      he only has a tent on the street

  • @agalexgo85
    @agalexgo85 ปีที่แล้ว

    A 100k house the 1% monthly is $1000 p/month. You said 10k.

  • @x1mo298
    @x1mo298 ปีที่แล้ว +31

  • @JRBlaxStudios
    @JRBlaxStudios ปีที่แล้ว

    Don't call your mom "Dude"😂!

  • @odium3691
    @odium3691 ปีที่แล้ว +1

    Shit. I can only get like 1,100 out of my 126k house.

    • @tommydabbs
      @tommydabbs ปีที่แล้ว

      Is that what you paid for it or what it’s worth?

  • @jhazztzy7836
    @jhazztzy7836 ปีที่แล้ว

    Although< I have interests in global economics I don't watch the news anymore... I have enough FUD. Thanks for this news and offering your insight on how to navigate during unfortunate times/events like this. You're right about keeping level headed when investing so that's why I think it's important to limit the amount of FUD we consume. I don't watch the media but the news that you present has enough to know issues going on without riding the emotional rollercoaster if I were to watch the news everyday. Now I buy and just trade long term more than ever, I have made over £728k from day trading with Liberton Corp Signal in few weeks, this is one of the best medium to backup your assets incase it goes bearish....

  • @LordPepe-jh5dt
    @LordPepe-jh5dt ปีที่แล้ว

    I'm not here to get rich, I'm just here to make sure that I will be able to provide a stable life for my family. My parents can't afford to save for retirement, but they deserve a nice retirement.

  • @abhi_ff_gamer9899
    @abhi_ff_gamer9899 ปีที่แล้ว +9

    *Great stream, as always. I appreciate the level-headed approach you take to the news and the markets. A lot has changed and that's on everything but the truth is I don't even care much about bullish or bearish market anymore because LIBERTON CORP got me cover as I am comfortably making 3.1B T C weekly*

  • @timothyy7
    @timothyy7 ปีที่แล้ว +4

    white boy finance lol

  • @orlandoharrison923
    @orlandoharrison923 ปีที่แล้ว +2

    I'd rather trade the Crypto market as its more profitable. I make an average of $15,000 per week even though I barely trade myself

    • @kelsierhys
      @kelsierhys ปีที่แล้ว

      Please how do you do that?

    • @bradjacobi6628
      @bradjacobi6628 ปีที่แล้ว +4

      Sure man, sure

    • @clauaome25
      @clauaome25 ปีที่แล้ว +3

      @@bradjacobi6628 this guy is waiting for the one that will fall for this one.

  • @bryceharp8927
    @bryceharp8927 ปีที่แล้ว

    With regard to Fundrise specifically, seems like you have not put much funds into this with it under $3k per the snapshot. I was going to open an account but it recommends “Core” which is a minimum $5k. Not concerned about it but would have assumed 3 years later you would be investing more into it. What reservations have you had?

  • @bakkks
    @bakkks ปีที่แล้ว +2

    The whole Seattle area is out of picture right away. Nobody's giving you $10,000/month for these million dollar homes.

  • @isoonline6709
    @isoonline6709 ปีที่แล้ว

    LibertonCorp potential is huge, being a top 5 Crypto in the world, and still under a Penny. With it's supply, and price, makes it a very sustainable coin for years, and years to come when Cryptos will be used for everyday transactions. it has the supply to power the whole world, other low supply Cryptos are over inflated too early. Look at the big picture

  • @mtpga8138
    @mtpga8138 ปีที่แล้ว +6

    Good stuff Marko, thank you!