Sir one of our customers want to avail AIF for building godown. What to write for potential to generate income because godown itself does not generate income.
PMFME. Foods related whereas Pradhan Mantri Kusum Yojana is related to energy sector, then how will be their combination and is it possible to take grants from both in F under AIF.
Ankush ji, If a customer is availing TL of 2 crore under NAIFF Scheme from Bank A, Can it be taken over by Bank B and in this whether customer will continue having benefits of subsidy. Also if there are any pre closure charges
Sir Could u please confirm me that the schemes like AIF or any other govt. schemes comes under which regulator. As I have seen that there multiple departments in Agriculture Industry and every scheme is having its own rules specially when it comes in relation to ROI which we offer to customer . So in order to gain the knowledge which is the main regulator . As in case of Insurance IRDAI is the main website or regulator where a customer can go and take knowledge.
Agar ek bar 1.84 cr ka loan liya hai aue ek sal bad pata kar 1.12 cr ka loan existing hai tab coustomur ko aur loan chahiye to wo bhi aif cover hoga ki nahi
Sir there was a small doubt like there is a top up scheme in the Agriculture Infrastructure Fund Scheme under which Kusum Prime Minister Kusum and. PMFME can be taken as top up but if you want to take both together then
Sir you told cgtmse coverage is upto 2 crores. Beyond 2 crores bank can take security but actually if whole loan becomes bad cgtmse will give 1.5 crores then fir remaining 50 lakhs what bank will do as its unsecured.
Sir i want to make a net house,can i make it in this scheme, cost of my project is only 30 lake.how can i make DPR for my project and apply for a loan.
Sir Can a customer avail two/multiple TL under AIF. For example- One client has taken TL of Rs. 65 Lakhs under AIF for Rice Milling Plant machinery. Now same client has approached us for TL of Rs. 40 lakhs for Sortex Plant under AIF itself. In this case can we process multiple TL upto 200 lakhs for same client at same workplace.
Sir, My loan is approved(3 lac,nursery loan), bank says you have to give 9% interest rate, 3% subvention from govt. after 1 year. I am not clear about interest subvention, plz help me.
You must chosen preference. Approval on aif portal is just in principle and it is not final. Last decision is of banks only which will be done at branch level..
Dear Ankush in your previous video you had told that the CGTME guarantee will now cover 5 crore but in this video, you are saying covers only upto 2 crore please clarify this, 2nd is CGTMSE Fees is paid by applicants, bank charge fees from applicants, but you are saying it is paid by the bank and reimbursed by govt, Please clarify these 2 points, I am confused about this
Hi vinay. Please understand that AIF scheme and cgtmse are two different schemes. However AIF scheme department takes partial help of cgtmse department for implementing and enhancing the benefits of their scheme. Accordingly, AIF team and cgtmse has agreed that the cgtmse will provide cover upto 2 crores for projects under aif scheme and also the cgtmse fee shall be paid by aif on behalf of borrower as part of additional benefit
It should be reimbursed to the customers by the banks since as per policy it is clearly mentioned that cgtmse fee will be reimbursed by the govt. To the banj
Enformative❤
Thank you
Good morning sir, I watch your videos on TH-cam, there is a lot of knowledge with line to line facts, thank you very much for guiding us all.
Thank you
Very very informative
Thank you
Sir kindly make detailed videos on NPA recovery tools ...like OTS , SARFAESI etc
Ok
Sir one of our customers want to avail AIF for building godown. What to write for potential to generate income because godown itself does not generate income.
That I can't tell.. only client can explain this in detail
PMFME. Foods related whereas Pradhan Mantri Kusum Yojana is related to energy sector, then how will be their combination and is it possible to take grants from both in F under AIF.
I will read pmfme and confirm
Sir AIF ka project report kaise fill karenge thoda bataiye
Ok
Ankush ji, If a customer is availing TL of 2 crore under NAIFF Scheme from Bank A, Can it be taken over by Bank B and in this whether customer will continue having benefits of subsidy. Also if there are any pre closure charges
Will check and confirm bacj
Sir what to write in proposal where customer wants to avail the benefits of agri infra fund
Just explain the details of project and it's potential to generate income
Sir Could u please confirm me that the schemes like AIF or any other govt. schemes comes under which regulator. As I have seen that there multiple departments in Agriculture Industry and every scheme is having its own rules specially when it comes in relation to ROI which we offer to customer .
So in order to gain the knowledge which is the main regulator . As in case of Insurance IRDAI is the main website or regulator where a customer can go and take knowledge.
Hi there is no such central single regulator.
@@AnkushJain oky so can we say that there are multiple departments and schemes which are run by the govt.
Yes exactly
Agar ek bar 1.84 cr ka loan liya hai aue ek sal bad pata kar 1.12 cr ka loan existing hai tab coustomur ko aur loan chahiye to wo bhi aif cover hoga ki nahi
Plz reply for aif scheem
Main check krke btauga
Sir there was a small doubt like there is a top up scheme in the Agriculture Infrastructure Fund Scheme under which Kusum Prime Minister Kusum and. PMFME can be taken as top up but if you want to take both together then
Yeah there was a provision, i will let you know
AIF scheme have also included land purchase cost ??
Will recheck
Sir you told cgtmse coverage is upto 2 crores. Beyond 2 crores bank can take security but actually if whole loan becomes bad cgtmse will give 1.5 crores then fir remaining 50 lakhs what bank will do as its unsecured.
Bank will file court case and declare insolvency of client and take charge on his personal free assets for recovery
@@AnkushJain can bank take charge on the personal asset even if it's not mortgaged
@@arnabganguly5634 yes under court order.. that is why we check net worth of borrower and derive comfort from it
@@arnabganguly5634 but practically this hardly happens
Sir i want to make a net house,can i make it in this scheme, cost of my project is only 30 lake.how can i make DPR for my project and apply for a loan.
Pl take help of local professionals who makes dpr etc
Sir Can a customer avail two/multiple TL under AIF.
For example- One client has taken TL of Rs. 65 Lakhs under AIF for Rice Milling Plant machinery.
Now same client has approached us for TL of Rs. 40 lakhs for Sortex Plant under AIF itself.
In this case can we process multiple TL upto 200 lakhs for same client at same workplace.
Yes we can upto limit of 2 crores
Sir, My loan is approved(3 lac,nursery loan), bank says you have to give 9% interest rate, 3% subvention from govt. after 1 year. I am not clear about interest subvention, plz help me.
It is refund of interest cost
Pls share your contact information
In AIF loan bank interest rate is fixed or floating?
Floating
Hello sir, In AIF, Maximum moratorium period for nursery loan.
I think it is internal call of the bank. Max. Morat is of 2 yrs and same may vary as per different industry and banks call
@@AnkushJain Bank says maximum 6 months, is there any evidence or rule that I will show to the respective bank.
No it's their own call
PMU se varified ho gyi fail sir aage kya kare
Fail ho gyi ya ok ho gyi?
@@AnkushJain ok hui h sir
Bs ab ik unique number mil gya hoga so bank mein apply kro for loan
Kha pr milega vo number sir
Jo approval aayi hai usmein likha hona chahiye.. baaki mje 100% nhi sure may b process change ho gyi ho.. pehle to hota tha
Sir Please make more videos on MPBF video with example balance sheet
Ok
Thanks u so much sir
👍
@@AnkushJain Yes sir ... even i have also requested u earlier
Sure
In AIF portal, I have applied for a loan in 3 banks nearby my home. In three banks loan application approved. Is there any problem?
You must chosen preference. Approval on aif portal is just in principle and it is not final. Last decision is of banks only which will be done at branch level..
Will 2 Cr. Include GST or bot
Without gst
Could not get it
@@AnkushJain Sir I want to know for AIF Loans Assessment, will GST included ASSET price to be considered or excluded as per Law
Excluded
Dear Ankush in your previous video you had told that the CGTME guarantee will now cover 5 crore but in this video, you are saying covers only upto 2 crore please clarify this,
2nd is CGTMSE Fees is paid by applicants, bank charge fees from applicants, but you are saying it is paid by the bank and reimbursed by govt,
Please clarify these 2 points, I am confused about this
Hi vinay. Please understand that AIF scheme and cgtmse are two different schemes. However AIF scheme department takes partial help of cgtmse department for implementing and enhancing the benefits of their scheme. Accordingly, AIF team and cgtmse has agreed that the cgtmse will provide cover upto 2 crores for projects under aif scheme and also the cgtmse fee shall be paid by aif on behalf of borrower as part of additional benefit
@@AnkushJain but when we sanctions aif cases we charges cgtmse fees from customer
It should be reimbursed to the customers by the banks since as per policy it is clearly mentioned that cgtmse fee will be reimbursed by the govt. To the banj
@@AnkushJain thanks ankush
@@AnkushJain thanks ankush
Pl make a video on CGTMSE if feasible
th-cam.com/video/KDWXlWjqSvA/w-d-xo.html
th-cam.com/video/RHBewQq3byA/w-d-xo.html
Sir pls discuss briefly on CHANNEL FINANCING also sir...
th-cam.com/video/sTwb6QRNcec/w-d-xo.html
Pl find
Sir ji aapke number kya hai
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