Taking 50 000$ in student loans at 17 for College is legal. At 17...
ฝัง
- เผยแพร่เมื่อ 24 ก.ย. 2024
- Merchandise --- www.enkreprint...
------------
Discord (8000 members +): / discord
Patreon: www.patreon.co...
INSTAGRAM
@aba.atlas
@abanpreach
@Ddimplz
TH-cam: / iprojectatlas
FACEBOOK: / twoguysonecouch
------------
Bruh, they gave me a loan when I was 17 years old. I'm still paying it off 10 years later. This shit crazy. Plus, they won't let me get a credit card until I finish paying it off. So my credit score is basically still at 0. It's crippling as fuck boi.
Wow. Thats crazy
Do you have a job in the field that you majored in?
Seek out credit builders/secured cards it’ll help get the ball rolling
Xande 28 yrs old and I can’t get a credit card because of how screwed my credit is from when I was in school.
My older siblings graduated over ten years ago too.
Yes, they are still paying it off lol.
Thank god I joined a trade
"71% of physics majors wish they could go back in time"
I think they misunderstood the question
Nice
🤣🤣🤣
Nah dude. They just can't find the wormhole
Or the guy asking the question didn't realize who he was asking about time travel.
im rolling lmao
18 year olds have to go from asking permission to use the bathroom to taking out one of the most, if not the most, expensive loans of their lifetimes.
Nah bro, no sympathy. Once you change that 17 into an 18, you a fully grown adult. ENJOY YOUR 50K DEBT + INTEREST.
A pin of shame that is respected
@@AbaNPreach well shit man i didnt graduate till i was 19
@@MrBeasly76 idk if its actually a pin of shame for this one
@@AbaNPreach Sad reality of the state of education in the US
“Ur 18 in a lot of places you’re not even legal enough to drink but you’re sensible enough to make a decision to take on $50,000 of debt??!?” pass the collection plate around cause this brotha is preachin👏🏾👏🏾👏🏾👏🏾
Truee
This aba is preachn
18 year olds can buy guns
18 year olds can take part in gangbangs and sell the video online. But can't drink.
Aight.
The reason the drinking age is 21 in the US was due to prohibition, but it is still dumb.
70% of financial majors were in the middle of class learning about loan interests and said "Damn, I fucked up"
@@timothymills6134 never too late :) unless you got kids and bills and shit then maybe too late :(
Literally, one of my friends is paying 12K per year just to sit at home and listen to his professor on a Google Meet.
It’s ridiculous.
Bruh lmao
While Khan Academy and MIT Open Course Ware is doing it 100% for free. Literally from 1st grade to the post graduate
.....I'm paying 32k
he's paying for the privilege lol
My Uni was 50k+ a year
, but it was a small Christian Uni.
A little piece of advice: Go to a community College for your first 2 years. It is much cheaper and allows you to experiment without much risk. I was paying maybe 800 dollars a semester and figured out I wanted to pursue medicine. I transferred to a major university after my first 2 years and was paying 10 grand a semester. I saved over 40k just because I decided to go to the community College first. I am now half way through my 1st year of medical school. The stigma of community College needs to stop.
Well i completed my whole medical education of 5.5 years within 1000 dollars!
Agree 100%. Unfortunately there is a wide variety of CC quality and you make be locked into feeding into your state system. This is favorable for some states and less favorable for others (in the USA at least. Not sure about Canada).
God, is there still a stigma? Ffs, if people are gonna judge me for where I went to school, they can pay for me to go to a "real" school. Else, they can stfu.
This isnt plausible for the majoirty of students. If majority of people start going to community college first then they will obviously up the prices fo community college to match universitys. Not to mention this wont happen anyway. I went to community college first two years without taking a loans and basically went there for free while they were giving me thousands in free money. When i transferred to my university i had to start taking some loans because cost of attendance is roughly 20-25k yearly and fafsa only awards roughly 6k in grants FOR A YEAR. Meaning a student will only get half of that which is 3k a semester. That barely covers a half your classes if your taking roughly 12-15 credits a semester.
You will have to take loans to cover the other half. This isnt even factoring other universities where tuition is astronomically higher.
Lets not mention buying books, etc and people who come from other states to for dorms and student apartments which means you half to accept more loans . One will say apply for scholarships which i can tell you in the past 4 years ive applied for more than 300 scholarships and only gotten one and the majority of people ive asked have said they never won a scholarship either.
In my case the first year i transferred to a university i was using the free refund money i got to pay rent which helped but it ran out so i was left to get a job and other means to make money. Im major in engineering so im a stem major just like you.
One other thing a student wont get the full refund amount of they arent taking classes full time which is 12 hours of greater. If you take less than 12 hours is considered half time, etc and your grants decreases accordingly.
So in the case where you say stigma of community college doesnt really apply. I dont know any person majoring in medicine that isnt taking some sort of loans. Especially when you will have to go to medical school which is even more expensive.
This ☝️ from someone who went 4 years to a state university. Just make sure your credits are transferable so talk with both your CC and university.
“Nobody knows how important it is to manage your credit until you’ve already fucked it up” ain’t that the truth 😭😭
Sis, yes🙌🏽. I wish I would have understand it more, when I was younger.
I'm 30 years old now. Thank god I'm working at a permanent job. Nobody loves this job I got including me, BUT it's paying my bills. I got debts from my past I still need to pay, it could take me 6/7 more years to clear off but it's doable. Thanks to the society I'm in I've never had enough of a privilege of thinking for myself. It's part of why I now still have so much debts on me. But had I just bet more on myself in my early 20s I would have achieved so much more for myself. I know this lesson now. Hopefully it gets me out of the sh## hole I put myself in.
Luckily & unfortunately at the same time, my older brothers served as a really good example to me.
And yet they will give 18 y.o. Credit cards like they’re candy. SMH
100%
It's so funny, I remember when we were in high school some of us kept asking to our teachers "yo can we learn to do taxes?" "how credit works?" "how does trade market work?" And they kept ignoring our questions
It's by design. The top tier doesn't want a large population up there. I feel the education system is set up to push the impoverished blue collar agenda. Some climb higher and some don't.
I was in the "slow kid" classes and we had life math like how to figure out your electric rate from the KWH, how to balance a check book, how to figure out interest rates on a savings account and so on. No idea why they put the kids they think are dumb in those types of classes.
@@mamarha2011 hammer 🔨 on the nail ! That’s exactly it ! It’s up to you to teach your children!
On g dude🤣
That’s tough because learned that in my AP finance class
What sucks is how community college is looked down on so badly, when it’s free for most people, and links you with an actual university for much cheaper.
I don't really know much about the USA but does which school someone went to not affect job opportunities?
@@MrNasrudin123 Not as much as people would have you believe. Sure, if the school is an Ivy League one then it may affect the rate of success for employers to notice you, but the real way to get in is skills or networking. You either have the skills to pay the bills or you know someone who puts in a good word so you can enter at rookie level. If you have skills and somebody to vouch for ya then you may be able to get a higher paying job with better benefits.
@@MrNasrudin123 Also, people only care where the degree was given. Since a community college lets you take about half of the overall courses needed for a degree at a much cheaper price it is a great choice. You then simply transfer your class credits over to the university to finish up your degree and get the diploma from the university.
True community college so much cheaper
Facts community college is actually a much better option than going straight to a university out of high school
The culture of going to university straight after school needs to end. Parents need to stop enforcing that. And both parents and youths need to stop thinking university is automatically the best option for success. I say this as a final year university student.
Exactly
thank you!!!
I'm in my last year as well. FACTS
😂😂😂😂
Yup unfortunately as aba spoke on in the video many high schools are incentivized and some even compensated based on how many kids they send to university straight from high school so until that dynamic is destroyed expect to continue to see this idea that you have to go to college straight outta high school
Trade school shouldn’t be shamed on. My cousin is makin 32/hour as an electrician 💀
The college propaganda is doing more to help the people who get a trade than any government program could. Bunch of areas don't have enough plumbers or electricians. Go figure.
Damn what trade school he go to?
Bruh, exactly! I WISH my dad taught me how to weld or operate heavy machinery the way he taught my brother. But as a girl, I was pushed into academics because it's "inappropriate" for a "lady" to have a trade 🙄
That's a couple dollars more than double what I'm making as a hospital janitor (actually in a doctors office building for said hospital). I take home maybe $24,000 a year, which sucks with my poor eating habits. Making double that and I'd be happy as fuck. Even 50% more. Unfortunately, I'm too comfortable where I'm at compared to working at the main hospital.
That’s what my brother is doing! Growing up in California I don’t know if it was just because of the school and the teachers attitude, but they talked down junior college and trade school so much. If you weren’t going to a university, you were a failure. I’m all about junior college and trade school. My parking pass was a one time purchase for the year of 50 dollars while my friend paid 200 EVERY semester.
I can get a $60,000 student loan with no job... but I can't get a $500 credit card.
Ok. Makes sense.
RIGHT!!! EVEN WITH A JOB
‼‼‼
Thank the government for that. The government will pay your lender even if you stop paying, they’re “government backed,” whisk means there’s no risk for the lender so it’s in their best interest to loan you as much as possible. Schools also know this so they’ll raise their tuition because they get the money regardless.
You can't get a credit card without having credit....makes sense
@@rapidcolt2949 but you actually can tho...
Don't go to college until you do the following:
1. Figure out your career and degree.
2. Know the classes to take before taking useless classes.
3. Figure out how to pay for college.
4. Get a job in case you didn't get a scholarship.
5. Ask yourself if you really need to go to college now or later.
There's no point in going if your broke or don't know what to do when you go there.
People say you need college to make it in this world, a higher education is what employers look for. They want people who went to school for that field. Its so much better to learn from somebody whos in that field, but if you dont have a school on your resume they dont look even look at you.
Trade school is always a thing. Some of the trades pay well after a few years experience
My father in law talked to a girl years ago on a hiking trail that was pretty proud she was about to graduate college with a French degree. So he asked some simple questions. Cool, so you are going to be a teacher? Answer, no. Oh, so a translator for the UN or something? Answer, still no. International business? Answer, yep, you guessed it... still no. He asked what she was going to do. She just had a blank look and said she didn't know and that NO ONE EVER asked her what she was going to do with it. She just loved French so she got a degree in it.
"imma choose psychology because i like how people think" lmaooo
this was my thought process getting into college and holy shit was i so wrong i could not care one bit how people think and i hate my classes smh
Fellow South African😂😂😂
I know too many people that did this lol
That was me and then I got my MBA to make some actual money lmao 😂
😂😂😂 Institute of Bro Science concluded that people have shitty thoughts
"They groom you to milk you..." Truest words ever said. 👍
It’s really insane. Some kids take out student loans at 17. They can’t even vote yet.
@@JuicerNation yeah but what's your point?
@Brian May parent takes out the loan in parent's name for a 17 year old. The child/ student is not liable for any loans at the age of 17. Parent takes full responsibility of said loan.
@@urmamasmamasmama I was 17 and my parents had to sign that they knew but ALL of them were in my name. The contract was with me.
This video hit hard for me. I'm 22, paying all my own bills not having any issues, but I havent been to College yet. Graduated highschool and decided I'd take my time. Every since, society and especially my parents have been telling me "it doesn't matter if you dont know what you wanna do, you should go to school for SOMETHING." This shit is fucking insane
they basically told in good German " TUE WAS ! poor thing
That's rich of them to say, if they aren't paying.
@@PHlophe at least there you don't have to take student loans, so if you chose wrong you can just stop going to university and take a different route.
Going to university isn't a bad move if you are not doing anything. But for 50,000? absolutely not worth that much, you would have to be insane to pay that much or at the very least have a very very very VERY good guarantee that it will be an investment with large enough return, which most aren't.
I highly recommend going to a uni in Europe.
It's either free or reasonably cheap, you'll have an experience in a foreign country (valued by employers), potentially learn a language (depending on the country you'll pick) and you'll make great friendships abroad (free holidaying in the future, yay!).
And if you fall in love in the country you study in, you can always stay and your parents will have a free accommodation at your plays for their vacations in the future.
The physics major wanting to go back in time was a lost joke right there
because so many people wish it was a real thing...
I know for a fact that any physics major answering that question looks at it that way lol
A joke lost in tome...... GOT EM
In my opinion, the mandatory form of maths we should learn in school is finance.
Not just that, but all maths that are applied to everyday life. If you want to become an engineer or a scientist, then yeah take calc 1-3, linear algebra, statistics and probability and everything else you need. But 99.999999% of people will never in their life encounter a situation where they'll think "shit, I should have studied triple integrals better. How am I gonna unfuck this now?"
Statics would help a lot with media manipulation. Probably wouldn't have to be in depth just enough to encourage critical thinking.
I think that 71% of physics majors who wish they could go back in time are just looking to test Einstein's hypothesis
Hypothesis of what?👀
@@El-yl2qu theory of relativity
Relatively speaking if they went back in time they wouldn't be who they are now making that decision 🧐🤔
Or maybe they just thought "hmm this sucks"
Exactly what I was thinking haha
We barely scratched the surface on this topic and even if this doesnt affect us directly we feel for some of yall.
Once them Loans got guaranteed, schools jacked up the prices and inflatted the fk out of the market. Its all a giant hustle.
But while they may be "Adults", its still 100% predatory considering the societal pressure, the severity of the loans and how easily accessible they are. At the same time, having all the more "grown adults" trying to push you into random fields not actually encouraging young people to explore ALL their options before making such a big commitment.
Federal aid is _so_ important if you qualify for it. Textbooks are free if you're good at googling PDFs. Being a cheap bitch in college and counting each dollar as a McChicken helped me graduate with just $7k in debt.
why cant we have free college
Actually alot of people are 17 when they go to college. So some are minors.
@@tanukicookie nothing is free. someone pays for it
there is no free market to reign in the prices of tuition. its the governments fault
Preach's laugh should be declared as a national treasure...
Wish it can take away this mountain of student loans on my back 😂🙁
Its like the hyenas in the lion king
Werd
Right this fucking minute
Nigga we got to protect him with all costs
spend 18 years of people telling you what to do
now you expecting me to make the right choice by myself
They expect it almost immediately, too. Such a shit situation when your an 18 year old.
i was so angry when professors started saying college degrees had become equivalent of a high school degree, next to meaningless unless you were had a special major. When in High School they were saying my whole life was going to be bad if I didn't go into college
Before long, everyone will need a Master's degree to have a leg up on the competition.
*high school diploma but yeah, your professors weird for saying that. Must not be a good school. Can't think of a single degree from my college that won't get you earning more in your field than just a HS diploma. Guess it depends on what you do with it though.
This is a big part of why I'm against free college for all. University should not be the standard, especially in its current form.
A G skip the middle man high school. Middle school to college immediately. Fuck algebra, teach me how to save a man’s life.
It's basically a foot in a door. Nothing special about a degree but hard to get a job without it. The degree of what you do doesnt matter, just get one. Stupidest thing ever
This is why alot gen z are skipping college since they see how millennials struggle with that predatory debt
yeah, im going to be pulling out of highschool in a couple of days after the semester is over. i'm in 10th grade, and I've realised it would just be a waste of time to slowly go through the next two years (plus the remaining semester of 10th grade) in highschool. I'll be doing online school and get graduate way faster. i honestly am unsure about what i would want to do, so being able to graduate early will give me more time to figure it out, instead of feeling like i need to rush and go to college.
@@fendybendy6466 just finished highschool and skip college. Go to trade school or self study programming
Yes, I am 21, went to a tech high school. Learned a trade . Have no dreams or aspirations but I have a job as a well paying electrician to sustain me at least till I figure myself out. Skipped college. Its not needed. But you need a high-school diploma or a GUD for most jobs to even consider you for hiring
@@meanyboar7225 yeah, I've been looking into different trades. the stuff i like doing doesn't necessarily require a college degree, so I've def been looking into alternatives
@@fendybendy6466 I'd advise you to follow your passion, not your dream or money. Lots of trades people get stuck in a trade they end up hating. If your passionate about welding, do that. There's lots of courses you can take with variety trades, good luck brother
There’s this hugeeeee stigma, especially as a south Asian folk, if you don’t go uni. Aunties WILL mention how much of a failure you are EVERY SINGLE TIME they see you.
Fuck what they think my brudda. As long as you're making money then you're good.
I'm 40 and I STILL have over $60,000 in student loans. Shared this video with my daughters 22 and 19.
60k? Bruh....
You can be drafted and sent to war at 18 years old in America, but don't dare ask them to be ready to take on debt or have an idea of what they want to do with the rest of their life!! what?
@@thomascross8339Irrelevant to the argument
@@NickCageDripppIt's not totally irrelevant.
Bro as someone with student loans neck deep having to juggle college, substituting for a father in the house taking care of my much younger siblings and a single mom unable to work, working 2 part times, and still finding a way to remain sane... this video hits different
you're a soldier dawg, you got this.
Truly don't know how you're doing it...much respect and power to you brother. I wish you endless peace and joy.
Much respect dawg
Dont let it hold you back bro i was in the same boat
mad respect sir! You got this.
Crazy that tuition is the same even though school is remote.
Righttttttttt❣️❣️❣️❣️❣️
@ThatOne Asking the government to fix schools is like hiring a crappy plumber, calling his manager, and in comes a piss drunk dude who fucks stuff up more and asks you to give him a 5 star rating as he leaves. Oh and he charges you extra for having to come and fuck things up even more than the plumber did.
@ThatOne The government is the reason why it’s so expensive dude. College right now is way too expensive for what you get.
AM, apparently you're not business major, or else you'd know our prosperity is derived from debt spending. To render services, your Uni took out a ton of debt and those debts are do if you're in class or not.
Had to pay 20 bucks on a book, but then I had to pay 90 bucks on a math code. 🤦🏻 smh
it still boggles my mind that I graduated knowing how to calculate derivatives and shit, but I didn’t know how to properly budget and invest my money
Budgeting is common sense though. Investing on the other hand is a nightmare if you have no knowledge
@@not_bout_it setting a budget that works great isn’t common sense, it would have a to be trial and error for anyone just starting out
You right. I actually like calculus tho lol.
@@neverbackdown1918 yea lol thank god I’m really good at math cuz school would be even more miserable than it already is
@@timmytang7965 how? You take your income and distribute it towards your bills and what's left you can play with? It's common sense
I’m 19 and my parents think that college is the only way to succeed. So now I’m confused, but deep down I know I don’t want to attend college
please miss dont go
If you don't know what job to aim for ahead of time don't apply until you're ready
If u want learn and get out quick in a year and plus a couple of months ..Go to a PUBLIC tech school or trade school in your city...the key is you want pay less for the intuition and look how long the program is and how much it costs if u want to get out early ....I was 19 years old went to community college trynnna do graphics a 4 years and a.s. degree is 2 years which reality 3 years it take u to graduate n plus required basic educational courses ( u have complete) lol went I got the courses I didn't understand nothing I read the book didn't know anything..3 years paying for classes out of pocket failing n repaying it .... remember any career u want to learn goes by the demand and skill of what the people your city needs self etc. Ppl need health,electricity, transportation, financial needs, food, entertainment.
@@DrVincentDoomyou are correct! Dont go until you know what for! Seriously. I almost did and I would have screwed up honestly.
Trade school, woman! T R A D E S C H O O L ! ! !
20 years ago, I told my parents I didn't want to go to college, I wanted to go to beauty school and do hair. My parents refused. So I went to college not knowing what to do and ended up with an English degree. Now I work at an insurance company as an admin that I didn’t need a degree for and I’ve been here 15 years. Not exactly what I want to do but now I can’t find my passion, I dont even think it’s hair anymore. My whole family is disappointed I’m not making 6 figures because I have a college degree and I’m like, you believed a lie if you thought I was going to make 6 figures just because I got a 4 year degree. Never was in debt though so I’m thankful for that.
My father went to college to become a teacher. I'm 31 years old and he has owned his own landscaping business longer than I've been alive lol.
Exactly!!! They are still buying into the lie when we are standing in their face saying 'It's not true.' I hate what the school system does to us
Hey, I went to school and left shortly after because I couldn’t afford it. Went to cc while I payed off school debt and got a degree in something my parents told me would be useless but was a huge passion for me. I recently finished my degree. Returning to school as a more mature student sucked at first but I learned a lot. I definitely was not ready initially but taking the time off to work and travel and just be a young adult was necessary. I found my niche and what career I wanted to pursue moving forward. It’s ok that things didn’t work out according to plan. It takes time to really figure out what works best for you. And it can be a crazy journey in the meantime. I hope you find something that really makes you happy!
The REAL problem the world wants passionate people to do things they love. Yet keep pushing that pointless college debt, there's no hustle when you got crippling debt. Or you lost that shine that would have had you with more money. People caught up in an ideal that never existed for 90% of people. A lot of people that make good after college could already afford it beforehand so they didn't have to worry about debt.
I was a biology major. By the end of my freshman year, I had no friends. Why? They all either dropped out, or dropped the major. My dumbass stuck with it, even though I was unsure about if it was something I wanted to do (my Caribbean parents don't play).
Now, 10 years later, I'm still trying to pay off almost $40,000 in debt, and climbing. The only reason I chose the career path I chose was because it had something to do with biology.
Was it my passion? Nope. It just happens to be something I felt I could tolerate, eventually I could work from home and it makes those 4 years I spent not be completely in vain.
Unfortunately, I still have no clue what my "passion" is. But bills, loans, and rent isn't going to wait for the heavens to send me a sign. At this point I'm crossing my fingers and hoping it works out. What is life...
I'm a senior now and on the same boat as you except I went in with the intention of premed and then dropped it. I literally wasn't interested in any other degrees so just stuck with biology and I'm realizing that if I don't go back to school to waste more time and more money on a master's program I'll be stagnant at entry-level lab assistant/tech jobs. STEM degrees don't guarantee shit and I really wish someone would've told me this. Everyone has a degree now and everyone is pursuing master's programs so the degree alone is not impressive anymore. The job market is horrible for recent grads too. At least you get to work from home. That's my ultimate goal in the long-run
From studying someone Africa then switched majors to China thanking maybe I’ll enjoy studying there🥺..I played myself🥶😂😂
brightside is... you can apply to a dental or medical school...:c wack
Glad Im not the only one whoe made this exact decision with the same mentality. However I told myself there is no way im going back to school unless its a passion or something in high demand. What job do you do that allows you to work from home. Im trying to do the same at this point lol
@@MrBrowneyedBeast 😭😭😭 I’m in the same boat. Biology major. Thought I wanted to do premed. Now with COVID, and my complete lack of extracurriculars, no way I can make med school after my senior year. I haven’t even told my parents that I don’t wanna be a doctor anymore 😬
I could never tell my mom this. Everytime she brings up what college I want to go to or anything about my future, my mind blanks. I turn 18 in 5 months and I just feel impending doom atm
It’s okay! Don’t feel pressured.
I had the same feelings but now i'm 21. I haven't attended college yet, I won't if the classes are only online. And I don't want to get into debt for something I don't want to do. I'm debt free own a car and have about 8k saved up in the bank. College is not off the table for me but it looks worse than I think it should. You're practically an adult you make decissions for yourself. Just don't go just because someone else wants you to. Please listen to other people and don't take my advice alone.
Just be honest or it will cost you a lot of time and money. If there is anything that really interests you try and find a job that relates to it, even if it means working for free at first. As a parent I think that she will appreciate the drive to chase something over the compliance of doing what she likes. You are young and those college campuses are not going anywhere
I’m in a similar headspace and I’m literally attending college already. I don’t know if I really like the major in and was coerced to attend college by my parents. I would be upfront with your mom and tell her how lost you are in deciding what you want to your future. EXPLORE YOUR OPTIONS. Work for a year, attend community college for a semester or so, go to trade school, work on your passions, etc just anything you actually want to do. You maybe won’t make up an answer for some time and that’s okay. Just do some research and explore yourself as a person the most you can before making a decision like that.
Want real advice that helped me? This is assuming if you DO want to go.
Go to community College to get your AA/AS .. these are general education courses you shouldn't be overpaying for at a university (calculus, physics, etc.). This will give you the time to think and get some classes out the way while saving thousands and thousand.
But if you're planning on majoring in useless fields such as anything in the arts, history, gender studies,, etc. Don't go to college lol.
I felt all of this so much. Went straight to college after high school, thought I was gonna be a therapist. Thousands in debt later, I burnt out, gave up and quit and now I work at a grocery store 🤙
are you telling the truth because I'm scared now.
I'm sorry :( I spent 5 years in college, so I could double minor 🙄. I actually didn't technically graduate due to one requirement but they let me walk the stage, I remember they day of graduation I went to a super cuts to get a cheap trim, and the salon lady congratulated me on my degree and said, I'm a graduate of "xxxx" college too! It was than I realized I fucked up lol. I only have one corse left and I probably won't go back to finish, I'm already on the career path I want and a degree is not required so I don't even see the point honestly. College was 💯 a expensive mistake.
My story is similar. Went to college immediately after high school, became a graphic artist at a coupon magazine, the recession of 2012 wrecked the company, and now I work at a hotel.
@@xandralinest89 Yea that shit ain't for you.. fuck the debt it's thievery and you can't even spell coherently they woulda spit you out so fast with a smile on their face. Psychopathic totalitarianists persuading you through the one's closest. I despise law enthusiasts who operate through obedience rather than morality. Maybe you fucked up a lil on the keyboard but I noticed some grammar mistakes don't take it as an insult it doesn't demean the substance of your argument if anything I'm an asshole for calling it out.
If you are passionate about psychology and therapeutic remedies, I mean truly passionate. Start consulting viewers on your TH-cam channel there are ways you can help people without going through the system there's sense in extracting and emphasising on the positive. The positive in this given situation is a whole lot more freedom comes with it mentally, physically, and financially. Find three unique, attention grabbing, meaningful things you can factor in to one construct and you've got yourself an empire and a purpose. Plus a self fulfilling fuck you to the groomers we call our government. Although we must give the devil his due, they help us in ways we can't even comprehend, it's up to us to sift through the bullshit. I know you can. You got this. Whatever this is you got this.
I wish I could tell 18 year olds today, "Don't go in to college after highschool it's a trap"
It's only worth it if you know *EXACTLY* what you want outta life.
as a 17 y/o senior in high school, glad Im hearing this info now
@@johnmivule-novabow8143 yaaaay! Legit happy. Glad to save a life!
Do you think going for a finance major is worth it? I was gonna do 2 years at community college first then transfer to a uni.
@@TheLightShines as long as it's what you want to do, anything is worth it, just make sure you educate yourself with all the pros and cons. If finance is what you want, going to community college then to uni I think is a fantastic way to start. Just know it's never too late to change your mind (not saying you should, I'd actually be jealous if you find finance is your calling lol)
Exactly
Community college is the way to go..closer home..more time to work..to mature..and WAY CHEAPER
Yuuuup!!! One of the best decisions I’ve ever made.
Get that associates degree and just vibe until you actually decide if you want the debt or not
True, people should also look up ways to earn extra money from commissions. Look it up. Trust me, if you can find a part time thing like that, it’ll give your more financial stability.
@K Rob I think more people do know about it, but since it is cheaper there is a lot of criticism labeling at as "not an actual college" or people having a superiority complex because they are in a 4 year university and not community college. Also, a lot of not that smart kids go to community college so a lot of people see it as a place for people who are not that smart. Plus a lot of people downplay them and praise regular 4-year University, and to a young child, if everyone is praising something although you might not know what it is you would want it.
Went to a CC and graduated with my A.S. right before Christmas. I studied like crazy and joined the honor society, and when I transferred to my local University, they gave me an academic scholarship that covers half my tuition. There are so many opportunities available, but many students don't look into them or apply themselves. Glad I waited until I was 34 to go to college.
CC was awesome, but too many students look down on them or simply don't want to "waste" two years of their "college experience" that entails partying and living on campus. Cool. Go party and graduate in debt. I'll stay at home and graduate debt-free in two years.
I’m still in college and you got me rethinking my entire existence as a human
As long as your not paying upseen amounts of money for a useless degree like art writing gender studies etc.
Tbh i feel like, if you don’t know what exactly you wanna do for a major, it’s not worth it.
Yup! Same! I’m a junior in college and I am questioning college in general.
@@simbabs5049 lol same I took a semester off bc of the pandemic but I dont think the stress while I was in there is even worth going back
Relatable
Whenever I asked my mom about bills and money in highschool she would always tell me it wasn't my business. Then when I moved out a month after turning 18 I was completely unprepared. I felt like I had just been thrown off a boat without a life vest and told to figure out how to swim.
I learned more about programming in 3 months of TH-cam tutorials and self-motivated projects than I did in 4 years of Computer Science at university.
Computer science is not meant to teach you programming. It is meant to tech you the things that go beyond the basics. In the first lesson the professor told us "We expect you to already know how to program - we won't teach that."
But that was nearly 30 years ago and in another country. So your mileage may vary.
What channels did you learn from and how long (hours) a week did you spend learning?
@@gwahli9620 this was my experience too. They really should have someone who explains what computer science actually is to kids before they sign up for cs instead of IT. I stuck with it but only really learned how to program in my final year.
@@gwahli9620 wtf do they teach then?
The hardware falls under EE, so it's not that.
Memory pointers ?
Who goes into Uni already knowing C++, Python, Java, etc. ?
@@APsupportsTerrorism Imagine enrolling into a dance academy and NOT having trained dancing since you were a child. Back then, only people who were actually interested in the subject were enrolling into CS. So I for example started programming in Basic at the age of 12 after I got a VIC 20 for Christmas. 2 years later I got a c64 and started with assembler. Nowadays you get people that just see that programming makes good money but lack interest, ability or both.
What they taught: linear algebra, real and complex analysis, complexity theory, numeric, topology and the like.
I think my highschool did it right in having a required ‘life skills’ course. I took home ec, so I did cooking, laundry, basic family finances, and sewing. My brother took the one that taught about checks and taxes. Our sex ed class made us calculate costs of having a kid to deter us. I def think highschools need to do more like that, finances and life skills
Yes, looks like you got a good highschool there. Essential life skills should be in every schools curriculum.
Lucky ass my highschool did something sort of like that but it needs to be pushed more
I remember my mom crying when i told her I wasn't going to college. Glad I didn't buckle to her pressure. Trades and being a craftsman should be pushed more on teens. You can back out of an apprenticeship at any time with basically no effects other than having to get another job.
Same. I make more now than most of the people I graduated with and I have been in trades my while career.
Our apprenticeship costs must be repaid if you don't finish the apprenticeship or the hours of Journeyman work afterwards, and you quit and go into work the apprenticeship trained you to do.
but if ur gonna do trade school, be prepared to WORK
Ya, there’s just to many people that look down on trades because it’s some real work. Our culture has lost respect for good work morals. Instead of “find something you enjoy doing” its become “find something that pays really well but you only have to do a few hours of work”.
@@Tristanmtbmx America built its wealth on slavery and then (and now) the exploitation of people of color. Our "culture" has NEVER had "good work morals". Nice try, though.
Shout out to Preach's mom for teaching him how to do his taxes
My dad has a degree in accounting, he has been a city bus driver since 2000 😂 hes happy
Haha nice, my dads a nurse with an accounting degree. The funny part is that he still pays the acca money every single year.
@@_unseenhunter_5093 Apparently we all need to study accounting instead of liberal arts. Being able to use it to become a bus driver or nurse is way more flexibility from a degree than most get 😂
Even with Uber destroying the market
@@_unseenhunter_5093 how is he a nurse with an accounting degree??
@@travistirey8579
At my college orientation we had a guest speaker talk about his time at the college earning a mining engineering degree. He worked in the field for five years after college. Year six he was selling and breeding exotic reptiles and making more money. Said he was happy.
Moral of the story; don't go to college unless you need to!!!
Right
Hey where I live , it's a third world country but the university is for free it's not the best but you just gotta have good grades , i Don't have any other choice
@@gamerjojo4591 Can't argue with free!
If you don't want to be stuck at a lower paying job or doing physical labor your whole life, you need to go to college. What people should be doing is making better financial choices. What schools should be doing is making sure every person knows how to do that. $50k in student debt isn't that bad if you choose the right major and if you can live with your parents for a short time after college. Depending on your major, you can pay off that debt in 1-2 years. Compare that to the 10+ years of experience you'd need to even get the same position when you don't have a degree.
Honestly get a trade seem better and lasting even until you reach old age it's still applicable
Im 17, I´v known what i wanted to do since I was about 5 or 6 years old, Im starting to realize that knowing what your passions are is way more valuable than money!
Once you know exactly what you want to do, you can really get into your work and make a lot of money going up the job ladder with promotions and shit. All from your own motivation
I don’t know what I want to do my mom is forcing me to take medicine. Racism also has impact on finding jobs you need that degree to get a job if you are not white.
@@RandomPerson-ky9et bruh... you need degrees even if you’re white 😐 don’t play the race card where it doesn’t apply
I'm almost 29. I knew what I wanted to my whole life. I failed at it multiple times before I gave up. You also have to be good at what you want to do and know how to network, or be prepared for when your dream doesn’t work out. It's soul crushing.
You have absolutely no idea how much this video has touched on so many of the issues that I've been dealing with that have like crippled me to the point of crying and not even wanting to get out of my bed. I'm 21 right now and this should be the year I graduate college but I'm behind and I change my major and now I kind of want to change it again or get a major in another subject and I just feel like I was asked way too much stuff and way too young of an age but it was just something everyone else seemed okay with so I just went along with it instead of doing what I wanted to do with my life which I was passionate about. Now that I'm finally gaining that courage as I'm about to turn 22 this video really just helped ease the fears and anxiousness that I have. Thank you so much
I’m 28 years old and I feel like a failure in life. I did attend community college for two years, got pregnant, and I haven’t returned back. I work a good paying job, but I feel like I need to challenge myself. I don’t want to go back to school, take out loans, just to be in debt. Instead of paying off debt, I rather save my hard earned money in my kids’ future.
Hey, at least wait for the collectors to come knocking/calling. Why give them more? Your time and thoughts are valuable and would be better placed elsewhere.
Just finish your major and get out as soon as possible. Or drop out and learn a trade. Theirs gonna be a construction labor shortage in areas where all the rich people are moving to since they are leaving blue state city in droves. Also you could join the military and use those benefits to pay for school later on-just don’t stagnate into depression.
I feel u boutta turn 21 soon and I’m boutta change my major too ima be behind by at least a year with 30k debt when I’m done. I hope to be able to pay it off in a year or two by working as a nurse. I changed from psychology to nursing cuz at least I know I’ll be able to start working as soon as I graduate
I agree high schools are terrible at putting fear in students telling them they won’t be successful unless they go to college. No one talks about how trade jobs are great options. Also the propaganda of people saying the big name schools like Harvard and Yale give higher quality education.
When the government helps pay for college the colleges just raise tuition. Look up John Stossel on TH-cam for more information
I'm 23 and remember that same logic in highschool. I had a 🇺🇸 history teacher who was a vet take time from the curriculum to teach us about voter registration and how to do taxes. The reason this resonates with me so much was that he got in trouble with the principal for doing that. " That is not part of the curriculum"😐😐😐. And wonder why today's youth struggles with 💰
In my country where unis are free i can still agree with this. They push university on you, even though a lot of degrees are just useless.
It's all business, in my honest opinion
You know society failed us through education when adults who paid for college thinking 18 year olds can have a full time job while being a full time student with piss poor pay and the atrocious cost of college.
@ThatOne Yeah, it's almost like things change. Not everybody can comprehend that I guess.
@ThatOne Thank you!! Somebody had to say it. I’m turning 22 this year and live with my parents. I’ll have my Bachelors degree by this year & be applying to dental school. I’m lucky enough that my parents support me financially and stand by my side no matter my age☺️
@Brian May Let's put realization into context. When most jobs require a bachelor's degree or higher education, they leave you no choice but to go to college. What high school and adults fail to do is teach kids the risks of going into highschool, understanding grants and loans, etc. When the cost of college/university consistently increases to an unfathomable amount, while most jobs still pay minimum wage or a few dollars above. Most kids are not able to be a full time employee while simultaneously being a full time student. Even with being a full time, plenty are unable to even pay off a semester because, as I said, cost of attending sky rockets every year. This isn't the 1900s where working at your local corner store could pay for college. Wages has not improved to match college. Most adults, today, would be in debt if they went to college with little to no financial help, working the jobs they did. So the excuse of boomers and old people about loans is as ineffective as using a broken condom.
I live in California and everyone i know live with their parents. I'm 24 going to community college and looking into moving gives me anxiety. Like how the fuck?! I pay for all my stuff and help with some bills, but even then. I haven't met 1 person around my age who live in their own home/ not with their parents. It feels impossible in Cali.
@Brian May I see your point. And partially, I agree. At some point after 18 (in an ideal world, by 18) you do have to take accountability for your decisions. But we're talking about the phenomenon in modern American culture where that "counsel" you mentioned pushes young people going to college immediately at 18 as the sole correct choice.
My only real point in this conversation is I think it should be much more normalized to wait at least a couple years after graduating high school to enter college. In the current system, we are (if you go to college and get a bachelor's degree) in school our entire lives until we're 22 or so. Having some real world experience before you begin going 10s of thousands in debt should not be frowned upon, the way it is in many communities.
I think that's the main point here. It's not absolving anyone of the responsibility to pick a smart path for themselves: we're just saying we could give better advice to our kids.
I’m 30 and finally decided what I wanted to do and going back to school this year
Im a dropout, I’m happy as hell I’m not in school anymore and I’m happy you guys made this video. I’m $9000 in dept but at least it’s not $60,000
Man I got lucky and left before I got to that point of debt.
I would say right call bro. As long as you can get a decent job, you good
@@DV-ou1yu i got my license to carry and I’m working on going into armed security( I’m only 22btw)
I’m $600 in debt
Yeah my brothers got over $60k in loans. He keeps saying he's had enough of living with our parents, but I don't have the heart to tell him that he wouldn't be able to live anywhere else with how high the cost of living is in the state combined with monthly loan payments...he just graduated and got a decent job so he's gotta wait a few years.
It's also interesting that a lot of high schools including the one I went to always said go to college but never mentioned trade school or any programs for certifications to us students.
It doesn't make them money.
My high school told us about those options. Most of us didn't go that route but I hope it worked out for those who did.
As my highschool English teacher taught us, "college isn't an education, its a business".
Thats America. Its not a country, it's a business.
@@Shallowpsych0 don't get your meaning? You talking about businesses in general or politicians Bought and paid for by monopolize corporations, working in favor of them then the people.
@@bonda_racing3579 all of the above. It's a country where literally everything is for sale.
@@Shallowpsych0 except MJ in certain places. U.S is a hot mess but.... hey NYC will always be my home.
@@bonda_racing3579 thats where i was born. NYU.
“There is a shame around trade jobs”
- bro I felt that. I recently dropped out of UCLA as I was just doing poorly and I was burnt out. My mother was still convinced that I should continue despite the distress I felt and despite the fact that I am a proficient in my father’s line of work (handyman). I didn’t even like bringing up that I was taking a break and intended on dropping as all my father’s clients saw me just as my school. I did once and got this look as if I just straight up kicked a dog, and promptly told just to attend a different university like bro wtf.
Never understood this 🙄, but I feel it has been decreasing generally since my HS days in the late 90s. Of course ethnic/fam pressure is a whole other challenge. I hope you're well bro.
My sibling went to NYU for 60k/yr just to become incredibly depressed and on the verge of hurting himself. I chose to go local and inexpensive, take a gap year, and commute when I decided to go to college. My parents didn't like the wait, or the school, but I wanted to go on MY terms. It's MY education. My brother is still sitting at home after 6yrs, and I have a job while getting the grades to go to med school. He used to have the drive, and he chose this. He basically got 'bricked' by school.
This is the way
Essentially people go to schools like NYU to take advantage of the Ivy League style networking of alums. Anti social people like me will not really do that so it's pointless. Better for someone like me to go to a mid tier school for less and stack a grad degree on top for the same price.
@@deepzone31 My sisters literally the product of that! She went to Villanova, became an actuary, and is getting paid by her job for Harvard grad. My brothers a 100% introvert, sisters an extrovert. I can deff attest to what you're saying. My siblings are 2 yrs apart whereas I'm 6-8yrs. I believe a lot of it had to do with what you said, plus possibly the self-pressure to be as good, or better than my sister. I got to be my own person, where he was probably 'living in her shadow' w age.
Edit: I know my brother deeply regrets his time and wishes he did a lesser tier school and added grad. He talks about it all the time. It is an incredibly good path to take in terms of college
They used to teach home Ed, mechanics, and other useful things, but they got rid of it to teach us the importance of some countries I’ll never go to since I’m broke.
That’s insane.
I've heard this was a result of labor unions lobbying the board of education at various schools so their workers wouldn't have to compete with fresh high school graduates willing to do the same work for dirt cheap. Makes sense to a point, but if that's the case, society itself needs to be reinvented
That was my experience as an electrician, after 4 years in the industry I was making less than I ever did because there's a constant stream of younger people willing to do more dangerous work for less pay. In my experience its mostly been very poor young people/apprentices working for rather wealthy business owners/journeyman.
So I could go into business myself as a journeyman... But I'll only succeed if I hire young people and pay them basically fast food wages. Otherwise I can't compete with competitors prices.
@@TheMistyBlueLounge Genuine question, how does that affect the quality of electrical work if the majority of work is done by apprentices?
Damn, they used to teach mechanics?? Dude, I would be okay right now if they taught me that stuff in high school!
“High School doesn’t prepare you for anything outside of passing university exam” WRONG I passed HS but I’m failing my university exams still..
The best part of flunking high school is that you can’t go to university, helping you avoid getting fucked by the system.
@@seafoam6119 unless you plan on being self employed you'll be fucked either way
High school just passes people to get federal money. You should of been held back.
Trade school. Much more straight forward and you get into that bag sooner
You're the exception to the rule. If you're failing Uni, you need to focus more and party less.
I took a break from school after A-Levels and my family gave me a hard time for that. I knew myself enough to know that if I started uni, I would’ve dropped out. Glad I stood up to them.
Wish I did the same
I was one of the unfortunate that had ignorant parents who took out a loan for me and co-signed it.
I was ignorant at the time and was really dependent on my parents because they had more experience...
My mother especially who wore the pants in the family, refused to let me have a job and I had to push later on to have one so I can get experience and have my own money.
Little did I know my parents were like a lot of other parents in America who would make the same mistake.
The messed up part about everything aside from having this massive debt over my head that now I alone have to pay, is that because I was on the president's and Dean's list, top of my class and major for both universities, I was eligible for scholarships and grants I could have not have to pay ANYTHING.
Now I have this very huge debt over my head and if it weren't for that my credit would be perfect. It is the only debt that I have and a part of me resents my parents especially my mom for that since she has been in this country from she was in her 20s.
I feel like that's more than enough time to do the research and learn from your mistakes. 🤦♀️
Now my two little brothers have also been forced to take out loans. I'm not using any of those degrees and I am doing well for myself OUTSIDE of my majors. Furthermore, the second University I went to still has my diploma because I am short $4,000. They can keep that piece of shit.
Unless you are going to school to be a doctor, architect, or anything else that are life or death jobs, college is a SHAM!!
The best I can do right now is to learn from my parents mistakes and I have. I'm doing better than both my parents financially and I love them very much but they are still struggling and making the same stupid financial mistakes over and over again.
Learn from your parents mistakes, just because they’re adults doesn’t mean they know what the fuck they’re doing
Oh what job are you doing now?
Poor you
What? If you were Presidents list and deans list and valedictorian you would have been offered those scholarships. You didn’t get them so obviously you are lying
I’m a 15 yr old and my mom is very controlling, and she even manipulates people to do it her way. I want to learn finance so I can get out here because I’ve learned that I can’t depend on her no more, for she’ll cause more harm than good when it comes to finance, she’s doing it to my sibling, and it just breaks my heart. Pray that my mom will be healed, and I can make it out of the house with financial success because I’m gonna need a lot of prayer. I’m so sorry for what happened to you, I pray that God will get you out of it, and somehow a miracle will happen. ♥️
Media: “ANXIETY & DEPRESSION ARE SKY ROCKETING AMONGST THE YOUTH”
Me, a recent college dropout, watching this vid: *HMMMM I WONDER WHY* 🙄
Teheheee
@@sarahi1149 I actually dropped out, like literally right before the pandemic. 😂😂The reasons were basically the same covered in the vid; the expenses, I realized that it wasn’t really what I wanted to do (I’m still figuring myself out, and What I wanna do in life lol) and I experienced just a lot of burn out. I definitely felt that societal pressure as well. I wasn’t going my own pace and I felt rushed; like I was already “committed” & I had to stick with the thing I was no longer passionate about. If that makes sense lol.
@@sarahtheegemini take some mushrooms 🍄 🥰
@@dro634 HAHAHAHA omg haven’t tried them yet but the weed helps a lot 🥦🥦
@@sarahtheegemini I know a lot of people who did the same thing. Even in my country where uni is free its so hard to choose what to study. Even i with a Bsc(i think its called undergraduate in the US idk.) would go back in time and change it. I pushed through it because when i realised that i want something different i was already 2 years in.
“I’ma choose psychology, cuz I like how people think or whatever-“ man you didn’t have to call me out like that this early lmaaaoaoao.
No but seriously I got a bachelor’s in psychology and a master’s in counseling and I’ve never been more disenchanted with what I chose in my life.
Damn.
Why so?
..I'm in my first year..
Could always hunt down serial killers
@@musicnation7946 They don’t tell you just how much bureaucracy lies within the counseling field when you first go in. I realize that some of the responsibility is on me to have done my research, and I certainly did, but you don’t see the seedy underbelly of the career until you’re too far in to just quit. Finding a job is difficult, which is hilarious considering that we are constantly pummeled with this message of “the mental health field is growing the stigma is slowly being lifted more mental health professionals are needed”; whilst this may be true, they don’t tell you that they’re looking for professionals that are already licensed. It takes two years of work post-master’s to acquire a license to practice therapy, and that’s assuming that you hit the jackpot and find somewhere to acquire those hours and supervision within that time frame. A lot of clinics and hospitals only hire if you already have your license. So in the meantime, it’s like you’re back in high school attempting to get a job with no experience whilst everyone hiring requires experience.
The documentation/paperwork is tedious. The system is rigged against many mental health professionals due to insurance companies demanding that things are done a certain way, and only paying out for clients to get x amount of sessions when they might need much more. I could go on about this forever, but I will pause here and say that it’s not what I thought I signed up for. I am only speaking for how it is in the States though, it might be different in other countries.
Aba: "Most people are like: I don't know what I'm gonna do so imma choose psychology, because I like how people think" and then they all drop out
Me who doesn't know what I want to do and was considering choosing psychology for that reason: 👁👄👁
It's a useless degree unless you go to grad school. I wouldn't recommend this field, and I speak as someone who got an undergrad in psychology.
Same lmao, but then I chose business for the same reason, because it's probably more useful then psychology
@@taekiotan9158 nope. A business degree is only helpful if you want to be a business executive for some corporate business. Otherwise, it’s a waste of money
@@SynterraSteen well most jobs have a degree as a requirement, and I know I can learn some useful things even if it will not be directly relevant to whatever job I'd have, and also in our country you don't pay thousands of dollars because it's paid through taxes
Only go to college if you know what you want. If you don’t, 1 day in those 4 years, you’ll realize that it was a mistake
You guys should watch “College: the profitable business of enslaving students” it gives some good insight as to why college is so expensive and why we now hand out loans like Halloween candy.
Government inolvement at its finest!
Watching this as a 17 year old about to go to college👁👄👁
1.Get a useful degree... not a useless one. That's just reality.
2. STUDY! as a former college student please use your time to study.
3. If you can, get a part time job to help pay for your apartment etc.
4. Work on getting internships in college. This will help you get a job after college. JUST HAVING A DEGREE DOES NOT GUARANTEE A JOB. TRUST ME.
Other then that. God bless.
@Bryson Agreed 👍
@@brysoncaldwell916 Great advice!
@@brysoncaldwell916 thanks so much!
Unless you have a scholarship, I'd recommend a Community College to knock out your first two years.
Since everyone is going to college and competing it has become even more difficult to find a job in that major. Why spend 4 years just to get denied and directed to working a boring office job 😂
Yup. And people wanna make college free, which would only make things worse. Our society will have to be restructured from the ground up to accommodate these additional graduates
@@MsDragonbal776 you hate change don't you, keep that to yourself... Cause clearly you are insulation from the issues of most people to say something like this.... How about we start from the ground up cause this shit ain't working...must be nice to be worrying about how hard the politicians will have it having to actually come up with solutions for society
A strange form of slavery really and when people blow themselves up because they want to be recognized on the news it's the madness of repetition that made them that way
@@djeio the government is not your daddy....it's not their job to make decisions for you. The problem isn't a lack of jobs, the problem is a false sense of entitlement that kids have, that they deserve to be paid for doing what they love to do. The system works just fine for people who are adaptable and motivated.
@@djeio and msdragonbal is right. Paying for people to get an education in their field of choice is a terrible idea. For some reason people love to choose worthless degrees. So they'd need their college paid for, then continue to live off the government forever since they never actually acquired any monetizable skills.
Went to school for accounting instead of fashion like I originally wanted due to pressures from my parents. Graduated with a 4.0. Became a CPA at a public accounting firm. Got promoted numerous times and I’ve never been more miserable and burnt out in my life. Don’t listen to your parents on everything guys. Listen to your gut because doing something you hate is not sustainable. There’s no reason to live in this world spending 80% of your time working in a field that makes you cringe no matter how good you are at it. I am now planning my exit from this field in order to regain my happiness.
Dude thank you so much for this. Parents are stilll to this day telling their kids to do the exact same mistakes other people did. We need more famous people to get the message out that college is ≠ high value career.
Mike Rowe has been preaching this for years. Pushing people toward skilled trades that are sorely in need of man power. I’m 38 and automation tech and there’s no-one behind me to take up the jobs that older guys who are retiring are leaving open. It’s gonna be baaaad in a few more years.
@@Rebel635csi Yeah I've seen him talk about it but Aba and Preach might have a different crowd of watchers so the more avenues people receive it from the better. I think we need more people saying it and not onesie twosies. Its essentially a scam at this point. My brother is going to take up welding because like me he hated school so I'm pretty happy for him.
I’m still young and people are telling me to go to college and I don’t even know what i want to do in life.
DONT GO WITHOUT KNOWING FIRST... research everything until you know 110%
@@andrewhdemarest I will make sure of that.
And if you decide to go you can always start at a community college and transfer to a University for a 4 year degree if you want.
@@Odiee99 legit I might just do that.
@@Odiee99 this is absolutely true, community college first
we need to teach critical thinking, problem solving and how to keep track of your money.
I'm in 10th grade rn and back in 8th grade in a extra course called AVID I learned social skills and generally loved the class as we had more field trips in that class than we did from school. The . Whole. Year. We also learned critical thinking skills, but we also had a majority of our time spent in getting groomed for college.
They do. They have courses in high school that do exactly this. Kids just don’t want to take them while they’re in school and then complain later on about not being taught these skills.
And that's no bs, jeffrey.
My school actually pushes not going to college hard. They encourage people to look into the military and apprenticeships and trade school if they don't think college is for them.
That's pretty cool to hear -- is it public or private?
@@BASEDinMaine Public
Not the military though. Don’t they own you after you enroll?
@@Alibern7 its a good way to grown up then get free money to play with school but when your serious
@@Alibern7 not to mention they force you to take god know what concoction of pharmaceutical drugs
I remember dropping out of college bc I wasn’t able to afford my 3rd semester and joining the army bc I didn’t wanna go into debt going to school. Now I’m realizing I spent 4 years of my life doing something I didn’t wanna do just to get out and do another thing don’t wanna do just because that’s what was expected of me.
Literally my life too
Fulfilling isn't worth much if it doesn't pay well. I worked in private education and being a teacher is as fulfilling as it gets, students told me they prayed they would get me, but it didn't pay well. 10 years after and the memories are vague; just take the best paying job you can get and leave your emotions at home...
Most important thing i learned in school is how badly the whole school system needs reformed
Honestly, this is something I plan to tackle after I reach my first goal in life. We spend 12-13 years in the school system before we find ourselves in the adult world and can choose work, or higher education. Those 12-13 years should be more than enough to prepare the avg person for the Jobs that claim to require a college degree now. Higher education should be pursued if for people who want to do research and development or become teachers
it needs to be changed completely, plus teachers are severily underpaid.
That's not necessarily a school system issue. It's the federal government offering loans without verifying the ability to pay them back in the future.
I worked straight out of secondary school. Then I went to community college. Worked for 5 years right after and I'm now at university at 26 cuz I'm now sure of what I want, plus I have no loans. But the pressure from teachers in secondary school and college 🙄. They made me feel like shit cuz I was too poor to go to university 😂😂. One lecturer told me to get an older man to pay university for me.
Glad that you kept strong, didn't have to drag anyone else into problems.
I wish I did what you did! I’m pissed I spent a loan on a degree I didn’t want!
@@musicnation7946 what do you mean about dragging others into trouble?
so he told u to find a sugar daddy ? lol
wtf.... im glad youre doing well for yourself uni really isnt all that trust me
Around the age of 16 I became a Christian which meant a lot of people I hung around with or things I did changed. This definitely helped me not be easily influenced by what everyone else around me thought and I learnt to make my own choices based on what older people taught me and after reading many accounts of student loan debt. Along with this, I learnt a principle from the Bible:
Proverbs 22:7 (KJV) The rich ruleth over the poor, and the borrower is servant to the lender.
Ever since I learnt this principle I avoided debt like the plague. I always said to my parents that I wanted to go to University but I just didn't want the debt. At the time it caused some strife but now, 7 years later, I have completed 2 academic courses in my field fully paid for by my company and now I am studying a degree, fully paid by my company as well.
The very first college (UK) I went to did actually have drop in sessions to teach people alternatives to University such as the path I am on now. But, what always amazed was that at times there were only 2 people (including myself) in the drop in sessions even though these sessions could have saved several people tens of thousands of pounds, just free knowledge for anyone to have.
However, as discussed, the college probably had quotas for getting people to University and sadly some people go to University solely for "the party life". There is much more to discuss on this topic but I'll stop here.
I'm from Deanmark and school is covered by taxes (and you even get a monthly amount to help pay for stuff) the way other places run theirs gives me shivers. I can't imagine the added pressure of debt on top of school. it must be hurting the minds of these young people
population of denmark = 5.8 million people. Number of college students in the united states = 5.1 million students.
@@jebes909090 What’s your point?
Having politicians that actually work for the people is the most First World thing out there
ok how much are you paying in taxes for that privilege?
@@ericochoa4271 38%. And still living a nice life
Aba, Aba,Aba,Aba,Aba...I feel ya. My current generation is dealing with this and will have to pay upwards of 250,000$ for a education that is arguably deteriorating. Also btw there's a pretty infotmative episode of Patriot Act on this. Basically, the colleges are ran as businesses and their check books (which the average person is expected to rigorously maintain) are horrible and corrupted managed.
Yup just like poor state health insurance is pretty bomb lol. At least where I am
Let's not forget Massive inflation in the coming years from the money printing "COVID Relief bills"
250 k😶 where bruh? I got my degree at a private college and I never touched a 10th of that amount out of pocket.
why 250K? are you out of state? are you in an other country? max you should graduate with 60K in debt (price of a new pickup....). we cant forget that it is an investment. it is proven that a uni graduate will make at least 1million more (in a lifetime) than someone who didn't got to uni on average. at what age should people be allowed to take on big loans then? At 18 you are old enough to vote... so you are telling me you are old enough to make decisions that will impact the future of the court but not old enough to take out a loan? I wouldn't call loans with a 1% to 5% ( not to mention the interest doesn't kick in until after you graduate) interest rate "predatory loans" they are loans with very good terms. There are too many people as it is going to uni for stupid majors. I (like Aba and Preach live in MTL) there is an epidemic of university qualified people working service jobs because they took some shit like theater or gender studies..... I havent met many people who graduated in business that still work as a waiter.... Making Uni free would be a very bad thing. it would turn uni into high school 2.0. Its funny how we dont use the same logic to get a teen out of a loan for getting a car they cant afford of getting into huge credit card debt. An 18 year old decides to take two trips in Europe per year and puts it all on credit, after four years the bank calls in his debt... should we forgive his debt and just say "you are young its ok "?
@@HomeVidEdd just some figures I saw recently. In state it would probably be less.
I believe college was not meant for everyone
I'm 19 and I graduated from high school last year. Covid kinda helped me, I didn't go to college because of it and now I have time to think about my next step instead of just going to college because of the pressure from everyone. I'm still struggling to find out what to do next, but at least I'm not struggling and in debt.
I’m 17 and I’ve never felt so lost lol
We had that feeling at that age.
Don't go to college right away, work for a year or learn a trade to introduce yourself with the real world. 18 is too young to choose what you will do for the rest of your life.
Literally same. I have no clue what I’m going to do
Me too! Idk what I wanna do
17 today must so confusing lol
Go to a community college. Degrees don’t really, it’s all about connections & luck/opportunity. Good luck out there!
I’m getting my prerequisites and gen ed at a community college, and then I’m transferring to this HBCU for nursing. It’s actually really smart to do. But also, I didn’t really know what I wanted to do till I turned 21. Going to a 4 year college right after high school would’ve been a big mistake for me
Definitely what I’m doing this year
@@PrincessZaire100 agreed im doing the same thing I'm doing community college cheaper can live at home u can always transfer later on in life
Unfortunately in many fields degrees are absolutely necessary and basic
Yea and university has deeper "connections"..not saying its a sure shot just saying alot of upper class wealth send children to uni.
When I was a student, the students at Carleton University were having a protest in regards to tuition prices. I stopped to talk to 1 person in the crowd, and told her tuition is expensive because gov't guarantees the loans and anyone qualifies. She didn't like that I was implying we need to end these guaranteed loans.
Either we guarantee anyone go to college and prices continue to soar, or let the people making the loans decide whether it's worth it and the market finds the price. You can't have it both ways.
Well said
Currently at Carleton University now and tuition gets worse each year...
Wow... glad to see someone else knows this.
@@safiya1754
Not only that, but Carleton has enough cash on hand that if the entire campus crumbled, they could rebuild it from their chequing account.
Being a dual citizen, I studied in Canada, and now work in the US(cuz $$$). You should see tuition in the states. I ask my co-workers why they're willing to spend over $100k on college tuition for their kids when that would be half a house in this state. I haven't gotten a straight answer from any of them. If it was me, I'd give my kid a choice "Take the $100k, and go to college or buy a house. Either way, you're not living here rent free anymore. So pick."
Yeah, college loans are tulip subsidies.
1. I greatly regret going straight to college after HS. I wish I had taken a year off. And I even went to community college for two years (strongly recommended!).
2. My HS economics teacher taught us about home economics such as how to do your taxes, how to apply for jobs, things like that.
3. My HS was VERY college focused. We would have two assemblies a year that were talking about the importance of college (e.g. college grads make x amount more an average), and had college fairs every year. It was so ingrained in me through my education that going to college was the next step that at the time of college graduation, I didn't even realize that it is still a big accomplishment.
Damn their floors creaky as hell.
Also, I was lucky enough to get offered free coding classes by a non-profit organization during my 1st semester of college. I got to learn something useful, something I was interested in, and got to drop out of college so I can do that instead. It's been over 4 years and I'm still programming and have no loans 🙏
Now that sounds like someone who won to me.
Ahaha noice, good job
Go crazy bro
@@12JIHED 1k a year doesn't sound so bad. If you already have an interest in coding, I say stay there until you finish. If that's not really your interest, find something else. Diplomas help but you should also consider making a portfolio for projects you have done. If you don't have projects under your belt, just make blogs for your hobbies or something. If you can solve a problem in one of your hobbies, do that too and add it to your portfolio. Make sure you have a resume with education and project experience on there too. Start a LinkedIn account, fill it up, and get lots of connections. Connections make you look like you have influence and are active. It will also make you more findable during searches and more recommendable when people are on your connections' profiles. Also, having team experience is also important. If you can find someone to work on a project with you, it will show that you can work within a team. Also, if you can make improvements to code libraries, that shows that you can work with other people's code and are active in the open source community. You can also ask and answer questions on stack overflow. That also shows that you're active. You don't have to do all of this but it should give you a good idea of what to do next. Good luck 👍
Geat job!
I'm calm now that Aba mentioned 25. I'm 24 turning 25 and just now realising what it is i want! Whuuuu Chile!
Whuuu child life is gonna get easier. Lol jk
Lowkey pissed when he said that cause I said I wanted to be out of my mom’s house and independent by 25. I’m literally speed-researching any and all interests of mine njst to try and find something I wont completely hate
I turn 29 this month. I just figured out what I want to do and it's terrifying that I'm 10 years behind the curve on what society expects.
Bro 25 is the age where you start figuring everything out. That's when I started getting into my career. No college experience, but I have a house, a wonderful wife, 2 kids, 3 vehicles, a great credit score, and above all else in happy! I'm only 30 btw
@@huntergamedev-bornangry you are not 10 years behind the curve. The world has moved forward in those 10 years and technology has expanded exponentially. If anything, now is a good time. Just make sure there are jobs for you, when you get out and be willing to move to the job when that time comes.
Not even that, 17 and 18-year-olds expected to choose their lifelong career path without any experience of real life.
Thank you! I don't know why we are expected to choose a lifelong career when most of us have really done is be teenagers and children all our lives smh.
I disagree. It's called decisiveness. That's how life works...you have to make decisions way in advance of any experience. A lot of athletes you see on TV have been practising since childhood. Over here in the UK, many of those who want to go into medicine have to take their studies seriously in their early teens. You can't leave it until you're 30, heck, even 25, before you make decisions. You need to plan ahead.
I’m 18 now and I’ve been in college one semester and I’ve been seriously considering leaving, I’ve been thinking student loans was bs since 5th grade. It’s really fucked now cuz my parents are paying money for me to sit in a dorm and take VIRTUAL CLASSES
Drop out man before it's too late. I dropped out after 3 semesters like a dumbass and now i owe over 20k and i haven't learned shit. Don't let your parents pressure you into doing something you don't want to
I just dropped out of college yesterday. Same situation as you but I was paying for it. I say follow your heart. It sounds cheesy, but I sincerely think it will lead you in the right direction. I was going to school to be a Music Producer, but now I am going to just work a job and choreograph on the side until I can live off of that. Just take your time in finding a career and take calculated risks. Best of luck to you!
Honestly man you can make it without going to college you just have to find your path I went to college back in 2013 I graduated 6 years later after transferring from a college I hated changing my major that stressed me out (CS) and switched to a major which I found better (IT) and I owe $55,000 in debt. The good thing for you your not in too deep. My advice save yourself the stress and mental breakdown man you can make it without college, just do your research and find other options.
Lol I dont think 'just drop out' is valid advice, more like .. consider your career path, whether you're feeling it and thén decide to drop out or no.
Like I struggled the first few years doing computer science uni, I didn't per se like it. Struggled through to earn my diploma. But now my career is doing pretty damn good... but I still have to pay off many thousands. Depending on the career, uni can be useful. (actually in IT in my country, work experience tends to rival having a diploma, so its actually debatable whether my uni time was worth it)
Yea drop out, and work for a bit. You can always go back later.
I was literally just crying to my mom about this earlier because I’m already 8k in debt FOR ONE SEMESTER and we’ve been doing nothing but learning online due to COVID🥲👩🏾💻 paying for a college experience but getting the bare minimum smh..
Bruh im so fucking sry. Im living in Germany and am in my fifth semester of political science. Added up it cost me 2k til now. And i think about 800€ on top til I'm done. I feel so much for you you guys have it hard. Keep ur head up and keep going. I believe in you making this work
I’m really recommending community college at this point. You’ll be paying much less, getting the same education, and doing it from home. You’re not getting the so called college experience you paid for.
@@victoriansteam1562 are you native to germany, or did you move to there from somewhere else?
@@user-mz2yh6qz7y I'm native yes :)
Oh and btw this is actually the most expensive public university in Germany. Private universites aren't really a thing here. They exist but literally noone expects you to go there and you don't really have an advantage for a better job like yes it can help but in the end if you go to a good public uni you are good
Aba: "I didn't know what I wanted to do until I was 25."
I'm 75 and still don't know what I want to do when I grow up. In the interim, I've had fun, made money and am now comfortably retired.
I might even go to college now.
Regarding Student Loans - with their easy availability, there is little incentive on the part of colleges to keep costs down. Look at tuition costs vs. the CPI
not going to college is one of the best decisions i’ve ever made lol- and EVERYONE tried to talk me into going. the only reason i didn’t want to was because i had no idea what i wanted to do. now i’m 21- i have 5 years of good work experience, no student loans, i have good credit, i make good money- i’m a happy girl lol
what u work as right now tho? I dont wanna go to college either. I recently dropped out of a good trade school because of my ADHD and it is an environment for people who have always been somewhat handy and I personally didnt grow up with any handy people, never even touched a measure tape and the people werent really empathetic. Eventually, i wanna work in the music/entertainment business but I can outsource my education in that.
Im 21 now as well did the college thing when I was 18 had no idea what I wanted to major chose something random and ended up dropping out but now I do have work experience and I am also making decent money for my age and I have good credit I rather have all this then be 21 with 50k debt hanging over my head real talk keep doing u!!!
@@axlrosesson6300 i got a job at a trucking company as a tracking girl at first. basically my job was to take care of my coworkers loads and help the drivers with any issues etc etc etc. worked my way up to dispatch(i was now the one booking loads for the drivers),left that company for another. then i actually went back and went to their sister company to work as a broker. basically started out helping my team with their customers while i was looking for my own (it’s awful, cold calling and emailing is such a pain in the ass) but i was able to get my own customers and now i’m working as a broker and still trying to find more clients. no degrees required, but i’m pretty sure you CAN get a degree for it.
i would suggest it if you enjoy a busy environment, it can a very stressful job though- depends on the market and rates. dealing with the drivers, carriers, brokers, and now customers. you can actually apply to one of the big companies, they’ll train you on how the business works and such. then you can kinda explore the industry and see what works for you.
i started at 16, but that’s because i already knew someone working there and visited the office often so they were down to hire me because i pretty much already knew them at that point.
@@cristiannval839 we’re in the same boat 😎 and yeah my friends who went to college have changed their majors so many times and wasted so much money, if i ever DO go to college it will be if i’m certain of the profession i want.
You wouldn't give thousands of dollars to your kid, now imagine giving it to some random kid.
if I had 100 billion dollars, why not
@@madsiversen9767 it's basically another excuse to deduct something from a payslip other than taxes etc
Then dont get the loan.... #NEXT
I remember speaking to my group of friends back when I was 15 and posed a question they could never answer. It went like this:”If every year they have more graduates but there aren’t enough jobs being created to pay off that loan, then why is everyone going to college instead of going and getting a job?”
Because you need expérience to get a job and to get experience you need to have a degree in order to even quality to get a job.😭
This is the fundamental issue. More jobs are being lost either through automation or outsourcing than are being created, yet we keep pumping out millions of graduates every. Single. Year. A healthier society would have dealt with the problem a long time ago. OUR society, however, seems much more intent on playing the "hunger games", every man for themselves scenario
Wise words man. "Bet on myself." Words to live by.
My guidance counselor was great. She would say. "You don't have to go to college. If you want to be an electrician or plumber go to school for that." She would let us know there's another path.
I dropped out, got my CDL, never looked back.
My mom basically thinks I'm a failure for not going to college.
Fuck her opinion. As long as you are making it and are happy with yourself keep going. Make certain goals for yourself and try your best to reach it or get as close as possible. My goal is to be able to get a house and be able to pay for it myself with no help.
Prove her wrong!
Well, are you?
i’m dropping out 😃 you’re not a failure 💓
What you up to now? What do you do?
Man I transferred 6 times while I was in college and I’m not even using my degree 😒. I always felt like trade schools and apprenticeship should be pushed as options to high school students a lot more.
My mother said it use to be when she was in Highschool and that was back in the late 70s. We need to go back to that.
I am so happy you two are discussing this.. every chance i get to talk to a high schooler i try and give them advice around college so they dont make the same mistakes.. i think we're going to have a whole generation of kids whose parents refuse to send them to college due to their terrible experience.
Which is exactly why my goal is to send my kids to college. The pendulum swings back and forth.
@@SynterraSteen Did u not hear the horror stories in this video?
When my grandparents were young, college was pushed so heavily. Only the smart kids really went to college. Other people usually just started working or taking on the family business.
Yes. Then all the family businesses got shipped to China/India/Korea/Guatemala for low cost labor and North America became a service, entertainment and management economy. So be ready to change plans at any time by staying diverse in your knowledge base.
More factory jobs then.
Those are mostly gone or have high labor demands and short hours to compensate for the few workers they wish to higher.
Anyone who gets a degree/diploma/certificate can't even work at McDonald's because they consider you a flight risk.
Me who chose UPS over college. Sometimes my own intellect scares me
Honestly I've seen some of the pay rates of ups and its pretty tempting ngl.
@@XxcrimsonarrowxX not to mention the benefits
Beautiful benefits
@ThatOne if he is smart, he is creating passive income and having a 401K and or/ IRA. he will be fine. Also im sure UPS has a pension.
@ThatOne By that point, he could probably move up to some supervision role that doesn't require as much physical labor