Wallet RFID Blocking is a scam!!

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  • เผยแพร่เมื่อ 12 มิ.ย. 2024
  • **SEE THE UPDATED VIDEO HERE, WATCH NEXT - • TRUTH behind RFID bloc...
    Every company is rushing to cash in on the apparent tidal wave of RFID crime ruining the nations finances. Truth is, there is NO problem because RFID is non-existent and criminals aren’t that dumb, they can use their time more wisely. See why we always lament RFID wallet products and how they’re just not worth it.
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ความคิดเห็น • 552

  • @dav__71
    @dav__71 3 ปีที่แล้ว +61

    Update: RFID is good if it it is in the middle of the wallet as it blocks cards on the other side of the wallet so they don't disrupt the tap and go signal on subway. Just bought the Anson calder card holder cause of your channel. It's great. Also got the RFID version. In previous wallets my credit card would interfere with the tap and go and I'd have to take out the subway card. Now that doesn't occur and I just tap it without taking it out.
    So that's about the only use for them.

  • @danilovolles9576
    @danilovolles9576 2 ปีที่แล้ว +24

    Here in Brazil the situation still awkward, and the criminals/thieves steals small mounts of money placing debit/credit cards receivers next to our pockets... an RFID blocking wallet will prevent a lot of headache ♡

    • @sebs30v
      @sebs30v ปีที่แล้ว +1

      People acting out of fear instead of facts.

    • @anzelmasmatutis2500
      @anzelmasmatutis2500 ปีที่แล้ว

      @@sebs30v Hoping that thieves will NOT steel from you, we hear ya :P

  • @familyacct3367
    @familyacct3367 4 ปีที่แล้ว +134

    Thanks, I was about to buy an RFID wallet for myself and my wife. Upon checking my cards, I found they all had an EMV chip (no RFID). So, you saved me some bucks!

    • @walletopia
      @walletopia  4 ปีที่แล้ว +18

      Glad I could help

    • @Huntgolfride
      @Huntgolfride 3 ปีที่แล้ว +4

      A lot of cards have both. All of mine have both the chip and an antenna. Look for the wifi logo or shine a light through the card and look for the antenna strip around the perimeter of the card.

    • @charlesgunzelman3323
      @charlesgunzelman3323 2 ปีที่แล้ว +5

      NFC (which includes RFID) has come back. The two latest replacement cards in my wallet have wireless while the oldest one does not. This isn't necessarily as insecure as the older RFID cards, they apparently use a one time code every time you tap to pay but i haven't verified that yet. This video needs an update and to possibly be deleted because it's simply outdated.

    • @Trying858
      @Trying858 2 ปีที่แล้ว +7

      This is wrong information. I had my CC information stolen 3 times until I got a RFID wallet and have not hed it stolen once. I will admit some are not as good as others but they work. Thank god my CC company notifed me of fause charges.

    • @oak8728
      @oak8728 2 ปีที่แล้ว +1

      @@Trying858 you probably have a card with rfid. I’d agree I’d you do have rfid I’d get a sleeve at least, the readers can be had for a few hundred, about $300 to be precise. And thrives know they’ll make that back in one walk

  • @Lucas-jc2rq
    @Lucas-jc2rq 2 ปีที่แล้ว +40

    RFID issues are on subways, busy busses, etc where they have a small terminal in their pocket (the size of a phone) and brush up ageist you and charge your card. It’s still an actual issue so if you are in busy public places you should keep your cards in a RFID sleeve or wallet with it build in

    • @kg4tnp
      @kg4tnp หลายเดือนก่อน +1

      Ecmv does not work that way

  • @jammivenkata
    @jammivenkata 3 ปีที่แล้ว +10

    Yes!! I couldn't agree more. But the only use I've found for the RFID blocking pockets is when I have two access control cards on either side and it prevents to some degree the reading of both cards in my office. But I've also found an easier solution of wrapping tin foil around one business card and placing it in the center pocket of a standard card holder, which works beautifully.

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      Interesting use case, didn't think of that before and I love the solution!

  • @osteopata777
    @osteopata777 4 ปีที่แล้ว

    Thank You for Your reference ant time filming. May I ask at this point about Keyless go for cars? Thank You.

  • @asbinder8
    @asbinder8 4 ปีที่แล้ว +53

    Good to see somebody get a video out on the RFID mess. Still, the imagined threat is enough that even hold-out companies are forced to offer layers of RFID theft protection so they don't lose business, and that just feeds the machine. I just bought a non-RFID protected wallet (not as a statement; it just happened that way) but wonder when it too will no longer be available without.

    • @walletopia
      @walletopia  4 ปีที่แล้ว +4

      It's a good battle to fight and quality leather shops who produce wallets aren't falling into the trap. The closest they come is to offer an RFID blocking card to put in the wallet. That's a great way to not lose customers, while keeping distance from the RFID debacle.

    • @TheLetterK81
      @TheLetterK81 2 ปีที่แล้ว

      @@walletopia What about preventing card clash? some cards are just for travelling and you want them in the same wallet with the purchase cards but you don't want travel clashing with purchase when you tapping in

    • @kingjon5818
      @kingjon5818 2 ปีที่แล้ว

      @@TheLetterK81 then use cheap thin aluminum foil and put it in your wallet on the outside.
      If you open up even the expensive wallets, that's all they use

    • @TheLetterK81
      @TheLetterK81 2 ปีที่แล้ว

      @@kingjon5818 all my purchase cards are now back to old skool chip and pin so I can just buy any good branded standard wallets the only thing contactless is my travel card I got tommy hilf wallet

    • @Iocis_EN
      @Iocis_EN ปีที่แล้ว

      Yeahh. I literally just farted and lost all my data 0:23

  • @Chosen1PR
    @Chosen1PR 4 ปีที่แล้ว +135

    Video title should be “RFID BLOCKING is a scam”...

    • @walletopia
      @walletopia  4 ปีที่แล้ว +46

      Done!

    • @cardless5777
      @cardless5777 3 ปีที่แล้ว +38

      @@walletopia wow you actually did it! I am not used to this!!!

    • @walletopia
      @walletopia  3 ปีที่แล้ว +44

      @@cardless5777 When it's right it's right, no ego here. :)

    • @Boubson
      @Boubson 3 ปีที่แล้ว +1

      From the title, I rather expected you to tell us if these wallets are really blocking the transmission of information by RFID, or not.
      For me, the title is misleading. Because you have limited the video to the utility of these wallets (is it necessary to block RFID signal?) rather than their ability to block RFID signal.(are these wallets able to block rfid signal, as the title claim.)

    • @walletopia
      @walletopia  3 ปีที่แล้ว +3

      @@marcusjackson5837 Likely due to their military ID and/or access cards.

  • @JoachimWiberg
    @JoachimWiberg 2 ปีที่แล้ว +1

    Thank you! Love your good reviews and everything you guys are up to. And thank you for clarifying this. I hope many people watches this video in particular!

  • @leepy120
    @leepy120 3 ปีที่แล้ว +192

    I am still going keep my cards under my tin foil hat, just in case 😉

    • @NM-xr9pi
      @NM-xr9pi 3 ปีที่แล้ว +10

      that wold actually work...

    • @frankmoran4556
      @frankmoran4556 3 ปีที่แล้ว +2

      That would make radio singles stronger.

    • @atharvatikekar7307
      @atharvatikekar7307 2 ปีที่แล้ว +1

      Lol 😉😅

    • @rikkicanada-stinney2875
      @rikkicanada-stinney2875 2 ปีที่แล้ว +1

      Good Idea!!!♡

    • @budsak7771
      @budsak7771 2 ปีที่แล้ว +1

      @@frankmoran4556 turn it into a satellite dish 🤣

  • @FlarkeFiasco
    @FlarkeFiasco 3 ปีที่แล้ว +7

    I guess I'm spending a whole afternoon at your channel lol. Good stuff man

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      Thanks! Great to have you!

  • @jaccckky8978
    @jaccckky8978 3 ปีที่แล้ว +2

    Should I have one if the personal ID card have RFID chips and want to block them from "smart lamppost" in Hong Kong ?

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      As a wallet? No I would still say no as you can get an RFID card which you can use in all your wallets.

  • @Mohammad_Ali__
    @Mohammad_Ali__ 2 ปีที่แล้ว +2

    Now this had me totally change my mind about getting a minimalist wallet.

  • @Ecktor
    @Ecktor 3 ปีที่แล้ว +40

    Hey, I was snooping around, studying, like, music stuff, then I just came across wallet mega Jesus. Why isn’t your channel bigger, man? 😂 You’re a real chad yo.

  • @Chirpingcherub
    @Chirpingcherub 3 ปีที่แล้ว +18

    Are the metallic chips new in the states? They have been used where I live for years but we’re all encouraged to switch to contactless cause of Covid

    • @walletopia
      @walletopia  3 ปีที่แล้ว +5

      Yes, while chips have been in Europe for over a decade years they only finally made it to the States about 3 years ago. Contactless payment is great, I love not needing to pull my card out of my wallet every time. Prior to the chips we had contactless, but that was unencrypted RFID which was a problem, but with the chip and pin, that's not a problem. There are reported instances in the lab of using PIN bypass, but ultimately, with the artificial intelligence and heavy rules-based evaluation of transactions done by banks on the fly for transaction approval, even a once-successful spoof won't last long and ultimately all customers are protected by legislation in Europe and the States for wrongful use of their cards by others.

    • @thefreedomguyuk
      @thefreedomguyuk 3 ปีที่แล้ว

      @@walletopia The way you are mixing up the chip&pin and contactless technologies is hilarious. A lot of words there, but it does not make any sense. You are misleading people!

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      @@thefreedomguyuk You obviously don't understand what's happening. I will defer you to this document for clarity, bit.ly/3oQ2rps

    • @Tearlach
      @Tearlach 3 ปีที่แล้ว +2

      @@walletopia I think the confusion here is that in Europe and especially the UK, "Chip and PIN" is what we call having to insert your card into an EFTPOS system and use a four digit PIN to authorize payment, it isn't used to refer to contactless payment.

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      @@Tearlach Yep, that makes total sense.

  • @mcnairmetcalfe2801
    @mcnairmetcalfe2801 4 ปีที่แล้ว +74

    This just saved me $15

    • @friedchicken5038
      @friedchicken5038 4 ปีที่แล้ว +2

      me 2

    • @johnnavarro2911
      @johnnavarro2911 4 ปีที่แล้ว +5

      Just saved me $130

    • @abes3925
      @abes3925 3 ปีที่แล้ว +2

      You can get them for $10 bucks at Walmart. I needed a new wallet and didn’t even know they made rifd protection but they were cheap

    • @yoshilikestrains
      @yoshilikestrains 3 ปีที่แล้ว +2

      i mean you can still get stolen like 100$ from your card with a mobile scanner for 30 $ and an app for their smartphone.(at leat in Germany)

    • @thefreedomguyuk
      @thefreedomguyuk 3 ปีที่แล้ว +1

      @@yoshilikestrains You are absolutely right there!

  • @todddavis9426
    @todddavis9426 4 ปีที่แล้ว +1

    Thanks for the info!

  • @kentalks2818
    @kentalks2818 4 ปีที่แล้ว +54

    It’s good to know that the technology has caught up to skimmers. However, RFID blocking wallets were needed until the tech caught up. I personally had my card information skimmed while in Laredo TX getting a rental in 2012. It shut down my cards and I had to get money western union’d to me so I could eat and get gas on the way to VA. That was no fun and I bought an RFID wallet right after that. Only time I had my card in for stolen after that is when I ate at Bonefish in Frederick MD in 2016 and one of the staff members stole my information

    • @walletopia
      @walletopia  4 ปีที่แล้ว +8

      Thanks for sharing your experience Ken, it's never fun. And yes, before chips came out, skimming was a bigger problem, but like what happened to you, we're most apt to have our card info stolen from a person who we hand our card to or via an online hack than anything else. Better, but still not foolproof.

  • @bubutmiha5527
    @bubutmiha5527 2 ปีที่แล้ว

    Clear and concise. Deeply appreciate the info. Keep safe !

  • @FilmFan-iv7sz
    @FilmFan-iv7sz 2 ปีที่แล้ว +1

    Very helpful video thank you

  • @Albert-777
    @Albert-777 ปีที่แล้ว

    Appreciate the heads up, Thanks

  • @ObsceneLobster
    @ObsceneLobster 3 ปีที่แล้ว +27

    If I remember correctly, another fun fact about RFID (if someone else hasn’t already brought it up) is that if you have multiple RFID cards together, if those skimmers try to get anything, it’ll just pick up gibberish because it’ll get both cards infos thinking it’s the same. So like at that point RFID protection doesn’t even matter.

    • @thefreedomguyuk
      @thefreedomguyuk 3 ปีที่แล้ว +4

      Not correct.

    • @DI0NY5US
      @DI0NY5US 3 ปีที่แล้ว +5

      This can be the case but it's finicky. My company recently rolled out RFID enabled tags on the products we sell and we found that 2 or more close together would cause inaccurate readings but it's not always complete gibberish and the tunnel we had the test boxes go through would still get a number of good reads. This likely varies from tag to tag (or card to card), certainly depends on the exact variation of RFID that each is using (interference requires them to be operating on the same band or very close to it), and the relative position of one tag's antenna to another and to the reader itself.

    • @Splexsychiick
      @Splexsychiick 3 ปีที่แล้ว +4

      This is false. The higher strenght/quality skimmers wont be tricked. They will pick up at minimum one of the outer most and nearest card.

  • @11465106
    @11465106 3 ปีที่แล้ว +7

    2021, every single one of my credit and debit card has RFID. 100% of cards. Just because they are now on a one time code, and it doesn't carry personal information, it can't stop small amounts being skimmed multiple times across multiple people. In Australia the limit per scan is limited to between $100-200 depending on the card and bank, it does add up.

    • @MonstaAU
      @MonstaAU 3 ปีที่แล้ว +1

      Exactly. It only takes someone with a Square Reader plugged into their phone moving through a crowded train carriage. Look at all the cordless card terminals they have. Whether and RFID-blocking wallet will help with this or not is debatable, but it surely cannot hurt.
      What I want RFID-blocking for is so that the transport card readers pick up my transport card and not my credit or debit cards which you can also use. Imagine having the wrong card picked up by the reader and then trying to find the card from your wallet that was read by the reader for the Transit Police. That's why the Tappa exists, unfortunately it is not in the layout which I need.

    • @AVdE10000
      @AVdE10000 2 ปีที่แล้ว +2

      I went to a food festival last year, and absolutely every stand had an rfid pay terminal. They cost like 15 bucks online and they're lightweight and portable enough to hover by your clothes when you're not paying attention. Venues like that are a digital pickpocketer's paradise. You're not gonna tell me that anyone is gonna notice a few extra transactions there.
      I don't think that's gonna make me go full rfid blocker wallet, but if you can get a set of signal blocking cards for less than 10 bucks, why not?

  • @BMcCoyOfficial
    @BMcCoyOfficial ปีที่แล้ว +4

    This didn’t age very well

  • @TongueJedi
    @TongueJedi 3 ปีที่แล้ว +2

    It has been two years since this video. Has there been any changes to be concerned about either in the states or other countries?

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      Lots, all in the same direction, meaning it's not something to keep worrying about to get an RFID wallet (maybe a card, but not wallet). I have an update on this video coming up soon.

  • @wayneskynet8265
    @wayneskynet8265 2 ปีที่แล้ว +51

    I was the head of fraud for BOI for 8 years. I disagree with some of what you have said. There was group of people using wireless contact POS terminals registered to a new merchant ID. They made alot of money from the metro and subways. RFID payments are well insured. I recommend the RFID blocking wallets. Some countries have different POS entry methods.

    • @inspiredthanksforsharing3766
      @inspiredthanksforsharing3766 ปีที่แล้ว +2

      Will wrapping your card in tin foil help?

    • @DarthAwar
      @DarthAwar ปีที่แล้ว +1

      ​@@inspiredthanksforsharing3766 yes

    • @hollow314
      @hollow314 ปีที่แล้ว

      Do you also happen to also work for company like ridge wallets?

    • @a1isrising
      @a1isrising 6 หลายเดือนก่อน

      all tgis tech for conveienc has really only made more convient for others to steal and im thinking the insurace and banking cartels are behind it all they can right off as a lose theft and ecen factor it in their buisness model . If i have cash i only need to keep small bills in front of big bills so why do i want to have some card i have to protect from hacks either rfid ,rfc or some hack of a company i didnt even buy products from but somehow had my info , more tech equals more headachs but its the times we live in

    • @kg4tnp
      @kg4tnp หลายเดือนก่อน +1

      Could you prove it? Your claim does not mirror reality and i think you made this claim up

  • @PHUNOVA
    @PHUNOVA 3 ปีที่แล้ว

    What about keycard(I'm not sure am I using the right word the one that use to access building or unlocking door) that's still rfid right?

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      Yes, key cards emit RFID, but they can't be sniffed. They can however, be cloned, but the thief would need to physically have it. So if you lose your wallet are are pick pocketed it's possible your key card can be cloned and used.

  • @u.d.7543
    @u.d.7543 3 ปีที่แล้ว +1

    What you are saying is that, if I walk with a wireless machine and hold it close to your pocket where your wallet is, I can't take money from your card? If I can pay in a shop just holding my card near/against a machine, isn't it possible some can do the same with a portable machine to take money from you card in a crowded bus or on the subway?

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      No, what I'm saying is now with the chip and pin system on everyone's cards, it's nearly impossible and would require a machine worth at least $1m to decrypt the card and isn't something you could carry. When the credit card companies can shut off the card in a moments notice when fraudulent activity is detected, which is very sophisticated these days, it's not worth it. When you tap, it's an encrypted communication so nobody can sniff it. If your card is compromised it'll be due to 1) someone you give your card to writing down the information and using it, 2) you happen to run your card in a place where a skimmer is located, or 3) it's stolen via a hack on the Internet. RFID sniffing is really dead.

  • @geanorawestlake8456
    @geanorawestlake8456 2 ปีที่แล้ว +2

    I am going out of my mind with frustration over this whole RFID thing. I'm going through a divorce and moved from California across country. Before I left California two different times my credit card was compromised with charges that weren't mine. Once I got to the Midwest it is literally happening to me multiple times a day and it's making me about lose my mind. I got scammed on my credit card for over $250 in charges. And I got scammed on my bank ATM for about another $100. I have gone through and bought two different RFID protector wallets and during that whole time I had them the scamming was still going on. Any suggestions? I'm newly divorced after 32 years and I am in bad health and I don't need this stress. Does anybody have any answers to this ridiculous crime?

    • @walletopia
      @walletopia  2 ปีที่แล้ว +2

      I imagine your financial institution replaced your card every time, right? That kind of frequency may indicate your passwords on any of the sites you've done online purchases with may have been compromised. Especially if you update your new credit card info on those sites and your account is compromised it will keep happening. Rest assured it's not your wallet being sniffed.

  • @debbiechase7762
    @debbiechase7762 2 ปีที่แล้ว +1

    Aluminum foil is a cheap conversion for any wallet just in case but good to know it’s mostly not needed.

  • @MrArdytube
    @MrArdytube 2 ปีที่แล้ว

    I was wondering about this. Thx

  • @gjjakobsen
    @gjjakobsen 3 ปีที่แล้ว

    Great video! I've known people keeping their cards wrapped in tinfoil when they should maybe have made a hat from it instead. In any event, your points are spot-on and well-taken. Caveat? When they said to invest in the tech sector, some thought it meant buying a skimmer and standing next to an ATM. Bad investment. I suppose there are a few miscreants out there but for every time my card has been hacked, it was from info I provided an online vendor or from a restaurant receipt, not a creepy guy with an electronic device inches from my backside. Despite the alleged dangers, I love the contactless cards, especially nowadays where touching the communal green arrow button at the checkout makes me shudder.

  • @rajivravio
    @rajivravio 4 ปีที่แล้ว +15

    Nice summary. You’re absolutely right. You are more likely to have your card compromised from a security breach of a e-commerce website database that you’ve used since these tend to be bigger, juicier targets. Another point is that many card companies have an upper limit set at default or allows the user to custom set a limit on a single rfid transaction cost. If the purchase is higher than this, a PIN code is still required.
    To play the devils advocate though, RFID access cards to private buildings you may have access to may make you a more viable target. These private cards can have varying levels of security and would still require the criminal to know who you are and target you individually to gain access. Something to be weary of if you work or live somewhere people want to break into but otherwise not relevant.

    • @walletopia
      @walletopia  4 ปีที่แล้ว +2

      Fair enough, if someone is targeting you as a person or want access to where you go, that would be a way to do it.

  • @paulone-off7286
    @paulone-off7286 2 ปีที่แล้ว +1

    I have a question for you, after months of harassment by security in supermarkets treating me like a thief, I finally found it to be my credit card setting the alarms off in doorways. They are the ones designed to scan for magnetic pickup used on expensive items. I could walk in, alarm goes off, walk out alarm goes off, leave my credit card at home, everything else in wallet left as is, no alarm. I just got a replacement credit card, when for a test run and sure enough the alarm went off. I walked in and out twice, didn't buy anything and left. I need something to block my card setting alarms off so would one of these wallets work for that? To say it's an absolute nightmare would be an understatement. This all started in about Nov last year.

    • @walletopia
      @walletopia  2 ปีที่แล้ว +1

      I would get a blocking sleeve for your card, that'll take care of it without needing a new wallet.

    • @paulone-off7286
      @paulone-off7286 2 ปีที่แล้ว

      @@walletopia Cool, sounds like a plan, thanks.

  • @thesaturdaymorningcowboy4198
    @thesaturdaymorningcowboy4198 ปีที่แล้ว

    Thank you.😊

  • @mr.wholeworld2606
    @mr.wholeworld2606 2 ปีที่แล้ว

    Thank you sir, clear cut explanation, a relief.

  • @GreggyGTV
    @GreggyGTV 11 หลายเดือนก่อน

    Thank you very much for this content. That's helpful.

  • @charlieryan1736
    @charlieryan1736 2 ปีที่แล้ว

    Thanks for making this informative and helpful video

  • @LightningKing91
    @LightningKing91 3 ปีที่แล้ว

    Thanks for the video I am so glad I found your channel

  • @Hoot0wl
    @Hoot0wl ปีที่แล้ว

    Thanks for the great information!

  • @glabcrusher5662
    @glabcrusher5662 3 ปีที่แล้ว

    Thank you

  • @MalibuCouture77X
    @MalibuCouture77X 4 ปีที่แล้ว +1

    I have the phone wallet case thats for Rfid blocking 😐 I spent 30$ on it, should I get a different case?? I have my bank card in there too should I just buy a normal case?

    • @walletopia
      @walletopia  4 ปีที่แล้ว +1

      For a phone wallet case I wouldn’t worry. It’s a bigger deal when you drop $100 or more on a leather wallet and it has RFID material in it.

    • @MalibuCouture77X
      @MalibuCouture77X 4 ปีที่แล้ว

      @@walletopia done , Just switched to a Good phone case 😃

  • @JiuJitus1210
    @JiuJitus1210 3 ปีที่แล้ว +1

    This was very informative and the paper you shared with Mortan Kapa is a must read. Keep up the great work.

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      Glad you enjoyed it!

  • @eddiethecounsel
    @eddiethecounsel 4 ปีที่แล้ว +1

    I live in HK where in the underground train, people literally do get packed together. The space between me and the next person is less than an inch. Any criminal with a receiving device can get close to me and other passengers. They can scan the whole train in the time it takes for the train to travel one stop. And speaking of taking risks by criminals, you know if they get caught by other passengers, all they would be found is an innocuous receiving device

    • @walletopia
      @walletopia  4 ปีที่แล้ว +2

      Fortunately with chip and pin it's not as easy as it used to be as none of your information is in the clear. The chip and pin provides the encryption whereby the place you "tap" provides a matching token for it to be valid. Data on chip cards is constantly changing, making it extremely hard to isolate and extract by "sniffing". To clone that information, someone would have to get into the physical chip circuit and manipulate things to get your bank information. Not only is this level of data surgery really difficult, but it also requires a set of high-tech equipment that can cost north of $1 million. Unless you have an interface to the various encryption algorithms you won't be able to sniff the card information. RFID is really, really, dead for credit card fraud. Nobody is going to go to that effort for a card that will be turned off after a matter of a few uses if it's stolen. The AI algorithms in use to detect fraudulent card usage is incredible if someone were to get your number. That's why dark web purchasing of card information or hacking sites who store your information is where it happens. The days of sniffing card information from people is long gone.

  • @patrickriarchy6054
    @patrickriarchy6054 3 ปีที่แล้ว +11

    If you're worried about someone cloning your card via RFID don't. Feel relieved in the fact that most criminals will still just skim the magnetic strip or just write the info down if they take it to process the payment elsewhere.

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      Exactly, skimming via some electronic means is the least, and as has been reported in several interviews recently, never been seen in practice. I truly is a marketing scam. Most wallet makers I talk with would prefer to not create RFID enabled wallets, but their customers demand it.

  • @Theres_No_PlanetB
    @Theres_No_PlanetB ปีที่แล้ว

    Thanks!

  • @lemayelaine
    @lemayelaine 3 ปีที่แล้ว +1

    wow. thank you so much for this info; this has taken up way too much of my mental space and energy for some years!! you rock! :D

  • @henryng191
    @henryng191 11 หลายเดือนก่อน +1

    At grocery store, my wallet was inside my pant's pocket. Didn't know what happen but I was paying my friend's items infront of me. After I put a thick sheet of foil inside of my wallet, this didn't happen again.

    • @walletopia
      @walletopia  11 หลายเดือนก่อน

      Sounds like a problem with the POS. An RFID card works wonders.

    • @docmonty5859
      @docmonty5859 9 หลายเดือนก่อน +1

      These cards are still a huge problem. Just two weeks ago I was standing in line at a fast food restaurant, ordered my food and paid with cash. I had my wallet in my hand, standing about a foot away from the card reader waiting for my food
      when the person behind me ordered their food. When I got out to my car I received a text message from my bank that my card had been used at this fast food restaurant. I immediately called my bank and discovered that the card reader in the fast-food restaurant read my card in my wallet and charge me for the other persons order.
      I have now since lined my wallet with aluminum foil to prevent this from happening again.

  • @jaredp6588
    @jaredp6588 3 ปีที่แล้ว +8

    This really helped me out. I just had my card number stolen and was looking for an RFID blocking wallet as a precaution to make sure it didn't happen again. Glad I watched this before making a purchase as the card was not even a wireless card to begin with lol.

  • @lam1991hahaha
    @lam1991hahaha 2 ปีที่แล้ว +1

    governments can track people’s ID with RFID, in places like subway stations near protests sites, important buildings etc, you don’t necessarily need to be participating, but you could get investigated if your name pops up, maybe less a concern in the west, but in some less free countries, it’s a real concern

    • @walletopia
      @walletopia  2 ปีที่แล้ว

      Good point, and we find that with store credit cards, they use their cards and apps to track when you enter or leave their stores

  • @chadmcginney1600
    @chadmcginney1600 ปีที่แล้ว

    You saved me some money by providing this information! What you say makes perfect sense! Thanks! ❤

  • @DirkJanFotografie
    @DirkJanFotografie 3 ปีที่แล้ว +19

    Not sure how this would apply in the Netherlands where everyone uses debit cards instead of credit cards. Nearly all debit cards here have wireless paying implemented by default. Not sure if that's RFID or anything else. Anyway, it only works when the card is super close to the payment terminal, like 5cm or less. A wireless paying terminal is super cheap to buy so theoretically, they could gain multiple payments of up to €25 per card if they bump into you with the payment terminal in their pocket (as that was the limit per payment before they increased that with the COVID pandemic so people could pay higher amounts without having to touch terminals). They need to bump into you with the terminal pretty much touching where you have your card though.

    • @An.Unsought.Thought
      @An.Unsought.Thought 2 ปีที่แล้ว

      5 cm sounds like RFID. But if you have Interac Flash (which it should say on your card) those are EMV so they don't use RFID. EMV means it practically needs to be touching the terminal to work. or just hovering under 1 cm away.

  • @TheDallasdeadeye
    @TheDallasdeadeye 3 ปีที่แล้ว +1

    I just got a new card hadnt had a chance to use it online used it at a pizza hut next day someone tried to use my card in houston tx. If it wasn't rfid what was it how did they get info

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      Were you in Houston? I’ve had new cards before and used them once, one at a gas pump and it was used somewhere else in the country. The pump was not skimmed. How? The card numbers were bulk hacked and sold. My CC company just sent me a new one.

  • @Jk201
    @Jk201 3 ปีที่แล้ว

    Here I was on your channel looking at a Fidelio and a recommendation of this video comes . Thanks for saving me money guy !!!

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      Glad I could help!

  • @crystalbeverly3166
    @crystalbeverly3166 2 ปีที่แล้ว

    What kind of wallet do you carry?

  • @EvanBerry.
    @EvanBerry. 3 ปีที่แล้ว +2

    Hi, Mark -- I'm a new subscriber as of one minute ago. You saved me from purchasing a Ridge wallet, and now I'm leaning towards an XSTO. I really appreciate your content and your efforts. Thank you for what you do!

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      Great to hear! Welcome to the addiction!

    • @TacoBellCheatDay
      @TacoBellCheatDay ปีที่แล้ว

      wait... whats weong with ridge wallets? do they not work?

  • @genmasaotome3503
    @genmasaotome3503 3 ปีที่แล้ว

    OMG Thank you for this info...

  • @714amancio
    @714amancio 2 ปีที่แล้ว

    This information needs to be shared.

  • @henryroif8537
    @henryroif8537 3 ปีที่แล้ว

    I have tested the chipolo stuff, they say it has a 95db noise, you put the chipolo card in the wallet and it COVERS the speaker...if the wallet is inside a backpack for example and you try to ring it fron the adjacent room YOU CAN'T EVEN HEAR IT!

  • @CWO4D
    @CWO4D ปีที่แล้ว

    thank you Walletopia for the great information.....i will pass along to my family...Cheers!!

  • @lucyboy8276
    @lucyboy8276 3 ปีที่แล้ว

    Sir
    When will you review Sreeleather's bifold wallets?

  • @seworley1
    @seworley1 2 ปีที่แล้ว

    so I needed to buy a new card holder for my bus pass ... everything listed had RFID blocking ... now the TAP system on the bus will not read the card thru the holder ... I have to remove the card every time .. pain in the earlobe .... LOL ... Sooooo ,my question is ..how would a disable the blocking ???

  • @skyllo
    @skyllo 3 ปีที่แล้ว

    We use emv chip on credit cards and atm cards now in the Philippines. The transition happened like two or three years ago, I think. And we use RFID for expressways. So when my cousin living in Canada has given me a hardcase for storing cards and told me it’s to keep my information from getting stolen, I was rather confused. I’ve never heard of people in my country getting their info stolen via RFID. I think it’s more likely for us to have our atm or credit card info stolen from cloning devices or from actual thieves, than by RFID. 🤷‍♀️

  • @greenspiraldragon
    @greenspiraldragon 3 ปีที่แล้ว

    Do the blocking wallets even work? I put my rfid work badge in my blocking wallet and the doors could still read it easily.

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      It depends as there are two frequencies of which, usually hotel cards, work cards, etc are on the lower end. So if it's supposed to block credit cards then I don't know if is working as credit cards emit the higher frequency.

  • @akflyer129
    @akflyer129 2 ปีที่แล้ว

    Great video, thanks for the info and clearing up the BS on rfid.

  • @oneupplus3146
    @oneupplus3146 4 ปีที่แล้ว +5

    Well i dont know if it was RFID or not but my card was cloned and my bank account was emptied not too long ago so now i am more protective of my card and info. So im getting the Dango M1 spec ops wallet but not only because it protects my cards but also because is an awesome product as i have seen the review video you posted, thank you for the great reviews keep up the excellent work!!!

    • @walletopia
      @walletopia  4 ปีที่แล้ว +2

      My guess it was likely a skimmer at a gas pump or at a restaurant, or really anywhere you insert or give away your card to someone. At that point, they can clone it with a swipe no problem. An unfortunate event that sucks our time.

    • @oneupplus3146
      @oneupplus3146 4 ปีที่แล้ว +1

      @@walletopia i have changed debit card and credit card information 3 times because credit card cloneing and fraud is getting bad here in Austin Tx.

  • @warwagon
    @warwagon 3 ปีที่แล้ว +2

    I installed an NFC reader app on my phone. Turned off Wifi and Data and tapped my new Debit card that had NFC... my debit card number and expiration date showed up on the app. ... Then I uninstalled the app and turned wifi and data back on. Sounds pretty easy to get info to me.

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      Yes, but without all the information still left out you can’t use it to buy anything. And the cryptographic handshake that would happen at the terminal would be a fail.

    • @warwagon
      @warwagon 3 ปีที่แล้ว +2

      @@walletopia Can it be used to make a stripe card or to run a credit card transaction online?

  • @altairferoli
    @altairferoli 2 ปีที่แล้ว +1

    In my country, RFID based robbery is actually a thing, and that's because EMV and RFID are usually BOTH on the same card, so the robbers use a super strong RFID reader, and can read your card from like 5 or more inches from it, so if it's on your back pocket, you WILL NOT notice it until your phone tells you there was a purchase, so RFID protection or simply using a metal wallet is very welcome thing for my own cards

  • @obnor7722
    @obnor7722 3 ปีที่แล้ว +33

    Love this dude, sounds like he knows his stuff.

    • @thefreedomguyuk
      @thefreedomguyuk 3 ปีที่แล้ว +4

      Well, let me tell you....he doesn't.

  • @jumbo_mumbo1441
    @jumbo_mumbo1441 3 ปีที่แล้ว +1

    All of my credit cards have rfid. Luckily my debit cards don’t and those are the ones that i really would worry about.
    I think it might make sense to be concerned if you’re doing something like taking a packed metro frequently, but for most people driving around most of the time RFID protection likely makes little to no difference.

  • @Marco-vx3zp
    @Marco-vx3zp 2 ปีที่แล้ว +1

    Although I somewhat agree I personally got scanned in France. never used my card (was in my wallet the whole time) and when I returned home (Australia) I saw my card being debited in real time from France. explain that?

    • @walletopia
      @walletopia  2 ปีที่แล้ว

      Do you know at what type of location? Was it Internet based or in-present transaction? Also, was your card a chip and pin?

    • @Marco-vx3zp
      @Marco-vx3zp 2 ปีที่แล้ว

      @@walletopia I was begging charged for several things such as taxi, shops etc… we have pay wave + chip here in AU

  • @MichaelR-kl6hk
    @MichaelR-kl6hk ปีที่แล้ว

    Good video, I've always wondered about the whole RFID thing.

  • @3xceed
    @3xceed 4 ปีที่แล้ว +10

    Main problem now is that a lot of companies don't offer a non-RFID version.

    • @walletopia
      @walletopia  4 ปีที่แล้ว +2

      Very true and very unfortunate.

  • @denisprawira6828
    @denisprawira6828 2 ปีที่แล้ว

    Really like your content sir 👍

  • @nerp27
    @nerp27 3 ปีที่แล้ว +2

    RFID and tap to pay is used in the chicago transit system meaning your contactless credit card can be used to pay for transit. If you have a pass the rate is cheaper therefore RFID or wireless blocking is still important.

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      Ventra still goes through the chip and pin cryptography by registering the card, or using a registered card via the Apple Pay or Google Pay system, it's not different than using your card for any other purchase.

    • @nerp27
      @nerp27 3 ปีที่แล้ว +1

      @@walletopia it is my understanding from friends for residents of Chicago they have to shield their tab to pay credit cards in RFID sleeves so that they don't pay with their credit card and only their pass which is the lower rate. In this particular situation some kind of blocking technology is beneficial for them.

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      @@nerp27 Makes sense, I'd agree. I wonder how an RFID blocking card would do instead of buying a full RFID wallet?

  • @chriseg3152
    @chriseg3152 2 ปีที่แล้ว +1

    They told me my card rfid scammed. And my bank told me to get an rfid wallet. If my card wasn't hackec by rfid.... then how? Cause i want to know what to do to protect my info.

    • @walletopia
      @walletopia  2 ปีที่แล้ว

      "Scanning" with a chip and pin is useless for a criminal. Almost always you lose your card info when you hand it to someone or insert it into something, or it's stolen online. RFID lining doesn't save anyone from the top 3 ways your card information is stolen. Scanning is so small of a risk it's better to get a wallet you want and if you're still concerned get an RFID card instead of a wallet. That way you can transfer it between your wallets and still feel good about it.

  • @amdenis
    @amdenis 3 ปีที่แล้ว

    They are back again- I just got one on Monday! I know a bunch of others in my company have chase and citicorp ones they got this past year. I just checked and see two of my other cards have that wave on it. Should any of us be at all concerned?

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      They never truly left, but came back more secure when chip and pin arrived (finally for the United States). With chip and pin you're good to go. It was when we didn't have any crypto on the card communication with the reader we had problems. And then generally, it's nearly impossible to sniff credit cards anymore.

  • @stuartmiles2863
    @stuartmiles2863 3 ปีที่แล้ว

    If I had 2 RFID enabled cards together and made a tap & go/contactless payment, can I be 100% certain which card would be charged?
    Is there a case for wallets with both RFID and non-RFID sections (e.g. Secrid or Ekster), to give certainty on what card would be used when?
    (Great channel by the way!)

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      There are a couple that have an exterior slot that's not RFID for tap payment while the interior slots are RFID. The ROIK wallets are good example. I wouldn't trust putting two together, I haven't tested it, but I wouldn't be surprised if it wouldn't work due to the crypto pin handshake not being able to determine which is which.

    • @stuartmiles2863
      @stuartmiles2863 3 ปีที่แล้ว

      @@walletopia Thanks for the reply. Tap payments are increasingly common in UK, and a priority for me. So using RFID / non-RFID to isolate / select a specific card seems the easiest solution.

    • @walletopia
      @walletopia  3 ปีที่แล้ว +2

      Agreed, I love tap payment which is why I complain often when a wallet doesn’t have an external card slot for organization.

  • @rorilee9791
    @rorilee9791 3 ปีที่แล้ว +5

    Not how men feel about things like this, but that shirt looks fantastic on you :)

  • @silversteinmma
    @silversteinmma ปีที่แล้ว

    god this video is 3 years old and Ridge wallet is still all over youtube, along with countless other "smart wallets". amazing analysis.

  • @j.a.styles547
    @j.a.styles547 5 ปีที่แล้ว +9

    And its very cheap to bock RFID ... anything with aluminium...

  • @noampitlik2332
    @noampitlik2332 2 ปีที่แล้ว +3

    Well, they better make it safe. A well-equipped thief could simply observe you in a mall using the right kind of card and then get up on your ass at the next store to 'skim.'

  • @J.S.McDuff
    @J.S.McDuff 2 ปีที่แล้ว

    You know, as I have been looking around I have been disappointed because the RFID Wallets tend to be uglier models which I assume is just a way to sell their ugly models. I have yet to see (and my search has been limited) a good looking RFID Wallet. I have been looking for my forever wallet. The one I'm gonna die with, and part of the thought process was choosing an RFID wallet. This video gave me such good insight! Thank you!

  • @CHP81
    @CHP81 ปีที่แล้ว +1

    With numerous tourists on the street these days.. thieves need no longer stand on the street for far too long 😂

  • @lacboiatl
    @lacboiatl ปีที่แล้ว +1

    Sad but you haven't been to Atlanta. They'll act like they are in line and scan your pocket

  • @s7a8m
    @s7a8m 2 ปีที่แล้ว +1

    If i put my car keys in a RFID zip wallet, will RFID act as a Faraday pouch?

    • @walletopia
      @walletopia  2 ปีที่แล้ว +1

      If you have a wireless entry system with your car, that's a good idea when you're home. Thieves will often drive neighborhoods with a reader for wireless keys which they can clone and then steal your vehicle. To answer your question, it might. Put it in the pouch and try and open your car. If it blocks the signal you're good to go.

    • @s7a8m
      @s7a8m 2 ปีที่แล้ว +1

      Thanks @@walletopia! I will try that. What do you recommend for this experiment, Belroy Folio Mini or Vaultskin Notting Hill?

    • @walletopia
      @walletopia  2 ปีที่แล้ว +1

      @@s7a8m Either one will do well. Cheaper the better so the Vaultskin to test it out. There's no material difference between them when it comes to the RFID material used.

  • @emancoy
    @emancoy 3 ปีที่แล้ว +1

    Very informative

  • @erin7995
    @erin7995 2 ปีที่แล้ว

    good video thought i needed rfid but realized that ive been using a cheap leather wallet for 30 years with no issues

  • @mehmetocak6849
    @mehmetocak6849 3 ปีที่แล้ว +2

    I completely understand what you are saying, however, if you have an RFID card(any card), and if there is a technical working RFID scan proof wallet then it is not a scam. From your title, you are giving the impression that RFID scan proof wallets can not(technically) protect your RFID cards it is a scam, Which is maybe not, I myself do not know if they are scam or not and it is another subject to test out these wallets. Do you know what I mean.

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      Oh yes, I can see that interpretation.

  • @gizzyguzzi
    @gizzyguzzi 3 ปีที่แล้ว +1

    So, you're saying I need not worry about being electronically pick-pocketed while carrying a NFC card?

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      Generally speaking no. With the chip and pin system in place now for credit/debit cards, the equipment necessary to even have a chance to sniff your card costs $1m+ which no organized group is going to pursue as getting credit card numbers from the dark web is easier and a better return on effort. That said, there are those who are still concerned. If that's the case, fine, just get an RFID card to insert in your wallet instead of thinking you need an RFID wallet....the need for that is long gone.

  • @tony_bologna
    @tony_bologna ปีที่แล้ว

    If you have more than one RFID card in your wallet, which is more and more prevalent each day, doesn’t that confuse skimmers because they can’t tell the multiple cards apart and appears as garbage data?

  • @itsammar1
    @itsammar1 ปีที่แล้ว

    What are some good slim wallets that aren't rfid

  • @kawikaschlenker8709
    @kawikaschlenker8709 3 ปีที่แล้ว +3

    Great.... I was at peace of mind knowing nobody could get my card info😌 now I’m being told my rfid wallet doesn’t even help 😫

    • @walletopia
      @walletopia  3 ปีที่แล้ว +5

      Yes, an inconvenient truth 😂 However, if you're still not sure, I would suggest getting an RFID card instead of RFID material being built into the wallet, so you have total flexibility on the wallet you want.

  • @Julianmp97
    @Julianmp97 ปีที่แล้ว +1

    In my country, criminals get their phone near your wallet inside your pocket and scan your credit cards. RFID protection is important. I got a card I never used cloned, it was in a slot that did not have RFID protection in my wallet.

    • @walletopia
      @walletopia  ปีที่แล้ว

      If your card does not have a chip on it, that's possible, but I've had chip cards, I had yet to use once (had one for 3 days), stolen online and used half-way across the country. There's a closer than 100% chance your card was stolen online than from your pocket if it's a chip and pin. And still high if it's not.

  • @petipetya
    @petipetya 5 ปีที่แล้ว +1

    I fully agree.

  • @Splexsychiick
    @Splexsychiick 3 ปีที่แล้ว

    A year ago the amount of cards with RFID might have been about 1%. Now I'm sure the percentage has spiked. Recently my bank mass distributed new cards with RFID. Gave us no choice. Encouraged customers to come change their cards even if not near their current card expiration date. Almost every bank in my area now has RFID cards.

    • @walletopia
      @walletopia  3 ปีที่แล้ว +1

      Yes, all new cards have RFID, along with the chip and pin system. Meaning, when you go to tap pay, the chip and pin is being used which makes sniffing virtually impossible.

    • @Kameron-The-Crafter
      @Kameron-The-Crafter ปีที่แล้ว

      @@walletopia some stores dont reqire pin number.

  • @alvaroa1656
    @alvaroa1656 3 ปีที่แล้ว +1

    Thanks I didn’t know that wooow

  • @chrisbo3493
    @chrisbo3493 3 ปีที่แล้ว +1

    Well: I fear less the theft regarding cash loss, but really the scanning for tracking and marketing purposes. That thread is real or not?

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      Tracking you and your information, yes that is a concern and unfortunately will continue to grow.

  • @paulh2981
    @paulh2981 ปีที่แล้ว

    "...all they would get is an address..." Can you back that up with a reliable source? I wasn't able to find any official confirmation by the government what it contains but one site (which is NOT selling RFID blocking solutions) claims this: "As of summer 2007, all new U.S. passports carry a tiny RFID chip embedded in the front cover. Each chip contains the identical personal information found on the passport’s picture page, including a digital image of your photograph." So basically if they can scan that chip, they have the information they need to make a duplicate copy of your passport.

  • @Carnyzzle
    @Carnyzzle 3 ปีที่แล้ว +2

    I went to buy a new wallet at Ross and every single one of them were RFID blocking so it's not like I had anything to worry about or much of a choice lol

    • @walletopia
      @walletopia  3 ปีที่แล้ว

      All cheap wallets, very unfortunate! 😂

    • @Carnyzzle
      @Carnyzzle 3 ปีที่แล้ว

      @@walletopia
      Might have to finally make the upgrade to metal this year since I at least know I'll be getting quality