UPS Pension Complete Analysis After Official Gazette Notification - Profit or Loss - By Abhishek Sir अच्छे से समझ लो - कितना पैसा मिलेगा सभी देख लो और ज़्यादा से ज़्यादा शेयर करना - वरना सबका नुकसान होगा नौकरी में th-cam.com/video/bW_5kdWCZFQ/w-d-xo.html
Wrong information about NPS regarding 40% at the time of retirement. This 40% will be invested for pension. But this 40% will not be divided as pension
@sujayhalder7201 itne saal se to nahi badla, ab kaise badal jayega....RSS ka chasma utaar kar dekhega to sab sahi dikhega. 😀😀...BJP ki dalaali karega to OPS kaha se milega....
Sir mai paramilitary me hu meri age 20 years h mai 25 years service complete kr leta hu aur ups pension leke volentry retirement le leta hu Mujhe pension 60 years ka hone ke baad milengi ya meri 25 years service complete hone ke baad
1.What will be the bench mark amount for 18 years service. 2. Kya individual corpus mein individial corpus +govt contribution + interest till today) hoga ya only individual corpus + gobt contribution hi hoga)
Sir for government employees whose service period is 27 years, what would be his assured pension under UPS?? Can it come below 50%? If yes under what circumstances? Please explain about benchmark corpus. Thanks
मैं वित्त विभाग का एक सरकारी कर्मचारी हूं CA and MBA finance हूं आप सोचे कि कर्मचारी की कुछ मांग थी OPS जो कि सरकार ने बीच का चीज दिया UPS अब आपको फैसला करना है कि आप किसके साथ जाना है मेरे ख्याल से सर्विस Minimum 20 साल है तो UPS जाए और 20 से कम तो NPS, लेकिन ये सब आप अपना हिसाब लगा आकलन कर सकते है अपने वर्तमान pay कमीशन से अगर मान कर कुछ अंदाजा लगाए
@@digeshwarsahu23 brother, wo 40% annuity, lower limit h usko increase kar sakte h. Means atleast 40% ki annuity krni h baaki usse upar bhi kar sakte h.
Yes ekdum right Aur agr hme khudka 10% krke hi pension lena pde to ups me kyu jana NPS me hi 100% ki annuity lekr salary ke 50% se jyada pension hi le lenge aur hmara wo pura paisa v safe rhega mtlb death k baad family ko mil jaega
It is irrelevant and undsirable to incorporate any factors like (no. of days corresponding to year of service/300 or IC/BC, because average of last year basic drawn already inherently have the effect of these factors. An employee did lesser year of service has lesser 12 months average of basic pay than an employee did more years of service. So even after contributing 10% of basic throughout service period and not giving same pension as in ops is unjustice to retiring/retired person. All other factors in the formula should be removed or treated as 1 and pension must be (last basic pay/2) in all case i.e. same as ops. When employees has given 10% of his salary to govt. without charging any interest on that amount to do investment as per their wish then pension formula must be same as in ops.
sir mere 11 saal me 15 lakh huwe h 40 saal total service hogi meri to approx 70lakh NPS ka corpus hoga jisme se 60% (42lakh)wapis mil jayenge aur 40% ki pension bnegi ups me agar honga to 50 lakh se uppr 20 lakh mil jayenge aur 50%basic pay ki pension bnegi
ओपीएस की जरूरत नहीं है बात करने की! अब तो एनपीएस और यूपीएस की बात करो बस! एक बात बताओ अगर यू पी एस वाला कर्मचारी रिटायर होते ही मर गया तो उसकी तो सारी उम्र की कमाई गयी पानी में!
50000 ki jiski basic pay last me hai uska NPS me 10%cut hoga to kitna corpus maan rhe h aap 1 cr? waahh sir UPS aur NPS ka compare hi galat kr diya aapne fir to dobara sochiye sir
Govt ye ups ka jhmela na laake NPS me hi jo h whi rehne dekr bs salary ka 50% with DA de deti to ye v sahi rhta maube log maan jate Eksath 60% lumsum v mil jata aur pension v 50% assured rhti aur govt par utna load v nhi pdta
Ops se to iska koi comparision hi nhi h lekin nps ups m se nps shi h kyu ki jo bhi fund hamara banega nps m utna pension lene k liye bhi hme 15 20 saal jinda rhna padega aur jindgi ka koi bharosa h kya beech m k hi retirement liya bhi to bhi pension 60 k baad hi milna shuru hoga isse to achha h 60 % lo aur 40 % se pension lo agr fund mange Krna nhi bhi aata h to 60 % se achal dampaati kuch bhi khareed lo nhi to fd m daal do wo. Hi tumhe khane layak detea rahega tumhare baad us paise ko nominee use to kr lege ups m to tum khatam sb kahtam
UPS me कब से मिलेगी पेंशन 60 साल में रिटायरमेंट के बाद नई थो रिटायरमेंट 45 साल में रिटायरमेंट होने के बाद ट्यूरेंट पेंशन मिलेगी नई थो 60 साल होने तक इंतजार करना पड़ेगा मेरा उमर
Sirji nahi pata apne kaise colculqte kiya h kuch doubt h clear kre 12 mahine ka basic pay ka 50% to bahot jada hoga agr kisi ka basic pay 50 h to 50×12=6 lakh aur uska 50% 3 lakh to kya 3 lakh pension milegi 2nd ki OPS me minimum pf nirdharit hota h wo katata h banki ap use bada sakte h
Government kehneko 14/18% contribute Karti hai Corpus toh sirf employees ke contribution se badhega. Government ko ek rupiya bhi NPS ya UPS mein contribute nahi karna padega aur na hee government contribute karegi. We want only OPS.
Sarkaar bhut hi clalak h....benchmark corpus formula me denominator me h....denominator jitna badega ....pension utni hi kam hogi...isliye ups me to 18.5 % contribute kar rhi h .....lekin nps me sirf 14 percent .....
Man ligiye mera vorti 2010 ka he . Ups to 2025 lagu hoga . Jo 25 years ka bat ho raha hain to kob se pokrega . 2025 ka bad se to mera 25 sal nokri hehi nehi.. eska bare thora bataye
abhi formula decided nahin haim, is is tarike se aap samjhen ki sarkaar jitne paise daalegi default investment plan se, usse jitna paisa banta whi benchmark corpus banega
Bhai ji aap aapko nps me pension kese banegi iska hi pata nahi hai aap bata rahe hai ki bache hue 40 present pase ko 20 *12. =240 baraber bath ker melegi Jo ki bilkul galat hai
@@hifi_tammudu Manlo ek aadmi 25 years age main join Kiya aagle 35 years service main employee 10% and government 14% contribution total 24% contribution ka compound amount kitna hoga aap soch nehi sakte ? Aur retirement ke samay 60% withdrawal aur 40% pension hoga.
@@somnathbhowmick9992 here also 3% increment and da also by the time you retire your salary will be in lakhs and in that you get half, and that pension also increases with da unlike NPS , toda dimag lagau common sense hai sarkar UPS isliya ki NPS de kush nhi , OPS sabse better hai mantha huu lekin UPS NPS see kaafi better hai
@@hifi_tammudu no aap ka jo corpus hoga o cr. Me ho ga jo aap 60% withdrawal kar ke koi scheme laga sakta ho jo Ups main nehi hai. Thora dimag laga lo .
UPS Pension Complete Analysis After Official Gazette Notification - Profit or Loss - By Abhishek Sir
अच्छे से समझ लो - कितना पैसा मिलेगा
सभी देख लो और ज़्यादा से ज़्यादा शेयर करना - वरना सबका नुकसान होगा नौकरी में
th-cam.com/video/bW_5kdWCZFQ/w-d-xo.html
NPS में 40% divide नहीं होता है। गलत जानकारी मत दो। उतना PFRDA रखेगी annuity में जिससे ही पेंशन मिलेगा।
1st - OPS
2nd - NPS
3rd - UPS
Ups sab se bakwas hai
Wrong information about NPS regarding 40% at the time of retirement. This 40% will be invested for pension. But this 40% will not be divided as pension
Correct .
Right
Ops is best
Correct
Kya ups me bhi pay commision laagu hogaaa retirement ke baad hr 10 saal me pension revise hogi kyaaa ups me bhi ?
My opinion give our 10%and govt 18% directly to our salary every month .we will invest ..then we get 28% salary High... Telll ur comments
No govt wants to give this money to Adani and ambani 😅
सरकार बदल दो ओपीएस मिलना शुरू हो जाएगा
@@imahuman6382kyun nahi badalni Bhai, jara bataoge
Sarkar badloge aap ka dharm badal jayega sure ..al habibi
@sujayhalder7201 itne saal se to nahi badla, ab kaise badal jayega....RSS ka chasma utaar kar dekhega to sab sahi dikhega. 😀😀...BJP ki dalaali karega to OPS kaha se milega....
@@sujayhalder7201 👌👌
Sarkar nhi badlne
पुरानी पेंशन तत्काल प्रभाव से सारे देश में बहाल होनी चाहिए चाहिए...,✊✊🥰🥰🥰❤️❤️🌹🌹🌹🌹🇮🇳🇮🇳🇮🇳🌹🌹🌹🇮🇳🌹❤️
After completing and getting a govt job all we deserve is ops
We want ops only
No money for OPS with ageing population, higher informal economy & longer life expectancy of government pensioners.
A reminder: If you sign on UPS then you will have no claim to OPS if some governments implement it in the future.. Read UPS gazatte
UPS- UNSATISFIED PENSION SCHEME
UPS- Unhappy Pension scheme
OPS Zindabad Baki sab bakwas...nps ups hatao...govt employees ko bachao...
In UPS you are getting 25years*basic+da*10% lumpsum is given when you are retiring in addition to gratuity and also family pension also available
We want only OPS
Ups pension formula= BPAY/2 × NO of days served / 300 × Individual Corpus/ Benchmark corpus
Sir mai paramilitary me hu meri age 20 years h mai 25 years service complete kr leta hu aur ups pension leke volentry retirement le leta hu
Mujhe pension 60 years ka hone ke baad milengi ya meri 25 years service complete hone ke baad
आपने जरूरी बात तो बताई ही नहीं,UPS में 60साल के बाद ही 50 प्रतिशत पेंशन मिलना शुरू होगा, 25साल में कर्मी केवल 50प्रतिशत पेंशन की पात्रता हासिल करेगा
Very clear explanation thanks
Ops is the best sir ,but govt newly recruited ko nahi dega
1.What will be the bench mark amount for 18 years service.
2. Kya individual corpus mein individial corpus +govt contribution + interest till today) hoga ya only individual corpus + gobt contribution hi hoga)
If we take VRS after 25 years of service.when we get ups pension ? Only after superannuation or next month of vrs?
On superannuation 😊
Afyer 60 yrs
New wine in old bottle
Sir for government employees whose service period is 27 years, what would be his assured pension under UPS?? Can it come below 50%? If yes under what circumstances? Please explain about benchmark corpus. Thanks
Bhai please read about nps logo ko galat info na de 40% amount ke interest like 6% as pension hai not 40% devide nahi krte hai 20*12
मैं वित्त विभाग का एक सरकारी कर्मचारी हूं CA and MBA finance हूं आप सोचे कि कर्मचारी की कुछ मांग थी OPS जो कि सरकार ने बीच का चीज दिया UPS अब आपको फैसला करना है कि आप किसके साथ जाना है मेरे ख्याल से सर्विस Minimum 20 साल है तो UPS जाए और 20 से कम तो NPS, लेकिन ये सब आप अपना हिसाब लगा आकलन कर सकते है अपने वर्तमान pay कमीशन से अगर मान कर कुछ अंदाजा लगाए
25 साल या उससे कम नौकरी कर रहे हैं तो UPS चूने लेकिन 25 साल से ज़्यादा नौकरी है तो NPS चूनें
Kya ups me bhi pay commision laagu hogaaa retirement ke baad hr 10 saal me pension revise hogi kyaaa ups me bhi ?
Wrong information, In NPS 40% pension is lowest which u can use for pension, u can even take 60% corpus as pension and balance 40 % as lumpsum
😅😅😅 60% lumpsum aur 40% annuity purchase krna pdega bhai. Ap ulta bata rehe ho. Refer CCS NPS Rules 2021
@@digeshwarsahu23 brother, wo 40% annuity, lower limit h usko increase kar sakte h. Means atleast 40% ki annuity krni h baaki usse upar bhi kar sakte h.
Yes ekdum right
Aur agr hme khudka 10% krke hi pension lena pde to ups me kyu jana
NPS me hi 100% ki annuity lekr salary ke 50% se jyada pension hi le lenge aur hmara wo pura paisa v safe rhega mtlb death k baad family ko mil jaega
@@helloftheheaven00 superb answer
It is irrelevant and undsirable to incorporate any factors like (no. of days corresponding to year of service/300 or IC/BC, because average of last year basic drawn already inherently have the effect of these factors. An employee did lesser year of service has lesser 12 months average of basic pay than an employee did more years of service. So even after contributing 10% of basic throughout service period and not giving same pension as in ops is unjustice to retiring/retired person. All other factors in the formula should be removed or treated as 1 and pension must be (last basic pay/2) in all case i.e. same as ops.
When employees has given 10% of his salary to govt. without charging any interest on that amount to do investment as per their wish then pension formula must be same as in ops.
UPS is gambler.suppose a employee expires after five years of retirement then his whole life ten percent saving he lost as govt will not return.
Only OPS
Your son can pay taxes for OPS.
Educative video
बेंचमार्क कॉर्प्स के बारे में फुल डिटेल्ड वीडियो बनाए प्लीज।
Sir kya iski detail hai kisi ke paas
Good. Video❤🎉. Akela. Pwd
Azam,. U. P
sir mere 11 saal me 15 lakh huwe h 40 saal total service hogi meri to approx 70lakh NPS ka corpus hoga jisme se 60% (42lakh)wapis mil jayenge aur 40% ki pension bnegi
ups me agar honga to 50 lakh se uppr 20 lakh mil jayenge aur 50%basic pay ki pension bnegi
42lakh per tax v lagega tab kat kar milega
Gratuity भी तो मिलेगी NPS में
Kya gratuity milegi bhai ?
इन दोनों में Nps अच्छी है,,,,लेकिन हमें तो Ops ही चाहिए,,,यही वाली लूगां। 😂😂😂
ओपीएस की जरूरत नहीं है बात करने की!
अब तो एनपीएस और यूपीएस की बात करो बस!
एक बात बताओ
अगर यू पी एस वाला कर्मचारी रिटायर होते ही मर गया तो उसकी तो सारी उम्र की कमाई गयी पानी में!
50000 ki jiski basic pay last me hai uska NPS me 10%cut hoga to kitna corpus maan rhe h aap 1 cr? waahh sir
UPS aur NPS ka compare hi galat kr diya aapne fir to
dobara sochiye sir
Can I withdraw nps amount if it is less than 250000 as I want to switch UPS scheme afresh?
Opsonly
Nps is batter than ups aadmi 70 years tk hi jinda rahega maximum 10 years ×50000 ×12month =60 lakh itne to nps me mil jayenge 1 sath + 20000 pension
Ops
Govt ye ups ka jhmela na laake
NPS me hi jo h whi rehne dekr bs salary ka 50% with DA de deti to ye v sahi rhta maube log maan jate
Eksath 60% lumsum v mil jata aur pension v 50% assured rhti aur govt par utna load v nhi pdta
Sahi keh rhe ops m Bina contribution ki mil thi h ..toh contribution krke dedo ops style
Ops se to iska koi comparision hi nhi h
lekin nps ups m se nps shi h kyu ki jo bhi fund hamara banega nps m utna pension lene k liye bhi hme 15 20 saal jinda rhna padega aur jindgi ka koi bharosa h kya beech m k hi retirement liya bhi to bhi pension 60 k baad hi milna shuru hoga isse to achha h 60 % lo aur 40 % se pension lo agr fund mange Krna nhi bhi aata h to 60 % se achal dampaati kuch bhi khareed lo nhi to fd m daal do wo. Hi tumhe khane layak detea rahega tumhare baad us paise ko nominee use to kr lege ups m to tum khatam sb kahtam
1 ops
2 nps
3 ups.
Agar ups main hmara wala hissa vapas kiya jaye to thoda sahi hoga abhi to ops hi best hai
Give one example how much will be the pension in ups and nps
UPS me कब से मिलेगी पेंशन 60 साल में रिटायरमेंट के बाद नई थो रिटायरमेंट 45 साल में रिटायरमेंट होने के बाद ट्यूरेंट पेंशन मिलेगी नई थो 60 साल होने तक इंतजार करना पड़ेगा मेरा उमर
Right question ⁉️
1 OPS
2 NPS
3 UPS
Ups se toh Nps hi better hai...
Bilkul sahi NPS ka 60% return kahi par bhi investment kar do
Pension ki tension chodo life day by day decrease
Sirji nahi pata apne kaise colculqte kiya h kuch doubt h clear kre
12 mahine ka basic pay ka 50% to bahot jada hoga agr kisi ka basic pay 50 h to 50×12=6 lakh aur uska 50% 3 lakh to kya 3 lakh pension milegi
2nd ki OPS me minimum pf nirdharit hota h wo katata h banki ap use bada sakte h
12 month pay ka average fir half pension
Government kehneko 14/18% contribute Karti hai
Corpus toh sirf employees ke contribution se badhega. Government ko ek rupiya bhi NPS ya UPS mein contribute nahi karna padega aur na hee government contribute karegi.
We want only OPS.
Ops k alaba koi b nahi hai.
Useless ups & nps govt servent should get ops and ops should be implemented as soon as possible
UPS bahut bekar hai
जो भी सच्चे देशभक्त होंगे उन्हें UPS को स्वीकार करना चाहिए।
ग्रजुटी भी मिलनी है अप्स या nps में,
Gratuity Sabhi Me Milti Hai , OPS, NPS, UPS , Sabhi me Gratuity Hai
Employees ko lutna h
1 ops
2 nps
3 ups
Is it foolish scheme for all employees?
45ka age mai Mera 25 years nakri pura ho raha hai,or mai vrs Lena chahata hu ,pension kya 60 ka age mai Jake milega?
Ha
@helloftheheaven00 60 years mai Jake milega,is point ko apko Jada highlight karna tha..
@@barunnaskar3686 mai kya highlight kru bhai maine thodi bnaya h video😀😀😀
Mai bs tumko btaya hu ki nhi milega
Nps me bhi same h
60 years me hi withdraw hoga
Calculation galat hai nps me 8-10 % cagr ban ra hai pension aaram se 45-55k banega , bhai views ke liye gu to mat hago km se km
Kya ups me bhi pay commision laagu hogaaa retirement ke baad hr 10 saal me pension revise hogi kyaaa ups me bhi ?
Is any pay commission applicable for ups
Nps bharat chhodo ops come back for all karmchaariyon ke liye
Sarkaar bhut hi clalak h....benchmark corpus formula me denominator me h....denominator jitna badega ....pension utni hi kam hogi...isliye ups me to 18.5 % contribute kar rhi h .....lekin nps me sirf 14 percent .....
Ups main pay commission effect hoga future main????
Very good analysis
But gratuity and EL kisme kya hai
OPS is Gold❤
क्या Ups में पे कमीशन का लाभ मिलेगा या नहीं ?
We want ops
Pipedream.
25 saal karke bhi pension tab milega jab apki age 60 year hogi bahut ghatiya hai
Wrong information individual corpos me 10+10 percent hota hai
Galat jaankaari. UPS me bhi lump sum amount milta hai jiska calculation isne khud hi bataya tha
But wo bahot km h
सर मै nps मे रिटायर 2024 मे हुआ nps मे जा सकता क्या पुरा पैसा मुझे मिला
NPS se lumsum kitna mila aur monthly kitna mil rha h?
Kitna basic per aap retired hue aur lumsum kitna Mila aur monthly pension kitna bana hai aapka ?
Abhi tak pension nahi mili
35300/-basic pay
@@dmkate1133 lumsum kitna Mila sir aapko
Sir gratuity is there in NPS scheme
Gratuity UPS OPS NPS teeno me hai
NPS is better than UPS
We want Only OPS
UPS is jumla
Man ligiye mera vorti 2010 ka he . Ups to 2025 lagu hoga . Jo 25 years ka bat ho raha hain to kob se pokrega . 2025 ka bad se to mera 25 sal nokri hehi nehi.. eska bare thora bataye
2010 se 25 years count honge, Date of appointment se...
@kapilsolanki982 ok tq
No dout ops
GPF me 6% mandatory jama karna hota hai.
Ops. Ops. Ops
Akela. Pwd. Azam,. U. P
Ops ops ops ops ops ops
Benchmark corpus ka formula kya hai??
abhi formula decided nahin haim, is is tarike se aap samjhen ki sarkaar jitne paise daalegi default investment plan se, usse jitna paisa banta whi benchmark corpus banega
Default pattern nahi he to benchmark corpus kese dicide karenge??
ops only
Ops is the best for both . Employee and employer
Only ops no ups no nps
Ups is best 😂😂😂😂😂😂🤣🤣🤣🤣🤣🤣🤣🤣🤣
Bhai ji aap aapko nps me pension kese banegi iska hi pata nahi hai aap bata rahe hai ki bache hue 40 present pase ko 20 *12. =240 baraber bath ker melegi Jo ki bilkul galat hai
Sarkar ko badlo ops ho jaayegi
Best ops
Sir, behtar toh OPS he hai
Wo v age 60 years tk wait kro tb tk hawa khao piyo
O P S best No U P S
We want only OPS no U P S and N P S
OPS is good
Nps is Best ups kachra h....
No NDA only UPA
Only ops is best
Ups sbsa achi h 😊
Nobody has the complete information
Ops only.. Sabhi par lagu hone chahiye..
bhai nps ke baare me api knowledge update kro...tumhe khud jhaant ni pata... bta rhe ho ke 40%batt jaega....arey inverst hoga wo...
😂
Ops pension best
Ops > Nps > ups
Paagal hai kya UPS is better than NPS
@hifi_tammudu tera dimag thik hai bhai sap?
@@hifi_tammudu Manlo ek aadmi 25 years age main join Kiya aagle 35 years service main employee 10% and government 14% contribution total 24% contribution ka compound amount kitna hoga aap soch nehi sakte ? Aur retirement ke samay 60% withdrawal aur 40% pension hoga.
@@somnathbhowmick9992 here also 3% increment and da also by the time you retire your salary will be in lakhs and in that you get half, and that pension also increases with da unlike NPS , toda dimag lagau common sense hai sarkar UPS isliya ki NPS de kush nhi , OPS sabse better hai mantha huu lekin UPS NPS see kaafi better hai
@@hifi_tammudu no aap ka jo corpus hoga o cr. Me ho ga jo aap 60% withdrawal kar ke koi scheme laga sakta ho jo Ups main nehi hai. Thora dimag laga lo .
Sir DSSSB PGT commerce m admission lene hai....kaise le sir please bata dijiye..