Great picks! I just surpassed 500K. Biggest positions VOO, VTI, SCHD, VYM, and now looking to build up DRGO alongside my single stocks. I got ~$14900 divs last year in taxable divs. Q2 taxable divs this year was ~$8k
Not necessarily though there is a fair amount of overlap but that’s not necessarily a negative. Either approach is fine over the long term. Most important thing is to get started and build your income over time to continue investing more as time goes on.
I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
You’re absolutely right about index funds-they’re cost-efficient and diversified, but the real key is how you allocate your investments. A lot of people lose out because they don’t balance their risk with their long-term goals.
That’s a big mistake many make-reacting emotionally to market swings. The market will always have ups and downs, but staying consistent and focusing on your goals is critical.
I made that mistake back in 2020. I pulled out of my index funds when the market tanked during the pandemic, thinking I was protecting my money. By the time I reinvested, I’d missed most of the recovery.
One word-guidance. It’s great to do research, but having an experienced professional who understands the market can make all the difference. I recommend working with a Certified Financial Advisor who specializes in index fund portfolios.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan with my Fin. Advisor that includes AI looking into Nvidia, MSFT, Alphabet stocks among others. I've been utilising a financial advisor for more than 15 months now, and I've made over $800,000.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Kathie Daisy Bosco’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you for this tip , I must say Kathie, appears to be quite knowledgeable. After coming across her webpage, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
Question-Are the "BIC ETF Alternative Recommendations" listed in order of preference or are they just a group of alternatives and it doesn't really matter which one you choose?
It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Brian! Imagine i invested $50,000 and received $190,500 after 14 days
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.
Whats the difference vetween s&p500 and large cap value ? And also whats the difference between small cap blend and small cap value ,? And what are some etfs for each of these ?
I lost over $300,000 investing in $GME and $BBBY, which was very depressing. Now, with low risk tolerance, I want to invest wisely. I’ve been researching index funds, ETFs, mutual funds, and growth stocks. I want a simple portfolio with about 3 holdings.
I love SCHD and currently own 604 shares. I regularly buy more shares, but I also invest in growth stocks/ETFs. Right now, I focus on growth, but I plan to switch to dividend-paying value stocks/ETFs eventually. It’s advisable to engage guidance for a well-diversified portfolio instead of relying solely on speculations.
I'm in line with advisory services cos, my job doesn't permit me the time to analyze stocks myself. Thankfully I got fully invested 2020 amid covid-outbreak, and as of today, my portfolio has 5X in 4 years, summing up nearly $1m.
@@M.Herlihy i'm blown away! mind sharing basic info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one as well
Sophia Verdekal O'neal is is the licensed advisor I use. Just google the name. You’d find necessary details to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I get a federal salary and my 401k is called the tsp or Thrift Savings Plan. I contribute 50/50 between the S fund and the C fund. The C fund is the S&P 500 and the S fund is small cap but I don't think it's small cap value. The C fund does better most of the time but there have been a few years where the S fund outperforms it and I'm hoping that before I retire I get another good year with the S fund.
If, as I suspect, Trump goes ahead and imposes a mass deportation plan and high tariffs and expect the market to crash, would you be incliined to sell? I, personally would be prepared to wait it out.
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I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I’m looking at SCHD, VOO, XLK or SCHG
Great picks! I just surpassed 500K. Biggest positions VOO, VTI, SCHD, VYM, and now looking to build up DRGO alongside my single stocks. I got ~$14900 divs last year in taxable divs. Q2 taxable divs this year was ~$8k
thank you! Actually would it be silly to have both SCHD and VOO?
Not necessarily though there is a fair amount of overlap but that’s not necessarily a negative. Either approach is fine over the long term. Most important thing is to get started and build your income over time to continue investing more as time goes on.
I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!
Almost at 2,500 shares of SCHD. For the first time I’m about to use some of my dividend income for a trip to Hawaii.
You’re absolutely right about index funds-they’re cost-efficient and diversified, but the real key is how you allocate your investments. A lot of people lose out because they don’t balance their risk with their long-term goals.
That’s what worries me! I’ve heard horror stories about people piling into the wrong funds or panicking during market downturns.
That’s a big mistake many make-reacting emotionally to market swings. The market will always have ups and downs, but staying consistent and focusing on your goals is critical.
I made that mistake back in 2020. I pulled out of my index funds when the market tanked during the pandemic, thinking I was protecting my money. By the time I reinvested, I’d missed most of the recovery.
That’s exactly what I’m trying to avoid. So how do you invest without falling into these traps?
One word-guidance. It’s great to do research, but having an experienced professional who understands the market can make all the difference. I recommend working with a Certified Financial Advisor who specializes in index fund portfolios.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan with my Fin. Advisor that includes AI looking into Nvidia, MSFT, Alphabet stocks among others. I've been utilising a financial advisor for more than 15 months now, and I've made over $800,000.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Kathie Daisy Bosco’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you for this tip , I must say Kathie, appears to be quite knowledgeable. After coming across her webpage, I thoroughly went through her resume, and I must say, it was quite impressive. I reached out to her, and I have booked a session with her.
Question-Are the "BIC ETF Alternative Recommendations" listed in order of preference or are they just a group of alternatives and it doesn't really matter which one you choose?
Mr Paul Merriman is an absolute gentleman and an inspiration. He’s helped me so much. Keep up the great work sir
What funds does he recommend? How do I find that info?
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments
It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Brian! Imagine i invested $50,000 and received $190,500 after 14 days
Absolutely! Profits are possible, especially now, but complex transactions should be handled by experienced market professionals.
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.
Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things
Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit
Whats the difference vetween s&p500 and large cap value ? And also whats the difference between small cap blend and small cap value ,? And what are some etfs for each of these ?
Paul’s best in class ETF I pick for small cap value is AVUV. Building toward 15% of my portfolio.
Greetings from the UK, I really appreciate all the information that you provide.
Great discussion with Andy, Marriagekidsandmoney, Paul. Larry, Central Valley, Ca.
I lost over $300,000 investing in $GME and $BBBY, which was very depressing. Now, with low risk tolerance, I want to invest wisely. I’ve been researching index funds, ETFs, mutual funds, and growth stocks. I want a simple portfolio with about 3 holdings.
Sorry for your loss. Directionally this makes sense; $VOO, $VGT, $SCHD. Dollar-cost averaging into these ETFs will likely outperform most investors.
I love SCHD and currently own 604 shares. I regularly buy more shares, but I also invest in growth stocks/ETFs. Right now, I focus on growth, but I plan to switch to dividend-paying value stocks/ETFs eventually. It’s advisable to engage guidance for a well-diversified portfolio instead of relying solely on speculations.
I'm in line with advisory services cos, my job doesn't permit me the time to analyze stocks myself. Thankfully I got fully invested 2020 amid covid-outbreak, and as of today, my portfolio has 5X in 4 years, summing up nearly $1m.
@@M.Herlihy i'm blown away! mind sharing basic info please? i am a young adult living in Miami where i've encountered several millionaires, and my goal is to become one as well
Sophia Verdekal O'neal is is the licensed advisor I use. Just google the name. You’d find necessary details to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
I get a federal salary and my 401k is called the tsp or Thrift Savings Plan. I contribute 50/50 between the S fund and the C fund. The C fund is the S&P 500 and the S fund is small cap but I don't think it's small cap value. The C fund does better most of the time but there have been a few years where the S fund outperforms it and I'm hoping that before I retire I get another good year with the S fund.
You can try adding AVUV (small cap value ETF that Paul recommends on his web site) by holding it in your IRAs or taxable brokerage account.
merriman aaii guy
If, as I suspect, Trump goes ahead and imposes a mass deportation plan and high tariffs and expect the market to crash, would you be incliined to sell? I, personally would be prepared to wait it out.