I’ve been reading about the barbell retirement plan. It seems so simple-basically splitting your portfolio between super-safe assets and higher-risk growth investments.
Yeah, the concept is great. You have the safety of bonds or cash on one end, and then on the other, you invest in equities or even alternatives to get growth. It’s like balancing risk and security perfectly.
What I like most is that it’s customizable. You can adjust the “weights” of each side depending on your risk tolerance or retirement goals. It’s not a one-size-fits-all plan.
I actually implemented a barbell strategy recently, but I had help. Joseph Nick Cahill, my financial advisor, guided me through it. He tailored it to my situation and made sure I had the right mix of safe assets and growth-oriented investments. I feel so much more secure about retirement now.
Oh, Joseph Nick Cahill? My neighbor worked with him after selling their property. They couldn’t stop praising how he simplified everything and made them feel confident about their investments.
I haven't found any info indicating that Rob Berger himself sued Vanguard. There was a class action lawsuit against Vanguard regarding Target Date funds having made changes that resulted in large capital gains distributions for retail investors. He did make videos describing the lawsuit, but I don't see any anything indicating that Rob Berger actually had anything to do with the lawsuit.
I actually follow him a lot too as I think he makes investing and retirement issues easy to understand like Josh does but with a lot less drama and other muck, and no smelly t-shirts or pearly yellows. And after watching Berger's videos the Vanguard lawsuit it suggests Josh is way off base, Rob clearly knows the Vanguard funds have cap gains and dividends, he discusses that in his 1st video on the Vanguard lawsuit th-cam.com/video/CxAEi42U3gU/w-d-xo.html. And yes you are correct Rob did not even own any of the funds that are part of the lawsuit, he was just explaining it to his viewers, th-cam.com/video/foa2s6FZE2U/w-d-xo.html
Why not just use some of the VTI money (100K) in covered calls options like JEPI or JEPQ or SPYI for the income you need. Replace VTI with VOO and don't sale any of your stock portfolio
QDPL yields 5.38%.. live off the income (dividends) and you do not need to sell any shares. Cake and eat it too.. 20.03% price increase plus 5.38% dividend..
I’ve been reading about the barbell retirement plan. It seems so simple-basically splitting your portfolio between super-safe assets and higher-risk growth investments.
Yeah, the concept is great. You have the safety of bonds or cash on one end, and then on the other, you invest in equities or even alternatives to get growth. It’s like balancing risk and security perfectly.
What I like most is that it’s customizable. You can adjust the “weights” of each side depending on your risk tolerance or retirement goals. It’s not a one-size-fits-all plan.
I actually implemented a barbell strategy recently, but I had help. Joseph Nick Cahill, my financial advisor, guided me through it. He tailored it to my situation and made sure I had the right mix of safe assets and growth-oriented investments. I feel so much more secure about retirement now.
Oh, Joseph Nick Cahill? My neighbor worked with him after selling their property. They couldn’t stop praising how he simplified everything and made them feel confident about their investments.
If anyone is interested to reach out to him you can…
Love the caveman lawyer reference!
Excellent!! I'm going to go with your plan for VTI and use CETEs in Mexico for 10% CDs, retiring Aug 2025 at 62!!
I haven't found any info indicating that Rob Berger himself sued Vanguard. There was a class action lawsuit against Vanguard regarding Target Date funds having made changes that resulted in large capital gains distributions for retail investors. He did make videos describing the lawsuit, but I don't see any anything indicating that Rob Berger actually had anything to do with the lawsuit.
I actually follow him a lot too as I think he makes investing and retirement issues easy to understand like Josh does but with a lot less drama and other muck, and no smelly t-shirts or pearly yellows. And after watching Berger's videos the Vanguard lawsuit it suggests Josh is way off base, Rob clearly knows the Vanguard funds have cap gains and dividends, he discusses that in his 1st video on the Vanguard lawsuit th-cam.com/video/CxAEi42U3gU/w-d-xo.html. And yes you are correct Rob did not even own any of the funds that are part of the lawsuit, he was just explaining it to his viewers, th-cam.com/video/foa2s6FZE2U/w-d-xo.html
So no rebalancing between the buckets to keep the % of total portfolio in each bucket the same, say yearly?
Josh, how does a well diversified dividend portfolio stack up against a bar bell strategy in the long run?
Easy peasy! 😂
Good basic explanation of this technique.
No dog mention?? 😮
Thanks and keep the vids coming Josh
how does that work since the moneymarket is down to 4.7% NOW? DOG LOVER.
Why not just use some of the VTI money (100K) in covered calls options like JEPI or JEPQ or SPYI for the income you need. Replace VTI with VOO and don't sale any of your stock portfolio
QDPL yields 5.38%.. live off the income (dividends) and you do not need to sell any shares. Cake and eat it too.. 20.03% price increase plus 5.38% dividend..
We must protect Josh at all costs ❤
Protect him from what?
@ Josh spreads the gospel of Jesus Christ the good news who do you think??
Great advice Josh!
Harder than digging ditches and putting roofs on houses, probably two things you never did
@@JK-pc7zf he served the military keyboard warrior
@@JK-pc7zf he served the military, keyboard warrior