FD & Saving Account Interest - TDS and Income Tax Rules 2024 | Senior Citizen Interest Income Rules

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  • เผยแพร่เมื่อ 10 ก.ย. 2024
  • FD & Saving Account Interest - TDS and Income Tax Rules 2024 | Senior Citizen Interest Income Rules
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ความคิดเห็น • 151

  • @WestonScally7614
    @WestonScally7614 2 หลายเดือนก่อน +52

    I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket.

    • @SaintYvess
      @SaintYvess 2 หลายเดือนก่อน +21

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      @sting_grayl 2 หลายเดือนก่อน +15

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    • @sting_grayl
      @sting_grayl 2 หลายเดือนก่อน +10

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    • @AddilynTuffin
      @AddilynTuffin 2 หลายเดือนก่อน +2

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  • @rajmathur8735
    @rajmathur8735 5 หลายเดือนก่อน +18

    Senior citizens are suffering from all these complited norms.there should be very easy processer for them . Physically they are not able to do all formalities .govt should think over it seriously .

  • @GurmelSingh-qx8er
    @GurmelSingh-qx8er 5 หลายเดือนก่อน +22

    Tax, TaX, And Govt Of Extra Taxes And Extra Burden Of Baseless Rules. Income Tax Limit Should Not Be Less Then 20 Lacs For Normal Standard Of Living. Health Of Senior Citizen Becomes Down . So Senior Citizen Should Be Free From Any Stresses. SoAll Types Of Income Taxes Should Be Exempted For The Sake Of Justice In The Last Days Of Life Or At The End Of Life On Humanitarian Ground Also.

  • @gkvnarayanrao8244
    @gkvnarayanrao8244 5 หลายเดือนก่อน +18

    All the senior citizens should be exempted from tax rules and submitting ITR forms

  • @santansinha3057
    @santansinha3057 5 หลายเดือนก่อน +13

    70 + walo ko I T mukta karna chahiye unko itna lafda me kiun dalte ho Bhai?

  • @rajendranathbanerjee4868
    @rajendranathbanerjee4868 5 หลายเดือนก่อน +7

    Why citizens will pay so many and so much of taxes. ? Bank'

  • @AnilKumar-bk1yd
    @AnilKumar-bk1yd 5 หลายเดือนก่อน +19

    What is new....? Everything is same. Just unnecessarily wrong heading is given to attract viewers. Even these guys are fooling senior citizens .

    • @TheMauryaAFTClasses_official
      @TheMauryaAFTClasses_official  5 หลายเดือนก่อน +5

      This will continue till 31st July 2024... after that person has to file itr under New tax regime where no such deduction is available...so to make aware of senior citizens this content is created. People making tax planning must know which tax regime would be better for them... such comparison has also been made in this video... there might be lot numbers who don't know about such rule.. this video will help them to get insight of TDS and Tax.

    • @MrAtul1962
      @MrAtul1962 5 หลายเดือนก่อน

      senior citizen is like bagasse for them

    • @kishoredave1148
      @kishoredave1148 5 หลายเดือนก่อน

      Yes.They are befooling.He has not shown "standard deduction "of ₹50,000/- available in both the tax regimes.बकवास है।

    • @SubhashKalra-lc7kk
      @SubhashKalra-lc7kk 5 หลายเดือนก่อน

      @@MrAtul1962aeर

  • @rashmibhardwaj6576
    @rashmibhardwaj6576 2 หลายเดือนก่อน

    बहुत अच्छे तरीके से समझाया।बधाई।👌👌

  • @dilipmehta8883
    @dilipmehta8883 5 หลายเดือนก่อน +4

    I heard the entire video hoping there will be something new as mentioned in the beginning. But there was nothing new ,just wasted my time and data .

  • @vinodsitoke7495
    @vinodsitoke7495 2 หลายเดือนก่อน

    Very nice and inspiring guidance on I Tax TDS for Sr.citysion . Have a nice day and God bless you.👌🙏

  • @indiraoberoi
    @indiraoberoi 5 หลายเดือนก่อน +3

    Do senior citizens age over 75years, have to file ITR? Earlier we did not have to file. 🙏

  • @dspb9605
    @dspb9605 4 หลายเดือนก่อน +1

    SD left out. Govt should show mercy on senior citizens above 75 and keep them out of IT.

  • @h.lakshmana.apptha7115
    @h.lakshmana.apptha7115 5 หลายเดือนก่อน

    sir, thank you for the information you providing to senior citizens,

  • @jaisinghverma8958
    @jaisinghverma8958 หลายเดือนก่อน +1

    I being retired HPSS officer brought to your notice that all the senior citizens may be exempted from the income tax because they are not having any income from the other source besides this we are having family and our children are having their own family but they are not in regular job, they are unable to pay their children school fee they're playing the same from my pension besides this I belong from the general category, I request you please exempt for me from the income tax. With regards.

  • @bijoysinha2294
    @bijoysinha2294 หลายเดือนก่อน

    Thanks for the video. Excellent.

  • @manojmurmu5267
    @manojmurmu5267 5 หลายเดือนก่อน +1

    Very good information . Thanks very much .

  • @zakiyunnisanmalik7956
    @zakiyunnisanmalik7956 2 หลายเดือนก่อน +1

    Very good 👍

  • @pradeephegde227
    @pradeephegde227 หลายเดือนก่อน

    Very very informative, thanks a lot

  • @rachnasharma2499
    @rachnasharma2499 หลายเดือนก่อน

    very conclusively explained

  • @ramgulamtripathi7157
    @ramgulamtripathi7157 4 หลายเดือนก่อน

    Good information .. 2:54

  • @KamalAggarwal-vs8cp
    @KamalAggarwal-vs8cp 2 หลายเดือนก่อน +1

    GR8

  • @amitkumarbaidya7172
    @amitkumarbaidya7172 5 หลายเดือนก่อน

    Thanks Dear . Properly explained

  • @vinoddikshit8942
    @vinoddikshit8942 4 หลายเดือนก่อน

    Very nicely explained. Thanks.

  • @rammalik3516
    @rammalik3516 5 หลายเดือนก่อน +1

    Maurya ji, this video is creating confusion over TDS on intt income from saving account of senior citizens. Pl. Clarify.

  • @chandrashekhardeshpande6090
    @chandrashekhardeshpande6090 5 หลายเดือนก่อน +1

    Sir Thanks. बहुत अच्छा समजाया. 🙏🙏🙏👍

  • @NileshKakkad-vf3qh
    @NileshKakkad-vf3qh 5 หลายเดือนก่อน

    VAH KITNI AASANI SE SAMJATE HO MAZA AA GAYA

  • @awadheshprasad9125
    @awadheshprasad9125 5 หลายเดือนก่อน

    Excellent thanks

  • @mukundgujarathi4228
    @mukundgujarathi4228 5 หลายเดือนก่อน +1

    Is NSC intrest considered in Tax deduction? Please reply

  • @richasharma2934
    @richasharma2934 หลายเดือนก่อน

    Sir standered deduction kaha /kab ghataya jaiga apne nahi bataya?

  • @ProfDJPatel
    @ProfDJPatel หลายเดือนก่อน

    Is it correct bank deduct tds on acrual interest in current year and this interest paid next year and again deduct tds I.e. twice tds deducted

  • @babulalmali3787
    @babulalmali3787 5 หลายเดือนก่อน +1

    What about standard
    deduction of Rs. 50000/-in new regime slab, Discuss.

  • @gcagrawal4119
    @gcagrawal4119 5 หลายเดือนก่อน +1

    What about Standard Deduction.

  • @khairunnisasyed1874
    @khairunnisasyed1874 หลายเดือนก่อน

    FD mature hone pe bank TDS deduct kre ga , k every year minus hote jaye ga? 🤔

  • @raghubirsingh6780
    @raghubirsingh6780 5 หลายเดือนก่อน +2

    S D दोनों रिजीम में उपलब्ध है।

  • @shravanchourasia8138
    @shravanchourasia8138 5 หลายเดือนก่อน +1

    ऐसी ही सरल शैली में कैपिटल गैन पर कैसे टेक्स केलकुलेट करना पड़ेगा। बतलाइए।

  • @rameshjain4369
    @rameshjain4369 5 หลายเดือนก่อน +1

    Is TDS being deducted on accrued interest on FDs in a particular financial year.

  • @maninderbandesha5476
    @maninderbandesha5476 5 หลายเดือนก่อน

    Excellent sir ji thanks

  • @abhijitkar7280
    @abhijitkar7280 หลายเดือนก่อน

    Std deduction in old tr rs 50000 not dedicated in your example, explain pl

  • @sakharammohite610
    @sakharammohite610 4 หลายเดือนก่อน

    क्या हम कहिसे भी वान लाइन १५एच का फार्म भर सकते हैं? क्यों की यहा जिस ब्यांक में खाता है ओ ब्यान्क फ़ार्म सबमिट कर रहे हैं वो ब्यान्क फार्म लेने से इंकार कर रहे हैं क्या करे?

  • @aswinikumarmisra7821
    @aswinikumarmisra7821 หลายเดือนก่อน

    You have not shown the standard deduction from the gross income.

  • @madhavjijakhra393
    @madhavjijakhra393 หลายเดือนก่อน

    april to March leekh konsa sal ac year neekal pada hay

  • @marotighurde
    @marotighurde หลายเดือนก่อน

    Very nice information,you may send detail data onscrine for publik information.

  • @swapankumarpal-hn1ch
    @swapankumarpal-hn1ch 2 หลายเดือนก่อน

    Exemption under new regime for 82yrs
    At sh❤

  • @anjanchakrabarty9343
    @anjanchakrabarty9343 4 หลายเดือนก่อน

    How tds calculated from monthly pension amunt in new tax regime for fy 2024 to 2025 by employer

  • @rohinidhopavkar2728
    @rohinidhopavkar2728 5 หลายเดือนก่อน

    Dhanyavad

  • @MrAtul1962
    @MrAtul1962 5 หลายเดือนก่อน

    Our savings spent 8n paying taxes &charges a0nd our receivable funds gobbled up by this govt using IRS-CD-CCI-CF.

  • @rosammarajan9313
    @rosammarajan9313 2 หลายเดือนก่อน

    Form 15H submit karne ke baad bi ITR file karna padtha hei? I am sr citizen.

  • @gopalgawande9913
    @gopalgawande9913 5 หลายเดือนก่อน

    Those who are not pensioner but interest get through fd,sv.intr. any type,why not treated this is his income and why not calculate tax as slab rate.

  • @kaalbairav8944
    @kaalbairav8944 3 หลายเดือนก่อน

    Once TDS cut on FD as said in example ,7500; net amount Rs67500 is is credited to my account..Then please tell me Rs 67500 is to be shown in ITR 1 OR NOT ,if it is so, where and how to show.? Or

  • @gangadharbhardwaj
    @gangadharbhardwaj 5 หลายเดือนก่อน

    very nice

  • @gyanchanddhabaria1253
    @gyanchanddhabaria1253 หลายเดือนก่อน

    New rijim me Form 15H kitne incom per de sakte h

  • @ramprasadagrawal3279
    @ramprasadagrawal3279 5 หลายเดือนก่อน

    Also fd intrest and salery total is less than 7 Lac in same bank no TDS will be ducted

  • @puti2147
    @puti2147 5 หลายเดือนก่อน

    Was any Income Tax levied by the Parties of the Benami contributions to Political Parties in the Electoral Bonds Scheme.

  • @surenderreddy3737
    @surenderreddy3737 3 หลายเดือนก่อน

    Accrual interest on fd taxable?

  • @shantisarup2034
    @shantisarup2034 4 หลายเดือนก่อน

    Why submit form 15when income is already taxable?

  • @jitendrasurti3283
    @jitendrasurti3283 5 หลายเดือนก่อน

    Nice information

  • @chaynecreations2776
    @chaynecreations2776 หลายเดือนก่อน

    IF I SUBMIT WITOUT AIS THEN ?

  • @sureshvardhan75
    @sureshvardhan75 หลายเดือนก่อน

    Std deduction Kahan gyee yeh gross account se 50000/-minus kyun nahi kiya

  • @amarnathgupta2954
    @amarnathgupta2954 5 หลายเดือนก่อน

    You have not told about the exemtion of Standard Deduction under both the tax regimes.

    • @TheMauryaAFTClasses_official
      @TheMauryaAFTClasses_official  5 หลายเดือนก่อน

      Yes Standard deduction is allowed at the time of filing Income Tax Return.... here in this video I haven't taken into consideration...& it has been mentioned that all figures are for illustrative purpose only and please do your calculation as per your case...by taking into consideration standard deduction.. there is lot of things to explain but it is not possible to take each and everything in short span video... those who know provision of income tax will do according. However in other video I have explained standard deduction in detail...

  • @surenderpal9102
    @surenderpal9102 หลายเดือนก่อน

    Accrued intrest is taxable

  • @rajivvaidya2222
    @rajivvaidya2222 3 หลายเดือนก่อน

    80 T T B मे 50,000 के उपर जो अमोन्ट है उसिपर टॅक्स लगेगा नां , पुरी अमाऊंटपर कैसे लगा रहे है ?

  • @vimalkumardixith7537
    @vimalkumardixith7537 12 วันที่ผ่านมา

    सरकार ने निचले स्तर पर कर नीति से जमा पर नुकसान है। एफडी पर 50000 हजार से अधिक ब्याज पर कर है। पूजीपति का कर माफ करते हैं। सरकार मध्यम बर्ग का खून पी रही है। आपका कथन बकबास है।

  • @LalSinghRathore-qz6yw
    @LalSinghRathore-qz6yw 5 หลายเดือนก่อน +1

    Existing provions nothing is new for current financial year.

  • @rameshjain4369
    @rameshjain4369 5 หลายเดือนก่อน

    Kya accrued interest par bhi TDS kat ta hai.

  • @balkrishan89
    @balkrishan89 4 หลายเดือนก่อน

    31 मार्च 2024 को समाप्त तिमाही में मिलने वाले इंट्रेस्ट (SCSS & Saving account), जोकि अप्रैल मास में क्रेडिट हुआ, का calculation FY 2023-24 (AY 2024-25) में करें या next fy me

  • @vidyagokhale9881
    @vidyagokhale9881 5 หลายเดือนก่อน

    What about. 75 years old person. Tax maaf karane waale hai Elise sauna hai.

  • @shielanayak9200
    @shielanayak9200 หลายเดือนก่อน

    If I have only Bank FD interest income why I dont have't get standard deduction of Rs 50000/=

    • @dipakfarkade793
      @dipakfarkade793 หลายเดือนก่อน

      No.S.D. is permissible
      only for salary class persons and pensioners

  • @rambhajbargujar4986
    @rambhajbargujar4986 4 หลายเดือนก่อน

    Aap ne standard deduction Rs 50000 milita hai nahi dikhaya

  • @omprakashpoddar6756
    @omprakashpoddar6756 5 หลายเดือนก่อน

    Dear first of all you must understand that when TDS can be Collected by the Bank?
    TDS is deductible only at the time of Physical Payment of Interest to the Depositors. And not when the Bank keeps on Record of their Book of Account.
    When someone deposited 20 Lakhs for 5 years FD with Bank. And Depositor does not have any account with same Bank where he kept or made FD with Banks.
    The Bank can collect TDS only when Bank pay interest on Maturity Date.
    Apart to it for FD of One year there might be Two Financial Year. It means the exemption limits become Double.
    THIRDLY the Bank does not make Payment of 30 day's Interest if any one makes or keep Deposit for Five Years. Why?
    How long the Banks will do such manipulation during Calculation of Interest. It's not the Bank property. The Depositors or Chartered Accountant do not know how the Maturity Value written by the Bank for 5 years FD.
    Whatever written by the Bank as Maturity Value how it arrived?

    • @omprakashpoddar6756
      @omprakashpoddar6756 5 หลายเดือนก่อน

      First of all you must understand there after give lecture about Tds or meet me or take a class on it.

  • @ashokkumarjha9605
    @ashokkumarjha9605 หลายเดือนก่อน

    My income is less than five lac but 14 thousand tds on fd deducted .canit refunded. F y 2023-24

  • @MadShashi
    @MadShashi หลายเดือนก่อน

    What about NRIs?

  • @vikash1957
    @vikash1957 5 หลายเดือนก่อน

    what about Std. deduction ??

  • @RRRSSS1111
    @RRRSSS1111 3 หลายเดือนก่อน

    Make it short. No need for you to make questions. Just simply stay the answer statement. Make it short.

  • @abhilashachandel8675
    @abhilashachandel8675 2 หลายเดือนก่อน

    Pensan par teks besek pensan ke hisab se lagta ya da samet pure pensan akaunt karta ya btae ji or ya c a se akaunt kar bana padta he to ji benk khta sadepach lak hoti to hi farm dena hota pndra g ya pndrha h ji or jo pesa keti ka fasl ka bank me aaya pda he f d ya sebig a c me bo kese hoga teks ka ji peansn fasl ka pesa or fd di ya ya ppf ka kata he ten hjar mhina uska bi farm pndrha ji ya h dena hota kyaji

  • @rajbaliyadav.7006
    @rajbaliyadav.7006 5 หลายเดือนก่อน

    Why hook or Crook Sr. Citizen suffer with your different rule?

  • @sankarsarkar7833
    @sankarsarkar7833 5 หลายเดือนก่อน

    What new you said ,this system already going on.

    • @TheMauryaAFTClasses_official
      @TheMauryaAFTClasses_official  5 หลายเดือนก่อน

      This will continue till 31st July 2024... after that person has to file itr under New tax regime where no such deduction is available...so to make aware of senior citizens this content is created. People making tax planning must know which tax regime would be better for them... such comparison has also been made in this video... there might be lot numbers who don't know about such rule.. this video will help them to get insight of TDS and Tax.

  • @kunhiramankunnirikkal1542
    @kunhiramankunnirikkal1542 5 หลายเดือนก่อน +1

    What is the special information in this. Nothing. All knowing information only.

  • @kastoormittal2181
    @kastoormittal2181 หลายเดือนก่อน

    Video should not be useless as it is.

  • @ramprasadagrawal3279
    @ramprasadagrawal3279 5 หลายเดือนก่อน +1

    Don't give bogus information to cofuse old person

    • @TheMauryaAFTClasses_official
      @TheMauryaAFTClasses_official  5 หลายเดือนก่อน

      Q. 1 What is bogus information in this video?
      Q.2 When TDS is deducted by bank?
      Q.3 What is basic exemption limit for not deducting TDS?
      Q.4 What will happen if senior citizen is not able to file his/her ITR by 31st July 2024?

  • @kumar4768
    @kumar4768 หลายเดือนก่อน

    Flat tax for senior citizens

  • @kishoredave1148
    @kishoredave1148 5 หลายเดือนก่อน

    You haven't given effect of "standard deduction ".Please correct.

    • @TheMauryaAFTClasses_official
      @TheMauryaAFTClasses_official  5 หลายเดือนก่อน

      Yes Standard deduction is allowed at the time of filing Income Tax Return.... here in this video I haven't taken into consideration...& it has been mentioned that all figures are for illustrative purpose only and please do your calculation as per your case...by taking into consideration standard deduction.. there is lot of things to explain but it is not possible to take each and everything in short span video... those who know provision of income tax will do according. However in other video I have explained standard deduction in detail...

  • @cksaha8781
    @cksaha8781 4 หลายเดือนก่อน

    Why such non sence posts in social media for Sr citizens. The facilities that prevailing earlier had been curtailed. First let those be reversed & then you download these. बार बार एक ही धुन सुनते सुनते कान पक गया। इस देश मे सीनियर सीटीजन ही एक ऐसे प्राणी है जो सबसे ज्यादा अबलेहित हैं

  • @jkdas5378
    @jkdas5378 2 หลายเดือนก่อน

    Nothing is new old wine in new bottle|. Only befooling viewers.

  • @ramprasadagrawal3279
    @ramprasadagrawal3279 5 หลายเดือนก่อน

    For your information that if farm 15 H is given to bank will not deduct TDS

  • @ArunKumar-bf6wn
    @ArunKumar-bf6wn 4 หลายเดือนก่อน

    Where is S D?

  • @Rajeshkumar-mi1nc
    @Rajeshkumar-mi1nc 5 หลายเดือนก่อน

    Old me s.c. ko tax ₹46176 tax बनता है

  • @shrikantsingh5511
    @shrikantsingh5511 หลายเดือนก่อน

    Aap ne naya kya bataya bina matlb time kharab kar rahe hai

  • @hbrohit3520
    @hbrohit3520 4 หลายเดือนก่อน

    80ttb ma scss nu interest ave

  • @anandas3733
    @anandas3733 25 วันที่ผ่านมา

    His is a new trand, give new heading then people will watch and he will earn money. He is not in front of you so you cannot slap him. 😂

  • @bidyutkumarchaudhuri2693
    @bidyutkumarchaudhuri2693 5 หลายเดือนก่อน +1

    Bogus!!🙃

  • @shyamalchakravarty500
    @shyamalchakravarty500 5 หลายเดือนก่อน

    This govt has only burdened senior citizens...totalky insensitive govt.

  • @satyanarainsharma1640
    @satyanarainsharma1640 หลายเดือนก่อน

    गलत हैडिंग -- कोई सुविधा नहीं

  • @gokulsaha3799
    @gokulsaha3799 10 วันที่ผ่านมา

    Need bengali vurton

  • @sanjeevchawla5460
    @sanjeevchawla5460 4 หลายเดือนก่อน

    Why are you wasting time with inappropriate heading

  • @LalitkumarMehta-ym6my
    @LalitkumarMehta-ym6my 5 หลายเดือนก่อน

    There is nothing New Stop bakwas bring only authentic and reliable new items of samachar and stop fake and baseless news and stop bakwas henceforth immediately

  • @JagdishkumarLumb
    @JagdishkumarLumb 2 หลายเดือนก่อน

    You have not told any thing new.

  • @somrajanr1
    @somrajanr1 5 หลายเดือนก่อน +1

    Nothing new.

  • @rishirajuniyal4366
    @rishirajuniyal4366 3 หลายเดือนก่อน

    Don't waste the time of others.

  • @surinderawasthi9478
    @surinderawasthi9478 หลายเดือนก่อน

    श्रीमान जी TDS Income Tax ही होता है जिसे देने वाला काट कर बाकी पैसे देता है। TDC tax range के अनुसार नहीं होता। यह केवल बैंक मजमा खाते में नहीं होता। ठेकेदार के बिल में भी होता है। पहले विषय समझो फिर पढ़ाओ।

  • @sandhyapurav2318
    @sandhyapurav2318 หลายเดือนก่อน

    इसमे क्या नयी बात है