20 Easy Ways To Improve Your Finances (Saving Money Tips)
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- เผยแพร่เมื่อ 30 พ.ค. 2024
- Saving money tips that really work. These tips not only can save you moeny but also help you earn more and invest.
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20 Ways I Saved $100,000 By 25 | Minimalism & Saving Money gabebult.hopp.to/youtube9
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what quick tips have helped you?
Many places around town give out free diapers if you qualify- some may just need a state DL/ID, some want income proof, some want to know # of people in your home. It’s worth checking out and making a few phone calls!
I like making my Coffee @ home. How much do you invest into Masterworks by the way?
@minimalist prolifer
Not all of them. There are some here in KS that won’t help you without certain qualifications. One I know of even requires you to join one of their approves churches.
@minimalist prolifer
Not all of them. There are some here in KS that won’t help you without certain qualifications. One I know of even requires you to join one of their approves churches.
@minimalist prolifer
Not all of them. There are some here in KS that won’t help you without certain qualifications. One I know of even requires you to join one of their approves churches.
I work at NOT buying much for groceries now. It makes me appreciate what I have already in my refrigerator.
Similar to this, I am making it a game recently to only buy 1 thing from each store. I can go to two stores if I have to but I can only make one purchase in each (unless it's the same item and it just happens to be on sale - e.g. 2 almond milks instead of one but even then I don't buy just because it's on sale if I already have enough). This makes me hyper mindful of time, resources driving around and ensures that the one thing I buy will contribute to multiple meals with what's already in home giving me days before I have to go back. Same with other staples. No just food. Also - let yourself run out. Go without. Fridge and home is way easier to manage when you're out of something instead of managing too much 'just in case inventory' - (tip from Minimal Mom. Then you know exactly what you need to buy next time.
Thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits is important to get a mentor/coach to lead you all the way. It's great to start young too!
Hi, I'm 52 working on my retirement fund too. What do you think is the best target for retirement?
@@richardgrandville5799 personally i think 1m is the goal to overcome inflation and having them in an investment portfolio is a perfect plan. I'm half way to my goal
@Marlon Strickland yeah. Fees and commissions are factors to look at in search for financial advisers. There's financial expert out there who do not look at their fees but the impact and intrinsic value they bring along to you no matter how little you want to start. I'm glad i had one to guide me start my financial journey.
I'm trying to read books about finance, budgeting and saving. Looking at having a good financial advisor. Can you recommend?
@@kelvinryan7485 I work with Beatrice Alicia her services are cost effective and very efficient. I recommend her to anyone, anytime any day. She's really great you can do your own due diligence.
For the last 11ish years, I have shopped for groceries with cash. I shop sales cycles, and I know where all clearance areas are. I was amazed at how much money I saved when I first started! How many items I bought that had no value. I only buy clearance items we will use AND need. Not may need. But need now. I don't have my groceries delivered, because I can usually find a mark down item, or unadvertised sale. We don't meal plan, so I shop solely on sales cycles and work a rough meal plan that way. I really enjoy your channel. Thank you for all the advice!
Very wise. Variety is not necessary
Clearance aisles are life
Gabe I have one suggestion for you. Your videos are very good and practical. If you can somehow put Hindi Language translation or subtitles to your videos that will help you gain more subscribers. Because in India which is my country lot of people speak and understand Hindi and population wise our country is big. Many people will like and subscribe to your channel. You can try it, if you like this idea.
One alternative I use is grocery pickup if I think I’ll overspend. Delivery can be expensive for larger orders plus tip. Also working out at home!
I pretended to leave this video in the background but it has good advice
Hey Gabe! Love your content. Watch almost every video. Do you think you could talk about how you practice minimalism as a couple and what your wife does?
Thank you so much, Gabe! We absolutely appreciate you 💜
Meridith and Joseph
Thanks gabe for all the tips
🙏🔥
Great tips gabe- love your channel!
Thanks, Gabe. I just love your videos. So down to earth, interesting & inspiring!!💕🥂
Another good one! Thanks Gabe!
Great start to video. Helpful content. Thanks
Thank you for this video!
Proud to see i m already doing somem of these - and eager to put other stuff into practice!
... one of them being that I finally need to learn how all this investment-thing works, haha.
Something I've been doing and have heard other people tip about is that when it comes to Amazon purchases, once you add stuff to your cart, don't finish the transaction and just leave things in your cart a few days. It then gives you the time to really reflect on whether you really need it or not. I find I often delete the things in my cart or "save for later" after a few days and only complete the purchases on things I still feel like I need after sitting on it for a day or 2.
I do the same!
Me too. It’s amazing how quickly the bloom comes off the rose.
Always a good day when Gabe pops up!
What is my why? Changed every single area in my life, I don’t think there is much more to change accept relax and enjoy. Thx for all the help.
I invested in blackout curtains to reduce energy costs. Also, use natural sunlight to avoid turning the lights on. Big difference 🙂
Gabe, thank you for the videos! You mentioned podcast, do you have a list? Also you have wore a orange plaid shirt before in videos can you tell me the brand?
Wow, tracking what you actually earn is scary. Grab and go food is a helpful tip. These are definitely helpful money saving tips. Welldone Gabe.
Excellent advice. Thanks for motivating and inspiring me, Gabe!
Thanks for watching! 🙏🔥
The tip that i am going to follow is to invest in yourself🌸. Do you have a list of books that you recomend?
Greetings from Sweden!
Restaurant prices suck these days. Like everything is 15 to 20 bucks now! Work for 8 hours and spend 2 hours on Restaurant food and then drop a nother 4 or 5 hours of work on gas and that's your days pay check.😔
Pr eat the cheaper food on rare occasions when you do go out to eat and sell the car.
And then you have more money.
Thank you! Simple modern take for this generation!
Great advice! Once you take control of your funds, then you should be able to tip #21 Give....😊
Visualizing and mapping out my budget along with my goals has been my best tool to accomplish what I need to.
Thanks Gabe - a recent new subscriber/fan. Enjoy your content and got me motivated for improved financial awareness.
Always love the content . Super motivating
that editing, where you got hit by the car 😵
That was fun to make 🔥
I agree !! It shocked me 😳
To set up my real budget I saved all my receipts for a whole year. This tells me how much of what item I buy regularly for all categories such as food, cleaning supplies, utilities every aspect. I don't have a computer or a car, this saves me thousands a year.
Hope this comment is finding you well, I really enjoyed the video keep up the great work 2:30!
Thanks for the extension info! I don't utilize Chrome, but I did add Rakuten to Edge.
Anytime I get ready to make a purchase I use your advice from a previous video which is how long will I have to work to pay for this item. If the item doesn't seem worth the hours then I don't buy it.
Gabe I love your videos man this vid was awesome!! 🐐🖤
Start working on sorting out and always storing like things together…you’ll probably find you have multiples of things, which means someone bought another one when they couldn’t find the first one! Once everything is in its place, this will stop happening. For this to work, everyone must return things to their designated place when they are done using them.
As a minamilist I don't buy alot online
People prefer to spend money on liabilities,Rather than investing in assets and be very profitable.
You're so correct! Save, invest and spend for necessities and a few luxuries relatives to on's total assets ratio.
I'm just shocked you mentioned Expert Meltem Demiro thought am the only one trading with her
I invested in both stock and Cry ptő but I'm doing much better on Cry ptő with the favourable market price
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Hey I just wanted to say, I really love your content. I have literally never (quite literally never In all my years on youtube) hit the notification bell, but I have it on for you.
I hope you have a blessed day 🙏 ❤️
Here a tip I heard, if you cant buy, it twice don't buy it. it has helped me a lot.
Another idea: Buy food through foodsaving apps such as Too Good To Go. I buy at a bakery there for 3.50 Euros but I receive food regularly sold for 30 Euros. So sometimes you really get a high multiple of your money spent.
Buy less food! Yes! We don’t need to consume nearly as much as we think we do
Thanks for all the content.
My tip would be what I call “the fruitbowl” check. When I decided to move to a smaller space and have less clutter, the memory muscle to buy something when you see something nice for your home, and it only costs X, I had to imagine myself going home with it and see that thing in my home. Many things end up in the fruitbowl. Like a cute key hanger for example.
For years now my fruitbowl only holds fruit, ha. But imagining where something goes once you bring it home was a great way for me to not buy.
I thought about the psychology of this. It is the activity of shopping, the endorfine you get from it.
I turned to “wish” an app that sells anything, crazy things, useful things.
I am allowed to fill my cart there with anything and everything.
Just don’t pay. Leave it there.This is similar to the 7 day or 30 day rule I guess, but at the time it replaced the feeling of “needing to shop” as a recreational” thing.
Gradually the urge just stopped.
I now live in a beautiful clutter free place.
Value experiences over things. A day in the playground with the kids, hammock picnic with my friends, sit around my bonfire and having a chat with the neighbors, using free wood. Those things give a longer “high” than purchasing something
Use the free gym.
Outdoors is good for anything. Walking, running, hiking, biking, skating, kayaking. It boosts your mental health to be outdoors. Any weather is great, always. Even if it is too hot, too cold, too rainy. You know it won’t last forever, you feel great though once you challenged yourself.
And yes, at one point I had to buy skates, a bike, a kayak, running shoes, etc. But the cost per use is wayyyyyyy lower than a gym membership.
Going out for coffees… nope! If you want to talk to me, walk with me.
Ha, I can go on I think.
Many saving tips from the US do not apply to me. As we do not live like this (drive everywhere, TV always on, buying coffee, breakfast, lunch outdoors) but it is still fun to see where I can save some money.
And I feel like I am living a life of more luxury than ever before. Doing only the things that I love to do and spend my money towards things that really matter.
Again thanks for the vids, they are fun to watch and have great content.
Thanks for sharing! I don't live in the US either and seeing other perspectives helps me get creative with my own situation :)
Would like some Quebec/ Canada specific tips….?!
Louder for the impulsive buyers at the back! Very brilliant and relevant tips, Gabe. Great work!
This was really good! Can you do a video close to this aimed towards new parents?
that edit in the beginning was so mean girls of you 😂
Something I've done recently has been "pausing" my subscriptions for 3 months to see if I even need them then after those months either cancel them or keep the ones that actually are needed. It seems small at first but my goodness that savings adds up... Also eliminating daily coffee from SB or Espresso stand. $5 a day = 35 a week = $1820?!?!?
Good video! Wanted to let you know that I used the link to sign up for masterworks and I did not allow me to skip the waitlist.
Rakuten seems pretty cool
Grab and go food is huge
I have rakuten but don't know how to use it.
I have an ad-blocker on my computer - it has saved me a lot of money because I don't get tempted,
Rocket money is the easiest way to track your expenses, I suggest downloading that app
Good, whole food is so much cheaper than processed and packaged foods.
Very good! Thank you, Gabe. @8:31, logging your spending habits is also a good way for discovering 'patterns' that we're not otherwise aware of until scrutinized in writing. Repurposing is another good one. I hate tossing anything I've spent money on no matter how small the amount. So when I discovered this week my active yeast had expired, I googled alternative uses for it. I found bakingmad's website had blogged "Top 5 Alternative Uses for Yeast." My takeaway lesson is now to always look for the silver lining in my mistakes.
"Subscribing to people who motivate you" Most people don't understand that they curate their own feed! You can follow and engage with people who lift you up. Great advice Gabe - Road to 500k 👀
100% man it really makes a difference when you see it every day
I thought doing grocery delivery was good at first. I had a surgery and it helped so much. However, I found that what I was saving had to be turned into a tip. This wouldn’t have been a big deal had I got the monthly subscription, buuuuut I accidentally purchased the yearly. Now I feel obligated to use it but if corse I have to tip.
I’m thinking I may use it less often for staples, but do pick up for weekly items. Any suggestions?
You are not obligated to do anything against your wish. I never tip anyone because I'm not obligated.
Omg, you are very close to buying yourself a Tesla, but you know the car's price depreciates over time so you will lose money in purchasing a new car! Can you show us how to do index funds?
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I order online and pickup my groceries and personal items from the store(s), so I miss the impulse purchases.
We just started doing that some times as well
Interesting video! Thanks for making! I just published a video about 6 money habits of the wealthy that can help people get better money habits that your viewers also might be interested in!
I don’t always agree with Dave Ramsey. The Restaurant thing? Enjoy treating family and friends and use the deals they give you. I support good service and local places.
Buy only what you need when you need it. Shopping is not entertainment
sorry, but 5€ is the absolute minimum that state calculated for food in germany per day. if i can get a big lunch for 10€, coffee and fruit at work and mabye just add a bit of porrdige or bread, i am really good off without meal prepping. it would be a ton of work (around 180 hours per year) that would equate to a saving of a few hundred. that’s a shitty rate per hour. i rather have some more freetime… unless the hourly rate is over 10€/h, i better work a bit overtime and skip cooking. work smarter, not harder!
I track all my spendings, money in and out in Google Sheet. I know exactly where every dollar go and which areas that i spend the most and will cut as much as i could. I never look back. 😊
Last ones…
Clear out the pantry and fridge fully. Do not waste any food. The last days are the most creative. “bachelor fridge” rules.
And get a “too good to go” deal from a grocery store. Check them all out and find which one is the most useful to you.
It is like “Hello Fresh” for 5 Euro’s, with no instructions (be creative) and it will feed the family for days. Plus you saved food from being wasted.
Do not buy a Tesla, have you not seen the instagram posts of new buyers, Regreting buying them!! One Dr she was almost killed in one when her brand new Tesla just stopped dead cold on a major highway with no notice. Check her out. It might be the worst financial choice you could ever make!!!!
The car’s price appreciates over time. 😢
1 step closer to Tesla for you today!
Make another channel to grow quicker
Disappointing...feels like the entire video was a long infomercial and not much new content. Sad turn given how good the other videos were