Expert reveals the ‘only way out’ for high home prices
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- เผยแพร่เมื่อ 17 ก.พ. 2024
- National Association of Home Builders CEO Jim Tobin provides professional analysis of the U.S. housing market following a tumble in demand as rates tick higher. #foxbusiness
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The “way out” is for buyers to refuse and stop paying for these ridiculously over-priced houses!
Then people won’t sell. Hardly any sellers as it is.
Sellers need to sell buyers have other options. Continue renting buying a new build saving money to pay cash etc. But sellers still have repair costs property tax and insurance and a mortgage.
@stanfetzer5779 not in all cases but in some cases
True , but “property bros” made it sound “cool” to offer more than asking price , so stupid, too many fell for it.
cheaply built crap that only the mentally challenged buy, then when they find they can't stand to live in the rat trap thwy default on their mortgage..
Home prices. Are over inflated
The whole concept is meant to make you stress and go in debt, In congested cities they pay crazy rents for buildings that are a hundred years old and have paid for themselves many times over.
People have to live somewhere, even the millions coming across the southern border.
@@restorefreespeech majority of them need to send back
So Varney likes to act like he knows the common person but he has no idea what a 2000sq ft house is like. lol
I think you are missing the point. The exchange was actually funny, thus is why the lady on the panel was laughing.
@@pawelpap9 no I think you must work for the show ... he clearly has no idea
That was bad. I’ve lived in a 2400 square foot house for 30 plus years. Only house I’ve ever purchased. And I’ve done pretty well. Had no use for bigger. He must run in a different world
Cries in a 900 ft apt
Doesn't make him any different from most Manhattanites, who live in apartments and the like. I'm sure he makes a good living, and has for many years, but even a long-time TV show host isn't the hated top 0.1%.
My parents got their house 2 years ago for 250,000…their house was reappraised at 350,000 even though my parents haven’t added anything of value to the house. It’s exactly the same as it was when they bought it minus the walls being painted a different color. Explain to me how the hell their house would have cost 100,000 more now than two years ago with absolutely no additions being made
That's a good question. My parents bought a 3 bedroom one bathroom home in the 1970s for about $22,000.00 . Today that home sits empty and is now worth over $300,000. Rent would be over $1000.00 a month. Ridiculous. God bless
Inflation ….
Supply and demand. A lot of millennials and Gen Z coming into the housing market. Not enough houses in areas people want to live. I’m 23 and just had to spend 280K on a 1600 sq ft house in northwest Indiana .
Why don’t you read an abbreviated textbook on economy instead of taking up valuable comment space.
@@happiness8535 obviously, I was asking how it’s justified, it was rhetorical
The guy on the far left is out of touch with regular working class people. “2100 square feet, I’m trying to imagine what that looks like.” What?! 🤔
Lmao facts straight clueless
Nice big house
I took that more as a British thing since they don’t use sq ft and their houses are smaller.
It’s about an average sized house in the US.
That guy is out of touch. Home prices are so high no one can afford one. Interested rate are crazy. Just like that guy is.
So high yet people are still buying.
Smart people buying houses. It’s time to learn and stop relying on the government.
@@rr5837 well then give up Social Security, Medicare and Medicaid as a way for you to stop relying on govt. Are you gonna practice what you preach or just gaslighting?
@@rtquest22 lol I pay for everything they give me. It’s not a hand out. I been working and paying taxes. Government runs because of the people’s money. I guess you don’t understand how it works.
@@rr5837 i guess you also dont understand that youre paying fiat money printed into circulation by the fed reserve and when inflation is high and debt needs to be paid back, you have no choice but to pay it back w interest. Its never yours to begin with anyway since the govt have pandered and sold you false bill of goods for votes. Laugh it off if you want but the politicians will have the last laugh when you and the rest of the population suffer the most in the long run. Tough luck kid since you lack the guts to address your grievances to Congress.
These fools are laughing at a genuine housing crisis.
What they don't mention is the $2Trillion commercial real estate black hole that will put paid to the overall real estate market as way overleveraged commercial properties' leases come due in this high-interest market.
They are laughing because they are set and have nice portfolios.
Just wait, they'll come out with like 100yr bonds that the federal reserve will start lending
I find it very telling that Stuart has problems imagining a 2100 sqft house .. many of us live in homes with a lot less ..
They're getting paid tens of millions to take advantage of you, of course they don't live in tiny houses like yours
What it shows is how disconnected these people really are ..@@mg-by7uu
He’s British so it might just be since they don’t use sq ft. They also have smaller homes there. But, I’m sure he has a decent amount of money. Living in NYC also doesn’t help with imagining a typical American home since many of them live in apartments, row homes, or “flats” as the British say.
Are you kidding me, we’re in the everything bubble right now
WRONG 🤡
Says the person who owns nothing
No we aren’t. Stop listening to negative people trying to make the next prediction on the interwebs. They have been saying we are in a bubble for 8 years. Now, for anyone that believes that, they probably didn’t save and invest their money, in fear they would lose everything. The people that did invest during that time tripled to quadrupled their money. Never listen to the doomsayers, otherwise you’ll be doomed.
@@dantheman6607 its true bush up on your history the markets 1900-2024 and pay attention closely at 1918 1926 1929 2008 and then the inflation periods of 1970s we are lucky we pushed it off 4 years past covid idk if there waiting until 2029 to mirror the 100 anniversary of the great depression or what but we are seeing cracks bank collapses the m2 money supply falling they all started in the last year / year and half so this is no longer the 2010-2022 train
If everything is in a bubble, that means the dollar is just straight up worth less than it used to be. If everything is inflated, maybe its the currency you're measuring that inflation with... Also, calling it a bubble implies that it will pop, which it won't. Wages just need to double to catch up, which they won't for a long time unfortunately.
Joe Biden needs to stop trying to take care of the rest of the World and help this country, but it’s too late for that!
he doesnt know how. He just repeats what other famous people have said..
Biden just eats ice cream, takes naps and goes to bed early. You mean those people behind the curtain.
Ukraine deserves your taxes more than you do
Biden money laundering in Ukraine
He's not taking care of them, HE'S EARNING HIS CORRUPT MONEY, FROM THEM
we need a huge reset houses are beyond their actual cost
Walk in Home Depot and see high prices. Look at paint.
The worst part is that high regulations make them cost way more
Reset coming, promise along with disease X.
Keep dreaming!
ok even if you are building from scratch it surpasses buying . Supply / land / chain issues the only way out is building more and we arent , at least not in my state .
When the commentator cannot imagine 2,100 sqft -- thinks that is 2 bedroom. 🙄
The elites ! 2100 sq feet is a big house !
"we need to see lower rates" - aka "Our product sucks and there is no real demand to invest in real estate fabricated from poor materials and workmanship at this time"
Building more homes won’t solve the problem. It’s Airbnb, it’s investors, etc driving up prices. If you build more same investors will buy them. We need regulation that discourages buying up homes. I’m all about free markets but we need regulation here. Only way to make it possible for young folks.
Bingo! Too many people also going on social media and news and telling people the only way they will retire is if they buy real estate and rent it.
It's a two tier problem. Big Government must incentivize builders to build more smaller, affordable, starter homes and disincentivize investors from gobbling them up.
Big Government is the only one that can solve this problem, the Private Sector can only make it worse.
@@michaelchavez9094 wrong again. Big govt = more taxes to be paid = more misery for you and the rest in the long run. Let private sector do its thing naturally not govt dictating how things are done.
@@rtquest22 The privater sector is naturally doing it's thing and that is inflating the cost of housing. The private sector is not in the business of saving you money, the private sector is only in the business of making themselves rich.
@@michaelchavez9094wrong again, government fees/taxes and building restrictions are what have caused this mess. (Oh can’t forget the inflation printer …did anyone actually think they were going to get “free money” ? 😂).
Let builders build, they will overbuild and price drops will follow. But also be careful what you wish for….
In my city where there’s a shortage, drops in interest rates are driving home sales. It would take a real shock to the system to see prices drop.
wait one year for a 50% discount
Good luck with that.
Why does nobody address the question of where the 6 million new “residents” are living and how that pressure is affecting housing?
They don't want us asking that question
I almost always mention that, but you’re correct, most people ignore that, and that either die to political bias or they cannot connect the dots. All this folks that come here illegally need a place to live, so they take up housing that we are short on, and that definitely contributes to higher prices across the board.
6 million... where have I heard that number before... 🤔
Why does a Saudi company want to control the Children's place?
As for the housing market, they have been calling for a bubble for a couple years now, and in most area's it hasn't burst. You can only go so low on homes when the cost to build and renovate homes is so high. Most people have no clue how much it costs to renovate a kitchen or bathroom or install new flooring, etc.. Even windows are super expensive now. As long as those costs are high, you will not see a bubble like we saw in 2008. The other factor here is, look at all the people flooding into our country. Now they aren't going to buy homes, but they do need to stay somewhere, and that's eating up rental properties real quick, this also has an impact on the housing market.
Real question is why would you rather it go bankrupt from being shorted by wallstreet goons that just want to delete peoples jobs....
We don't even need realtors anymore, bots and the online listings can do it all
I have been saying real estate agents are used car sales men the last 15 years nobody believed me until the organization got sued
Everyone gonna loose their jobs, what are all these illegals here for anyway.
No one is forced to use a realtor…
The listings are manually put up by brokers and realtors
@@HH-le1vi Actually most of the listings are being contracted out to cheap low-wage third party gig jobs whose job is to take property photos. Plus AI is advancing and 3D tours are popping up
Sounds like a realestate agent...blackrock spokesperson? 😊
"2100 square feet! I'm trying to imagine what that looks like!"
In California that looks like about $2 million.
We need better regulations on big companies buying homes.
lol youre advocating for more govt to screw people like you. Youre part of the problem bud...
More regulations = more taxes to be paid = more misery for you in a long run.
@@rtquest22 black rock buying homes = a bad time.
@@jonathonlong111 - more govt intervention = more inflation = more misery in the long run. Black rock is just one company and let the state govts do the regulation(s).
Better? We need absolute restrictions on company's buying houses. And no housing flippers. You should be able to buy a condemned property for pennies then have a contractor fix it affordabley.
Housing will only go up, up, up in Ca.
The previous housing bubble burst first in California.
Lmao, no one is getting back in the market until prices are cut in half
Ain't happening. Sorry.
@kevykevTPA you're obviously not paying attention lmao..it's already happening..
@@KingFergusits not happening like you think it is and prices aren't going down by half. That's a pipe dream
@@HH-le1vi they said the same thing on 08 and guess what, it happened. How can you think pricing over %90 of the population out of the market is sustainable? With current interest rates %99 of the population can't afford a house but here you are thinking it's gonna keep going up... lmao
Its already dropping in many areas and inventory is rapidly climbing not even counting all the new home starts These people are delusional
where?
It's not the things that are going up in value, it's the thing your measuring them with losing value $. For example, if I was to move the marks on a tape measure closer together each year by just a little and then measured the same thing once per year it would appear that it had grown.
It’s actually both, but you are indeed correct, the dollar is t worth nearly as much.
Old rich guy so far from reality he doesn’t know how big a 2100 sq ft home is.
No more bonus rooms? How out of touch are these people.
To outlaw corporations buying them
Not a big fan of freedom, huh?
I mean the problem with that is protecting the free market . Im not ok with government telling people what they can and cannot do with their money including the big guys . The only thing I agree with is not having foreign investors buy in our market. If you dont live here you don't own a home , you need to be a citizen .
It was interesting watching rich Fox anchors discuss bonus rooms. I
2100 sq ft is not even close to todays average new build more like 1400-1600
My last house had a bonus room, but not because it was a modern build looking for an office, but because my house had been built in the 1800s!All of the rooms were small, but it worked out to having 3 small living rooms that we had no idea what to do with. And by small I mean 13ft by 10ft was the biggest. The smallest as 10ft by 8ft. That one becanr a toy room, one was a living room and another a school room.
I love older homes. They have more pizzazz than these newer homes. The last one I lived in was built in 1920. My grandmother's home was built in 1880s. Now that was a home. God bless.
Old houses often make more efficient use of space than new ones. People nowadays just have more sense of entitlement to having useless extra space and rooms for non daily specific uses
The home I purchased in 2023 has appreciated by $60,000 since my acquisition. However, the downside is the diminishing value of the dollar. I am currently contemplating strategies to reinvest $300,000 in the real estate market.
portfolio diversification is very advisable in the investment plane , well i think you need to get a financial expert to assist you with the best financial goal.
Right, I delegate my day-to-day investing to a brokerage adviser ever since suffering a major steep-down late 2019, amid rona-outbreak, and as of today, I'm semi-retired with barely 25% short of my $1m retirement goal after subsequent investments.
think you could suggest any professional/advisors i can get on the phone with?
I work with "Natalie Ann Brinkman" as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I dont think we should let other countries buy our stocks
We the Republic of China say NO to your comment
and We need you to apologize for your goofy comment
and type on another comment that you understand and Respect the mighty Republic of China.
Johnathanbennet7951
Build more homes. Flood the market, lower the demand. CLOSE THE BORDER.
The simplest and most effective measure. We must do this faster.
The vast majority of home owners are locked in at a very low interest rate. So no, if there’s a bubble, it won’t be anywhere near 2008 level.
Build more houses at an unaffordable rate?.... When these people lose their jobs they will lose their homes. It is a racket. It's exactly the same thing as 2008. Banks giving out loans they know people can't afford.
Jacksonville FL new home 1400sqft on 7,000sqft land cost $700K, so ridiculous.
Depends on where you live. I am in Miami where land is no longer readily available. New construction is being done with zero lots which means you can touch your next door neighbor. If you want a single family home with a decent amount of land you’ll pay or you won’t play. Supply and demand, unfortunately.
No one is having big families anymore, unless you count your grown kids and relatives staying with you because housing is hard, but small easy to build, easy to own, easy to heat homes are the answer. Why pay crazy rent for something you will never own.
It’s frustrating to see half million dollar houses that are an older home and super outdated like seriously? These prices are ridiculous now that I am ready to buy my first home. Owning a home is no longer an American dream…. Greed. 13-1500 sq ft homes where I live in California and one of the dangerous cities in California 🤬
No the interest do NOT need to fall. If they do house prices will go thru the roof even more. What supply we have will be gone. Valuations are stupid now…my god no!!!! THIS is what creates the home affordability issue!
If you want a home evaluation ask a New York judge
There is no inventory and the big companies have bought the used houses for rental and are the competition to people trying to find a place to live. There are no affordable housing and with wages falling how do you propose they get a home?
Mark land that is close to train/bus stations. Make new housing of modern energy efficiency. Make the first floor area open to business. Add alot more floors. I am thinking small living units. Like communal bath/kitchen/laundry room. Maybe a roof terrasse.
The government supply the land. Entrepeneurs bid on the high rises.
Ideally all building fasade facing sidewalk should be business optional. With super cheap rentals. The more shops etc a Town has the better. Smaller is better 😂
Stop ✋🏻the banks 🏦 from issuing debt.
Let the cost of things be based on the real economy: earnings and savings. 😳
Most who don’t own now never will. Insurance and taxes will put the majority of a mortgages out of reach for most.
What a joke. No mention of Blackstone and other large investors buying up homes? No mention of people buying up houses to use as AirBnB's? This was useless.
A wooden box with stucco worth thousands of dollars just doesn’t make any sense.
the only people is getting richer are the realtors and brokers ,because they manipulate the home owners to sell their homes at a higher price but when they try to buy another house is when they realize that other realtor hav elevated the other homes u try to buy at the end who looses is the buyers realtors banks and brokers make a fortune .
Re “bonus” rooms, I think often they’re really extra bedrooms, but the seller doesn’t want the property tax assessors to catch on.
I don't know how things work today, as I haven't lived in a home with a "bonus" room in a long time, but when they first became a "thing", they were unfinished. No flooring, no paint, indeed nothing to paint on as they had no sheetrock, and in some cases not even power outlets and the like. Homeowners either chose to finish them, or just left them empty or as storage. A room has to have a closet to count as a "bedroom", else it's a den, office, spare room, or whatever other inventive name you'd care to use.
“Not surprising that we’re seeing this” but 3 months ago theses people were saying rates will drop extremely in march lmao
Why would people waiting to buy houses as investments instead of residence ever going to help. The artificially high prices that nobody can afford is fueled by rich investors who do not want average people owning anything.
3 BR in 2100 sq ft. Tiny rooms! No one actually WANTS that for a growing family. Builders are trying to to convince people that "everyone wants a small home " because building materials are very expensive. So builders want to pop up a bunch a small houses to sale at nearly $300 a square foot and pretend that it's the new trend. Don't fall for it people!
I think they miss the point that every place is not buildable. Some areas are maxed out and also most houses in NE are 1100sqft and they are saying 2100 is small😮😂
Ohhhhh, she liked the Bonus Room! 😮. Kinky! 😂😂😂
She was laughing at Barney being so out of touch with what an average home is like. He’s an elite, and she cracked up at how silly he sounded.
Prices aren't coming down, and we need to make housing affordable so that more people can get in... Which is it?
Min2:56 The “NO-NECK CHEER-LEADER knows how to eat everyone else’s lunch.
If there are more houses, the prices will lower.
Imagine being rich you can’t imagine what a 2100sqft house looks like
These “Homebuilders” are building the ugliest cookie cutter houses and then try to sell them for $400K
She's mad because she was shorting Children's Place.😂
GOOD LET IT GO HIGHER. The longer it stays up the more prices will come down. Right now it may not seem like it's working but eventually sellers will fold when the recession hits hard.
mortgage rates need to go higher - 10% - limit foreign and corporate investment - raise taxes on corporate investors ASAP!
That’s a good idea…if you want higher rents
@@2010driveexactly, that means with 10%- rate, more people will not be able to afford monthly mortgage. Then they rent, rent goes up.
The kindest thing Fox could do for the world is stop talking
And here i am looking at sheds and 1 bed trailers basically to put on land that is owned. Ugh😢
allow prices to fall to 3x income (they are over 5x today), the long term avg. that is 222k for existing homes, but of course that won't be allowed to happen
First time home ownership is a thing of the past for people that don't have an inheretance or financial family support.
There's a Recession every 9th year of every Decade! 1929, 1939, ........1969, 1979, 1989, 1999, 2009, .......2019 was delayed and then Pandemic struck
Aided by Government Bailouts, Stimulus Checks on top of Stimulus Checks, PPE, PPP, Rent Eviction Moratorium, Foreclosure Moratorium, etc.......
✌✌
Layoffs in the end of march then hard to get another job. Then sell home due to income but prices are way too high. Then they wait to sell market get flooded again. Short sales and foreclosures are starting up again.
What are you waiting for to call it a bubble 1M median price? Everyone who is benefitting from these high prices will continue to say this not a bubble and this is normal and you should buy now if you can
2100 Sq ft is not a small house.
Interesting on shake shack, I enjoy stopping there when I'm travelling.
They will never say its in a bubble. One thing for sure is there is absolutely not a shortage of houses. We are at all time highs of housing units per capita. There has never been such an oversupply of housing units. BTW, the average square footage of a middle class house in the 1950's was under 1000. 2100 square feet is a mansion.
Fun fact, if Trump was still in power, the cost of living would still be affordable.
No it wasn’t. In 1987, monthly take home was $ 800. Rent was $ 145 including ALL utilities. Groceries $100 a month. You must be from the alpha, beta, waita, know nothing generation.
no
Not a Biden supporter but that’s definitely not true
Didn't trump brag about making billions selling over priced real estate?
Fun fact, thats not true.
Problem is zoning, saturated populations, private property managements, and bottlenecks ranging from labor to materials. Where I live, in-town homes are 3x the price of out town homes.
Soon, the average house will cost 1 million each. Who can pay that? What then?
Inventory levels aren't as low as people are saying. Where I'm at in Utah, they are at prepandemic levels. With inventory back at over a four-month supply (much longer for more expensive homes) at rates at over 7%, these prices don't make sense.
Real estate is very local.
Idk how home prices will even fall at this point. When interest rates go lower, that's just going to inject that many more buyers into the market that have been priced out the last year or so because of the high rates. Basic supply and demand will tell you that'll just lead to an increase in prices.
Prices not coming down but also rates need to come down to stir up some demand for this shitty market. People LOVE to talk about the lack of inventory for keeping high prices sticky but never like to discuss the other part of supply and DEMAND. If no one can or wants to afford your house at the inflated price and won't buy in the high interest rate environment then maybe that value you have on it isn't REAL.
Market crashes when people stop paying rent and that will come. 🌖
Every single housing “crisis” began with high interest rate the 12 months prior. Every single one. While we all blame subprime loans, and loose restrictions for the 08’/‘09 debacle the 12 months prior was the same deal, high interest rates.
The feds roller coaster actions are the problem. Period.
Where is Fox getting these guys? Out of touch with reality! You know, multigenerational living is making a come back in America, that’s ONE of the reasons one needs a “bonus” room! Fire these a-holes
the "trend" for building has not gone small enough in sq ft. They need to build homes at much smaller scale. Single people with kids for instance, or just single people do not need a 2100 sq ft home!! I live in a home about 1200 sq ft and it's quite large for just one person. Build smaller and more affordable!! My house was far more expensive than it should have been. But it was less expensive than renting in this high cost area of SWFL. I hope to sell in a couple of years. If I don't make my money back well, that is just how it goes. Because the insurance here is stupid high and instead of paying 10k a year or more in insurance, I will move.
Things like vaulted ceilings are included in that, pointless wastes of face that add no useable squuare footage but significantly drive up heating and cooling costs
That's like saying "buy your laundry detergent in the small container from the dollar store instead of the big one from Sam's Club!" More space makes it easier to have hobbies, side hustle and fitness at home; and makes it easier to take care of your own people.
@@WasFakestCenturyAesthetics for some people yes, but most of those extra rooms quite often sit vacant the overwhelming majority of the time. I know SO many people with nice dining rooms who never use them once, or only on Thanksgiving, but they'll complain year round about their mortgage cost
@@Scott-fy7fm that's a financialization of housing problem, not a "peasants who want a nice room for special occasions are asking too much" problem.
@@WasFakestCenturyAesthetics lots of people try affording too much house at first, and that increased debt load helps prevent them from being able to comfortably afford it by just waiting a bit to upgrade. I've met plenty of young families struggling to make ends meet but they both have new cars and they bought a house with several extra bedrooms for kids they have not had yet. All that demand for larger houses exotedges builders to keep going bigger, which keeps overall prices and sizes rising out of reach for many people
Rates should be increasing
Housing should Always be cheap. It's crazy that a whole generation of people are screwed at no fault of their own. The American system is so broken for the working class.
the debt the disfunction the m2 money supply the 0 rates for 15 years making the housing market do something it hasnt done more then 2 times since 1900 even the housing crash in 1926 didnt have a bubble so this is so rare why would the guy tell you yea i think we are going to pay the price for THE 3RD WORST DOWNTURN SINCE 1920....????
Feb 17th temperatures for where I live.
Today Normal Last Year Record Year
High: 66°F 65°F 67°F 77°F 2015
Low: 43°F 44°F 42°F 33°F 2019
Ok! Because we woke up at 3 am hot af and we even had the window open… I woke up thinking this is so strange
Rates rates rates ugh so over it we need lower home prices, period! We can do higher rates but these prices are egregious
If you have a 5 bedroom house keep it lol 😭
And what happens if rates don’t come down for a long while..
Only way out is to work 60 hours a week for 20+ years
That's not how people are going to live. I haven't been willing to live that way and I did fine. That way of thinking is what the wealthy want us to do. Just be better peasants.
GREED,GREED,,GREED! What else can you say😵😵.
He is wrong. A crash is coming.
Keep saying it long enough and maybe eventually you will be right
A crash won’t happen cause everyone thinks one is coming
@@adamf7089this market is absolutely insane! Over-priced and over-valued boxes made of plywood, drywall, cement, and boards.
I agree
As much as everyone wants to believe, crash is not coming.
Every time the fed raises rates they deflate the balloon
I’m still holding my interest rate for my mortgage back from 2021, not refinancing no matter how many times they try. You don’t want to take advantage of your equity? Not at the cost of doubling my interest rate.
I am telling you, it's the great bubble fo houses.
I've been watching the housing market closely, Prices have been skyrocketing for years. It's going to be tough for first-time buyers to enter the market." how can one diversify $280k reserve .
I agree, It's not just the prices, but also the increasing interest rates that are making it more difficult for people to afford homes. With a good FA you can make up your portfolio.
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in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.
Christine Ann Podgorny is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
Granted this is not the norm, but you can still have a bonus room in a 3 bedroom house…just don’t have kids.
Unless Wall Street exists Housing prices will remain high 😢