Our Culture Has a Problem...

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ความคิดเห็น • 597

  • @BruizerBlue
    @BruizerBlue 3 ปีที่แล้ว +308

    Our culture has a problem.
    Ain't that the understatement of the year.

    • @RGE_Music
      @RGE_Music 3 ปีที่แล้ว +6

      Understatement of the century

    • @riverdaletales8457
      @riverdaletales8457 3 ปีที่แล้ว +7

      People have a lot of problems mostly because of ignorance and lack of Sympathy.

    • @hitandruncommentor
      @hitandruncommentor 3 ปีที่แล้ว +12

      @@riverdaletales8457 not to nit pick, but there is a massive difference between sympathy, pity, and empathy. We have an empathy problem because empathy requires thought and understanding, but more we have too many people that are in adult bodies but are children in their heads.

    • @RCCarDude
      @RCCarDude 3 ปีที่แล้ว +3

      @@hitandruncommentor Correct. Empathy isn't always the appropriate feeling or response for some problems either.

    • @motivatesme6695
      @motivatesme6695 3 ปีที่แล้ว

      Read “The fourth turning” by Neil Howe so you can see why we’re experiencing an en of an generational era! Read, read, read!

  • @5280Roadrunner
    @5280Roadrunner 3 ปีที่แล้ว +456

    There is a significant difference between being busy and being productive. One doesn’t always equal the other. Quality over quantity wins every time.

    • @edwardmauer7442
      @edwardmauer7442 3 ปีที่แล้ว +23

      "Doing nothing is better than being busy and doing nothing" - Daoist saying

    • @eyemanpb
      @eyemanpb 3 ปีที่แล้ว +4

      Thank you for these words. I have been looking for this statement for a long time. I love how you emphasized the difference between these two. Amen!!!

    • @moneybee
      @moneybee 3 ปีที่แล้ว +8

      @@edwardmauer7442 Reminds me of the whole "Hurry up and Wait" mentality many people have, except you said it much more elegantly! Well put!

    • @nightfangs2910
      @nightfangs2910 3 ปีที่แล้ว +5

      Running forward and running in place both keep you busy but only one gets you to the finish line .....told to me when I was young by my uncle

    • @5280Roadrunner
      @5280Roadrunner 3 ปีที่แล้ว +3

      Mr. Meeseeks 😂. Hope you’re not paying him hourly

  • @mr.speyside5240
    @mr.speyside5240 3 ปีที่แล้ว +210

    “If things don’t add up start subtracting.”
    Coach Greg Adams

  • @chasemorris9052
    @chasemorris9052 3 ปีที่แล้ว +19

    Great insight. Side note, as a 22 year old, I think it is really really cool that half of your calls are coming from people my age. It is so cool to see my peers taking responsibility and seeking wisdom in their finances.

  • @AutoEx3D
    @AutoEx3D 3 ปีที่แล้ว +139

    "Life is not a problem to be solved but a reality to be experienced" Soren Kierkegaard.

  • @benconnelly1450
    @benconnelly1450 3 ปีที่แล้ว +10

    This was the next level for me after the baby steps. The lower stress of not having the consumer debt got me to think about what other "stressers" In my life I could do without. I had decluttered financially, then I decided to physically declutter my home and know I'm working on decluttering my time.

  • @stevelundt6498
    @stevelundt6498 3 ปีที่แล้ว +37

    OMG!! I just discovered Dave and I love it !! Im hooked !!

    • @danielebasile3957
      @danielebasile3957 3 ปีที่แล้ว

      Same and I like your family name

    • @runningrigert
      @runningrigert 3 ปีที่แล้ว +3

      Hahaha... I feel like Starbucks is the opposite of Dave.

  • @nancyt6895
    @nancyt6895 3 ปีที่แล้ว +192

    John's first point: more peace/ satisfaction by subtracting things...good stuff right there.

    • @phatcrayonz
      @phatcrayonz 3 ปีที่แล้ว

      It’s words from a wiseman

  • @NoName-tx5gn
    @NoName-tx5gn 3 ปีที่แล้ว +252

    24, married and we are knocking out our 80K debt, 7K a month.

    • @10529Erin
      @10529Erin 3 ปีที่แล้ว +20

      You are killing that debt!!! Good job.

    • @terrao4971
      @terrao4971 3 ปีที่แล้ว +3

      Very proud of you!

    • @apack76
      @apack76 3 ปีที่แล้ว +11

      Dang! Your killing your debt AND you're making a killing...$7k/month! Way to go!

    • @hunterjohnson4954
      @hunterjohnson4954 3 ปีที่แล้ว +3

      7k a month!! Wow! Keep at it, that is insanity! In a good way. Is that 7k on the debt on top of your living expenses?

    • @NoName-tx5gn
      @NoName-tx5gn 3 ปีที่แล้ว +12

      @@hunterjohnson4954 take home is $9700. Rent and bills are 1800 and food/fun money is 900. I’m an engineer and she’s a teacher

  • @dinarachel7
    @dinarachel7 3 ปีที่แล้ว +38

    As a mom, I learned “less is more”. I’ve seen a ton of busy parents - doing every activity possible with their child. 🖼 ⚽️ 💃🏼 🎨 💴

    • @aaronharman5431
      @aaronharman5431 3 ปีที่แล้ว +1

      Feel bad for your children

    • @Nepthu
      @Nepthu 3 ปีที่แล้ว +7

      @@aaronharman5431 Many mothers "do everything" with their child, not for the child's sake, but for their own entertainment. The kid doesn't do "activities" because the child wants to do them but because the parent (usually the mom) wants to re-live their own childhood.

    • @BlueDauntless
      @BlueDauntless 5 หลายเดือนก่อน +1

      @@aaronharman5431why? I see no point in kids being in every little thing. Maybe a couple, but all of them? No, spend time with family. Actually raise your kids.

  • @monotoneminimalist9306
    @monotoneminimalist9306 3 ปีที่แล้ว +129

    I try to enjoy the little things in life as much as I can. Just take everything one day at a time. My girlfriend and I always end the day by telling each other 3 things we are grateful from the day.

    • @jimroscovius
      @jimroscovius 3 ปีที่แล้ว +12

      I pray about things every night, but I always give thanks first.

    • @MS-jk6gj
      @MS-jk6gj 3 ปีที่แล้ว +3

      That’s a great idea. Thank you sir.

    • @debbie12346
      @debbie12346 3 ปีที่แล้ว +2

      That's awesome

    • @anneavenell3691
      @anneavenell3691 3 ปีที่แล้ว +2

      @Christian Sanchez - my husband and always to our “3 good things” at the end of each day too. It’s always helped but even more so in this awful year of 2020.

  • @rory644
    @rory644 3 ปีที่แล้ว +158

    From my experience people aren't nearly as busy as they make out to be, most people sit a round all day looking at a computer screen until its time to go home, and claim they're SO busy.

    • @Helthurian
      @Helthurian 3 ปีที่แล้ว +10

      10000000% dead on.

    • @jeremyrussell4177
      @jeremyrussell4177 3 ปีที่แล้ว +4

      Amen, Amen;Again

    • @kidneycarecoaching3766
      @kidneycarecoaching3766 3 ปีที่แล้ว +2

      Preach

    • @rawbe590
      @rawbe590 3 ปีที่แล้ว +11

      Agree 100%. I think people want to seem busy to others because it has become a sort of status or medal of honour. The busier you are/seem, the more praise, attention and sympathy you will garner from others. Plus, it is a talking point, better to say you are "busy" than doing nothing at all.

    • @JJ-mh3hb
      @JJ-mh3hb 3 ปีที่แล้ว +2

      @@rawbe590 sharing your life is trendy. "Hey! Look at me I'm eating food at a fancy restuarant and you're not!"

  • @robinorga528
    @robinorga528 3 ปีที่แล้ว +13

    It’s called carrying a lazy mans load. My father forced me to learn that lesson by making me make two trips. It has served me well in life.
    Thank you

  • @ginaclerico4054
    @ginaclerico4054 3 ปีที่แล้ว +9

    So good, I watched it twice!! I love Mrs. Ramsey’s reminder! She needs her own show! I bet she is full of rock solid wisdom!

  • @RobertoVelazquez91
    @RobertoVelazquez91 3 ปีที่แล้ว +82

    Ive learned how to stop and take a day or two to myself and reflect on how im doing. Its genuinely made a difference and i stopped saying yes to everything. You gotta slow down smell the roses and fill your spirit.

    • @riverdaletales8457
      @riverdaletales8457 3 ปีที่แล้ว +6

      Yeah ,work is part of the problem people don’t take any days off or make time for their family . Then they wonder why life goes by so quickly...

    • @myrtlebeachsara
      @myrtlebeachsara 3 ปีที่แล้ว +1

      Yes, why I invest in babysitting services, I need to have breaks too

    • @RobertoVelazquez91
      @RobertoVelazquez91 3 ปีที่แล้ว

      @@riverdaletales8457 exactly!

    • @RobertoVelazquez91
      @RobertoVelazquez91 3 ปีที่แล้ว +3

      @@myrtlebeachsara definitely we are all human. We need rest and our personal space to breathe and recharge our batteries figuratively.

    • @myrtlebeachsara
      @myrtlebeachsara 3 ปีที่แล้ว +2

      @@RobertoVelazquez91 yes! Took me a couple of years to learn that I need to make time for me too!

  • @ij1376
    @ij1376 3 ปีที่แล้ว +237

    Dave Ramsey may want to consider being on the Joe Rogan Experience, or vice versa. I'd want to see what those two have to talk about.

    • @willlefebre2930
      @willlefebre2930 3 ปีที่แล้ว +17

      Lol I’d love to see that talk actually happen

    • @hardlyworking_
      @hardlyworking_ 3 ปีที่แล้ว +5

      doubt they even have mutual friends or know each other lol

    • @basednwhitepilld
      @basednwhitepilld 3 ปีที่แล้ว +14

      Well he did go on Shapiro, so many there is hope

    • @davidbrock4104
      @davidbrock4104 3 ปีที่แล้ว +3

      Don't think either Dave or Joe would want that. No upside for either one.

    • @TheAdamisgay
      @TheAdamisgay 3 ปีที่แล้ว +11

      "Hey Dave, want a joint? Ever help get someone out of debt while you were on DMT?"

  • @androidbalasu9465
    @androidbalasu9465 3 ปีที่แล้ว +35

    Problem is most of us are addicted to instant gratification and negatively enabled by everything bought on monthly payments. We buy things without thinking through and cause ourselves lot of financial trouble. Sad state of affairs.

    • @Kidsinamerica
      @Kidsinamerica 3 ปีที่แล้ว

      Bad Parenting, and runaway Corporate Marketing created this mindset - you're of little-use to Capitalism if you're not a 'consumer', so spend-Spend-SPEND!

  • @benklotz6881
    @benklotz6881 3 ปีที่แล้ว +4

    This is why I listen to Dave so much more now! Amen! Always leave room for yourself to decompress and less busy.

  • @theayegerlehner7793
    @theayegerlehner7793 3 ปีที่แล้ว +5

    I bought shelves to organize my stuff! More money spent on credit! Finally woke up and realized that to have money for the fun things in life I needed to stop spending period! I looked around and said no more shelves- get rid of what you’re not using! Bless someone else! Praise the Lord I am now debt free! Still dealing with too much stuff but being debt free sure is a great feeling! Having a simple budget helps too! Slow and steady!

  • @loomsmcgooms824
    @loomsmcgooms824 3 ปีที่แล้ว +8

    There was so much wisdom packed into this segment. It was exactly many of the things I needed to here at this junction and my age. Thank you and God bless!

  • @tabeazoe8372
    @tabeazoe8372 3 ปีที่แล้ว +22

    I'm 24 and here because both my parents are really bad with money and never thought me how to handle it wisely. Maybe we also have a problem because of the generation before us?

    • @zsam8095
      @zsam8095 3 ปีที่แล้ว +6

      We are the same age and I do see our generation lagging. However it is evident in every generation. At some point when you turn 18 gotta accept responsibility for yourself and learn for yourself

    • @TippyPuddles
      @TippyPuddles 3 ปีที่แล้ว +3

      True, I'm 60 and all my parents did was work and pay the bills. No one saved money in those days. I never learned to save and made so many money mistakes all my life. If I only new then what I know now. Too late for me, but save yourself. No debt and save your money.

    • @heatherstacy2976
      @heatherstacy2976 3 ปีที่แล้ว +3

      Yeah I'm in the same boat, but once you are aware of it, you have the responsibility to change it. You can't choose how you start, but you can choose how you finish.

    • @DVToxico
      @DVToxico 3 ปีที่แล้ว +2

      I'm also 24 my parents never saved, always lived paycheck to paycheck, financed every thing every chance they got, we had nice new things but when one little thing went wrong, we would have furniture repoed, a utility gets shut off for anywhere from a day to a week, it seems that they never learned their lesson as the process would eventually repeat with them, but I learned from that how I basically shouldn't handle money, I'm not perfect handling money by any means, sometimes I slip up and "have to" waste money but I'm more aware and responsible especially with Dave Ramsey guiding me.

    • @jester556
      @jester556 3 ปีที่แล้ว

      exactly. this wave of parents is even worse.

  • @nephetula
    @nephetula 3 ปีที่แล้ว +11

    "There are so many labor-saving devices today that you have to work all your life just to pay for them."

  • @donnawheeler2195
    @donnawheeler2195 3 ปีที่แล้ว +33

    We also have a “give me” culture. Working for what you have and paying cash for it is way more satisfying, than freaking out when the credit card bill comes due.

    • @joycewatt800
      @joycewatt800 3 ปีที่แล้ว

      Very true!

    • @jundialhaqiqa9907
      @jundialhaqiqa9907 3 ปีที่แล้ว +4

      When you work hard for something even if it doesn't seem like it is alot that thing holds way more value to you.

  • @mohitnikumbh593
    @mohitnikumbh593 3 ปีที่แล้ว +62

    I am 24, in Germany and can say this discussion is 💯 percentage correct.

    • @cf9844
      @cf9844 3 ปีที่แล้ว +1

      Because you remember what it was like in Germany in 2002?

  • @terrao4971
    @terrao4971 3 ปีที่แล้ว +47

    It’s hard to slow down and not be busy. When America forces its workers to work faster, then everything else seems so slow. I’ve gotten to the point i would rather be too busy than too bored because it’s so miserable being bored. Vicious circle...

    • @Shadow-lq7rx
      @Shadow-lq7rx 3 ปีที่แล้ว +8

      Stop and smell the roses before it’s too late.

    • @basednwhitepilld
      @basednwhitepilld 3 ปีที่แล้ว +3

      There is always more than 2 choices

    • @zsam8095
      @zsam8095 3 ปีที่แล้ว +1

      I feel that for sure, I used to stay late at work everyday (fairly new in my career at the point) and I work salary so those extra hours I would put in didnt equate to anything. 5pm I log off and am done and don't think of it anymore

  • @robertrichardson5305
    @robertrichardson5305 3 ปีที่แล้ว +39

    As far as your personal goals are and what you actually want to do with your life, it should never have to do with the government.

    • @brittanyclark6949
      @brittanyclark6949 3 ปีที่แล้ว

      Investing in different streams of income that don't depend on the government to bring in money especially now the pandemic is hitting the economy pretty hard will be the wisest decision anyone can make.

    • @Cliffordtradeinc
      @Cliffordtradeinc 3 ปีที่แล้ว

      Stock trading can be a very lucrative venture if you trade smartly, and trading smartly involves the use of the best strategies with the aid of a professional trader .

    • @tonisanchez7404
      @tonisanchez7404 3 ปีที่แล้ว

      People make the mistake of waiting for the government to provide everything for them and if you ask me, it is totally wrong.

    • @lindawilson2923
      @lindawilson2923 3 ปีที่แล้ว

      This is a great tip, I am considering investing in stocks but I have no idea about stocks to buy or what to assets would the highest yielding potential and so on, Do you have more clues that could help?

    • @Cliffordtradeinc
      @Cliffordtradeinc 3 ปีที่แล้ว

      @@lindawilson2923
      I would recommend you reach out to my broker I’m sure she will be of great assistance to you, just search her name online *Elizabeth* *Warren* *Shaw* and check out her website for information concerning her services,then mail her for guidance.

  • @c_xela
    @c_xela 3 ปีที่แล้ว +206

    *Me listening to the start of this having turned 26 a week ago*
    "Yeah, let's dig into these 18-25 year olds!"

    • @mikkinicholas7536
      @mikkinicholas7536 3 ปีที่แล้ว +7

      😂😂😂

    • @havuckofp
      @havuckofp 3 ปีที่แล้ว +2

      Lol

    • @SilverMenace100
      @SilverMenace100 3 ปีที่แล้ว

      Same here pal.

    • @vfinity9035
      @vfinity9035 3 ปีที่แล้ว +6

      Me listening when tmr is my birthday and I turn 18

    • @havuckofp
      @havuckofp 3 ปีที่แล้ว +11

      @@vfinity9035 yes man. I'm 31 and wish I had found this when I was 18

  • @geromejohnnygranada
    @geromejohnnygranada 3 ปีที่แล้ว +8

    I'm 27 and I didn't feel like I came into my own until this year funny enough. I started going to church again and started reaching out to friends and family more. I also got rid of twitter and tiktok from my phone. Doing these things really helped me focus on myself and move forward.
    But doing these things worked for me and what you need may look different for you. Ultimately I stopped, checked myself and decided to be more intentional with my time. I work at a golf course and am on the road to becoming a golf club professional. I love my job, love what I'm doing, and am looking forward to what the future holds.
    The future is worth a risk and to whoever is reading this, so are you.

    • @Mc.flyyy11
      @Mc.flyyy11 3 ปีที่แล้ว +1

      Getting rid of all social media 5 years ago was the best thing I've ever done.

    • @briancraft4046
      @briancraft4046 3 ปีที่แล้ว +1

      H

  • @wholesome122
    @wholesome122 3 ปีที่แล้ว +11

    Dave Ramsey is a dad to all of us

  • @johannaschmidt2920
    @johannaschmidt2920 3 ปีที่แล้ว +3

    Thanks for acknowledging your young audience. I’m nineteen and your clips have been some of the content on TH-cam that is edifying and not a complete waste of time. I appreciate it! It’s good stuff to chew on and apply to my life.

  • @CaseyBurnsInvesting
    @CaseyBurnsInvesting 3 ปีที่แล้ว +37

    Choices and oppression should be understood to be different. That’s a huge issue with our culture. People’s choices stress them out and they don’t understand the source of their stress.

    • @ashleyjones5396
      @ashleyjones5396 3 ปีที่แล้ว +3

      They also don’t know how to cope with the stress and look for quick fixes!

    • @richthepup
      @richthepup 3 ปีที่แล้ว

      Well said

  • @midlifecrisis7888
    @midlifecrisis7888 3 ปีที่แล้ว +126

    “The things you own end up owning you”
    -Tyler Durden.

    • @jeremyjeremy8795
      @jeremyjeremy8795 3 ปีที่แล้ว

      the first rule...

    • @peterharrison5833
      @peterharrison5833 3 ปีที่แล้ว

      "Sergeant O'Leary is walkin' the beat
      At night he becomes a bartender
      He works at Mister Cacciatore's down
      On Sullivan Street
      Across from the medical center
      He's tradin' in his Chevy for a Cadillac
      You oughta know by now
      And if he can't drive
      With a broken back
      At least he can polish the fenders"
      From Movin' Out by Billy Joel

    • @riverdaletales8457
      @riverdaletales8457 3 ปีที่แล้ว +1

      That’s a great quote .

    • @americafirst9144
      @americafirst9144 3 ปีที่แล้ว +3

      Just love that guy. Here is my favorite quote of his:
      "Good ideas don't require force." - Tyler Durden, Zerohedge

    • @user-fx4qz8pt3w
      @user-fx4qz8pt3w 3 ปีที่แล้ว

      They sure do.

  • @brayden6260
    @brayden6260 3 ปีที่แล้ว +10

    Oof I feel called out there. Got 3 jobs, working 75 hours a week and full time student. Just had my first day off in over 3 months and it was uncomfortable not to be busy and running 24/7.

    • @kidneycarecoaching3766
      @kidneycarecoaching3766 3 ปีที่แล้ว +1

      Wow in my prime I couldn’t work 3 jobs bless your heart...

    • @heatherstacy2976
      @heatherstacy2976 3 ปีที่แล้ว +2

      I used to struggle so much with guilt over taking a break. I feel you.

    • @HappyLilCamGirl
      @HappyLilCamGirl 3 ปีที่แล้ว +1

      Good! I dislike seeing so many classmates working overtime and attending school full-to-overtime. It really cuts into the quality of learning, networking, and especially group projects which affect me directly.

  • @131Basher
    @131Basher 3 ปีที่แล้ว +2

    Realizing that life is a journey and not a race is something I tried to teach both my daughters. My Dad always used the old adage of “how to eat an elephant” for life’s problems, one bite at a time. Great video!

  • @leonardgrant6876
    @leonardgrant6876 3 ปีที่แล้ว +2

    Dave Ramsey is right, the more stuff people have the faster they have it the less happy they are.

  • @oscarp2629
    @oscarp2629 3 ปีที่แล้ว +1

    This is probably the BEST conversation Dave and his Co host has given! He is absolutely right!
    Great conversation guys - 5 stars 🌟

  • @USNavyVet_STG
    @USNavyVet_STG 3 ปีที่แล้ว +4

    Beware of anyone who's always busy. They are trying to fill a void, a vessel, unseen.

  • @patrickprouty4415
    @patrickprouty4415 3 ปีที่แล้ว +3

    I learned young to stack up projects to be more productive. If I had 10 things to do in a day chances are I’d get 9 done. If I had only 3 things to do I struggled to get them done. Free time was like a demon to me. “Idle hands are the devils workshop”. I became stressed anxious and unhappy. Not being ashamed to sound religious I prayed and talked with people I respect. Slowly God revealed His foundation plan “Love the Lord with all your might heart and soul love your neighbors as yourself. Seek first the kingdom of God”. Basically God help me prioritize what’s truly important. I knew these verses but I guess it wasn’t real to me until then. This journey started almost 20yrs ago. I never had a great epiphany in this time it’s been a slow progression. I feel good most of the time. The good life is the slow journey with the Lord for me.

  • @rosx3245
    @rosx3245 3 ปีที่แล้ว +8

    I am 27 and this is very true. As a single parent, full time employee and full time student I don’t really have the option to drop something. Just looking forward to the day when I’m done with school.

    • @zechariahverse1
      @zechariahverse1 3 ปีที่แล้ว +1

      What are you in school for

    • @l.a6273
      @l.a6273 3 ปีที่แล้ว

      Where do you go to school an what do you study?

  • @ThaiIsland
    @ThaiIsland 3 ปีที่แล้ว +6

    There’s a trend in the school of minimalism. I follow a lot of their principles and it’s helping me out. Of course I follow the Ramsey’s teaching as well. Great topic!

  • @danielle228512
    @danielle228512 3 ปีที่แล้ว +1

    There’s a difference between being busy and being productive. It’s about balance and not overwhelming yourself. I used to do that and took me some time to realize it’s ok to make time to do nothing once in a while.

  • @rjh1307
    @rjh1307 3 ปีที่แล้ว +12

    Give it time, Be patient, resilient, and continue. If you can't control it than give it to God. Great advise/wisdom! Love it!

  • @melzerzvlogz6027
    @melzerzvlogz6027 3 ปีที่แล้ว +2

    I've had to learn this the hard way. I have ADHD and if I take on too much at once then I fail. I'm always having to slow down and simplify my life.

  • @timothy8142
    @timothy8142 3 ปีที่แล้ว +7

    I'll fix that at 4:20
    Our productivity has gone through the roof, while wages have gone nowhere.
    Meaning there is no peace.
    How can anyone work 50 hours a week, and pay a mortgage and health insurance for a family of 4, while having peace and happiness?

    • @NeoStarMineCraft
      @NeoStarMineCraft 3 ปีที่แล้ว +1

      i mean...your ancestors worked 80 hours a week on their farm and didn't complain too much and they seemed to have all made it. it's all perspective. if you're working 50 hours a week going nowhere try moving somewhere else, perhaps where you're living is too above your means. Find another job, if that isn't working.

  • @moneybee
    @moneybee 3 ปีที่แล้ว +5

    The "Instant Gratification Generation" certainly comes with it's drawbacks. You need to be intentional to avoid the common pitfalls and maximize your life!

  • @wtDrake
    @wtDrake 3 ปีที่แล้ว +114

    Our culture is consumerism

    • @james__4551
      @james__4551 3 ปีที่แล้ว +7

      Relationships and health are where true wealth lies.

    • @michaelh5055
      @michaelh5055 3 ปีที่แล้ว +7

      Money is the third component to true happiness.
      Kind of hard to build family and friend relationships when you are broke and stressed about how to eat and keep the lights on.

    • @BRBallin1
      @BRBallin1 3 ปีที่แล้ว +4

      As a young child I was chasing after the cool toys and gadgets to seek happiness. Once I got a well paying job and fulfilled my desire to buy things, I realized that I’m still not as happy as I’d imagine. They did in fact bring me happiness but only during the 1-2 years where I acquired one wish list item after the other. I am now at the point where even on Black Friday I can’t find things that I really need so my possessions are oversaturated. Now I realize my relationships and reputation with people around is far more important than whatever possessions I may acquire

    • @noonehere4332
      @noonehere4332 3 ปีที่แล้ว +2

      @@michaelh5055 Money is freedom.

    • @riverdaletales8457
      @riverdaletales8457 3 ปีที่แล้ว

      You don’t say .

  • @jaydmorales23
    @jaydmorales23 3 ปีที่แล้ว +66

    People just lack discipline and self control more today than ever

    • @markh.6687
      @markh.6687 3 ปีที่แล้ว +1

      I volunteer to discipline the women.

    • @ImVeryBrad
      @ImVeryBrad 3 ปีที่แล้ว +1

      @@markh.6687 Lol wut

  • @CarlosFlores-xf2sn
    @CarlosFlores-xf2sn 3 ปีที่แล้ว +1

    I’m 24, been watching since 19/20. Love this channel

  • @RealRiders
    @RealRiders 3 ปีที่แล้ว +3

    29 year old here. I started watching you here on TH-cam Dave before any other financial expert/advisor/guru. Since then I've seen so many get-rich-quick gurus telling people the reason they are not rich is because they are lazy, unproductive, and plain and simple, they don't WANT to be rich. The internet is flooded with all of these ways you can become rich, and none of them tell you to take things slowly and enjoy the journey.

  • @markg999
    @markg999 3 ปีที่แล้ว +3

    I try my best to slow down and live for each day and appreciate how good I have it. Avoiding social media is a good start and living well below your means. But part of it is also big business try to operate on as few employees as possible for the bottom line...but it causes a very overworked employee.

  • @Tybward
    @Tybward 3 ปีที่แล้ว +175

    Dave “doing better than he deserves” Ramsey

  • @DB-bk9tr
    @DB-bk9tr 3 ปีที่แล้ว +2

    To sum up the problems in our modern culture or society- materialism, narcissism, instant gratification, and vanity.

  • @tomdrummy4984
    @tomdrummy4984 3 ปีที่แล้ว +9

    Live with Gratitude........gratitude for the present moment, as it is, not as if there is something lacking.
    You do not have control over everything.......the universe does. There is a powerful intelligence beyond our five senses, which cannot necessarily be explained intellectually, but it’s very real.

  • @SimonSaysyo
    @SimonSaysyo 3 ปีที่แล้ว +11

    I’m super happy that you are bringing this to their attention! I’ve been waiting on this topic..

  • @marlowebster487
    @marlowebster487 3 ปีที่แล้ว +28

    Tuning in from London 🇬🇧 so true we need to kick the always BUSY addiction.

    • @Sagaofsr
      @Sagaofsr 3 ปีที่แล้ว +1

      London crew checking in 🇬🇧

    • @thehonestman2288
      @thehonestman2288 3 ปีที่แล้ว +1

      Hackney here.

    • @rickm6076
      @rickm6076 3 ปีที่แล้ว +1

      ive lived in england. nowhere near as bad for the business factor. like 20+ days off to start as standard. 37 hours (at least used to be) full time in newcastle upon tyne. health care so much simpler and better. in america i made big bucks but i was also working like a literal maniac.

    • @Alex1234496
      @Alex1234496 3 ปีที่แล้ว +1

      Hello from Ilford peeps.

    • @Helmsleygirl
      @Helmsleygirl 3 ปีที่แล้ว +1

      Live 60 miles from London, does that count ? 😂 love London 🥰

  • @ktee1403
    @ktee1403 3 ปีที่แล้ว +11

    I'm a happy 33 year old who still has a CRT TV, watches VHS, does not have prime, Netflix, hulu, Disney+, cooks at home, drives a 5+ year old car (paid off), and still uses a 5+ year old phone.

    • @zunaiandre2341
      @zunaiandre2341 3 ปีที่แล้ว +4

      Just 5+cars,try 21yrs old car still rolling

    • @rickyrick9328
      @rickyrick9328 3 ปีที่แล้ว +1

      5+ year old car isn't that old... the NEWEST vehicle I drive is 30 years old and I'd take it over a new car any day - it's paid for, gives me no trouble, and is easy to work on.

    • @ktee1403
      @ktee1403 3 ปีที่แล้ว

      @@rickyrick9328 my current car is a 2012 Escape. My car before that was an '85 Volvo. So, I'm still in the infancy stage of my new car.

    • @inertiaforce7846
      @inertiaforce7846 3 ปีที่แล้ว

      @@zunaiandre2341 I've got a 21-year-old car right here almost 22 it's a 99 Camry four cylinder 198,000 MI.

  • @DerkyYog
    @DerkyYog 3 ปีที่แล้ว +1

    I fishing this weekend and also paid off my car today. Thanks for all you do Dave

  • @ghostlyone2
    @ghostlyone2 3 ปีที่แล้ว +1

    I finally got my wife (33) to quit FB, after years of telling her she didn't need it (Honestly, how much research that correlates time spent on social media to unhappiness do you need?). On her very first day she came home and told me how liberating it was.

    • @insideambersworld7370
      @insideambersworld7370 3 ปีที่แล้ว

      I finally convinced my husband the same! The only thing I have is you tube. FB has no benefits and adds too much stress.

  • @michaelb4546
    @michaelb4546 3 ปีที่แล้ว +69

    I'm debt free!!!

    • @rm2kmidi
      @rm2kmidi 3 ปีที่แล้ว +4

      Me too! This month

    • @markh.6687
      @markh.6687 3 ปีที่แล้ว

      WOO HOO!!

    • @sondersrn8061
      @sondersrn8061 3 ปีที่แล้ว

      🙋🏻‍♀️

    • @GO-cz7cl
      @GO-cz7cl 3 ปีที่แล้ว

      GOOOOOD!

    • @jundialhaqiqa9907
      @jundialhaqiqa9907 3 ปีที่แล้ว

      Me too, I am debt free for like two days out of the month. I put about 200 a month on the credit card to build my credit. I don't need to use the credit card cause I can pay for everything in cash, once I hit 800 or so I will stop using the credit card.

  • @pipiripaosolis3277
    @pipiripaosolis3277 3 ปีที่แล้ว +18

    Our culture has a parenting problem! Parents nowadays have no balls to supervise and correct their freaking kids!

    • @johnmitchell2741
      @johnmitchell2741 3 ปีที่แล้ว +2

      Right on

    • @ShandaP018
      @ShandaP018 3 ปีที่แล้ว +1

      If the really did, CPS would get involved smh

  • @TheDutchman58
    @TheDutchman58 3 ปีที่แล้ว

    I got the first CAD computer back in 1986 for our engineering company. I was astounded how quickly I could get things done. Same with the new word processors we used. But all we did was cram more work into the day, we didn't finish a "days worth" of work early and go home. It is based on the "tyranny of the immediate". We actually debated back then if we wanted to get a fax machine, simply because we knew our clients would EXPECT us to get the work done quicker and to them faster...putting a huge amount of strain on our employees. But hey, our competitors were going to, so we had to.

  • @Genxrgonemad
    @Genxrgonemad 3 ปีที่แล้ว +3

    I love the Socratic method. Dave I think appreciates this. One of my favorite episodes ever.

  • @erimei8478
    @erimei8478 3 ปีที่แล้ว +7

    It's social media... constant comparison not only to those within our social milieu, but also those well outside of it. it breeds rampant insecurity especially among millennials who have now faced two major economic setbacks since coming of working age. Everywhere you look, you're made to feel inferior to others. All this hyper productivity and "advancement" really doesn't amount to much.

    • @duncanbug
      @duncanbug 3 ปีที่แล้ว

      It’s brutal for me. Thanks for saying this.

  • @rosejones2932
    @rosejones2932 3 ปีที่แล้ว

    Let there be peace on Earth - and let it begin with me. This is one of the best videos I have seen from Dave.

  • @AceTheDragon
    @AceTheDragon 3 ปีที่แล้ว +46

    I don't think there needs an explanation. Our culture has a problem....period. This is so freakin' true.

    • @AceTheDragon
      @AceTheDragon 3 ปีที่แล้ว +1

      I probably should have just commented 'AMEN' it works as well.

    • @venomtang
      @venomtang 3 ปีที่แล้ว

      Okay great, now take it one step further: What's the root cause and how can society fix that as a whole?

  • @pierre6372
    @pierre6372 3 ปีที่แล้ว +15

    I’m 19 getting paid to go to College by getting scholarships. Although I don’t agree with everything that Dave Ramsey says, I like his wisdom and way of thinking.

  • @USMCGamerGuy
    @USMCGamerGuy 3 ปีที่แล้ว

    After reading the Total Money Makeover, I decided to go all in these baby steps. Currently working baby step #2 and excited to check back in when I get to step #3. Have a blessed day and stay motivated everyone!

  • @ExperienceMoe
    @ExperienceMoe 3 ปีที่แล้ว +8

    This topic about being "busy" hits me hard. I'm 25 years old, I have my own business (cellphone/repair store) that I've been in for about 4 years. I was able to scale save money over time but still have the blessing to enjoy life (traveling, trips, cars, etc). The point I'm getting to is where do I draw the line between doing what I love and doing what I'm good at? I've always had the passion for creating/videography and have been blessed to travel and meet amazing people but I feel like I'm tied down to by my cellphone stores, trying to micromanage that between trying to launch my videography/creative marketing company and the stress of dealing with other people around me, etc. I know I'm in a great spot financially, but mentally I'm torn between business and my passion turning into my main income.

    • @Kristaholmes96
      @Kristaholmes96 3 ปีที่แล้ว +1

      I’m sorry. Is there any way you can hire more people to work for you - to allow for expanding your business ? It’s got to be exhausting.

  • @AlexanderRamsey
    @AlexanderRamsey 3 ปีที่แล้ว +26

    I think anxiety is rampant. Its in me and I've had to start medication, which has helped immensely. But I am sad that it has come to this, that the world is so strained.

    • @Eaglejake
      @Eaglejake 3 ปีที่แล้ว

      Everyone has anxiety, but it is completely subjective. Your best "medication" is to open your eyes and look in the mirror. You probably have it better than 90% of the world.

  • @ikkakukempachi4866
    @ikkakukempachi4866 3 ปีที่แล้ว +5

    John's point at the beginning is just on POINT!
    It seems like to every problem is a solution that is waiting to be problem.

  • @misterj1396
    @misterj1396 3 ปีที่แล้ว +17

    I blame public schooling. I literally had to teach myself how to invest. I didn’t even know how to when I was in my twenties.

  • @keleamartin6978
    @keleamartin6978 3 ปีที่แล้ว +9

    I love your new cohost. He is a fantastic addition!

    • @SimpleHumman
      @SimpleHumman 3 ปีที่แล้ว

      I like him too, do you know his name?

  • @pgbollwerk
    @pgbollwerk 3 ปีที่แล้ว +17

    This shouldn't be surprising in a culture that values monetary success over human well being. Many other modern countries have objectively happier people. Perhaps we can learn something from them.

    • @jimroscovius
      @jimroscovius 3 ปีที่แล้ว +4

      It's not really about money or things. It's about doing whatever Joe Blow celebrity says to do.

    • @gd2561
      @gd2561 3 ปีที่แล้ว +3

      Family, Friends & Food is the Italian culture! 👍😊

  • @flisfinance5680
    @flisfinance5680 3 ปีที่แล้ว +1

    I get this! People just do to much and with that money starts to become a problem

  • @nileskeller7195
    @nileskeller7195 3 ปีที่แล้ว +5

    Grad school taught me that working 80 hours/week on an adrenaline high is the new "normal".

  • @Woopigmavs
    @Woopigmavs 3 ปีที่แล้ว +4

    I completely agree with this. I think a big problem comes into play when our day jobs demand us to adopt that busy/over productive mindset. I work in corporate supply chain for a large international corporation. We are very profitable and efficient. We don’t NEED to be any faster or make more money, but I could never say that to my boss, she could never say that to her boss, etc. So individuals get stuck trying to be busy or look busy for the sake of security since everything tells us that’s how we’re supposed to feel. I’m 27 and can’t imagine how that busyness will exponentially increase once we have kids and feel like bad parents if we don’t have them in 15 activities every week. Feels like busyness is a widely know problem, but with no/very few practical answers.

  • @DrJaredNelson
    @DrJaredNelson 3 ปีที่แล้ว +5

    Balance is key! If you aren't whole, things can fall apart pretty quickly.

  • @phatcrayonz
    @phatcrayonz 3 ปีที่แล้ว +3

    I love Dave.

  • @MikeySlice
    @MikeySlice 3 ปีที่แล้ว +45

    Thanks for not mentioning us 29 year olds!

  • @antoniogianni2721
    @antoniogianni2721 3 ปีที่แล้ว

    I dont always agree with Dave but they are spot on with this one...

  • @FloydofOz
    @FloydofOz 3 ปีที่แล้ว +33

    Ramsey needs to go on Rogan.

    • @ethangilmore7477
      @ethangilmore7477 3 ปีที่แล้ว +1

      Fr but I doubt he ever will.

    • @inertiaforce7846
      @inertiaforce7846 3 ปีที่แล้ว +2

      Ramsey IS the new Rogan. It's Rogan that needs to go on Ramsey.

    • @moneybee
      @moneybee 3 ปีที่แล้ว +6

      Or Rogan needs to call into Ramsey! :)

  • @rorexc
    @rorexc 2 ปีที่แล้ว

    I wish I would have found you right after highschool. I needed all your advice back then. School I learned so much stuff I don't use today. I wish they showed us you in highscool.

    • @randomyoutuber308
      @randomyoutuber308 2 ปีที่แล้ว +1

      With all the useless courses that were required of me in high school and college its absolute insanity a basic financial literacy course wasn't one of them.

    • @rorexc
      @rorexc 2 ปีที่แล้ว

      @@randomyoutuber308 absolute facts. Took three different math classes but no financial courses

  • @hunterjohnson4954
    @hunterjohnson4954 3 ปีที่แล้ว +1

    Accessibility. That’s what we are talking about here. Food? Get it in 2 minutes in a drive through? A partner? Swipe right on a dating app. Need money, you over-spent kid? Apply on this online website in 10mins and your loan will be fulfilled in 24hrs.
    Accessibility. It’s the reason.

  • @jasond9569
    @jasond9569 3 ปีที่แล้ว

    i like this kind of video. The talking without a caller sometimes is good to hear.

  • @codyweaver7546
    @codyweaver7546 3 ปีที่แล้ว +19

    Idk man who taught these kids to overload their lives? Who put them in soccer, math league, active in youth group, boy scouts and straight A students?
    WHO MADE US THIS WAY?

    • @umiluv
      @umiluv 3 ปีที่แล้ว +2

      Parents who were worried their kids were going to be behind the competition.

    • @Kidsinamerica
      @Kidsinamerica 3 ปีที่แล้ว +2

      @@umiluv ...YEP.....older-folks who believe that it is more-important to be "competitive" than to be happy.

  • @sebastiandenenfeld9886
    @sebastiandenenfeld9886 3 ปีที่แล้ว

    I can say shortly mr.Dave Ramsey! Great Wisdom !!!

  • @xman666soad
    @xman666soad 3 ปีที่แล้ว

    Another similar analogy is during thanksgiving we stack our plate with a large helping of each dish.
    Let’s subtract some of those things and eat in more thoughtful amounts.
    Sometimes you just need to hear someone else say it.

  • @0.o650
    @0.o650 3 ปีที่แล้ว

    I needed to hear this! Had my coworkers tell me yesterday, this is just reaffirming.

  • @JA-3219
    @JA-3219 3 ปีที่แล้ว

    As soon as you mentioned to take something away a song came to mind - Conway Twitty “Happy Birthday Darlin’”. The songs speaks to taking things away to make you happy. I personally think it’s relevant to your discussion plus it’s a good song.

  • @jamescadzow9545
    @jamescadzow9545 3 ปีที่แล้ว +9

    When you take on someone else's problems, it becomes your unwanted baggage..
    Focus on things that bring you joy and peace, and not Toxic Distractions outside of True Self..

    • @terrao4971
      @terrao4971 3 ปีที่แล้ว

      You have no idea how much this applies to me right now 🤦🏻‍♀️

    • @jamescadzow9545
      @jamescadzow9545 3 ปีที่แล้ว

      @@terrao4971 It's just a sign you needed to hear it, in this present moment. No one ever dies from a snake bite. It's the venom that continues to pour through your body after the bite that ends up destroying you. Chances are that during your lifetime you will be bitten by a few snakes, but it's up to you to neutralize the bite by forgiving yourself and continuing to move forward.

  • @BlueStreak706
    @BlueStreak706 3 ปีที่แล้ว +9

    “One variable go wrong and the whole thing looks like a cartoon” -Dave Ramsey

  • @geoffreyyoste45
    @geoffreyyoste45 3 ปีที่แล้ว

    Guys that was a great video, I think it really does speak to many generations.

  • @garikj766
    @garikj766 3 ปีที่แล้ว

    I agree with people not getting enough time to live life. Often get stuck also with a lot of peers that don't know how to stop or see stopping as evil. End up with cranky dissociated people or people that have to put in a show and fake it, with uneven measures of life, a bunch of money, and no fulfillment or sense of personal accomplishment in one's own familial life. Time being drawn away to business, or catching up with the economic curve and family no longer becomes a respite or place of growth, but a design of capitol empire or an ever consuming sort of lifestyle.

  • @WingsOfDomesticViolence
    @WingsOfDomesticViolence 3 ปีที่แล้ว +1

    House - Bought in Cash
    Car - Bought in Cash
    Debt - None
    25 with a Basic Job and full bank account. if you listen to Dave he will lead you to the water, but he can't make you drink.

  • @AS-ng5pi
    @AS-ng5pi 3 ปีที่แล้ว +13

    Best lesson: Those who get wealthy are ALWAYS the tortoise, NEVER the hare. Anyone tells you different, they are selling you something.

    • @sitka49
      @sitka49 3 ปีที่แล้ว

      just as long as you have the time.

  • @trailrunnah8886
    @trailrunnah8886 3 ปีที่แล้ว +2

    I wish I had that addiction to busyness, I tend to skew a little too far the other way.

    • @jackiem9460
      @jackiem9460 3 ปีที่แล้ว +1

      Me too but maybe it's a blessing in disguise.

  • @AKBRONCOSFAN007
    @AKBRONCOSFAN007 3 ปีที่แล้ว +9

    Sometimes less is more and this would be one of those times.

  • @stevenm732
    @stevenm732 3 ปีที่แล้ว +1

    There’s definitely, let’s call it a force out there that sits in the back of your mind that pushes you to make every moment, a moment that’s working towards something meaningful to your life goals. And time spent on anything that isn’t that feels wasted and that force makes you feel guilty. And I think of you can’t find something to fill those moments that propels you to your goals and also satisfies your soul that your going to be in for a really tough time.

  • @1.5Koreans0.5American
    @1.5Koreans0.5American 3 ปีที่แล้ว +3

    I’m 27 years old. Thank you for sharing.

  • @davidtrejo5254
    @davidtrejo5254 3 ปีที่แล้ว

    I learned a lot from this episode. Thanks.