Perfect... Analysis. One more important add on benefit is - "PREMIUM 🔙 OPTION"!! Means if the client survives the entire term, he/she will get 🔙 the BASE Premium paid for the entire term. Your 💰 money worked for you as a disciplined saving as well... Smart decision.. I am an Insurance Agent... with Max Life, since more than a decade. Thanx.
Online term insurance mai, After death , nominee kaise claim karega uska ek details step by step video ho toh achha hota .. pls upload a detail vedio sir ...
Better go through an insurance agent who is associated with the sector for long n still continues... During claim time the family needs a known face... Rgds
Cant thank you enf....I would have never got this thought of going with two insurers and all the other important information, Keep doing the great work !!!
I have been following ur channel for some time now. I must admit this is the best channel i have come across for insurance related information. Keep up the good work sir. We can take an informed decision after watching ur videos.
In payout option, if we select part lump sum payment + Monthly payment & if my wife also expires just after 5 months of receiving monthly payment, then will monthly payment be transferred to my children or not?
Sir mai ek term insurance lena chahta hu non-smoker wale option me, but agar bad me kabhi mai smoking karne laga to kya mera claim reject ho jayega please guide sir
No bhai koi problem nahi hoga agar policy lene ke baad smoking ki aadat pad gayi tho it will take atleast 3 years to show its side effects so acc to sec 45 policy term 3 yrs complete hone ke baad reject hone ki sambhavani kam hi for futher info ping me on 8328259869
I was diagnosed with leukemia (blood cancer) in 2016. Age - 26, non smoker. It is recovered now. I have applied in Hdfc but it was rejected (I have mentioned all details about disease in form). Course of treatment is going on. Can I buy term insurance now? Or once treatment is completed.
Please describe the details of 1. payment payout interval, one time or monthly 2 fix year 20 years or up to 60 years payment condition 3. Return fix amount require or not?
Very Nice Video Sir👌👌 I was searching and comparing term plans for more than a week then. Today, I suddenly got your one video at 2 AM Midnight and have seen your all the videos till 6 AM morning. Now putting a comment just for appreciating your efforts and data centric vidoes which are easily understandable for any common person. Thanks🙏🙏
Aapka Video bahut hi achchha hai aur example ke sath batane se pura samajh aata hai par mere kuchh sawal hai. 1. Term insurance aur Health insurance (cash less) ek sath (combo plan) le sakte hai kya. 2. Jaise aapne bataya ki 2 term insurance lene me fayada hai to kya 2 health insurance bhi le sakte hai kya
@@InsuranceTechnical Dhanyawaad itna jaldi reply ke liye, kya aap health insurance(cash less) jisme 2 health insurance liya ho par video bana sakte hai with example, yadi haan to uska link share karen aur dusra ki kon sa company health insurance achchha hai
बहुत ही बढ़िया और सरल भाषा में explain किया sir आप ये बताएं कि अगर मेरी लिमिट 2 करोड़ है और मैं अलग अलग कंपनियों से 2-2 करोड़ का टर्म इन्शुरन्स ले लेता हूँ तो क्या 3 साल के बाद misshappning होने पर दोनों कामनियाँ क्लेम देंगी
Sir apka channel sabsey best he. You are the best sir, Apney ek ek chij details me batai he. Sir lic tech term aur lic ki dusri term insurance k uper bhi video banaiye
Best ever explanation with good examples. Thankyou very much. You would have added tax benefits also. I have been searching to know how 80D is applicable for term plan. If possible make a detailed video please.
Beautiful explanation. Only 1 question. While taking 2 term policies is there any restriction on it or do we HV to inform one policy provider about our other term policy also.....kindly ans
Yes Sir mil jayega. You can purchase also ICICI PRUDENTIAL INSURANCE this is no. 1 company in insurance industry.Aap apni Date of Birth and Annual Income, Education details bta dijiye. Ma apki premium bta doonga. Thanks and Regards Rahul Shukla Unit Manager ICICI Prudential 9999063120.
Yes sir there is option called income protector in that option pay outs will be given in monthly mode to nominee for 10 to 20 yrs ....for futher info ping me on 8328259869
Thanks a lot ,best video on term insurance, but mera ek qu. Hai ki kya bachelor person ye insurance kra sktye h ,??????? To uska process btaye??¿?apnye to only family discuss kiya h sir please reply
Yadi policy period ke dauran policy holder ke death hothi hai to term rider ka sum assured immediate pay ho jata hai aur baki benefits time pe mil jata hain
Thanks sir for this informative video. I have a question, which premium payment option should be opted for term insurance, whether it is regular or for limited year. Please suggest sir.
But in the limited time payment option the total of premium amount is much less than the regular payment option. So I just want to know whether there is any drawback or any difference in benefit between them?
1.What is my meaning of settlement? 2. Why should I take term insurance which does not have maturity benefit, whereas many lic policies provide death cover with maturity benefit?
Best video on term insurance I have ever gone through.... Such a practical explanation is always needed...
A big thnx !
Thanks for you such a motivating words.. it means a lot me.
This really helps.
47 years me policy Leena achhhaa yaa nah I.hamaara bachhe KO abhi 5 years
@@InsuranceTechnical great job
Sir,please suggest term insurance plan for defence personnel which can provide riders too.
You've explained almost each and every aspect of a term insurance plan. It's a very unique video.
Thanks..
Being Life insurance advisor I'll appreciate your efforts to deliver this information in a simple format to lay man
Perfect... Analysis.
One more important add on benefit is - "PREMIUM 🔙 OPTION"!! Means if the client survives the entire term, he/she will get 🔙 the BASE Premium paid for the entire term. Your 💰 money worked for you as a disciplined saving as well... Smart decision.. I am an Insurance Agent... with Max Life, since more than a decade. Thanx.
Meh term insurance suru korna chahta hu... please provide your email/contact for details
@@shuvadiplaha8206 u can ping me on 8328259869 for illustration on premium back option in maxlife...
@@imtiyazmohammad4795 ok... dhanyawad
Best insight ever... most of the people don't think about the emotional part. Thanks.
Itna khulke jankari to agents v nehi dete .Thank you sir for your kind information.
Great. You have covered technical as well as psychological aspects of term insurance in a very lucid manner.
Mein regular aap ki videos follow krti hu.mujhe bht relax milti hein aap se sahi jankari pa kor
Thanks for your appreciation
Online term insurance mai, After death , nominee kaise claim karega uska ek details step by step video ho toh achha hota .. pls upload a detail vedio sir ...
Better go through an insurance agent who is associated with the sector for long n still continues... During claim time the family needs a known face... Rgds
@@meerak.selarka8137 correct meera ji , in case of any life insurance need please feel free to contact me : 9822980899, I m life advisor
I can
Why accidental death rider is required in a term insurance policy? Is accidental death is not covered in term insurance? Please reply.
It is covered, rider has additional benefits
policy le hi raha tha achcha hua aap ka video dekha liya VARNA galti ho jati. THANK YOU SIR
We provide term policies with return of premium option for illuatration ping me on 8328259869
Ab AAP ek yeh video banayeki kaunsi company best hai term insurance ke liye ....please jaldi banaye....
Thanks for your suggestion, Mai IRDAI ke annual report ke wait kar raha hu jo dec me ayegi , jaise he report ayegi mai video upload karunga.
Liv
Lic
Tata Aia life insurance
@@market__trendz7071 u r right
Ur explanation, understanding and experience are very good
👍👍👍👍👍
Best video on term insurance I have ever gone through, thanks a lot
Thanks a lot for your kind appriciation.
Great video bohut bohut dhanyavad aapko ,, kuch din se soch hi rahatha kya kare ,,ab mil Gia,,
Experience shown in this video...
Compact analysis of broad things
Thanks
Cant thank you enf....I would have never got this thought of going with two insurers and all the other important information, Keep doing the great work !!!
Many thanks for your kind appreciation
very informative video!!
Thanks..
I have been following ur channel for some time now. I must admit this is the best channel i have come across for insurance related information. Keep up the good work sir. We can take an informed decision after watching ur videos.
Many thanks for your motivating words.
In payout option, if we select part lump sum payment + Monthly payment & if my wife also expires just after 5 months of receiving monthly payment, then will monthly payment be transferred to my children or not?
please let me know also if you get the answer
@ Sandeep yes it will be paid.
I missed to answer your comment
@@InsuranceTechnical Thanks for reply. Will there be any limit in number of years for monthly payment to children??
It will be paid to legal hair as par plan opted by you. Amount and nos. Of payment will be same as applicable to nominee.
First time Kisi ka veido pasand aaya
Right bro
Sir mai ek term insurance lena chahta hu non-smoker wale option me, but agar bad me kabhi mai smoking karne laga to kya mera claim reject ho jayega please guide sir
Policy Lene ke 3 years bad agar aisa hota hai to thik hai..milega...but aapko confirm Karna padega company ko
.
No bhai koi problem nahi hoga agar policy lene ke baad smoking ki aadat pad gayi tho it will take atleast 3 years to show its side effects so acc to sec 45 policy term 3 yrs complete hone ke baad reject hone ki sambhavani kam hi for futher info ping me on 8328259869
ALL KNOWLEDGE BUNDLED IN ONE PLACE, THANKS FOR SHARING.
Excellent explanation. Can you please suggest top 3 insurance company in India with good settlement/ benefit ratio.
Dear Sagar, Many thanks for your appreciation. next month me IRDA ka annual report publish hoga uske baad mai iski puri zankari dunga.
@@InsuranceTechnical Any update on this?
IRDA report is awaited, i will upload video within a week of the report.
@@InsuranceTechnical Thanks!
Best is lic
Bahut hi saral aur simple bhasha m samjhaya h apne... thanks 👍
I was diagnosed with leukemia (blood cancer) in 2016. Age - 26, non smoker. It is recovered now. I have applied in Hdfc but it was rejected (I have mentioned all details about disease in form). Course of treatment is going on. Can I buy term insurance now? Or once treatment is completed.
Dear Jitender , Kindle contact insurance service provider, agent or broker for your query.
Why it was rejected
Very informative and aisa laga ki koi bada bhaii bol raha he .. Subscribed dis channel
Hello sir max life insurance company kaisi hai, isse term le lu ya other company se lu
if your analysis says Max life , go for it. this is also a good company.
You can take from max. It's good for claim also... Take from us online policy get 10% cash back.
Lic से लेकर बेफिक्र हो जाये।9319271291
@@omgc3489 too costly
Sir tata aia term plan kaisa he or ye company kesi he
This man is a genius.... I am buying LIC tech term.... I m 34yr now for 35 yr term... For 10300 per year for 50lac+20lac
Best video to understanding TI. but can you Tell me that How I'll know Claim Settlement Ratio and Amt. Or any other Details?
On IRDA , Annual report. Jaise he 2017-18 ke report IRDA ke website pe ayegi, mai is topic pe video banunga .
बहुत बहुत सुंदर रूप से बताने के लिए आभार 🙏🙏🙏
Please describe the details of
1. payment payout interval, one time or monthly
2 fix year 20 years or up to 60 years payment condition
3. Return fix amount require or not?
I think this is best channel for me ..about insurance
Many Thanks for your kind words
2 alag alag term plan le sakte hai kya
Man lo mujhe 1 cr ka Lena hai toh 50 lakh
50 lakh
Yes, Le sakte hain
@@InsuranceTechnical .1cr Lene ke liye kitna income hona chahiye annual
Yes
It depend on your age
Min annual income 5 lac
Thank u sir ...aap complete practical samjhate hai
Mere aur ek saval hai sir kya? Customer agar suicide kar le to kya? Use company wale Clim dete hai ????? ,,😊
Yes, policy lene ke ek saal baad yadi customer ne suicide keya to insurance co. Claim pay karti hai.
Aur agar insurance khatam hone ke 1-2 saal pehale suicide ho to claim deti hai kya?
Yes
@@InsuranceTechnical kon si company deti hai..
Sari life insurance company.
Tq tq sir ILoVe you sir aapne sari problem ka solution 10m me hi bta diya
Inflation is the most important part for the Term Insurance , and what will be the value of Rs.1 Cr in next 30 year. !
Dear Alok, I completely agree with you. always need to visit your income and liability.
As your income increases your eligibility also increase please took appropriate term insurance
aap bohut accha baat kar tehe . apka channel jorur hit hoga.
Thanks a lot for your blessing
giving deep knowledge on every aspect.a complete video and again it will surely help everyone
Thanks
One of the best insight into buying term insurance
If u r looking to plan in max ping me on 8328259868 i can assist u
Very Nice Video Sir👌👌
I was searching and comparing term plans for more than a week then. Today, I suddenly got your one video at 2 AM Midnight and have seen your all the videos till 6 AM morning. Now putting a comment just for appreciating your efforts and data centric vidoes which are easily understandable for any common person.
Thanks🙏🙏
Aapka Video bahut hi achchha hai aur example ke sath batane se pura samajh aata hai par mere kuchh sawal hai.
1. Term insurance aur Health insurance (cash less) ek sath (combo plan) le sakte hai kya.
2. Jaise aapne bataya ki 2 term insurance lene me fayada hai to kya 2 health insurance bhi le sakte hai kya
Yes Health insurance bhi do le sakte hai. 2 nd policy me 1 st policy ka jo Sum Assured hai utna deductable rakhna chaheye.
@@InsuranceTechnical Dhanyawaad itna jaldi reply ke liye, kya aap health insurance(cash less) jisme 2 health insurance liya ho par video bana sakte hai with example, yadi haan to uska link share karen aur dusra ki kon sa company health insurance achchha hai
Great analysis ....
A salute for making this type of informative video
Thanks..
बहुत ही बढ़िया और सरल भाषा में explain किया sir
आप ये बताएं कि अगर मेरी लिमिट 2 करोड़ है और मैं अलग अलग कंपनियों से 2-2 करोड़ का टर्म इन्शुरन्स ले लेता हूँ तो क्या 3 साल के बाद misshappning होने पर दोनों कामनियाँ क्लेम देंगी
बहुत बढिया जानकारी दि है शुक्रीया
Sir apka channel sabsey best he. You are the best sir,
Apney ek ek chij details me batai he.
Sir lic tech term aur lic ki dusri term insurance k uper bhi video banaiye
Banaya hai.
Bahut achhi aur practical video hai.
Dear Sir your opinion for two policies is really good.
Best video on term insurance I have ever seen ... Thank you !
Bahut aacha bata rahe hai sir ab tak kisne bhai aisa bataya nahi bahu bahu bahu bahut aacha very nice video
Best ever explanation with good examples. Thankyou very much. You would have added tax benefits also. I have been searching to know how 80D is applicable for term plan. If possible make a detailed video please.
80D is applicable only on health policies not term policies u can avail 80C upto 1.5 lakh on term policies for futher info ping me on 8328259869
Sir,I have seen many videos on term insurance but this one is the best. Pls. give details of your other videos too pls.
Search " Insurance Technical" and visit my channel for my video.
Thanks Sir, for your such kind of realistic information.
Truly a gem of a person👍
Sirji, kaunsi company se kaunsa plan lena chahiye, is par ek video babaye ya best option ka reply de den mujhe
Sure, I will make video on that.
@@InsuranceTechnical still waiting for that new video. Please suggest which Company term insurance is best.?
Sir best term insurance kaunsi le.. Plz ek video banao
th-cam.com/video/ibKAmnLynzY/w-d-xo.html
Waah bhai.. very nice vdo.
I hv shared subscribed and liked this one.
Thank u for the vdo.
Thanks for your motivating words
Thank You For Providing Deep Knowledge Regarding Term Insurance.!
I like ur suggestion on Dual Policy by different insurer.....
Really awesome content sir
Well researched and educative
I have made few decisions based on your video.
Thank YoU
Thanks for your kind words.
Fantastic way of giving advice..
Thanks
One of the best video on the subject 👍
THANKS... DEAR.. Bahut achha jankari mili... again thnx
Many thanks for your kind words...
Very Informative,Thanks!!
Very informative video and to the point. It seems you are from Odisha. Great knowledge.
Sahi.. U have covered all parts..Just wated to know if someone has only SSC certificate with him.. Can he opt for term insurance.
Yes in case of Having ITR
Best video about term insurance information
Sir bahut acchi jankari hai
Thanks
Sir kya anxiety ya psycoligiksl history batane paer policy mil sakati hai
Term insurance se tax benifit ke bare mein batao.
What's the besic def related to IT claims in between term and normal insurance.
No Difference premium rebate under sec 80D, death benefit completely tax free under sec. 1010d
Great excellent information...this is what I wanted
Thank you so much...
Many thanks for your kind words
Nicely explained....you are awesome
Very good and honest video.. Thanks a lot..
Thanks for your kind words
Beautiful explanation. Only 1 question. While taking 2 term policies is there any restriction on it or do we HV to inform one policy provider about our other term policy also.....kindly ans
You have to give details of all life insurance policies
Excellent, very nice graphics
Thanks
Nice explained. Can you please share me the best two-term policies options as of today.
I think , if you consider government co , it must be LIC
In private TATA, Maxlife , hdfc etc..
If u r planing for term policy in max ping me on 8328259869
Yes Sir mil jayega. You can purchase also ICICI PRUDENTIAL INSURANCE this is no. 1 company in insurance industry.Aap apni Date of Birth and Annual Income, Education details bta dijiye. Ma apki premium bta doonga.
Thanks and Regards
Rahul Shukla
Unit Manager
ICICI Prudential 9999063120.
Very nice and detailed.
Real nice video...very helpfull
Thanks
but awesome video super practical...thnx for this
Many Thanks for your appreciation
Good job boss i plan today for my term insurance
Thanks for your motivating words
Sir online policy aur offline policy m kon best hai m jivan aanad policy ko online lana chata hu
Ye policy online available nahi hai
Very nice! Thank you Sir🙏
Grow app ke jariye sip me monthly 500 ka kiya hua hai
Ek Saath aap ketne Term Plan le Sakte hai aned Ketne Term Plan pass hoge ??
Pay out operation me monthly payment ke bare me idea dijiye sir?????? Please
Yes sir there is option called income protector in that option pay outs will be given in monthly mode to nominee for 10 to 20 yrs ....for futher info ping me on 8328259869
Casually smoker ko smoker option select karna jaroori hai?
Yes
Agar non smoker select kar le koi to aage kaise dikkat ho skti hai kripya explain kare🙏
Thank you sir for a great video
Thanks..
bahut vdia video
Thanks
Very nice and true. information .Thanks
Very gud video ,,,,,,,,yaar
Thanks....
Thanks a lot ,best video on term insurance, but mera ek qu. Hai ki kya bachelor person ye insurance kra sktye h ,??????? To uska process btaye??¿?apnye to only family discuss kiya h sir please reply
Income hai to le sakte hai. Term plan mainly family protection ke leye hota hai isle family discuss keya hai.
Pls call me on 9819062379 for best term plan or leave your contact number
Jeevan labh policy me term rider lena kiya faida hein?
Yadi policy period ke dauran policy holder ke death hothi hai to term rider ka sum assured immediate pay ho jata hai aur baki benefits time pe mil jata hain
Thanks sir for this informative video. I have a question, which premium payment option should be opted for term insurance, whether it is regular or for limited year. Please suggest sir.
Premium payment options is just a matter of financial comfort. You may go with either.l
But in the limited time payment option the total of premium amount is much less than the regular payment option. So I just want to know whether there is any drawback or any difference in benefit between them?
Sir Bajaj Allianz insurance lena kaisa rahega pls reply sir
This video may help you to take decision th-cam.com/video/u4tNllHAvf4/w-d-xo.html
Pls call me on 9819062379 for best term plan or leave your contact number
You are best video maker sir .
Kya age badhne ke sath sath primiyam bhi har saal maturity time tak badhta h
Nahi premium fixed rahta hai, premium ke upar jo tax lagta hai wo change ho sakta hai
@@InsuranceTechnical mera graduation complite nhi..but gov job h..me term policy kharid sakta hu
Yes aapko term insurance mil sakta hai
Very... nice information sirji👌👌👍👍
1.What is my meaning of settlement?
2. Why should I take term insurance which does not have maturity benefit, whereas many lic policies provide death cover with maturity benefit?
You are free to take your decision. Reason behind taking term insurance is only one that it provide large sum assured in less premium.
Your videos are very informative and interesting. Keep up the good work. Today subscribed your channel.
Many thanks for your kind words and subscription.
What s type of death. In term insurance..cover pl