Sahi kaha har saal baas pesa lete hai hai and crorero rupai kamatay hai and claim to waise bhi sabko toh milta nahi and jinko milta hai woh bhi kafi kam log hotay hai, Companio ka aish hi aish hai,public ko baas topi pehnaya jata hai
Very nice information brother. I would like to share one more case where insurance company may reject our claim. That is called consequential damages. E.g. if driver drives over a big rock lying on the highway and engine sump and other underbody parts get damaged then insurance company can reject such claims. I remember one article about it on team-bhp blogs.
Sir, insurance inspector agar corruption kre ya mange to ? Kyuki zyada tar halat me yehi hota he ki insurance inspector and cars ki service kar ne wale jo car ka estimate nikalte he. Unki phele se mili bhagat hoti he. Or wohi claim k paise fix karte hai.
thank u so much bhai....aapka gyan kabhi kabhi bahut hi kam aa jata hai .....thank u so much again n again...aap bahut accha kam kar rahe ho ravi bhai.. we love u
how to claim insurance after an accident what to do & what not to do jara is par bhi apni drishti dal dijye as always only subscribed channel worth checking notification great content thank you :)
Bhai meri car ka front bumper kisi or tym p or rear bumper kisi or tym p damage hua ta..or b side vegera s damage ti.showroom walo ko kuch nhi kaha maine.unhone bina kuch kahe sb change kr dia.
Meri gadi ke peeche wale gate aur neeche side ki running plate last me damage hai. Aur same side me front bumper bhi damage hai. Dono ka ek sath claim kaise milega?
Explained very well... Ravi bhai i have a doubt ... Blower sirf chalane pe b kya milage pe effect padta hai ? Or agar haan to AC chalane or sirf blower chalane me kitna difference hota hai fuel consumption ka?
Two things more,Pre existing damage v cover nhi hota hai as per policy, wo v reject ho jata hai and if customer take wrong NCB, then claim will be also reject and reputation
Agar accident kisi aur ki galti se hui h to hum apna insurance kharab na kerke us company se insurance kaise le sakte hjiski wajah se accident hua h pl esper koi video banayea.
My friends Scorpio got damaged by army convy on jammu srinagar highway... The truck in front couldn't move forward on incline and came back and one truck behind hit the Scorpio..the Scorpio got sandwiched between those two trucks badly damaging the bonnet boot, front and rear bumper, headlights...but all the items were accepted in insurance claim...
According to section 52 of the Motor Vehicles Act, “No owner of a motor vehicle shall so alter the vehicle that the particulars contained in the certificate of registration are at variance with those originally specified by the manufacturer”.
Hello My insurance provider passed my motor claim but they told me that they will only give 50 percent of all labour cost for part replacement But my concern is if I buy zero dep policy then how company can say only 50 percent of labour cost will be provided how can I appeal for this
mai pic jarur le leta hu exdnt ke time ye bahot important hota hai jab bhi exdnt ho to aap pic jarur le us ke baad hi car move kare kahi bhi ye bahot important hai cleam ke liye
Front bumper ka niche wala black board tut k hath me aa gaya hai. Insurance claim karna chahiye ya nahi. I 20 2018 Kachchi sadak pe bichwale paththar se takra gayi thi gadi.
Humne 5 months pehle buy ki thi car uske front bumper pr scratches agye hai to agar hum bumper change krana chahe to insurance company kitne percent par claim degi
I have pre booked my car and its month after launch, still they are denying delivery and asking another 4 months and claiming company hasn't delivered perticular model. What can i do in this case. ?
Go to the consumer forum with all relevant documents including your booking slip, payment receipt . Also if they have mentioned on the booking slip that delivery will be after a month then you can take them to task further. Also include mental harassment, stress caused due to their delay. Try and get call recordings also with their sales advisor and even SMS or wahts app. All this will help you. Best of luck
Dear ravi bai Agar hamara gaadi ka accident hotah hai but jiski naam par gaadi hai woh abroad me hai toh uss samay me hum case kar saktey hai kya agar hamare paas valid license hai toh agar galthi samne waaley ka hai toh ....? Hope sey waiting for your reply
Sir DL kiska hona chahiye car jiske name me ho ya phir jo accident hone ke time car drive kr rha ho.sir please reply as soon as possible i will waiting for your reply.
Bhai mere pas bhi Tigore hai. 2nd top model hai. Petrol version hai. Ye gadi AC me 12 se 15 ka hi average de rahi hai aur 40 se 45 degree temperature par AC ki cooling bahut kam ho rahi hai. Service center koi solution nahi de pa raha hai, kya karna chahiye?
बिहार में लोग Insurance दुबारा नहीं कराते जल्दी । यदि कराते भी हैं और यदि संयोग से Accident हो भी जाता है तो पूरा पैसा वसूल लेते हैं। वर्ना staff की ठुकाई और उसके office की कुटाई कर देते हैं। company को लेने के देने पड़ जाता है।
Friends, I have a query regarding tata nexon xm model Tyre and rim change, if we upgrade to alloy wheel and 215 Tyre size same comes in top model. Will it consider if any mishapping occurred your whole car is damaged. Will insurance company give you claim OR will not provide you claim because you have not same Tyre and rim as comes in tata nexon xm model
Meri car 6 month ke andar hi chori hi gayi. Pahle to 3 sal tk Insurance company ne itna daudaya ki na puche. Iske bad last me company ne ek letter paida diya ki claim is rejected on the basis of fact that car is stolen due to owners negligence. What can i do?
Hii sir mujhe apse insurance k bare me kuch puchna hai.... Sir do sal phle mere hubby Ki maut ho gai car accident me. Wo four wheelar me the... To mere in laws ne insurance claim karwaye.to sir ab mai in-laws k sath nhi rhti to kya wo insurance Ka paise mujhe milega
Nice video 👍 Every time when I saw your videos there is always something .. which I gained knowledge.. You are Great !! Thank you very much for information..
Sir same has happened to my brother the company rejected the insurance because 6 persons were sitting in car..... Can you please confirm .... My watsapp no. Is 8500963761 Anil tanwar Please confirm if it is admissible...... or not
Nice informative video. I lost my original driving license, but have it in digilocker app. Is it OK to use the DL in digilocker app for insurance claim? Please advise.
If car right side mirror not available in car Showroom what to do..... Past 1 month I was not able to get my car kindly let me know. Accident happened in December 2019, car right side mirror damaged heavily, it's been covered fully but due to non availability of stock my car is lying in show room in bad condition, that too it's new car purchased in Dec 2019
Agar gaadi ki free services k baad bhi service aap service center se karwate ho toh extended warranty Lena theek h otherwise agar aap bahar se service karwate ho toh company guarantee void kar deti h chahe woh normal warranty ho ya extended.
Meri car ek gadhe me gir gayi jiski vajah se uska radiator supporter toot gaya sath me niche ka cover bhi toot gaya ..But bumper par jayada nahi laga kya ye insurance me cover ho payega
Good morning Ravi ji. Sir kuch din pehle maine apni wagon r ka insurance claim Kiya tha jisme 19000 ka kharcha aaya tha Mera insurance zero depreciation Wala tha phir bhi mujhe 4564 RS. Dene pade showroom wale keh rhe the ki ye Delivery Order ka amount h Maine surveyor se baat kri toh usne kaha aapse koi depreciation nhi liya gya h woh kuch salvage charges k baare m Bata rhe the.agar mujhe zero depreciation k baad bhi itne paise Dene pade toh zero depreciation ka Kya faayda pls explain ki unhone 4564 RS. Kyu liye woh toh D.O. ka keh rhe the.plz reply
Ek insaan accident ho kar hospital me tadap raha hoga ya chal basa hoga.. Us situation me kya jaruri hai.. Inform to insurance company with in 24 to 48 hours. KAMAL KARTE HO PANDEY JI
मेरे गाडी का zero dept policy है और रोड एक्सिडेंट हो गया आगे से और आगे बम्पर व रेडियटर पर अन्य बोडी पार्टस टुट गये और इस दौरान रेडियटर के coolent व फैन डैमेज हो गये और इस मे इंजन सीज हो गया पर कम्पनी इजंन कलेम करने से मना कर रही है।
Bhai Ravi Jo paisa hum jama Karate insurance ke liye Gadi ke nuksan ke liye Galati koe bhi ho Lekin paisa humara hota Na ki insurance company ke daddy ki
I have purchased car in my wife name, she doesn't know driving and not have car license, currently I'm using car, if I done accident, will my license will help to claim.
@shivashankar Babu Of course insurance company pay the claim doesn't matter car owner have a driving license or not. Insurance company consider a driver have a valid driving license.
देर से ही सही ,चलो बनाया तो इस पर वीडियो। मेरी नयी गाड़ी का accident हुआ था तो मुझे कोई जानकारी नहीं था कि क्या करना है ।
Explained so well bhai!
U r more than a professional!
Keep it up
Government aur insurance company dono milkar
Ek badiya thagi Dhanda ya fir kotha chala Rahi hai
yes
Sahi kaha har saal baas pesa lete hai hai and crorero rupai kamatay hai and claim to waise bhi sabko toh milta nahi and jinko milta hai woh bhi kafi kam log hotay hai,
Companio ka aish hi aish hai,public ko baas topi pehnaya jata hai
Sahi hsi bc hr saal paise bhro... Jb jrury hai to koi na koi bahana bnaege...
national**insurance sabse bara chor he
Government kama rahi hai gst pe
Very well Ravibhai I am in Suzuki Two wheel. Rajkot . True knowledge.
Very informative video for vehicle owner about insurance claiming of an accidental vehicle.👍
Very nice information brother. I would like to share one more case where insurance company may reject our claim. That is called consequential damages. E.g. if driver drives over a big rock lying on the highway and engine sump and other underbody parts get damaged then insurance company can reject such claims. I remember one article about it on team-bhp blogs.
If my car gets hit by another car, how to get the damage repaired at the cost of hitting car owner's insurance. Please make a vedio on this topic.
Sir, insurance inspector agar corruption kre ya mange to ? Kyuki zyada tar halat me yehi hota he ki insurance inspector and cars ki service kar ne wale jo car ka estimate nikalte he. Unki phele se mili bhagat hoti he. Or wohi claim k paise fix karte hai.
thank u so much bhai....aapka gyan kabhi kabhi bahut hi kam aa jata hai .....thank u so much again n again...aap bahut accha kam kar rahe ho ravi bhai.. we love u
For including accessories, is it necessary that they must be fitted at showroom only?
how to claim insurance after an accident what to do & what not to do jara is par bhi apni drishti dal dijye
as always only subscribed channel worth checking notification great content thank you :)
Insurance wale to 2000 ka note dedo...sab pass ho jata hai claim
0:38. *Namaskar dhosto mera naam heh ravi, ap dhek rahe heh DDS, chaliye shuru kar teh heh.*. Lovely vlog bro. And helpful too. Love u.
Bhai meri car ka front bumper kisi or tym p or rear bumper kisi or tym p damage hua ta..or b side vegera s damage ti.showroom walo ko kuch nhi kaha maine.unhone bina kuch kahe sb change kr dia.
How about the damaged caused by nature.. Like tree/pole falling on the car or due to other natural disasters??
Meri gadi ke peeche wale gate aur neeche side ki running plate last me damage hai. Aur same side me front bumper bhi damage hai.
Dono ka ek sath claim kaise milega?
agar driver 24 hrs tak info karne ki condition mein nahi hai to yani ushe injury jayada hua hai to kya kare
Good Job Sirji... ❤️❤️😀😀😘😘😘🎉🎉🎉😎😎😎🔥🔥🔥
Lambe arse baad informative video aaya bhai..... great
A very logical explanation. Thank you. Very benefitial information.
Ravi mere pass tigor xz hai but meri car ki dono headlight mombatti ki tarah se gal rahi hai kya karu....
Explained very well... Ravi bhai i have a doubt ...
Blower sirf chalane pe b kya milage pe effect padta hai ? Or agar haan to AC chalane or sirf blower chalane me kitna difference hota hai fuel consumption ka?
Already iska vedio banakar hain dekho....
Agr kisi car ke piche L(learning) likha hai, tab insurance reject ho jata hai kya?
Sir new drivers ko express way ya busy highways pe U turn kese lena h or kya kya precautions rakhne hai please ispe bhi ek video banao
Wah ji wah maja aa gaya bhaiya
Very informative video
Very very informative, thank you very much
Two things more,Pre existing damage v cover nhi hota hai as per policy, wo v reject ho jata hai and if customer take wrong NCB, then claim will be also reject and reputation
Agar accident kisi aur ki galti se hui h to hum apna insurance kharab na kerke us company se insurance kaise le sakte hjiski wajah se accident hua h pl esper koi video banayea.
Ravi daa kaise ho . Sobkuch badia.
My friends Scorpio got damaged by army convy on jammu srinagar highway... The truck in front couldn't move forward on incline and came back and one truck behind hit the Scorpio..the Scorpio got sandwiched between those two trucks badly damaging the bonnet boot, front and rear bumper, headlights...but all the items were accepted in insurance claim...
Bhai passenger bachhh gye na??
achi video bnayi hai bhai aapne... acha topic liya hai
Great job sri. Jai hind. bharat mata ki jai. . . . .
Yadi train se tkra jaye to insurance melega ki nahi.
Sir ek ladka gusse mera car tod diya... Fir report bhe he.. Aur police ko bhi proff mila he.. To kiya mujhe full claim milega kiya?
Gaadi main bullbar bumper laga sakte hai ya nahi suna hai wo law pass nahi hua ab dobara bumpers log laga rahe hai
ye mudguard bumper kya cheej hai ? bull bar ki baat kr rhe ho kya?
@@DDSravi yes
According to section 52 of the Motor Vehicles Act, “No owner of a motor vehicle shall so alter the vehicle that the particulars contained in the certificate of registration are at variance with those originally specified by the manufacturer”.
Hello
My insurance provider passed my motor claim but they told me that they will only give 50 percent of all labour cost for part replacement
But my concern is if I buy zero dep policy then how company can say only 50 percent of labour cost will be provided how can I appeal for this
Thank you Sir ji.. For your kind information...
What 48 hours aghar banda accident mai serious condition mai ho jaye usko 7 or 15 days thk hone mai lag jaye phir
Reply please
mai pic jarur le leta hu exdnt ke time ye bahot important hota hai jab bhi exdnt ho to aap pic jarur le us ke baad hi car move kare kahi bhi ye bahot important hai cleam ke liye
Agar meri gaadi ka chota sa hi accident hua ho jese bas aage ke bumper me to bhi advice lena zaruri hai ke utna chalta hai ?? Please explain this
Front bumper ka niche wala black board tut k hath me aa gaya hai. Insurance claim karna chahiye ya nahi. I 20 2018
Kachchi sadak pe bichwale paththar se takra gayi thi gadi.
Esa koi nahi batata good job and thanku🙏
Kai baar aap acha explain karte ho.
Bhai mera rear n front bumper dono fully cover kia gaya tha along with front grill , grill top plate , boot lid etc.
wo example tha ji
Konsi company me insurance kiethe ?
Meri gadi ka b, front, rear, tail light s and rear door (dicky door) cover huwa claim mai
Very Useful Information, Thank you
Agar koi khadi gadi ko thok Jaye to claim milega ya nahi
Bhai pls pls pls make a video on how to drive on snow
Thank you Ravi bhaiya...👍🏼🇮🇳
Agr car m koi bhi bda kam krana h to koi parts change krna h to bhi insurance le skte h kya? (Without accidental car)
Humne 5 months pehle buy ki thi car uske front bumper pr scratches agye hai to agar hum bumper change krana chahe to insurance company kitne percent par claim degi
Sir ji...kaise he aap...?
Ye bataiyen ki...Ertiga zxi AT ya zxi+ konsi variant kharidna chahiye nd kiyun ?
I have pre booked my car and its month after launch, still they are denying delivery and asking another 4 months and claiming company hasn't delivered perticular model.
What can i do in this case. ?
Go to the consumer forum with all relevant documents including your booking slip, payment receipt .
Also if they have mentioned on the booking slip that delivery will be after a month then you can take them to task further. Also include mental harassment, stress caused due to their delay.
Try and get call recordings also with their sales advisor and even SMS or wahts app. All this will help you.
Best of luck
Intazar
Very informative video. Good to know all points.
Thoda technical issue hai... Background overexposed ho gaya iss baar. But content is verry good...
Sir very useful information, thanks.
Dear ravi bai
Agar hamara gaadi ka accident hotah hai but jiski naam par gaadi hai woh abroad me hai toh uss samay me hum case kar saktey hai kya agar hamare paas valid license hai toh agar galthi samne waaley ka hai toh ....? Hope sey waiting for your reply
Sir if someone intentionally slashed my tyre and it got burst while driving will I get the tyre claim?
Sir DL kiska hona chahiye car jiske name me ho ya phir jo accident hone ke time car drive kr rha ho.sir please reply as soon as possible i will waiting for your reply.
Bhai mere pas bhi Tigore hai. 2nd top model hai. Petrol version hai. Ye gadi AC me 12 se 15 ka hi average de rahi hai aur 40 se 45 degree temperature par AC ki cooling bahut kam ho rahi hai. Service center koi solution nahi de pa raha hai, kya karna chahiye?
Seat belt nahi lagaya or bike pe helmet nahi pehana to claim rejecte hoga ya nahi plz ans sir
Thanks Ravi bhai
New wagon r cng ki video bhi Bana do
Use ful information sirji ऐसे विषय पर ओर भी वीडियो बनाओ
Kaafi achhe video...bhai ..
Does motor collision report (to police station ) is necessary to claim insurance ?
Very good topic and well explained ,please also try to add legal liability own and third party
बिहार में लोग Insurance दुबारा नहीं कराते जल्दी । यदि कराते भी हैं और यदि संयोग से Accident हो भी जाता है तो पूरा पैसा वसूल लेते हैं। वर्ना staff की ठुकाई और उसके office की कुटाई कर देते हैं। company को लेने के देने पड़ जाता है।
Agar apke gadi pr pole gir Jaye to claim मिलेगा य नहीं
Very helpful
Bahut sahi explanation....
mera family ka ecosport left side se thoda ghis gaya or slight bend hua hai....1 sal ho gaya hai....kya mujhe claim milega??????
Friends, I have a query regarding tata nexon xm model Tyre and rim change, if we upgrade to alloy wheel and 215 Tyre size same comes in top model. Will it consider if any mishapping occurred your whole car is damaged. Will insurance company give you claim OR will not provide you claim because you have not same Tyre and rim as comes in tata nexon xm model
Ap ke friend Auto Expert Guru kidhar hai?
Meri car 6 month ke andar hi chori hi gayi. Pahle to 3 sal tk Insurance company ne itna daudaya ki na puche. Iske bad last me company ne ek letter paida diya ki claim is rejected on the basis of fact that car is stolen due to owners negligence. What can i do?
Hii sir mujhe apse insurance k bare me kuch puchna hai.... Sir do sal phle mere hubby Ki maut ho gai car accident me. Wo four wheelar me the... To mere in laws ne insurance claim karwaye.to sir ab mai in-laws k sath nhi rhti to kya wo insurance Ka paise mujhe milega
Nice video 👍
Every time when I saw your videos there is always something .. which I gained knowledge..
You are Great !!
Thank you very much for information..
Shaandaar knowledge bhai
Agar hum insurance renewal online se karu to oh valid hain?? Showroom wale oh kya accept karega???
If the car is 5 seater and 6 people are traveling in it. In this case, whether claim is rejected?
Sir same has happened to my brother the company rejected the insurance because 6 persons were sitting in car.....
Can you please confirm ....
My watsapp no. Is 8500963761
Anil tanwar
Please confirm if it is admissible...... or not
Agr mere pass learner license hai tahhh mujhe claim milega kiya sir
Nice informative video.
I lost my original driving license, but have it in digilocker app. Is it OK to use the DL in digilocker app for insurance claim? Please advise.
Xerox copy nikal lo bhai chalega
If car right side mirror not available in car Showroom what to do..... Past 1 month I was not able to get my car kindly let me know. Accident happened in December 2019, car right side mirror damaged heavily, it's been covered fully but due to non availability of stock my car is lying in show room in bad condition, that too it's new car purchased in Dec 2019
Very helpful sir
Car owner ka licence compulsory hota h ya Jo drive krta hai uska
Ravinder sir Maine nexon petrol XMA li hai kya mujhe extended warranty aur P2P Leni Chahiye
Agar gaadi ki free services k baad bhi service aap service center se karwate ho toh extended warranty Lena theek h otherwise agar aap bahar se service karwate ho toh company guarantee void kar deti h chahe woh normal warranty ho ya extended.
Harr Gadi Main Camera hona chahiye aur Company ko camera Fitted dena chahiye 👈
Nicely explained
Rivender Bhai devaar se TV kyo hataya ?
Meri car ek gadhe me gir gayi jiski vajah se uska radiator supporter toot gaya sath me niche ka cover bhi toot gaya ..But bumper par jayada nahi laga kya ye insurance me cover ho payega
Good morning Ravi ji. Sir kuch din pehle maine apni wagon r ka insurance claim Kiya tha jisme 19000 ka kharcha aaya tha Mera insurance zero depreciation Wala tha phir bhi mujhe 4564 RS. Dene pade showroom wale keh rhe the ki ye Delivery Order ka amount h Maine surveyor se baat kri toh usne kaha aapse koi depreciation nhi liya gya h woh kuch salvage charges k baare m Bata rhe the.agar mujhe zero depreciation k baad bhi itne paise Dene pade toh zero depreciation ka Kya faayda pls explain ki unhone 4564 RS. Kyu liye woh toh D.O. ka keh rhe the.plz reply
these are consumable items like nuts, bolts, lubricants, other oils and file processing charges etc.
Video पसंद आई.....
Ek insaan accident ho kar hospital me tadap raha hoga ya chal basa hoga.. Us situation me kya jaruri hai.. Inform to insurance company with in 24 to 48 hours.
KAMAL KARTE HO PANDEY JI
Mere dimag me bhi ye baat aai ki is situation me kya hoga
Not necessary to report....you can report after any time but there should be a valid reason for the delay
मेरे गाडी का zero dept policy है और रोड एक्सिडेंट हो गया आगे से और आगे बम्पर व रेडियटर पर अन्य बोडी पार्टस टुट गये और इस दौरान रेडियटर के coolent व फैन डैमेज हो गये और इस मे इंजन सीज हो गया पर कम्पनी इजंन कलेम करने से मना कर रही है।
Bhai Ravi
Jo paisa hum jama Karate insurance ke liye
Gadi ke nuksan ke liye
Galati koe bhi ho
Lekin paisa humara hota
Na ki insurance company ke daddy ki
haan but kai guna hum log lete bhi to hain apne nuksaan ki bharpai k liye...
Ha ji lete to hai
Lekin aaj tak muzhe nahi samazha
Insurance kyu??
Gadi chori hoti hai to kitna percent claim milta hai
Old DZire thi is liye bach gaye new DZire hoti to jyada
Damage hota
Old dzire zyada unsafe thi
Agar accident ke 5 bad m insurance claim k lia jata hun to unhe kaise pta chalega ki eska accident 5 din phle hua tha?
Public se paisa nikalwane ka , government aur insurance company ka milibhagat hai
Use a dashcam in your car to show proof to the insurance company.
I have purchased car in my wife name, she doesn't know driving and not have car license, currently I'm using car, if I done accident, will my license will help to claim.
Yes u can claim insurance by showing that at the time of accident you was driving the car
YES
@shivashankar Babu
Of course insurance company pay the claim doesn't matter car owner have a driving license or not. Insurance company consider a driver have a valid driving license.
Yes if u carry your driving license every time.
Hope this helps.😊
@@yashgupta9266thanks to all.
What if 6 persons are sitting in car....
Pls advice...
Thanks bhai 👌👌👌👌