CORPUS of Rs. 6.5 CR in spite of LOANS! | Money Matters Ep. 13 | Ankur Warikoo Hindi
ฝัง
- เผยแพร่เมื่อ 25 มิ.ย. 2024
- Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
In this episode of "Money Matters," we dive deep into Gaurav's financial landscape, analyzing his income, expenses, loans, and investments to craft a strategic roadmap for his financial future.
Gaurav's financial snapshot reveals a detailed breakdown of his income alongside his expenses and existing loan obligations. We explore his plan to repay loans and build investments, leveraging his surplus income and parental support to create a robust financial portfolio.
With a meticulous plan in place, Gaurav aims to liquidate investments to clear existing loans, strategically allocate funds for SIPs, and secure his parents' financial future through disciplined investments. We project the potential growth of his investments over time to achieve substantial wealth accumulation by age 40 and beyond.
Join us as we unravel Gaurav's financial journey, offering insights and strategies to optimize his financial decisions and pave the way for long-term financial prosperity.
Want to join me on the show? Fill this form and my team will reach out to you: forms.gle/uj9JPUBp8Wo9nZQi7
00:00 Introduction
00:35 About Gaurav
03:20 Gaurav's expectations from Money Matters
06:25 Current financials
19:00 Plan to manage loans, invest and build a corpus
38:58 Gaurav's reaction to the plan
40:05 Conclusion
#FinancialPlanning #MoneyMatters #warikoo
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The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
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Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
My Money Apps: bit.ly/3Zg56eR
Start your own business: bigrock-in.sjv.io/6eZ1KK
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Sir reply please.... modifying SIP every month will affect returns??(modification in case of date)
Loan against mutual funds pr ek video bana dijiye sir please
i am already enjoyin g it sir thanks for making such a wonderful book
Is Navi app safe to investing long term ?
Sir mind nh krna aap smjdar ho par loan bnd ik dam se krke bad mai mom dad or khud k liye sip krna shi option nhi rhegi yeh answer baki audiance k liye bi jruri hai
Invest in a competent financial therapist without a doubt. There are blind spots for everyone when it comes to money. I moved to New York and began consulting with mine in Washington. In the last eight months, I moved from making a pitiful 500k to exactly 662k, all thanks to a strategy and a growing fondness for spreadsheets. This gives me a lot of hope for 2024
We've all made mistakes at some point. You should consider financial planning
Do you mind sharing your financial planner ?
Leah Foster Alderman
You are most likely to find more info when you look her up
The amount of Positive energy that comes from Ankur Sir 😄. It's nice to watch all problems to be overcome by simple solutions. thanks a Lot
So nice of you
3-4 week se sab ye loan wale bande aarahe hai
hum log ka number hi nahi aa raha normal salaried employee ....please help sir ji... meri need thodi alag hai in logo se ..... hume account pe paise to aarhae hai but wo bank me hi pade reh jaa rhae .... papa log 4-5 saal me retire ho rahe .... takeover karna hai ghar ka jimmedari.... shadi etc....please pick someone from people belongings this group also....it help alot for people like me
Sip start karde badi waali , agar teri salary 40k hai toh 30k sip me daal
Thanks Ankur for spreading motivation. Such small help of even hearing people in problems can save many lives
One Suggestion. Build emergency fund of 50-100k before starting sip for any investment .
I think first wait for 3 month to keep emergency funds once your emergency fund is ready you can do whatever you want ❤🎉
I love this series Wariko Bro, it's just not only on the financial planning part, it also teaches the lesson form others Life - how we should be and Do's and Don't!
Loved this, many youngsters need financial guidance, your concern about parents- dil baag baag ho gya
I have been following Warikoo for the last one year. Though I am a technical professional I understood a lot of things in finance.
And now earning 50k-60k per month from the stock market as a side income😃
Teach me how u earn..?😂
You make things easy to understand n plan, you helping people... great gesture... keep it up you make things positive
The best of this series is every person does not have any money left and 80 % of young population is facing same issue.
This debt trap and family burden is taking happiness of youngsters ❤.
Lets see how far warikoo sir goes.
These videos are hope to people who are struggling badly.
Lots of love and energy to warikoo Sir.❤🎉🙏🙌👏
Amazing video!!!
Thank you sir!! :)
12:23
Loan - 11.5 LPA 🤣🤣 | loan ❌ salary ☑️
Very funny bro..
Haha tum to jaise Ankur ji k samne bolne me master hi ho right 😂
"I will Do one pushup every subversion I gain and uploading vedio" 💪
Maja aa gaya 🤣🤣😂😂
Sharab finance ki acchi knowledge dete Ho thank u so Mach
Ankur you’re doing a great job which no one teach us our parents school teachers or in colleges you’re showing way to life life stress free and it’s like a oxygen for every man who’s run the house
God bless you
Thank you
Ankur, after closing on 2 loans - shouldn’t this person be working on creating a emergency fund of 2/3L? To make sure incase of emergency/urgent need he won’t have to liquidate investments?
Your this series is very nice ❤❤
SIR AAP SABKUCH PUCHTE H MAST IDEA SAMJHNE KA THANKS ALL VIDEOS WATCHING😍😍
Thank you Warriko Sir for this great series
Honest guy
Love your videos, bought your make epic money book, please keep up the good work
Every video I watch and feel like I'm blessed that able to see your videos and acquiring good enough skills and knowledge from you and making my life in correct directions with correct decisions
Can't express you in words and I have one of wants in bucket to meet you as short term goal
Love you sir ❤
Thank you for everything
Bhai dosto ke 30K dedena. Main bhi kisi ka dost hoon. Aur mere bhi apne darr hain.
Thanks for giving this opportunity- IT guy
Sir i love this series
Warikooji you are awesome. Really great soul. Solving Money matters very nice and simple way. Love your effort to help society. 😔🙏
Thank you Warikoo Sir🙏❤️❤️❤️
Bahut hi sundar tarike se aapne investment corpus & clearing loan ka goal bana diya…..
Dekhte hai mera nam kb aapke secession me aata hai.✌️
Very good advice for next Zen...keep it up😊. Reminded me of Suze Orman show..Next segment idea for your show, you can start is - Can I afford it...basically audience can ask if they can buy certain things with the current income and you can help them with feasibility. All the best. Let me know if I could be of any help!
Nice series' go on
How to approach Venture Capitalist for New Start up
plz suggest
I like your approach
बहुत होंसला मिला आपसी वीडियो से सिर यह सीरीयस ख़तम मत कीजिए मेरे पर भी 12 लाख का लोन है
Thnku sir ji
Best channel hai apka maine jitno ko bhi follow Kia hai you tube pe
Mere pe 12 lakh ka loan hai aapki videos dekh k abb lgta hai main v clear kr dunga❤❤❤❤
Is low cost all market index funds riskier?? Or they are in small cap category???
U r thinking about ur parents especially ur dad u already started having good future ahead with lots of weath nd health.🙏🙏
Good 🎉🎉
God.!!.Same income same problem. Life saving video.
Thanks sir . Love from Assam
I have gone through most of your videos and they are really helpful. However, I didn't find your videos covering following topics related to brokers. I request you to enlighten us on following points:-
1. Is brokers like zerodha safe to buy stocks?
2.what happens if brokers go bankrupt?
3. What happen to our stocks when we buy them through brokers are the holding ir or is stored somewhere else? If so where are they stored and how safe are they? Can we clam the purchased share if brokers shut down?
4.if brokers go bankrupt how to claim our stocks and related documents as the website and apps of the same broker might not work?
3. Is there any other risk involved related to investors being deceived?
You taught us so much about investing and we are thankful to you. Kindly make a video to clear my confusion on above noted queries.
Very nice video sir ❤️❤️
@warikoo - you should ask goals also to an individual. For eg, you didn't calculate his marriage, family, kids etc! At the end portfolio planning is not just planning SIP!
Sir u r awesome thanks for ur suggestion
Loan against mutual funds pr ek video bana dijiye sir please
Sir your sessions are eye openers , just if you could tell us which private health insurance will be better for family (including Parent's) it would be a great help.
Sir ... ETF ke upar ek full video bnao.. please
Problem 1:
RENT 13K for a bachelor !!!
How much we need to pay as expense ratio and other charges over the period till maturity, is it also grow and follow the compounding?
But apart from this this video helped me to plan my fanances😊😊😊❤🎉 thank for making this video😊
ankur sir u r really great ❤️❤️❤️
ankur pls make a video for someone starting their first job
Bhai Bangalore mai kaha rent PR rh hai hui
First second chorr🎁👍 kuch na hone wala usse
How to choose a mutual fund
Higbride convective me nhi kar sakte
31:38
For corpus of 7-8 lacs, SWP of 10K per month, expected return 8%, the corpus will last only 10years, and not entire life!!!
Sir will fill the form and soon will get in touch with u ..
Good Information 👍, I Am Kolhapur in Mahalaxmi Temple & Beautiful City in Maharashtra
@warikoo Can i take personal loan and invest it in mutual fund?
Very nice
Can we take a personal appointment that is without coming on social media??
I have been following for long time, when he says LPA looks to be fake, however, still not edited, I feel need to consider.
Love u sir
this show is far better than angshuman sharma's one
Make a video of the best mutual funds to invested for the future
Hi Ankur. Please involve inflation also in your calculations, because your guests should not think they are over achieving and stop the SIP in between
How can I connect with @Ankur Ji
Give an brief information about systematic withdrawal plan both advantage and disadvantage
Kolhapurkr like it...❤
Nice
Sir how can I get connected to your team for financial advices. I am in trouble now.
@warikoo,
I have a question, If someone doesn't have an emergency fund and they need an urgent money due to any emergency, how can that person borrow money of get loan, what would be the best source here?
Credit card
I want to fill form but don't want to publish video on youtube
Sir invest k pehle kya koi will banana parta hai taki mera kuch ho jaye toh meri family bina jhanjhat k paisa withdraw kar sake . If yes toh process kya hai please sir ek video isme bana dijiye
This episode didnt go well with me. Because he didnt consider his future lifestyle plans for his marriage or other expenses.
Also parents swp he is telling 8k fixed but 10 20 years down the time it will also increase
just 1 question ankur, without youtube video also can you guide offline ?, please let me know
27:20❤ Ankur..
Im 15 with rs 5500 i want to invest in already made a demat account can u suggest how i should go about with it
Parents do not have a Pension.
Monthly Fixed amount he MUST send to them for daily expenses.
PLUS, he need to plan his retirement, considering this "PARENTs Monthly FIXED expenses" as well.
CFA course ke bare me plzz batao
inspired from FIXED your finance
11.5 LPA LOAN ?
I think it must be taken for one year 🙃
34:19
Is Annual Step up of 10% really POSSIBLE to implement for a period of 15 years????
LPA LPA....loan ko salary package samajra Banda
It would be really amazing if you can upload an updated video on how to invest an start an SIP on an app, let's say indmoney!!
Sir me sip karna chahta hu best mutual fund boliye sir. Plzzz
Ankur bhaya I love you 🥰
Ji sar main bata raha hun SIP karne ke 5000k 30 sal bad gro hoga but monthly 50000k nikalna hai rupya ko hoga sar kya nahin hoga batao sar
Agar tum 5k karke SIP invest karoge 30years ke liye, then kamsekam 15% vi mile to 30years bad every month tum 432000 rupees vi nikaloge to tumhara investment amount constant rahega 50000 rupees to normal bat hoga😊
Iss channel mein croro ke neche baat he nahi hoti🌚🤑
Sir you share investment ideas , like the recent one 5000 investment in three fiels becomes 1.5 cr so can you explain how much will it worth after 30yrs because of inflation. Thankyou
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Wariku sr army jwano ke liye bhi video bnao investment ki salary 55k h ac 50k aati h please 🙏🏻🙏🏻🙏🏻🙏🏻jai hind
All candidates from Bangalore give another places people opportunities
Inke hisab se na khao na piyo na ghoomo na kuch kharido..
Jo paisa ho investment kar do..baad me 10 crore milega..phir 20 crore milga ....jiska baad me koi use nahi rhag
I am unable to understand i thing his age is 25 he had a experience of 6 years and he did his graduation or engineering also, may be he passed his 12 th in 15 years of age.
But overall vifeo is great sir
Why we exclude shopping from our expenses😂
@warikoo Mera 1 doubt hai ki mere company ni ka health Insurance hai lekin mein khud ka bhi persona lena sahi haii?
Bilkul
👍
Hi @Warikoo, love your videos and delivery style. Any video for a person who is starting very late in the game...say around 40 yrs?
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❤❤
Woh 30000 dene wala dost Investment corpus sunn ke Paise wapis mangne ke liye call krne wala hai
I think ye 1st time hoga jaha planning nhi kar paa rhe hai ankur sir, emergency fund ki proper planning nhi ki, Sara episode parents ki finance pai he hai, khud ki finance pai bhi jada focus nhi kiya hai
Ausko wahi chahiye tha .. parents ❤❤❤
@@depressedlife7747 but still, uski shaddi bhi bacchi hai, ghar bhi Lena hoga usko aage jaake, uski khud ki financial retirement.