We want two things Anshuman please, (1) Please start visiting people again, I know it is difficult for you to manage but it adds a next level of relativity. (2) An episode where you go back to old people featured in Fix your Finance to know how are they doing now Love your content bro I have perfect discipline since the last 1-1.5 year
It's great to see so many people willing to do it. Anshuman, if you can set up a way to help, we will pitch in. I think we can at least pay off the credit card together.
You're much MUCH better off going to the government medical college. You're more likely to get better care there. It won't be great, but you're more likely. Or private colleges that are attached to government hospitals. Like the students and doctors are all private, the facilities are all government.
There are a lot of people who actually benefit from Gov Hospitals, it's just that the population is so high the hospitals are saturated and most of the skilled talents do not like to work/help people from a lower financial BG although they might not say this in your face
Hats off to the spirit of this young guy!!! Very unfortunate!! He urgently needs the right direction to breath better in the coming years!!! God be with him. Keep going, man!!
I was in same situation 5 year back.. lost my mother and father.. I taken my education by my own..i don't have brother also..so all care of my parents were my responsibility..my whole salary gose into my mother illness... but now it is somewhat good... hope he will also do good in his life.
He is a responsible guy taking care of his family. He needs to increase his income somehow. He is young so getting a bit more overwhelmed with the expenses. His brother should also understand the situation and help out his elder brother. All the best !
Gautam bhai, if you're reading this... We can sit together, everyday for 30 mins and I can help you upskill on a few skill sets, that can help you elevate your income working remotely. Also, will be available, in case you need anyone to talk to about things. Just remember, you're not alone bhai...Just let me know in reply...if we can have a quick chat. You're a fighter and dono bhai milke karte hai kuch. Don't worry!!!
Hey Anshuman, life has been unfair for Goutham, why not start a crowd funding to contribute to a part of his loans? P. S: Loved the way you inspired him, and I'm sure he will come out of this!
If a crowdfunding link is created please provide it here it would be my pleasure to contribute to get this man out of his struggles.....men like these need to be supported..!
I want to help this guy! Hats off to him for being a 25 year old and making ends meet for a family of 3, and most importantly he lost his mother still he’s trying his best! Kudos to you Gautam 🙏🏼
Huge respect for Anshuman for bringing up stories like this and helping individuals. In this episode he is giving such gentle counselling and changing mindset of individual. Please someone help this individual to upskill. If I was in his field, I would have helped.
Hi understanding the situation As he is owning a house it’s better to avail a loan against property( mortagage loan ) I suggest LICHL any others is also fine so that the repayment tenure can be higher (like if you take a loan of 6,50,000 for 15 years you will be paying around 7000) so that he can take away a big financial burden from him and then allocate amount for family health insurance and further it will be in his hand if he upskill him self he can earn more as well and even his brother might come for support later on
Taking new loan to clear old loan is not a great option. The house is not his to take loan . It belongs to him, his brother & father.. Like Anshuman said, he has to upskill himself. His younger brother should also work. He can teach, take up delivery job, learn driving and drive in the evenings or weekends. Main focus should be to earn more , spend less & clear debts as soon as possible
@@poenvisitorand situation is also difficult for all 3 , not him alone. Lap is way better option, interest rate is less and he can pay at his convenience
Your education and your communication skills will help you a lot to upskill yourself brother, Just hope for your time.. It will definitely come one day. You can clear all your debts in one year. God bless you
I’ve been through a similar situation, my friend. I lost my father in 2020, and around the same time, I was furloughed by my company. I suggest trying to apply for jobs abroad, but not through agencies-use online portals instead. Your English is good, and you have a good chance of securing opportunities in Gulf countries. Learning new skills takes time, and it can be challenging to stay competitive without peace of mind. It's not easy, but make sure to take care of your health along the way. Life can be unpredictable, and while things may not always seem simple, prioritizing your well-being is essential. Stay strong!
Bhai take a home loan of 7 lakhs for 20 years emi will be 7k per month (monthly savings 5k) all other loans clear karo bacha 50k uska lo laptop so that you can do other things to increase your income and restart your life bro
Bro I would be very happy to help him. Please get in touch. I run a small tech business and would love to offer him a job which will pay him good. Also very happy to see so many good samaritans in the comments of this video. Bless you all..
Gautam is very powerful personality. Battle he is facing is so big but he is still fighting bravery. He is going to increase the income and in just one year he will be loan free.
It is truly heartbreaking to see someone unable to achieve their dreams due to family problems. I understand the pain of being forced to focus on work that wasn’t part of our aspirations. If there is a fundraiser or any initiative being organized, please let me know-I would like to contribute in any way I can. Together, as a community, we can make a difference and help this individual overcome their financial burden, allowing him to focus on his career and future.
Even I noticed that bro😢 ..not sure if anyone else too got that point, he's at a point where he can give up any moment yet he wants his dad n brother to live decent life ahead with that money.. This hurts man😢
Anushuman, please if Gautam agrees to it, start a fundraiser to help guatam out. I'm sure that alot of people, myself included, would love to play a part in helping Gautam out of this trap.
That is what we called Westbengal ki halat. Not only him but 50 percent people are going through this.Neither we have govt job nor private. The whole economy is dependent on agriculture sector and unorganised sector. In westbengal people prefer to be an unorganised labour( because they get better labour work in other states like kerala) than an educated youth. Every year the students appearing for board exams reduces drastically. Please be patient you are not alone ---- from your fellow NorthBengali. One advice please if you have chance please try to find job in other states and leave the state as immidiate.
This is the halaat of full India brother..Go and check the unemployment data and see where's India is lying.. In accordance to India's employment WB stands at a better postition too...----From our fellow Kolkata wala
@@sagnikdas Kolkatar theke berie Westbengal ta k akbar dekhun Westbengal ar onno state er govt job vaccancy dekhun onno state a vaccancy ber hoi tarpor paper leak hoi wb te to exam e hoi na wb er sathe onno state gulor private investment er dike takie dekhun puro state dekhte hobe na khali kolkatar dikei takie dekhun na. India is in below level but Westbengal is in below the belt level. Kolkatar elite bengali chokh die na dekhe aktu paragayer chele ba meyetar chokh die takan. Ar jara state baire kajer khoje jacche tader chokh die dekhun. Ar doya kore up bihar er sathe tulona na kore gujrat maharastrer sathe tulona korun karon duto state resource dekhe tulona ta kora uchit.
I sometime wonder why god give so much struggle and pain to someone so difficult situation he might be…its very tough to fight everyday for some hope… I wish u come out of dz phase soon yrr
My suggestion for him: cat ke preparation ki thi kuch number se nhi ho paya go for another exam with same kind of syllabus like ibps po/clerk which is much easier than cat with same type of questions and square off all loans and continue cat preparation with same mindset hope this helps❤
Hey Gautam! Here's some brotherly advice for you. Please do not give up on life at such a young age. Try to upskill yourself via free content available online, work on increasing your income. There are many remote jobs by MNCs available for techies, which will pay you much higher than 18k. Focus on your physical and mental health, and have a really positive mindset that you will come out of this situation soon. Also, as an immediate action get a health insurance for your entire family and involve your brother in the financial management. Because your family cannot possibly survive one more unexpected hospitalization, considering the current financial situation. Please try to follow these steps and I am 100% sure within 2 to 3 years, you all will be surely in a comfortable situation. My best wishes are with you. If there is anyway I can help you, then please let me know here. Good luck!
Guatam need some mental support and warm hug, I Really hope that in next 2 or 3 years he will send you a email saying "I did it bro" Anshuman bro please if possible do a crowd funding atleast we can help him in some way to reduce his debt, this guy is suffering a lot for not his mistake.
Good work anshuman , kindly help this kind of souls were real financial knowledge & mentoring is needed ,make more videos like this & help more people anshuman
I hope this guy finds the strength in him to overcome the situation that life has put him in and acheives big things....... Life has been too hard on him
Back in 2020 , I was 23 in similar situation with 8.5lakh family debt and and being sole earner life seemed really hard. Trust me brother if you want to change life it will definitely. Just work hard and be disciplined.
Hats off to his efforts.. he should do everything to increase the salary but need to come out of the debt trap first.If Gautam is ok, please share his UPI details.
Hello Anshuman, I am currently going through an emergency medical situation in my family too and I feel this young man's pain, please share his gpay so that i can help contribute a small amount
It must be extremely difficult for Gautam. His tears and emotions have resonated with so many of us who understand how it is to be lonely and helpless. Each of us have our own battles (although not as extreme as Gautam's) and we try to gather ourselves and show up each day hoping that things would get better, but sometimes the circumstances takes the better of us. Hope he finds the strength within himself to turn his life around. We will be rooting for you Gautam. If there is a plan to crowfund and help him out, please let us know and we would be happy to contribute for Gautam.
Gautam so sorry you had to go thru this tonnnsss of power to you my guy if you are strong enough to put your story out there you are def strong enough to overcome
The Truth is giving Pep talk will not help him getting out of this situation. Anshuman you please initiate crowd funding for this fellow and people will show up and donate. Also if possible you can donate earning from this TH-cam video views. He seems genuine and needs serious help.
The first step is to acknowledge that you have a bad financial situation. Spending 41k on phones and 18k in the washing machine looks like you still need that realisation that the financial situation is really really bad. Only after that you can go on how to increase income otherwise it doesn't matter how much more you can earn, you will always stay in this loop.
Hi Anshuman, it's a just an idea.. Can you please be please generous to Gautam and Give him the entire amount you earn from this video. Its a request 🥺
Let's all hope for the best that Gautam comes out of his situation, as soon as possible, and gets to better life.🙏🙏🙏🙏 Maybe a 'crowd' funding from your side, We will support him with all the smaller amounts combined together to help him.
Great work Anshuman. But can we also have some kind of follow up to such episodes where audiences or experts csn help such people. If not with money maybe with some job opportunities
Actually, I request you to share such stories. I thank god for everything. I have everything I need in life personally, with my family, and financially. Yet, I often feel demotivated and sad. However, after reading these stories, I realize that if we have fewer problems in life, we should be happy and thank God for all the things we have instead of crying.
Anshuman, We are willing to help him. Check the comment section. Not just me but there are other subscribers too. Thoda bhi help ho jae to bht hai. But not finding a way how to reach him.
Anshuman bhai..condition of bengali youth is more or less same...they are all struggling to get a job..dirtly politics ,corruption is all we have in this state...
It's same throughout whole India. The government is busy collecting huge taxes and play dirty religious politics. Also the bad economic conditions made finding the job much worse.
Defaulting loan is not a big problem If a person is in a big trap it can be done. His father can default on loan. His credit score will be gone. Once the laon get transfered to the recovery agent. He can talk to them and close at a amount half the actual laon. Then His father can again take a gold laon and pay emi on time. This will increase His credit score. In few years it will be in 600 to 700 range.
i can understand your situation .i was n same condition during lockdown and i had only money for surviving 3-4 months but i continuosly apply jobs with my current skills .and i got the job in mnc.don't underestimate yourself. keep trying and create your profile in naukri and other site and apply job..all the best
I didn't understand the paying one credit card with another one thing. A credit card bill cannot be paid using another credit card r8? Is he taking a cash advance and clearing the other CC? If so isn't that costing huge interest rate? Is that the 3% you are saying on the amount be taken as cash advance?
I'm not in favour of direct financial help. It will not solve the core problem. I see this guy has sufficient english communication. I'm 💯 percent sure he will get better paying job.
Bhai, please create a crowd funding..we all csn step up and help him to come out of debt. Please let us help in clearing his debts by contributing small amount.
I want to help him as a sister plzzz i can see d mental trauma he might be gning through Mental stress is not less than a death to anyone…😑 How can we help him plzz let me knw
Come on man it is unfair to ask his younger brother to work(dont know what his age is, he must be of college age). Show some heart and allow us to crowd fund him. That loan will take 3 to 4 years of his youth. I see many people are ready to help him. Mental peace is very important for him to move ahead in life.
Bro go to Kolkata and do food deliveries. In big cities doing that u can earn atleast 5-10k more than what u r making now. Yeah I understand u will have to pay rent which is currently zero. But I think you could get an idea from what I am suggesting and apply it in whatever way suitable for you.
His father was on Accident spree for 2 years and lil bro in college needs to earn too. and dont pay credit cards bill default on it and then do settlement after 1 year.
I have been going through the same situation or even worse as of now! A guy looted my 5 lakh rupees 3 years back which were not even mine but from personal loans and pledged jewellery! Now I am in a situation where my wife her family have almost decided to separate us because of my inefficiency 😢! I miss my kid man😢. They are not wrong either considering i l cannot feed my family but just clearing my debts with just 15k salary! And my monthly commitments are 30k!
I pray to God...Please be kind to Gautam and please shower him some blessings so that he can come out of all the mess.. Please God
Very true 💯💯, I also wish the same, I can feel him😢😢, more power to him
God did all these to him
Such Positivity! I hope that too for Gautam!
But he has priority of phones, washing machine so costly..
Take phones of 40k ... Not buying health insurance
We want two things Anshuman please,
(1) Please start visiting people again, I know it is difficult for you to manage but it adds a next level of relativity.
(2) An episode where you go back to old people featured in Fix your Finance to know how are they doing now
Love your content bro I have perfect discipline since the last 1-1.5 year
You should tip him so he can afford the travel without impacting his business expenses
@@amitchawla5124 I am saying it now, I am ready to become a member of this channel if he starts visits again
@@amitchawla5124 he is earning much by visiting
I would love for Anshuman to do the second and see what changes they made in their lives after speaking to Anshuman and how they improved their life.
Anshuman bhai, can you do crowd funding campaign for him ?
We will support.
Yes we should
Yes
Really good idea
Exactly
I second this.
Man let's get together and help him even small amounts can bring a change in the situation
Anshuman pls think of some way we can help that guy
Yes!! Please
Yes
Yes
It's great to see so many people willing to do it. Anshuman, if you can set up a way to help, we will pitch in. I think we can at least pay off the credit card together.
Yess absolutely
For what thing we are paying huge taxes .. A person cant be saved from a govt hospital. No matter whether a state or cent govt it is.
Exactly
You're much MUCH better off going to the government medical college. You're more likely to get better care there. It won't be great, but you're more likely. Or private colleges that are attached to government hospitals. Like the students and doctors are all private, the facilities are all government.
We are paying tax so that politician can buy luxury cars and villa 😂
There are a lot of people who actually benefit from Gov Hospitals, it's just that the population is so high the hospitals are saturated and most of the skilled talents do not like to work/help people from a lower financial BG although they might not say this in your face
Hats off to the spirit of this young guy!!! Very unfortunate!! He urgently needs the right direction to breath better in the coming years!!! God be with him.
Keep going, man!!
I was in same situation 5 year back.. lost my mother and father.. I taken my education by my own..i don't have brother also..so all care of my parents were my responsibility..my whole salary gose into my mother illness... but now it is somewhat good... hope he will also do good in his life.
Sorry to hear about your parents loss, stay strong dear 👍🤝
some times we have to go through unsaid battles . I am happy that you are doing good .
@@muktharvortegix yes luckily I got very good husband who love me lot..
You have 900k subscribers, even if 1% pays Rs 50 each to this guy, he will be saved.
We can make it done
Yes
Indeed
The views is a better metric of course for this type of calculation, and we can see it averages around 100-200k so this is not quite possible
Already donated 1 crore
He is a responsible guy taking care of his family. He needs to increase his income somehow. He is young so getting a bit more overwhelmed with the expenses. His brother should also understand the situation and help out his elder brother. All the best !
I want to help this guy, please can I get a way to support him?
Yes, I also want to help, is ther anyway?
+1
Me too brother 😢
Gautam bhai, if you're reading this...
We can sit together, everyday for 30 mins and I can help you upskill on a few skill sets, that can help you elevate your income working remotely.
Also, will be available, in case you need anyone to talk to about things.
Just remember, you're not alone bhai...Just let me know in reply...if we can have a quick chat.
You're a fighter and dono bhai milke karte hai kuch. Don't worry!!!
+1
+1
So nice of you to give strength to him, hats off to people like you 🎉🎉 congratulations for being the great person 👍
+1
Bhai you are really nice, hope he takes your support ❤
Hey Anshuman, life has been unfair for Goutham, why not start a crowd funding to contribute to a part of his loans? P. S: Loved the way you inspired him, and I'm sure he will come out of this!
He was here to learn finance but end up teach us life lesions 😢
Its lesson, whoever taught you they did wrong.
@@Indian-r6imaybe a typo error
If a crowdfunding link is created please provide it here it would be my pleasure to contribute to get this man out of his struggles.....men like these need to be supported..!
Hi @Anshuman Sharma pleas help us out here. If possible would love to contribute
+1
Now People should not need to underestimate Medical cost. Anything can happen
Please give us a streamlined way to help this dude. He is trying his level best.
I want to help this guy! Hats off to him for being a 25 year old and making ends meet for a family of 3, and most importantly he lost his mother still he’s trying his best! Kudos to you Gautam 🙏🏼
Huge respect for Anshuman for bringing up stories like this and helping individuals. In this episode he is giving such gentle counselling and changing mindset of individual. Please someone help this individual to upskill. If I was in his field, I would have helped.
Hi understanding the situation
As he is owning a house it’s better to avail a loan against property( mortagage loan ) I suggest LICHL any others is also fine so that the repayment tenure can be higher (like if you take a loan of 6,50,000 for 15 years you will be paying around 7000) so that he can take away a big financial burden from him and then allocate amount for family health insurance and further it will be in his hand if he upskill him self he can earn more as well and even his brother might come for support later on
Taking new loan to clear old loan is not a great option. The house is not his to take loan . It belongs to him, his brother & father.. Like Anshuman said, he has to upskill himself. His younger brother should also work. He can teach, take up delivery job, learn driving and drive in the evenings or weekends. Main focus should be to earn more , spend less & clear debts as soon as possible
@@poenvisitorand situation is also difficult for all 3 , not him alone. Lap is way better option, interest rate is less and he can pay at his convenience
Option looks feasible but doubt he'll get this at less interest , better than other loans
@@BENGHUMmer according to my knowledge if he has a proper plan and clear legal then sure he will get for 10%
This idea is far better than other suggestions for him
I would happily hire him as my PA and pay him. How do I connect with him ?
I am extremely in need of a job right now . Can u pls help me?
If you know english fluently
Try in any nearby bpo call centerif you are in fast need of money@@dailylifevlogs8861
Good gesture
Already offered 5 lpm
Your education and your communication skills will help you a lot to upskill yourself brother, Just hope for your time.. It will definitely come one day. You can clear all your debts in one year. God bless you
I’ve been through a similar situation, my friend. I lost my father in 2020, and around the same time, I was furloughed by my company. I suggest trying to apply for jobs abroad, but not through agencies-use online portals instead. Your English is good, and you have a good chance of securing opportunities in Gulf countries.
Learning new skills takes time, and it can be challenging to stay competitive without peace of mind. It's not easy, but make sure to take care of your health along the way. Life can be unpredictable, and while things may not always seem simple, prioritizing your well-being is essential. Stay strong!
Yes working abroad is best to get out of financial stress, good idea.
I can see a lot of comments for crowd funding. I would also like to support the young man.
Bhai take a home loan of 7 lakhs for 20 years emi will be 7k per month (monthly savings 5k) all other loans clear karo bacha 50k uska lo laptop so that you can do other things to increase your income and restart your life bro
You mean leverage the home to get a loan? What will be the interest be on that?
@amitchawla5124 may b 9% something
@@amitchawla5124 yes i was also about to suggest the same thing. Ye Anshuman kuch kam ki cheez nhi batata
Bro I would be very happy to help him. Please get in touch. I run a small tech business and would love to offer him a job which will pay him good. Also very happy to see so many good samaritans in the comments of this video. Bless you all..
Gautam is very powerful personality.
Battle he is facing is so big but he is still fighting bravery.
He is going to increase the income and in just one year he will be loan free.
one of the most impactful videos. Keep up the important work.
It is truly heartbreaking to see someone unable to achieve their dreams due to family problems.
I understand the pain of being forced to focus on work that wasn’t part of our aspirations.
If there is a fundraiser or any initiative being organized, please let me know-I would like to contribute in any way I can.
Together, as a community, we can make a difference and help this individual overcome their financial burden, allowing him to focus on his career and future.
Let’s help this chap
ii can see where his thought process of buying a term insurances over health insureance is comming from
Even I noticed that bro😢 ..not sure if anyone else too got that point, he's at a point where he can give up any moment yet he wants his dad n brother to live decent life ahead with that money..
This hurts man😢
Anushuman, please if Gautam agrees to it, start a fundraiser to help guatam out. I'm sure that alot of people, myself included, would love to play a part in helping Gautam out of this trap.
Yes we will help Gautam.🤝
More power to you brother genuinely wish that everything goes alright and you and your family come out of all the debts and you become successful
That is what we called Westbengal ki halat. Not only him but 50 percent people are going through this.Neither we have govt job nor private. The whole economy is dependent on agriculture sector and unorganised sector. In westbengal people prefer to be an unorganised labour( because they get better labour work in other states like kerala) than an educated youth. Every year the students appearing for board exams reduces drastically. Please be patient you are not alone ---- from your fellow NorthBengali. One advice please if you have chance please try to find job in other states and leave the state as immidiate.
This is the halaat of full India brother..Go and check the unemployment data and see where's India is lying.. In accordance to India's employment WB stands at a better postition too...----From our fellow Kolkata wala
@@sagnikdas Kolkatar theke berie Westbengal ta k akbar dekhun Westbengal ar onno state er govt job vaccancy dekhun onno state a vaccancy ber hoi tarpor paper leak hoi wb te to exam e hoi na wb er sathe onno state gulor private investment er dike takie dekhun puro state dekhte hobe na khali kolkatar dikei takie dekhun na. India is in below level but Westbengal is in below the belt level. Kolkatar elite bengali chokh die na dekhe aktu paragayer chele ba meyetar chokh die takan. Ar jara state baire kajer khoje jacche tader chokh die dekhun. Ar doya kore up bihar er sathe tulona na kore gujrat maharastrer sathe tulona korun karon duto state resource dekhe tulona ta kora uchit.
Stop shitting and defaming your own state.... I am sure you will find similar stories in all the states of India
@@thedocgamer Thanks for saying the right things to this fellow busy in defaming his own state in front of others...
I sometime wonder why god give so much struggle and pain to someone so difficult situation he might be…its very tough to fight everyday for some hope…
I wish u come out of dz phase soon yrr
My suggestion for him: cat ke preparation ki thi kuch number se nhi ho paya go for another exam with same kind of syllabus like ibps po/clerk which is much easier than cat with same type of questions and square off all loans and continue cat preparation with same mindset hope this helps❤
Is there a way we can connect with him to help?
Hey Gautam! Here's some brotherly advice for you. Please do not give up on life at such a young age. Try to upskill yourself via free content available online, work on increasing your income. There are many remote jobs by MNCs available for techies, which will pay you much higher than 18k. Focus on your physical and mental health, and have a really positive mindset that you will come out of this situation soon. Also, as an immediate action get a health insurance for your entire family and involve your brother in the financial management. Because your family cannot possibly survive one more unexpected hospitalization, considering the current financial situation. Please try to follow these steps and I am 100% sure within 2 to 3 years, you all will be surely in a comfortable situation. My best wishes are with you. If there is anyway I can help you, then please let me know here. Good luck!
Gautam you are inspiring 🙏
Guatam need some mental support and warm hug, I Really hope that in next 2 or 3 years he will send you a email saying "I did it bro" Anshuman bro please if possible do a crowd funding atleast we can help him in some way to reduce his debt, this guy is suffering a lot for not his mistake.
Good work anshuman , kindly help this kind of souls were real financial knowledge & mentoring is needed ,make more videos like this & help more people anshuman
Fundraiser for Gautam for his 6 lakh around loan , this community will help as much as we could . No man should cry 💪
3:15 damn bro seriously put up a emotional song in the bg
Views ka chakkar Babu bhaiya
I hope this guy finds the strength in him to overcome the situation that life has put him in and acheives big things....... Life has been too hard on him
Back in 2020 , I was 23 in similar situation with 8.5lakh family debt and and being sole earner life seemed really hard. Trust me brother if you want to change life it will definitely.
Just work hard and be disciplined.
Is there a way to donate gautham , I got tears listening to his life
Is there any way to help directly?? Reqlly sad to see a grown up cry like that 😞
Hats off to his efforts.. he should do everything to increase the salary but need to come out of the debt trap first.If Gautam is ok, please share his UPI details.
Hello Anshuman, I am currently going through an emergency medical situation in my family too and I feel this young man's pain, please share his gpay so that i can help contribute a small amount
Sam, you are a strong guy hold on to your perseverance and this phase shall pass soon brother🤝👍
It must be extremely difficult for Gautam. His tears and emotions have resonated with so many of us who understand how it is to be lonely and helpless. Each of us have our own battles (although not as extreme as Gautam's) and we try to gather ourselves and show up each day hoping that things would get better, but sometimes the circumstances takes the better of us.
Hope he finds the strength within himself to turn his life around. We will be rooting for you Gautam. If there is a plan to crowfund and help him out, please let us know and we would be happy to contribute for Gautam.
Gautam so sorry you had to go thru this tonnnsss of power to you my guy if you are strong enough to put your story out there you are def strong enough to overcome
The Truth is giving Pep talk will not help him getting out of this situation. Anshuman you please initiate crowd funding for this fellow and people will show up and donate. Also if possible you can donate earning from this TH-cam video views. He seems genuine and needs serious help.
The first step is to acknowledge that you have a bad financial situation. Spending 41k on phones and 18k in the washing machine looks like you still need that realisation that the financial situation is really really bad. Only after that you can go on how to increase income otherwise it doesn't matter how much more you can earn, you will always stay in this loop.
Hi Anshuman, it's a just an idea.. Can you please be please generous to Gautam and Give him the entire amount you earn from this video. Its a request 🥺
Anshuman is it possible for you to organize crowdfunding for Gowtham so his debt can get reduced.
Let's all hope for the best that Gautam comes out of his situation, as soon as possible, and gets to better life.🙏🙏🙏🙏
Maybe a 'crowd' funding from your side, We will support him with all the smaller amounts combined together to help him.
Anshuman can you setup a fund raiser for this guy?
Good idea bhai❤
This too shall pass brother. Be strong. You gonna succeed.
More power to you brother! 💪 It's possible.
Great work Anshuman. But can we also have some kind of follow up to such episodes where audiences or experts csn help such people. If not with money maybe with some job opportunities
Actually, I request you to share such stories. I thank god for everything. I have everything I need in life personally, with my family, and financially. Yet, I often feel demotivated and sad. However, after reading these stories, I realize that if we have fewer problems in life, we should be happy and thank God for all the things we have instead of crying.
I wish everything goes great for him in future!!
Anshuman, We are willing to help him. Check the comment section. Not just me but there are other subscribers too. Thoda bhi help ho jae to bht hai. But not finding a way how to reach him.
Anshuman bhai..condition of bengali youth is more or less same...they are all struggling to get a job..dirtly politics ,corruption is all we have in this state...
It's same throughout whole India. The government is busy collecting huge taxes and play dirty religious politics.
Also the bad economic conditions made finding the job much worse.
Bhai election ke time kya karte ho tumlog
@@Secondaccount-mv2qz wohi to dukh ki baat hai.....pata nahi har baar kaise jeet jati hai
বালুরঘাটের ছেলে । স্বাগত ভাই
Anshuman thank you for doing this ❤🙏🏻
Men are brave. I pray for you my man.
Defaulting loan is not a big problem If a person is in a big trap it can be done. His father can default on loan. His credit score will be gone. Once the laon get transfered to the recovery agent. He can talk to them and close at a amount half the actual laon. Then His father can again take a gold laon and pay emi on time. This will increase His credit score. In few years it will be in 600 to 700 range.
i can understand your situation .i was n same condition during lockdown and i had only money for surviving 3-4 months but i continuosly apply jobs with my current skills .and i got the job in mnc.don't underestimate yourself. keep trying and create your profile in naukri and other site and apply job..all the best
Sorry to hear about your tragedy. One advice I will give to your family is please be careful. So many accidents with parents, drive carefully.
I didn't understand the paying one credit card with another one thing. A credit card bill cannot be paid using another credit card r8? Is he taking a cash advance and clearing the other CC? If so isn't that costing huge interest rate? Is that the 3% you are saying on the amount be taken as cash advance?
Few credit cards provide that facility not all.
My maternal grand father is from Balurghat even my mother born in Balurghat sad to hear the story of brave brother god bless you brother
Description is good I guess
bro tell him to find a remote job as he a cs teacher he can find one hope it helps...............
Anshuman please help him for this video whatever you earned from this video please share that amount to Gautam 🙏🏻🙏🏻
I'm not in favour of direct financial help. It will not solve the core problem. I see this guy has sufficient english communication. I'm 💯 percent sure he will get better paying job.
You are super hero for your family good times come brother😢
Anshuman - Please arrange a crowd funding campaign! More than half of the comments are of people willing to help him.
ANSHUMAN BHAI PLEASE RAISE A FUND CAMPAIGN FROM YOUR VIEWERS
WE ARE READY TO SUPPORT,THEY REALLY NEED IT
It was more of a sandeep maheshwari motivation than a financial advice😂
Anshuman, can you setup something to donate? Lots of people are willing/looking to donate. Let him give a fresh start.
Please let us help him out by providing his contact info..
Bhai, please create a crowd funding..we all csn step up and help him to come out of debt.
Please let us help in clearing his debts by contributing small amount.
At least, you could have offered health insurance. We can finance that with your subscribers
More power to you brother ❤
I want to help him as a sister plzzz i can see d mental trauma he might be gning through
Mental stress is not less than a death to anyone…😑
How can we help him plzz let me knw
Come on man it is unfair to ask his younger brother to work(dont know what his age is, he must be of college age). Show some heart and allow us to crowd fund him. That loan will take 3 to 4 years of his youth. I see many people are ready to help him. Mental peace is very important for him to move ahead in life.
Looking at his situation I feel my problems are nothing.
Being middle class is a pain
Please don't put music in serious videos, for the love of God 🙏🙏🙏
Dont worry bro, good time will come. Just try to better and better.
In tax-terrorism country, dont expect any good from Govt.
Best of luck man!!
Not sure whether Gautam is reading this comment or not. Please share your resume so that we can see what help we can do to get a
WFH job
How to share my resume?
Please start a crowdfund or forward his UPI details. Would be happy to help.
Hey Anshuman, please share the details of Gautam. We would like to help him
Bro go to Kolkata and do food deliveries. In big cities doing that u can earn atleast 5-10k more than what u r making now. Yeah I understand u will have to pay rent which is currently zero. But I think you could get an idea from what I am suggesting and apply it in whatever way suitable for you.
His father was on Accident spree for 2 years and lil bro in college needs to earn too. and dont pay credit cards bill default on it and then do settlement after 1 year.
can someone raise crowd funding because i dont know how to do it and share the link in the comments so that me and others can help him
and i think his brother should understand his situation and help him
Unfortunately either Anshuman or he himself should do that due to trust issues. Only then people with believe and donate.
Hey Anshuman,
Can we support him
Please provide his UPI
anshuman please give the earnings from this video to him
I have been going through the same situation or even worse as of now! A guy looted my 5 lakh rupees 3 years back which were not even mine but from personal loans and pledged jewellery! Now I am in a situation where my wife her family have almost decided to separate us because of my inefficiency 😢! I miss my kid man😢. They are not wrong either considering i l cannot feed my family but just clearing my debts with just 15k salary! And my monthly commitments are 30k!