7 Secrets of SoFi that Everyone is Missing (during the dip)

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  • เผยแพร่เมื่อ 16 มิ.ย. 2024
  • Many SoFi investors know the high level story of the stock, but in this video I cover 7 secrets of SoFi that could have a bigger impact on the company than anyone realizes, especially during the current drop.
    Be the first-to-know on my Instagram: / realfintek
    SoFi is a rapidly growing fintech company revolutionizing the financial services industry. Initially starting as a student loan provider, SoFi has diversified its offerings, becoming a comprehensive fintech firm with innovative products like the SoFi app, SoFi Credit Card, and SoFi Checking Account. Their growth strategy, shifting from lending to financial services, mirrors a tech company's expansion rather than a traditional bank. This approach is reflected in their multiple S-curves of growth across different products. CEO Anthony Noto's leadership has been pivotal in this transformation, guiding SoFi through significant changes and spearheading their evolution into a multifaceted financial services provider.
    A key component of SoFi's strategy is their B2B expansion through the acquisition of the Galileo Technology Platform and Technisys. These acquisitions enable SoFi to offer Banking as a Service (BaaS), allowing other businesses to leverage SoFi's technology to create their own financial products. This positions SoFi as the "AWS of Fintech," providing a stable and scalable technology backbone. Despite its origins as a SPAC and initial meme stock perception, SoFi is maturing into a robust financial company with substantial institutional and insider investment. Their ability to adapt and innovate continuously, coupled with a strong leadership team, underscores their potential for significant stock price appreciation. SoFi's current valuation, with a price to book value well below industry averages, it one of the reasons this has become one of my largest stock holdings.
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    💸 Get up to $70 worth of stock from Public: share.public.com/fintek when you use code "fintek"
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    I am not a financial or investment advisor. Everything in this video is for entertainment purposes only. Links above include affiliate commission or referrals, and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.

ความคิดเห็น • 75

  • @FinTek
    @FinTek  13 วันที่ผ่านมา +24

    One important item that didn't fit in this video: SoFi is currently experiencing downward pressure on the stock price due to one of their Pre-IPO holders, the QIA, selling out of their position in the stock. There's a lot of speculations as to why (some think it's due to them potentially losing their board seat), but that's a longer discussion than I can have in a single comment.
    While I don't think this affects the long-term investing thesis in SoFi, it's a lot of shares to move at once, and that's going to affect the stock price in the short term.
    I'll be sharing more thoughts as updates come out on Instagram: instagram.com/realfintek/

  • @AnthonyNoto69
    @AnthonyNoto69 12 วันที่ผ่านมา +13

    The bottom is literally $4 a share (TBV/share) and the upside is unlimited. I’m buying heavily.

  • @AmberHeardo
    @AmberHeardo 5 ชั่วโมงที่ผ่านมา +2

    Warren Buffett once said to treat investing in securities like real estate-you don't constantly check for gains. So, the Sofi price drop doesn't bother me. I keep dollar-cost averaging and adding to my position, and I'm up 200% year-to-date because of this strategy.

    • @Hamdanbin-
      @Hamdanbin- 5 ชั่วโมงที่ผ่านมา

      I experienced something similar. I regret missing out on earlier Bitcoin investments, I kept funds in a HYSA. Now, with $200k to invest, I aim to avoid FOMO and buying at the peak. What's the best approach for a newbie to navigate the market?

    • @EmpressDelivery
      @EmpressDelivery 5 ชั่วโมงที่ผ่านมา

      During bear markets, aim to 5x your portfoli0 by accumulating crypto and reinvesting dividends. Consult a financial advis0r for help. Since 2020, my $1.2m portfoli0 has averaged 28% annually through restructuring with growth stocks, ETFs, mutual funds, and REITs.

    • @AdamLevine759
      @AdamLevine759 5 ชั่วโมงที่ผ่านมา

      During bear markets, aim to quintuple your portfolio by accumulating crypto and reinvesting dividends. Consult a financial advisor for guidance. Since 2020, my $1.2 million portfolio has averaged a 28% annual return by restructuring with growth stocks, ETFs, mutual funds, and REITs.

    • @KeanuReevesf
      @KeanuReevesf 5 ชั่วโมงที่ผ่านมา

      Who is this person guiding you and how can i reach he/she?

    • @AdamLevine759
      @AdamLevine759 5 ชั่วโมงที่ผ่านมา

      I’m careful about giving specific advice since everyone’s situation is different. You might want to consider an independent financial advisor like Melissa Elise Robinson. I’ve worked with her for two years and highly recommend her. See if she fits your needs.

  • @TheSushiandme
    @TheSushiandme 12 วันที่ผ่านมา +34

    3 years later.... we are still red asf...

    • @princevo625
      @princevo625 12 วันที่ผ่านมา

      😂😂😂😂 facts

    • @sauljimenez6738
      @sauljimenez6738 12 วันที่ผ่านมา +1

      I JUST BOUGHT TODAY AT $6
      47, ONLY 102 SHARES. I WILL BE BUYING MORE. STOCK WILL GO UP AFTER INTEREST RATES COME DOWN.
      My favorite stocks are
      -Palantir
      -sweetgreen
      -Sofi
      -Precious metals mining

    • @DavidSaintloth
      @DavidSaintloth 12 วันที่ผ่านมา

      SoFi is my banks, banks, bank.
      Ie. Where my net worth grows, where I manage my inflows & outflows and one of my most solid investments in itself.
      Big multiples coming in from my multibaggers in AI & semis & tech will be increasingly rebalanced into SoFi as it becomes a container ship of stability.
      Love it. 🚀🚀🚀

    • @atetraxx
      @atetraxx 11 วันที่ผ่านมา

      Sheeeit. I bought the latest dip. I'm finally in the green but I sold years ago before it crashed heavily

    • @ThePaulGardner
      @ThePaulGardner 11 วันที่ผ่านมา

      Fuckin crybaby

  • @stevek3666
    @stevek3666 12 วันที่ผ่านมา +5

    very good presentation. I'm in for sofi for the long run, there are not many companies that are as innovative as sofi atm in my opinion.

  • @ajaykasthana
    @ajaykasthana 12 วันที่ผ่านมา +3

    Very Good Presentation ... Thanks.

  • @BeeTB1
    @BeeTB1 12 วันที่ผ่านมา +8

    Just bought the dip yesterday. Good fundamentals and believe in the company

  • @normanchiang5636
    @normanchiang5636 12 วันที่ผ่านมา

    Really appreciate the in-depth analysis and perspective that you share.

    • @FinTek
      @FinTek  12 วันที่ผ่านมา

      Glad it was helpful!

  • @stew6662
    @stew6662 วันที่ผ่านมา

    As Warren Buffett might say. I don’t see a long term competitive advantage. They have nothing that can’t be easily duplicated.

  • @dreamofstuff9125
    @dreamofstuff9125 11 วันที่ผ่านมา

    Nice video. Very true and oversild. Regardless of stock diconnection, the conpany is a great.

  • @AnthonyNoto69
    @AnthonyNoto69 12 วันที่ผ่านมา

    Great video! Very well explained

    • @FinTek
      @FinTek  12 วันที่ผ่านมา

      Thank you!

  • @phillyguy3569
    @phillyguy3569 9 วันที่ผ่านมา

    It is heavily shorted which is common with a lower stock price. Catalysts will be a short squeeze, Q2 earnings, rate cuts, ending of stud loan forgiveness.

  • @ffyy88
    @ffyy88 12 วันที่ผ่านมา +3

    Which stock will 10x first from now $TSLA or $SOFI?

  • @The_Legendary_Stock_Battle
    @The_Legendary_Stock_Battle 10 วันที่ผ่านมา +1

    Thanks for the video. However, I have a question. Have you ever used SoFi? Do you have an account with them? I do, and it's been a terrible experience. I wouldn't recommend joining SoFi. Not yet!

  • @AnthonyNoto69
    @AnthonyNoto69 12 วันที่ผ่านมา +1

    P/TBV is a better metric for SoFi. Still amazingly cheap based on tangible book value

  • @helen.k
    @helen.k 10 วันที่ผ่านมา

    Could you do a video on what to sell? For example I have nvidia now 90% up, crowdstrike 41%, qualcomm 37%, snowfake -36% and l have no idea when to sell 🤷.

    • @scurvysailor165
      @scurvysailor165 6 วันที่ผ่านมา +1

      I feel like you should sell Nvidia. I feel like the run is over, and it’s due for a big correction. The volatility started getting a lot higher ever since it hit 140. Who knows though 🤷🏻‍♂️

  • @FutureIsBetterThanThe80s
    @FutureIsBetterThanThe80s 10 วันที่ผ่านมา

    The video was so entertaining that I missed the details of the content. 😂
    Please give us the some thinking breaks after important statements

  • @austin_thompson
    @austin_thompson 12 วันที่ผ่านมา +1

    Your first point is 100% spot on. The three headed beast: SoFi

  • @RoccoHunter-cq7eq
    @RoccoHunter-cq7eq 12 วันที่ผ่านมา +1

    I see ticker Sofi and SFY which one should I aim for in the long run, love your content ,thanks

    • @r1tz97
      @r1tz97 12 วันที่ผ่านมา +1

      SFY is just their version of S&P but SOFI is the company

    • @RoccoHunter-cq7eq
      @RoccoHunter-cq7eq 12 วันที่ผ่านมา

      @@r1tz97 Thanks Mate

    • @InvestorYOU
      @InvestorYOU 11 วันที่ผ่านมา

      SFY

  • @1701Howdy
    @1701Howdy 8 วันที่ผ่านมา

    Have enough shares, buying 2026 leaps, lower risk, bigger potential profits

  • @entertainmentinternational1087
    @entertainmentinternational1087 12 วันที่ผ่านมา +1

    I just hope im holding all the shares i have and the rest i been adding when or if they hit 15 20+ a share like they said can be in 2026... 2 years we will be middle of 2026... we should know by q4 2025 q1 2026 which is only 1.5 years from now.. seems long but time flies

  • @blueberrrry
    @blueberrrry 12 วันที่ผ่านมา +1

    their partner Pagaya has an even bigger potential, probably 100x in 5 years

  • @dc1219
    @dc1219 9 วันที่ผ่านมา

    Its got too high retail ownership, they won't let it run until they shake out retail.

  • @savannahtraderful
    @savannahtraderful 7 วันที่ผ่านมา

    Seems SOFI moves on earnings calls and not the direction expected. Q1 beat estimates by .01 but share price has been declining since then.

  • @Peter-sYnet
    @Peter-sYnet 12 วันที่ผ่านมา +3

    HODL guys and buy the dip 😊

    • @angeldogg9
      @angeldogg9 12 วันที่ผ่านมา +1

      Hodl??

    • @LukasRycl
      @LukasRycl 11 วันที่ผ่านมา

      Yep buying more

  • @waynelast1685
    @waynelast1685 12 วันที่ผ่านมา

    When is the recent downward pressure on the stock?

  • @Prexotrex
    @Prexotrex 12 วันที่ผ่านมา +3

    Sad that you don‘t have X

    • @FinTek
      @FinTek  12 วันที่ผ่านมา +1

      I have an account, but I haven't been active on it. Mostly I'm focusing on Instagram and TH-cam for now, but I'd love to share more thoughts on X/Twitter in the future as well

    • @Prexotrex
      @Prexotrex 12 วันที่ผ่านมา

      @@FinTek you always get a different perspective reading people discussing sofi or a different stock

  • @Nk32483
    @Nk32483 2 วันที่ผ่านมา +1

    Bro your videos always hype this stock and it goes down. Do they pay you to promote it?

    • @FinTek
      @FinTek  2 วันที่ผ่านมา

      The way I pick companies is by finding businesses I think are undervalued. Since SoFi has a valuable business, I see the stock dropping as being able to buy the business at a discount
      That only works if you're a long term investor though, so I only put money in that I won't need for 5-10 years

  • @user-mn3tf7gj6g
    @user-mn3tf7gj6g 8 วันที่ผ่านมา +1

    SoFi approves this advertisement.

  • @ChyeHeng17
    @ChyeHeng17 12 วันที่ผ่านมา +4

    For the past one year for what has been happnening with Sofi, great Company shit Stock.
    UPST is a great example of so-so company with a lot of troubles, less strong balance sheet, however, always received a lot of love as a stock and extrmeely volatile.
    UPST however low it went, it did manage to climb back many times.
    I've lost count how many times Sofi, was trading consistently below $7.
    Had I shorted Sofi more than long it, I would have made way a lot more money.
    Crazy to think about it.
    Look at other companies with similar performance as Sofi, and they trade higher prices.
    So fed up with Sofi, not gonna add any more shares for Sofi as of now.
    It has today finally broken the even 52-week low.

    • @FinTek
      @FinTek  12 วันที่ผ่านมา

      The ups and down have been incredibly rough, but I have to assume the stock price will long-term match the company's value

    • @ChyeHeng17
      @ChyeHeng17 12 วันที่ผ่านมา +1

      @@FinTek What's your average price, and amont of shares for Sofi?

  • @user-py2xh1ex5l
    @user-py2xh1ex5l 12 วันที่ผ่านมา

    ❤❤❤🎉🎉🎉

  • @alfredwatkins4316
    @alfredwatkins4316 8 วันที่ผ่านมา

    There are a few TH-camrs that has been pushing this company for a while now and I still yet to see any growth. They must be getting paid which I think is very dishonest and I ended up skipping them when I want to watch videos about the subject. I sold my shares and broke even. Luckily I didn’t lose anything.

    • @FinTek
      @FinTek  8 วันที่ผ่านมา

      I think the company has had exceptional growth; that growth just hasn't been reflected in the stock price. In general it's more important for long-term investors to focus on the company rather than the stock price, so I've been overall pretty happy with SoFi since I first bought in.
      In general, it's illegal in most countries for someone to accept payment to promote a stock without disclosure, but it's possible some of us just like the stock :)

  • @syvie5319
    @syvie5319 11 วันที่ผ่านมา

    x10 $60 gogo

  • @user-nc5oi4wq7m
    @user-nc5oi4wq7m 8 วันที่ผ่านมา

    Company rocks….stock is lagging and is waiting to explode

  • @TheSushiandme
    @TheSushiandme 12 วันที่ผ่านมา +1

    lolololooloololol

  • @joecordoni3434
    @joecordoni3434 2 วันที่ผ่านมา

    Click bait BS for this guy to make $$ as sofinisnt a FinTeck but a small bank with nothing in pipeline product innovation

  • @trucktruck588
    @trucktruck588 12 วันที่ผ่านมา +2

    June of 2024. Don't listen to this guy. Sofi cratering.

    • @botolkosong8844
      @botolkosong8844 12 วันที่ผ่านมา +2

      Did SoFi endorse this guy?

    • @dreamofstuff9125
      @dreamofstuff9125 11 วันที่ผ่านมา +1

      Why not, the company is solid for all those reasons. How about you provide a counter argument.

  • @InvestorYOU
    @InvestorYOU 11 วันที่ผ่านมา +1

    I'm looking to sell my sofi stock. The company is horrible.

    • @felipearosemena8971
      @felipearosemena8971 2 วันที่ผ่านมา

      Care to elaborate?

    • @samferrugia
      @samferrugia 13 ชั่วโมงที่ผ่านมา

      ​@@felipearosemena8971 I think what he is trying to say is the stock is shit