HDFC Millennia Credit Card Review 2023 | Best Cashback Credit Card? 🔥🔥🔥

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  • เผยแพร่เมื่อ 15 ต.ค. 2024
  • Friends, today we will discuss the HDFC Bank Millennia Credit Card. It is considered one of the best cashback credit cards currently available in India. In this video, we will explore its benefits, reward system, and evaluate whether it can be advantageous for you. Additionally, I will provide my opinion by comparing it with the Axis Ace and SBI Cashback Credit Cards. Stay tuned for an insightful analysis of the HDFC Millennia Credit Card.
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ความคิดเห็น • 129

  • @MrKrishna1220
    @MrKrishna1220 ปีที่แล้ว +1

    Agar milenia credit card use krke hdfc smartbuy ke thorough payment kre to kya........5% cashback by credit card and upto 5% cashback by smartbuy dono milega..?

  • @wingsoftechnology5302
    @wingsoftechnology5302 ปีที่แล้ว +2

    Is taking Rupay varient of millennia Card more sensible, since we can link it to UPI ?

  • @RajendraMaurya-v5i
    @RajendraMaurya-v5i ปีที่แล้ว

    Sir, apka vedio dekhta hu, maine charge ke karan hdfc mellenia close karva diya. But dubara kab apply kare, is card ko vapas life time free kaise ker sakte ho

  • @FriendlessPerson
    @FriendlessPerson ปีที่แล้ว

    Dada smartbuy theke amazon gift card kinle 5%+5%= 10% gift card pabo?

  • @HarishKrishnan1907
    @HarishKrishnan1907 ปีที่แล้ว

    What is the minimum amount to be spent to get 5% cashback on Amazon and Flipkart ?

  • @MKJ07
    @MKJ07 ปีที่แล้ว

    Past me agar HDFC Bank ka settlement ho to ban sakta he hdfc card. Currently 797 cibil score and having kotak zen signature 3.60 lacs and Amazon pay icici 1.5 lacs limit

  • @rashidahmed9588
    @rashidahmed9588 ปีที่แล้ว

    Sir millenia credit card me electric bill payment and insurance payment me 5% keise paye?? Through Amazon ya smartbuy ya PayZapp?

  • @manojsinha5052
    @manojsinha5052 11 หลายเดือนก่อน

    Is it better than SBI simply click

  • @appnanewinformationchannel7169
    @appnanewinformationchannel7169 ปีที่แล้ว

    Sir marre pass regila visa card hai or upgrade ka offer ayeaa millanyea ka upgrade kro ja ni please reply

  • @adityaprakash4497
    @adityaprakash4497 ปีที่แล้ว +5

    I got this milennia card 3-4yrs ago when i was a college student without any income source and it was life time free. Currently I got a new sbi cashback card few days ago. I will use both to maximize savings.

    • @deeshot1000
      @deeshot1000 ปีที่แล้ว

      Sbi cashback for. How much

    • @adityaprakash4497
      @adityaprakash4497 ปีที่แล้ว

      @@GEETKOSHTI 1 lakh each in 3 credit cards

    • @rajeshparui2301
      @rajeshparui2301 ปีที่แล้ว

      SBI cashback card, lifetime free hai ,?

    • @adityaprakash4497
      @adityaprakash4497 ปีที่แล้ว

      @@rajeshparui2301 nope. Around 1180rs per year. If you spend 2lakh in an year then it's free

    • @gyt-adityaop8911
      @gyt-adityaop8911 11 หลายเดือนก่อน

      How you get life time free it has 1000 as charge

  • @anaybera2027
    @anaybera2027 ปีที่แล้ว +1

    Sir ji mein eek student credit score mera generate to ho gaya hai lekin mujhe cc chahiye Bina fd ke koi credit card recommend kijiye sirf credit score ke basis mein Bina income proof ke

  • @akshaywankhade9611
    @akshaywankhade9611 ปีที่แล้ว

    Where will cashback reflected after shopping on amazon

  • @appnanewinformationchannel7169
    @appnanewinformationchannel7169 ปีที่แล้ว

    Sir please reply mare pass regila card visa hai or abb offer ayea millanyea card mae upgrade kro ja ni

  • @trickyguruji1240
    @trickyguruji1240 ปีที่แล้ว

    Can we change the varient of millennia credit card from mater to visa.?? reply in English

  • @politicalmix5003
    @politicalmix5003 ปีที่แล้ว

    Will i get 1% cash back for insurance payments ?
    And whether insurance payment count for quarterly 1000 cash back offer ?

  • @vipulparmar8113
    @vipulparmar8113 ปีที่แล้ว +2

    Sir agr is card ko C2C basis par apply krenge to ye card lifetime free rahega kya?

  • @Vineet.Kashyap
    @Vineet.Kashyap ปีที่แล้ว

    HDFC milenia credit card and hdfc tata neu credit card me kon sa card jyada accha rahega?

    • @hemantbuwade0017
      @hemantbuwade0017 ปีที่แล้ว

      HDFC MILLENIA, TATA NEU IS BEST FOR IN ITS OWN APP TRANSACTION ONLY.

  • @sangramkesharimohapatra5813
    @sangramkesharimohapatra5813 ปีที่แล้ว +1

    I am getting upgrade to REGALIA credit card. Should I opt for it ? I already have Millennia with limit of 2.35L.

    • @TheWanderPulse
      @TheWanderPulse ปีที่แล้ว

      If you want to get cashback on spends then don't. Regalia is a very poor card. Even I rejected the upgrade.

    • @TheWanderPulse
      @TheWanderPulse ปีที่แล้ว

      @@hemantbuwade0017 Nope, for my benefits Millenia and Tata Neu infinity does the job so I wont be opting any other cards to upgrade to

    • @jagdishchandrajat4653
      @jagdishchandrajat4653 ปีที่แล้ว

      Regalia card sirf international traveling k liye best h jo apne kitni he krte h to millennia he best h

    • @hemantbuwade0017
      @hemantbuwade0017 ปีที่แล้ว

      You will get only upgrade to regalia first card only, regalia main card eligibility is minimum 3 lakh

  • @nirmalkumawat7459
    @nirmalkumawat7459 ปีที่แล้ว

    Sir, I add money in fi add money and select phonepe , amount deducted and also phonepe status is successful but amount is not credited in fi.when i contact fi they mail that no amount is received and also this transaction is not show in statement. Plz help

  • @ujwalfarkade2832
    @ujwalfarkade2832 ปีที่แล้ว

    Amazon remove ho chuka hai merchant se....cash nai milta isme...pls confirm??

  • @mainurislam5754
    @mainurislam5754 ปีที่แล้ว

    Fuel waver chage kitna hota hai ??
    1% to back milega. But kitna hota hai fuel waver charge

  • @deepanshuaggarwal6372
    @deepanshuaggarwal6372 ปีที่แล้ว +1

    Should i apply for conversion from regalia to millenia card ?

    • @jagdishchandrajat4653
      @jagdishchandrajat4653 ปีที่แล้ว

      Maine bhi abhi upgrade kr diya h,phle millennia se he regalia liya tha lekin wo sirf international traveling k hisab se thik h baaki paise bachane h to millennia is best.

  • @SayaneshKarmakar
    @SayaneshKarmakar ปีที่แล้ว +3

    Hi.
    What would be a good cashback/reward point credit card for utilities, bill payments, insurance premium payments?
    Thanks for your videos. Really clarifies a lot of doubts.

    • @Raj-lt9eo
      @Raj-lt9eo ปีที่แล้ว

      tata neu infinity

  • @dnvirgineyes020
    @dnvirgineyes020 ปีที่แล้ว

    On spend of Rs150, how many cashback available?

  • @drvinayakpatil
    @drvinayakpatil ปีที่แล้ว

    Smartbuy gyftr se amazon gv 20k purchase will give 1k smartbuy cb+ 1k Milena bonus cb .i mean total 2k cb on milenia cc?

  • @MonikaHemasri-gh1qg
    @MonikaHemasri-gh1qg ปีที่แล้ว +1

    I want Amex refferal link. Last time my card will not processed because address proof will not be available at that time

    • @dhruvkumar6139
      @dhruvkumar6139 ปีที่แล้ว

      Amex referral is not live now. You should wait.

  • @shailendernegi4585
    @shailendernegi4585 ปีที่แล้ว

    RENT on Credit Card par cashback is card mai ...

  • @subhayu09
    @subhayu09 ปีที่แล้ว +1

    Currently using this card and they are trying to attach A utility bill with this one desparately

    • @rsyadav108
      @rsyadav108 ปีที่แล้ว +1

      आप SMARTBY से अमेजन गिफ्ट कार्ड खरीद कर यूटिलिटी बिल पर 4.5% बचा सकते हैं

    • @rRohit269
      @rRohit269 ปีที่แล้ว

      they are trying to attach utility bill means?

    • @subhayu09
      @subhayu09 ปีที่แล้ว

      @@rRohit269 they are attaching a utility bill in autopsy mode to make the card LTF

  • @zeal5345
    @zeal5345 ปีที่แล้ว +1

    Does Axis ace, Airtel cards get all axis offers from merchants or is it like co-branded cards?

  • @sheikhavesh5258
    @sheikhavesh5258 ปีที่แล้ว +1

    Can you suggest to me the best account to open in HDFC bank

    • @rahulgupta43701
      @rahulgupta43701 ปีที่แล้ว

      Savings max, if you can maintain 25k.

    • @sheikhavesh5258
      @sheikhavesh5258 ปีที่แล้ว

      @@rahulgupta43701 what about classic and preferred

    • @rahulgupta43701
      @rahulgupta43701 ปีที่แล้ว

      @sheikhavesh5258 they are HNI programs, not account variants. You can take classic, preferred or imperia on any account in hdfc. If you can maintain 2 lakh in savings account then ask branch to open preferred account directly based on savings max.

    • @sheikhavesh5258
      @sheikhavesh5258 ปีที่แล้ว

      @@rahulgupta43701 Can i open classic direct giving 1 lakh

    • @rahulgupta43701
      @rahulgupta43701 ปีที่แล้ว

      @sheikhavesh5258 you can open it directly, but funding required is double the average balance.

  • @Technical_bro-pro
    @Technical_bro-pro ปีที่แล้ว

    Hello Sir
    I Applied For Au Bank Credit Card And It's Showing Your Pincode Is Not Servicable Continue With Other Address They Also Do Hard Enquiry In Cibil Sir Tell Me What To Do With Au Bank ??
    Please Reply

    • @snpssps
      @snpssps ปีที่แล้ว +1

      Same issue happened with me.. chutiya AU bank jab serviceable hi nhi hai toh enquiry kyun kiya

    • @Technical_bro-pro
      @Technical_bro-pro ปีที่แล้ว

      To solution kya hai enquiry remove kaise hoga ??

    • @snpssps
      @snpssps ปีที่แล้ว

      @@Technical_bro-pro wohi toh nhi malum bro..kahan complain kare

    • @rahulgupta43701
      @rahulgupta43701 ปีที่แล้ว

      Enquiry removal is a time consuming process. I will recommed to ignore the inquiry. However, if you wanna remove it then mail to au grievance cell regarding this and after 2 months of follow-up emails they will remove it.

    • @Technical_bro-pro
      @Technical_bro-pro ปีที่แล้ว

      What is the email id of au grivience cell ??

  • @RAHUL_RAVEENDRAN
    @RAHUL_RAVEENDRAN ปีที่แล้ว

    I got LTF offer for Regalia card but i choose millennia instead. Waiting for my card to get despatch

    • @YajurBawa
      @YajurBawa ปีที่แล้ว

      Why?

    • @anupamsinghal417
      @anupamsinghal417 10 หลายเดือนก่อน

      From where did you got the Ltf offer? Online or offline, or any criteria to be fulfilled?

  • @surajhk31
    @surajhk31 ปีที่แล้ว

    What about international lounge access ?

  • @sandeepthota2083
    @sandeepthota2083 ปีที่แล้ว

    EMERALDE ANNUAL FEE REVERSEL KYA HUA JI???

  • @salmanzadaane1595
    @salmanzadaane1595 ปีที่แล้ว

    Utility bill payment on Amazon pe 5% ya 1 % milega, please reply

  • @ritikmurari1838
    @ritikmurari1838 ปีที่แล้ว

    Annual fees vapis kaise aagegi.

  • @gurpreets9875
    @gurpreets9875 ปีที่แล้ว

    I am not getting any cash back on my millennia credit card

  • @sagarbwj
    @sagarbwj ปีที่แล้ว +2

    i made 15,000 cash point which is equal to 15,000 rupees and hdfc made this life time free

    • @gr0wnup5
      @gr0wnup5 ปีที่แล้ว

      You accumulated this much points? And then they made it LTF? How was the procedure? Briefly

  • @rajankumargupta6324
    @rajankumargupta6324 ปีที่แล้ว

    What if I add money to Paytm wallet of 50k in 3 month then it will be LTF?

    • @NIRJHARDAS
      @NIRJHARDAS ปีที่แล้ว

      Yes, paytm wallet expenses also count

    • @adityaprakash4497
      @adityaprakash4497 ปีที่แล้ว

      If you add in paytm wallet with credit card then you will have to pay around 2% extra. If you add 50k then you will have to pay 1-1.2k extra

    • @NIRJHARDAS
      @NIRJHARDAS ปีที่แล้ว

      @@adityaprakash4497 yes, but Paytm running a cashback of 1.5% while wallet money add through credit card. You can use this cashback amount in a petrol pump. Plus 1% cashback on Millennia on wallet load. So overall a gain for the customer

  • @anujtech428
    @anujtech428 ปีที่แล้ว

    How much maximum cashback we can earn in a month?

  • @Sailor-ft1ce
    @Sailor-ft1ce ปีที่แล้ว

    Can I upgrade ltf moneyback to ltf millenia or regalia

    • @abcfck
      @abcfck ปีที่แล้ว

      You can upgrade to Millennia but not to Regalia...

  • @akashtopder7251
    @akashtopder7251 ปีที่แล้ว +4

    Diner variant of Millennia is better than Visa variant as it gets more lounges.

    • @akhilesh11
      @akhilesh11 ปีที่แล้ว +1

      The question will be is diners that acceptable in india as compared to visa

    • @akashtopder7251
      @akashtopder7251 ปีที่แล้ว +1

      @@akhilesh11 It is now. Diners acceptance has increased a lot. It's much better than Amex acceptance now.

    • @jatinmangla4957
      @jatinmangla4957 ปีที่แล้ว

      holding diners black from quite a long time and never faced acceptance issues till date even in tier 3 cities :)

    • @akhilesh11
      @akhilesh11 ปีที่แล้ว

      @@jatinmangla4957 where do you mostly transact ? On big chains or also on small shops ?

    • @jatinmangla4957
      @jatinmangla4957 ปีที่แล้ว

      @@akhilesh11 I've transacted even in local shops having swiping machines and even at big showrooms. Faced no issues anywhere

  • @ivinitmittal
    @ivinitmittal ปีที่แล้ว +25

    SBI Cashback card looks better now😂

    • @Faraz-cse
      @Faraz-cse ปีที่แล้ว +4

      SBI per zero lounge access. No cashback on bill payment. Don't get 10% discount during sale 😢

    • @ps3310
      @ps3310 ปีที่แล้ว

      Didn’t get any cash back for MMT transition on SBI cash 😞

    • @AmarMohanty
      @AmarMohanty ปีที่แล้ว

      ​@@ps3310 I spent 1.35 lakhs on flight tickets before knowing the whole website of easemytrip is blacklisted for rewards because of a stupid reason that it also allows you to book train tickets.

    • @Ironmannew
      @Ironmannew ปีที่แล้ว +1

      Sbi worst customer care

    • @cashmoney2159
      @cashmoney2159 ปีที่แล้ว

      ​@@ps3310which other websites are blacklisted by sbi cashback?

  • @supriobhattacharya3121
    @supriobhattacharya3121 ปีที่แล้ว

    What are the Govt payments?

    • @nanisandy444
      @nanisandy444 ปีที่แล้ว +1

      No cashback on rent and govt transactions, but you can earn on education payments

  • @sonamdeshpande7281
    @sonamdeshpande7281 ปีที่แล้ว +3

    2:10 are you sure ki Amazon is a partner merchant.
    4:10 age 60 wale millennial kaise ho gaye?!

  • @bossoff8662
    @bossoff8662 ปีที่แล้ว

    What is the (self-attested income)?

  • @ismailsmile7725
    @ismailsmile7725 ปีที่แล้ว

    What will be the utility bill cashback percentage 5% or 1%?

    • @swastikrath1879
      @swastikrath1879 ปีที่แล้ว

      1%

    • @Faraz-cse
      @Faraz-cse ปีที่แล้ว

      ​@@swastikrath1879 aur agar Amazon ka gift voucher khareede to ?
      Voucher ko balance mein add kar bhi payment kar sakte hain

    • @ismailsmile7725
      @ismailsmile7725 ปีที่แล้ว

      @@swastikrath1879, thank you for the reply and appreciate your help

  • @vishalmehra2306
    @vishalmehra2306 ปีที่แล้ว

    sir ragila acha haa yeh millennia

  • @sukantachakraborty6707
    @sukantachakraborty6707 ปีที่แล้ว

    INSURANCE PAYMENT MAI CREDIT CARD TA OPTION EI NEHI HAI

  • @rsyadav108
    @rsyadav108 ปีที่แล้ว

    आप SMARTBY से अमेजन गिफ्ट कार्ड खरीद कर यूटिलिटी बिल पर 4.5% बचा सकते हैं

  • @Vineet.Kashyap
    @Vineet.Kashyap ปีที่แล้ว

    Milenia credit card ko rupaye variant me bhi issue karna chahiye.

  • @rameshchauhan1142
    @rameshchauhan1142 ปีที่แล้ว

    Lifetime free kese milega

  • @1292piyush
    @1292piyush ปีที่แล้ว

    Make video on how to increase credit limit on hdfc cards

  • @MukeshKumar-fk4ys
    @MukeshKumar-fk4ys ปีที่แล้ว +1

    I have lifetime free millennia cardit card and this is best

    • @anupamsinghal417
      @anupamsinghal417 10 หลายเดือนก่อน

      How you get this as Ltf?

  • @rasulrasul3833
    @rasulrasul3833 ปีที่แล้ว +1

    Bhai...mere taraf se....💐💐💚💚💐

  • @sanjeevjaiswal777
    @sanjeevjaiswal777 ปีที่แล้ว

    Please review HDFC Tata Nue Card

  • @gurdeepsingh0786
    @gurdeepsingh0786 ปีที่แล้ว

    Hi guru kaise ho

  • @AshwaniMauryaVlog
    @AshwaniMauryaVlog ปีที่แล้ว

    Mere pass 2 millennia hdfc credit card hai

  • @only42vinod
    @only42vinod ปีที่แล้ว

    I got free

  • @ajeetkumarlalu3893
    @ajeetkumarlalu3893 ปีที่แล้ว

    rupaycard p video

  • @RoyaltyInspector
    @RoyaltyInspector ปีที่แล้ว

    Lifetime free 🆓 kese kare 😅😅

  • @x_man007
    @x_man007 ปีที่แล้ว

    Next downgrade iska hi hoga😂

  • @adhirdas1995
    @adhirdas1995 ปีที่แล้ว +2

    Best cashback credit card, and there is a good chance you will get it as ltf if you have account with HDFC. It would have been better if the cashback was credited monthly into the statement like axis or sbi.

    • @musheer.ahmed.0
      @musheer.ahmed.0 ปีที่แล้ว

      Where do we get the cashback then?

    • @srihariths
      @srihariths ปีที่แล้ว

      ​@@musheer.ahmed.0as cashback points on the card which can be redeemed against the statement

    • @yahooonline7284
      @yahooonline7284 11 หลายเดือนก่อน

      How to check ki card ltf hei ya nhi?