Why People Lose Money in the Stock Market (5 Mistakes)

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  • เผยแพร่เมื่อ 21 พ.ย. 2024

ความคิดเห็น • 259

  • @Arvabelle
    @Arvabelle  3 ปีที่แล้ว +3

    Sign up for M1 Finance to get a $30 bonus when you fund your account with $1000+: arvabelle.com/m1

  • @EugeneChei
    @EugeneChei 4 ปีที่แล้ว +105

    She's straightforward and provides rational advice. It's hard to understand why she doesn't have more views.

    • @m4x30000
      @m4x30000 4 ปีที่แล้ว +30

      Easy, she's not making videos on how she turned $100 into $1,000,000 dollar and flex for 10 minutes about how she's super smart and just better than you at investing and life in general for that matter.

    • @FamilyFinance
      @FamilyFinance 4 ปีที่แล้ว +1

      I agree

    • @deerussell
      @deerussell 4 ปีที่แล้ว

      Because she's not actually giving information people don't already know.

    • @neils9420
      @neils9420 4 ปีที่แล้ว +2

      I believe in the long-run, this is a great channel

    • @seandafny
      @seandafny 4 ปีที่แล้ว

      Shady biz

  • @Bookerdevin101
    @Bookerdevin101 4 ปีที่แล้ว +25

    My biggest issue is panic selling the moment the stock value dips to more than 5% only to end up rebounding the very next minute or hour. So frustrating!

    • @noelchua2954
      @noelchua2954 3 ปีที่แล้ว +4

      Done it myself many times
      Now when the price dives, I tell myself, “it’s a good stock, it will rebound”

    • @laurancemurillo2177
      @laurancemurillo2177 3 ปีที่แล้ว

      @Thanos investing too much? Can you explain this? Sorry im new to investing

    • @joschmo7983
      @joschmo7983 3 ปีที่แล้ว +1

      Don’t sell. Instead, set a stop loss at what you’re comfortable with

    • @joschmo7983
      @joschmo7983 3 ปีที่แล้ว +5

      Also, aside from bankruptcy or getting delisted, it’s never a loss of money until you sell it for a loss. Always a chance to rebound. This takes a lot of mental strength but always keep that in mind

    • @noelchua2954
      @noelchua2954 3 ปีที่แล้ว

      @@joschmo7983 i wanted to think that way many times but the longer I wait the more I think about opportunity cost

  • @travis1240
    @travis1240 3 ปีที่แล้ว +5

    For a financial advisor, I would highly recommend someone who meets the Fiduciary standard, and even someone who works on a fee-only basis. I think that commissions are a conflict of interest. The last thing you want is someone selling you insurance you don't need and masquerading that sales pitch as financial advice.

  • @AdventuresandUs
    @AdventuresandUs 4 ปีที่แล้ว +13

    That last one is the one that caught me...only cause I wasn't sure where to go to get help

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว +5

      Most people don’t and unfortunately turn to random fb comments :(

  • @baritony8763
    @baritony8763 3 ปีที่แล้ว

    I like your approach. No wise-guy, sarcastic remarks that,for the sake of being funny or hateful, disrupts focus.

  • @simonelliott3791
    @simonelliott3791 4 ปีที่แล้ว +3

    I've made every mistake in the book so far and still made 15% gains on my portfolio, sometimes being an idiot can pay off , I've learnt a lot from your channel so hopefully can keep it rising and won't make such rash decisions, thanks

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Thanks for watching!

  • @dondutch4107
    @dondutch4107 2 ปีที่แล้ว

    its really refreshing to watch a channel about information that gets right in to information and skips the egotistical intro.. right to the point is 100%

  • @frogz2886
    @frogz2886 4 ปีที่แล้ว +22

    Amazed on how you don't have millions of subscribers. keep working hard like you are and you will hit that milestone in no time. Also as dave Ramsey would say," you have the heart of a teacher" which is also amazing. i'm so glad the youtube algorithm brought me to you

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว +2

      Thanks for watching!

    • @lourdesvidal8498
      @lourdesvidal8498 3 ปีที่แล้ว +1

      Maybe we can share with public, or at least to your circle of friends to get more viewers to like the vid, just saying.

    • @RainRedMusic
      @RainRedMusic 3 ปีที่แล้ว

      @@lourdesvidal8498 Exactly. Even if 100 dedicated subscribers share one video it helps creators a lot.

    • @Leah-yz4rj
      @Leah-yz4rj 3 ปีที่แล้ว +1

      It's because she doesn't do a video a day. To rack up subscribers, you have to pump out videos constantly. It's just how it is.

  • @johnvonsauers8867
    @johnvonsauers8867 3 ปีที่แล้ว

    Arvabelle, your right, when your money is in the market you learn fast how good you really are.

  • @cjcj4197
    @cjcj4197 2 ปีที่แล้ว +1

    Thanks for your great help, just starting, Thanks.

  • @commonsenseamerican6702
    @commonsenseamerican6702 4 ปีที่แล้ว +2

    Good video, this is why I stick with VTI which tracts the entire US market. I avoid the headache of picking individual stocks and focus on the broader US economy which I know will do well long term.

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Nice! A lot of people like to do that

  • @SebastianCastro
    @SebastianCastro 4 ปีที่แล้ว +17

    New subscriber. Great content. It’s normal for everyone to be a little stiff when you start youtube. But, this vid feels really natural, free-flowing, and really informative. Keep it up. 👍👍

  • @LJLion
    @LJLion 4 ปีที่แล้ว +4

    You don't loose unless you sell. Stocks go up an down. Panic selling is total disregard or ignorance of company fundamentals in the first place.

  • @khsimagesdotcom856
    @khsimagesdotcom856 3 ปีที่แล้ว +1

    Paper trading is ALOT different than even using relatively small amounts of your own money. And using large amounts is even more different. And if you're getting into calls and puts, than it's worlds different.

  • @colinpetergreen4686
    @colinpetergreen4686 2 ปีที่แล้ว

    Just getting started and I have found Arvabelle’s information most useful, thank you dear.😉

  • @RainRedMusic
    @RainRedMusic 3 ปีที่แล้ว +2

    I’m the “Once this money is in here it doesn’t exist” type of person.
    Basically I ask myself if I would be comfortable lighting it on fire before or after someone puts $3 into the pile.

  • @fateindustry
    @fateindustry 3 ปีที่แล้ว

    No. It's actually about improper position sizes, like buying very short term options that are far OTM, and failing to account for time decay. That's a faster way to burn money. Typically when markets crashes, I would just buy more at the dip, depending on what stock it is (no junk stocks).

  • @davidtexmex1616
    @davidtexmex1616 4 ปีที่แล้ว +1

    The point regarding random opinions/comments is echoed by the recent plethora of analyst predictions for Q2 and full year; they all have vastly different projections. If you’re a new trader with an app you’ll effect the movement of stock. You’re not alone, think about how many people are doing the exact same as you. No one can predict how the majority moves.

  • @margiemarion9437
    @margiemarion9437 4 ปีที่แล้ว +2

    Can you talk about how to buy stocks in private companies and in other countries?

  • @tanianayeli4132
    @tanianayeli4132 3 ปีที่แล้ว

    Is it the same risk investing in the open market or limit order , thank you

  • @juanguzman403
    @juanguzman403 4 ปีที่แล้ว +3

    This is the first TH-cam channel I ever subscribe to. Thank you.

  • @evancampbell7138
    @evancampbell7138 3 ปีที่แล้ว +2

    Great video!
    Many thanks all the way from Tasmania, Australia.

  • @lemon1314us
    @lemon1314us 3 ปีที่แล้ว +1

    can you please do a couple video explaining what trading option is about? there are many videos out there doing really poor job to explaining the concept. Your videos about the stop loss options are right on point especially with graphics... It would be so great if you can do a Option Trading explain too. Thank you so much!! : )

  • @FamilyFinance
    @FamilyFinance 4 ปีที่แล้ว +5

    I have learnt recently I'm an impatient investor ....

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว +1

      Patience is the key!

  • @kasey7638
    @kasey7638 ปีที่แล้ว

    I know that this was posted 2 years ago and a lot has changed but when you said you have to be able to stomach a 40% loss it made me chuckle, post this comment and leave lol.

  • @techconic5613
    @techconic5613 3 ปีที่แล้ว

    Your info is very helpful, im a beginner in investing stocks

  • @SantaBarbaraAlberto
    @SantaBarbaraAlberto 4 ปีที่แล้ว +3

    Really like your simple approach and quality of information on this video. Truly on point.

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Glad you enjoyed it!

    • @SantaBarbaraAlberto
      @SantaBarbaraAlberto 4 ปีที่แล้ว

      @@Arvabelle Recommending your channel and content to mu kids first then to other.. Very sobering.
      It takes a lot of effort to develop content in a consistent basis and to withstand public commentary. Very brave and courageous.

  • @mongoosevsgt
    @mongoosevsgt 4 ปีที่แล้ว +1

    it's greed and fear. greed, you don't sell when you should and it falls then you sell out of fear. btw her advice in a nutshell is pretty on paper but in the real world emotions will get the better of you. that is why ALL of us fail at stocks.

  • @EdR640
    @EdR640 4 ปีที่แล้ว +19

    So you're saying I shouldn't YOLO my rent money on puts?

    • @kevinkang4427
      @kevinkang4427 4 ปีที่แล้ว +4

      This guy goes on Wall Street Bets haha

    • @HaruSakamoto
      @HaruSakamoto 4 ปีที่แล้ว +1

      Please do that, so I can get your money in the market

  • @CusPedro
    @CusPedro 2 ปีที่แล้ว

    The problem with the webull paper trading account is that it doesn't follow the execution rules for buying and selling where you'd have to wait for a stock that's rising to drop and hopefully continue to climb up, for a limit purchase. That's why I make $1000 plus paper trading but head the other direction once it involves real $$$.

  • @LordyzDevz
    @LordyzDevz 3 ปีที่แล้ว

    Hi @Arvabelle, I turned 18 like last three weeks ago. I've started learning more about Investing on stock market and trying to get more knowledge about it. What would you suggest should I start, my friend are also teaching me, he made 4k already but I also want to learn on my own. I know the risk and all that, I'm just lost where to start and i've been doing my research about it but I feel like something is missing.

  • @luayawami5151
    @luayawami5151 4 ปีที่แล้ว +6

    Ms. Suzanne, thank you so much for putting the time and effort into making these educational videos; just discovered you last night and I found your videos very useful and mature. I have done (and still doing) all kinds of mistakes in the stock market, and managed to make big losses. I have difficulties understanding the fundamentals and reading financial statements so that should be my focus now. The stock market can be a big trap especially when one is deceived by big daily jumps that happen quite often. Thanks again and keep up the great work 👍

    • @dougmatchell910
      @dougmatchell910 3 ปีที่แล้ว +2

      Get out when you are supposed to get out, and you won't have anymore big losses -Get out when your wrong

  • @spunts144
    @spunts144 4 ปีที่แล้ว +1

    Oh my God yes don't observe your behaviors too much because they can make you hesitant and doubtful

  • @swm78
    @swm78 4 ปีที่แล้ว +4

    Thank you very good advice, I will purchase the book you recommended. I look forward to seeing your past videos and the future videos.

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Awesome, thanks for watching!

  • @qaisar4
    @qaisar4 4 ปีที่แล้ว +7

    Super easy, I wish my math teacher was as simple as you.

  • @joepanzon
    @joepanzon 4 ปีที่แล้ว

    Thank you for your advice. Do you think good to invest on Dividend now. I m thinking buy abt stock.

  • @simonchau8675
    @simonchau8675 4 ปีที่แล้ว +3

    The trading options for dummies is also good to have

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว +2

      Thanks for sharing!

  • @aba192
    @aba192 4 ปีที่แล้ว +1

    Arvabelle, you seem roughly my age, what % of dividend stock vs growth equity vs bonds would you recommend, broadly speaking?

  • @Munmunbey
    @Munmunbey ปีที่แล้ว

    Very well spoken

  • @7mazbah
    @7mazbah 4 ปีที่แล้ว

    She is amazing instructor! all is well

  • @theonepup8022
    @theonepup8022 3 ปีที่แล้ว +1

    Some stocks can be very risky to invest

  • @mr.dividend.investor
    @mr.dividend.investor 4 ปีที่แล้ว +4

    Thanks for sharing. I did not know about the "learning centers". Definitely will check that out

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว +2

      They're a good resource!

  • @BruceWayne-us3kw
    @BruceWayne-us3kw 3 ปีที่แล้ว +1

    I've panic sold before. I really regret it. I had an option contract that would probably be worth at least $1000 now.

  • @andrewford7185
    @andrewford7185 3 ปีที่แล้ว

    So Lehs say u buy a share for 100 and it goes down to -110 do u lose thst 10$? Or does it jus mean your down 10$

  • @TCuban
    @TCuban 2 ปีที่แล้ว

    More on stocks I’ve learned so much from you they’re sleeping on your knowledge should’ve learned this in hs

  • @roicerulon-king5811
    @roicerulon-king5811 4 ปีที่แล้ว +1

    Suzanne.. Where are you located..?? East coast west coast?? Love your content.. I'm catching up on all your videos.. How often do you post..??

  • @lourdesvidal8498
    @lourdesvidal8498 3 ปีที่แล้ว +1

    My question is, regarding long term investing. What if after 40 years of strategically dollar averaging your investment for retirement from a blue chip company, the company went bankcrupt in time for retirement?

    • @DavidEVogel
      @DavidEVogel 3 ปีที่แล้ว

      Your investment would be worth zero.

  • @bobbycavazos8437
    @bobbycavazos8437 4 ปีที่แล้ว +4

    We’re here to grow not to gamble

  • @jaycolucci5989
    @jaycolucci5989 4 ปีที่แล้ว +2

    Great job!! Appreciate your efforts and time on behalf of others!

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว +1

      Thanks for watching!

  • @timmillervoiceoversllc9830
    @timmillervoiceoversllc9830 4 ปีที่แล้ว +3

    I learn something every time, thank you.

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Thanks for watching!

  • @Jbank727
    @Jbank727 4 ปีที่แล้ว +1

    Good video. Honest and transparent. The gamblers will not like this video.

  • @yosse.g577
    @yosse.g577 3 ปีที่แล้ว +1

    I like your style lady! And also your face is very pretty! The way you convey things is Perfectly right up my alley. Cheers

  • @Zanony
    @Zanony 3 ปีที่แล้ว

    Can you do a tutorial for beginers on Vertical Spreads?

    • @Zanony
      @Zanony 3 ปีที่แล้ว

      Options in general also. Please!

  • @bgcm1995
    @bgcm1995 4 ปีที่แล้ว +1

    Yeah, I invested on oil companies and two already filed for 11 bankruptcy and I lost about 500 so far, tbh I don't really know where to start sometimes

  • @navidvafaei4319
    @navidvafaei4319 4 ปีที่แล้ว +1

    One of my behavioral patterns is not being able to stop liking your videos :) Special thanks for mentioning dividend yield!

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Thanks for watching!

  • @argosytheband
    @argosytheband 3 ปีที่แล้ว +1

    You can tell by the chart on the screen behind her that this was filmed in March/April of 2020.

  • @Christophernorbits
    @Christophernorbits 4 ปีที่แล้ว

    I'm thinking about investing 15k in diamond acquisition, should I do this soon or after they merger with DraftKings?

  • @victimofharassment7435
    @victimofharassment7435 3 ปีที่แล้ว

    Thanks

  • @special_k91
    @special_k91 4 ปีที่แล้ว

    What is difference between td webbroker and td ameritrade?

  • @jacksonrodrigues7533
    @jacksonrodrigues7533 4 ปีที่แล้ว +1

    Paper trading is lot different than live money. Paper trading elicits no emotions, whereas live money generates emotional reflexes

    • @youshouldseethis.6678
      @youshouldseethis.6678 3 ปีที่แล้ว

      I hate paper trading because I can’t customize my own indicators.

  • @siedjeremiahibarra9116
    @siedjeremiahibarra9116 3 ปีที่แล้ว

    When you loose money on stock market, does it go like a negative balance in your account or not? If it does, are you obliged to pay for it? Does it mean you will be having a lifetime debt if it really that bad?

  • @satindersingh5218
    @satindersingh5218 4 ปีที่แล้ว +2

    Hi could you please tell me about trailing orders ..

  • @LupusGelos
    @LupusGelos 3 ปีที่แล้ว

    I'm thinking of getting into stocks, and I still don't understand the literal HOW you lose money. Sure your stock is suddenly worth less one day, but doesn't it inevitably go back up? What's the actual risk bar the company flat out going caput?

  • @antoinettecasto2374
    @antoinettecasto2374 4 ปีที่แล้ว

    How do you practice trading with paper $ on TD Ameritrade?

  • @joefresso
    @joefresso 3 ปีที่แล้ว

    dear viewers from 3.27.2020, buy Tesla call options

  • @AS-gh1ge
    @AS-gh1ge 3 ปีที่แล้ว

    If you wait it out won't your stock eventually surpass what you originally bought it for?

  • @erinmichelle904
    @erinmichelle904 3 ปีที่แล้ว

    Such great advice! Thank you so much for your videos! You explain everything so simple and straightforward. I love it.

    • @Arvabelle
      @Arvabelle  3 ปีที่แล้ว

      Thanks for watching!

  • @davidboerner2677
    @davidboerner2677 4 ปีที่แล้ว +2

    Thanks for the Amazon "For Dummies" book reference. Where did you find that beautiful stock market program on that screen? You have very informative videos.

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว +1

      ThinkOrSwim is what's on the screens in the back

  • @212puppy212
    @212puppy212 4 ปีที่แล้ว

    I wonder how often a person should buy stocks? I bought some but I haven’t really thought about the whole selling and buying portion?

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      There isn’t really an amount you “should” buy. Some people buy and hold forever, and others trade multiple times a day. It’s a personal choice 🤷‍♀️

  • @lzu2860
    @lzu2860 3 ปีที่แล้ว

    Thank you.

    • @Arvabelle
      @Arvabelle  3 ปีที่แล้ว

      Thanks for watching!

  • @bmay81
    @bmay81 4 ปีที่แล้ว

    What is Panic Selling?

  • @eversunnyguy
    @eversunnyguy 4 ปีที่แล้ว

    No non-sense advice from this girl. Appreciate the tips.

  • @djlowtek
    @djlowtek 3 ปีที่แล้ว

    Great content: thank you

  • @indrapamphile5086
    @indrapamphile5086 4 ปีที่แล้ว

    Thank you 😊

  • @f1ibraaa
    @f1ibraaa 3 ปีที่แล้ว

    First vid and im subbing, you get straight to the point and know your stuff, thanks.

    • @Arvabelle
      @Arvabelle  3 ปีที่แล้ว

      Thanks for subbing!

  • @joebloe1401
    @joebloe1401 4 ปีที่แล้ว +1

    It most certainly will continue on for six months - and longer - maybe a year or two - or three

  • @tsanwangompo
    @tsanwangompo 4 ปีที่แล้ว

    Is thick or swim free commission?

  • @bersah4517
    @bersah4517 4 ปีที่แล้ว

    Very good, clear video

  • @andykang6469
    @andykang6469 3 ปีที่แล้ว

    Everyone's talking about CCIV & Lucid merger now and kinda hard to not fall into the hype.

  • @thecoolkids2443
    @thecoolkids2443 4 ปีที่แล้ว +2

    I know people who sell out of panic after a few days of purchasing a stock. I face-palm everytime they tell me about it.

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว +1

      Haha me too

  • @hassaninvesting
    @hassaninvesting 4 ปีที่แล้ว +2

    Great advice. Your channel is doing well!!

  • @masu2035
    @masu2035 2 ปีที่แล้ว

    I invested IRA at the top of the market last year now I'm down like 800 bucks . Is this another way to loose money ? Investing at the top of the market?

  • @pinayinuk
    @pinayinuk 3 ปีที่แล้ว

    This is very helpful to me

  • @jordanmichael3480
    @jordanmichael3480 4 ปีที่แล้ว

    Hello,
    I have a question

  • @northeastbirdsmore2281
    @northeastbirdsmore2281 4 ปีที่แล้ว +1

    My tax rate for short term capital gains is 44%
    That pretty much discourages me from risking my already heavily taxed money..
    The government sucks!!!

    • @kristaylor7119
      @kristaylor7119 4 ปีที่แล้ว

      In the states?

    • @northeastbirdsmore2281
      @northeastbirdsmore2281 4 ปีที่แล้ว

      Yes Massachusetts is 12% for short term capital gains and my federal rate brings the total tax rate to 44%

    • @kristaylor7119
      @kristaylor7119 4 ปีที่แล้ว

      Where I am it’s 50%, so thought the states would be 20% or something.

  • @sm112
    @sm112 3 ปีที่แล้ว

    Hello. Just came across your channel and you have some quality videos. Thank you.
    Would you please make some videos on cryptos?

  • @adusparx
    @adusparx 4 ปีที่แล้ว +1

    The perfect channel, will support

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว +1

      Thanks for watcing!

  • @tsanwangompo
    @tsanwangompo 4 ปีที่แล้ว

    Good advice. Thanks

  • @carmenfernandez789
    @carmenfernandez789 4 ปีที่แล้ว +1

    I love your videos thank you soooo much for keeping us Inf. 👏🙏👍🙏

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Thanks Carmen!

  • @tobyschellhase2503
    @tobyschellhase2503 4 ปีที่แล้ว +1

    Crushin' it as always. Great content that was clear and concise. Thanks!

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Thanks for watching!

  • @mickcv4554
    @mickcv4554 4 ปีที่แล้ว +3

    People always have fancy looking candle charts or multiple line graphs in these vids. Always comical to me, she may really use those but kinda further spreads the false stereotype that to invest in the stock market you need a bunch of fancy charts and scrolling tickers. In reality day traders who do this generally lose money and it's easy to "invest", just put it in a strong index and leave it boom you're done. Or just read about the foundations on good companies and just buy and hold it.

  • @jarredsdad
    @jarredsdad 4 ปีที่แล้ว +4

    “Got my mind on my money and my money on my mind”.

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Thanks for watching!

  • @justchilling_.
    @justchilling_. 3 ปีที่แล้ว

    Good stuff 🙂

  • @MrDjconquest
    @MrDjconquest 4 ปีที่แล้ว

    Excellent and informative, clear, and concise stock tips. Will happily subscribe to this channel, thanks Arvabelle!!!

  • @MrMatipid
    @MrMatipid 4 ปีที่แล้ว +3

    Losing is part of investing or trading. What matters is you limit your losses. Risk management is job number 1. If you do not manage your monies, you will blowout and lose all your monies. Risk no more than 2% per trade.

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Yep it's good to know your risk limit!

  • @pedalesmexicali
    @pedalesmexicali 4 ปีที่แล้ว

    Min 6:30 “you are using

  • @amiami3540
    @amiami3540 4 ปีที่แล้ว +1

    I like to learn to make n invest money in stock market, pls keep making those video.. amin

    • @Arvabelle
      @Arvabelle  4 ปีที่แล้ว

      Thanks for watching!

  • @ogjimcoily
    @ogjimcoily 4 ปีที่แล้ว

    Thank you very much. I just found your channel and immediately subscribed.

  • @richardmuenzer6729
    @richardmuenzer6729 4 ปีที่แล้ว

    New subscriber how doing??? Okay yes I would like investing. considering I'm doing all this from a phone could use a little help on a app that works from there I am looking at cannabis your thoughts maybe. it'll be a good time for buying considering there has been a pulled back by that I mean a huge drop in the markets. Any assistance would be helpful thank you