I am 34 and live in australia. Its been 10 years and i am still renting. I can buy a house without a loan now. That gives me very high confidence financially I rent few more years. All got citizenship. But i want to go back to പാലാ
Chetta long time. Thanks for the advice. I have seen lot of people coming here in Germany on opportunity card as well as being students without realizing how the market is tough here. Seen lot of layoffs and people with opportunity card being suffering as well. The main reason is German language that is even required in IT industry.
This video is dedicated primarily to the Kerala community residing in Canada, as well as those who are apprehensive about their potential departure from Canada due to the loss of their current status.
He could have to rent his property Airbnb in Canada too but unfortunately, in Toronto it won't allow by municipal law. It is risky to invest lots of properties in Airbnb because law can change anytime. Life is risky 😅
There is no place like home ! If you are having P R or Citizenship you are treated as second Citizen no doubt about it…to be precise VARATHAN is always VARATHAN 😂😂
I have lived in Australia for 2 decades, COVID time interest went sooo down. We bought 3 investment properties with a large amount of mortgage with 2.29% interest rate for 3 years fixed loan, but interest rate raised up to 7% now and fixed rate period over last year and we are struggling to pay the mortgage, rental income not enough to pay the mortgage installments.
Love you bro ! I am advising many of my peers not to go to Canada. Just wait & watch. Your video is a backing for my statement. This January is critical for Canada in my opinion.
Well explained video bro… ignore the naysayers or negative comments… all your videos are good and informative… subscribed and eagerly waiting for your next video ❤
Ellam okke arunnu AirBNB ude add idunnath vare. But still paranja kathayude genuinity onnum nokkunnilla only taking the moral. Good presentation 👍🏻👍🏻👍🏻
It's true, bro; it all depends on the location. He secured prime locations, including one near Padmanabhaswamy Temple, where he has guests every day. Both location and guest experience are key factors in his success, allowing him to make good money.
Purchase power parity is very huge in Canada compared to India so there is no use whether even People earn a Crore yearly . It will be still considered as Middle class in Canada
My friend got PR and will leave canada for march 2025 with wife and child, i shared this video to him and said not to mind the thumbnail and plan the life in canada in a better way. He must be aware of the mortgage rates and other dangers....
Employment Insurance will be given only if we have termination letter? Usually, companies ask the employees to resign themselves even if they are firing them.
Very well explained. Just wondering the fate of thousands of Malayalee students who borrowed from Banks for "higher" studies. What is their future even assuming they get their PR? Do they get jobs considering that the Canadian economy will be in a tailspin once Trump takes over America. Grim situation for the youngsters.
ചേട്ടൻ്റെ സുഹൃത്ത് ലോൺ എടുക്കും മുമ്പ് ചേട്ടൻ്റെ വാക്കുകൾ ശ്രദ്ധിച്ചിരുന്നെങ്കിൽ ഈ ഗതി ബ് വരില്ലായിരുന്നു ഇതിനെയാണ് ഉപ്പ് തിന്നവൻ വെള്ളം കുടിക്കും എന്ന് പറയുന്നത്
@@Malayalionthemove many are repeating the same things. I know at least 4 friends who bought home in 850000 range in Ontario . I wonder how they make payments. I am scared of buying a 400000+ property in Saskatchewan
In my opinion, your approach is the right one. It's better to start small and gradually build up your assets. I won’t be buying my dream home anytime soon because the market is too volatile right now. Instead, I prefer to build a beautiful house in India at a fraction of the cost here and return when the time is right. It’s important to invest in something that can provide passive income.
Ha ha Canadian life is very unpredictable. Canadian economy changes every 3 months on average.. now you’re making useful videos. Now if you recall your previous videos where you mentioned how Indias destroy Canada, the true reason behind their behaviour is this financial instability and insecurity.. your friend was able to go back to India as his family is well settled there. Many Indian students take education loan and come here and now they’re in a total financial mess here in canada and back home as well. They go through financial difficulties and mental crisis. And finally they end up anti socials in Canada because they think Canada destroyed their life
Mass immigration, carbon tax, poor monetary policies, poor foreign policies, failed diplomatic relationships with foreign countries, inflation, unstable governance and frequent cabinet shuffles, dictatorship and you know who led us here
So your friend learnt the hard way. In Kerala home stays are making big time money. They need license and consent signatures from neighbours and local councilors. They take share from you.pollution certified place and submission of guest register to nearby police station are mandatory. All stick their fingers into the pie. Not as many think. Not smooth as you assume. You share your earnings with many plus deal with unruly guest. Unsolicited activities also have to be curbed.
This presentation was good but not genuine.The scenario of this guy is rarest among the rare. 80% of the students or PR holders who entered Canada do not have have such a resources back home . If they did have it, it's a mediocre to come to Canada. Your friend put a down payment of 20% meaning $ 2,00,000 equivalent to INR over 1.3 CR. That's not true. Never can make a saving in 2 to 3 years or transfer that money from India. He lost the down payment while the bank never lost any funds. So he p
The key to success is always having a backup plan. After selling his wife’s properties in Kerala, they invested the money in a luxury home in Canada. Unfortunately, that decision did not turn out well. However, he had a backup plan: to return to India and start a successful business. The experiences he gained in Canada helped him become a strong and confident man. Additionally, residents of India can transfer up to 250000. a maximum limit of one million USD for non-residents.
In ontario maximum is 695 per week almost 2800 $ per month.. That if salary is 65 k or above.. If anual salary is below 65 k.. Contributions are less while working... So is payment when losing job...maximum 10 months is payment time
I am 34 and live in australia. Its been 10 years and i am still renting. I can buy a house without a loan now. That gives me very high confidence financially I rent few more years. All got citizenship. But i want to go back to പാലാ
❤
Y u wanna go back to pala.. pls help to explain main factors which made u took that good decision
You could potentially replace Santhosh Kulangara… your presentation is very good.
ഒരു യോഗ്യതയും ഇല്ലാതെ ഇന്ത്യയിൽ നിന്നും കുറേ ആൾക്കാർ എങ്ങനെ എങ്കിലും കാനഡയിൽ എത്തിയാൽ മതി എന്നുപറഞ്ഞു പോയിട്ടുണ്ട് 🎉അതിനൊക്കെ ഇങ്ങനെ തന്നെ വേണം 🎉🎉🎉
കാനഡയിൽ വരുന്നതിന് ഒരു കുഴപ്പവും ഇല്ല പക്ഷേ തിരിച്ചുപോയാൽ അല്ലെങ്കിൽ പോകേണ്ടിവന്നാൽ രക്ഷപെടാനുള്ള മാർഗം മനസിലുണ്ടാകണം
Chetta long time.
Thanks for the advice. I have seen lot of people coming here in Germany on opportunity card as well as being students without realizing how the market is tough here. Seen lot of layoffs and people with opportunity card being suffering as well. The main reason is German language that is even required in IT industry.
Nice story telling
Good advertisement 👏
Keep going
12:43 💯 wise advice.
2:35 top advise ✅💯💯💯
❤️❤️
Very useful information... Well explained the current situation of Canada. 👍
Thank you ❤️❤️❤️
This video is dedicated primarily to the Kerala community residing in Canada, as well as those who are apprehensive about their potential departure from Canada due to the loss of their current status.
Thank you! Living and working abroad provides valuable life experiences that will be beneficial in some way.
Indeed, that is my perspective.
He could have to rent his property Airbnb in Canada too but unfortunately, in Toronto it won't allow by municipal law. It is risky to invest lots of properties in Airbnb because law can change anytime. Life is risky 😅
There is no place like home ! If you are having P R or Citizenship you are treated as second Citizen no doubt about it…to be precise VARATHAN is always VARATHAN 😂😂
Home ❤️
what you said is correct. Good narration. we came here 2006. we have seen canada market going up and down since 2006.
Your way of explaining things is so good ❤❤❤
❤️. Thank you! 😊
Well said and good presentation. 🎉
❤️ Thank you 😊
വിവരം ഇല്ലാത്ത ആളുകൾ കുറെ ഉണ്ട്... കാനഡയിൽ പോവണം എന്ന സ്വപ്നം കൊണ്ട് നടക്കുന്ന ഒരു സുഹൃത്തു ഉണ്ടായിരുന്നു എനിക്ക്... ഇപ്പോ അവൻ ഗൾഫിൽ ആണ് 😂😂😂
I have lived in Australia for 2 decades, COVID time interest went sooo down. We bought 3 investment properties with a large amount of mortgage with 2.29% interest rate for 3 years fixed loan, but interest rate raised up to 7% now and fixed rate period over last year and we are struggling to pay the mortgage, rental income not enough to pay the mortgage installments.
Love you bro !
I am advising many of my peers not to go to Canada. Just wait & watch.
Your video is a backing for my statement.
This January is critical for Canada in my opinion.
Thank you ❤️❤️
Very value adding experience in Canada. We must really take this message seriously .
100% - Build assets, not liabilities.
IT ജോലികളും safe അല്ല ബ്രോ! AI ഉപയോഗം കൂടുമ്പോൾ സോഫ്റ്റ്വെയർ engineers ന്റെ ജോലിസാധ്യതകളും കുറയും.
If he took loans to buy property in India, he is repeating the same mistake. Now he is dependent on an industry that is very cyclical.
Nice narration 👏🏼👏🏼👏🏼👏🏼
Did you leave canada
I am Trivandrum
Well explained video bro… ignore the naysayers or negative comments… all your videos are good and informative… subscribed and eagerly waiting for your next video ❤
Thank you ❤️
Ellam okke arunnu AirBNB ude add idunnath vare. But still paranja kathayude genuinity onnum nokkunnilla only taking the moral. Good presentation 👍🏻👍🏻👍🏻
It's true, bro; it all depends on the location. He secured prime locations, including one near Padmanabhaswamy Temple, where he has guests every day. Both location and guest experience are key factors in his success, allowing him to make good money.
Purchase power parity is very huge in Canada compared to India so there is no use whether even People earn a Crore yearly . It will be still considered as Middle class in Canada
You are absolutely correct.👌
Dear friends , once you get Canadian passport leave from Canada and enjoy perks of passport.
The world is a beautiful place. Enjoy it while you can. Getting a Canadian passport makes travel easier.
Very happy news
You are talking is reality. But pretty hard to understand. Now he learned from his experience. But pretty hard to survive.
20:13 wow 😮❤
❤️❤️❤️
You should make two videos a week, bro!
Valuable Information bro..❤
Thank you ❤️
2:35 intelligent friend warning, ❤
Invest in assets, not liabilities. ✌️
My friend got PR and will leave canada for march 2025 with wife and child, i shared this video to him and said not to mind the thumbnail and plan the life in canada in a better way. He must be aware of the mortgage rates and other dangers....
Thank you. 😊
മുൻപ് കാനഡയിലേക്ക് പോകുന്നത് USA യിലേക്ക് പോകാനാണ്.. അമേരിക്കയുടെ 51 സ്റ്റേറ്റ് ആയാൽ എല്ലാരും അമേരിക്കകാർ ആയില്ലേ 😄😄😄😄
Pottan nee angane nannavan..americayil ange athande kopee erikkunu
🎉
Employment Insurance will be given only if we have termination letter? Usually, companies ask the employees to resign themselves even if they are firing them.
Correct 👌
ഓസ്ട്രേലിയ ഇൽ oru കോപ്പും കിട്ടില്ല.
Variable rate interest rate eduthathu huge mandatharam ayirnello
Best of luck
May be situations could totally improve if Canada becomes another state of US, like Trump said?. Just wild guess.
Very well explained. Just wondering the fate of thousands of Malayalee students who borrowed from Banks for "higher" studies. What is their future even assuming they get their PR? Do they get jobs considering that the Canadian economy will be in a tailspin once Trump takes over America. Grim situation for the youngsters.
I don't see a future for the Canadian college degree; it currently holds no value.
ചേട്ടൻ്റെ സുഹൃത്ത് ലോൺ എടുക്കും മുമ്പ് ചേട്ടൻ്റെ വാക്കുകൾ ശ്രദ്ധിച്ചിരുന്നെങ്കിൽ ഈ ഗതി ബ്
വരില്ലായിരുന്നു
ഇതിനെയാണ് ഉപ്പ് തിന്നവൻ വെള്ളം കുടിക്കും എന്ന് പറയുന്നത്
Sad, but true. It's a tough lesson!
@@Malayalionthemove many are repeating the same things. I know at least 4 friends who bought home in 850000 range in Ontario . I wonder how they make payments. I am scared of buying a 400000+ property in Saskatchewan
In my opinion, your approach is the right one. It's better to start small and gradually build up your assets. I won’t be buying my dream home anytime soon because the market is too volatile right now. Instead, I prefer to build a beautiful house in India at a fraction of the cost here and return when the time is right. It’s important to invest in something that can provide passive income.
ഇങ്ങനെ കുനിഞ്ഞ് ഇരിക്കാതെ... correct center allign നോക്കി frame set ചെയ്യൂ bro!
ശരിയാണ് ബ്രൊ. ചെയർ കുച്ചുടെ മാറാൻ ഉണ്ട്. Next video ✌️
After long time you came to kerala what about kerala and lndia you feel now🎉
Athoru chodyam thanne aane
Chetta ❤❤
❤️❤️❤️ Hello
Kettirunu pokum nigalude videos
❤️ thank you
Thats a good message
Thank you 😊
Ningal ithokke parayanathu content nu vendiyaano? Atho sherikkum reverse migrate cheyyaano?
Aviduthe risks paranju tharunu ennu mathram.. Content ആണേൽ കോൺസിസ്റ്റന്റ് യൂട്യൂബർ ആകേണ്ടേ... ഇയാൾ consistent അല്ലാലോ..
Dr D Podcast same paranju
ഒരു ജീവിതമേയുള്ളു സന്തോഷം ഉള്ളിടത് ജീവിക്കുക. ❤️
ചേട്ടാ നിങ്ങ എവിടെ പോകുവാണേ ലും സമ്മാനവും കൊണ്ടാണല്ലോ പോകുന്നത്
ഇന്ന് ഇപ്പൊൾ രണ്ട് സമ്മാനം കൊടുത്തല്ലെ
❤️❤️❤️❤️. ഒരു സന്തോഷം അല്ലേ അതൊക്കെ
Okay
💪💪💪
👍
Germany too
Most of Europe and America are similar.
❤
❤️
good video
Thank you ❤️
Ha ha Canadian life is very unpredictable. Canadian economy changes every 3 months on average.. now you’re making useful videos. Now if you recall your previous videos where you mentioned how Indias destroy Canada, the true reason behind their behaviour is this financial instability and insecurity.. your friend was able to go back to India as his family is well settled there. Many Indian students take education loan and come here and now they’re in a total financial mess here in canada and back home as well. They go through financial difficulties and mental crisis. And finally they end up anti socials in Canada because they think Canada destroyed their life
Who is responsible for this? Can you name them? 😑
Mass immigration, carbon tax, poor monetary policies, poor foreign policies, failed diplomatic relationships with foreign countries, inflation, unstable governance and frequent cabinet shuffles, dictatorship and you know who led us here
👍👍
So your friend learnt the hard way. In Kerala home stays are making big time money. They need license and consent signatures from neighbours and local councilors. They take share from you.pollution certified place and submission of guest register to nearby police station are mandatory. All stick their fingers into the pie. Not as many think. Not smooth as you assume. You share your earnings with many plus deal with unruly guest. Unsolicited activities also have to be curbed.
Business involves risk; nothing is completely risk-free. He faced very tough situations in his life and gained mental strength.
2000 square feetinnu 1 million aano canadayil vila? 🫨
It’s depends on city and province. I can show you province which has 250000 for 2000 square feet but not definitely in major provinces
World's Most Expensive Housing Market
maybe fifa 2026 save Canada else❌
Justin is no longer in power , so there is a possibility.😂
This presentation was good but not genuine.The scenario of this guy is rarest among the rare. 80% of the students or PR holders who entered Canada do not have have such a resources back home . If they did have it, it's a mediocre to come to Canada. Your friend put a down payment of 20% meaning $ 2,00,000 equivalent to INR over 1.3 CR. That's not true. Never can make a saving in 2 to 3 years or transfer that money from India. He lost the down payment while the bank never lost any funds. So he p
The key to success is always having a backup plan. After selling his wife’s properties in Kerala, they invested the money in a luxury home in Canada. Unfortunately, that decision did not turn out well. However, he had a backup plan: to return to India and start a successful business. The experiences he gained in Canada helped him become a strong and confident man.
Additionally, residents of India can transfer up to 250000. a maximum limit of one million USD for non-residents.
👍
Good story❤
Thank you ❤️
U speak reality 👍
Thank you 😊
താങ്കൾ പറഞ്ഞത് അവിടെ മാത്രമല്ല ഇവിടെയും വാധകമാണ്
അതെ. വാരിക്കോരി ചിലവാക്കിയാൽ കഷ്ടത്തിലാകും
EI 40 %of the last pay
I believe the maximum pay is $2,000, and it could be either 40 or 50. However, I think it is 50.
In ontario maximum is 695 per week almost 2800 $ per month.. That if salary is 65 k or above.. If anual salary is below 65 k.. Contributions are less while working... So is payment when losing job...maximum 10 months is payment time
An inflation-adjusted raise is beneficial for people.👌