I use a no-fee checking account and an online savings, but just watch out for banks that secretly sign you up for credit cards behind your back. *cough* Wells Fargo *cough*
It's quite simple why rates are climbing with rising imports and falling exports, the FED is obviously to be blamed for banking crisis. Something will eventually break if they keep the quantitative tightening and higher interest rates. Is this really a good time to have some savings in stocks?
first austerity, then brexit, now widespread bank failures. .always do your own research & speak to a license advisor before thinking about putting your money into these crazy markets
Exactly, most youtubers said the market would be fine few months back, but it's been a major downturn. Luckily, since the rona-outbreak in 2020, I've avoided the drawback of trial and error by simply following professional guidance. I'm semi-retd and work only 7.5 hours weekly, with nearly $1m ROI after subsequent investments to date.
Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
She appears to be well-She seems to be well educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
Through a lot of experience I've learned it's better to go with small local businesses whenever possible. This is especially true when it comes to insurance and banking. After feeling like a number all my life with the big banks, I've never felt so appreciated as I do with my local credit union.
@@Scythe_Voltage I'm not talking about direct return on investment, I'm was talking about the big picture and I feel more so this way than I did when I made that comment 5 yrs ago.
I’ve stuck with my local bank for my college years and adult life. Haven’t had a bad experience with them and their customer service is spot on. I’d rather spend a whole day there vs signing up for BOA, Citi, or WF.
I agree. I like being able to talk to a real person inside the bank if there's a problem or if I want to visit about financial needs or have questions.
I work for a large credit union, and in the past worked for a large national bank. Huge difference. You are a member of a credit union, not a customer, and they do care about you.
I found it the opposite went from a credit union to a regional bank.. (as an employee) and I’ve found the regional bank cares more than the credit union
dont go with just any online bank just because it pays high interest. verify it has account alerts. some dont have alerts and your account could be drained and you would only find out the next time you logged on
I love my credit union. Years ago I had a car loan with them and lost my job. They worked with me and didn’t charge any late fees. It was a great experience even though I would never do a car loan again now that I know better lol
I honestly have a lot of respect for Dave and his financial success, but the more I watch his videos, the more I find out that he has something negative to say about every company and every product except the ones that worked for himself. Dave, one size doesn't fit all and you are an intelligent man and by now you should know that. Every person's needs are unique and as a customer, one's responsibility is to know exactly what he/she needs and wants, and as a service provider your responsibility is to listen to a customers' needs and wants and tailor a solution that best fits those needs and wants, but your advice for everyone is that it didn't work for you and him or she, so it won't work for you. Let's put a little more thought and effort to understand people's unique situations.
Isnt that why he takes calls and gives everyone advice based on THEIR situations? Literally his whole show is dedicated to other’s situations! What he does is give GENERAL advice Lol 🤡
I personally like having a bank with a physical presence, though also have an online savings account that I keep most of my emergency fund in so it can earn a bit more interest. For a while I also had an online checking account because of the perks they offered, so I might do that again, but I can't see myself completely getting rid of my brick and mortar bank.
I use Ally Bank. The interest rate on their savings account can't be beat! They are FDIC insured. I have both a checking and savings with them but also have an account with a brick and mortar bank
Neelo ! Neelo ! Hi! I have my checks deposited to my brick and mortar bank-wellsfargo and then I transfer everything to ally bank electronically through the app. And yes, since they are an online bank they only work on line.
I bank with schwab where the average trader account is funded with $117,000. I prefer being on the phone with a representative in 40 seconds. Normal things lead to normal results
U.S. BANK has been incredible after over drawing my CKG acct a few times they set me up with a reserve acct and any over draft comes out of there and no $ 39 fee for a bounced check.
i got friends paying up to $120 a year to bank... and then some of them even have wives with their own account... why does banking cost money... i haven't paid fees ever...
The Bank of America in the area I live in (South side Chicago) closed all of their drive throughs for people service. Only ATM's are in the drive throughs...I think this may be a trend for other banks. Luckily, I have a small bank where they still have drive though with people service.
From my personal experience, I have been way more satisfied with U.S. Bank than I was when I had an account through a local bank. I mainly switched to U.S. Bank because I wanted to have access to my bank in multiple cities because I basically live in 2 different places. I’m so glad I switched because my local bank charged me SO many more fees than U.S. Bank does! That’s just my experience though.
Yes! 2024! Getting ready to leave USAA. Needed some advice. Credit unions local banks seem the way to go. Now for me to do my homework. Took notes from the comments as well. Thanks y’all.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@MartaRinker However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
Discover Bank is the best bank I've ever had!! Best 24/7 customer service, absolutely no nsf fees or any fees at all, cash back checking account its amazing
Don’t be mad at a Bank just because you didn’t pay their bill. You learnt a big lesson, just like you are teaching so many people on finances and they may don’t like the way you do it, but it’s efficient. Great job 👍
He didn't get mad at the bank because they told him he didn't pay the bill. He got mad because they essentially told his wife to divorce him. That's a very personal matter and not something a bank should interfere with. That is incredibly unprofessional and it caused them great emotional distress. His relation with his wife is their own buisness and nobody other than them know the circumstances that could have lead to the missed bills.
@@nabisandhu8575 It was terrible but that was a reflection of that person that called his house not the entire company. I do think he’s going a little far getting upset at the whole company over the stupid comments of one person. I can imagine there are plenty of people who don’t like him. Also, I’ve been with Bank of America for almost 20 years and I’m just fine. Big banks are okay long you do well to manage your own finances.
Ally savings has strong rates compared to the other big banks such as American Distress, Wells Fargo and Discover (it don't pay to Discover). Just opened my Ally savings a few months ago and it pays way better than the brick & mortar bank.
My savings paid .24 on 200$ and .27 after the rate increase. Just transferred some more coin to Ally because the rates are amazing compared to other banks.
I’m a member of USAA and also USBank I pay no checking fees. If you are military or a veteran USBank won’t charge you checking fees. USAA is basically an online bank but with USBank you deposit locally and Zelle transfer your money to the USAA account instantly.
Hi Dave, I have some sound, sage and smart advice about the banking industry due to you, my financial advisor and my financial instructor! Go with a Credit Union, no more Wild Fargo bank lol yay, yippee, yahoo and yehaw! Take care and thanks!
Choose every bank make sure you get 10 to 15 to 20% cash back from the bank for the bank bonuses. Then keep moving the money to open up more banks to get more bank bonuses.
This man, Dave Ramsey has the job of therapist and financial advisor, challenging combo. The caller/guy with $1,000,000 in student loans really got to me. How the heck can that happen?
Ima say one thing . I am searching for information on federal savings banks cause it’s peaked my interest . For some reason they’re not very popular . These banks behave like credit unions from what I read on the internet yet an actual location or details about them is well vague . My curiosity is peaked .
Dave, I love ya, but the person who asked your wife that question was a customer service rep. It was not American Express who asked that question. Time to let go my friend.
Rob Richardson 💯💯💯 He took that waaay too personal lol. If he had paid his bills, they wouldn't of had to say that (yes it was wrong but it was the truth lol)
I have an ally bank account. Allied savings is 2.20%. That's not bad and they have a checking account and of course credit cards and all the loans and CDs and Roth IRA and money market accounts and things like that. They do have a 24-hour seven-day-a-week toll-free phone number that you can call. Basically it's a full-service bank but it's online and you do get to talk to human beings. I'm not a big fan of Chase although I do have a checking account there. I guess it was just something I did 12 years ago. Although in my neighborhood there are a number of smaller Banks. And I bet you that a bank branch manager probably is about as effective as a fast food chain store manager.
I'm confused. How does Dave Ramsey get his physical cash if he never steps into a bank anymore? Does he only use ATM or his personal assistants withdraw cash for him? 🤔
Well, he said he has people who do his banking for him so I assume they withdraw cash upon request (and I’m sure he uses a debit card all the time)... he probably has people that feed him grapes upon request, as well.
if I am living in the USA than I would have a major bank such as Bank of America for convenience and high-interest savings for my emergency fund. Anything else I make goes into my treasury direct where I buy Us Treasuries when the interest rates are above inflation. Currently, i work in China so I use Bank of China. I am looking into investing money in Russian treasuries because they are currently at 6% and the US are at 3% so this means I will want a Russian Bank account to park what I am earning in China so that I can buy Russian Securities. I might also invest in Russian real estate as I am not allowed to buy an investment property in China or South East Asia.
Watch for fees withh them. Keep your address current, since they give you the run around when you change address (I use a PO box). They would mail my renewed card to a PO box. I lost a few bucks with blue dot
HAY MICHAEL JAY: I told WF, I no longer wanted to participate in the rewards program, just use my CC till I paid it off, so they, in their wisdom cancelled both CARDS and they told me I could continue to make payments, as though it was a choice.
The fact that this guy gives serious financial advice based off of personal bias from one poor customer service experience over 30 years ago and not based off of legitimate financial criteria tells me everything I need to know about him within 45 seconds.
I have B.o.a, Wells, and two credit union accounts. The credit unions customer service experience I have had is awful but you do get to know ppl at the branches unlike the bigger banks. However I like the bigger banks because of the convenience factor. There is good and bad on both ends.
Robert Smithers because he has his money invested in Credit Unions. AMEX is a great bank with the longest history in America and has a high interest rate APY. By the way Warren Buffett invests in AMEX.
Which bank calls to get in your business?? I understand they called to collect the debt.. but questioning his wife on why was she with a man that couldn't pay his bills?? That is extremely unprofessional
But... What happens when the respected regional credit union goes dark for three days and leaves like half a million members locked out of online services scratching their heads and panicking...
I use PNC bank because they have many location where I live. I also use my local Federal credit union. The only online bank I would recommend is USAA if you are in the military. They also have excellent car insurance.
I’ve heard credit unions are worse then big banks because they’re is a less guarantee your money will be backed up? Or the amount is less? With chase bank your banking is done a lot better. More security. Though I do realize if something was to go south that would affect a tone of more people. Resulting in a bigger amount being loss but the chances are far less from what I’m hearing ?
I use a no-fee checking account and an online savings, but just watch out for banks that secretly sign you up for credit cards behind your back.
*cough* Wells Fargo *cough*
🤣😂🤣😂
Marcus is good
That's why I got a random cash back card in the mail ...
Was it just junk mail?
I never had an issue with Wells Fargo until I have to withdraw money
It's quite simple why rates are climbing with rising imports and falling exports, the FED is obviously to be blamed for banking crisis. Something will eventually break if they keep the quantitative tightening and higher interest rates. Is this really a good time to have some savings in stocks?
first austerity, then brexit, now widespread bank failures. .always do your own research & speak to a license advisor before thinking about putting your money into these crazy markets
Exactly, most youtubers said the market would be fine few months back, but it's been a major downturn. Luckily, since the rona-outbreak in 2020, I've avoided the drawback of trial and error by simply following professional guidance. I'm semi-retd and work only 7.5 hours weekly, with nearly $1m ROI after subsequent investments to date.
this is incredible! how can I vet your advisor, mind sharing info, if you please?
Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
She appears to be well-She seems to be well educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
Through a lot of experience I've learned it's better to go with small local businesses whenever possible. This is especially true when it comes to insurance and banking. After feeling like a number all my life with the big banks, I've never felt so appreciated as I do with my local credit union.
You just summarized his entire rant with your own voice.
WHAT I’m in Indiana, used IU Credit Union my whole life, have gotten 18$ in dividends out of 7 years
@@Scythe_Voltage I'm not talking about direct return on investment, I'm was talking about the big picture and I feel more so this way than I did when I made that comment 5 yrs ago.
I’ve stuck with my local bank for my college years and adult life. Haven’t had a bad experience with them and their customer service is spot on. I’d rather spend a whole day there vs signing up for BOA, Citi, or WF.
Credit Unions are the way to go! No fees, no charges!
I agree. I like being able to talk to a real person inside the bank if there's a problem or if I want to visit about financial needs or have questions.
I work for a large credit union, and in the past worked for a large national bank. Huge difference. You are a member of a credit union, not a customer, and they do care about you.
I found it the opposite went from a credit union to a regional bank.. (as an employee) and I’ve found the regional bank cares more than the credit union
dont go with just any online bank just because it pays high interest. verify it has account alerts. some dont have alerts and your account could be drained and you would only find out the next time you logged on
SOFIIIIIIIII lol and hell I heard ALY bank does that stuff and others I agree!
I love my credit union. Years ago I had a car loan with them and lost my job. They worked with me and didn’t charge any late fees. It was a great experience even though I would never do a car loan again now that I know better lol
I use a credit union and I haven’t looked back!
I honestly have a lot of respect for Dave and his financial success, but the more I watch his videos, the more I find out that he has something negative to say about every company and every product except the ones that worked for himself. Dave, one size doesn't fit all and you are an intelligent man and by now you should know that. Every person's needs are unique and as a customer, one's responsibility is to know exactly what he/she needs and wants, and as a service provider your responsibility is to listen to a customers' needs and wants and tailor a solution that best fits those needs and wants, but your advice for everyone is that it didn't work for you and him or she, so it won't work for you. Let's put a little more thought and effort to understand people's unique situations.
AMEN!!!
Isnt that why he takes calls and gives everyone advice based on THEIR situations? Literally his whole show is dedicated to other’s situations! What he does is give GENERAL advice Lol 🤡
@@mrkyleescobar You didn’t have to put a clown emoji to get your point across, what you said was well responded.
@@kentaurus9610 ok next time ill listen to u im sorry
@@mrkyleescobar clown emoji wasn't necessary
Credit Unions are a great financial resource.
Their also the riskiest. Only backing u maybe 250,000 of your finances
Alex Gabriel just like any other bank.
Alex Gabriel 250k FDIC insurance like any other bank or brokerage
@@Daddyvader7 lol my dude
then schiessen t
I personally like having a bank with a physical presence, though also have an online savings account that I keep most of my emergency fund in so it can earn a bit more interest. For a while I also had an online checking account because of the perks they offered, so I might do that again, but I can't see myself completely getting rid of my brick and mortar bank.
I use Ally Bank. The interest rate on their savings account can't be beat! They are FDIC insured. I have both a checking and savings with them but also have an account with a brick and mortar bank
How much is the intrest
Neelo ! Neelo ! Hi! I have my checks deposited to my brick and mortar bank-wellsfargo and then I transfer everything to ally bank electronically through the app. And yes, since they are an online bank they only work on line.
How much is the savings interest rate?
It's currently at time of this comment is 3.75%
SOFI beats it
I bank with schwab where the average trader account is funded with $117,000. I prefer being on the phone with a representative in 40 seconds. Normal things lead to normal results
Charles schwab is so great 😀
Credit Unions are no contest the winner for checking. All my savings/goals goes into FNBO or Ally.
I'm luckily with a Credit Union, and with a regional bank too but not in my local area.
U.S. BANK has been incredible after over drawing my CKG acct a few times they set me up with a reserve acct and any over draft comes out of there and no $ 39 fee for a bounced check.
american EXCESS
🤣😂🤣😂
@@shanenolan85 0
That sounds like an awesome movie about 1980s Wall Street or something. I would watch it.
American Express
No ratings😂😂
i got friends paying up to $120 a year to bank... and then some of them even have wives with their own account... why does banking cost money... i haven't paid fees ever...
How can you go into debt by banking with Discover?
Always had good luck with the local credit union. Can't remember Chase treating me bad either though 😬
Chase put me in debt and let someone else use the Chase Points, I accumulated, fraudulently without reimbursement. Totally unprofessional
American Express national bank has 0.40% savings account. Chase only 0.01%. That’s 40 times dude
We need an updated video on this..
Just two words...Credit Union
Agree with Dave. Stay away from the big banks. BofA, Wells, etc -
The Bank of America in the area I live in (South side Chicago) closed all of their drive throughs for people service. Only ATM's are in the drive throughs...I think this may be a trend for other banks. Luckily, I have a small bank where they still have drive though with people service.
I also notice that more cities are getting rid of drive thru’s for political reasons .
Credit Unions are good but if you actually want to walk in can be scarce. And, if you're in another state
From my personal experience, I have been way more satisfied with U.S. Bank than I was when I had an account through a local bank. I mainly switched to U.S. Bank because I wanted to have access to my bank in multiple cities because I basically live in 2 different places. I’m so glad I switched because my local bank charged me SO many more fees than U.S. Bank does! That’s just my experience though.
I guess people really have to do their own research and see which one is best for their interest and needs. There is no one size fits all bank.
Yup, I live in two places too and access to ATMs and local branches is quite necessary for me.
Account does deposit or they have bank's?
Anyone still watch this video?
Yes
Yuh
Yep
Yes! 2024! Getting ready to leave USAA. Needed some advice. Credit unions local banks seem the way to go. Now for me to do my homework. Took notes from the comments as well. Thanks y’all.
THAT WAS VERY GOOD DAVE.. EXCEPT I DON'T KNOW ANYMORE NOW THAN I DID BEFORE I WATCHED THIS VIDEO 😲
What about high-yield savings accounts? Are any of them trustworthy?
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@@MartaRinker However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@@lennoxmutterick6434 Oh please I’d love that. Thanks!.
@@MartaRinker Clementina Abate Russo is her name.
Lookup with her name on the webpage.
Discover Bank is the best bank I've ever had!! Best 24/7 customer service, absolutely no nsf fees or any fees at all, cash back checking account its amazing
I hear Silicon Valley Bank is great! 😂
Navy Federal Credit Union is the best.
What about vystar? Im looking at Community First and its tempting, but my friend has navy fed too
@Dante Garcia Good bank but low savings APY
@Dante Garcia There are tons of APY savings account banks. I would start by Googling High APY
@Maloney Poster I don't know you.
@Maloney Poster shut up
Credit union sucks for savings accounts. Less than 1%. I use synchrony and wealthfront that has more than 2% interest rate.
Don’t be mad at a Bank just because you didn’t pay their bill. You learnt a big lesson, just like you are teaching so many people on finances and they may don’t like the way you do it, but it’s efficient. Great job 👍
He didn't get mad at the bank because they told him he didn't pay the bill. He got mad because they essentially told his wife to divorce him. That's a very personal matter and not something a bank should interfere with. That is incredibly unprofessional and it caused them great emotional distress. His relation with his wife is their own buisness and nobody other than them know the circumstances that could have lead to the missed bills.
@@nabisandhu8575 It was terrible but that was a reflection of that person that called his house not the entire company. I do think he’s going a little far getting upset at the whole company over the stupid comments of one person. I can imagine there are plenty of people who don’t like him. Also, I’ve been with Bank of America for almost 20 years and I’m just fine. Big banks are okay long you do well to manage your own finances.
Huh??
easier said than done and it does not end that way@@mbyrd6713
Ally bank has been great to me
Joseph Hartley me too their online savings interest rate just went up too
Ally savings has strong rates compared to the other big banks such as American Distress, Wells Fargo and Discover (it don't pay to Discover). Just opened my Ally savings a few months ago and it pays way better than the brick & mortar bank.
Joseph Hartley
Got a cd account with ally. 2 months of interest from ally is what my local credit union gave me in 12 months 😳
My savings paid .24 on 200$ and .27 after the rate increase. Just transferred some more coin to Ally because the rates are amazing compared to other banks.
I agree! I opened a savings acct a month ago and absolutely love Ally bank. Their customer service is superb!!
I’m a member of USAA and also USBank I pay no checking fees. If you are military or a veteran USBank won’t charge you checking fees. USAA is basically an online bank but with USBank you deposit locally and Zelle transfer your money to the USAA account instantly.
Just use the USAA app to deposit your checks. Super Easy!!
Love USAA.
Hi Dave, I have some sound, sage and smart advice about the banking industry due to you, my financial advisor and my financial instructor! Go with a Credit Union, no more Wild Fargo bank lol yay, yippee, yahoo and yehaw! Take care and thanks!
Choose every bank make sure you get 10 to 15 to 20% cash back from the bank for the bank bonuses. Then keep moving the money to open up more banks to get more bank bonuses.
I look to see which click & mortar is giving away the best toaster !!
Great video, I enjoyed filming my video about credit union vs banks!
This man, Dave Ramsey has the job of therapist and financial advisor, challenging combo. The caller/guy with $1,000,000 in student loans really got to me. How the heck can that happen?
Yes
Discover is great btw
Discover has absolutely amazing customer service. You should put good advice above your biases
joshx413 Agreed💯💯 Discover is amazing!
Excellent advice 👍
What about navy credit union or a local credit union
Why don’t credit unions pay much interest for your savings accounts? The amount seems artificially low.
Ima say one thing . I am searching for information on federal savings banks cause it’s peaked my interest . For some reason they’re not very popular . These banks behave like credit unions from what I read on the internet yet an actual location or details about them is well vague . My curiosity is peaked .
Dave, I love ya, but the person who asked your wife that question was a customer service rep. It was not American Express who asked that question. Time to let go my friend.
Rob Richardson 💯💯💯 He took that waaay too personal lol. If he had paid his bills, they wouldn't of had to say that (yes it was wrong but it was the truth lol)
I have an ally bank account. Allied savings is 2.20%. That's not bad and they have a checking account and of course credit cards and all the loans and CDs and Roth IRA and money market accounts and things like that. They do have a 24-hour seven-day-a-week toll-free phone number that you can call. Basically it's a full-service bank but it's online and you do get to talk to human beings. I'm not a big fan of Chase although I do have a checking account there. I guess it was just something I did 12 years ago. Although in my neighborhood there are a number of smaller Banks. And I bet you that a bank branch manager probably is about as effective as a fast food chain store manager.
Always been with BoA. Now learning Dave hates them. Welp, looks like I'm switching banks.
What bank did you end up going with?
whatever bank u go for, make sure u research them 😤😤
I have Amex checking account, they are the best. Best customer service hands down.
I'm confused. How does Dave Ramsey get his physical cash if he never steps into a bank anymore? Does he only use ATM or his personal assistants withdraw cash for him? 🤔
Maybe he doesnt use cash at all
clay clay can you imagine that twist
Well, he said he has people who do his banking for him so I assume they withdraw cash upon request (and I’m sure he uses a debit card all the time)... he probably has people that feed him grapes upon request, as well.
he has a visa debit card
He's so rich cash comes to him
Can you evaluate credit unions
Credit unions help you and bank of americas always ask money money and do not get to know you. & Credit unions are very professional.
I have Chase Bank just for my checking and to pay my bills electronically.
USAA, PenFed, and Navy Federal Credit Union
This dude just roasted millions
Fidelity and Wealthfront for me is the way to go.
He doesn’t like debt but he debts to his personal accountant
forgiveness is powerful
@3:45 the interpersonal relationships yah
I want my apartment to look like Dave's set...
if I am living in the USA than I would have a major bank such as Bank of America for convenience and high-interest savings for my emergency fund. Anything else I make goes into my treasury direct where I buy Us Treasuries when the interest rates are above inflation. Currently, i work in China so I use Bank of China. I am looking into investing money in Russian treasuries because they are currently at 6% and the US are at 3% so this means I will want a Russian Bank account to park what I am earning in China so that I can buy Russian Securities. I might also invest in Russian real estate as I am not allowed to buy an investment property in China or South East Asia.
0:40 I also keep grudges lol
2:30 fr man were like a number too them they don’t give a F
SoFi is a really good online bank.
I love your hillbilly attitude! 😎
What credit union is better
What about those pre paid card that give you your money two days in advance like bluebird or ally??
Watch for fees withh them. Keep your address current, since they give you the run around when you change address (I use a PO box). They would mail my renewed card to a PO box. I lost a few bucks with blue dot
What about SRP credit Union?.
HAY MICHAEL JAY: I told WF, I no longer wanted to participate in the rewards program, just use my CC till I paid it off, so they, in their wisdom cancelled both CARDS and they told me I could continue to make payments, as though it was a choice.
The fact that this guy gives serious financial advice based off of personal bias from one poor customer service experience over 30 years ago and not based off of legitimate financial criteria tells me everything I need to know about him within 45 seconds.
you clearly didn't watch the video past 30 seconds or you ignored it, one of the two
I have B.o.a, Wells, and two credit union accounts. The credit unions customer service experience I have had is awful but you do get to know ppl at the branches unlike the bigger banks. However I like the bigger banks because of the convenience factor. There is good and bad on both ends.
What you describe as branch authority ws taken away from branches of Canadian Banks 30+ years ago.
@0:20 amex, it maybe worth apologizing
i'll bank with those who approve me for credit.
0:22😂😂😂😂
Thanks again and you're welcome! Take care and blessings!
Don't see why you're mad at AMEX, they spoke the truth and you learnt the lesson.
Robert Smithers because he has his money invested in Credit Unions. AMEX is a great bank with the longest history in America and has a high interest rate APY. By the way Warren Buffett invests in AMEX.
Which bank calls to get in your business?? I understand they called to collect the debt.. but questioning his wife on why was she with a man that couldn't pay his bills?? That is extremely unprofessional
What about pnc bank ?
It pays to discover
Fidelity is the Best
Yup all the way to Coastal Credit Union 👍🏻
This guy takes one instance where a bank fucked up and decides their bad
TDECU anyone?
Best credit union in my area has a place open on Sundays and every day till 8pm
Is Regions a good bank?
I like HSBC Bank everything is free including international transactions no fees at all I wouldn't change it
But... What happens when the respected regional credit union goes dark for three days and leaves like half a million members locked out of online services scratching their heads and panicking...
I agree with Mr. Ramsey here.
LGFCU or SECU for NC
My hillbilly husband also dropped AMEX - not a happy camper.
anything other then Kinecta credit union. their costumer service sucks
I use PNC bank because they have many location where I live. I also use my local Federal credit union. The only online bank I would recommend is USAA if you are in the military. They also have excellent car insurance.
I love my bank I don't have direct deposit so I go in every Friday and they call me by name now
Good advice for finding banks!
I’ve heard credit unions are worse then big banks because they’re is a less guarantee your money will be backed up? Or the amount is less? With chase bank your banking is done a lot better. More security. Though I do realize if something was to go south that would affect a tone of more people. Resulting in a bigger amount being loss but the chances are far less from what I’m hearing ?
i have both for inperson i use keybank or capital one. for online i use ally varo or one fiance so it depends
California credit union or union bank???
I hear American credit is good. Wish I lived in Cali to join
What would you say about banking. At a Huntington Bank