THE REALITY OF HOUSE BUYING & MOVING IN WITH YOUR PARTNER | Q&A

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  • เผยแพร่เมื่อ 29 ธ.ค. 2024

ความคิดเห็น • 529

  • @amybrotherton3269
    @amybrotherton3269 4 ปีที่แล้ว +290

    Another saving tip I use is, when I buy a treat or something I really want, I force myself to buy it and then transfer the same amount to my savings😂😂 If I can't afford to do that then I don't need the treat. So its like a double treat because you get what you want and you're rewarding yourself in the future with money in the bank lol :') Can't wait to move out, fingers crossed this year is the one for us 💞💞💞

  • @what_ella_read
    @what_ella_read 4 ปีที่แล้ว +74

    Absolutely love how she speaks about saving, the internet culture nowadays is so focused on having more/expensive things. Really refreshing how she's promoting being more sensible with your money

  • @rosepond7178
    @rosepond7178 4 ปีที่แล้ว +61

    I was dating a guy for 3 months, he asked me to move in as the distance between us was too big, 5 years later and we’re still together. Everything is possible.

  • @daniellelochrie7005
    @daniellelochrie7005 4 ปีที่แล้ว +164

    don’t feel awkward on talking about money, you work very hard for the money you earn, don’t feel weird when talking about it!!

  • @xHarrietManfieldx
    @xHarrietManfieldx 4 ปีที่แล้ว +115

    The first time I’ve EVER heard about the process of buying a house and mortgage

    • @sarabulanda2363
      @sarabulanda2363 4 ปีที่แล้ว +5

      Like this shit should be compulsory in schools

    • @prieltheprune1302
      @prieltheprune1302 4 ปีที่แล้ว +2

      @@sarabulanda2363 it’s not smh I live in America and they want us to be dumb

    • @sarabulanda2363
      @sarabulanda2363 4 ปีที่แล้ว

      @@prieltheprune1302 don’t worry they don’t teach us this in the UK either they want us to be dumb too

  • @tillypink2235
    @tillypink2235 4 ปีที่แล้ว +29

    Thank you for being so real and open about having the ups and downs within your relationship due to the move. It would be so misleading to tell people that it's all a bunch of roses - it doesn't mean you don't love each other, it's an adjustment and you will find your rhythm. Unfortunately people will hear the word "bickering" and will assume your relationship is doomed because most influencers wouldn't be so honest about this - the relationship equivalent of the 'beauty standard'. Keep paving the way girlyyy🙌🏻

  • @lahsianh3241
    @lahsianh3241 4 ปีที่แล้ว +138

    “If we cannot fit a kid in a 5 bedroom house.. fuck that shit - do you need a mansion?!” That got me 😂😂

  • @abbiemotion5453
    @abbiemotion5453 4 ปีที่แล้ว +63

    I love when Jordan was talking about the process and goes “that seems pretty simple but it’s not”. Trust me I was already lost at solicitor, the rest of it I didn’t even process 🤣

  • @hollyx3743
    @hollyx3743 4 ปีที่แล้ว +22

    Don’t worry about having a small social circle. You just havnt met enough like minded successful women yet. Speaking from experience having a business and being self employed in my 20s can really single you out from your typical friends but you will meet new people eventually and it will be lovely. It’s hard to trust people when your life is public but don’t shut yourself off from meeting new people entirely 😘 especially now you’ve moved, you can start Fresh xx

  • @annieejonesx
    @annieejonesx 4 ปีที่แล้ว +85

    Me and my boyfriend have lived together for nearly 4 years and ITS A LOT OF WORK😂 I love living with him and wouldn’t have it any other way but it is nice to just have our own time and work together but you do get used to it🥰

    • @leahmarchmorris8111
      @leahmarchmorris8111 4 ปีที่แล้ว +1

      I’m the same! I love living with my boyfriend but jeezzz I feel like his mother half the time😂 always picking up after him😂😂

    • @annieejonesx
      @annieejonesx 4 ปีที่แล้ว

      @@leahmarchmorris8111 literally!!😂 I love having a clean room and he always leaves his clothes and shoes everywhere and doesn’t clean up after himself it’s so annoying😂

    • @leahmarchmorris8111
      @leahmarchmorris8111 4 ปีที่แล้ว

      @@annieejonesx so glad I’m not the only one😂😂 theyre literally like children, I’m ready for motherhood because I’ve been babysitting this last for years😂

    • @saggybobs2882
      @saggybobs2882 3 ปีที่แล้ว

      @@leahmarchmorris8111 U should talk to him and have him clean up ur not his mom

  • @charleydegreeve9250
    @charleydegreeve9250 4 ปีที่แล้ว +52

    Give yourselves a break guys, you have moved in with each other at such a difficult time in life With Covid 19 etc. Well done for sticking it out in the new home, good times are coming!

  • @Christina92488
    @Christina92488 4 ปีที่แล้ว +9

    Lol what epic timing. My boyfriend and I purchased a house back in March, but we've been renovating it ever since. We are officially done and moving in TOMORROW. Perfect video

    • @Leyla0514
      @Leyla0514 4 ปีที่แล้ว

      HOW IS ITTTTTTTT❤️

  • @cathyx359
    @cathyx359 4 ปีที่แล้ว +15

    I’m 19 and have just moved into my own house with my partner of 4 years, I related to you Jordan so much, it feels good knowing other people are going through the same thing & I feel extremely accomplished yet miss my family & old routine so much x

  • @hannahcalica836
    @hannahcalica836 4 ปีที่แล้ว +10

    i definitely felt that relocation depression when i moved away for university... but it gets way better once you you’re used to everything

  • @domoniqued2366
    @domoniqued2366 4 ปีที่แล้ว +13

    1. Hair and makeup tutorial on this look PLEASE.
    2. Lots of great info! Thanks for doing this video! 🥰

  • @kateeefearn98
    @kateeefearn98 4 ปีที่แล้ว +15

    This is so weird because my boyfriend and I just moved into a new house, which is legit like ten mins away from my parents house and even though we have lived with eachother for the past 3 years (we moved in with my parents for 8 months due to covid), the first night in our new house I just burst into tears. It was proper sobbing crying. It was just knowing that my parents and siblings werent just chilling downstairs or that I was going to see them in the morning. Its been 5 days now and im feeling much better but I go over to their house everyday to still be involved hahaha xoxo

    • @charlieadams5320
      @charlieadams5320 4 ปีที่แล้ว +1

      I truly get this, I moved out with my best friend in 2019 and the first month I was nipping to my mums as much as I could but now I'm so much more comfortable

  • @juliam8049
    @juliam8049 4 ปีที่แล้ว +64

    Yessss I’ve been waiting, I’m currently in the process of buying a flat so really looked forward to this! 🙌🙌

  • @leanesser2771
    @leanesser2771 4 ปีที่แล้ว +41

    why just why does she only have 1.88 mill subs SHE DESERVES SO MUCH M0REE

  • @fairywngsx
    @fairywngsx 3 ปีที่แล้ว +2

    I just moved in with my boyfriends parents and him and we relocated to an entire different state (U.S) and i got really depressed and i had no idea why but when you brought up relocation depression it made so much more sense. Also this video helped me so much.

  • @mayyadesignsstudio8473
    @mayyadesignsstudio8473 4 ปีที่แล้ว +8

    I can’t stop looking at those pampas grass in the background. Literally my current obsession😍

  • @aimeeclarke2468
    @aimeeclarke2468 4 ปีที่แล้ว +25

    Love this!!! I am manifesting this for myself. Having a house is the top goal on my list. I had savings before I started uni but I’ve disciplined myself that every time I get my student loan and my rent has gone out for my accommodation, I look at how much I need to survive on and then how much I can put in my savings straight away. I also have a part time job and look how much of that I can put away. I’ve more than doubled my savings and have a goal that I want to achieve by the end of the year which I can use for my deposit and furniture. Then in September I’m starting my teacher training and I’m incredibly lucky that my dad is letting me stay at his so I don’t have to pay out on rent and I can continue to save and then hoping to get a teaching job by next September. I want to have a house in the next 2-3 years 🏠

    • @jessicahover6567
      @jessicahover6567 4 ปีที่แล้ว +1

      Me and my partner do this. We both have help to buy ISA’s and we both can live of our student loan so anything we earn goes straight into savings. I cannot wait to be able to get a house 😂

    • @aimeeclarke2468
      @aimeeclarke2468 4 ปีที่แล้ว

      @@jessicahover6567 yesss!! I’m also looking into getting some kind of ISA maybe the Lifetime one where you can put up to £4000 in a year and also get up to £1000 from the government. Honestly can’t wait to have a house either just my own space and being able to decorate. You know I’ve got the Pinterest boards created with inspiration 😂

    • @jessicahover6567
      @jessicahover6567 4 ปีที่แล้ว +1

      @@aimeeclarke2468 yeah, me and my partner have been together for 3 years and we have two years so we literally cannot wait. Our Pinterest boards look hilarious with decorating ideas

    • @aimeeclarke2468
      @aimeeclarke2468 4 ปีที่แล้ว

      @@jessicahover6567 I’ll be sure to come back on here and update if things work out as I plan. Would love to hear if things work out for you too. Wishing you both the best 🥰

  • @lauradyson7120
    @lauradyson7120 4 ปีที่แล้ว +475

    Girrrrrl at least he’s not a gamer 🤣🤣 trust me think yourself lucky! xx

    • @caitlinsmith188
      @caitlinsmith188 4 ปีที่แล้ว +8

      get like an hour today together if lucky🤦🏼‍♀️🤦🏼‍♀️

    • @solauditore1735
      @solauditore1735 4 ปีที่แล้ว +12

      I will play with him 🤷🏻‍♀️

    • @biancabarsi342
      @biancabarsi342 4 ปีที่แล้ว +3

      Calm down bro

    • @Ani7xx
      @Ani7xx 4 ปีที่แล้ว +1

      This thooooo

    • @marypower2053
      @marypower2053 4 ปีที่แล้ว +2

      Omg yes I agree 😂

  • @smiah7898
    @smiah7898 4 ปีที่แล้ว +8

    Also the only reason people always say it's more 'complicated' for people that are self-employed to get a mortgage is because (and there is no nicer way of putting this lol I am just being transparent, everyone who is self-employed does this), but they like Jordan said, set up a limited company and pay themselves a salary. This is to avoid being in the highest tax bracket. They will pay themselves a salary that usually puts them in the lowest tax bracket. So then when applying for a mortgage, banks are reluctant to believe that you have as much as you say you do, because you're only legally being paid (by yourself lol) £30k for example. So even though they're earning 6 figures (or more) per year, they 'technically' only earn £30k (for example) because that's how much they pay themselves in order to avoid paying maximum tax on the actual amount earned.

  • @taslimahoque6234
    @taslimahoque6234 4 ปีที่แล้ว +121

    “Come unlock me” made me laugh so much 😂

    • @thegoddess1694
      @thegoddess1694 4 ปีที่แล้ว

      It makes me think way too much

  • @victoria9041
    @victoria9041 4 ปีที่แล้ว +9

    - I’m not a texter, I’m a a speaker.
    Boy, I don’t think you understand how deep that was ☁️

  • @SaharaColeman
    @SaharaColeman 4 ปีที่แล้ว +117

    We need a makeup and hair tutorial on this look ASAP! 🤩

  • @KirstieRoche
    @KirstieRoche 3 ปีที่แล้ว +1

    This hair and makeup is a vibe 🥰🥰🥰

  • @carysjones4377
    @carysjones4377 4 ปีที่แล้ว

    My partner and I were buying a house at the same time you guys were so kind of felt like I was on the same journey 😅
    We moved from renting a flat to being in our first home. Even though we've lived together away from our parents for 3 years already, there's so much about owning your own home thats so new and unexpected. We've definitly learnt a lot. The house buying process is insane and you feel like you have no idea what going on every step of the way.
    Enjoy your new home!

  • @KS-po9xd
    @KS-po9xd 4 ปีที่แล้ว +3

    Ahhh Jordan, I'm about 3 months away from getting a mortgage in principal with my man (or at least that's the goal!), so seeing this before hand was actually so helpful. Would be sick if u did a series on it, or a few more Q/A's as you grow into the house! ♥️ Thanks, x

  • @NikkiMikki
    @NikkiMikki 4 ปีที่แล้ว +11

    they match each other, they match the house...i cant explain it it’s just wonderful 🖤🤍

  • @veebhimani7550
    @veebhimani7550 4 ปีที่แล้ว +73

    When she said “when we are 27,28,29,30 and have a different lifestyle with kids” - I’m here at 29 still living her lifestyle 🤣

    • @bethgrace5596
      @bethgrace5596 4 ปีที่แล้ว +2

      I was thinking that haha it’s not that different being late 20s!

  • @humaali2742
    @humaali2742 4 ปีที่แล้ว +1

    Being an adult running your own house is a huge leap from when you lived with your parents. You and jake have done amazing, don’t forget to have fun instead of stressing too much, moving can be exhausting x

  • @meganlydia5343
    @meganlydia5343 4 ปีที่แล้ว

    Omg i needed to hear this i miss my mum so much and I'm such a family gal that i felt i was maybe not ready or too immature but really its completely normal to feel like that when its a whole new change and surrounding more responsibility! it's nice that you guys are going through it together xxx

  • @havenshay561
    @havenshay561 4 ปีที่แล้ว +1

    Jords, the way you explained the home buying process in a quick & simple way was helpful asf you really soaked up that whole thingg props to u👏👏🥰

  • @elizabethgregory
    @elizabethgregory 4 ปีที่แล้ว

    I just love how real you guys are...life is not just peaches and cream 100% of the time. Period

  • @andreaholubova4599
    @andreaholubova4599 4 ปีที่แล้ว +10

    I absolutely love this. My biggest dream is to get a house and this just motivated me even more. You are just amazing.

  • @Ess.600
    @Ess.600 4 ปีที่แล้ว +3

    I just secured a rental, im a single mum so not in a position to buy. I was literally sooooo dumb. I cant believe the things ive never had to think about before 😩 setting up wifi, utilities. My shopping list atm is giving me anxietyyyy. washer & dryer, sofa, lamps, table and chairs, drawers, cutlery, dinnerware, salt and pepper shakers, oven gloves, oven trays, toothbrush holders... not even half of it 😩😩😩😩😩😩😩😩😩😩😩😩😩

  • @millieburnett4241
    @millieburnett4241 4 ปีที่แล้ว

    So glad Jordan said about getting upset when she moved in first! Me and my fiance moved in together in March when all the lock down stuff happend I'm 24 and have never moved out before and so close to my mum but omggg I couldn't stop crying as well and I kept having melt downs but now we're 10 months in I can say I've never been happier! Definitely trust the process of adapting as it takes time to adjust 😐 x

  • @annemonicatabetarh9496
    @annemonicatabetarh9496 3 ปีที่แล้ว

    Very informative like you said we aren't thought this yet we're expected to get it covered yk? Can you do a makeup tutorial on this look cuz 😍😍

  • @shanicemaiava
    @shanicemaiava 4 ปีที่แล้ว +209

    His face when she mentions about adding a kids room.... 😅 awks

    • @sophiegriffiths6364
      @sophiegriffiths6364 4 ปีที่แล้ว +55

      omg his expression is so clearly exaggerated as a joke, it's not awkward

    • @shanicemaiava
      @shanicemaiava 4 ปีที่แล้ว +5

      @@sophiegriffiths6364 ok

  • @JustJosh
    @JustJosh 4 ปีที่แล้ว +65

    Let's all pray that 2021 is going to be our year and we will reach all our goals & dreams, mine is to reach 20k!💞Stay positive everyone & have an amazing rest of the week!

  • @Felixking23
    @Felixking23 4 ปีที่แล้ว +6

    this hair and makeup is iconic and it literally matches the house issa vibe💘

  • @laurenwarhurst
    @laurenwarhurst 4 ปีที่แล้ว +3

    Just come from your house tour video! Congratulations Jord! You deserve everything ❤️

  • @iamrhii
    @iamrhii 4 ปีที่แล้ว +11

    Here i am again handing in my CV to be your friend (because i think you’re the coolest person everrr and we would really get on hehe).. ps you two are couple GOALS!

  • @lindsaystoddard6571
    @lindsaystoddard6571 4 ปีที่แล้ว +207

    Mmk so I've been out of the loop for a while... are they ok? They just don't seem like themselves on here, Idk maybe its me 🤷‍♀️ they look tired

    • @lau-ui3hb
      @lau-ui3hb 4 ปีที่แล้ว +51

      I agree!! But may just be down to everything that's happening in the world rn, a lot of people aren't their normal happy selves

    • @jadeduchacek5129
      @jadeduchacek5129 4 ปีที่แล้ว +118

      I don’t get a good vibe from him

    • @astridjeurink3508
      @astridjeurink3508 4 ปีที่แล้ว +30

      I understand what you mean, i think its bc of all the stuff in the world rn and the whole moving process, theyre not fully done yet and they now also have a dog they need to look after and make sure he's settled. And jords also mentioned in the video and several other times on social media, that she isn't in a great place mentally rn. It's just a lot now and theyre doing the best they can ofc!

    • @RhiainHudson
      @RhiainHudson 4 ปีที่แล้ว +37

      moving into a house with your other half let alone buying one is such a big change. they’re defos gonna be tired/a little off. you have other things to worry about and there’s more room for agreements/disagreements x

    • @lindsaystoddard6571
      @lindsaystoddard6571 4 ปีที่แล้ว +2

      I greatly appreciate that Jords still makes her videos given all the stress going on 🤗❤❤

  • @hollyannstewart6467
    @hollyannstewart6467 4 ปีที่แล้ว +5

    feel incredibly motivated after this!! bloody love their energy

  • @jamieleethomas7143
    @jamieleethomas7143 4 ปีที่แล้ว +16

    If anyone is actually interested in buying a house and wants an in-depth video of All the stages. Demi Donnelly done one on her daily dose of us vlog channel and it is really helpful and goes through every step in great detail 😋

  • @AlyshaKaur
    @AlyshaKaur 4 ปีที่แล้ว +17

    Thank you for this Jords, i needed this to motivate me and my bf to get a house together i love you! You're an inspo xoxo

  • @whitewolfrubio524
    @whitewolfrubio524 4 ปีที่แล้ว

    Love your energy ❤️ well done for accomplish this at such a young age! Must be very proud, hard work pays off!! You both lovely, all the best on your future x this was very helpful to watch too!

  • @margarita3194
    @margarita3194 4 ปีที่แล้ว +1

    Omg imagine how iconic their wedding is gonna be 😍 I love your taste and style guys

  • @BeckyWebster17
    @BeckyWebster17 4 ปีที่แล้ว

    i’ve just moved in with my boyfriend and i felt so awful for the first few days and i was panicking because i was like ‘should i move back?’ ‘why am i so sad’ ‘is it him?’ but i’m feeling so much better as the days go on and we unpack! hearing you dealt with this too has made me feel so much better 😭♥️

  • @sophiamckeever7716
    @sophiamckeever7716 4 ปีที่แล้ว +8

    congratulations on your move, you both seem so genuinely happy and so content. hope you're both well and keeping safe during this difficult period. your content & uploads definitely help see me through! also, i LOOOVE this look! xo

  • @lyssihowson8027
    @lyssihowson8027 4 ปีที่แล้ว +1

    we all appreciate u so much for giving us long fun videos with all ur stress going on babe i hope your good, love you x

  • @emilyjane7791
    @emilyjane7791 3 ปีที่แล้ว

    PLEASE PLEASE PLEASE do a spring time inspired SHEIN haul!!! Need pastels and colour but also your vibe😣💗😩🥰😳😅🧝🏼‍♀️💜

  • @smiah7898
    @smiah7898 4 ปีที่แล้ว

    Dont be too hard on yourselves about the readjustment phase in terms of living together - remember you're doing all this in the middle of a pandemic. Couples that have been together and have lived together for years are struggling, spending THIS much time together is a lot for anyone to adjust to xx

  • @Sophieex931
    @Sophieex931 4 ปีที่แล้ว +17

    When we went into a bank they looked at us and assumed we couldn’t buy aswell. Funny how their attitude changed once we said how much deposit we had to put down 🙄

    • @ryantaylor5482
      @ryantaylor5482 4 ปีที่แล้ว +1

      Very rude but just wondering how much lol if you want to keep that private that is your decision 🤔👀

    • @maryisaac9439
      @maryisaac9439 4 ปีที่แล้ว

      That might aswell have said "im rich too"

    • @Sophieex931
      @Sophieex931 4 ปีที่แล้ว +1

      @@maryisaac9439 That could not be further from the truth... you don’t have a clue why we had a big deposit so don’t judge other people when you have no clue what your talking about.

    • @maryisaac9439
      @maryisaac9439 4 ปีที่แล้ว +1

      @@Sophieex931 dont get defensive for no reason lol its just how it came across i.e. Bragging subtly like most ppl do on social media 🤷🏽‍♀️

    • @Sophieex931
      @Sophieex931 4 ปีที่แล้ว +1

      Just because it’s clearly a touchy subject for you.. doesn’t mean you have to comment rude things under people’s comments.. it wasn’t meant in that way whatsoever you don’t know me or my situation so why feel the need to even reply to me 😂 when you go into a bank they assume you cannot even buy at all wether it’s a small deposit or big deposit! How do you know I haven’t saved for years to buy a house, how do you know it’s not inheritance from a family member, or I have my own business and worked hard to earn this money.. you do not have a clue!! So your comment is sooo irrelevant 😂 what happened to girls supporting girls Jesus. Buying a house at a young age is a massive achievement and I’m proud of myself so go and be negative on someone else’s post.. it gets you nowhere in life ✌🏼👋🏼

  • @aleshamae6426
    @aleshamae6426 4 ปีที่แล้ว +1

    Loveee this video!❤️ relocation depression is a real thing... I didn’t know what it was until I watched this omg this was me when I moved out🙊xx

  • @holly4488
    @holly4488 4 ปีที่แล้ว +2

    Love your talk about saving. I’m 19 and really want to get an Audi and I want to prove to people I can save and get one because so many people say I can’t or I’m to young

  • @Beastlybeauty17
    @Beastlybeauty17 3 ปีที่แล้ว

    Can you do a tutorial on this hair???!!! Love this video!! Can't wait to finish it after my drs appointment!!

  • @chillinwithrachel
    @chillinwithrachel 4 ปีที่แล้ว +27

    Jordan: posts
    Everyone: RUSHES TO COMMENTS
    I post vidz 💛

  • @frankienew6966
    @frankienew6966 4 ปีที่แล้ว

    This was super interesting. We are currently starting the moving process, we've just had mortgage in principle agreed.
    You're so right, the more you look at, the better. There's things I didn't think would bother me, that I've seen in houses that I ended up hating, and vice versa. We'd like a project house (my partner is a builder) but I think for our first house, we just want to move in and enjoy it straight away. Maybe in around ten years we'll sell our first house and get a dooer upper. You've done SO good to get this house at your age! You're so right you'll save for what you want. A family home (we have two kids) is the most important thing for us, over so many other things. Thanks for this vid 🙂

  • @demis2249
    @demis2249 4 ปีที่แล้ว

    I can’t wait for the house videos coming up from both of u guys !! ☺️👏🏽

  • @leabeauty837
    @leabeauty837 4 ปีที่แล้ว +22

    Jordon bought this house, wonder if he’s on the paper.. hopefully she’s been smart.

    • @keekoh1608
      @keekoh1608 3 ปีที่แล้ว +4

      I wasn’t sure but did Jordan solely pay for the house, I assumed they both would have bought/payed for it

    • @amnesiahaze1914
      @amnesiahaze1914 3 ปีที่แล้ว

      You really sound like a scorned woman tbh, not like it's anyone's business but it's not just her house , it's their house.

    • @leabeauty837
      @leabeauty837 3 ปีที่แล้ว

      @@amnesiahaze1914 I would love to know how hoping she is being smart sounds scorned🤔😂. She’s often said ‘she’ bought a house.. and he’s often said ‘she’ makes a huge amount of money. They are clearly on very different tax brackets, they are VERY young. So yes, I hope she is being smart. If that offends you, that’s offends you👀.
      Ps it belongs to the person who bought it. Most likely her.

    • @amnesiahaze1914
      @amnesiahaze1914 3 ปีที่แล้ว

      @@leabeauty837 "Jordan bought this house" aka Jordan bought it I hope she's smart and only put her name down on the mortgage so he doesn't take it . If they both put money in they can both be on the mortgage.

  • @nicolewinters1104
    @nicolewinters1104 4 ปีที่แล้ว

    I totally get where you guys are coming from in terms of the overall process, it’s a bit stressful but so worth it in the end!

  • @jesscook2480
    @jesscook2480 4 ปีที่แล้ว

    Love this video!!
    There are also rate change fees too as rates only last a set amount of time ! (depending on the rate you are on) xx

  • @tanyaellice9879
    @tanyaellice9879 4 ปีที่แล้ว

    I think it's also good to know what not all mortgage brokers/advisors only take their fee when you get the keys. A lot of them take the fee when your application is submitted (whether it be a full fee or 50% of the fee and then the other 50% when exchanged/completed). Some brokers don't take a fee from the buyer at all and are only get paid by the mortgage provider. So it's also good to 'shop' around the brokers.

  • @scarlethblack3491
    @scarlethblack3491 4 ปีที่แล้ว +1

    Congratulations you guys thanks for the new vid both of you looking gorgeous!! Wish you al the best for this new year and that you guys have a great time love you guys so much 💕

  • @chloejade9745
    @chloejade9745 4 ปีที่แล้ว

    Seriously needed this! They should deffo teach this at school. I’m 20 and 21 this year and I know nothing about how to finance and begin looking into houses 🏠

  • @laxmibasnet7985
    @laxmibasnet7985 4 ปีที่แล้ว +3

    Prioritising is really important when she mentioned about savings I was like yeah girl, Loved your look 😍

  • @suvi4474
    @suvi4474 4 ปีที่แล้ว

    We need more makeup videos! I love ur makeup tutorials/videos!👏🏻

  • @livvyoj4509
    @livvyoj4509 4 ปีที่แล้ว

    Moving in with a partner is great for the first month or so but is such hard work. I live with my boyfriend and love it now but at first you argue a lot more (especially with Covid being with each other 24/7) and you see their habits that you didn’t know they had! Defo a great experience but everyone goes through rough patches!! Anyway loved this video 💗

  • @miriamking6833
    @miriamking6833 4 ปีที่แล้ว

    They look happy ❤️❤️ Jordan and Jake just radiate together

  • @Maebentley
    @Maebentley 4 ปีที่แล้ว +19

    I’m moving house too soon, this helped so much. Also looking beaut as always jords xxx

  • @lau-ui3hb
    @lau-ui3hb 4 ปีที่แล้ว +9

    'when you know you know' is so so true man

  • @oliviareilly7850
    @oliviareilly7850 4 ปีที่แล้ว +1

    been looking forward to this all dayyyy🤩🤩💖

  • @Eendje-dz7fc
    @Eendje-dz7fc 4 ปีที่แล้ว

    Jords you are a very brave woman and a hard worker. You are a great rolemodel and so sweet. One day you will be a great mother as well, you can already tell!
    I also love your honesty♥️. Love you guys as a couple♥️🥂 Cheers to your new home and wishing you a wonderfull 2021 and a wonderful life together. 😍😚

  • @1000greenday
    @1000greenday 3 ปีที่แล้ว +1

    really curious to know if jake pays rent or helped buy the house?? not tryna be nosy, i’m in a similar situation /same age and live with my boyfriend aswell

  • @AnnasStyleDictionary
    @AnnasStyleDictionary 4 ปีที่แล้ว

    You’re the cutest! Stay safe and remember to keep smiling in these weird times, sending lots of love from a small TH-camr❤️ ❤️

  • @nelliecampbell8382
    @nelliecampbell8382 4 ปีที่แล้ว

    adore that you say all of the good things outweigh the bad which I completely agree with. Me and the Fiancé bought our first house back in march and it is amazing but yeah living together is working together and you will clash but all of those positives make you forget the negatives 💕

  • @megangould2927
    @megangould2927 4 ปีที่แล้ว

    Me and my partner have finally exchanged and paid the deposit on our first house!! I’m so glad somebody went through similar processes with banks and getting the mortgage and stuff. Good luck with everything xx

  • @naominico8959
    @naominico8959 4 ปีที่แล้ว

    My boyfriend is leaving the Raf in June and we are getting our first home i’m from Norfolk & im moving to Essex so I’ll definitely have the location depression I’ve watched so many vids about buying a house process & this is the most straight forward one and made me feel more at ease for what’s to come🥰

  • @corinnejones18
    @corinnejones18 4 ปีที่แล้ว +1

    Thanks for this! I am buying my house this year and has taken a long time saving as we decided to get married first before buying a house. 💛💛

  • @Thehealinghivespa
    @Thehealinghivespa 4 ปีที่แล้ว +1

    Yesss girl I’ve been waiting on a video from you!! 😍😭❤️🙏🙌🏼🤩

  • @abbyhailes1176
    @abbyhailes1176 4 ปีที่แล้ว +9

    “If you leave your wallet upstairs you’ll forget about it”
    No baby I’ll run upstairs and get that shi 😂😂😂😂

  • @gracewilson5152
    @gracewilson5152 4 ปีที่แล้ว +118

    I’m confused, does Jordan own this house on her own or have they got a joint mortgage?

    • @meganjames136
      @meganjames136 4 ปีที่แล้ว +52

      I would assume Jordan brought the house and everything is in her name legally and Jake just contributes to bills. Financially for an unmarried couple its easier for one person to own the house and go through the process. Married couples are seen as a more “stable” investment towards banks/brokers because they’re relationship is more secure than a bf/gf status. When you’re married you’re seen as a pair (everything’s joint) where as a bf & gf are assessed separately and the process is more challenging.

    • @amywilson5654
      @amywilson5654 4 ปีที่แล้ว +14

      @@meganjames136 you can have what's called a tenancy in common where each person had a share in the property. That could be 50/50 or any other percentage. It doesnt matter about being married or not, your legally bound. A married couple are more likely to have a joint tenancy and the difference is survivorship....if one dies the other inherits the whole house, where as tenancy in common the person who dies..their share goes to their estate.

    • @gracewilson5152
      @gracewilson5152 4 ปีที่แล้ว +6

      I’m aware of the process I own my own house lol. And in the UK people that aren’t married still buy houses together jointly.... a lot

    • @meganjames136
      @meganjames136 4 ปีที่แล้ว

      @@gracewilson5152 I never said unmarried couples can’t buy a house relax lol for a process that took 7 months during covid I would assume Jordan did everything

    • @emilyhobden9334
      @emilyhobden9334 4 ปีที่แล้ว +8

      @@meganjames136 financially for me it would be stupid to buy a home on my own (mortgaged) because I can’t borrow as much as I’d be able to if I was doing a joint mortgage with my partner? We aren’t assessed separately we are going through the process now and we are being seen as one entity, totally our annual income as one. So not sure where you got the idea in this day and age that being married makes you financially better off?

  • @clareanna7520
    @clareanna7520 4 ปีที่แล้ว +3

    There shouldn’t be a “quiet” stage! They should keep you informed throughout the whole process! Solicitors are busy but the agent should tell you x

  • @emyllionnairement-504
    @emyllionnairement-504 4 ปีที่แล้ว +7

    Omg can't wait for this ! As you said, this is something that no one teaches you 🤷🏻‍♀️ Sending love from Montpellier, South of France ❤️

  • @emsharris7255
    @emsharris7255 4 ปีที่แล้ว

    Yayyyy love your videos together, you can just tell you’re so happy 🥺🥺🥺

  • @faithmoraga5864
    @faithmoraga5864 4 ปีที่แล้ว

    literally love you both! the absolute best

  • @mollywright9782
    @mollywright9782 4 ปีที่แล้ว +1

    I love your hair and make up in this video!!! 😍 Please show at some point how you did it!! 🥰 Your hoodie rocks too! Don’t worry Jake your outfits sick too! 😅🙂

  • @noelleconcetta_
    @noelleconcetta_ 4 ปีที่แล้ว +1

    love u so much Jord. so happy for you!! I'd loveeeee an old school grwm or makeup tutorial soon! xo

  • @oliviaaimee9428
    @oliviaaimee9428 4 ปีที่แล้ว

    I think I’m a couple years older than you (24) and me and my fiancé have just bought our first home, new build and it’s a 2 bed, we don’t move in until March/April. Of course you are so lucky to own the house you do at your age, and you’ve worked hard for it! It can be a little frustrating seeing people buying houses like this younger as I’ve worked my arse off since I was 16 and don’t earn a massive amount but that is the industry I work in, at the end of the day it doesn’t matter what size house you have aslong as you’ve worked hard to earn it, so well done to you guys! 😀

    • @maliamalis6389
      @maliamalis6389 3 ปีที่แล้ว

      Only 2 years she’s 22. TH-cam money is different it’s hard to wrap my head around tbh. But Congrats 🥳

  • @emilyboycott8075
    @emilyboycott8075 4 ปีที่แล้ว +1

    I find listening to your story so strange! I’m 20 and live with my partner. First time buyers, he had rented a few places for a few years before hand but had moved each year after his rent was up!
    I was a manager at a local store working for benefit cosmetics. And when we went to a mortgage broker she instantly turned a blind eye, throwing excuses as ‘I was too young’ ‘not in my job long enough’ ‘he had moved around to much’ all baring in mind that my sister brought her house via the same company, when she was 19.
    I came out literally a wreck crying, and she told me to come back in 3 years, which wasn’t going to happen. We had our deposit for the house we wanted, and all the money saved.
    We pretty much gave up and after 3 months of milking around being fed up we went to nationwide, honestly the best people ever helped me and we brought our first home with no help to buy, with a 25% deposit and moved in within 3 months of finding out dream home.
    We moved in the first week of lockdown 1, so found it incredibly hard. With him still working but me being out on furlough, I’m the youngest of 4 and moving from a household full of people to living alone pretty much hit me like a brick! I struggled so much!

    • @emilyhobden9334
      @emilyhobden9334 4 ปีที่แล้ว

      I’m so scared of going to anyone and ask for money 😩 like because I’m 24, average house price in my area is about 400/450k and it’s just becoming ridiculous at this point when all I can borrow on my salary is about 100k 😑😩

    • @emilyboycott8075
      @emilyboycott8075 4 ปีที่แล้ว

      I honestly had no thought about buying a house, I met my partner & we literally lived together from the get home! Don’t get me wrong my wage was awful! I was bringing in about £15k a year. And he had a great wage, if it was just me going to get a mortgage they would of laughed in my face with no savings etc etc.
      But I hammered down and got a part time job & did everything for money. And after 6 months I got my savings. I got our deposit we went 50/50 with everything.
      We opened a joint account and worked out that bills including mortgage would be £1k a month so every month we both put in £500. Even before we brought. It was our ‘comfort’ blanket. And I’m glad we did because the house we brought well in short terms fell apart on us!
      Do all the research you can and if at first someone says no, go look elsewhere for someone.
      Like jord says; the bank turned her down but brokers took her. It was the other way round.
      People that don’t earn a lot, find banks easier, nationwide, NatWest etc etc because we are safer for them. But I do say, buy smaller. We have a two bed, and don’t get me wrong I would of loved a three bed minimum but we couldn’t be comfortable in the long run. We now pay £399 on a mortgage alone and still have funds to go away on holidays when we can, get takeaways and spend money. That was our biggest thing, we still wanted our own lives spending money without being tight and not being able to do the things we wanted before buying a house xx

    • @emilyhobden9334
      @emilyhobden9334 4 ปีที่แล้ว

      @@emilyboycott8075 thank you for such an adult and helpful response!!
      Yeah we’ve given ourselves until September to sort a deposit and get out, especially not being together through these national lockdowns is just horrible ☹️ we have been together 5 years in September so 🤞🏼 we can be out by then!
      That’s what I am doing, looking at 3 beds but realistically a 2 bed and still cacking myself at the 400k price tag 😂 darn South East of England!
      Are you married? If not how easy is it to get a joint account and again do they belittle you etc for doing it?
      I just don’t want to be looked down on and made to feel small just because I want to become and adult 🙄

    • @emilyboycott8075
      @emilyboycott8075 4 ปีที่แล้ว

      But from what I recall we could loan up to £250k with both wages.

  • @JazzHume
    @JazzHume 4 ปีที่แล้ว +13

    I work in a conveyancing firm and know how stressful moving can be!! I don’t blame you for crying for 3 weeks straight 🤣

  • @zxhra.13
    @zxhra.13 4 ปีที่แล้ว +14

    This loook I can't, and then a video with Jake? Treating us 😍😩😩

  • @gembennett
    @gembennett 4 ปีที่แล้ว

    High key need to see more content with jake, I love the vibe with you two 😻

  • @chloeash4932
    @chloeash4932 4 ปีที่แล้ว

    Omg I love that makeup look! New Makeup loook video?!!!!😍I love you queen😍🖤🖤

  • @oliviamaelovick
    @oliviamaelovick 3 ปีที่แล้ว

    I really appreciate this video as I’m currently looking for my first house 💗

  • @sophfee1111
    @sophfee1111 4 ปีที่แล้ว +1

    Watching this while in my new house we brought in December. I conviced my fiance not to get skysports hahaha so glad!! Who knew owning a house consists of doing chores!! All the time as well! 😩. Deffinatly has its perks!
    Congratulations on your new house!! X

  • @RebekahElise
    @RebekahElise 4 ปีที่แล้ว +3

    This video came at exactly the right time, moving to my first house with my boyfriend on Tuesday..😅