yaa sure... anything happens to the policy holder then all the benefits will be given to the nominee...I m also LIC employee so if u r interested to take policy then please give me ur contact details
Very good video 🎥 with rich content. Thank you very much for making such good videos. I blessed with a baby girl this month, wanted to understand which plan shall I go for her education and marriage. Plz reply.
Death benefit instant milega,,or after maturity milega family ko? Death benefit option agar mein full liya hai (not partly), family ko kya maturity total amount instant hi milega or uske douran annual 10% of S.A. YOH vi milega kya..as per MR. KARTICK on this video..
Sir ak bat Policy holder ko 1or 2Year me koi anhoni ho jai to Policy chalu rohegi kia. Motlob Maturity Ke samai Nominee ko Full Maturity Benefits melegi Kia. Plz Sir 🙏🙏🙏
Q.1 sir jesa aap ne bataya ki policy dhar ki 5 we saal netural deth ho jati h to kya uske nomniee ko usi time koi pyment milegi ya nahi Q.2 Agar milegi or usne new term assurance rider bhi le rakha h to kya uske nomnee ko >>. on death payment + new assurance term rider dono payment t usi time uske nomnee ko lic pay kargi ya nahi or baki premium lic pay karegi & maturity bhi milegi >>> yes ya NO sir please conform I am going to take this policy ..... thanks
मेडिकल डिसेबिलिटी की दशा में क्या होगा यदि बीमा धारक एक्सीडेंट होने के कारण उसकी आय का स्त्रोत बंद हो जाता है तो उस दशा में क्या होगा क्या ऐसा कुछ लाभ है इस पॉलिसी में क्या उसका प्रीमियम भरना बंद हो जाएगा
I like the the way you explain. It's very simple, crystal clear and easy to understand 👌👍. I have a doubt. In the above case of death at 5th year. Will the nominee get 50k for 20 yrs which will be 10 lacs plus as you explained on maturity Rs. 5.50 Lacs + Vested Bonus Rs. 6.125 Lacs + FAB Rs 2.25 Lacs which will be Rs 13.875 Lacs. To grand total will be 10 lacs + 13.8275 Lacs = Rs. 23.827 Lacs??
sir is policy ko lene pr hume koi ek rider ko choose krna hoga, so please explain me, ki kis rider ko choose krne pr policy benefit me kya changes hoga...
Sir table no 833 me 10 lak ka liya hua h or term rider 5 lak ka or quaterly 16800 jata h mujhe term rider 20 lak ka karna h taki return acha meele premium kam me hi .....pls suggest kare....
Can you sir explane me... Mene 5 policy karwayi hai apne naam ki 100000 ki 1 policy hai isme mujhe kya benifit milega? Ya fir mujhe 1 hi policy karani chahiye thi 500000 lak ki plz jawab dijiye.
LIC ke policy jitne complex hai.. bhai sahab aapne utne simple tarike se bataya hai.. Thank You and keep it up..
Many thanks for your kind appreciation
. k)
@@InsuranceTechnical😊😊😊😊😊😊😊😅
आपने जीवन लक्ष्य प्लान को बहुत अच्छे ढंग से समझाया साथ ही आपके समझाने का तरीका बहुत ही शानदार है आपको बहुत-बहुत धन्यवाद l
Dhanyawad ......
Mene Sari Policy samjh kar. Video dekh kar. Jeevan Lakhey (933)
Le li hai....🙏
Bahut hee saral bhasha me samjhaya Gaya hai very nice...Mai kabhi comment nahi karta but aap ki video be majboor Kar Diya..very good effort
Aapke protsahan bhare shabdon ke leye aapka Bahut bahut dhanyawad.
Bahut hi clearly aapne policy ko samjhaya hai.
जानकारी पूरे विस्तार से देने के लिए बहुत-बहुत धन्यवाद
बहुत सुंदर तरीके से जानकारी दी गई है
Aap bahut achhi tarah se samjhate hai. Well done. Thanks.
Thanks
Thxsss a lot sir ji .
Aapne bhut hi jyada fayde ki policy btayi h.
अद्भुत और सही जानकारी शानदार,💐💐
Sir
Bahut hi aacche se bataya h aapne
Apne bahut simpal tarike se explen kiya super
Aap bahut achchha se samjhate ho thanku
Bahut unda spasht, satik asani see samajj mein samjaya bahut bhadiya.
Sir
Sir Thanks for Very Clear & Nice Guidline with example to us
अच्छा जानकारी सर जी 👍
Sir you are great your voice is clean thanks sir to tell good information love you ji
Explained in excellent way 👍... Thank you.. 🙏
Will nominee also get death benefit amount after 5 years of death ? Depending on accidental death and natural death'
yaa sure... anything happens to the policy holder then all the benefits will be given to the nominee...I m also LIC employee so if u r interested to take policy then please give me ur contact details
@@Sakshisharma0102 it's from day 1 of policy
@@Sakshisharma0102 what's your contact number
Dr
S2a
00,0
Bhut vadiya video si good work thx bro
Many thanks for your kind words
Bhut wadiya plan kiya sir
Thanks
बहुत सुन्दर 🙏🙏🙏
Very good video 🎥 with rich content. Thank you very much for making such good videos. I blessed with a baby girl this month, wanted to understand which plan shall I go for her education and marriage. Plz reply.
Jeevan Lakshya would be my first preference
@@InsuranceTechnical thank you for reply
Agar apko yah plan ki details chiye tou aaj hi call kre ....9625273624
Sir mere father ka age 50 year 2month hua hai to ye jivan lakshy policy kr sakte hai ya nhi...?
Lovely suggestion sir 💐💐🍫🍫🍫
Effective Communication with Understanding to all subscriber
This channel is my favourite
Apko finance minister bnna cahiye sir ji superbbbb
very very easy understanding explaination in smooth language, thanks
Best jankari di hai sir Ji 🙏
Death benefit instant milega,,or after maturity milega family ko? Death benefit option agar mein full liya hai (not partly), family ko kya maturity total amount instant hi milega or uske douran annual 10% of S.A. YOH vi milega kya..as per MR. KARTICK on this video..
10 of sum insured during policy period and maturity as per mr. Kartik.
Plan presentation so good sir 🙏
बहुत बढिया जाणकारी दी है sir
Buhat buhat dhanwad 🙏🙏
Bahot hi mast jankari
Sir your vedio is so useful and informative ...
Sir mai abhi unmarried hun...kya mai is policy ko le sakta hun...please reply
Yes you can take this policy
Sir ye policy kya sirf Married couple k liye hai ya Unmarried bhi le sakte hain...???????
Dono ke sakte hain
Unmarried bhi & marriage bhi
Are you interested to take this policy
Sir, please make a video regarding nominee. Thank you
👍very good sir ji👍
Very very nice video sir thank you🙏🙏🙏🙏
Nice information bhaiyya
Thanks for information sir. Very good work for lic agent. Good wishes for life. 🙏🙏🙏🙏
Agar term rider add nhi kya.?.aur policy holder death hone pr sum assured plus bonus di jayegi.
Death ke turant baad sirf sum insured ka 10% har saal milega, sum insured plus bonus Policy period ke ant me milega
@@InsuranceTechnicalmera question ye hi k...policy me term rider add nhi hi aur policy holder immediate death krta hi to...kya milega.
बहुत बढ़िया, क्या मैं insurance, डायरेक्ट ले सकता हूँ. बिना किसी अभिकर्ता के सहायता के
क्या इससे मुझे कुछ फायदा होगा.
nhi aap LIC agent se hi le tabhi aap ko benfit hoga.
Senior LIC Advisers
9389323365
Unique style of representation in compression of other motivater person.
Hello sir New Jeevan Lakshya policy 933 quarterly premium plan me Grace period mein yadi koi accidental claim aata hai to settle hoga ya reject
होगा
933 में नार्मल डेथ पर भी sa का 110% मिलेगा या केवल दुर्घटना से हुई डेथ में?
Good policy
Thank you so much
Very good explains
Thanks
Sir isi plan ki kist mujhe 1980 rupees monthly bata raha h agint shi h ya galt Or 1 saal k baad to thodi kam bhi ho jaygi na
Yes ek saal baad gast ki amount kam ho jati hai. Premium ahe sum assured aur ppt par nirbhar karta hai
Sir,
Permanent desibily ka benifit kya hai is plan me
Sir 13 sal ke maturity term Liya 10lakh ke sum assured ke life to maturity time pe 13sal bad total kitna mileage. Kindly tell
Laghbhag 15 Lacs
@@InsuranceTechnical thank you sir...
Sir 13 saal bad 25lacks return mile is his ability se kitne ka sum assured amount honi chahiye. Aur use like monthly ka premium amount ky rahegi.
Time 10.00
Sir mr. Kartik policy lene ke 5 yrs bad kuch ho jata hai to nomnie ko sum assured v milega kya.
Nagi, Death oe sum assured ke payment ke leye term rider lena hoga.
Sir, policy lene ki, agar 5 din, baad policy holder ki death ho jata he, to kya kya faida milega?
Thank You Sir. Excellent explanation
Sir natural death k liye same benefit hai, ya kuch alag hai
Same
Bahut achi trha smjaya sir Thnxx
samjhane ka tarika achha tha
Sir policy Holder ki Death ho jane pe Sum- Assured ka 10% per year otometik Milna Start ho jayega ya koi Rider lene pe .
Ye claim karne ke baad automatic milega. Iske leye koi rider lene ki zaroorat nahi hai
@@InsuranceTechnical Thanks sir.
Sir ak bat Policy holder ko 1or 2Year me koi anhoni ho jai to
Policy chalu rohegi kia.
Motlob Maturity Ke samai
Nominee ko Full Maturity
Benefits melegi Kia.
Plz Sir 🙏🙏🙏
Yes
Tq sir
Sir ak bat 833 Policy
Mei Policy holder ko
Death hone se S. A
Motlob Death benefits
Milaga kia
Bahut bahut dhanywad sir
Supar bhai
Thanks sar
Sir Namaskar...Is policy main term rider lene se..death ke baad ek sum assured milta hai kya?please guide me🙏🙏
Kya 833 plan m bad m term rider le sakte h
Term rider kisi bhi policy me baad me nahi le sakte.
Thankuuu sir very nice information
Age 35+,
yearly premium 6000
Policy time 25years
Sir batay ki kitna return milega
Plan : Jeevan Lakshya (933)
Age :35
Term :25
PPT :22
Death Sum Assured :143000
Basic Sum Assured :130000
1st year Premium With TAX 4.5% :
Yearly : 6145 (5880 + 265)
Halfly : 3104 (2970 + 134)
Quarterly : 1568 (1500 + 68)
Monthly(ECS) : 523 (500 + 23)
YLY Mode Average Prem/Day : 16
After 1st year Premium With TAX 2.25% :
Yearly : 6012 (5880 + 132)
Halfly : 3037 (2970 + 67)
Quarterly : 1534 (1500 + 34)
Monthly(ECS) : 511 (500 + 11)
YLY Mode Average Prem/Day : 16
Total Approximate Paid Premium : 132397
Approximate Return at Maturity Time :
S.A. : 130000
Bonus : 149500
F.A.B. : 42900
Total Approximate Return at Maturity Time : 322400
App baut best hai sabb
Thanks..
Meri date of birth 10/08/1971 he
Meri aay 5 lakh Tak he. Mere liye kaun si policy best rahegi aur uska premium kya hoga
Delhi NCR, sanjeev lic ad, 9286949311
Very nice guide sir
Just one question what would you prefer jeevan lakshya or sukanya or kanya smrithi yojna
For a girl child for future
Very nicely explained
Q.1 sir jesa aap ne bataya ki policy dhar ki 5 we saal netural deth ho jati h to kya uske nomniee ko usi time koi pyment milegi ya nahi
Q.2 Agar milegi or usne new term assurance rider bhi le rakha h to kya uske nomnee ko >>. on death payment + new assurance term rider dono payment t usi time uske nomnee ko lic pay kargi ya nahi
or baki premium lic pay karegi & maturity bhi milegi >>> yes ya NO
sir please conform I am going to take this policy ..... thanks
sum insurance ke sath term rider hai to death hone per kitna milega
Sum assured + term rider ka sum assured
Sa utana milega
Sir is policy me Agar new term insurance Rider nahi lete hai to kya normal death me iska benefit मिलेगा की नहीं
Hanji
Death case me bche premium lic bhrega rider lene par ya Bina rider liye
Excellent explanation sir ... Thanku so much ... 🙏🙏🙏
Sir ky jeevan Lakshya policy me term rider lene pr hi accidendental benifit double hota h ya normal policy lene pe hi
Sir tell me plzz
Isme Rider v add karna padta h kya Insurance k liye?
Does bonus is calculated average of every year lic declares in each year or it calculated on the final bonus on the time of maturity?
very nice sir ji.
Thank you
Very knowledgeable video
Thanks
Sir Sum Assured 3.00 lakhs hoga to , 25 years policy main total kitna Maturity Milega , pls reply Sir ???🙏
Approximately 7.80 Lacs, as per current bonus rate
Thanku Sir 🙏🙏
मेडिकल डिसेबिलिटी की दशा में क्या होगा यदि बीमा धारक एक्सीडेंट होने के कारण उसकी आय का स्त्रोत बंद हो जाता है तो उस दशा में क्या होगा क्या ऐसा कुछ लाभ है इस पॉलिसी में क्या उसका प्रीमियम भरना बंद हो जाएगा
Pwb raidar bhi lena pade ga kya
Sir isme term rider lena zaroori hai kya ? Maine suna ke agar death ke bad 10% of s.a. chahiye to term rider add karna padega... Is it right sir ?
Nahi, death ke turant baad yadi lump sum payment ki zaroorat hai to term rider lena chaheye
@@InsuranceTechnical thank you
@@InsuranceTechnical sir one more question term rider lene se s.a. double milta hai kya ?
Great explanation sir
Thanks
Ye policy ladies le to.... Unke nominee ko(husband)har saal 10% milega???
Yes
It is Best Plan in Indian market
I like the the way you explain. It's very simple, crystal clear and easy to understand 👌👍.
I have a doubt. In the above case of death at 5th year. Will the nominee get 50k for 20 yrs which will be 10 lacs plus as you explained on maturity Rs. 5.50 Lacs + Vested Bonus Rs. 6.125 Lacs + FAB Rs 2.25 Lacs which will be Rs 13.875 Lacs. To grand total will be 10 lacs + 13.8275 Lacs = Rs. 23.827 Lacs??
Yes 50k every year from till the policy gets maturity
@@vipinpatil7202 So total should be Rs. 23.827 Lacs. Right?
Yes, but 10 lakh only added when death happens in 5 th year.
Remember one thing if a person survive the policy term he will only get 13lakhs approx
sir is policy ko lene pr hume koi ek rider ko choose krna hoga, so please explain me, ki kis rider ko choose krne pr policy benefit me kya changes hoga...
बहुत खूब।
10,70,000 ki policy k liye kitna premium fill krna hogga 21 years me. Plz...riply
Ladies ka name mei agar policy hei to term rider lagu hoga kya
Sir 39 years mei plan kaise Start karenge? Aur 50 Lacks ke liye monthly kitna Primium Aa sakata hai
Very nice. Presentation sir
Kya spouse ko cover krna term plan me better rahega pls help me
Ye online le sakte hain?
Agar term rider Diya h to ek Sum assured at the time of death BHI milega.
Correct
Yes right
Return file karte हो तो IT file ki copy submit करे
Service holder par yearly 10%wala options Nahi hai kya
Sorry, mai aapka question nahi samjha
If a service holder purchase this plan and he die due to same reason then will the nominee will get 10% of the aassused amount or not
Sir table no 833 me 10 lak ka liya hua h or term rider 5 lak ka or quaterly 16800 jata h mujhe term rider 20 lak ka karna h taki return acha meele premium kam me hi .....pls suggest kare....
Can you sir explane me...
Mene 5 policy karwayi hai apne naam ki 100000 ki 1 policy hai isme mujhe kya benifit milega? Ya fir mujhe 1 hi policy karani chahiye thi 500000 lak ki plz jawab dijiye.