Statute of Limitations in Foreclosure....FREE HOUSES!
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- เผยแพร่เมื่อ 10 ก.ย. 2024
- The most important topic in mortgages and foreclosures...does the Statute of Limitations apply and will this result in "free" houses?
This honestly is one of my favorite videos...just watch the way Judge Kevin Emas just hammers away and digs in deep into these questions...talk about fully engaged, with incredible command of facts and the law. Just think about how much preparation goes into an appeal like this...from all parties. Fantastic example of our legal system at work.
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Once you sign the promissory note for qualification , before you sign the one at closing ask for a receipt or the security they sold to fund the loan, then after closing, do the same thing, read the contract and cross out terms or language you don't agree with, a promissory note is a negotiable instrument.
Love this Judge, Citi Bank stole my house and over $15.000. I was part of a class action law suite against them and got back $1.79. Wow what a bunch of greedy criminals.
What since did it make to do class actions when no class was there helping you buy it. Never do class actions just get the evidence of them having done wrong and file your own 😊
God Bless you! I need A Pennsylvania Attorney that goes after the trustee, the lawyers, and the BANK....NORTHWEST BANK!!!!!!! These fraudsters, yeah criminals they willingly knowing they are breaking the law and they are still doing it!!!!! They should be put behind bars!!!! How can these people sleep at night 🌙 😢😘😮❤🙏
What is maturity date? End of the loan? I guess! I’m thinking! Anyways
People who say that the borrower should not get a free house, because they have borrowed money and then defaulted...apparently do not understand how the banking system actually operates. The "money" that the borrower borrows from a bank...DOES NOT EXIST, prior to the borrower signing the note, and then the bank literally transforms it into the actual "money" that the borrower is borrowing. Consideration is one of the conditions required, to make a contract valid and legally binding. A borrower, who believes...like most people do...that the money borrowed is real and pre-existing, and if that borrower pays his monthly payment for thirty years...the bank gets paid for that "loan"...which was created out of thin air...from literally...the borrows OWN CREDIT, 3 to 4 times, just from the borrower alone. The borrower puts up both the house, and his own future labor, as consideration. But the bank puts up NOTHING...and gets paid for that note many times over, even if the borrower defaults. In various different ways...the bank can get paid for each note, as many as 20 times over. So, essentially...people who believe that giving a borrower a free house...is a horrible and unjust thing...but apparently they must believe that it is fine for the bank to be paid many times over, for a loan of the borrowers own credit...which never existed before the borrower signed the note.
Yep, all fraud from the get go. The banks dig into our unclaimed cestui que trust created at our birth and our pledge to secure the full faith and credit of the gov borrowing money from the IMF. Its a massive scam that has to start here. Everything else is secondary.
You are correct!
Tony Starks
Here are the main reasons for why everything we do is so fucked up and why and how they have stolen our life estates.
www.theeventchronicle.com/study/critical-knowledge-legal-ownership-souls-vatican-since-1306/
Yes our banking system is deeply flawed. Your points about borrowing money into existence is a high level, esoteric discussion of economic philosophy.
But the bottom line is money (at the "street" level) was borrowed so the person could buy a house and he should pay for it.
If you start nullifying mortgages AND the resident keeps the house, you will destroy the housing market
Travis Johnson true
I love it that the judge used the word 'extort'.
He called the banks out for sure!
The banks do not give you any of their own money. The money was created on the debtors signature. The money did not exist until after the debtor signed the promissory note. and the bank lays claim to house that they did nothing to financed. so either the banks get a free house or the dweller gets a free house.
No you only need a few simple letters to stop them and if you end up in court the bank will need to pay you $766,000.00 because they are frauds. Need help call 406 200 8378 or billbart7@gmail.com
+meaturama you the real idiot. money is gold and silver
se7ensnakes You are so correct! The money never existed and they used the borrower’s signature 100 times over before the closing date....making the house pretty much paid before the borrower even takes possession of the home but then the bank makes the borrower pay for a home they’ve used their signature to already pay off... These predatory lenders!
William Bartlett I need some understanding on what I can do against my mortgage company can I email you?
meaturama
My remark was made for people with an IQ greater than 40
Fictional unrecorded modification dates? Banks can operate any way they want without any oversight. The poor homeowner who has had their home stolen must spend $30,000 plus to fight against fraud in court. Banks will spend millions to fight a case knowing they are in the wrong, knowing they cannot prove they have authority. Judges permit robo signing documents to be submitted and will conduct improper procedure aiding banks in extending the battle and causing distress for the homeowner.
This is all tax evasion..
Any Bank will NEVER admit that it made a "mistake" and on top of that bliss in life they just bundle the defaults contracts up and sell onto someone else which happened in 2008/9 whereby the USA have empty houses owned by several hundred people around the globe that purchase a slice of the debt!
No you only need a few simple letters to stop them and if you end up in court the bank will need to pay you $766,000.00 because they are frauds. Need help call 406 200 8378 or billbart7@gmail.com
Justin Wax U should have a TH-cam channel!!!
@@kevinmartyn1617
Where money was never loaned. Ever!
Interesting how the judges in this case have their full name in upper and lowercase. When you are usually in a court of admiralty you know it because they never give you their first name and the last name is always capitalized
This is why I will never take out a mortgage. Banks and Mortgage Lenders have defrauded so many unknowing people out of money over the years and now they're being exposed. Truly sad indeed.
When they truly didn’t ever lend anyone anything but they did make an infinite amount of money selling your signature 10,20x more , then the money , you never borrowed .
But we’re charge interest on.
It's called pay your mortgage and this doesn't happen, it's very simple.
@@plop55
What’s real simple is ask the bank for proof they lent you money!
They made money off your signature 10x the loan amount.
@@plop55
You are not paying anything but your promise to pay a bank a certain amount of money.
Banksters are gangsters and their lawyer should be given the death penalty.
Amen. but first give the gangsters a Trial by a JURY of their victims: Hey... WE Found the NEST of the Bank Crooks
th-cam.com/video/Jtr5WkUsYDk/w-d-xo.html FOUND the CRIMINALs at 411 IVY ST. San Diego.
you can't be in default until after the maturity of the alleged loan. 10, 20, 30 years. Get it???
The real question is did deutch bank ever loan its own money and can they prove it with the general accounting ledger that the money came from some account that was owned by the bank and that the promissory note did not get ledgered as an asset. If the promissory note was ledgered as an asset then it has value and they did not show you gave value prior to moving into the home.
The Bank president admitted to all this in 1968 in the Credit River Decision and it was a common law action and could not be overturned by the higher courts because the US Constitution is clear -- any decision at common law cannot be overturned by any court unless it is another jury trial at common law at a later time for the same issue and the appellate courts and supreme courts are not jury courts.
MORTGAGE LOANS ARE ALL FRAUD.
A free house???? The homeowner never gets a free house they have their sweat and blood invested in fixing the house up, they made payments that they worked for and gave something of value. The lender never proves they gave anything of value under penalty of perjury and can never prove with bona fide factual evidence they did "no state can make anything but gold or silver coin a tender in payment of debts" Art.1, sec. 10. That also holds true for lending, no bills of credit can exist as money and federal reserve notes are is a "note" or promissory note , ie a promise to pay at some future time, and have the same exact value as your signed promisory note. A debt validationletter will prove no evdence exists that the lender and every other party to the Mortgage/Deed of Trust ever offered any OF THEIR OWN MONEY OR MONEY PERIOD.
I've learned now you are exactly right!
The crooks are stealing my family home of 50 years now I've become ill and seeking disability and cannot find work suitable. I pray every day and every night for a angel to come help me stop their evil attack on my life. My doctor has said the stress is killing me. I have no where to go. Not an exaggeration. Where is our help?
your home loan is already paid off just from you signature on the closing.. go to title company that has your file and ask to look at your complete file... say no to making copies... look only thru file... look for the first pages or the last two pages of the file and what you need to look for is a letter for release of mortgage or a stamp of satisfaction and date on one of the pages.... when you find that you can make your copies of those and take them to court for fraud.... also look into the insurance company they used for your house because by law they have to get their own insurance on your home to protect their investment.... so they are tripple dipping... 1. they sell your contract to get their money up front to a third party.. 2... the insurance policy they get out by law was probably already used in a claim without u knowing and they got paid.... 3... you sending in those monthly payments just makes their pockets fatter.... and this goes for aaaaallll banks....
all sad but true
Don't forget that the title is supposed to go with the mortgage , no titles are keep with mortgages anymore in fact most titles are hard to find, as MERES holds the titles electronically, the originals have been traded so much they've lost them
They get destroyed
No one who has faithfully paid a mortgage for years which results in having paid the full original price of the house plus a significant amount of interest and taxes and repairs has achieved gaining a free house. The lender might not have achieved receiving the contracted amount of interest but. The purpose of the state of NC passing the law was to prevent the lender forgoing suing to receive their rights for an indefinite time then swooping in and seizing the home or business property in a now unexpected manner after the people involved have continued to spend money on maintenance and taxes.
this is just a show, these robes know exactly what the scam is!
WE Found the NEST of the Bank Crooks
th-cam.com/video/Jtr5WkUsYDk/w-d-xo.html FOUND the CRIMINALs at 411 IVY ST. San Diego.
@@williamwagener YES THEY SURE DO AND THEY HIDE THE FRAUD THROUGH THEIR SECRET WAYS. THIS HAS NEVER BEEN A CONSPIRACY THEORY. SOME JUDGES HAVE EVEN ADMITTED THIS AND HAVE STEPPED DOWN FROM THE BENCH/BANK AND DISBARRED THEMSELVES. ITS ALL A CONTROLLED SYTEM AND I THINK THEY SIGN A NON-CIRCUMCISION AGREEMENT AS WELL, WHICH ARE ALL BASED ON FRAUD AB INITIO, NUNC PTO TUNC.
I'm not sure where the rocket science is here. The question is whether an accelerated demand is deccelerated by virtue of a dismissal of the case. A decceleration by default seems proper IF the acceleration were part of the proceedings (complaint), thereby restoring the parties to their respective positions prior to the filing of the suit. But if the acceleration occurred, say, by letter, prior to the litigation, then it would seem the court would be exceeding its reach to presume any control over that letter.
Because I’m FORCLOSURE NOTE IS CALLED DUE IF FULL. IT DOES CHANGE.
Once a foreclosure action is filed the loan is accelerated. If the court dismisses a foreclosure action how in the world is the borrower supposed to know that the loan has now been automatically de-accelerated (by that dismissal) and they can once again start making monthly payments?? The lenders arguments makes no sense to me
Maturity date is the key here
I don’t understand what the statues ore on/of the acceleration date?
Docs that were in the 1st equity loan papers that were two other addresses with the same loan number that lived in a different area.
So every default is taken separately & different criteria etc!!! Correct?
after heave handedness by the banking industry, this is what happened: The Third District withdrew its prior opinion and entered a revised opinion holding that deceleration automatically occurred on the dismissal of the Initial Action, regardless of whether the dismissal was with or without prejudice.
How does one get a: He who lives, payout, on a death pledge ? It just sound pretty strange...Ever really wonder how nuts this really sounds, in the first place ?
In New York State the legislator and governor just put an end to this gamesmanship and manipulation of the statute of limitations
PAY WHAT LOAN? WHAT IS THE DEFINITION OF LOAN? WHERE WAS THE SUM OF MONEY THAT YOUR BANK GAVE TO THE BOWWER?????? WAS THERE A SUM OF MONEY PAID?
This
Plus I had to give copies to child support and fax to release a lean that was court ordered by divorce judge to be paid only by my x
why is the Court so concerned about the bank, if they mess up it's their problem? if I would slip and fall and I bring no action within 2 years I can never move forward on the case or if a final judgment is entered and I don't appeal within 30 days of the date of the judgment. it's solid law and I am barred.
They know the whole mortgage system is a fraud.
So if as the banks are saying that each payment is it's own contract for SOL then there should also exist 360 signatures - will they "Robo- Sign" these as well? Just askin'.
+Donald Welsh - What is SOL??
Statute Of Limitations
Welsh- thank you, good comment. Seems like the laws just don't apply to them.
The Golden Rule - he who has the gold makes the rules.
no "statute of limitations" or latches i mean "laches" on a man making a claim of trespass.
So what was the ruling???
the bank lost BUT "Even though the bank can't enforce the mortgage, it has the ability to prevent a sale from going through, ( they still hold the Mortgage) The association would have to deal with them on some level and perhaps negotiate a payoff with them, otherwise hold off the sale of the property."
what was the end result?
robert carey Deutsche bank lost
www.hisadvocates.org/printer-friendly-topic/statute-of-limitations-dooms-deutsche-bank-in-foreclosure
thank you
WTF did i just watch, the bank sent the borrowers a letter demanding payment in full, they never rescinded the demand or renewed the loan agreement, never altered the agreement to reflect any arrears, so that being the case the statute of limitations must apply or contracts and the law mean nothing
So lock out date was 3/29/2011 I'm screwed today
Is there any Legual help for a 58 year woman on ssi disability extremely low low limited income they mixed up the dates on the titles of the two equity loan Dec 2006 shows on the title that was joint owner with my son and Dec 2007 he wasn't able to qualify to be on the new equity loan that each equity loan paid off the last loan paying more money only the credit report Feb 2011 prior to lock out showed I had three mortgage loans and they all were in black destroying my credit the 2 substation of trustees and Mers had no standings Feb 20 2013 now I saw on the person who bought the home the stole their title show Mers Corp. I know I own that home only I'd never want to live there again I'd rent it. But I never got my justice served after finding all the 98 wrongs in my foreclosure I never had received a letter that I could go back and fight the foreclosure in court Jan 2011 unlawful detainer his title was rubber stamped not completely checked into. By fidelity title. And I found two
In same Situation Need a great Lawyer Pd over 20K lawyer Won't go to Court
same here................btw, they're in a club and we're not in it.
who he representing they keep calling him counsel. don't they appoint everybody else to counsel
notice of lack of prosecution
At the end the title was owned by my first loan 1989 Washington mutual now chase
I just wanna know why these judges dont never know shit and be askin lawyers questions ass backwards
I'm gonna throw up this !@#@ makes me so mad - as a former LEO, if I\"I" provide falsified affidavits - then what? We know the answer. Quit making this about what it is not!
I believe they violated many laws with my case and mortgage. Predatory lending why didn't that note go on to be signed by the rest my neighbor said he was a broker not to worry he knew what he was doing only he screwed me with these equity loans he got for me in 2096
If you are completely ignorant of what you are doing and depending on people who have an interest in benefiting from the transaction, you are the blame. You as a man or woman, must learn to conduct your business with intelligence.