For me, I found the best way to limit my convenience food habit is to schedule it in. This way, rather than every day being a "will I, won't I?" mental dance, I can think to myself "No, Thursday is my day to buy lunch." I find it also adds some anticipation and I am more careful to pick something that I love to eat - say taking the effort to go buy a bahn mhi rather than grabbing a random sausage roll from the bakery beside my work.
Hannah single-handedly convinced me to switch to YNAB. I was a Mint user for years, but I've been convinced that YNAB is a better way to budget! Brilliant hire! ❤
Hannah, you hold my attention like no presenter I've seen before. You possess a talent for it! You might want to check into side gigs if YNAB allows that. Dan Miller said that he knows people that can make a couple thousand dollars in an afternoon, just teaching material to a group, like at a conference. Best of luck!
There's nothing like cooking a meal with someone to actually see their true colours. Do they work well in a team? Can the communicate what needs to be done? Do they cook rice the same way you do (the most important thing).
When I was a kid and stores advertised that they were going to help me save money, I thought they were going to give me money to put in my savings account. I felt betrayed when I learned the truth.
Here is an idea, when you get a craving put a dollar from the category you didnt spend in into a savings goal and when you actually spend on a craving, use the money from avoiding the cravings Avoid coffee 5 times Reward coffe on the 6th day Almost like your own personal punch card
I RARELY eat out but Popeyes chicken sandwich has been calling my name since deciding to do the reset😜😜😜 I did see a video how to make it at home tho....
Only because I didn’t know about the challenge until the end of December...and I already had the budget category fully funded from a year of putting funds aside...I AM taking my son and husband out for their birthday dinners. Otherwise I am in.
I love this gal. If I’d have had a buddy like her back in the day, I wouldn’t be 51 still figuring this out. Ok Hannah, what coffee creamer did you find? I’m doing much better with my coffee budget.
You are too kind! I've only scooped up a fraction of the knowledge out there still left for me to learn, but I'm trying to share whatever I've learned as I learn it. And the creamer was the pumpkin spice dairy-free almond creamer from silk! I'm not sure that it's for sale now, but you bet next fall I'll be snatchin' up some extra cartons!! -Hannah :
@@YNABofficial 😱🎉Hannah thank you for noticing me! 😄I didn’t think you would really see this, much less reply! You made my day! I’ll be looking for that creamer! Trying different creamers is still cheaper than $5-6 a drink. You motivated me a lot! I can’t wait to show my hubby this. 😂Have a great weekend! Julie
This definitely is raising awareness: 5 Days in I had an impulse to order takeout; 7 days in I wanted to restock the wine fridge. It was hard to resist, but that's when I realized I just saved over $75.
If I was going to create a video about my experience so far in the 34-day reset, everything Hannah talked about would be in it. I'm glad to see someone that was focused on the habit building because that's where I'm at. I probably won't save $1000, but I was eating out an taking from by grocery category too much.
I've been using YNAB since mid-2018, once my son was born. It's really woken me up to alllll the money I spend that's "just for fun"--aka impulse buys, clothes, makeup, etc. Now I can track it and it's definitely made me put my head between my knees with a paper bag (figuratively speaking). I live in the Northeast, which is already expensive, and I've realized that if I just WAIT a week with something in my cart, sometimes that impulse goes away. So my new takeaway after the reset--think on it for a week before I buy. It allows me to calm down on payday so I don't run out of money two days after I pay all my bills. Thanks Hannah, thanks YNAB, for always keeping me in check!
I pinned our annual Girl's Roadtrip at the top of my budget. Boy does THAT make a difference!🤩🤯 I'm approaching the end of my 2nd year of YNAB and it's FINALLY a lifestyle! Promises, Priorites and Personal growth (and forgiveness for the years of being a disaster🙄) have propelled me. I'm so excited! Special Thanks to Hannah!💜🤗💐🌻 ☕️☕️☕️☕️☕️🇨🇦
I am doing this with my husband from today! We had gone through our spendings in our internet banking and saw that take outs were costing us 600 euro a year! We literally went WHOA, ENOUGH! It was a wake up call we needed. Thank you for the actionable steps, this truly helped!
8:31 saaaame YNAB basically pushed me into purchasing the Paprika App for meal planning -- for less than the cost of getting takeout once for my family of 3 -- suuuuper worth it if you're cooking at home a lot.
Maybe inappropriate but Hannah, your hair is so shiny and smooth in this video (most of the time but especially in this one). I'm struggling with frizzy damaged hair right now, what do you do to yours??
Ha! Glad to help, Lucy :) I've actually had a lot of trouble with my hair over the years, so it's something I've chosen to invest in and make a little higher priority. Best product system I've found so far that I'm definitely sticking with is the Boldify line. I purchase it through Amazon, but you can also buy directly from them. I use the Hair Boost shampoo and conditioner, and I love their hair thickening spray SO MUCH. It's not Suave prices but it sure works wonders for me. -Hannah :)
It's seasonal, so I stocked up! It's Silk's Pumpkin Spice Almond Creamer, so it's dairy-free too! I'm not a big pumpkin fan, but this stuff hits home. -Hannah :)
I sort of started the 34 day reset without knowing. :) I haven't eaten out (all 16 days) so far but I did buy lip gloss and magnet eyelashes (which now makes me wish I was keeping sparse lashes like yourself) - Ha! Love the flag idea - my color of choice for a solid purchase is blue. Yellow seems too cautionary. Thanks for the advice as usual!
I love the YNAB videos, but I often feel they're out of touch with my reality. We're a family of 4 living on less than $2,000 net a month. We're already extremely strict on spending and there isn't $1,000 to be saved. Is the expectation that people have a good bit of disposable income but struggle to reel in spending?
Sounds like your situation means that you've mostly answered the question 'where does my money go?' when the month ends. I feel that YNAB's selling proposition is actually less about 'you need a budget' and more about 'you need to get ahead' through utilising disposable income to save or clear debt. We have disposable income once you take away all our fixed expenses we have a bit left over but we aren't always constructive with it. I'm finding YNAB a really helpful way to finally get a hold of that money, get ahead (at least plan) on those less frequent expenses and then purpose this money to doing better stuff with it.
@@preciousjeni I understand where you're coming from. I'm unemployed right now due to the pandemic and it's like "save on avg $1000 by the end of the reset" and I'm thinking but that's my income for the month. I'm not saving anything. Once I find a job, I'll try again to see how much I do actually save.
But my dear fellow, any dollar left unspend is a positive. You probably already never overspend or splurge, but any tip u get here or we get from u is a good step. Courage, hope u gind some ways here to try sidehubs to get more income if possible or less needs.
Setting guidelines for eating out is something I hadn't considered, especially when it is my kryptonite. Not only do I overspend, but I also end up choosing convenient and unhealthy meals that leave me bursting at the seams and experiencing buyer's remorse. From now on I'll try to avoid eating out alone and instead choose to share a meal with another as it is far more rewarding. Thank you for sharing these insights!
I need the pig, the cup and "YOU NEED A BUDGET" on a t-shirt. Switching to YNAB was the best move I made so far for 2021. The reset is great. Decided to go outside of my general area and did my grocery shopping at Aldi's. A bit out the way but the amount I spent will last me for 2 weeks. Who knew?
WOAH great tip on using the flags to categorize spending and “rate” the purchase!! Love Hannah’s videos, she makes budgeting clear and entertains at the same time, true talent!
OMGosh... did you just call me out for increasing my "spending money"?!? Or maybe my budget just did. Okay... "spending money" category has been reigned in.
As part of the 34 day reset we are not eating out. I found a recipe for homemade pizza dough that my 11 y.o. says is better than takeout and I agree. Maybe making pizza instead of ordering from now on. What did Jesse say about creativity and debt? 😉
My cooking skills have improved because I'm not eating out as well. I learned how to make sandwich bread, did the math and learned making my bread is not only satisfying but only 35 cents a loaf! WHAT?!
I am in the middle of my first reset, and wow, I had no idea how much I liked instant gratification and needed categories for very specific things! The eating out has been a little less of a problem now that I'm in the office, but wow am I tempted to buy every kitchen gadget that comes my way!
I love these insights. I'm totally eating out too much. I would so benefit from not eating out alone and finding a batista worthy creamer. Also cool tip if you buy a stainless steel cup with a lid you can make coffee at home and it will stay warm for hours plus your not exposed to hormone disrupters so you are healthier on so many levels
Always, always have a kit in ur car or bag with at least 1 fruit, 1 filled To go cup or flask and if u want a knife + spoon and some wrapped cracker or a container with nuits, salad or whatever. I prepare a yoghurt or overnight oats and some sandwich or salad in my fridge, ready to grasp and put in a tiny soft coolbox. First weel u'll need a note on your keys or door to not forget your foodkit when going out. No excuse to eat out, to take away. I was gifted this Steel box to put a meal in. It keeps it warm for many hours. Or fresh if e.g. fruitsalads. Bring soups in a flask. Saves our health, too!
Oooh, a lunch box that keeps food warm?! That's nice!! Never thought of that! I also have to do sticky notes for myself to remember sometimes 😂 🌻 Hannah
I haven’t officially joined but I’ve been trying not to eat out (at least on my dime) and I utilized some gift cards I received to make some purchases that were semi necessary. So far I haven’t paid for any dining out which in my household has been hard lately. I have been trying to eat through more things we have at home and trying to stretch my food a little further. However, I will allow my sister to spend her money on eating out but I try not to partake even if she is paying. The only wrench is that my sister tested positive for covid so I’ve been on quarantine from work so that is reducing my income for the month luckily I don’t have to many fixed bills
Oh no, Mikaila! Definitely do what you have to do to care for yourself! The beauty of the 34-day challenge is if you end up needing to put it on pause due to quarantining, you can easily pick it back up again any old time! Hope you're staying healthy and testing negative :) -Hannah :)
@@YNABofficial There was a curl that kept going back and forth over your shoulder, lol. At least, that's how I remember it when I wrote this comment. Thanks for helping YNAB be so great!
Hey friend! 34-days because that's how long the YNAB free trial is! We set it at 34 days because most of the time a month isn't enough to experience a full month of budgeting plus the monthly turnover. Just a little bumper room! -Hannah :)
Silk's Pumpkin Spice Almond Creamer! I'm not a big pumpkin fan, but this stuff is 👌🏻It's seasonal which makes it a less helpful recommendation, but I made sure to stock up! -Hannah :)
Yes, one of your first steps will be to enter your current income into YNAB. You can set up a linked account, which will allow YNAB to automatically import transactions from your bank account, or you can set up an unlinked account, where you will enter all transactions manually. You might like this video where Dave, one of our workshop teachers, walks through how to set up a YNAB budget: th-cam.com/video/C9JJY9gIVOw/w-d-xo.html
You kill me with laughter. I'm in the middle of the 34 day reset. It feels good. So many little things I buy that I don't need. Changing habits is good.
We are in the middle of the reset and I completely agree! It has been a great reigning in of my extra spending even on essentials. What a great way to start the year!
YAY!! That really is the hardest part. There's something to the "rush" of spending money that makes us buy shiny things we quickly realize we never needed. The Wish Farm definitely keeps those TRUE dreams in sight! Keep it up, friend! 🌻 Hannah
Interesting exercise. With the 34 day rules at the beginning of the video, I got progressively worse with each rule. May look into doing this later in this quarter or into 2nd quarter. I have investing and debt payoff goals for this year to make.
I remember her saying she was married and now I'm so confused. I clearly watch too many of these videos. 🤣 Saving for my mini honeymoon with my challenge... Hotels for simply sleeping are so $ 😭.
All the money was still applied to the budget items. It would be work figuring out which ones were "left" over money versus items that were funded pending to be spent. The easiest way would be to move them to a 34 Day Reset to see the dollar amount.
Conditioning. Begin disciplining yourself. And, ask need or want. That is the success to all budgets . Maslow states needs as Food, Shelter, and, clothing. All other desires are wants. I hope this helps. Stay away from all advertising. And, focus on Maslows Hiarchey.
I never miss a Hannah video. She's SO fun & watchable. Good hire, YNAB 👍🏻
She's amazing!
Same.
Totally agree! Hannah is the BEST!
Agreed!
For me, I found the best way to limit my convenience food habit is to schedule it in. This way, rather than every day being a "will I, won't I?" mental dance, I can think to myself "No, Thursday is my day to buy lunch." I find it also adds some anticipation and I am more careful to pick something that I love to eat - say taking the effort to go buy a bahn mhi rather than grabbing a random sausage roll from the bakery beside my work.
Oooh. I need to apply this to my life. Smart. Smart, smart, smart.
-Hannah 🌻
Hannah single-handedly convinced me to switch to YNAB. I was a Mint user for years, but I've been convinced that YNAB is a better way to budget! Brilliant hire! ❤
Cutting out cokes and junk food in my spending challenge. So far, so good. Started Jan 1st. Losing weight; saving $’s.
During the reset challenge i had to stop that leftovers rule. "If i can eat it twice basically it's groceries". No longer. Saved so much money 🤑
Ahh! Same! It gets ya!! Good move 👌🏻
-Hannah :)
I was doing that too. Didn't realize the impact until I "heard it from Hannah." 😂 Will definitely stop doing this.
Hannah, you hold my attention like no presenter I've seen before. You possess a talent for it! You might want to check into side gigs if YNAB allows that. Dan Miller said that he knows people that can make a couple thousand dollars in an afternoon, just teaching material to a group, like at a conference. Best of luck!
Thank you so much, Marc!! I love my job to pieces! Happy to be here :)
-Hannah :)
I’m in the middle of it now. I backslid and ate out for lunch... because I left mine at home...😔... But I’ve been strong since then.
I think that counts as essential!
There's nothing like cooking a meal with someone to actually see their true colours. Do they work well in a team? Can the communicate what needs to be done? Do they cook rice the same way you do (the most important thing).
When I was a kid and stores advertised that they were going to help me save money, I thought they were going to give me money to put in my savings account. I felt betrayed when I learned the truth.
Ha! That's amazing!! 😂😂 What a world that would be.
🌻Hannah
Here is an idea, when you get a craving put a dollar from the category you didnt spend in into a savings goal and when you actually spend on a craving, use the money from avoiding the cravings
Avoid coffee 5 times
Reward coffe on the 6th day
Almost like your own personal punch card
Okay, I love that!! Brilliant idea! And very easy to track and categorize :)
-Hannah :
Can confirm chipotle is totally two meals. *proceeds to eat Burrito in 1 sitting*
😂🤣
-Hannah :)
I RARELY eat out but Popeyes chicken sandwich has been calling my name since deciding to do the reset😜😜😜
I did see a video how to make it at home tho....
Oooh girl, there ya go! Find ways to bring the tastiness of eating out to your very own kitchen. Love that creativity!!
-Hannah :)
Only because I didn’t know about the challenge until the end of December...and I already had the budget category fully funded from a year of putting funds aside...I AM taking my son and husband out for their birthday dinners. Otherwise I am in.
I love this gal. If I’d have had a buddy like her back in the day, I wouldn’t be 51 still figuring this out. Ok Hannah, what coffee creamer did you find? I’m doing much better with my coffee budget.
You are too kind! I've only scooped up a fraction of the knowledge out there still left for me to learn, but I'm trying to share whatever I've learned as I learn it. And the creamer was the pumpkin spice dairy-free almond creamer from silk! I'm not sure that it's for sale now, but you bet next fall I'll be snatchin' up some extra cartons!!
-Hannah :
@@YNABofficial 😱🎉Hannah thank you for noticing me! 😄I didn’t think you would really see this, much less reply! You made my day! I’ll be looking for that creamer! Trying different creamers is still cheaper than $5-6 a drink. You motivated me a lot! I can’t wait to show my hubby this. 😂Have a great weekend! Julie
Julie I'm 51 also still trying to figure this out but at least YNAB is helping
This definitely is raising awareness: 5 Days in I had an impulse to order takeout; 7 days in I wanted to restock the wine fridge. It was hard to resist, but that's when I realized I just saved over $75.
💪Crushin' it, Christine!
-Hannah :)
I'm a Fannah!
Same 😍
In this video Hannah's outfit looks like a Sim ready for gardening
If I was going to create a video about my experience so far in the 34-day reset, everything Hannah talked about would be in it. I'm glad to see someone that was focused on the habit building because that's where I'm at. I probably won't save $1000, but I was eating out an taking from by grocery category too much.
Hannah videos are the BEST!!!
I've been using YNAB since mid-2018, once my son was born. It's really woken me up to alllll the money I spend that's "just for fun"--aka impulse buys, clothes, makeup, etc. Now I can track it and it's definitely made me put my head between my knees with a paper bag (figuratively speaking). I live in the Northeast, which is already expensive, and I've realized that if I just WAIT a week with something in my cart, sometimes that impulse goes away. So my new takeaway after the reset--think on it for a week before I buy. It allows me to calm down on payday so I don't run out of money two days after I pay all my bills. Thanks Hannah, thanks YNAB, for always keeping me in check!
Hannah you remind me of Leslie Knope/Anne Perkins. Parks and rec vibes lol I love it!
...
...
... WHAAAAAT?!
What a high and glorious compliment. Thank you to the end of time 🥰
-Hannah🌻
Damn Hannah is just phenomenal. What a great work folks!
I pinned our annual Girl's Roadtrip at the top of my budget. Boy does THAT make a difference!🤩🤯 I'm approaching the end of my 2nd year of YNAB and it's FINALLY a lifestyle! Promises, Priorites and Personal growth (and forgiveness for the years of being a disaster🙄) have propelled me. I'm so excited!
Special Thanks to Hannah!💜🤗💐🌻 ☕️☕️☕️☕️☕️🇨🇦
Ahhhh-the three P's of budgeting! I LOVE it. It can definitely take a while, but it's a lifestyle I'd never give up at this point 😎
🌻 Hannah
I am doing this with my husband from today! We had gone through our spendings in our internet banking and saw that take outs were costing us 600 euro a year! We literally went WHOA, ENOUGH! It was a wake up call we needed. Thank you for the actionable steps, this truly helped!
So glad to hear it!! Actionable steps is what we're all about here. Best of luck, my friend!!
-Hannah 🌻
8:31 saaaame
YNAB basically pushed me into purchasing the Paprika App for meal planning -- for less than the cost of getting takeout once for my family of 3 -- suuuuper worth it if you're cooking at home a lot.
Love the tip on boredom shopping. That's the best part of budgeting; discipline. Thanks Hannah for this content. Gonna set up my ynab right after this
Maybe inappropriate but Hannah, your hair is so shiny and smooth in this video (most of the time but especially in this one). I'm struggling with frizzy damaged hair right now, what do you do to yours??
Ha! Glad to help, Lucy :) I've actually had a lot of trouble with my hair over the years, so it's something I've chosen to invest in and make a little higher priority. Best product system I've found so far that I'm definitely sticking with is the Boldify line. I purchase it through Amazon, but you can also buy directly from them. I use the Hair Boost shampoo and conditioner, and I love their hair thickening spray SO MUCH. It's not Suave prices but it sure works wonders for me.
-Hannah :)
@@YNABofficial thank you! Something to add to the budget 😁
By far the best YNAB how to actress to date. Hannah is excellent.
Agree she truly brings a different spice to budgeting that is her own and makes everybody kind of laugh at the same time
💃Thanks Steve! I try to keep it spicy.
-Hannah :)
Can you let us know the great creamer you found? That will help me break my Starbucks habit. Great vid!
It's seasonal, so I stocked up! It's Silk's Pumpkin Spice Almond Creamer, so it's dairy-free too! I'm not a big pumpkin fan, but this stuff hits home.
-Hannah :)
I sort of started the 34 day reset without knowing. :) I haven't eaten out (all 16 days) so far but I did buy lip gloss and magnet eyelashes (which now makes me wish I was keeping sparse lashes like yourself) - Ha!
Love the flag idea - my color of choice for a solid purchase is blue. Yellow seems too cautionary.
Thanks for the advice as usual!
I love the YNAB videos, but I often feel they're out of touch with my reality. We're a family of 4 living on less than $2,000 net a month. We're already extremely strict on spending and there isn't $1,000 to be saved. Is the expectation that people have a good bit of disposable income but struggle to reel in spending?
Sounds like your situation means that you've mostly answered the question 'where does my money go?' when the month ends. I feel that YNAB's selling proposition is actually less about 'you need a budget' and more about 'you need to get ahead' through utilising disposable income to save or clear debt.
We have disposable income once you take away all our fixed expenses we have a bit left over but we aren't always constructive with it. I'm finding YNAB a really helpful way to finally get a hold of that money, get ahead (at least plan) on those less frequent expenses and then purpose this money to doing better stuff with it.
@@c0smoKram3r That makes sense. And we do have a little wiggle room with variable expenses, so I'm hoping YNAB will help us make wiser choices.
@@preciousjeni I understand where you're coming from. I'm unemployed right now due to the pandemic and it's like "save on avg $1000 by the end of the reset" and I'm thinking but that's my income for the month. I'm not saving anything.
Once I find a job, I'll try again to see how much I do actually save.
@@coldkittn I'm bearing with you. It's hard!
I don't even earn $1000 a month... So there is no way I can save $1000 by the end of 34 days reset.
But my dear fellow, any dollar left unspend is a positive. You probably already never overspend or splurge, but any tip u get here or we get from u is a good step. Courage, hope u gind some ways here to try sidehubs to get more income if possible or less needs.
Setting guidelines for eating out is something I hadn't considered, especially when it is my kryptonite. Not only do I overspend, but I also end up choosing convenient and unhealthy meals that leave me bursting at the seams and experiencing buyer's remorse. From now on I'll try to avoid eating out alone and instead choose to share a meal with another as it is far more rewarding. Thank you for sharing these insights!
It's a good one to track! I keep groceries, dining out and alcohol purchases as separate categories :)
I need the pig, the cup and "YOU NEED A BUDGET" on a t-shirt. Switching to YNAB was the best move I made so far for 2021. The reset is great. Decided to go outside of my general area and did my grocery shopping at Aldi's. A bit out the way but the amount I spent will last me for 2 weeks. Who knew?
I love the 34 day reset - I’m struggling with tracking what I haven’t spent too. The flag idea is so great!
I’m Hannah and you just heard that! 😂😂😂😂😂😂
WOAH great tip on using the flags to categorize spending and “rate” the purchase!! Love Hannah’s videos, she makes budgeting clear and entertains at the same time, true talent!
OMGosh... did you just call me out for increasing my "spending money"?!? Or maybe my budget just did. Okay... "spending money" category has been reigned in.
You and me both, Barbara! You and me both. 😂
-Hannah 🌻
As part of the 34 day reset we are not eating out. I found a recipe for homemade pizza dough that my 11 y.o. says is better than takeout and I agree. Maybe making pizza instead of ordering from now on. What did Jesse say about creativity and debt? 😉
My cooking skills have improved because I'm not eating out as well. I learned how to make sandwich bread, did the math and learned making my bread is not only satisfying but only 35 cents a loaf! WHAT?!
Wow I'm debating whether I should try it, always wanted to cook my own food. Maybe the reset is the perfect introduction!
Where did you get that coffee cup? I want one of those!
I am in the middle of my first reset, and wow, I had no idea how much I liked instant gratification and needed categories for very specific things! The eating out has been a little less of a problem now that I'm in the office, but wow am I tempted to buy every kitchen gadget that comes my way!
I love these insights. I'm totally eating out too much. I would so benefit from not eating out alone and finding a batista worthy creamer. Also cool tip if you buy a stainless steel cup with a lid you can make coffee at home and it will stay warm for hours plus your not exposed to hormone disrupters so you are healthier on so many levels
Ooooh!! I need me a stainless steel cup!!
🌻 Hannah
Always, always have a kit in ur car or bag with at least 1 fruit, 1 filled To go cup or flask and if u want a knife + spoon and some wrapped cracker or a container with nuits, salad or whatever. I prepare a yoghurt or overnight oats and some sandwich or salad in my fridge, ready to grasp and put in a tiny soft coolbox. First weel u'll need a note on your keys or door to not forget your foodkit when going out. No excuse to eat out, to take away. I was gifted this Steel box to put a meal in. It keeps it warm for many hours. Or fresh if e.g. fruitsalads. Bring soups in a flask.
Saves our health, too!
Oooh, a lunch box that keeps food warm?! That's nice!! Never thought of that! I also have to do sticky notes for myself to remember sometimes 😂
🌻 Hannah
What if someone else is buying the takeout? 🤣🤣🤣
Girl, you loophole all you want 😂
-Hannah 🌻
I haven’t officially joined but I’ve been trying not to eat out (at least on my dime) and I utilized some gift cards I received to make some purchases that were semi necessary. So far I haven’t paid for any dining out which in my household has been hard lately. I have been trying to eat through more things we have at home and trying to stretch my food a little further. However, I will allow my sister to spend her money on eating out but I try not to partake even if she is paying. The only wrench is that my sister tested positive for covid so I’ve been on quarantine from work so that is reducing my income for the month luckily I don’t have to many fixed bills
Oh no, Mikaila! Definitely do what you have to do to care for yourself! The beauty of the 34-day challenge is if you end up needing to put it on pause due to quarantining, you can easily pick it back up again any old time! Hope you're staying healthy and testing negative :)
-Hannah :)
I LOOOOVE that YNAB sticker! 😍
Love Hannah videos! Day 10 of the reset for me 😆😆
😊
Hannah's hair has a storyline in this video
😂 I have no idea what that means!
-Hannah :)
@@YNABofficial There was a curl that kept going back and forth over your shoulder, lol. At least, that's how I remember it when I wrote this comment. Thanks for helping YNAB be so great!
Why is it 34 days?
Hey friend! 34-days because that's how long the YNAB free trial is! We set it at 34 days because most of the time a month isn't enough to experience a full month of budgeting plus the monthly turnover. Just a little bumper room!
-Hannah :)
Okay, I'm gonna need to know what that creamer is. Cause I have a latte problem.
Silk's Pumpkin Spice Almond Creamer! I'm not a big pumpkin fan, but this stuff is 👌🏻It's seasonal which makes it a less helpful recommendation, but I made sure to stock up!
-Hannah :)
Doing this right now, kinda because I have to, but also I have to pay the balance on the vacation condo in 5 weeks. VACAY YAY
FUN!! Something to look forward to after many weeks of hard work being intentional with that money! Love it. Only wish I could join!
🌻 Hannah
Hey does anybody know how to get the app started up ?? Do we have to link our bank account to the budget ??
Yes, one of your first steps will be to enter your current income into YNAB. You can set up a linked account, which will allow YNAB to automatically import transactions from your bank account, or you can set up an unlinked account, where you will enter all transactions manually.
You might like this video where Dave, one of our workshop teachers, walks through how to set up a YNAB budget: th-cam.com/video/C9JJY9gIVOw/w-d-xo.html
Great words of wisdom Hannah !
Is it still a reset if those 3 'rules' are the default 🤔
Girl’s got rhythm!
You kill me with laughter. I'm in the middle of the 34 day reset. It feels good. So many little things I buy that I don't need. Changing habits is good.
a video with some ynab lore.
The “paying for convenience” and creativity parts really hit home for me! Thanks for sharing, Hannah!
We are in the middle of the reset and I completely agree! It has been a great reigning in of my extra spending even on essentials. What a great way to start the year!
Very helpful, and always entertaining. =) THANK YOU!
Your video on The project Farm has really helped me avoid spending on things I truest don’t value. Thnx!!
YAY!! That really is the hardest part. There's something to the "rush" of spending money that makes us buy shiny things we quickly realize we never needed. The Wish Farm definitely keeps those TRUE dreams in sight! Keep it up, friend!
🌻 Hannah
Lent came early
Chick-fil-a is a definite temptation!
Interesting exercise. With the 34 day rules at the beginning of the video, I got progressively worse with each rule. May look into doing this later in this quarter or into 2nd quarter. I have investing and debt payoff goals for this year to make.
You can WAM those categories from ones not used up. Like
Oops like restaurant normally given amounts.
I am brand new to YNAB, and I would love to do this!! Since this is my first time budgeting, how do I determine how much money I have saved??
Start by going a month to establish a baseline. Now you know how much you’re spending. Then you can do the challenge, and see how much less it is.
I remember her saying she was married and now I'm so confused. I clearly watch too many of these videos. 🤣
Saving for my mini honeymoon with my challenge... Hotels for simply sleeping are so $ 😭.
i need that mug😊
Thank you Hannah ❤
I love this. ❤️
Done.
I was confused that you said you don't know how much money you saved? The app is supposed to tell you that.
All the money was still applied to the budget items. It would be work figuring out which ones were "left" over money versus items that were funded pending to be spent. The easiest way would be to move them to a 34 Day Reset to see the dollar amount.
Conditioning. Begin disciplining yourself. And, ask need or want. That is the success to all budgets .
Maslow states needs as Food, Shelter, and, clothing. All other desires are wants.
I hope this helps. Stay away from all advertising. And, focus on Maslows Hiarchey.
Your eyelashes look good, what are you talking about?
👀 👃 👀
But really coffee is NOT essential. Do you think cigarettes are essential? Same goes for coffee.
Hush your mouth! Crazy person! 🤣😂🤣
Ugh, boyfriend
Join the queue, man, get in line...
Hannah is marriage material !