Single Mom Budgeting with a Single Income and Using Real Numbers || My Lights Got Cut Off!
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- เผยแพร่เมื่อ 2 ต.ค. 2024
- ✨ GEM Squad💎
Thank you for stopping by my channel! In todays video we are completing my paycheck to paycheck budget! Enjoy!!
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✨ABOUT ME✨
My name is Jazmine and I am a 37 year old single mother of a teenager living in Sunny Southern California. I am devoted to sharing my financial freedom journey and helping ANYONE to do the same along the way. I am passionate about financial success and living a life like no other and reaching achievements that I never thought that I could. I love GOD! and incorporate HIS will in everything that I do. I also enjoy shopping, spending time with friends and family, entrepreneurship, leadership, planning, coffee, and anything that will push me forward to WIN in life!
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Disclaimer: I am not a financial adviser, expert, or accountant. I am however sharing my journey and what works only for me and my family as far as reaching real wealth and freedom.
#budgetwithme #may2020budget #realnumbers
What's up GEM Squad!! ITS FRIDAY!!! Have you completed your budget yet? How do you think you will do this for the month of May?? Let's chat
Do you have any budget planning for those who get paid once a month
It's really hard to find videos about single mom low income budgets that are REAL!!!!!! sometimes it's hard to make sure ALL the needs are met
Yes! The video titles say "low income" and then the person has a whole spouse taking care major bills!
@@jv_25_4eva exactly!!!
I’m a single mom (1 income) and this year 2021 I want to create 2 new, sustainable income streams. I am ready to generate wealth! I am currently working my action plan to raise my credit score to 700 in 12 months. Thank you for sharing this info. 😁 You rock, Sis!
First time seeing ur channel/this video. Thank you! Im a single mom with no childsupport and have no idea what expenses look like to other moms in similar situation. This helped my nerves calm down. Im not good at budgeting at all
First time watching your page and I enjoyed how you broke everything down with the bills and expanses. Thank you so very much for sharing this information. I am a single mother whom just moved to another state juggling two jobs while raising my toddler alone. I really needed to see that.
Thank you so much for your comment! Everything will work out. I know that it is a lot of work but I know that you can do it! Great job mommy!!
Single mom of 4!! I am soooo glad to have found you. It has been a struggle budgeting for me, so now it’s time for me to move different. I look forward to watching and learning!
Great video! Only my 2nd one with you, so wondering if you have a 401k at work you can put $ towards for retirement? It lowers your taxable income and usually a company matches a certain %. Stay safe girl! 👍🏻😎
Yes. I do have a 401K plan
I love this! The most realist budget ever. Especially the part about the lights!
It's amazing to see where you are now from where you were when your lights were turned off. You should be very proud of that. This is my second video of yours that I have watched and newly subscribed! :D
Groceries for 2 only 150 dollars.... really?
I make a space at bottom of budget for things that I forgot to budget for so I can budget it in...car insurance (put back monthly to pay semi yearly), car registration, inspection, oil change, new brakes, new rotors, new tires,...these were things on the oh crap list. So I started an emergency fund... been borrowing money off of myself and paying myself back lol...I need to make that fund much bigger and working on it, but still happy because I had something to work with rather than nothing. Very good video. There needs to be more good videos like this one for the oh crap list too! thank you!
Thanks for this video , it’s always beneficial to gain knowledge in financial literacy . This can really get you to the steppingstones you need to get to In life .
Thank you so much for your comment. It definitely will!!
Paycheck 1 looking good. Thanks for being transparent.
How did you start you e-book ?
What company did you use?
I had to subscribe once you hit me with the church announcements 😭😂
Hello good friend
How are you doing today
Considering moving to America, you all earn so much more than uk average a month even with the conversion!
Hey first time watching 2years later
What are sinking funds? Is that like for emergencies?
Sinking funds are savings for certain things over time. Example...Car Registration is due once a year in California. So I take the amount of the fee and divide the amount over 12 months and save that amount each month so that your not taking a chunk of money to pay the fee once it’s due. You can create a sinking fund for whatever you want. Common categories are traveling, Christmas, clothes, car maintenance, insurance, etc. I hope that helps
Sinking funds will change your life!!!! 😃
I truly am happy that i came across your channel I've been a subbie for quite some time now and i also am a single mother i have 2 daughters and it gets tough with only one income and no help but watching your videos and other youtubers in out same circumatances help me to set up a budget and stick to it and to also be realistic with myself and keep strong and pushing and allow myself to grow and be more responsible with my money. You have played a hand in helping me become better financially and i want to thank you for that.☺ be blessed and see you in the next video!
Naturally C Thank you so much for allowing me to encourage you on your journey! The thing that I love, is that no matter what our circumstances are we can always come out in a better position as long as we do the work. So stay encouraged! Consistency always wins!
@@BudgetTreasures thank you!
I am watching your channel all the way over in Northern Ireland and really really enjoying them. Love your energy. It really comes thorough in your voice! Thank you for keeping me inspired and explaining sinking funds in another comment 🙌 😊🤗 wishing you all the luck in the world x
Grocceries 150 and gas 50??? For how many days is this? haha my gas monthly is $400 and groceries up to $800 per month...
Your car is a gas guzzler or you work and drive really far? $800 is alot for groceries, how big of family? Are you in an expensive state? That's alot to spend on groceries and gas, you wouldn't have much left to save then? I was wondering if her gas of $50 was weekly, every two weeks or monthly. Know her budget was all from one check so figured monthly? My gas is $45 every six or seven days and I drive semi far for work with midsize car, so a little under $180.00 a month. My last job was three minutes down the road, but not anymore. Grocery use to be $100 a month but now $350.00 a month on a bad month, then I wonder what I bought. Have cut out alot and going to Aldies more but still expensive. Eating chicken and hamburger, hotdogs, brauts, pork chops, spaghetti, mac n cheese, frozen veggies, frozen pizza, tuna, ramen, pasta, rice and beans, milk, cereal, rolled oats, yogurt, applesauce and dollar tree cookies. Use bread and not buns anymore, bannanas, onion...ketchup, hotsauce, mayo extras, fast food with coupons. bag of lettuce, apples, halos tangerines, eggs if price ok...coffee, soup...cut out steak, bacon, condiments, soft drinks, special drinks, lunch meat ect...
What part of cali r u in? Curious. 1500 mortgage pretty cheap. Or was that rent. Either way. Im in cali, single mom. Im looking for moms that I can relate with. Its been hard to find. Feeling alone put here in that area.
First time watching.
Hey thanks for making this video , single mom of a now 13 month old trying to learn how to budget !
my first time watching....my bff has shared she found good info on TH-cam videos so I decided to give it a try. you hit on so many things I could relate to so I'm looking forward to learning more. I'm going to get a budget planner like yours, then I'll be ready to start. Thanks!
New subscriber!
Finally a video where someone actually budgets money. I look for videos and they talk about lots of stuff but don't actually help. First time checking out your video.
Hello!
“The meat and potatoes” 😂 I love potatoes lol
Lol! Me too!!
Hey
Love it as always! Happy friday hun!! 🙌🏽🙌🏽🙏🏽🙏🏽❤❤
Hey hun! Great video as always and I have completed my budget for May and will be paying bills and making my savings transfers tomorrow 😁
Tamika Jones Heyyy Tamika! You are all set and ready to smash May!! Have a great weekend!!
Yes I am here for it 😁
❤️
just a pro tip there's a company that sell portable generators batteries at are solar powered I think I payied like $250 for mine on sale the cheapest one is like $199 and you charge it in the sun and have at least enough power to run a lamp and a few other things. you should look into it to help with energy costs
the company I use is called jackery
Great info! Thank you.
Hey 👋 New to your channel
Thank you SO MUCH Latora for your connection 🤗 It is a blessing to have you join the GEM Squad! I encourage you to engage and always feel free to share your thoughts and suggestions. Once again, a BIG THANK YOU and please check out my most popular playlist and more Cash Stuffing Videos Here ▶ th-cam.com/play/PL8NJVIuAvic1FVG3kzBohEl6b_li51IiQ.html
I’ve been a single mom for 2 years.. it’s insanely hard. It was hard for me to get use to paying rent and bills by myself. I got into credit card debt, but now I know I need to tackle it and get all the tips. Thank you for being transparent ❤
Yes I am a new subscriber and I can't wait to watch your content
What about your gas for your car budget ? I like this im going to try and follow im a single mother of 3 trying to learn to save
Heyy 🙋🏼♀️ first time here all the way from the Bahamas 🇧🇸
Hey 1st timer i subscribed Love to the melanin mamas
Hi ! My first time here ! Thank you ❤
Hello ma. This is my first time here.
Great video. No credit cards?
Thank you! At that time I didn’t. Now I do 🤗
Hey
Hi I’m new to the channel
loved this video !!!! thank you
Thank you
First time watching 👏🏻
Thank you so much for watching!!
I’m going through your videos now but what is a sinking fund?
Sinking funds are savings for future purchases or expenses that you have. Saving a little bit at a time so that when the expense is due, you’ll have the money available
Thank you for this!!
You're welcome!
Hey
Hello ! What do you do for work?!
Heeyyyy! 1st time here🙏🏾😌
Hi budget treasure I'm New to your channel
Welcome!!! Thank you so much for subscribing and joining the GEM SQUAD!! I am happy that you’re here and we are committed to leveling up in our finances!!! I hope my videos are educational and entertaining for you. Once again, Welcome!!
Why is child support 0?
My first time Hawaii
Hey!!! New followers
First timer, here! This is so great!!!! Thank you!
Thank you for checking out my video. I hope that you come again! 🙏🏾
Great video!
Thank You!
Great video
Thank you!!
Your gym is charging you even if it's closed?
I don't know. I need to call.
Just found your channel. R u debt free?
Hey Madison! Yes. I am consumer debt free. I do have student/car loans however I will attack student loans once I graduate with my BA. because of the pandemic I do not have to pay my car loan until July.
@@BudgetTreasureslooking forward to your next videos...
I'm here for it & taking notes! Found you on IG😁
Awesome!! Thank you so much for being here!!