Renting by The Room vs. Renting The Whole House

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  • เผยแพร่เมื่อ 29 พ.ย. 2024

ความคิดเห็น • 54

  • @BuildLessons
    @BuildLessons  4 ปีที่แล้ว

    New videos coming every week on real estate and construction topics! For anyone who found this video helpful, follow this link to subscribe! th-cam.com/channels/smL0vzj6-327G0Pemq9zsA.html

  • @mao3057
    @mao3057 4 ปีที่แล้ว +40

    If you rent by room and you actually occupy one of them, you profit more. If you rent the entire house, you'd have to move out. In my case, I have a 3 bedroom home and I rent 2 rooms. Both rooms pay for the mortgage, so I basically live mortgage free and only pay utilities. If I decided to rent out the third room and moved out, or rented the whole house instead of per room, the additional income would not be able to pay for my other rental, so I'd have to pay more. So the best deal is to live in your own home and rent the rest of the rooms. It also helps with the maintenance as you can still take care of the house and any problems since you're living in it, so less chance of damage

    • @BuildLessons
      @BuildLessons  4 ปีที่แล้ว +11

      Hi Mao, I agree with you comment. I lived in a 5 bedroom house at one point and rented out 4 of the rooms. One thing to take into consideration though is that not all investors are willing to make this trade off of privacy of in their primary dwelling, especially if they have a large family. It seems to me that the topic you describe of living in the house and renting out rooms has been dubbed "house hacking" by most of the current investor channels. There's lots of good info out there on that topic as well if you search house hacking!

    • @NoDripp2
      @NoDripp2 3 ปีที่แล้ว +1

      That’s why 4bed is the best cause then you can cover all the utilities and mortgage and live for free

  • @victorpham4221
    @victorpham4221 3 ปีที่แล้ว +15

    If you rent rooms, you have the luxury to enter the home at anytime you want. and you can still use the kitchen, living room, and bathroom with your own leisure. You lose all that with renting the entire house

  • @ehealthy222
    @ehealthy222 3 ปีที่แล้ว +12

    Seems like if you're renting by the room you can 'supervise' more to ensure they're not destroying the place. and they can't sneak in unauthorized pets that way.

  • @radofenix
    @radofenix 2 ปีที่แล้ว +5

    I bought a home divided the home into 3 parts. Turned the garage into a studio added a shower ,kitchenette ,mini split etc. The middle part of the house is a 3 bedroom , the other side that’s left over another studio. Put up walls to divide . This property is my most profitable.

  • @cortneysmith3312
    @cortneysmith3312 4 ปีที่แล้ว +21

    Yes renting rooms sounds more efficient for everyday people to afford. Trying to rent a house for 2000+ is going be problems. Not hard to find $500 lol you can work at a car wash and pay the $500 monthly lol

    • @cortneysmith3312
      @cortneysmith3312 4 ปีที่แล้ว +2

      @@BuildLessons I think when people in debt it keeps there minds in the negative of never getting out of it because there lack of knowledge. They probably think they can never afford a house or anything. It's really not that hard. But that's what motivational speakers and people like you to continue advertise and hopefully others can open up there eyes and get the picture

    • @cortneysmith3312
      @cortneysmith3312 4 ปีที่แล้ว

      @@BuildLessons That's what I need more information for the other lenders

    • @PeterParker-pd8oq
      @PeterParker-pd8oq 4 ปีที่แล้ว

      As someone who rents out room it can break even.

    • @bebiswhale
      @bebiswhale ปีที่แล้ว

      @@PeterParker-pd8oq ya but you probably paid too much for the house I’d wager. I’m finding houses for 100k in decent condition, usually lower class housing granted, that you could rent on a room by room basis for the same price if not more in 2023s economy due to lower rent demand, and profit big time. Mortgages combined with insurance and property taxes around the 650$ range if not lower. I could rent each room for 600 or even 650 as regular rent in the area is around 11-1200. I’m renting out a room for half the cost as a regular full house and in lower class areas that’s more affordable so less vacancy. Room by room is very profitable if you can execute it correctly. Buying a house of equal size or maybe a bit smaller for cheaper will go a long way profit wise.

  • @battlingphoenix3847
    @battlingphoenix3847 4 ปีที่แล้ว +7

    In the Uk around Londom it makes more sense to rent by the room instead of the whole house

    • @BuildLessons
      @BuildLessons  4 ปีที่แล้ว +1

      It definitely varies area by area - it seems these videos get a lot of views from the UK thanks to Peterborough over there. Hello from Peterborough, Ontario!!!

  • @Utriedit215
    @Utriedit215 3 ปีที่แล้ว +5

    A lot of y'all are leaving out the fact that when you rent out rooms most people are drug addicts or have bad credit people with those type of backgrounds usually don't end up paying their bills on time or paying them at all

    • @juniorpedraza4805
      @juniorpedraza4805 3 ปีที่แล้ว +2

      You can do your own background check and check credit history.

  • @ricardorodriguesrr18
    @ricardorodriguesrr18 4 ปีที่แล้ว +5

    it really depends on the area. Here in Philadelphia you can find 4 bed home for 115k so the mortgage will be around 550 a month. So if you rent this whole house you would collect maybe 1100 a month whereas if you rent each room for 525 you would get 2100.

    • @BuildLessons
      @BuildLessons  4 ปีที่แล้ว +3

      Hi Rick, your right it totally depends on the area. If nothing else hopefully this video serves as a model for people about how to look at their local market. One always needs to take into account if there is a change in who pays the utilities if it is being rented by the room vs. rented by the whole house. One also needs to take into consideration that if they are trying to scale a portfolio most lenders are not as willing to refinance properties rented by the room vs rented by the whole house or by separate levels/ suites. Lastly, it is almost always more work for the owner renting by the room so that needs to be taken into consideration. Thanks for the comment I appreciate the engagement.

    • @vivalacarlo
      @vivalacarlo 4 ปีที่แล้ว +2

      I thought Philly codes restricts the amount of unrelated persons in one unit up to only 3? Are there areas where you can do 4? Thanks!

    • @chrisreynolds6391
      @chrisreynolds6391 3 ปีที่แล้ว +1

      I don’t think houses in philly are that cheap.

    • @ricardorodriguesrr18
      @ricardorodriguesrr18 3 ปีที่แล้ว

      @@chrisreynolds6391 Yes on the hood they're. Of courseI'm not talking about old City lol

    • @chrisreynolds6391
      @chrisreynolds6391 3 ปีที่แล้ว

      @@ricardorodriguesrr18 well damn scoop them up then that’s a great investment opportunity.

  • @stanmoney8470
    @stanmoney8470 2 ปีที่แล้ว +1

    Can you buy a single family home as a investment property and rent it out by the room? I don't want to live in it at all.

  • @kstevenson3504
    @kstevenson3504 3 ปีที่แล้ว +2

    Thanks for the video. I subscribed! Do you have more information about renting by the room? Like how do you decide if you will rent the whole place and let the roommates find replacements vs you searching for people? Is it that you have to find people first, keep the good ones and then let them find a replacement once it is established? How has this worked out? What problems have you had renting by the room? What about security? What about accountability? What are safeguards you've learned to take that are not so obvious? Do you require rental insurance for each tenant? I know this is a lot of questions, but it would be great to hear more on this topic. Any resources you can direct us towards?

    • @BuildLessons
      @BuildLessons  3 ปีที่แล้ว

      Hi!
      Thanks for subscribing, I'm happy you enjoyed the video. These are a lot of great questions! I've linked my other TH-cam channel where there is more content similar to this video.
      th-cam.com/channels/HLzAe3Z0k_PyVEM1NhKmiA.html

  • @snorttroll4379
    @snorttroll4379 4 หลายเดือนก่อน

    Will i be able to live in one room and have a two story bed in there and rent that out to someone else that way all the costs get covered? Rent to rent to rent

  • @tyhow66
    @tyhow66 4 ปีที่แล้ว +4

    Great video Mitch! Sounds like things are pretty different in your area than mine. I rent a house out by the room in Charlotte, NC. It is a 3 bedroom townhouse and is MUCH more profitable to rent by the room vs by the house. About $2100 vs $1400. The break point in my area seems to be 3 bedrooms to make it worth renting by the room. Also, I divide the utilities into thirds and charge the tenants for them. I have a few videos on this on my channel if you're interested. Would be cool to follow each other and learn from each other!

    • @BuildLessons
      @BuildLessons  4 ปีที่แล้ว

      I've heard about more people splitting the utilities like that recently - that certainly makes a huge difference on the NOI and would likely move the tipping point in our area down to a 5 bed. Interesting to hear that by the room rental rates are so much higher in your area, I wonder why that is? some people here are getting upwards of $700 per room but it really depends on the quality of the building and I haven't seen enough at that rate to use it in my considerations. I'll check out your channel!

    • @tyhow66
      @tyhow66 4 ปีที่แล้ว

      @@BuildLessons I only get 650 plus utilities for 2 of the rooms, but I get 750 for the master and another 50 for garage parking for one of the tenants instead of street parking. We have a housing shortage here in Charlotte, so maybe that is why things are the way they are here.

  • @brandonlaswiss2974
    @brandonlaswiss2974 4 ปีที่แล้ว +3

    What city did he base this on & bedrooms with a washroom vs ones that share a washroom

    • @mitchcleary4962
      @mitchcleary4962 4 ปีที่แล้ว

      TrailGuys OverLand it's based on Peterborough Ontario, and the rooms are an average. Most room rentals are sharing a bathroom. A room with an ensuite normally gets a slightly higher rents or that tenant will have higher responsibilities in terms of looking after property maintenance or rent collection from the other tenants.

    • @BuildLessons
      @BuildLessons  4 ปีที่แล้ว +2

      Hi Brandon, this was based in Peterborough Ontario. These room rental rates are with shared washrooms. Rooms with suited bathrooms have been grabbing higher prices, sometimes as high as $750 per room depending on the circumstances. What city are you in?

    • @sihlemasondo2898
      @sihlemasondo2898 7 หลายเดือนก่อน

      Thank u brother gud content can I ask 1 question how du u implement rent by the room in an tenant friendly inviroment ?

  • @talus007
    @talus007 5 หลายเดือนก่อน

    Five or six adults renting out of the same house? Where will everyone park??

  • @blarmer22
    @blarmer22 5 ปีที่แล้ว +1

    Good job keep it coming!!!

  • @carlosvillalta9974
    @carlosvillalta9974 3 ปีที่แล้ว

    7 bedrooms ?!? Wow that's Lot. Thats like 2 mill here in cali

  • @stanmoney8470
    @stanmoney8470 2 ปีที่แล้ว

    Do you have to live on the property to house hack?

  • @AirbnbRentalEmpire
    @AirbnbRentalEmpire 3 ปีที่แล้ว

    Awesome info!

    • @BuildLessons
      @BuildLessons  3 ปีที่แล้ว

      Hi Airbnb Rental Empire, Thanks for taking the time to watch! Check out my other TH-cam channel for more videos like this. th-cam.com/channels/HLzAe3Z0k_PyVEM1NhKmiA.html

  • @stanmoney8470
    @stanmoney8470 2 ปีที่แล้ว

    Do you have too live in it, if you rent by the room?

  • @sleepy670
    @sleepy670 2 ปีที่แล้ว

    If rooms rent for only $550/mo including utilities I don't see how it would ever make sense to rent rooms.

  • @petter1396
    @petter1396 4 ปีที่แล้ว +1

    Is it legal to rent more than 5 rooms in Ptbo?

    • @BuildLessons
      @BuildLessons  4 ปีที่แล้ว +1

      It is, but you have to register the rental with the city and they will want to make sure it complies with their requirements for a “lodging house”

  • @abcdef-kx2qt
    @abcdef-kx2qt 3 ปีที่แล้ว

    IRS & THIS INCOME ???
    THIS IS A GAIN - IS IT TAXED ??

    • @bob-pr8ye
      @bob-pr8ye 2 ปีที่แล้ว

      From what my landlord said.... you can write off like 50% electric and stuff
      .. some other shared expenses
      I guess it balances out.

  • @jaredlutmer4401
    @jaredlutmer4401 2 ปีที่แล้ว

    This dude is Canadian. So I’m sure your tax laws are different.

  • @Victoria-nh9sp
    @Victoria-nh9sp 2 ปีที่แล้ว

    7 is ridiculous