Behind the Mortgage Closing Scam
ฝัง
- เผยแพร่เมื่อ 22 ม.ค. 2019
- I received a message from a Nigerian scammer who offered to share his scamming secrets. Turns out he was able to make over 1 million dollars with a mortgage wire transfer scam. This video is his story.
Protect yourself from scammers by guarding your passwords!
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The adventure continues! Please support the channel and stay safe by checking out Dashlane - their app is free and I hope some of you will find it really useful www.dashlane.com/pleasantgreen
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You could also use 1password.
could it be possible that "Hector" runs the website to sell "hacking programs"? and maybe you've inadvertently sent a bunch of curious wanna-be's his way?
Why are you giving the general public negative input about this country (NIGERIA) for God sake I'm a student of criminology and security study...
I so much understand you beyond your imagination.
Plz if truly you want to fight corruption there is a way and manner to do that OK?
Not by blackmailing one's country.....
Don't you know that what you think you are doing is even giving the majority of your Scarmmer friends Morales.....
Pleasant Green plz, change the idea of how you frame (picture) Nigeria to the world.
By God grace!!!!
God bless you.
Here is another hacker. I won't trust you and your dashlan app you are just here for your own interest. I'll get you soon just be patient wait for me.
So I'll trust another third party app with my passwords after watching this video?
No, thank you
You can use an offline password manager if you prefer and keep it in a flash drive. But the general idea is that all your passwords are encrypted using your master password and Dashlane has better security than you do and generates more secure passwords than your own imagination ever could.
@@MatthewStinar Just dont keep the the key and the drive in the same place...
Let me guess, you use the same or similar password for every online account you have.
They have predictive password guessors now.
Exactly, I'm just writing them down in a book with pen and paper which is hidden far away from the pc. And I change everything at least every year. There is also a site that you can check if you where ever hacked by typing in your email but that seems a bit fishy to me
@@MatthewStinar ...and you must be the CEO of Dashlane. lool
This channel is the hidden gem of TH-cam
RGiant facts
this channel is just a scam in some ways
@@sarkis3362 lol
The hidden gem of youtube is HoorayPerfect
If by gem you mean blatant bullshit yeah it is
This video is going to breed a ton of scammers.....
Smartest comment ever
I am seriously thinking. Lol
Lmao
@@OnyiiBazz dude,what is not true? he used English man, read the sentence again before rushing to give us a trailer of your movie
there's no new information here. These methods are very well known by any scammer, or anyone looking to become one. And people have already been told to be cautious about phishing attempts, but most never listen or don't pay enough attention and end up getting scammed anyway. Trust me, this video is not a gateway to a scamming career.
I'm too broke to buy a house. This scam will never apply to me.
Never say never
your right about the house but research rental scams
and you will die broke with that attitude
I'm late to this, but thank you. As a Realtor in Florida, this needs millions of views. A lot of people have fallen for this and it ruins lives. Although we tell our clients to confirm wiring instructions directly with the Title Company, I'm still not sure everyone does.
you work in such a scummy industry i hope you sleep well at night
I was wondering how to avoid this happening when I saw your comment. Verify directly with The Title company ! Or, even in person with the real estate company.
That's literally all it would take. a call to verify. easy to say once you're aware, but especially important when dealing with large sums of money.
Haha jokes on those fisher sites, I always enter my password incorrectly the firsttime
Lmao
Smart
Best fucking comment ima do that now
HannahRya lol even if you do that, then you do your real password they will have it.
@@drunkenbeer no they won´t? If he is on legit site and puts real password second time its still legit site so no problem and if he is on fake site the first attempt with wrong password is "successfull" cause scammers dont know its wrong password
Moral of the story. Never buy any major assets with online instructions. Always get them in person in writing and signed.
Preferably hire a lawyer if you're not one .
Ok, thanks for tutorial m8
🤣😂🤣
LOL TRUE BTW HOW IS THIS SO EASY
😂😂😂✌️
how are you enjoying your new life as a billionaire so far?
🤣🤣
This is why when you buy or sell a house you do it in person handing the check over with your agents there.
Ads are getting really smart
Exactly!!!!! There's no Hector. This guy is the real scammer..... I don't know why he just doesn't advertise himself as an advertisement. So annoying and click bait to the fullest.
Exactly what i was thinking 😂
Omg he isn’t real ?
I'm curious to know what's going down with Emmanuel.
What about Musa?
@@robertlvlien321 Musa is a scammer all right
I really don't think that Emmanuel was a scammer as such. No scammer sends out Facebook messages asking for help. He was desperate and got lucky.
@@szymongorczynski7621 Emanuel is the Nigerian scammer with the fraudulent check. Joel is the guy from the Liberia who asked him for help on Facebook.
@@samueltrujillolindley6419 Oh I see, got confused lol.
I've heard this story before, but with a twist. Here he is saying the Indians suppy the Nigerians but if you ask any Indian scammer, they will tell you they get the information from Nigeria.
My dad had this happen to him. His client ended up paying 18,000 to someone else's bank account, thinking they were paying my father's bill.
This is scary stuff. It's a lot more elaborate than the old days when a Nigerian Prince and his fortune were involved.
Damn, and it's not even the buyers fault, it's the agents fault for not keeping his passwords safe yet they get punished
You could sue the agent, but who knows if you'd win.
buyer’s*
You got it wrong. These are script kiddies. Anyone can fall for spear phishing. Heard about how the dnc got hacked? Same technique.
@@b3twiise853 the dnc also had an insider who got robbed and shot in the back, but nothing was atolen from him
I'm no lawyer, but to me it seems agent wouls be one in trouble in this case.
Yikes! I’m a real estate agent at Berkshire Hathaway and now I understand why our company mandates a WIRE FRAUD disclosure form be signed by both the seller and the buyer.
whoever was responsible for your cert should have explained that to you.
As I was getting ready to close on a condo a few months ago, my realtor told me to not wire my down payment until I was at the bank and on the phone with the title company so that we were all checking every account number, business accounts and every other verification they could think of. All because the day before my realtor had a client receive a call that it was time to wire his down payment. A day early. Of course, it never arrived at the title company. He was out almost $50,000, and no new house. So glad I was saved!
This one is hard to believe. I used to work for a company that sold keys. We had our keys made in China and we had a deal where we sent 50% when we placed the order and 50% when our keys arrived. Part of my job was to go to the bank and wire the money. Unless I got a teller who knew how our company worked I had to answer a bunch of questions and fill out some extra forms in order to send $10k or $15k out of the country. It raised a lot of flags. Maybe our bank was just extra cautious or something. I cant imagine a bank letting you wire $200k to Nigeria without asking a lot of questions.
Nigerians can setup offshore bank accounts easily, to countries that even us companies regularly use to hide or send their money. Those countries you can send money to. They setup those bank accounts offshore with either real Nigerian passport ID or a forged ID. Then wire the money from there to Nigeria. Sometimes the bank is in on it and gets a cut
What is up with the comments! Am I the only one here that thinks Ben is being honest? I mean thousands of youtube videos are sponsored by other companies, that doesn't mean it's a scam. Plus the service is actually free. Look, Ben thanks so much for making these videos. Not only are they insightful, but they are also well-made and entertaining. Your other stories with Joel in Liberia have made you credible to me at least. Also, why the hell would you want to scam people on youtube when you're CLEARLY anti-scam. I love your content and I have just subscribed. THANKS BEN!!
I believe he's legit and has a heart to help people. I believe he's found his calling in life.
The scammers are the ones complaining because they are being exposed.
I think his mistake is putting the sponsorship bit in the last part of the video
Its not free. There is a premium plan, so who knows how limited the free plan is.
I totally agree, I don’t understand why people automatically assume he’s trying to scam people. People are mad that he explained how the scams work, but sometimes the best way to educate people about them is to expose their inner workings. Then other people are mad that he had a sponsor at the end?? Like hundreds of other channels? At least he seems like a credible source who knows what he’s talking about rather than Joe “Minecraft TH-camr” Schmo and it actually relates to the video at hand. Smh, people need to chill
I recently closed on a house and the mortgage company was very adamant that we MUST call them before transferring money to ensure that any emails we got were not a scam. This stuff is real and happens all too much!
I have so much hatered and anger because I've never stole anything in my life. I've worked for everything I've ever had. No one ever gave me a thing. I'm so happy you are making a difference here educating people.
Once a scammer, always a scammer! Offer to meet him face to face and beat the living S#!T outa him!
"I feel bad and I don't why!"
Yea, that's called having a conscience. 😐
He’s fulla sh!t
Hackers be like: I'm gonna make a phishing page for dashlane.
"So what have you done with your million dollars?"
"Oh I invested it. I have $6 million now LOL!"
I'm loving this story. It's great to see how open you are to helping these people
This is the TH-cam channel I’ve been looking for all my life!
I have been watching your channel for about a year or so now and I think what you have been doing to help people turn their lives around as well as inform the public on how to protect themselves is great but I can't help be worried about your safety. Please be careful and I will keep you in my prayers. I know that you are doing what you feel in your heart to be the right thing and I know you are inspiring others. Stay safe! ❤️❤️❤️
Who’s the real scammer here? These Nigerians or this Pleasant Green guy making a whole video about an ad
Pleasant Green is the real scammer here. The only video he has made that is real is the Joel video. Others are lies
@@OnyiiBazz Because he is making a video against scammers from Nigeria does not mean he is a scammer. If you could just reason without prejudice,you'd know the truth.
@@OnyiiBazz what if he already have contacted Joel earlier ..and Joel is friend of him😯
@@OnyiiBazz Joel is a fake story to make him money
After watching some videos of him, and the amoumt of efford towards the ad , just had to unsuscribe...
Be careful... If not you will be scammed too someday.
Don't always believe them. A scammer will not come out to tell the world that he is a scammer...
am from Nigeria, I have many scammers as Friend, they are very talented but sadly, they are using the talent in a wrong way
Peter Oladele I'm Nigerian too. Scamming is not talent. I repeat, scamming is not talent.
mary andrew I didn't say scamming is a talents, I said they use their talents (which can make them legit money) in a very wrong way
@@peteroladele4581 Just rat them out lmao
1101 11100 too harsh.
@1101 11100 this is the civilized world, if you want that, go to North Korea.
This scammer paid 50k for a CLA? Well that dealer scammed him
No he didn't, honestly pretty good price.
Im from California, i bought a new 2018 cla 250 for $36,000. Lol obviously the scammer got scammed
WitherSpawn did you add sea frieght cost and import costs?
@@JU-wg1gn cars are alot more overseas. Especially in Africa
mary andrew a cla straight out of the factories goes for 30-40k depending on the features... pretty much same price in the states. I am from Germany. So why is there no shipping or whatever here, but in Africa?
For 50k this guy could’ve got a C class with like all the nice features
good god this is terrifying. I'm in the process of getting a home for my mom by a trust left by grandma and then I see crap like this.
I'm glad I came across this.
plottwist: this all was just a scam for dashlane
Your doing a great job informing people of all the scams that are out there😀👌
This is the earliest I have been to a video.
Me too 😁
This video smells ad
Indeed...
It sounds like "Hector" is running the website to sell programs that may not work.
fnuggetzorz I hope so. Scamming the scammers right?
Have you not seen another TH-cam channel sponsored by dashlane before?
Pretty smart way to use an ad lmao
These videos are inspirational. Thanks for making my day 🌹
This video will help alert homeowner sellers, buyers, real estate agents, escrow agents. Thank you so very much!!!
This video is a scam to sell password manager. All that story was created to highlight the importance of have strong passwords.
obvious shill
Human wickedness knows no bound..... PleasantGreen making money off scammers back. I believe we are beginning to see a new dimension to your charity work now. Majority of Nigeria are good people and you must have met a couple yourself.
I actually spoke to someone who nearly got robbed this way. The only thing that saved them was when someone called to ask, "Hey, why did you email me to change the wiring instructions?".
@francis ndubuisi saying that their are some Nigerian scammers isn't ruining a country's image
Reunite The British Empire that is some next level bullshit ppl like u should exist
He's giving to charity to try and pay his conscious off.
Thank you for bringing this to light
I would NEVER have known of such scams if not for Pleasant Green
Don't forget! All Nigerians aren't scammers, we're human being before Nigerians!!!
Dont forget! There's lots and lots of Nigerian scammers.
So go fuck yourself.
Morpheas, there are more good Nigerians than there are bad ones. The bad ones get all the attention.
Ope Abegunde, You may enjoy this video called Welcome To Lagos. It's about life in Nigeria.
www.headlinesafrica.com/mobile/watch.php?vid=bc7689711
No they aren't. I have known and know a few Nigerians that are serious, hardworking, astute and just wonderful people. Here in USA big up to those Nigerians and the like! Chai!
Hey! i've watched few videos on your channel and i've enjoyed every one of them so far! i think its great that your raising awareness about scams and its awesome to see you helping people in less fortunate countries. however, looking at your youtube home page and scrolling though your videos i haven't seen a video about how to spot a scam or how to avoid scams or anything like that. you very well might already have a video like that but its not very easy to find. lol it might be an idea for a video. i just hope you can continue to help inform and educate people. oh, and another possibly useless idea. i did a quick google search and didn't find a profile on Facebook that belongs to you. not to stereotype Facebook users but they might be the demographic that might be more likely to fall for scams. also, having a presents on Facebook might help bring more traffic to your youtube. hope you find this useful. :^)
I love this TH-cam channel it's like a "how to scam" tutorial channel lmao
A similar scam happened to my wife. She has a trading company and had ordered products from a company in the UK. A scammer intercepted the email from the seller and changed the account number in the invoice.
Imagine transferring that amount of money without calling the estate agent to confirm. I know they had built up a relationship prior to this and the scammer came in when they had just bitten the hook but still they should call him to confirm the amount and tell him they will be making the transfer at their bank shortly.
Noel Lackey Jr. Yes! Due diligence of quality control measures for your own money.
English is not my first language, but if I understood correctly, the scammers sent out the invoice, bill or whatever it is called right after the real estate agent did, so as the real estate agent is not aware that the e-mail has been changed, he still thinks everything is ok.
As the only thing changed on the invoice is the number (can't remember the correct name of it), confirming the amount and saying that you are going to the bank wouldn't help. I really hope I made any sense. :D
@@PatricijasKristine00 no, no. The agent doesn't even realize the client is ready to close because the scammers delete it from the agent's mailbox. He/she's not aware of any transaction at all. So, letting them know before paying will raise the alarm.
Shows how important the bsb and account number has to be and why you must confirm it is correct my phone contact with the invoice creator before transferring it
Thank you Sir for the lessons
God Bless you for enlightening us always
“Scan the dark web to see if your password is there”
LOL
Love these videos, keep up the great work!
I am hardly learning to code, you inspire me a lot...if people can make dirty man on the internet then i too can make clean money through my coding skills
Teach me please
I laugh every time I see an apple password reset email. 🤣 I don't have ANY apple products. But folks fall for it constantly.
Straight up binge watching this channel.
Dash link sounds great. Thank you for sharing that info.
Fake.. the whole conversation seemed so rushed, and all just build up to a password manager advertisement.. what a coincidence that's your sponsor.
Yeah definitely not just a coincidence and other youtubers have DEFINITELY not done similar things in the past
Yep, the real scam is the video.
its not.. i can explain
Yes you are right but still had good facts in the video
It's called smart integration.
I love to hear that urban stories and an ad after that to buy something...so funny
Just at the point where he’s talking about the scammer suggestion that he would have to scam someone to see how it works and he says “I replied and said“ that is where an as break cut in and said “no harmful pesticides“. Best ad timing ever
Is this content or an ad? It is really convenient that Hector messaged you right in time for your sponsored video ;)
In addition, Hector speaks pretty good English. Quiet unusual with those kind of scammers.
@@Last_Resort991 Not really I have some contacts in Nigeria and they all speak and write pretty well in English. However I'm not saying your opinions on the video were wrong.
Last time I came this early my girlfriend broke up with me
Luis Rivera idiot
@@Greenpie101 his comment is unoriginal, your insult is worse.
@@Greenpie101 dumb
I’m part of the notification squad and did not know about this!!!
It's good you are bringing videos Luke this
7:42 "And just like that, he's gone. Underground, no one has ever seen him since. He has become a spook story, a myth, something that criminals would tell their children at night"
I used the same password for EVERYTHING. So far so good.
Thanks for the helpful resources. I'm learning a lot from your lessons. I often hear you say "reverse Google images" I'll have to look into that next.
This was one giant ad
Shh
He went YEET with those hundred dollar bills
Okay scammer gets a slow clap for this one I respect the hustle
Can't help it but feel like these guys feel compelled to give out of their self-pity from ruining so many people's lives
Mmm! Sounds like a good idea, thanks for the tips! I'll be in Nigeria if you need me
Hahahahaha
Tutorial for budding scammers...😂😂😂✌
I enjoy that you read them as is
I had dash lane, but they dont tell you that once your first 30 days are up you cant use your fingerprint anymore. So I lost all my passwords because i used a password generator for every single account and then saved them in the dash lane app. I also used a generator for the dash lane account so when they locked me out, I lost all my passwords and several accounts couldn't be recovered. This was at least 3 years ago and it's still causing me headaches.
pleasant green, best scammer!
FBI : WANTS TO KNOW YOUR LOCATION.
Thank you for getting into scam, last time I did my grandmother wrong that she passed away from a heart attack. She gave me money to buy her parmesan but instead I brought her a regular food stamps cheese.
This explains why I got strict instructions from the closing company when I bought my condo recently!
Thats why i do it the old fashion way called paperwork never online for major transactions
Tutorial instructions unclear gave 1M dollars to scammers.
Thank you green , I got an email saying my password was locked also .
Please do more scammer stories they are very interesting
sad to see this guy go down this lane
we all know these conversations are fake now
That music hahaha I know something is fishy when I hear it.
Hi. I like you. Can we get to know each other?
He Does Not Feel Bad, Not only Stealing But Breaking Hearts & Souls. I Pray All Scammers Get Busted, In Jail and Throw away The Key.
Who cares if these stories are fake, they are interesting
The scamming issue that never ends huh
To be fair its ingenious
What a great channel - worth a sub
Hello and how ur u? I been a victim of different kind of scam i think u should do i video about atm blank card. I lost a lot of money because this. Thanks for exposing this fraud of people.
Anyone know the tor site around 3:08? For research purposes…
Beckett Whritenour this comment seems very phishy
It's for readership dude, nothing fishy
Yes I need it for a school project..
Visit the dark web
Sometimes I’m proud of my country not because it’s the capital of scam but because a lot of geniuses, talents are there, if only we could put this talents into something legal. I can say Nigeria is blessed with a lot of rich talents but there isn’t a system to nurture and groom them. I’m a proud Nigeria plus yes a scam at that but one thing is we are not always proud of it but the system is messed up. The type of scam in this episode takes time and a lot of investment. A con can monitor email conversation between agents and clients for weeks or even month until it’s that time when the client is about to make payment that’s why the con interrupt. I tell you what it’s take time but the pay is 100 times better than that of a romance scam. Some call this type of scam Alibaba.
I have been following your content for a while now. You are doing a great job green. Truth is Nigeria has a corrupt system.
we die here today
Jamiké A. 😂🤣
But even your country is the corrupt one, there is no reason for somebody to make money in scamming or whatever evil doing it is. You mention that many are intelligent people why not use it in the right way to. Well just saying, we cannot please anyone what kind of life they wanted to be..
This video is making me sick
Freelancers in Nigeria are having buonch of problems cos of content like this
And this, my friends, is why I'd rather speak to a human being, face to face if I'm wiring some money
Dude, this is another reason why I severely limit my online presence and do things only by certified mail or face to face.
Why is the music at the end actually good-
Kennidie a Nigerian sang it..search reekado banks - easy jeje🙂
Did you just teach us how to scam? Was the method fake just so you could advertise dashlane? Find out in the next video on Pleasant Green
You try. I know many scammers in Nigeria with great stories!
This is why I don't do wires. Last year out of 5 closings I got 3 fraud calls saying I had shorted the Title company by $8,000. I told the people on the phone, "Good luck collecting it, I just scammed you out of $8,000!" and blocked the number. Also you only exchange the money at the closing table. One time I was at a closing and had to come up with an additional $1,800 because the property taxes came out the previous day. I guess I have been in the Real Estate game long enough to know the procedures.