Feb 2023. No credit.. own nothing... Oct 2023. Good credit. Own 2 vehicles, 1 motorcycle,1 home on 5.5 acres.. 5 personal credit cards and 3 business credit cards and other business tradelines. Thank you Irv! You were definitely part of the process bro! Love from tx... what a journey!!
Hey Irv, do you have any videos on how to properly structure an LLC? Just came across your videos and love what I’m hearing. I can tell you’re a man with integrity 🤟🏻
Wouldnt you say that utilization is like 80% of your credit. I have a good credit 726, 12 lines, paid everything on time not a day late last 30 months, I was between 10%-12% utilization and banks and credit cards loved me, this summer I spent about $26k on a wedding, my utilization last 2 month went up to 32%, and credit went from 780 to 726 mind you, still paying everything on time, I have been getting denied for business credit left and right, I mean Chase gave me $3k, US bank $3k, which is 3 times less then my personal cards limit. Citizens denied me, not even a dime (for business credit and so did the Key bank. My debt is $8600 at the moment and every week I throw $400-$500 towards the balance. Explain that please. Thank you!
We’d have to look at the whole picture. But I usually like to look at total utilization, separate utilization within each bank and total credit history in addition to pay history.
No lates last 30 months? So does this mean you had 30 day lates less then 3 years ago and at the time you posted this less then 2.5 years ago? I bet thats a huge red flag still depending how many you had. Any luck though and obtaining some credit? Hopefully enough time as passed.
Learn more & book your demo with us here:
www.insightinnercircle.com/?el=yt
Feb 2023. No credit.. own nothing... Oct 2023. Good credit. Own 2 vehicles, 1 motorcycle,1 home on 5.5 acres.. 5 personal credit cards and 3 business credit cards and other business tradelines. Thank you Irv! You were definitely part of the process bro! Love from tx... what a journey!!
Wow that’s phenomenal! Way to take massive action 👏
Bro.. no joke. GOD is Great!! And You're a vessel.
@@seekfirstcongratulations
@@xiomaragonzalez8350 gracias!! Mucha suerta!!
Dude congrats! What was your first step ? I’m 24 and have a 770 credit score and looking to tap into this method to buy real estate.
Hey Irv, do you have any videos on how to properly structure an LLC? Just came across your videos and love what I’m hearing. I can tell you’re a man with integrity 🤟🏻
Hey Irv, do you have any videos on how to properly structure an LLC? Just came across your videos and love what I’m hearing 🤟🏻
You’re appreciated Irv
Thank you for the kind words 🙏
Great content brother. Appreciate you!
DOPE VIDEO
Wouldnt you say that utilization is like 80% of your credit. I have a good credit 726, 12 lines, paid everything on time not a day late last 30 months, I was between 10%-12% utilization and banks and credit cards loved me, this summer I spent about $26k on a wedding, my utilization last 2 month went up to 32%, and credit went from 780 to 726 mind you, still paying everything on time, I have been getting denied for business credit left and right, I mean Chase gave me $3k, US bank $3k, which is 3 times less then my personal cards limit. Citizens denied me, not even a dime (for business credit and so did the Key bank. My debt is $8600 at the moment and every week I throw $400-$500 towards the balance. Explain that please. Thank you!
We’d have to look at the whole picture.
But I usually like to look at total utilization, separate utilization within each bank and total credit history in addition to pay history.
Congratulations
No lates last 30 months? So does this mean you had 30 day lates less then 3 years ago and at the time you posted this less then 2.5 years ago? I bet thats a huge red flag still depending how many you had. Any luck though and obtaining some credit? Hopefully enough time as passed.