I work for a custom modular builder and you have some correct info, but a lot of incorrect info also. If you site build a house, you have all those cost also, still need a driveway and water and sewer plus all the other stuff. How are the materials the same between mobile and modular? They are absolutely not the same, if they were, then they would both be mobile homes. Modular homes are built like a site built home, just built indoors like a mobile home is, so they are weather protected the whole time. Whoever you've were talking to, wasn't giving you all the right info. Also there are tons of modular companies out there, that offer smooth ceilings and endless upgrades. With financing, you'll need a construction loan and you will always want an off-frame modular home, not on-frame, because on-frame modular homes depreciate like a mobile home does. There is nothing wrong with mobile homes, but modular homes will always cost more because of the materials are that of a site built house, where mobile homes are cheaper materials, like metal, fixed roofs, paper wrapped cabinets, cheaper insulation and so on. If you look up videos on how mobile homes are built and how modular homes are built, you will see its a huge differences in materials. Just want to make sure you are giving the correct info. :)
I agree. I am a silent partner of a builder in NC . All modular homes are not created equal. The homes we build cannot be turned into mobile homes. We are builders not dealers. Our lender only finances stick build and off frame modulars. Our exterior walls are 2x6 2x10 floor joists. In fact our homes are built much stronger and beyond stick build codes. People should buy modulars from builders who only specialize in stick build and Modular construction. Buying from Mobile home lots will get you mobile home service. Good luck to everyone in their search for a home.
I'm here for the links, of the two builders of off-frame modular and stick build only homes. I'm trying for a 1st home & will have to use USDA loan, no location restriction or off limits but hoping for near a major city at least. Living in Pittsburgh at the moment but I'm from Memphis & I like how New Mexico looks from a distance. Looking to spend about $75k for just enough for me & art studio space.
Thank you for that info. Palm Harbor told my brother if you buy the manu, instead of mod he could save 10, 000. Guess what they have to trade the home back in, because there not the same. Watch out for these slick salesman, and do your research.
THIS IS MY WHEEL HOUSE HERE IVE BUILT OVER 100 MODULAR HOMES IN MY CAREER !! MY EXPERIENCE IS IF IT CAN GO DOWN THE HIGHWAY AT 65 MPH AND STILL BE IN GOOD SHAPE THEY MUST BE GOOD !
These modular home factories are pretty amazing. They are doing all kinds of new crazy stuff. I think factory built homes will become a lot more popular really soon. Thanks Kristina!
@@KristinaSmallhorn starting to become a real competitor. I worked on one 20 years ago. We are seeing things like factory built walls become more popular as well.
IF you can wait a few years a lot of them will go down in price as a lot of new methods will be out of experimental phase, like the 'cardboard house' where they layer cardboard thick and laminate so it looks like a house, but significantly cheaper siding and is able to be built much faster due to each piece being able to be transported cheaper (width requirements) and of course, being weather proof and built in a moisture removed environment makes them lack the risk for mold inside the walls. There's also the 'foldout' houses which are being improved upon as well for the similar reasons.
My sister and her husband bought one. They replaced the floors with in the 2 years and most load bearing things because they were starting to bow. The also poured a full basement and placed it over it properly. They do look impressive though.
We built a modular home in New England in 1982. It was no different than a stick built home as far as value. We even got a full basement. I’m sure upgrades as far as colors etc. are even better. We sold the house successfully, and it stands up to all the NE weather.
We just surveyed our 2 acre plot of land at my MIL's farm to put a home on. It is a process, but we are getting there. Went to a home dealer a few months ago and we have narrowed down our options. We are going with a modular since we want drywall in, and it will be cheaper to go with the modular than a double-wide. We live in IN, and a lot of homes are built in this state. This video has helped a lot!!! Thank you!! At the end of the day, it all comes down to what a person wants and what they can comfortably afford. Tired of paying close to $900 / mo. in renting a small house, and we can make 2 of 3 mortgage payments a month on that!
Veronica, why do you have to go modular to get drywall? You can get drywall in a mobile home just as easy as you can in a modular home. Also, why would it be cheaper to go with a modular versus a double wide? I'm assuming you're talking a mobile home. Per square foot, a modular home will ALWAYS be more expensive than a mobile home, just because of the way it's built and put together. I would be very careful if dealers are trying to tell you otherwise.
My sister is a doctor and fairly wealthy. She pays for everything in cash-yes, including her home-and chose to build a triple wide “mobile” in Florida. It has a roof pitched the same as a standard site built home, drywall, vinyl plank flooring, a huge kitchen with stainless appliances, nice counters, good sized pantry, open concept, etc., etc., etc. You cannot tell from looking that hers is a manufactured home.
Kristina Smallhorn Nope, it’s a mobile, set in a mobile home park and had to meet the specs of the park. She and her husband designed the floor plan. They have money but they live quite simply, and even though their home has many upgrades, they were still frugal with the cost. They made it nice but didn’t go overboard.
@@OpiumBride Yes some people do. Not everyone is broke. Especially if they already have 1 house that has a lot of equity in it. If they get a house of lower cost, they can pay cash when they sell their current house.
the land cost is the same for both if your starting out with nothing , also stick built homes are exposed to the weather were as modular homes are built in a controlled environment , they are built to withstand higher winds as some delivery drivers will get up to speeds around 70mph,so with that said you will know the homes will hold together at these wind speeds.modular homes are built to a higher standard and built to be picked up via crane were stick built homes would most likely collapse under the strain and pressure of being picked up via crane.
I can say if you have a VA home loan and opt to buy mobile or modular, the dealer/builder whichever way you go, has to, by VA’s extreme strictness, do all the plumbing, electrical, septic, make your driveway and also put on front and back porches and also if it’s mobile, the wheels and tongue must be removed. All this must be done before it will pass VA’s inspection. Hope this helps someone. I’m speaking from experience. I love that VA lenders actually look out for their customers.
This was a really good video, Kristina, For a little, I worked for a company that built Modular homes, the ones we built were going to an island off of Russia that were, two stories and all steel stud framing, with an attached garage...
Thanks mom, we are looking modular because land is super cheap in SC and NC. When compared with the price of getting a stick built home built on the land, the modular is definitely the more economical way to go, unless my wife goes crazy on shiny extras
@@KristinaSmallhorn I don't understand this comment, really. If you're building 'stick-built', or as I prefer, 'site-built', the costs of running utilities, systems, driveways is going to be the same either way. It's not like a mobile home park where you just can hook up, because in a park it's already set up. But, if I go buy 5 acres of land down at the end of the street, those utilities still need to be run to the house, the cost isn't going to be any different site built or factory-built.
Gary C I think it depends on what state your located. Site built is more expensive per SQ. FT to build than in a factory here in California. Maybe in your state it’s the same.
@@debbrowning9552 I agree that site built homes are usually more expensive. I live in Washington State where the housing market has gone insane in the past four or five years. But, what I was talking about was simply running utilities to the site, and that's no different for site built or manufactured. Furthermore, there is a difference between "trailer homes" and modular homes. Both are "manufactured homes", i.e., built in a factory, but the actual construction is different. You will post more power square foot for a modular home over a "trailer home", but technically, it should be less that a site built home of equal quality. So, why do I keep calling these things "trailer homes?". Most people call them manufactured housing, which is kind of Politically Correct, but it lumps together Trailer home and a modular home. Both are built in factories, both are brought to your build site by a truck, but that's where things end. A trailer home has a chassis, with axles, brake lines and wiring for lights. At some point in the future, you can go in, reinstall wheels and the hitch and move that house. Not so of a modular home. A modular home is brought on a flat bed truck. Instead of a chassis, it has floor joists and all that is necessary to sit on a foundation. So, with a modular home, you need a real poured foundation, not piers, wood and cinder blocks. There is no chassis, no axles, none of that. It is lifted off the flat bed by a crane and put in place. Once in place and connected to the foundation, it's not going anywhere. Modular homes, because of that feature are considered "real property", just like any site built home, and you will be taxed accordingly. That may not be true for a trailer home, which can be taxed as personal property.
I’ve lived in mobile homes, a double and single widths, and now live in a modular,.. there is NO comparison, a Modulars construction is closer to a stick built. Totally disagreeing with you here, and the building materials used!,.. again No comparison - Modular All the way, especially in -40 degree temperatures!🤦🏼♀️🥶☺️👍🏻
Thank you for all the helpful information. My husband and I have been trying to find affordable housing for our retirement years and have wondered whether mobile or modular might not be an option for us. We'll definitely study your videos as we make our decision.
Virginia Tolles You could probably try to look in a modular home community or look up modular homes that are already set up on land that might be a cheaper route
Three terms get thrown about, 'manufactured homes', 'mobile homes' and 'modular homes.' Let's look at the terms. Manufactured homes are just that, homes that are manufactured 'off-site.' Usually in a factory. The funny thing is now some 'site-built' homes are using manufactured components, like roof trusses and even side walls, all made in a factory and then assembled on site. The lines blur. 'Mobile Homes', the quintessential butt of many Southern comedian's jokes, are built in a factory and are built on a chassis. The chassis has axles, brake lines, and a detachable hitch. Up until the late 1970s and early 1980s, they were thin, used wood paneling, had little to no insulation and were nothing more than a travel trailer on blocks. After the 1980s and certain Federal laws went into effect, they became somewhat better. They still have a chassis, axles, brake lines, and a hitch, however. In some cases, a support structure and even a basement can be placed under them, although for the most part, you'll find dirt and cinder blocks. A modularhome does NOT have a chassis, it does not have wheels, axles, brakes or a hitch. Most of them have 2x10 floor joists, 2x8 or 2x6 wall joists and 2x4 inner walls. They are built to the same code as a site-built home. They arrive on a trailer and are lifted off and placed on a foundation. Many even have full basements. Another aspect of 'modular' over 'mobile' is that on a modular home, you may have multiple stories. Mobile homes are not set up for multiple stories. Modular homes need a foundation to mount the floor onto, mobile homes do not, as they support the chassis and the chassis supports everything else. For a salesperson to say that you can make a mobile home into a modular home, or a modular home into a mobile home is either a misunderstanding or the salesperson is flat out wrong. It IS possible to spec a design either as a modular or mobile home, but once the build has started, it can not be changed from one to another.
@@GaryMCurran ....which is why modular will always be linked to mobile. If you can build a 2 story modular but the bottom story can't be a garage then it all ends up sounding ishy and people go right back to stick built
I’m considering a modular home over a traditional house because I live in San Diego. I can barely afford a ghetto 1 bedroom house here. But if I got .5 acres of land in the hills and a modular home, I can have a 4 bed 3 bath for under 400k total. That’s unheard of here! I thin modular homes are really great for people who live somewhere where homes are priced ridiculously.
That's a good idea. I never thought of that. That's the reason my wife and I moved back to the east coast after I retired from the navy. Daygo was just too expensive
Ms. Small horn, thank you for these fantastic posts; as a retiree, I am weighing my options. Your post is very helpful. Big hugs from Southern California!
I didn’t know popcorn ceilings are a rare thing. I grew up in an apartment in California and they were pretty common here. No one likes them now though.
I've seen modular houses with flat ceilings and they looked fine. Builders, whether of stick-built or modular houses, like the textured finishes because they don't show imperfections, and almost any flat finish will have some imperfections, leaving it to the customers and builders to argue about what constitutes a "defect". For the same reason, they seem to hate surface mounted ceiling lights. I hate really rough finishes, especially the "monkey trowel" jobs that are messy for the sake of messiness, but a light stipple, or that repeating swirl from the 1950s, usually looks fine on a ceiling. And with a light texture, you can always plaster over it if you get tired of it; I've skim coated most of my ceilings just to hide 60 years of patches from adding wiring and the occasional plumbing fix.
Question: When I'm ready to look at modular/manufactured homes, what kind of real estate agent should I talk to in order to help me find a home? I'm sure everyone is different and I'm not sure where to even start 🤔
crazy this . in the uk we call things like this static caravans and normal caravans are the ones you pull behind your car , people put statics on camp sights and pay a yearly sight fee but save lots on other things like that , there all plumbed in to the electric water and drains as well if there a static
I see where your confusion is your static homes are like an rv to us which is “literal” for mobile home we actually move from place to place , as stated the mobile home she’s speaking of isn’t quite mobile
@@veroariail615 no a static is exactly the same as the one in this video , the smaller onew you pull with your car we call caravans and yer the statics need to go on a big lorry to be moved about there kind of not as mobile as you would expect. but caravans are easy to pull about with your car , my self i havea campervar or as you call them in the states a RV . lol language can mess us all bout cant it
@@UrbanVanlife The one distinction I see in modular-houses is that these systems sometime include sections, like dormers or roof panels, that are not boxed, trailer-like sections, so you can order a modular house with a combination of features and sections, even including some site-built work, to end up with a house that doesn't look like a stereotypical American "ranch" house. Of course, if you already have a double wide on a permanent foundation, you can always add onto it using other types of construction if you have the space. I've seen people jack houses up a whole story and put a new ground-level floor under the old one.
That is great information and good to know as well. I live in a double wide mobile home and before that lived in a single wide home which I use as a storage building now, but still in good condition considering it's age. The reason I decided to buy a mobile home was because I don't have any children to leave the home to and it didn't seem right to buy a regular home. I didn't know about modular homes, but I would have probably considered getting one if the price wasn't too high.
Sears used to have modular home catalogs back in the like 50s where you pick your style/layout etc.. My takeaway is mod homes are framed etc offsite and brought to the land where stick homes were all framed etc on the actual jobsite..
Thank You for your channel my wife and I are interested in buying a new home and your channel has explained so much stuff that we personally never thought of nor knew so thank you again and have a blessed day.
For the price of a modular home and the land with hook ups can by a regular house. The problem is people want luxuries and don't want to start basic. Got to put the horse before the cart.
Anybody watching this video the cheapest way to purchase a home is buy a lot and build a home . Modular homes are built extremely well and you can upgrade your flooring kitchen cabinets countertops appliances exc . If all possible do not buy a mobile home because they depreciate in value and a modular home is just like a regular stick built home.
Super interesting! I did not know some of those things either. And wow, what a LOT of notes needed on this one! lol 😆 I'm gonna have to rewatch it and take them down.
@Kristina Smallhorn, because you're talking Modular homes, PLEASE check out Timberland homes here on TH-cam. Their homes are beautiful and they are going to blow you away! They do not cut any corners or over look any details in their craftsmanship. I love the work that they do and wish I could own one of their homes myself, but being from southern California, I'm just too far away. But please check out their work here on TH-cam.
We built a stick built home, and the driveway caused a $3,000 overrun in our concrete budget! And that was in 2001. It also took 1 year to build it with USDA Rural Develpment!
Just wanted to mention that if you want to purchase a modular home, go online to look at manufacturers. Then find a local builder who sells that line. He's the one who'll be finishing it off, adding a garage, laying in utilities, etc. A dealer who handles both manufactured homes and modular homes from the same company gives a very small view of what's available.
Please offer your review of quonset home building. And the varying quality of steel frame makers, of which many may not be able to guarantee windloads. But these would be a type of kit home, very inexpensive, but great for hurricane zones.
Wife and I are going to try and get a modular home at the end of the year. Wish you was closer to Fort Worth. We have manufacturers in and around us and yet no one really seems to want to help us in advance. Great info thanks for sharing.
I have a friend who owns a large modular home. It has thin drywall, and the vinyl siding is subpar, and this was one of the more upscale modular builders in the Charleston, SC market (Richtex, I believe). So, I'd suggest that modular customers be careful to watch the details and insist on decent drywall, and I'd strongly suggest upgrading to hardiplank siding.
Important point overlooked, manufactured homes are built to a “HUD” (Housing and Urban Development) code while modular homes are built to residential (traditional stick built) code (more restrictive).
Same materials? Is it different now? It's been about a decade since I was in a mobile home, but back then the mobile homes were made of aluminum, and the modular homes were made out of wood.
This video confuses manufactured homes with modular homes. They are not built the same, nor meet the same specs. That will be obvious if you compare: you can build a modular palace, but not a palace constructed like a manufactured home.
Great explanation coming from a career insurance agent and underwriter. As you said manufactured homes are built to HUD standards vs modular homes traditionally built to local building codes therefore they are usually (not always depending on your local gov't) can be insured, sold and treated like real property. You did a big service by explaining the difference.
Hey Kristina, thank you for a great video!! I am a retired custom home builder as well as being a former real estate Broker in Mississippi, Alabama, and Colorado. This is a great service you are doing for so many folks out there that are wanting to purchase a home but are not able to afford an existing home or a stick built home and still have the same mindset about modular and Mobile homes that were built 30-40 years ago. Homes being built today are so much different today th hang what they were even 10-15 years ago. They actually adhere to stricter building codes than any site built home does today and like Gary explained in the other video, it's all about how well the owner takes care of the home once they move in. I do have a question for you tho. The wood wall behind you, do you know anything about that? Was it stained those colors on site prior to it being Installed or was it already stained when it was purchased? I've been remodeling my home the past 4 years and that's the finished look I'm wanting in living room, dining room, and kitchen. The wall behind you is absolutely beautiful!!!
For the fun of it any factory built home made before 1976 is considered and mobile home. Many of these homes are still being resold today. The board of realtors still refers to them as either manufactured or mobile homes.
What if I put a mobile home on a piece of land that I own. Would that be considered real property also, even though it's not a stick build or modular home?
Usually mobile homes are considered personal property because they can be moved. Real property can't be moved and real property is stick built or modular.
I have a double wide on my land in the city. It is place on a permanent foundation and yes it’s permanent residence. It’s considered real property. Do your research baby and reach out to people who have done this. Others don’t know and just go by hear say.
I don’t see the point of modular homes after watching this. If it’s not less than a stick built home, there isn’t really any reason that I would do it. It has to be an upside to doing it other than the time frame and extra amenities. The price is way more important to me than those other reasons. Most people don’t just have land laying around. Thanks for this, it helped.
Question: what weight load can the floors take. So, for instance, books, which are a very heavy load or a heavy workbench. Can these homes support the same weights that a stick built home can?
Are you in Alabama? Two of the companies are in my state... we are so torn on what to do. We’ve gone back and forth between modular or traditional build.
I've been thinking about a manufactured or modular home. I want something bigger that what I live in, which is a regular house. I'd like more space in my yard and from neighbors. A regular stick built house would be way out of my budget if I get what I want. I have a lot more choices with the manufactured home. I may be able to get more of my dream house without paying the dream house price. I know as you said that upgrades can really bring the cost up, but that is also with regular houses also. Marble sinks, wood floors, fireplace. They all bring up a price of any home. But if I got those upgrades, I'd probably be dealing with a home that's 100K-150K over one that would be 500K and still have what I want.
There always a comparison to Modular homes and manufactured homes but my understanding if that modular homes are just like stick built homes or site build homes but they're just built and sections and the factory of course and they go by the same code as a site build home with the same material as a site built home...
Interesting video thanks. We lived in Bossier City LA for nearly 4 years (Greenacres place) JUst off of Airline Dr. . We sold our stick built house there in 2011 when we moved to Pennsylvania, where we've been renting the whole time. Very reasonable rent so no incentive to buy from a price standpoint really. Last year our landlord decided he wanted to move into the house we were renting so we had to let him. The property we're now living belongs to an Old Order Mennonite/Amish man and now one of his 8 his sons is getting married and wants to live in 'our' house. So we have to find somewhere to live again. This time we've decided to buy a house and are considering a Modular/Manufactured home. The problem of course as you mention in your video is finding a piece of land and having to get the necessary utilities like electric, sewer and water set up. I did see a property for sale a while back which has a dilapidated old style Mobile home on a concrete slab . Might just work if I buy the property and remove the mobile home ? I'll have to check if it's still for sale. A few years ago we came close to buying a Manufactured home out in the country. I looked it up and saw that it sold recently for more than it sold when we were interested. It does have a basement.
You’ll have to check with you parish county office. There are plenty of areas around Baton Rouge that allow for manufactured and modular homes but some do not. Go in with your plans to the permit office and see if your lot allows for it.
Kristina, love your videos and informative content:. One question I have is:. I have heard that a manufactured home cannot appreciate in value... But my understanding is that any home depreciates as they age and if they lack maintenance, and that home value appreciation is linked to the land they sit on gaining value. Or value is added through upgrades, remodels, renovations to the home whether they are stick built, modular or manufactured...but thsi video says a manufactured home can be made into a modular home and vice versa. But then I heard that modular homes are built to the same building standards as stock built homes and can appreciate on value in the same way. So you can see.o am about confused. My main question is this. If I buy land and install a manufactured home with permanent foundations and add upgrades to the site and the manufactured home such decks and possible expansions. Can the property as a whole appreciate in value? I assume yes because land appreciates in value.
I really enjoyed your video! The information you provided was really good. Thank you so much. I'm a Louisianain as well, and I already own property in Baker, La. I think I want to go the modular route. Again, thanks for all of your information!
Wow! Very in-depth and informative. Thank you Kristina! YREW estate company! 😁 btw, of i don't make it on Thursday is because I'm still helping restock the hardware shelves at my work! 😣
I looked at a modular home, but they couldnt deliver it to our build site. in fact we couldnt even get one of those Tuff sheds delivered, they said they would have to build it on site as well
@@KristinaSmallhorn good. We want to go back to farming soon and want an expandable homestead as the family grows. Girls want to keep us all together and that's good since we gave up anything like retirement to homeschool them.
@@KristinaSmallhorn well someone never lived on a farm! Its well, septic and solar, baby! Nice southern exposure with a 2 degree slope to a creek, small garden, big pasture, spoiled-rotten steer. Weed, tattoos, and gourmet food 3x a day (we're all chefs)!
A modular home is nothing like a mobile home lol. The materials are different and a modular home is a permanent foundation and appreciates in value. A modular home is identical to a stick built home, but it’s just prebuilt in a factory.
Nobody is a fan of popcorn ceilings, are the walls in a modular home drywall or do they use veneer plaster where blueboards are used and a thin coat of plaster is put over the board? Lath and Plaster is unfortunately not used anymore in home these days only in older homes.
you can turn a modular home into a mobile home or you mobile home into a modular home? Built with the same material? why does a modular appreciate and a mobile depreciate? do both have to meet the same building codes?
I would like to add that manufactured and mobile are different. Modular is built with UBC-universal building codes, as a site built. Manufactured are built by HUD code, mobile is probably HUD code but I don't like their rv like quality. Those differences are BIG. I have read but not experienced that modular homes should have a normal mortgage and not a manufactured home.
I work for a custom modular builder and you have some correct info, but a lot of incorrect info also. If you site build a house, you have all those cost also, still need a driveway and water and sewer plus all the other stuff. How are the materials the same between mobile and modular? They are absolutely not the same, if they were, then they would both be mobile homes. Modular homes are built like a site built home, just built indoors like a mobile home is, so they are weather protected the whole time. Whoever you've were talking to, wasn't giving you all the right info. Also there are tons of modular companies out there, that offer smooth ceilings and endless upgrades. With financing, you'll need a construction loan and you will always want an off-frame modular home, not on-frame, because on-frame modular homes depreciate like a mobile home does. There is nothing wrong with mobile homes, but modular homes will always cost more because of the materials are that of a site built house, where mobile homes are cheaper materials, like metal, fixed roofs, paper wrapped cabinets, cheaper insulation and so on. If you look up videos on how mobile homes are built and how modular homes are built, you will see its a huge differences in materials. Just want to make sure you are giving the correct info. :)
I agree. I am a silent partner of a builder in NC . All modular homes are not created equal. The homes we build cannot be turned into mobile homes. We are builders not dealers. Our lender only finances stick build and off frame modulars. Our exterior walls are 2x6 2x10 floor joists. In fact our homes are built much stronger and beyond stick build codes. People should buy modulars from builders who only specialize in stick build and Modular construction. Buying from Mobile home lots will get you mobile home service. Good luck to everyone in their search for a home.
I'm here for the links, of the two builders of off-frame modular and stick build only homes. I'm trying for a 1st home & will have to use USDA loan, no location restriction or off limits but hoping for near a major city at least. Living in Pittsburgh at the moment but I'm from Memphis & I like how New Mexico looks from a distance. Looking to spend about $75k for just enough for me & art studio space.
Joshua Walls yay I’m looking a usda loan too
Thanks for your comment - saved us from becoming misinformed...
Thank you for that info. Palm Harbor told my brother if you buy the manu, instead of mod he could save 10, 000. Guess what they have to trade the home back in, because there not the same. Watch out for these slick salesman, and do your research.
THIS IS MY WHEEL HOUSE HERE IVE BUILT OVER 100 MODULAR HOMES IN MY CAREER !! MY EXPERIENCE IS IF IT CAN GO DOWN THE HIGHWAY AT 65 MPH AND STILL BE IN GOOD SHAPE THEY MUST BE GOOD !
@@KristinaSmallhorn that's what we did was trim them out
I would strongly suggest you do not pull a mobile home down the highway at 65mph!
Can you re sell your modular home like in real estate? And can the house grow profit just like a regular house ?
@@SCfanIam100 haha I see what you did herer
Have you ever built a duplex modular home?
These modular home factories are pretty amazing. They are doing all kinds of new crazy stuff. I think factory built homes will become a lot more popular really soon. Thanks Kristina!
@@KristinaSmallhorn starting to become a real competitor. I worked on one 20 years ago. We are seeing things like factory built walls become more popular as well.
IF you can wait a few years a lot of them will go down in price as a lot of new methods will be out of experimental phase, like the 'cardboard house' where they layer cardboard thick and laminate so it looks like a house, but significantly cheaper siding and is able to be built much faster due to each piece being able to be transported cheaper (width requirements) and of course, being weather proof and built in a moisture removed environment makes them lack the risk for mold inside the walls. There's also the 'foldout' houses which are being improved upon as well for the similar reasons.
My sister and her husband bought one. They replaced the floors with in the 2 years and most load bearing things because they were starting to bow. The also poured a full basement and placed it over it properly. They do look impressive though.
We built a modular home in New England in 1982. It was no different than a stick built home as far as value. We even got a full basement. I’m sure upgrades as far as colors etc. are even better. We sold the house successfully, and it stands up to all the NE weather.
Any Tiny home is a WINNER 🏆
We just surveyed our 2 acre plot of land at my MIL's farm to put a home on. It is a process, but we are getting there. Went to a home dealer a few months ago and we have narrowed down our options. We are going with a modular since we want drywall in, and it will be cheaper to go with the modular than a double-wide. We live in IN, and a lot of homes are built in this state. This video has helped a lot!!! Thank you!! At the end of the day, it all comes down to what a person wants and what they can comfortably afford. Tired of paying close to $900 / mo. in renting a small house, and we can make 2 of 3 mortgage payments a month on that!
Veronica, why do you have to go modular to get drywall? You can get drywall in a mobile home just as easy as you can in a modular home. Also, why would it be cheaper to go with a modular versus a double wide? I'm assuming you're talking a mobile home.
Per square foot, a modular home will ALWAYS be more expensive than a mobile home, just because of the way it's built and put together. I would be very careful if dealers are trying to tell you otherwise.
My sister is a doctor and fairly wealthy. She pays for everything in cash-yes, including her home-and chose to build a triple wide “mobile” in Florida. It has a roof pitched the same as a standard site built home, drywall, vinyl plank flooring, a huge kitchen with stainless appliances, nice counters, good sized pantry, open concept, etc., etc., etc. You cannot tell from looking that hers is a manufactured home.
Kristina Smallhorn
Nope, it’s a mobile, set in a mobile home park and had to meet the specs of the park. She and her husband designed the floor plan. They have money but they live quite simply, and even though their home has many upgrades, they were still frugal with the cost. They made it nice but didn’t go overboard.
You lost me at vinyl plank flooring and nice countertops😂
@@OpiumBride not true. I bought my home cash. And I know others that have done the same.
@@OpiumBride Yes some people do. Not everyone is broke. Especially if they already have 1 house that has a lot of equity in it. If they get a house of lower cost, they can pay cash when they sell their current house.
the land cost is the same for both if your starting out with nothing , also stick built homes are exposed to the weather were as modular homes are built in a controlled environment , they are built to withstand higher winds as some delivery drivers will get up to speeds around 70mph,so with that said you will know the homes will hold together at these wind speeds.modular homes are built to a higher standard and built to be picked up via crane were stick built homes would most likely collapse under the strain and pressure of being picked up via crane.
whats worse is when they put popcorn ceiling in a regular house to cover the shotty work. grat info thanks for the video
Starting the process on getting a modular home my self. 😍 its amazing what they have available. 3bathroom 5 bedroom and ideal for my large family.
I can say if you have a VA home loan and opt to buy mobile or modular, the dealer/builder whichever way you go, has to, by VA’s extreme strictness, do all the plumbing, electrical, septic, make your driveway and also put on front and back porches and also if it’s mobile, the wheels and tongue must be removed. All this must be done before it will pass VA’s inspection. Hope this helps someone. I’m speaking from experience. I love that VA lenders actually look out for their customers.
Michelle Holt thanks for the info.
This was a really good video, Kristina, For a little, I worked for a company that built Modular homes, the ones we built were going to an island off of Russia that were, two stories and all steel stud framing, with an attached garage...
Flash In Your Pan Hey. I've been to the island in Alaska where those houses went
Thanks mom, we are looking modular because land is super cheap in SC and NC. When compared with the price of getting a stick built home built on the land, the modular is definitely the more economical way to go, unless my wife goes crazy on shiny extras
@@KristinaSmallhorn I don't understand this comment, really. If you're building 'stick-built', or as I prefer, 'site-built', the costs of running utilities, systems, driveways is going to be the same either way. It's not like a mobile home park where you just can hook up, because in a park it's already set up. But, if I go buy 5 acres of land down at the end of the street, those utilities still need to be run to the house, the cost isn't going to be any different site built or factory-built.
Gary C I think it depends on what state your located. Site built is more expensive per SQ. FT to build than in a factory here in California. Maybe in your state it’s the same.
@@debbrowning9552 I agree that site built homes are usually more expensive. I live in Washington State where the housing market has gone insane in the past four or five years.
But, what I was talking about was simply running utilities to the site, and that's no different for site built or manufactured.
Furthermore, there is a difference between "trailer homes" and modular homes.
Both are "manufactured homes", i.e., built in a factory, but the actual construction is different. You will post more power square foot for a modular home over a "trailer home", but technically, it should be less that a site built home of equal quality.
So, why do I keep calling these things "trailer homes?". Most people call them manufactured housing, which is kind of Politically Correct, but it lumps together Trailer home and a modular home.
Both are built in factories, both are brought to your build site by a truck, but that's where things end.
A trailer home has a chassis, with axles, brake lines and wiring for lights. At some point in the future, you can go in, reinstall wheels and the hitch and move that house.
Not so of a modular home. A modular home is brought on a flat bed truck. Instead of a chassis, it has floor joists and all that is necessary to sit on a foundation. So, with a modular home, you need a real poured foundation, not piers, wood and cinder blocks.
There is no chassis, no axles, none of that. It is lifted off the flat bed by a crane and put in place.
Once in place and connected to the foundation, it's not going anywhere.
Modular homes, because of that feature are considered "real property", just like any site built home, and you will be taxed accordingly. That may not be true for a trailer home, which can be taxed as personal property.
I’ve lived in mobile homes, a double and single widths, and now live in a modular,.. there is NO comparison, a Modulars construction is closer to a stick built. Totally disagreeing with you here, and the building materials used!,.. again No comparison - Modular All the way, especially in -40 degree temperatures!🤦🏼♀️🥶☺️👍🏻
What company did you use to build your home?
Very interested in where you bought- I live in Alaska do need one that works in cold weather.
Thank you for all the helpful information. My husband and I have been trying to find affordable housing for our retirement years and have wondered whether mobile or modular might not be an option for us. We'll definitely study your videos as we make our decision.
Virginia Tolles You could probably try to look in a modular home community or look up modular homes that are already set up on land that might be a cheaper route
Virginia Tolles However in the below comment I am not sure how financing works
@@carissahanson9887 An existing community would be most welcome. Thank you.
Three terms get thrown about, 'manufactured homes', 'mobile homes' and 'modular homes.' Let's look at the terms.
Manufactured homes are just that, homes that are manufactured 'off-site.' Usually in a factory. The funny thing is now some 'site-built' homes are using manufactured components, like roof trusses and even side walls, all made in a factory and then assembled on site. The lines blur.
'Mobile Homes', the quintessential butt of many Southern comedian's jokes, are built in a factory and are built on a chassis. The chassis has axles, brake lines, and a detachable hitch. Up until the late 1970s and early 1980s, they were thin, used wood paneling, had little to no insulation and were nothing more than a travel trailer on blocks. After the 1980s and certain Federal laws went into effect, they became somewhat better. They still have a chassis, axles, brake lines, and a hitch, however. In some cases, a support structure and even a basement can be placed under them, although for the most part, you'll find dirt and cinder blocks.
A modularhome does NOT have a chassis, it does not have wheels, axles, brakes or a hitch. Most of them have 2x10 floor joists, 2x8 or 2x6 wall joists and 2x4 inner walls. They are built to the same code as a site-built home. They arrive on a trailer and are lifted off and placed on a foundation. Many even have full basements. Another aspect of 'modular' over 'mobile' is that on a modular home, you may have multiple stories. Mobile homes are not set up for multiple stories. Modular homes need a foundation to mount the floor onto, mobile homes do not, as they support the chassis and the chassis supports everything else.
For a salesperson to say that you can make a mobile home into a modular home, or a modular home into a mobile home is either a misunderstanding or the salesperson is flat out wrong. It IS possible to spec a design either as a modular or mobile home, but once the build has started, it can not be changed from one to another.
Thanks Gary C for clearing up this mis- informed Realtor on Mobile V Modular
@@debbrowning9552 I'm glad it was helpful.
I would Luuuuv to see a modular home plan that has a garage "1 story" like a carriage house.
@@mattysmith3731 because of the design needs of garages, you'll find that they are site built, therefore not modular.
@@GaryMCurran ....which is why modular will always be linked to mobile. If you can build a 2 story modular but the bottom story can't be a garage then it all ends up sounding ishy and people go right back to stick built
I’m considering a modular home over a traditional house because I live in San Diego. I can barely afford a ghetto 1 bedroom house here. But if I got .5 acres of land in the hills and a modular home, I can have a 4 bed 3 bath for under 400k total. That’s unheard of here! I thin modular homes are really great for people who live somewhere where homes are priced ridiculously.
That's a good idea. I never thought of that. That's the reason my wife and I moved back to the east coast after I retired from the navy. Daygo was just too expensive
Sounds good. 400K in San Diego is a steal. It is unheard of. That would be a great idea.
Ms. Small horn, thank you for these fantastic posts; as a retiree, I am weighing my options.
Your post is very helpful.
Big hugs from Southern California!
Don't forget about ADA fittings for a bath/shower combo, whatever in case you need it.
When you do the print on the screen leave it there for a few more seconds so people can read it please 😊
Glad that I wasn't the only one!!
Just pause the video .-.
@@George-yz1sx Yeah really I wonder if they even know where the pause button is located? SMH...................
I didn’t know popcorn ceilings are a rare thing. I grew up in an apartment in California and they were pretty common here. No one likes them now though.
I've seen modular houses with flat ceilings and they looked fine. Builders, whether of stick-built or modular houses, like the textured finishes because they don't show imperfections, and almost any flat finish will have some imperfections, leaving it to the customers and builders to argue about what constitutes a "defect". For the same reason, they seem to hate surface mounted ceiling lights. I hate really rough finishes, especially the "monkey trowel" jobs that are messy for the sake of messiness, but a light stipple, or that repeating swirl from the 1950s, usually looks fine on a ceiling. And with a light texture, you can always plaster over it if you get tired of it; I've skim coated most of my ceilings just to hide 60 years of patches from adding wiring and the occasional plumbing fix.
Question: When I'm ready to look at modular/manufactured homes, what kind of real estate agent should I talk to in order to help me find a home? I'm sure everyone is different and I'm not sure where to even start 🤔
crazy this . in the uk we call things like this static caravans and normal caravans are the ones you pull behind your car , people put statics on camp sights and pay a yearly sight fee but save lots on other things like that , there all plumbed in to the electric water and drains as well if there a static
I see where your confusion is your static homes are like an rv to us which is “literal” for mobile home we actually move from place to place , as stated the mobile home she’s speaking of isn’t quite mobile
@@veroariail615 no a static is exactly the same as the one in this video , the smaller onew you pull with your car we call caravans and yer the statics need to go on a big lorry to be moved about there kind of not as mobile as you would expect. but caravans are easy to pull about with your car , my self i havea campervar or as you call them in the states a RV . lol language can mess us all bout cant it
@@UrbanVanlife The one distinction I see in modular-houses is that these systems sometime include sections, like dormers or roof panels, that are not boxed, trailer-like sections, so you can order a modular house with a combination of features and sections, even including some site-built work, to end up with a house that doesn't look like a stereotypical American "ranch" house. Of course, if you already have a double wide on a permanent foundation, you can always add onto it using other types of construction if you have the space. I've seen people jack houses up a whole story and put a new ground-level floor under the old one.
This was incredibly helpful
My exact question today right in this moment!
That is great information and good to know as well. I live in a double wide mobile home and before that lived in a single wide home which I use as a storage building now, but still in good condition considering it's age. The reason I decided to buy a mobile home was because I don't have any children to leave the home to and it didn't seem right to buy a regular home. I didn't know about modular homes, but I would have probably considered getting one if the price wasn't too high.
Sears used to have modular home catalogs back in the like 50s where you pick your style/layout etc.. My takeaway is mod homes are framed etc offsite and brought to the land where stick homes were all framed etc on the actual jobsite..
Thank You for your channel my wife and I are interested in buying a new home and your channel has explained so much stuff that we personally never thought of nor knew so thank you again and have a blessed day.
I have seen some pretty swank modular homes.
Thank you for all your modular/mobile home videos. You are a money lifesaver!!! My wife and I thank yiu
For the price of a modular home and the land with hook ups can by a regular house. The problem is people want luxuries and don't want to start basic. Got to put the horse before the cart.
Anybody watching this video the cheapest way to purchase a home is buy a lot and build a home . Modular homes are built extremely well and you can upgrade your flooring kitchen cabinets countertops appliances exc . If all possible do not buy a mobile home because they depreciate in value and a modular home is just like a regular stick built home.
That's what I'm talking about.
Very detailed and informative video. Thanks for sharing your insight 🍀
Super interesting! I did not know some of those things either. And wow, what a LOT of notes needed on this one! lol 😆 I'm gonna have to rewatch it and take them down.
@Kristina Smallhorn, because you're talking Modular homes, PLEASE check out Timberland homes here on TH-cam. Their homes are beautiful and they are going to blow you away! They do not cut any corners or over look any details in their craftsmanship. I love the work that they do and wish I could own one of their homes myself, but being from southern California, I'm just too far away. But please check out their work here on TH-cam.
I never really knew this! It's actually good to know since I'd like a home some day 😊
@@KristinaSmallhorn it's California 😂🤣 I expect it to be
Thank you! Awesome video! Thinking about building a modular home!
We built a stick built home, and the driveway caused a $3,000 overrun in our concrete budget! And that was in 2001. It also took 1 year to build it with USDA Rural Develpment!
Modular homes are very well constructed. Most homes come with hurricane strapping.
Just wanted to mention that if you want to purchase a modular home, go online to look at manufacturers. Then find a local builder who sells that line. He's the one who'll be finishing it off, adding a garage, laying in utilities, etc.
A dealer who handles both manufactured homes and modular homes from the same company gives a very small view of what's available.
Please offer your review of quonset home building. And the varying quality of steel frame makers, of which many may not be able to guarantee windloads. But these would be a type of kit home, very inexpensive, but great for hurricane zones.
Great video also Vanderbilt Homes in Sanford Nc have as well 🙏🏾
Wife and I are going to try and get a modular home at the end of the year. Wish you was closer to Fort Worth. We have manufacturers in and around us and yet no one really seems to want to help us in advance. Great info thanks for sharing.
THANK YOU SO MUCH FOR THIS INFORMATIVE VIDEO. IT IS VERY EDUCATIONAL. IT ANSWERED MANY QUESTIONS ABOUT MODULAR HOMES.
Really debating on this route as we speak!
Hello there new subscriber here nice to meet you! Thank you for this informative video! Respect from NYC
I'm still Loving that wall in the background.
@@KristinaSmallhorn yeah. I remember that
Thx so much for posting
Very informative
My pleasure!
I have a friend who owns a large modular home. It has thin drywall, and the vinyl siding is subpar, and this was one of the more upscale modular builders in the Charleston, SC market (Richtex, I believe). So, I'd suggest that modular customers be careful to watch the details and insist on decent drywall, and I'd strongly suggest upgrading to hardiplank siding.
Important point overlooked, manufactured homes are built to a “HUD” (Housing and Urban Development) code while modular homes are built to residential (traditional stick built) code (more restrictive).
I think they're great for a retired space or family plot say where a few family members live.
cool video, im planning on going with storage containers
Are you placing your containers on your own property?
@@gailwilson5837 Yes, I am planning on buying land for the build.
Love the information your giving us viewers thank u
Same materials? Is it different now? It's been about a decade since I was in a mobile home, but back then the mobile homes were made of aluminum, and the modular homes were made out of wood.
Great video! Thank you very much for sharing
This video confuses manufactured homes with modular homes. They are not built the same, nor meet the same specs. That will be obvious if you compare: you can build a modular palace, but not a palace constructed like a manufactured home.
Can you purchase the Modular home with unfinished interiors and exterior finishes? We'd like to do our own finishing
Great explanation coming from a career insurance agent and underwriter. As you said manufactured homes are built to HUD standards vs modular homes traditionally built to local building codes therefore they are usually (not always depending on your local gov't) can be insured, sold and treated like real property. You did a big service by explaining the difference.
Thank you!
Hey Kristina, thank you for a great video!! I am a retired custom home builder as well as being a former real estate Broker in Mississippi, Alabama, and Colorado. This is a great service you are doing for so many folks out there that are wanting to purchase a home but are not able to afford an existing home or a stick built home and still have the same mindset about modular and Mobile homes that were built 30-40 years ago. Homes being built today are so much different today th hang what they were even 10-15 years ago. They actually adhere to stricter building codes than any site built home does today and like Gary explained in the other video, it's all about how well the owner takes care of the home once they move in.
I do have a question for you tho. The wood wall behind you, do you know anything about that? Was it stained those colors on site prior to it being Installed or was it already stained when it was purchased? I've been remodeling my home the past 4 years and that's the finished look I'm wanting in living room, dining room, and kitchen. The wall behind you is absolutely beautiful!!!
Wow good info, I wonder why you have to put it in all in the same day. What happens if you don't finish?
The problem I found with modular homes the windows and doors are not standard size..you can't run down to home Depot and get replacements
I was told that the referenced name "Mobile Home" was no longer used......instead "Manufactured Home" is now used for the last many years.
For the fun of it any factory built home made before 1976 is considered and mobile home. Many of these homes are still being resold today. The board of realtors still refers to them as either manufactured or mobile homes.
I don't mind the swirel ceiling. It looks cleaner than the smooth ceiling
What if I put a mobile home on a piece of land that I own. Would that be considered real property also, even though it's not a stick build or modular home?
Usually mobile homes are considered personal property because they can be moved. Real property can't be moved and real property is stick built or modular.
Kristina Smallhorn I wanted to know if you own the land why do they want to refinance the land all over again
I have a double wide on my land in the city. It is place on a permanent foundation and yes it’s permanent residence. It’s considered real property. Do your research baby and reach out to people who have done this. Others don’t know and just go by hear say.
No idea where Ascension Parish is but this was a super helpful video about the modular home buying process. Thanks!
I don’t see the point of modular homes after watching this. If it’s not less than a stick built home, there isn’t really any reason that I would do it. It has to be an upside to doing it other than the time frame and extra amenities. The price is way more important to me than those other reasons. Most people don’t just have land laying around. Thanks for this, it helped.
Question: what weight load can the floors take. So, for instance, books, which are a very heavy load or a heavy workbench. Can these homes support the same weights that a stick built home can?
Some are actually better, check the concrete slab bases and thicknesses, you can order whatever you need.
Very informative. Thank you Kristina for your work and honest review and opinion.
Are you in Alabama? Two of the companies are in my state... we are so torn on what to do. We’ve gone back and forth between modular or traditional build.
Great info! Thanks for sharing! :)
Glad it was helpful!
What about the build quality and the material quality used for in building modular homes? .
Who are the lenders, and how does the program that assists the homeowner in purchasing the land also work?
You can also get a off frame or on frame modular.
I've been thinking about a manufactured or modular home. I want something bigger that what I live in, which is a regular house. I'd like more space in my yard and from neighbors. A regular stick built house would be way out of my budget if I get what I want. I have a lot more choices with the manufactured home. I may be able to get more of my dream house without paying the dream house price. I know as you said that upgrades can really bring the cost up, but that is also with regular houses also. Marble sinks, wood floors, fireplace. They all bring up a price of any home. But if I got those upgrades, I'd probably be dealing with a home that's 100K-150K over one that would be 500K and still have what I want.
This information really helps!
There always a comparison to Modular homes and manufactured homes but my understanding if that modular homes are just like stick built homes or site build homes but they're just built and sections and the factory of course and they go by the same code as a site build home with the same material as a site built home...
Some cases modular homes are built better than a traditional built home.
Interesting video thanks. We lived in Bossier City LA for nearly 4 years (Greenacres place) JUst off of Airline Dr. . We sold our stick built house there in 2011 when we moved to Pennsylvania, where we've been renting the whole time. Very reasonable rent so no incentive to buy from a price standpoint really. Last year our landlord decided he wanted to move into the house we were renting so we had to let him. The property we're now living belongs to an Old Order Mennonite/Amish man and now one of his 8 his sons is getting married and wants to live in 'our' house. So we have to find somewhere to live again. This time we've decided to buy a house and are considering a Modular/Manufactured home. The problem of course as you mention in your video is finding a piece of land and having to get the necessary utilities like electric, sewer and water set up. I did see a property for sale a while back which has a dilapidated old style Mobile home on a concrete slab . Might just work if I buy the property and remove the mobile home ? I'll have to check if it's still for sale. A few years ago we came close to buying a Manufactured home out in the country. I looked it up and saw that it sold recently for more than it sold when we were interested. It does have a basement.
I own property in Baton Rouge and is wondering if a modular home can be placed in the area.
You’ll have to check with you parish county office. There are plenty of areas around Baton Rouge that allow for manufactured and modular homes but some do not. Go in with your plans to the permit office and see if your lot allows for it.
Pick one fix it up it's a winner
As to checking out the builder’s reputation why not check with the county/ state’s Dept of Consumer Affairs &/or the state’s Dept of Business?
Kristina, love your videos and informative content:. One question I have is:. I have heard that a manufactured home cannot appreciate in value... But my understanding is that any home depreciates as they age and if they lack maintenance, and that home value appreciation is linked to the land they sit on gaining value. Or value is added through upgrades, remodels, renovations to the home whether they are stick built, modular or manufactured...but thsi video says a manufactured home can be made into a modular home and vice versa. But then I heard that modular homes are built to the same building standards as stock built homes and can appreciate on value in the same way. So you can see.o am about confused. My main question is this. If I buy land and install a manufactured home with permanent foundations and add upgrades to the site and the manufactured home such decks and possible expansions. Can the property as a whole appreciate in value? I assume yes because land appreciates in value.
Modular homes you also have an attic space where mobile homes you don’t.
Lots of good info. Thanks!
I really enjoyed your video! The information you provided was really good. Thank you so much. I'm a Louisianain as well, and I already own property in Baker, La. I think I want to go the modular route. Again, thanks for all of your information!
Thank you so much for the information!🙂
You are the best!
Thank you.
Are the taxes about the same as a regular home?
Wow! Very in-depth and informative. Thank you Kristina! YREW estate company! 😁 btw, of i don't make it on Thursday is because I'm still helping restock the hardware shelves at my work! 😣
@@KristinaSmallhorn 😢
I looked at a modular home,
but they couldnt deliver it to our build site. in fact we couldnt even get one of those Tuff sheds delivered, they said they would have to build it on site as well
Thanks a lot for this info and sharing it with us Kristina!
Ur awesome Kristina. I'm from Canada some information u share in ur videos are the same here. Great info....keep the great vids coming. Thank you. ☺️👍
Hello I was curious about the Telsa house. Do you know anything about them?
My. DoulbeWide is sitting 15 feet up in the air on about 15 telephone poles but that wasn't good enough for VA loan
You can not get a VA Loan for Mobile home in North Carolina
I wonder why that is? We do it here in Louisiana for flood zone areas.
I've been looking into them. Are they easy to repair years down the line? Or adding on to/upgrading?
Christina, you never mentioned what, if any, tax benefit there may be by putting a mobile home on a small farm, as opposed to brick and mortar?
@@KristinaSmallhorn good. We want to go back to farming soon and want an expandable homestead as the family grows. Girls want to keep us all together and that's good since we gave up anything like retirement to homeschool them.
@@KristinaSmallhorn well someone never lived on a farm! Its well, septic and solar, baby! Nice southern exposure with a 2 degree slope to a creek, small garden, big pasture, spoiled-rotten steer. Weed, tattoos, and gourmet food 3x a day (we're all chefs)!
A modular home is nothing like a mobile home lol. The materials are different and a modular home is a permanent foundation and appreciates in value. A modular home is identical to a stick built home, but it’s just prebuilt in a factory.
Thanks for the information
Nobody is a fan of popcorn ceilings, are the walls in a modular home drywall or do they use veneer plaster where blueboards are used and a thin coat of plaster is put over the board? Lath and Plaster is unfortunately not used anymore in home these days only in older homes.
you can turn a modular home into a mobile home or you mobile home into a modular home? Built with the same material? why does a modular appreciate and a mobile depreciate? do both have to meet the same building codes?
I would like to add that manufactured and mobile are different. Modular is built with UBC-universal building codes, as a site built. Manufactured are built by HUD code, mobile is probably HUD code but I don't like their rv like quality. Those differences are BIG. I have read but not experienced that modular homes should have a normal mortgage and not a manufactured home.