'If You Have A Right To A Loan, Don't You Have A Responsibility To Pay It Back?': McClain To Cardona

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  • เผยแพร่เมื่อ 6 พ.ค. 2024
  • At today's House Education Committee hearing, Rep. Lisa McClain (R-MI) questioned Education Secretary Miguel Cardona about student loan forgiveness.
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ความคิดเห็น • 1.4K

  • @kelanders
    @kelanders หลายเดือนก่อน +380

    It’s not debt relief. It’s taking taxpayers dollars and paying off another persons debt. Wrong on every level.

    • @claudeloi
      @claudeloi หลายเดือนก่อน

      WOKE wants to buy vote.

    • @0397rb
      @0397rb หลายเดือนก่อน +6

      So your cool with the billions sent overseas .👌🏾

    • @jstoeck784
      @jstoeck784 หลายเดือนก่อน +27

      @@0397rb Those two ideas do not co-relate. Non-support for paying off college loans does not mean that you support sending money overseas. One does not equal the other.

    • @jamesjones7770
      @jamesjones7770 หลายเดือนก่อน +2

      But you're okay with everyone else discharging their debt thru bankruptcy at the taxpayers expense?

    • @nix4644
      @nix4644 หลายเดือนก่อน +23

      @@jamesjones7770 Just curious as to why you and other trolls on here think that if people are not happy about paying off other peoples college loans, that we are happy about bankruptcy and overseas aid. I didn't go to college, so explain that for me. Thanks.

  • @AlanRoehrich9651
    @AlanRoehrich9651 หลายเดือนก่อน +340

    No one has a "right" to a loan. You either *qualify* for a loan or you do not. And if *you* take out a loan, then *you* are responsible for repaying that loan.

    • @hemihead001
      @hemihead001 หลายเดือนก่อน +11

      They should say you have the right to apply for a loan .

    • @Carlos559Caps
      @Carlos559Caps หลายเดือนก่อน +18

      key word is "qualify"
      I didnt quality for fafsa and Didnt get any scholarships even though I applied for over 50. I worked my butt off paying for school while attending. I HATE HATE HATE HATE HATE hearing people complain about loans they were granted which made their lives so much easier.

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน +2

      You have a right to a loan, you do not have a right to force one. A right is not something the government provides. You have a right to engage in contracts, of which a loan is. But you do not have the *privilege* of forcing someone to give it to you. Your position put forth in that post supports the other side.
      You have a right to free speech, to speak your mind, but cannot force someone to listen to you. You are arguing that you don't have the right to express yourself because it depends on someone being willing to pay attention. This is false.

    • @EdwardMugits-Video-Marketing
      @EdwardMugits-Video-Marketing หลายเดือนก่อน +7

      He Should Be Impeached based on his continued actions to forgive loans post scotus, congress and the house decision not to. It is the Law. F Shame On You!

    • @wheelhouse8774
      @wheelhouse8774 หลายเดือนก่อน +3

      It's not about the loans. Education does not guarantee a job because degrees have no value in society. Imagine you invest in a business that failed and you're unable to declare bankruptcy while monthly payments are accumulating

  • @vel230
    @vel230 หลายเดือนก่อน +480

    They don't have a right to my tax payer money....I'd rather donate to a local vocational technical college.

    • @andrewczski1969
      @andrewczski1969 หลายเดือนก่อน +9

      At this point, it's the tax money of Americans who aren't even old enough to work, and not even born yet!

    • @walterpierce6061
      @walterpierce6061 หลายเดือนก่อน +2

      You don't pay any taxes.

    • @kylej7815
      @kylej7815 หลายเดือนก่อน +5

      And you’re ok with 260 billion to Ukraine.

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน +4

      @@kylej7815 and what do you base this assumption of yours on? I'd call it an absurd assumption given that the people who opposed centralized power have significant overlap with the people who don't want their tax going overseas either. The most likely scenario is that the OP is opposed to both.

    • @kylej7815
      @kylej7815 หลายเดือนก่อน +1

      @@IAmTheRealBill then why doesn’t the OP go post on the subject of 260 billion to Ukraine. Don’t see any comment there from OP

  • @inktray4913
    @inktray4913 หลายเดือนก่อน +118

    This Corruption must stop

  • @gooddoggy3257
    @gooddoggy3257 หลายเดือนก่อน +458

    Abolish the department of education.

    • @metube336
      @metube336 หลายเดือนก่อน +6

      I agree. And abolish the Senate for all the effect it has on these people. What a colossal waste of time. The Congress is totally IMPOTENT!

    • @biketech60
      @biketech60 หลายเดือนก่อน

      They barely educate along with their massive indoctrination in Socialist values . Just as with the CIA , they are no longer needed or affordable .

    • @melissaspurr7752
      @melissaspurr7752 หลายเดือนก่อน +8

      I agree. 78 BILLION dollar budget??? This dept was instituted by another outstanding president, Jimmy Carter.

    • @MrErpman
      @MrErpman หลายเดือนก่อน +1

      Diseducation

    • @alexsheppard2244
      @alexsheppard2244 หลายเดือนก่อน

      And?

  • @gayleroyal8465
    @gayleroyal8465 หลายเดือนก่อน +285

    I paid mine YOU PAY YOURS!!!!!!!!@

    • @garygeorge9648
      @garygeorge9648 หลายเดือนก่อน

      And we who have done that are in a BOHICA moment. What these freeloaders don't get is eventually they will pay it back in taxes and then turn around and pay for the next generations loans.

    • @lisainpalmdesert
      @lisainpalmdesert หลายเดือนก่อน +3

      Me too! Hey, we should start a new movement!

    • @DanOKC
      @DanOKC หลายเดือนก่อน +2

      Me and My KIds too ............. and we didn't go Cancun for spring breaks.

    • @user-ie2zj6ee3g
      @user-ie2zj6ee3g 27 วันที่ผ่านมา +1

      Still paying for my education! Who gives this man the right to make these decisions?

  • @greggpurviance7252
    @greggpurviance7252 หลายเดือนก่อน +121

    Need to abolish the Dept of Education. The secretary is disgusting

    • @michaelcap9550
      @michaelcap9550 6 วันที่ผ่านมา +1

      So is the NEA president.

  • @jamesmcd71
    @jamesmcd71 หลายเดือนก่อน +108

    Stop funding departments that dont follow the laws. This is the power of the house. If your voting to fund this crap your just as responsible.

    • @WhzESjngzie-1988
      @WhzESjngzie-1988 หลายเดือนก่อน +6

      Start with President's office 😂

    • @chrisyaritz2180
      @chrisyaritz2180 หลายเดือนก่อน +1

      How about this.....
      Maybe they can stop the student loan bailouts.....
      Slow the flow of cash and arms...going to Ukraine and Israel.
      Then fix social security....and take care of our Vets!
      Additionally... it's costing we the taxpayers, billions to fund everything associated with the millions that have come here illegally.

    • @jamesmcd71
      @jamesmcd71 หลายเดือนก่อน

      @@chrisyaritz2180 I agree with everything but Socal security. SS isn't what most people think it is now. 40% of the people that get a monthly check from SS have never paid anything into it. The SS Administration says by 2026 50% will be illegal immigrants. Yes all that cash the gov is giving thim comes from SS. They sign up for SS the day they turn themselves into border patrol.

    • @rainmaker3700
      @rainmaker3700 หลายเดือนก่อน +1

      @@chrisyaritz2180 Yup,
      Social Security will run out in about 10 years but we cannot fund that properly because we fund all these money laundering schemes: Ukraine, Israel, Student Loans, Illegal Alien relief fund, Homeless camps.

  • @johnzengel7445
    @johnzengel7445 หลายเดือนก่อน +326

    I paid my son college loan, I want my money back

    • @TiffanyTeaLeaves
      @TiffanyTeaLeaves หลายเดือนก่อน

      Use your brain! The only people getting forgiveness had predatory loans from predatory banks, institutions and intermediaries, AND, remember this part, AND are not financially stable. Meaning they don’t have daddy to pay their loans off, like your son did.

    • @legaleeblonde4310
      @legaleeblonde4310 หลายเดือนก่อน +12

      ​@@TiffanyTeaLeavesThey're not concerned about that. That's just language they use to attempt to justify it. If pred lending and blah blah blah were reason enough, why weren't all of us who purchased homes 2004-2008 given loan forgiveness instead of foreclosures?

    • @runits
      @runits หลายเดือนก่อน +1

      ​@@legaleeblonde4310or all those loans the Congress members took out for PPP and never paid back. Hell they deleted the paper trail so they could never even be investigated.

    • @lizzieb6311
      @lizzieb6311 หลายเดือนก่อน +18

      I paid for my own college loans …every damn dime. I want it BACK TOO! This is FING RIDICULOUS! If we pay their loans they should hand over their damn diplomas…and every bit of transcript that shows they attended school. Don’t pay your car note…it’s repossessed….dont pay up your mortgage….its foreclosed and you’re on the street. This is FING RIDICULOUS

    • @TiffanyTeaLeaves
      @TiffanyTeaLeaves หลายเดือนก่อน +3

      If you can afford it you don’t qualify 🙄

  • @TTbbq
    @TTbbq หลายเดือนก่อน +390

    The department of NON- education should be shut down and all of it's ruling turned over to the states to watch over.

    • @MonkeyMind69
      @MonkeyMind69 หลายเดือนก่อน +9

      It'd be better... but I'm not sure I trust the states either.

    • @johngalt2.031
      @johngalt2.031 หลายเดือนก่อน +12

      ​@MonkeyMind69 Then in the states that show they can't be trusted, it will fall to the people of that state to fix the problem.

    • @elennox5
      @elennox5 หลายเดือนก่อน +9

      As a teacher, I agree!

    • @TheSpookydog
      @TheSpookydog หลายเดือนก่อน +11

      Abolish this failed dept NOW!!

    • @yurikalashnikov5815
      @yurikalashnikov5815 หลายเดือนก่อน

      Why so states like Utah teach their citizens that the Earth is 2000 years old? Nah

  • @Mexican_Marauder
    @Mexican_Marauder หลายเดือนก่อน +50

    Unelected officials should not have more power than our entire government structures combined.

    • @carlsanders7824
      @carlsanders7824 หลายเดือนก่อน

      This is the Deep State in action. They could care less what the Constitution says.

    • @jimwhelan9152
      @jimwhelan9152 หลายเดือนก่อน +1

      They should not but they do.

  • @Jim-ni9ek
    @Jim-ni9ek หลายเดือนก่อน +52

    Cardona is another DEI hire who has no clue what he's talking about.

    • @Johnnie223
      @Johnnie223 หลายเดือนก่อน

      So every White hire is smarter than every minority hire ? Sounds like my teenage years. MAGA = Make America Great Again !
      1860 ? 1868 ?
      1875 ? 1908 ?
      1917 ? 1933 ?
      1943 ? 1956 ?
      1963 ? 1969 ?
      1975 ? 1981 ?
      1992 ? 1999 ?
      2002 ? 2008 ?
      2013 ? 2019 ?
      2022 ?
      When was America Great for Americans ?
      ps. My grandfather was born in Ark. in 1907
      My father in Ark. 1928
      Myself in Detroit 1953
      My 1st son in Det. 1978

  • @docbrandy915
    @docbrandy915 หลายเดือนก่อน +351

    The courts have denied this administration’s interpretation of that law, yet they continue to insist on their interpretation. The Congress should take that money away from the Department of Education.

    • @lawrencehalpin6611
      @lawrencehalpin6611 หลายเดือนก่อน +23

      Good idea. Every dollar they forgive take it away from the universities.

    • @reallybadaim118
      @reallybadaim118 หลายเดือนก่อน

      The old man knows that he's banking on all those MSNPC viewers to just hear the loan was forgiven. He knows it's going to be overturned again.

    • @ralphemerson497
      @ralphemerson497 หลายเดือนก่อน +17

      With the current RINO Leader Johnson in charge, the GOP House with their slim majority refused to hold Agencies and Departments accountable.

    • @randalldare4027
      @randalldare4027 หลายเดือนก่อน +10

      Call the marshals Office and put him in jail.

    • @Tom-hz9oc
      @Tom-hz9oc หลายเดือนก่อน

      @@ralphemerson497All true! And the appeasers and RINO’s want him left in the seat! Hell, he just worked with the demokkkrats to give Ukraine more money than the entire budget of the USMC this year!

  • @chazbedlam
    @chazbedlam หลายเดือนก่อน +225

    I paid off my student loans. Where's my free lunch?

    • @andrewczski1969
      @andrewczski1969 หลายเดือนก่อน +9

      Free higher taxes.

    • @StevanKuyper-ms4lp
      @StevanKuyper-ms4lp หลายเดือนก่อน +10

      I could not afford to put myself or my children through college why should I pay your college tuition? I am barely getting by right now as it is

    • @SarehNaded
      @SarehNaded หลายเดือนก่อน +1

      LOL. Got one!

    • @andrewczski1969
      @andrewczski1969 หลายเดือนก่อน

      @@StevanKuyper-ms4lp Biden's plan to destroy America.

    • @briantaylor9475
      @briantaylor9475 หลายเดือนก่อน +3

      You'll get it at the soup kitchen after you pay off all those loans the Department of Education transferred to you. Oh, I will be right behind you in the line. Save me a slice of bread.

  • @user-jc3mg7lj5u
    @user-jc3mg7lj5u หลายเดือนก่อน +74

    WE SHOULD NOT BAIL OUT THE STUDENT LOANS. THEY GOT THE LOAN , THEY SHOULD HAVE TO PAY IT BACK ON THEIR OWN. NOT THE TAX PAYERS. WE TOOK A LOAN OUT FOR OUR HOMES AND WE HAVE TO THAT LOAN BACK MY OUR SELFS. !!!!! IF BIDEN IS GOING TO MPAY THE STUDENT LOANS OFF THEN BIDEN SHOULD PAY OUR HOMES OFF AS WELL. !!!!!!!

    • @jamesjones7770
      @jamesjones7770 หลายเดือนก่อน

      I guess you were okay with the bank bailouts though weren't you? Why didn't we just let the banks fail instead of using taxpayers money to bail them out? We bailed them out to protect the money YOU earn from your stock portfolio at the expense of MY taxpayer dollars. I don't have a dime in stocks or bonds or invested on Wall Street so it was partly my money that bailed YOU out, but please let's not help out our over burdened students with their higher than average interest rate loans. Lets keep them in debt for the next 30 years and not allow them to achieve the American dream until they are in their 50's.

    • @rickybobby7276
      @rickybobby7276 หลายเดือนก่อน

      Student loans are becoming the mortgage loans of 2007. This bubble is going to pop at some point.

    • @bryanmoser358
      @bryanmoser358 หลายเดือนก่อน

      Your house loan isn't helping anyone. Someone's dental school or medical school or nursing loan his helping your grandma out whos been stuck in the hospital battling xyz. Furthermore, those loans that you speak of help that person earn a higher income, which means they pay higher taxes. The taxpayer system is already benefiting from that person taking out loans and they are putting back in far more than they took out over their career. Your home doesn't do that. If this is a student loan, it should be at zero fuckin interest at the very least! At the most, my taxes that I pay that are easily 10x what they were before my college career should be my loan repayment.

  • @SaintMichael-js5kh
    @SaintMichael-js5kh หลายเดือนก่อน +106

    How is he not in prison for clearly violating the law? Democrat privilege!

    • @craig162
      @craig162 หลายเดือนก่อน

      Biden is teaching everyone how to buy votes. He did it before and he is doing it again.

  • @cestmoi1262
    @cestmoi1262 หลายเดือนก่อน +139

    Gosh, it is refreshing and encouraging to see a lady who has a position that was achieved by CAPABILTY and not DEI!

    • @Johnnie223
      @Johnnie223 หลายเดือนก่อน

      Diversity
      Equality. Today
      Inclusion
      White
      Segregated Yesterday
      Protestant
      60 years ago WASP's led in all American categories because no one else was allowed by law to compete with them. I've always found it strange that the very people who are quick to scream "Reverse Discrimination" were the very last to ever admit
      "Discrimination".

  • @LaminarSound
    @LaminarSound หลายเดือนก่อน +156

    And yet nothing happened. He walked out of that pointless hearing with no accountability. Congressional hearings are absolutely pointless

    • @golferpro1241
      @golferpro1241 หลายเดือนก่อน +13

      Political theatre. No one loses their job or is punished.

    • @jamied9782
      @jamied9782 หลายเดือนก่อน +9

      Therein lies the problem. How do we, the people, get our point across? Legit question I’m asking.

    • @rnettles6241
      @rnettles6241 หลายเดือนก่อน

      The ONLY politician that I've ever seen prosecuted to the FULL extent of the law is President Trump for the crime of loving his country.

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน

      @@jamied9782 Start by working at your local level to roll back excesses and abuses there while building bulwarks against future ones. From there expand it to one level higher - say municipal to county, or county to state legislative district. This creates a culture of people holding them to account, which is fertile grounds for growing candidates who will hold them accountable.
      As long as you remain focused on the federal - where you have absolutely the least influence - you will continue to lose ground. The Left has always been centralist and authoritarian (see: the early 1900s) and they have systematically and with purpose shifted the focus to a central government where they can encounter the least resistance from we the people. This is one of the effects of screwing up how we put Senators into federal congress. They should never have been moved to a popular election because it diluted the power of the states to check the union, and diluted the ability of the people to influence that via local elections.

    • @garysmith7760
      @garysmith7760 หลายเดือนก่อน +1

      @@golferpro1241 It's a clique behind official curtains.

  • @hemihead001
    @hemihead001 หลายเดือนก่อน +33

    Why can he ignore Congress and SCOTUS and still keep his job and not in jail . He wants more money because the Unions need more money . I went to Auto Tech school and had to pay my loans , why not give my money back ?

  • @aeolianharp1363
    @aeolianharp1363 หลายเดือนก่อน +32

    80 billion is the size of a global corporation. Where are they spending the money

    • @mogznwaz
      @mogznwaz หลายเดือนก่อน

      It’s being siphoned off and spent on supporting radical leftist activism

    • @roberth.5185
      @roberth.5185 หลายเดือนก่อน +1

      They could spend a trillion and the results would be the same.

    • @sableann4255
      @sableann4255 หลายเดือนก่อน

      BUYING VOTES & LINING THEIR POCKETS 😡 Our own government is ripping the US Taxpayers off!!!

  • @darlynnlawson1127
    @darlynnlawson1127 หลายเดือนก่อน +70

    I paid my college loan…now I’m paying someone else’s?

    • @andrewczski1969
      @andrewczski1969 หลายเดือนก่อน +5

      Yeah, and if you have kids, they're on the hook, too!

    • @lionkingofthejungle
      @lionkingofthejungle หลายเดือนก่อน

      yes, biden punishes people who are responsible with their money those are the people who usually don't vote for him.

    • @valeriedouglas4400
      @valeriedouglas4400 หลายเดือนก่อน +2

      Because Marxism that’s why.

  • @oklahomanorm2278
    @oklahomanorm2278 หลายเดือนก่อน +77

    Totally ridiculous, corrupt, and unethical. What would the result be if Trump did the same thing?

    • @RedWingsRule1
      @RedWingsRule1 หลายเดือนก่อน +6

      Probably 143 indictments.

  • @WeLuv9x5
    @WeLuv9x5 หลายเดือนก่อน +27

    The head of DOE should be arrested and prosecuted for defying SCOTUS!

    • @jeffhowell1522
      @jeffhowell1522 หลายเดือนก่อน

      Hell, for defying logic.

  • @ajsanchez8767
    @ajsanchez8767 หลายเดือนก่อน +15

    Defund the Department of Education! Keep it at the state level!!! 🙏🏼🇺🇸

  • @legaleeblonde4310
    @legaleeblonde4310 หลายเดือนก่อน +32

    This topic shouldn't even be on the table. The Department of Education should concentrate on doing their jobs effectively if they don't want to be defunded.

    • @jimwhelan9152
      @jimwhelan9152 หลายเดือนก่อน

      It's an unconstitutional department and shouldn't even exist.

  • @chrisbrimhall1613
    @chrisbrimhall1613 หลายเดือนก่อน +48

    83 billion? Jesus

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน +2

      For a department that doesn't educate anyone.

    • @scray00
      @scray00 หลายเดือนก่อน

      And kids don’t know who George Washington is or what a woman is.

  • @janofb
    @janofb หลายเดือนก่อน +19

    Higher education isn't affordable because the government backs the loans so the higher education raised their tuition. If you got the government out of student loans, tuition would crash.

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน +4

      Finally, someone who actually knows the causal agent!
      There are precisely two major industries that have consistently and dramatically outpaced the standard price increase trends. One is college, the other is medical. In BOTH cases the government stepped in and wound up separating the consumer from the price. This always leads to higher rates of increase.
      Even within those broader categories we can see it reinforced. Trade schools are not crazy expensive and are not subsidized by the federal government. They don't "outpace inflation." Non-covered medical such as cosmetic and laser eye surgery also follow the standard pattern of improving but not rapidly rising price. Because the consumer was/is the payer.

  • @ChrisBell-cy7yl
    @ChrisBell-cy7yl หลายเดือนก่อน +17

    That MEANS, THAT YOU GO AFTER THE EDUCATIONAL INSTITUTIONS!!!

  • @markgoostree6334
    @markgoostree6334 หลายเดือนก่อน +79

    Then congress...the House and Senate... need to remove the "law" he keeps relying on... just remove his crutch.

    • @normanhopkins6114
      @normanhopkins6114 หลายเดือนก่อน

      The worthless President will never sign it.

    • @jimwhelan9152
      @jimwhelan9152 หลายเดือนก่อน

      He'll just find another law he claims gives him the power.

    • @sharonroller8849
      @sharonroller8849 หลายเดือนก่อน

      Where are the reply comments?

  • @WizzRacing
    @WizzRacing หลายเดือนก่อน +35

    Department of Education is gone after this year. As it was created with an Executive Order. That will save the taxpayers $100 billion a year alone..

    • @jamesjones7770
      @jamesjones7770 หลายเดือนก่อน

      Those savings will have to come from somewhere to support education, oh and those savings you're proclaiming will probably be sent to some country crying poor mouth. We're better off helping our own people don't you think? That's right you don't think do you?

    • @WizzRacing
      @WizzRacing หลายเดือนก่อน +2

      @@jamesjones7770 You seem ignorant.. As the savings does not come from their Budget. It comes from having to cover their Salaries, Pension Funds, Premium Medical, Vacations, Holidays etc...
      I would add. The State pays for schools and education. Why you pay wait for it,,, School taxes..But you would not know that. As you don't have to pay them. Everybody else does.. And being America is 29th in education yet spends 1000% more per student. I'm for School Choice..

    • @scray00
      @scray00 หลายเดือนก่อน +1

      @@WizzRacing yes school choice and let the people decide where they want their kids to go!!

  • @robinperronjones5024
    @robinperronjones5024 หลายเดือนก่อน +13

    It’s great to see they say that certain issues are broken, but it’s never ever fixed

  • @tf2529
    @tf2529 หลายเดือนก่อน +12

    Department of Education needs to be abolished.

  • @HeinzGuderian_
    @HeinzGuderian_ หลายเดือนก่อน +26

    Everyone who went to trade schools should be refunded. Everyone who didn't go anywhere should get $$ back too, since we'll be the one footing the bill. I paid off my house and my credit cards. I can't wait to get reimbursed for all of that.

  • @NadeneBeach
    @NadeneBeach หลายเดือนก่อน +28

    Likewise, if you use a credit card, you are responsible to pay it back, WITH INTEREST if you miss payments. With both, you SIGNED A LEGAL CONTRACT.

    • @billyYoast1990
      @billyYoast1990 หลายเดือนก่อน +1

      Likewise if you dont pay the credit card it gets absolved in collections and the tax payer pays for it eventually since the government will back the large banks who gave the loans in the first place and continue to print money. You open a business, it fails, you dont owe that money you file bankruptcy.

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน

      @@billyYoast1990 I'll give you credit for trying, but have to correct where you were incorrect.
      1. When a credit card debt goes to collections (meaning not the creditor) the collection agency pays the creditor some percentage of it to buy the loan. Thus the bank has been paid -though not as much as you borrowed.
      2. FiIing for bankruptcy doesn't shift the burden to the government. For business (as with personal btw, different sections though) you either file full insolvency - in which assets are liquidated to pay down debts and the rest is wiped clean; or you file for restructuring. In that case the court acts as arbitrator and forces a restructuring of the debt, with you winding up still owing money and are put on a payment plan.
      Now here is the kicker: there are a few categories of debt you *cannot* write off in any form of bankruptcy. One of those are federally backed student loans. Fully private student loans can be written off (unless that has been changed lately) as the government is not on the hook if you don't pay.
      This is why those of us quite familiar with the situation recognize this as a transfer of wealth to the wealthy. Because, if you have a private student loan and can't pay it, the banks won't get their money if you file insolvency, and may not get much depending on other creditors' priority in a Chapter 13 bankruptcy. So the government paying them is transferring wealth to them from the rest of us who didn't put ourselves in that situation.

  • @songofrest
    @songofrest หลายเดือนก่อน +9

    If you sign a contract, you are bound by it. Full stop. No one is forgiving my mortgage.

  • @suzanneroberge494
    @suzanneroberge494 หลายเดือนก่อน +7

    Yes, if you borrow money you are responsible to pay it back. This is insane, people need to be adults.

  • @jeffkidder5282
    @jeffkidder5282 หลายเดือนก่อน +28

    Simply Denial and lying about it.

  • @sportsmediaamerica
    @sportsmediaamerica หลายเดือนก่อน +17

    Also, if the problem is predatory loanmakers, per Cardona, why isn't the DOE filing a lawsuit against all those lenders??? Or why isn't there a class action suit against them??? Just f***in' unreal what these people try to get away with.

    • @jimwhelan9152
      @jimwhelan9152 หลายเดือนก่อน

      It's not the lenders sucking the kids in. It's the educational institutions which are getting the money.

    • @user-cp3kh5xo2h
      @user-cp3kh5xo2h หลายเดือนก่อน

      So what’s the problem of forgiving these loans? Why not attack other government programs that benefit corporations or the lawmakers themselves? That’s what should make you angry

    • @jimwhelan9152
      @jimwhelan9152 หลายเดือนก่อน

      @@user-cp3kh5xo2h 1) the forgiveness is illegal. The other things you mention are legal.
      2) the forgiveness program simply leaves some private businesses high and dry. The programs you mention intentionally pay private business.
      3) it's possible to walk and chew gum at the same time. Opposing loan forgiveness doesn't mean you can't also oppose other government actions.

  • @mariefagan3075
    @mariefagan3075 หลายเดือนก่อน +5

    abuse of power...impeach

  • @tomnodurft9229
    @tomnodurft9229 หลายเดือนก่อน +18

    Here's a thought, drop the interest rates to 2%. that's all that is needed! Ppl take out loans should have to pay them back, period!!!

    • @jimwhelan9152
      @jimwhelan9152 หลายเดือนก่อน

      They should pay them back at the agreed upon interest rate! Period!

  • @101010sunshine
    @101010sunshine หลายเดือนก่อน +31

    The "predatory" institutions are the colleges/ universities. Not complicated.

    • @lizzieb6311
      @lizzieb6311 หลายเดือนก่อน +1

      EXACTLY! However, did the predatory institutions drag the student in off the street and hold them at gunpoint and force them to enroll in their school and sign the loan papers? Did they? That sure didn’t happen to ME. No…I trotted my happy a$$ into the office and applied with NO THREAT OF PHYSICAL HARM…and guess what else? I paid back EVERY DAMN DIME! I worked two jobs to do this and it took me seven years…but I DID IT! I didn’t beg for handouts…no! My choice to go,to college - MY - burden! End of story.

    • @billyYoast1990
      @billyYoast1990 หลายเดือนก่อน +1

      Im blown away by how many people dont see the difference on this chat. How many of the I payed my loans peoples parents paid their loans. How many had loans that were not even 20k.

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน +4

      Don't give the government bureaucrats and politicians a free pass here, they are just as guilty. In fact they literally started the problem.

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน +2

      @@billyYoast1990 Most college graduates get out into the real world with an average loan total of about 34k. The vast majority of them pay it off just fine.
      There are two outliers:
      1) People who had enough family money to qualify for far more than the government limits federally backed loans to
      2) People who never should have been there going for 18 months or so and dropping out, meanwhile they borrowed not just for tuition but living expenses.

    • @billyYoast1990
      @billyYoast1990 หลายเดือนก่อน

      @@IAmTheRealBill I agree. I dont like the people attacking students as if the govt. and institutions are not the primary components of the failed system here. Also to acknowledge the difference of not being able to go into bankruptcy is huge.

  • @johnm.4947
    @johnm.4947 หลายเดือนก่อน +5

    Our country does not need a department of education. How much money would that save?

  • @bobevangelista7100
    @bobevangelista7100 หลายเดือนก่อน +7

    she cleaned that pos's clock

    • @troy.peters
      @troy.peters หลายเดือนก่อน

      Yes, but unfortunately nothing else will happen.

  • @janibeg3247
    @janibeg3247 หลายเดือนก่อน +18

    i want all my tuition money back with interest

    • @justinrieger5329
      @justinrieger5329 หลายเดือนก่อน +4

      Not just with interest, but with the same bullshit interest percentages that they make us pay back. Fk id be a millionaire!

  • @allencupsie6560
    @allencupsie6560 หลายเดือนก่อน +12

    Sounds like he's breaking laws now

  • @usleadershipareliars
    @usleadershipareliars หลายเดือนก่อน +6

    Everything's always broken, even though it isn't, it's just nobody follows the rules.

  • @richardjay3427
    @richardjay3427 หลายเดือนก่อน +6

    What is the point of these hearings, nothing is ever DONE!

  • @cliffright1142
    @cliffright1142 หลายเดือนก่อน +12

    Higher education is inaccessible? To whom? The Federal Government got into the loan business and has managed to, like it has done with everything it touches, screw it too. These demented people want to not only change the rules mid stream but, change the propriety of a contract between two or more parties.

  • @Stevedrums741
    @Stevedrums741 หลายเดือนก่อน +11

    When do I get my mortgage money back? And when do I get my money back if I buy a bad stock that loses money?

  • @jackiemaddox4577
    @jackiemaddox4577 หลายเดือนก่อน +5

    WHAT??????? IT TOOK ME 10 YEARS TO PAY MY COLLEGE LOANS BACK----I WAS HAPPY TO DO IT AS i WOULDN'T HAVE HAD A JOB THAT WOULD SUPPORT ME. I DIDN'T MAKE A ZILLION DOLLARS, NO WAY COULD I BUY WHATEVER I WANTED, I HAD OTHER BILLS -REGULAR LIVING EXPENSE TO PAY---IT'S CALLED BUDGET. SO I WANT MY MONEY BACK --I WANT THOSE LOANS FORGIVEN!!! AND HOW DID THESE PEOPLE END UP WITH SUCH EXORBITANT LOANS????? HOW COME THEY DIDN'T BUDGET AND ACCEPT WHAT THEY COULD BUY AND NOT????? DID THEY START OFF WITH GOING FOR A DEGREE IN BASKET WEAVE? DID THEY NOT DO RESEARCH IN THE FIELD THEY WANTED AND IF A JOB IN THAT FIELD WOULD SUPPORT THEM?? I BLAME THEM, THEIR PARENTS, SCHOOL ADVISERS. THERE IS NO SUCH THING AS A FREE LUNCH BUT THIS ADMINISTRATION IS CERTAINLY GIVING IT OUT AND WE TAXPAYERS ARE THE ONES PAYING FOR IT

  • @dianna7795
    @dianna7795 หลายเดือนก่อน +3

    Isn’t he breaking the law!!!! Wake up Congress!

  • @gregfender7944
    @gregfender7944 หลายเดือนก่อน +17

    Maybe this clown would forfeit his pay not likely

    • @andrewczski1969
      @andrewczski1969 หลายเดือนก่อน

      In 2025, he should lose everything.

  • @tragickingdom15
    @tragickingdom15 หลายเดือนก่อน +52

    You don’t have a right to a loan. Our government doesn’t know what words mean anymore.

    • @legaleeblonde4310
      @legaleeblonde4310 หลายเดือนก่อน +3

      Amen!

    • @elmertsai1312
      @elmertsai1312 หลายเดือนก่อน

      It's a very intentional act to water down terms that used to mean something worth fighting for

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน +1

      You do have a right to a loan. You have a right to engage in contracts with other adults. That is what a loan is.
      You are just as confused as the people who say "healthcare is a right, so the government needs to pay for mine." You have a right to get *a* loan. You do not have a right to force someone to give you a loan.
      I have a right to eat an apple, but that doesn't give me a right to eat *your* apples. It is no wonder that politicians, bureaucrats, and cops don't understand rights, when the common person doesn't.

    • @elmertsai1312
      @elmertsai1312 หลายเดือนก่อน

      ​@@IAmTheRealBillThis is what I mean by watering down the term. They are using this term that was traditionally more used for broader fundamental things (like the right to enter contracts) to push meaning beyond the simple definition of the word "right". And if you think when people talk about the "right to loan" when they talk about student loans they mean just the normal definition of loans... you are sadly mistaken.
      Your eligibility should be decided based on your possibility to repay the loans and if you are statistically unlikely to repay the loan you should not be given a loan. Right now a problem is the government is subsidizing student loans and basically paying them off with tax payer money.

    • @tragickingdom15
      @tragickingdom15 หลายเดือนก่อน

      @@IAmTheRealBill no, you don’t have a right to eat an apple. You don’t understand rights.

  • @Karen-bx6ol
    @Karen-bx6ol หลายเดือนก่อน +4

    The schools should then be responsible for the loans.

  • @williamphelps1807
    @williamphelps1807 หลายเดือนก่อน +15

    Put him in prison

  • @swirlingbrain
    @swirlingbrain หลายเดือนก่อน +54

    Cancelling student loans is Welfare for the rich.

    • @carlsanders7824
      @carlsanders7824 หลายเดือนก่อน +5

      No, the rich do not need loans. This is welfare for people who had no business going to college in the first place.

    • @chavonj4680
      @chavonj4680 หลายเดือนก่อน +1

      What??

    • @chavonj4680
      @chavonj4680 หลายเดือนก่อน

      @@carlsanders7824why?

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน

      @@carlsanders7824 First, the rich take out loans all the time, because unlike you apparently, they know that it can be the smart thing to do financially. Second, OP is correct. The ones who will financially benefit the most are the rich.

    • @marinats5873
      @marinats5873 หลายเดือนก่อน

      @@carlsanders7824 My coworker has house and investment property applied for loan forgiveness

  • @kerriwilson7732
    @kerriwilson7732 หลายเดือนก่อน +11

    Predatory lenders?
    What's that mean? You agreed to the amount, the interest rate, & the terms. Why not hit out at credit cards? They have higher interest rates. 🇨🇦

    • @jiggerblossom
      @jiggerblossom หลายเดือนก่อน +1

      Tuition escalated once Gov started handing out the loans. He needs to be putting some fear into the colleges instead of covering this up by making the debt disappear.

    • @kerriwilson7732
      @kerriwilson7732 หลายเดือนก่อน +2

      @@jiggerblossom agreed! Education is a money making exercise.

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน

      @@jiggerblossom While the first statement is partially true (the grants are a larger impact), it isn't the root of the problem today. There is a lot of misinformation, and probably some disinformation, around this topic.
      The fact is that if you
      1) Go to a community college the first two years to get a 2 degree that transfers then
      2) Spend the next two years at an *in-state* school paying *in-state* tuition,
      3) Get a job to pay for your non-school expenses
      then your costs are dramatically lower.
      Some specifics:
      For the academic year 2022-2023, the average undergraduate tuition and fees for U.S. colleges were $9,368 for in-state students and $22,272 for out-of-state students​​​​.
      9k vs. 22k is an enormous difference. Especially as it is per-year. For in-state community colleges you're looking at an average of 5k/year.
      So instead of 88k for 4 years, the method outlined above would instead be only 28k. Even if you just stayed in state and did four years w/o a CC tour, you're still looking at only 36k vs. 88k.
      And here is the real kicker that highlights why this bias toward out of state schools is the real problem today:
      If your family is broke af (as mine was), your federally backed Stanford loan for the first two years is about $3,500 and $4,500 if subsidized for those first two years, and $5,500 and $6,500 for total (subsidized and unsubsidized).
      next up is the Pell grant which currently carries a maximum of almost 7k.
      I'll leave it to you to work out the math on how much of a loan you actually need to pay tuition and fees with those Pell grants, if you follow the path I outlined above.

    • @jimwhelan9152
      @jimwhelan9152 หลายเดือนก่อน

      He said"predatory institutions" not "predatory lenders" and he was correct. The predators are the colleges and universities. They are the ones making money and making false promises.

  • @deborahandrianos463
    @deborahandrianos463 หลายเดือนก่อน +2

    Thank God there’s some people in Congress that has some common sense 😇🙏

  • @DF5152
    @DF5152 หลายเดือนก่อน +2

    Sounds like he is in contempt.

  • @stephendonnelly327
    @stephendonnelly327 หลายเดือนก่อน +3

    Make Universties have risk. Bottom line!

  • @legaleeblonde4310
    @legaleeblonde4310 หลายเดือนก่อน +10

    The govt will hire anyone. Priority is given to obviously obtuse applicants who don't question anything, and there's absolutely no recourse.

    • @billyYoast1990
      @billyYoast1990 หลายเดือนก่อน +1

      This women is the definition of obtuse.

    • @legaleeblonde4310
      @legaleeblonde4310 หลายเดือนก่อน

      ​@@billyYoast1990She's just matching the level of language she's getting from him. Dumbing down.

    • @billyYoast1990
      @billyYoast1990 หลายเดือนก่อน

      @@legaleeblonde4310 I like her energy but aim it at the universities not the students

  • @danieldinnell4944
    @danieldinnell4944 หลายเดือนก่อน +2

    I served in the military to pay for my education, why can't they do either military or social service

  • @L.Scott_Music
    @L.Scott_Music หลายเดือนก่อน +1

    Not only is there the belief that there is a right to a loan, but there is also the belief that there is a right to not pay it back if it's hard.

  • @lynnhoffman3298
    @lynnhoffman3298 หลายเดือนก่อน +5

    No.more money

  • @familyofmoro8097
    @familyofmoro8097 หลายเดือนก่อน +4

    What a leech.

  • @richard-cf8ce
    @richard-cf8ce หลายเดือนก่อน +1

    AND THE PEOPLE SAID NO

  • @greatestpresidentjoebiden1985
    @greatestpresidentjoebiden1985 หลายเดือนก่อน +11

    Tell that to all the gop congress members that got ppp loans and never paid them back.

    • @Mister8224
      @Mister8224 หลายเดือนก่อน

      Bullshit. Pandemic has NOTHING to do with Student Loans.

    • @sportsmediaamerica
      @sportsmediaamerica หลายเดือนก่อน +3

      Apples and oranges. COVID circumstances are different that the school loan scandal.

    • @hemihead001
      @hemihead001 หลายเดือนก่อน +3

      Not just GOP but Dems too like Nanshee Pelosi .

    • @thedin3467
      @thedin3467 หลายเดือนก่อน

      Repubilcans are flying a rainbow flag in their schools. Stay away from the kids bud.

  • @DouglasCoffey-em5jt
    @DouglasCoffey-em5jt หลายเดือนก่อน +4

    Well said.

  • @dianalayne1207
    @dianalayne1207 หลายเดือนก่อน +1

    I love this Congress Lady,she is a good and strong human being unlike some some of our leaders.

  • @gs547
    @gs547 หลายเดือนก่อน +1

    He also needs to be impeached BTW.

  • @DouglasCoffey-em5jt
    @DouglasCoffey-em5jt หลายเดือนก่อน +3

    Price of the education.

  • @michellegriffith4200
    @michellegriffith4200 หลายเดือนก่อน +9

    Put his ass in jail...

  • @OrderofthePipe
    @OrderofthePipe หลายเดือนก่อน +1

    I love how the House, Senate and SUPREME COURT all said not to do this, yet some unelected bureaucrat can just push it through because they can, and NO ONE can stop them?!?!? 🤬

  • @insatiabletraveler2929
    @insatiabletraveler2929 27 วันที่ผ่านมา

    Rep. Lisa McClain (R-MI).....IS AWESOME!!!!

  • @shaneb4923
    @shaneb4923 หลายเดือนก่อน +7

    Your Saying Taxpayers Are Paying For These Blue Hair Freeks Loan!!! WOW

  • @user-jz4py4tt2g
    @user-jz4py4tt2g หลายเดือนก่อน +1

    It's because they think that they are above the law, and they should be jailed for it.

  • @johnm8863
    @johnm8863 หลายเดือนก่อน +2

    Talk talk talk... thats all that happens day after day. The representatives don't do anything to these criminals, don't actually punish anything. Just talk and not actually do anything.

  • @Anuamericavlogs
    @Anuamericavlogs หลายเดือนก่อน +7

    I am sorry to say this, but these free loaders are the ones we see protesting on the campuses !!

  • @vel230
    @vel230 หลายเดือนก่อน +17

    From the river to the sea, not one damn dime of tax payer student loan forgiveness for thee.

  • @1900intz
    @1900intz หลายเดือนก่อน +1

    THAT’S the problem with government. More money - more problems. Defund these incompetent politicians.

  • @anitaroy6342
    @anitaroy6342 หลายเดือนก่อน +1

    Abolish Department of Education now.

  • @frankaxiak1959
    @frankaxiak1959 หลายเดือนก่อน +4

    I served in the US Navy to earn my college degrees and very proud of my service.

  • @virginiagriner5032
    @virginiagriner5032 หลายเดือนก่อน +5

    Shut down the Department of Education. Send authority back to the States. This man is a criminal.

  • @richard-cf8ce
    @richard-cf8ce หลายเดือนก่อน +1

    The people said no

  • @pattiwarrick6432
    @pattiwarrick6432 หลายเดือนก่อน +1

    Why don't she let him answer the question? Shut up already.

  • @cliffart7398
    @cliffart7398 หลายเดือนก่อน +3

    Paying student loans is important, but if they are made for the government, how about interest free loans. The government is not a bank or for-profit enterprise. Charges fees to the loan, eliminate the interest, and make college more like reverse layaway.

    • @cowboyx9380
      @cowboyx9380 หลายเดือนก่อน

      Ummm that is not how it works, the feds do not loan the money…BANKS DO! The feds back the student loans, nothing more. Why would a bank loan you money interest free?

  • @cardelljr1
    @cardelljr1 หลายเดือนก่อน +5

    💯

  • @jancartwright2092
    @jancartwright2092 หลายเดือนก่อน +1

    We could save money by getting rid of the federal department of education

  • @johnculver566
    @johnculver566 หลายเดือนก่อน +1

    Put him in jail

  • @tomnodurft9229
    @tomnodurft9229 หลายเดือนก่อน +3

    The Dep't of Ed should not loan $ to ppl that go to schools that are predatory!!! further, the Dep't of ed should allow predatory colleges or schools in the first place!!!

    • @IAmTheRealBill
      @IAmTheRealBill หลายเดือนก่อน

      The Department of Education is the primary predation agency here.

  • @genericminecraftyoutuber2102
    @genericminecraftyoutuber2102 หลายเดือนก่อน +4

    His lady is true HERO🎉

  • @mikegibbons2889
    @mikegibbons2889 หลายเดือนก่อน +2

    This administration is what is broken. And it aint fixable!

  • @jackquillman7680
    @jackquillman7680 หลายเดือนก่อน +2

    McClain was great. Dead on

  • @paulw176
    @paulw176 หลายเดือนก่อน +5

    The Dept. of Indoctrination must be obeyed!

  • @fredmansfield7793
    @fredmansfield7793 หลายเดือนก่อน +6

    As a taxpayer I am sick of people saying thank you for that question

    • @jackfritz3895
      @jackfritz3895 หลายเดือนก่อน

      They do that to waste time. And never ever can say a simple yes or no answer.

  • @kekkic
    @kekkic หลายเดือนก่อน +1

    if the court said no, why is this regime using the money??? Who can stop them?

  • @samlukas6905
    @samlukas6905 หลายเดือนก่อน +2

    SHES A WHIP I LOVE HER

  • @jjcs1381
    @jjcs1381 29 วันที่ผ่านมา +1

    Loan forgiveness is so wrong on so many levels. Miguel Cardona is so wrong on his position on loan forgiveness.

  • @christophercraig289
    @christophercraig289 หลายเดือนก่อน +1

    Delete the dept. of education.

  • @danielg.8997
    @danielg.8997 หลายเดือนก่อน

    Lisa McClain Rocks !!!! She backs down to no one ! This country needs more Lisa McClains. She is tough and smart !