Victoria's Condo and Presale Market is Struggling

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  • เผยแพร่เมื่อ 28 ม.ค. 2025

ความคิดเห็น • 100

  • @planesandbikes7353
    @planesandbikes7353 3 หลายเดือนก่อน +33

    In BC the cities charge 30% of the cost of the new condo home in developing fees. In the US it is typically 6%. Think about that.

    • @LR-jv2zd
      @LR-jv2zd 3 หลายเดือนก่อน

      In Canada overall, whoever is in charge of budget don't have a clue what they are doing. They keep increasing taxes and putting tax on everything. Modern slavery is slowly unfolding in front of our eyes.

    • @billharding8411
      @billharding8411 3 หลายเดือนก่อน +3

      Should the taxpayer pay for development or the developer? It's not like cities are getting rich off development. The developer is the one making the money, so the developer should pay for development costs, and pretty much every development I see has sections of streets shut down, and roads ripped up to accommodate the infrastructure of that development. That stuff isn't free. Comparing the US and Canada is silly, as the rules are completely different, and many us cities have gone broke or about to, so it's not like their system is better.

    • @highdough2712
      @highdough2712 3 หลายเดือนก่อน +3

      Maybe the US isn’t the example we should be following. Ever.

    • @griffinjosh7183
      @griffinjosh7183 3 หลายเดือนก่อน

      Ridiculous fees will impact the buyer's affordability.

    • @highdough2712
      @highdough2712 3 หลายเดือนก่อน +2

      @@griffinjosh7183 I don’t disagree. I’m simply stating that we shouldn’t use the US as an example.

  • @debbielockhart7762
    @debbielockhart7762 3 หลายเดือนก่อน +21

    We don't want more fucking condos. Nobody wants to live in them. We want houses that we can afford - something we haven't had in Victoria in about 20 years now.

    • @DwightStJohn-t7y
      @DwightStJohn-t7y 17 วันที่ผ่านมา

      you're surrounded on all three sides by the ocean. ain't gonna happen. and the Peninsula?? Thirty milion dollar SECOND homes.

  • @armandbourque2468
    @armandbourque2468 3 หลายเดือนก่อน +7

    That's EXCELLENT news.

    • @CX-ru1ql
      @CX-ru1ql 3 หลายเดือนก่อน

      Yep the people of British Columbia are getting exactly what they deserve replaced by people of color it's great

  • @rostyslavkozhushko5841
    @rostyslavkozhushko5841 3 หลายเดือนก่อน +25

    BC is done! Who is in their mind will be paying 2500 for 1 bed condo for rent in the city where is median income after tax is 2700-3000$?!?! Without foreign investors real estate bubble on the island and lower mainland will burst soon:(

    • @billharding8411
      @billharding8411 3 หลายเดือนก่อน

      And yet development continues and prices keep rising. It's like people want to live here or something. It's definitely slowed due to high interest rates, but demand is still there. Personally I think house and condo prices are way too high, but deflation on house prices would be a disaster economically.

    • @armandbourque2468
      @armandbourque2468 3 หลายเดือนก่อน +1

      And that's a good thing. IF we restrict ownership to islanders. Which we should.

    • @billharding8411
      @billharding8411 3 หลายเดือนก่อน

      @@armandbourque2468 How's that gonna work? Anyone can buy a home anywhere in Canada. The speculation tax should be higher to reduce unoccupied homes. That would be more effective in ensuring all houses are occupied and hopefully spur prices and rents to drop a bit.

    • @armandbourque2468
      @armandbourque2468 3 หลายเดือนก่อน +2

      @@billharding8411 the spec tax should be high enough that they'll lose signifigant $ if the place is unoccupied. And, i still think we need to restrict ownership to citizens only. Not just housing, ALL land, resource extraction licenses, and water rights. As i said, non-citizens and corporations can lease, max 1 year, with remediation and penalty clauses. Resources are finite, and mostly non renewable, or slow to replenish. They're also not portable. If a noncitizen or corporation wants to own housing, or oilfeilds, or water extraction rights, they'e welcome do do so elsewhere. Just not here. Here, they should lease from citizens, or the govt, and pay their way. Those last four words need to be enforced. As severely as necessary, including asset forfeiture.

    • @armandbourque2468
      @armandbourque2468 3 หลายเดือนก่อน

      @@rostyslavkozhushko5841 and that's a bad thing, maybe, because guess who will come piling onto the island like a swarm of the starving? EVERYBODY. And we're already stressed for water, services, and infrastructure. Surrey already exists. Why build another one?

  • @kingcountyband
    @kingcountyband 3 หลายเดือนก่อน +1

    16 years ago I paid $1200 for a 2 bedroom ground floor in a heritage home off Cook St. $375 for a studio off Quadra and Yates, and $450 for a 1 bed on Balmoral. Crazy how much things have changed!

  • @douglasthompson9482
    @douglasthompson9482 3 หลายเดือนก่อน +7

    I don’t feel sorry for any realtor and others involved in the housing market. We have been over charged and raked over the coals for years. My hope is to sell and then get out….vastly overpriced. Compared to America, Canada is a joke. Palm Springs here I come….

    • @CX-ru1ql
      @CX-ru1ql 3 หลายเดือนก่อน

      Yeah well you're probably one of the people that voted for the NDP in the Liberals that have been destroying this country for years now you're going to leave after your destruction. Canadians are just gross people this country is getting exactly what it deserves

  • @garydarrah2686
    @garydarrah2686 3 หลายเดือนก่อน +4

    Hadn't been into the downtown core for a while until yesterday and driving through I was amazed at the number of condo buildings under construction. Whole blocks have been knocked down and what used to be numerous parking lots all have new buildings on them. Pretty wild the amount of new inventory coming on stream.

    • @IraWilley
      @IraWilley  3 หลายเดือนก่อน

      Yes the amount of construction is remarkable. It’s all rental towers however from this point on. Condos are too risky financially for developers.

    • @DwightStJohn-t7y
      @DwightStJohn-t7y 17 วันที่ผ่านมา

      @@IraWilley Remember when Block Bros, built/owned many high rise rentals in the west end. Good buiidings. 1275 Pacific met the Estonian that buiilt it in the sixties. Great guy. Then all the rentals were packaged and sold........to Hong Kong. Then no one built anything but condos for decades: no rentals except a few co-ops and converted buildings. Now here we are: decades of the wrong building catching up wth demand. Decades getting INTO th emess, not getting out fast.

  • @rosieone5670
    @rosieone5670 3 หลายเดือนก่อน +4

    Oh My…..I feel really really sad that “Sold Over Asking” has come to an end and those greedy commission jewels and bragging rights have turned to Shiit.

  • @JS-jh4cy
    @JS-jh4cy 3 หลายเดือนก่อน +3

    In bc you have to pay an extra tax grab when buy an residence it is added on top of the final fricking price

    • @JS-jh4cy
      @JS-jh4cy 3 หลายเดือนก่อน +1

      This is on used housing

  • @WeazelJaguar
    @WeazelJaguar 3 หลายเดือนก่อน +1

    So, what was the previous selling price?
    Asking price most likely ridiculous, but they still made money.

    • @DwightStJohn-t7y
      @DwightStJohn-t7y 17 วันที่ผ่านมา

      watch the month carrying fees and the emergency fund balances, make sure the monies are separated and escrowed for safety. One condo price can be the same as next door but an disaster waiting to trap you. you do NOT want "cash calls".

  • @in2minutesorless64
    @in2minutesorless64 3 หลายเดือนก่อน +2

    Thanks for the informative video Ira.

  • @devinmasson8507
    @devinmasson8507 3 หลายเดือนก่อน +2

    How low are condo presales getting? If new condo construction slows we are going to have a ton of recent immigrants layed off. Would be interesting if 2025 was a year of net immigration outflows and subsequent adjustment in rental prices.
    International student decreases and procyclical outmigration as contrsuction slows will be very interesting to watch over the next 12 months. Construction industry has a very high percentage of recent immigrant renters. Keep an eye on that unemployment rate over the next 12 months

  • @Bufford2024
    @Bufford2024 3 หลายเดือนก่อน +4

    Use your client deposit money as a bank... screw up ... and stiff you four years later. Standard modus in "Bring Cash Province" ... formerly known as BC. 😅

    • @billharding8411
      @billharding8411 3 หลายเดือนก่อน

      LOL, So blame the government for a developer that does a poor job of managing a project. That's pretty silly. The developers should know their costs going in. Guess who keeps the money if the project fails, and it's not the government.

    • @Bufford2024
      @Bufford2024 3 หลายเดือนก่อน +1

      @billharding8411 The Government is your thug silent-partner in everything. You risk all ... they nothing. Nice try on a doofus argument, though .... Gomer.

    • @DwightStJohn-t7y
      @DwightStJohn-t7y 17 วันที่ผ่านมา

      @@billharding8411 Legally, those deposts should be escrowed in a separate fund, just as you'd "release" funds during a reno: you don't hand over the "kash and let the developer use the money of his "other" projects and that stringent oversight belongs to "the government". After the fact, when teh contractor has blown it up his nose, it's too late. The banks should exercise more over sight an dmove faster to slam these adults who never grew up: the contractors I've know are mentally small children too often.

  • @Bufford2024
    @Bufford2024 3 หลายเดือนก่อน +4

    When the pricces drop a zero ...we will get back to a balanced rational market. Nuf sed. 😂

  • @roarlisfang2860
    @roarlisfang2860 3 หลายเดือนก่อน +3

    From past experiences I would say rebound only happens when the rate cut has hit the floor. Most buyers are signing 5-yr fixed in Canada and they'll only buy in one of the two cases: they really need to upgrade their property or they think the rate has hit the floor. It's obvious, if a buyer signed before another rate cut, they'll just get stuck in that rate for 5 years. Each following rate cut will be a loss for them. Rate cuts are just to keep the market afloat, and the real momentum that keeps house price this high is from immigrants. Keeping the condos rented is definitely a good move though, the demand is still there, buyers will pop up when we see 1% rates.

    • @IraWilley
      @IraWilley  3 หลายเดือนก่อน +2

      Great point, whoever is buying now HAS to buy. People renting, being evicted, expanding their family... the less motivated buyers are watching and waiting.

    • @LR-jv2zd
      @LR-jv2zd 3 หลายเดือนก่อน

      @@IraWilley I'm one of those. But given the prices dropping and rate still high I'm "spooked" and don't wanna watch the price keep going down after buying it!

    • @griffinjosh7183
      @griffinjosh7183 3 หลายเดือนก่อน

      Housing prices in Canada are ridiculous compare to many countries around the globe.

    • @roarlisfang2860
      @roarlisfang2860 3 หลายเดือนก่อน

      @@griffinjosh7183 That's the sad truth. Canada's real estate market is operating very similarly to the one in Hong Kong, where the government holds control on both supply(zoning) and demand(amount of PR issued, i.e. immigration). Housing price is, and will be very carefully calibrated to be on the level of "expensive but still attainable by the middle class" level.

  • @skyricharde6629
    @skyricharde6629 3 หลายเดือนก่อน

    Do you have any videos on the difference between freehold lease and strata lease of a condo? Pros and cons, that kind of thing.

  • @edwarddufour6503
    @edwarddufour6503 3 หลายเดือนก่อน +8

    The crash is coming.

    • @ericthecyclist
      @ericthecyclist 3 หลายเดือนก่อน

      I've been expecting that crash for 17 years now. As a house owner, it doesn't affect me directly, but when I see a young couple buy a house today, I'm a little shocked they are able to. Interest rates were low for way too long.

  • @nanooseguy327
    @nanooseguy327 3 หลายเดือนก่อน

    nice update Ira, thanks for your great recaps on what is going on in Vic !!

  • @warrenburgis5280
    @warrenburgis5280 3 หลายเดือนก่อน

    Asking price was too high. If it was closer to market value the sales price would have been closer or equal.

  • @CanadianRealEstateChannel
    @CanadianRealEstateChannel 3 หลายเดือนก่อน

    Great market update!

  • @DwightStJohn-t7y
    @DwightStJohn-t7y 17 วันที่ผ่านมา

    Older "condos" in Victoria are three level wood buildings near the end of their useful life.- However, the secret value is there's no reason WHY these sites can't go to five or even six stories basedon the SAME foundation, if built correctly to begin with. Many you'd not even have to do anything but a digital upgrade to the boilers, and upgrade the elevator. Hidden treasure time. Sweden and Finland are building TEN STORY wooden buildngs. No reason why you cant', and great for earhtquakes: think Japan.

  • @hiltonwatkins6750
    @hiltonwatkins6750 3 หลายเดือนก่อน +1

    I would be very cautious at this time…. Feels to me that the economy is on the verge of recession… not a time to be making speculative actions.. wait for stabilization, everything is very doubtful.

  • @chamomiletea5424
    @chamomiletea5424 3 หลายเดือนก่อน +4

    I live in Victoria. Don't buy here, heck, think twice about visiting. It is SCUZZY! My friend works at a luxury car dealership. Just before opening, staff had to shoo away a drug addict taking a "number two" in the doorway! This place is UNAFFORDABLE, UNSAFE, AND GROSS.. even the "bougie" are living lives of quiet desperation.

    • @FirstLast-ml7yf
      @FirstLast-ml7yf 3 หลายเดือนก่อน

      Better move to Prince George or Edmonton

    • @chamomiletea5424
      @chamomiletea5424 3 หลายเดือนก่อน

      ​@@FirstLast-ml7yf Thanks, but I'll pass on your invitation!

    • @DwightStJohn-t7y
      @DwightStJohn-t7y 17 วันที่ผ่านมา

      That's why the Lefties in power from the city/province/federal don't want support services in their own backyard for their own constituency/issues the push. Go to Vancouver.

  • @adamlockwood331
    @adamlockwood331 3 หลายเดือนก่อน

    Very Informative video thank you for sharing.

  • @twfaber1152
    @twfaber1152 3 หลายเดือนก่อน +2

    The island is finished they voted ndp will ruin the island and bc look forward to higher taxes higher food prices higher gas prices higher costs people are leaving bc it’s over

  • @bc5299
    @bc5299 3 หลายเดือนก่อน +1

    Blame the developer for this debacle. Failure to bring the project in on time and on budget. Poor planning and even poorer execution makes them look like incompetent amateurs.

  • @cariboojohn
    @cariboojohn 3 หลายเดือนก่อน

    Nice program... Informative

  • @jameswrightesq
    @jameswrightesq 3 หลายเดือนก่อน +4

    Can't help but think none of this matters in a ww3 scenario

  • @Old1Biking
    @Old1Biking 3 หลายเดือนก่อน +4

    Replacement costs are only getting higher. Low prices will result in in no new builds. Construction costs are getting higher as everything is more expensive for builders.

  • @dav3tv452
    @dav3tv452 หลายเดือนก่อน

    Oh no! People don't want to pay 800k for a box in the sky. What's the world come to

  • @fire_watch7735
    @fire_watch7735 3 หลายเดือนก่อน +5

    So when I said in one of your recent videos that it was a bad idea to tell buyers this is the time to buy for these exact reasons and you said I was wrong, what’s your response now. This is why people that have very little training in economics should not be advising lay-persons. Also, the new CMHC rules will only worsen the problems in the future because people can more easily access properties they have no economic rationale to have access too.

    • @IraWilley
      @IraWilley  3 หลายเดือนก่อน +2

      Agreed, which is why I write at the bottom of every video "don't take financial advice from TH-cam" I only talk about what I see out there day to day which is changing rapidly. Do you know of any better trained economists that you might recommend I follow?

    • @devinmasson8507
      @devinmasson8507 3 หลายเดือนก่อน

      Follow Steve saretsky and his Loonie Hour show

    • @fire_watch7735
      @fire_watch7735 3 หลายเดือนก่อน +3

      @@IraWilley Tiff Macklem

    • @p-m2127
      @p-m2127 3 หลายเดือนก่อน

      @@IraWilley The Angry Mortgage podcast

    • @BellaBella-jw9ef
      @BellaBella-jw9ef 3 หลายเดือนก่อน

      @@fire_watch7735🤣🤣🤣

  • @gogan3429
    @gogan3429 3 หลายเดือนก่อน

    I think we are in new territory.

  • @notyourbestie
    @notyourbestie 3 หลายเดือนก่อน

    They borrow your money with no interest back saying its your down payment for your future home. Once they build the home, they'll sell it to the current homebuyers with the current selling rates. But oh wait, too suspiscious, will turn them first to rental properties earning first before actually selling the condo and displacing the renters bc they just put in increase of 3% value yearly. They say will renovate but nooo, they will now sell the homes for mortgage or sell to another builder who will crack the building down and do the same process again. Sussss! Sooo sus!! How gov dont pay attention to this and dont give penalties or sanctions to these builders.
    Personally dont like pre sell homes bc its like a scam. And after years of waiting, they will give you back your downpayment and from then 200k home, its now 400k. Now how can a 5% down before be enough to buy a house now?

  • @BellaBella-jw9ef
    @BellaBella-jw9ef 3 หลายเดือนก่อน +3

    Too risky being a landlord these days. It was bad enough before the recent additional rules in favour of the tenant, never mind the internet rates, etc.

    • @highdough2712
      @highdough2712 3 หลายเดือนก่อน +1

      Did you ever consider the rules are in place because of the behaviour of so many landlords?

    • @MrArbutusify
      @MrArbutusify 3 หลายเดือนก่อน

      @@highdough2712 Having been a landlord for the last 50 years (residential and commercial) I believe I can speak from a vast experience. All most all my tenants have been respectful and have paid their rent on time. I have had a few that would not pay and would not leave., but only a few. Most landlords do not wish to lose their tenants and therefore their income. It's a two way street. Remember 66% of British Columbians rent. If the 34% of landlords stop renting out their places, where will the tenants live? Think about that.

    • @BellaBella-jw9ef
      @BellaBella-jw9ef 3 หลายเดือนก่อน

      @@highdough2712 I was a landlord and the system is against the landlord. That’s why everyone is getting out.

    • @MichelleRicard-bx8er
      @MichelleRicard-bx8er 3 หลายเดือนก่อน

      @@highdough2712I work in the rental market in maintenance. I can tell you I have seen horror stories with tenants who abuse these new laws far more often than shitty landlords. One place this summer I did took over 50k in rental losses and damage no recourse for landlord. A win at RTB is not legally enforceable in Bc to collect the financial losses. So sorry more shite tenants than landlords in my opinion

  • @billharding8411
    @billharding8411 3 หลายเดือนก่อน +3

    We could do with much slower development in Victoria. The last 15 years has had way too much development and it's affected the quality of life here, traffic is horrible, and interest costs as well as overdevelopment and sky high prices hare all contributing to a slowing market. We definitely need more rental units, so this is not a bad thing, nor are cancelled projects.

    • @IraWilley
      @IraWilley  3 หลายเดือนก่อน

      I have no issue with development but I want to see it done properly (infrastructure, roads, schools, all being updated as well) and also more 3 bedrooms / townhomes and less shoe box condos.

    • @billharding8411
      @billharding8411 3 หลายเดือนก่อน +1

      @@IraWilley The city councils have done a really poor job of controlling development. The city of Gardens is becoming the city of traffic snarls and concrete condos. We can thank Stu Young for a large part of the problem with his wild west development attitude. It's made him and his buddies rich.

  • @jamiehill9137
    @jamiehill9137 3 หลายเดือนก่อน

    I want raw land..if you know of any affordable..lol

  • @pete8516
    @pete8516 3 หลายเดือนก่อน +7

    Another real estate agent pretending to be some sort of expert….in what ? Ask yourself, what do they do to earn a 7% commission on the first 100k and 3.5% on the balance? Pretty much nothing…is a realtor ever going to going to tell you the market is in a bubble when their juicy commission is dependent on high prices? Don’t forget all their lies…oh no…foreign buyers and speculators are not driving up prices, when buses 🚌 of Chinese tourists were being driven around neighbourhoods and open houses, and agents were coaching people how to set up short term rentals to fund speculative purchases…now they advocate for low interest rates to return to the good times of more speculative buying…they are leeches and should earn a flat fee…there is absolutely no difference in selling a $3 million property v a $500k condo….another real estate agent lie ..,,

  • @robertmuckle2985
    @robertmuckle2985 3 หลายเดือนก่อน

    What language are you signing...cause all I get is gibberish?😂

  • @ryananderson5202
    @ryananderson5202 3 หลายเดือนก่อน

    😅😅😅😅😅😅😅😅😅
    "Affordable" homes go on sale for $750,000.
    Rich people pick up 3. Sit on them until they hit 1,000,0000 and sell them.
    They just made 750,000 doing nothing.
    That is your beloved capitalism.

  • @A-star445
    @A-star445 3 หลายเดือนก่อน

    I think the government is making a big mistake with comments suggesting reducing immigration. And this is playing into softness in the housing market. Canada should not be making any anti immigrant comments and instead should be encouraging newcomers. If we can continue to increase the population at a rapid rate the real estate market will stay strong. Why should we limit immigration to 500k. We have a huge country and business and real estate investors/owners stand to make a lot of money if we can keep the doors open to rapid population increases

    • @Diesel735
      @Diesel735 3 หลายเดือนก่อน

      We don't need them in Canada!
      They bring with them crime and many other costly issues.

    • @bwburnham
      @bwburnham 3 หลายเดือนก่อน +5

      I think the real estate market has run out of fools who will over pay.

    • @anthonylalev4583
      @anthonylalev4583 3 หลายเดือนก่อน

      We do not have the infrastructure in place Hospitals, housing etc. look at the European Union and immigration or the USA it is an invasion with crime up and how about Hamas protests and there flags and terrorists and or criminals. How about crime is way up graffiti etc. who are they letting in

    • @BellaBella-jw9ef
      @BellaBella-jw9ef 3 หลายเดือนก่อน

      Because we have no infrastructure to support them.

  • @twfaber1152
    @twfaber1152 3 หลายเดือนก่อน

    The island is finished they voted ndp will ruin the island and bc look forward to higher taxes higher food prices higher gas prices higher costs people are leaving bc it’s over