ASKING SEAN

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  • เผยแพร่เมื่อ 22 ต.ค. 2024

ความคิดเห็น • 76

  • @saifulridzaimi
    @saifulridzaimi 2 หลายเดือนก่อน +39

    congrats on the 100k subs! By far the best property channel in Malaysia

    • @iherng
      @iherng  2 หลายเดือนก่อน +1

      Appreciate the compliment Saiful!! I really appreciate it:)

  • @purelyric4377
    @purelyric4377 หลายเดือนก่อน +1

    undeniably, if not, the best property related topic channel in malaysia.

    • @iherng
      @iherng  หลายเดือนก่อน

      Appreciate the kind words❤️

  • @limy0018
    @limy0018 2 หลายเดือนก่อน +1

    I bought a unit last year, Wangsa Maju, second hand. Completed in 2019, first owner bought at 800 plus per square feet. I bought from him at less than 700. A bit of luck for sure. But I do prefer to buy second hand especially if you can afford the deposit. You'll have much better certainty.

  • @KeepingItRealBro
    @KeepingItRealBro 2 หลายเดือนก่อน +8

    Hello Sean Tan, I'm here since you had 400 subs, best idol and uncle in MY property genre. They say the first 100k are the hardest on the way to a million, so it's easy from here!

    • @iherng
      @iherng  2 หลายเดือนก่อน

      Appreciate it man!! I do hope so it gets easier hahaha:)

  • @shaun500000
    @shaun500000 2 หลายเดือนก่อน +5

    Just signed SPA a month ago, similar situation with this couple. We've visited more than 15 units/gallery before eventually deciding on one.
    Some nights we get nightmares whether or not we can pay off the mortgage, so stressful.. Hopefully we made the right decision

    • @hasifsalman2368
      @hasifsalman2368 2 หลายเดือนก่อน

      If you dont mind me asking, did you opt for a new project? Mind sharing what you ended up deciding on?

    • @shaun500000
      @shaun500000 2 หลายเดือนก่อน

      @@hasifsalman2368 We decided on Kensho Residence by SCP property.
      Spa price around rm900k.
      We like the japanese inspired concept and surrounded my commercial buildings.

    • @ALI66833
      @ALI66833 2 หลายเดือนก่อน

      Yes buying a home is a very stressfull thing. Ideally you have a job security till you can pay off your mortgage. What happens when you lose your job or when you reach middle age and got laid off? In addition, if you can save more to pay off your mortgage faster the better. I dont know why the advise of 35 years to pay off your mortgage is so appealling? If you are 26 years old, 35 years loan repayment means you will be 61 years old, pass retirement age of 60 years old.

    • @shaun500000
      @shaun500000 2 หลายเดือนก่อน

      @hasifsalman2368 We've decided on Kensho Residence by SCP Property. Around 1000 Square feet. SPA price rm897k.
      We like the location Taman Desa and also surrounded by many commercial building all within walking distance.

  • @ledarmband
    @ledarmband 2 หลายเดือนก่อน +5

    Anyway now is sub sale market leh, let other absorb the progressive interest for you. As young couple, try rent around klang valley before decide settle down and full bet on BJ.

  • @085051
    @085051 2 หลายเดือนก่อน

    As per Sean suggested. For own stay, if want to rent. The area can fetch rental up to 85% of the instalment should we need to move out.

  • @Pokeypokeys
    @Pokeypokeys 2 หลายเดือนก่อน

    Congrats on the 100k, been a long journey and wish you even more success in the future!

  • @petiachoo1615
    @petiachoo1615 2 หลายเดือนก่อน +1

    100k subs, most influential property vlogger in Msia!

  • @hihi12234
    @hihi12234 2 หลายเดือนก่อน +1

    how should i balance between buying a house, paying mortgage for own stay vs to use this money instead to invest?

  • @michaelbyz23
    @michaelbyz23 2 หลายเดือนก่อน +1

    Congrats on your 100k sub! Time for a 100k sub bonus video. Hint: house tour your own BJ unit before and after Reno!😊

    • @iherng
      @iherng  2 หลายเดือนก่อน +1

      Wah!! Hahahaha.
      Appreciate it bro:)

  • @michaelchan4342
    @michaelchan4342 17 วันที่ผ่านมา

    26 years old, combined income has 20K. Very good career prospect.

  • @LauraTang-m2o
    @LauraTang-m2o 2 หลายเดือนก่อน

    They can buy a rm3mil semi d in pj or about 4 units of condo price rm600k to rm800k.

  • @tg988
    @tg988 2 หลายเดือนก่อน

    Congratulations to Sean for 100K subscribers. Show us the video of unboxing the TH-cam 100K subscribers plaque. So far you’re the only property TH-cam channel with the plaque.

  • @ericong5200
    @ericong5200 2 หลายเดือนก่อน +13

    Is time to do a 100K subscribers Q&A. LOL

    • @iherng
      @iherng  2 หลายเดือนก่อน

      I was thinking about it, but I’ve always been answering everyone’s question mah hahaha:)

  • @LeeFamily-c8z
    @LeeFamily-c8z 2 หลายเดือนก่อน

    Hi iherng, have you gotten your VP / key for your bukit jalil unit? I am waiting mine too and it took so long even I had pay off the balance lum sum.

  • @ALI66833
    @ALI66833 2 หลายเดือนก่อน +1

    Congrats on yout 100k subscribers.

  • @elto888
    @elto888 2 หลายเดือนก่อน

    Amazing succinct and informative. Great advice.

  • @vlvictorleeify
    @vlvictorleeify 2 หลายเดือนก่อน +2

    Can you clarify your comment about lower rebate because you purchase using Houzkey? I thought you also get 100% loan?

    • @iherng
      @iherng  2 หลายเดือนก่อน

      This was my own experience when I took Houzkey. I didn’t qualify for the extra discounts for eg:5%~8%, those standard package from the developer because technically Maybank is the buyer. We are just the ‘tenant’.

  • @yaphao4544
    @yaphao4544 2 หลายเดือนก่อน +14

    How dafaq at 26 can have combined of 20k per month????
    Do agents get commission de?
    I dun believe white color job can pay such high income at 26 years old

    • @Privaaate
      @Privaaate 2 หลายเดือนก่อน +6

      its completely possible, u just didnt plan your career well enough

    • @iherng
      @iherng  2 หลายเดือนก่อน +7

      Well based on the number of audiences I met, it’s totally possible. Some are professionals, but mostly are IT/marketing field related. Some are also paid in SGD or USD. It’s totally possible, but the main challenge is to accept it first:) Jia you!!

    • @yaphao4544
      @yaphao4544 2 หลายเดือนก่อน +3

      @@Privaaate no it's not. I have a fren from T20, graduated from US top university at 2020 age 22, currently he back to KL and work for SME, he is such a talented software engineer, and he only earning about 7k this year which is also 26 years old this year, yes it completely possible to get salary of 10k and above but that is limited by age and years experienced, bcuz doesn't matter how good you are, there is a age restriction to climb the career ladder, so you telling it was completely possible, what a bullshit.
      By commission I believe but if fixed steady monthly salary , I did not

    • @yaphao4544
      @yaphao4544 2 หลายเดือนก่อน

      @@iherng thx for your clarification. If is USD or SGD or any foreign currency that is higher value than MYR, then it's completely making sense, if you account for just working at local getting local MYR salary of 10k gross per month at 26 then not making sense, hahaha, I myself working in IT field too , doing full stack, 25 years old, getting almost 6k too which is decent and above 80% of peers but never heard of below 28 getting 10k 😂😅.

    • @yhhor
      @yhhor 2 หลายเดือนก่อน +1

      Combined 20k per month at 26 years old is completely possible bro. Age is no longer the determining factor in today's job market. It all depends on hardwork, attitude and most importantly results. I have seen with my own eyes 26/27 year old managers earning that kind of money. Just because you never seen before doesn't mean it doesn't exist.

  • @karenchin8152
    @karenchin8152 2 หลายเดือนก่อน +2

    I am too scare to have commitment of 680k as I do not need a home at the moment,will target to buy a condo with 2 rooms near my working place😂 10k per month salary should be ok for monthly commitment 2500

    • @vinvin5238
      @vinvin5238 2 หลายเดือนก่อน

      Well for me; I never buy home base on working place unless you are near retiring or you won’t be changing job ever or you sure your company won’t be relocating. My 2cents.

    • @karenchin8152
      @karenchin8152 2 หลายเดือนก่อน

      @@vinvin5238 I do not have prefer area at the moment. The place I will buy is convenient for myself

    • @karenchin8152
      @karenchin8152 2 หลายเดือนก่อน

      ​​@@vinvin5238thanks for your input, but my preferred location is not matching my budget. So, focus on convenient😂

    • @queenlip6152
      @queenlip6152 21 วันที่ผ่านมา

      Lol. Your choice! 😂

  • @kokonut4265
    @kokonut4265 2 หลายเดือนก่อน

    Nice watch!

  • @YoungALH
    @YoungALH 2 หลายเดือนก่อน +2

    Hi boss, for rumahwip do they include parents income/ family background into consideration or just my personal income/assets?

    • @iherng
      @iherng  2 หลายเดือนก่อน +2

      Only personal income lah.

    • @YoungALH
      @YoungALH 2 หลายเดือนก่อน

      @@iherng Thanks boss for replying, btw, congrats on your 100k subs!

  • @vinvin5238
    @vinvin5238 2 หลายเดือนก่อน +3

    I think you may ask the wrong person.
    With all due respect, Sean is into leveraging but for the couple is otherwise.
    I guess they are probably in audit industry. Personally, I think the couple is a little too prudent but for 1st home probably is fair and only if you think to plan for more investments in the near future.

    • @hoongpiowhow5943
      @hoongpiowhow5943 2 หลายเดือนก่อน +3

      either prudent or the salary they mention here is not true

    • @amirfirdaus9419
      @amirfirdaus9419 2 หลายเดือนก่อน

      yeap you can climb quite fast in audit especially in big 4 lol

  • @nana.8509
    @nana.8509 2 หลายเดือนก่อน +1

    T20 when I get salary. B40 after i pay all expenses. Apa macam ?

  • @bensim4628
    @bensim4628 2 หลายเดือนก่อน

    congratz on the 100k subs!

  • @shahrazatiskandar
    @shahrazatiskandar 2 หลายเดือนก่อน +2

    Try not to combine name when purchasing peoperty.

    • @iherng
      @iherng  2 หลายเดือนก่อน +1

      Great point, that’s why the audience asked whether RM10k salary can qualify himself.

  • @Lu-Beng-Ngap
    @Lu-Beng-Ngap 2 หลายเดือนก่อน

    Nice watch ah Bro 😎

  • @andytay9062
    @andytay9062 2 หลายเดือนก่อน

    Congratulations to Sean for 100K subscribers. Is that a PP on your wrist? 😉

  • @gohkarmen6019
    @gohkarmen6019 2 หลายเดือนก่อน

    Welcome to bkt jalil! 🎉

  • @weng7813
    @weng7813 2 หลายเดือนก่อน

    but only support KL area

  • @visualnanas9199
    @visualnanas9199 2 หลายเดือนก่อน +16

    Young young 26 already got kiampsiap cinapek mentality... No need to buy lah... Keep saving n live rent free till ur relative kicks u out

    • @iherng
      @iherng  2 หลายเดือนก่อน +13

      Relax lah. I think it’s still better than overspending or buying without proper strategy. That’s why they write in and ask mah…

    • @Y3llow_Submarin3
      @Y3llow_Submarin3 2 หลายเดือนก่อน

      how kiampsiap cinapek? lol

  • @crazyhellfirez
    @crazyhellfirez 2 หลายเดือนก่อน +4

    thats why developer sell very expensive condo because they know this type of buyer exists.
    btw you need to consider the carpark design, how narrow the turning point, lif brand (please avoid hyundai lift!!!) this two is very crucial because everyday you use this.

  • @MaverickEchoJuliet
    @MaverickEchoJuliet 2 หลายเดือนก่อน

    Earning 10K gross for a 26 year old is very commendable

  • @afiqahmalik1215
    @afiqahmalik1215 2 หลายเดือนก่อน

    i love your explanations throughout this video!

  • @leejinglim5893
    @leejinglim5893 2 หลายเดือนก่อน +8

    26yo with 300k liquid assets 💀💀💀 inherit from papa?

    • @tnymindcraft6622
      @tnymindcraft6622 2 หลายเดือนก่อน +1

      20k per month, 1 year can keep more than 100k. u kira loh. 1-2 years can save that amount

    • @weilk7420
      @weilk7420 2 หลายเดือนก่อน

      ​@@tnymindcraft6622Lari tax ah? Msia if earn about rm10k need pay 20% to LHDN

    • @Y3llow_Submarin3
      @Y3llow_Submarin3 2 หลายเดือนก่อน

      @@tnymindcraft6622 combined income of 20k, not individual

  • @zzy341
    @zzy341 2 หลายเดือนก่อน

    1100sqft and above new launch for $700-900k? That's not even enough to buy a HDB...

  • @revolusirevolusi-jw7tn
    @revolusirevolusi-jw7tn 2 หลายเดือนก่อน

    Wife sounds like a problem