Hi Andrew, thanks for the feedback and I am happy to answer this. Livewire most-tipped ETF 2024 average total return: 25.08% ASX 200 2024 total return: 11.2% S&P 500 2024 total return (in USD): 25.02% Nasdaq 100 2024 total return (in USD): 24.88% Dow Jones 2024 total return (in USD): 14.99% Data sourced from S&P Global (which runs the ASX, S&P and DJIA indices) and Nasdaq Inc. I'll be sure to make comparisons to the major indices moving forward, thank you for the comment. - Vish
Hi Danny, thanks your feedback - I really do appreciate it and it is my resolute intention to dramatically increase the audio & visual quality of these productions going into the year. Cheers, - Vish
i sometimes really wonder why VAS shows up but A200 and IOZ don't on these lists. they are both lower fees. But I really don't understand the fascination with VAS. The current dividend yield is only 0.1% higher for VAS as compared to IOZ and VAS.
Hi Ritul, Vish here. Having covered this market for 15+ years, I’ve often asked myself the same question. My take: Vanguard is like the Tesla or Apple of investing minus the glitz and glamour. They have this sort of unique formula that involves no flashy marketing, humility and products that are easy to understand. I've been to many of their functions, and they are masters of helping investors understand how to cut through the noise with their repeated messaging on keeping costs low, adopting a core-satellite approach and make their own product set simple and it just clicks with investors. They just rinse and repeat that. On your point about the yield being slightly higher for VAS, there could be several reasons. VAS tracks the ASX 300, and the other two track the ASX 200. There could also be nuances in the way the yield is calculated, so that figure will fluctuate quarterly. That's my personal 2c and note I have no affiliation with Vanguard nor do I own any of their products.
@@Livewiremarkets Hey Vish .. thanks for your detailed response. apologise if my comment seemed like I was being a contrarian for the sake of it. you are right about Vanguard.. they are NEVER in the news and just keep on chugging along. Unlike Blackrock which suddenly jumps into buying 400,000 odd BTC and offers that up. You are right I am talking about the core part of my portfolio and was really looking at the Ying to my IVV Yang. I was tempted by IOZ or A200 cause of the 0.04 and 0.05% fees respective as opposed to 0.07%. also heard that Vanguard drags its feet when it comes to release statements come tax time and another argument for me was to buy IOZ so that all my statements come from 1 provider. Not even sure if that is something that is even a parameter you consider?
@ correction i just checked the latest data. and all the 3 ETFs have 3.4% dividend yields. and you are right it changes every quarter. how much does the optics of getting "more units" for the same money plays into buying one ETF or another? lol aka IOZ over A200 and VAS.
@@Livewiremarkets I also overall agree with your overall sentiment of VAS being a no BS ETF provider. Which is validated by the fact that even with Blackrock dabbling in buying BTC and providing a spot ETF, Vanguard was the one that took in the most amount of inflows into ETF. labelling Vanguard as the Tesla is a stretch for me.. but each to their own :) just given a certain CEO's erratic behaviour but then again CEO can be erratice and the company is also no BS.. two things can be true! one of my mental blocks has been (believe it or not) the number of units I get .... i almost want to do IOZ cause I will be getting more units for a similar amount invested. Has that ever played on your mind? I also believe fees are negligible. 0.07 v 0.05 v 0.04 is really nothing. to be honest.. just thinking of picking one and forgetting about it.... and just keep putting money into it and not have it impact my way of thinking too much.
@@ritul89 I think it does for experienced investors interested in maximising the amount they want to reinvest under a dividend reinvestment plan. The lower the price of units, the more that can be reinvested back into a plan without being parked aside as residual cash earning 0%. This was certainly a disadvantage iShares had when their IVV was priced $400 something. You'd have to own $40,000 of units to get 1 units reinvested, hence (I suspect) it is why they underwent an ETF unit split.
VGS is not that diversified as about 70% of it is from the top of the S&P500. But I actually have some VGS as I get a good amount of US exposure hedged with some global exposure.
Hi Rob, Vish here. In my opinion, the perception of diversification can be quite subjective. While I'm not necessarily endorsing VGS, it does offer exposure to around 1,500 companies. As you pointed out, a significant portion comes from S&P 500 companies. However, if that's where the growth is concentrated, the index is essentially doing its job by self-calibrating to assign higher weights to the companies/markets driving that growth - which, let's be honest, is predominantly in the US at this point of the global economic cycle. That said, diversification is ultimately a personal choice. The beauty of modern investing is that you can tailor your portfolio to your preferences - hedging exposure as you see fit and adding regions like Europe, Asia, or other sectors/commodities/crypto to achieve the balance you're aiming for.
Thanks Vish for the breakdown, but you did not mention how 2024 performed compared to the ASX or SPX/NASDAQ/DOW. That would be helpful.
Hi Andrew, thanks for the feedback and I am happy to answer this.
Livewire most-tipped ETF 2024 average total return: 25.08%
ASX 200 2024 total return: 11.2%
S&P 500 2024 total return (in USD): 25.02%
Nasdaq 100 2024 total return (in USD): 24.88%
Dow Jones 2024 total return (in USD): 14.99%
Data sourced from S&P Global (which runs the ASX, S&P and DJIA indices) and Nasdaq Inc.
I'll be sure to make comparisons to the major indices moving forward, thank you for the comment.
- Vish
Could you upgrade your mic. Most home amateur youtubers have better audio
Hi Danny, thanks your feedback - I really do appreciate it and it is my resolute intention to dramatically increase the audio & visual quality of these productions going into the year. Cheers, - Vish
i sometimes really wonder why VAS shows up but A200 and IOZ don't on these lists. they are both lower fees. But I really don't understand the fascination with VAS. The current dividend yield is only 0.1% higher for VAS as compared to IOZ and VAS.
Hi Ritul, Vish here. Having covered this market for 15+ years, I’ve often asked myself the same question. My take: Vanguard is like the Tesla or Apple of investing minus the glitz and glamour. They have this sort of unique formula that involves no flashy marketing, humility and products that are easy to understand.
I've been to many of their functions, and they are masters of helping investors understand how to cut through the noise with their repeated messaging on keeping costs low, adopting a core-satellite approach and make their own product set simple and it just clicks with investors. They just rinse and repeat that.
On your point about the yield being slightly higher for VAS, there could be several reasons. VAS tracks the ASX 300, and the other two track the ASX 200. There could also be nuances in the way the yield is calculated, so that figure will fluctuate quarterly.
That's my personal 2c and note I have no affiliation with Vanguard nor do I own any of their products.
@@Livewiremarkets Hey Vish .. thanks for your detailed response. apologise if my comment seemed like I was being a contrarian for the sake of it. you are right about Vanguard.. they are NEVER in the news and just keep on chugging along. Unlike Blackrock which suddenly jumps into buying 400,000 odd BTC and offers that up.
You are right I am talking about the core part of my portfolio and was really looking at the Ying to my IVV Yang. I was tempted by IOZ or A200 cause of the 0.04 and 0.05% fees respective as opposed to 0.07%. also heard that Vanguard drags its feet when it comes to release statements come tax time and another argument for me was to buy IOZ so that all my statements come from 1 provider. Not even sure if that is something that is even a parameter you consider?
@ correction i just checked the latest data. and all the 3 ETFs have 3.4% dividend yields. and you are right it changes every quarter.
how much does the optics of getting "more units" for the same money plays into buying one ETF or another? lol aka IOZ over A200 and VAS.
@@Livewiremarkets I also overall agree with your overall sentiment of VAS being a no BS ETF provider. Which is validated by the fact that even with Blackrock dabbling in buying BTC and providing a spot ETF, Vanguard was the one that took in the most amount of inflows into ETF.
labelling Vanguard as the Tesla is a stretch for me.. but each to their own :) just given a certain CEO's erratic behaviour but then again CEO can be erratice and the company is also no BS.. two things can be true!
one of my mental blocks has been (believe it or not) the number of units I get .... i almost want to do IOZ cause I will be getting more units for a similar amount invested. Has that ever played on your mind?
I also believe fees are negligible. 0.07 v 0.05 v 0.04 is really nothing. to be honest.. just thinking of picking one and forgetting about it.... and just keep putting money into it and not have it impact my way of thinking too much.
@@ritul89 I think it does for experienced investors interested in maximising the amount they want to reinvest under a dividend reinvestment plan. The lower the price of units, the more that can be reinvested back into a plan without being parked aside as residual cash earning 0%. This was certainly a disadvantage iShares had when their IVV was priced $400 something. You'd have to own $40,000 of units to get 1 units reinvested, hence (I suspect) it is why they underwent an ETF unit split.
VGS is not that diversified as about 70% of it is from the top of the S&P500. But I actually have some VGS as I get a good amount of US exposure hedged with some global exposure.
Hi Rob,
Vish here. In my opinion, the perception of diversification can be quite subjective. While I'm not necessarily endorsing VGS, it does offer exposure to around 1,500 companies. As you pointed out, a significant portion comes from S&P 500 companies. However, if that's where the growth is concentrated, the index is essentially doing its job by self-calibrating to assign higher weights to the companies/markets driving that growth - which, let's be honest, is predominantly in the US at this point of the global economic cycle.
That said, diversification is ultimately a personal choice. The beauty of modern investing is that you can tailor your portfolio to your preferences - hedging exposure as you see fit and adding regions like Europe, Asia, or other sectors/commodities/crypto to achieve the balance you're aiming for.
Your mic has given you an american accent
My accent has blended over the years as a result of living in Canada! - Vish
Adaxum’s E-commerce and DeFi integration could redefine the crypto space. Glad I got in early!