I ski in the winter, golf in the summer, read, hike, travel, biking, photography, eating out, cooking, live music, taking site seeing road trips, visiting friends.
Great video. But remember fulfillment isn't always being constantly busy with a full schedule/ it's finding a way to being comfortable with yourself in a slower lifestyle while still having episodes of exciting activities. Balance and acceptance in our lives can be underrated. 😊
Hi. I retired at 53 after a 27-year work-too-much career. Now 6 1/2 years behind me, I can say there was a protracted period of adjustment which involved a range of emotions including guilt for not being overly productive. One of the things I've tried to learn is "boredom management." It's not a glorious skill that'll impress my peers, but it has its merits that help me avoid other untoward behaviors. Maybe you can relate. Regarding exercise... I absolutely make fitness a priority. My gym only costs about $25/month and gives me a social outlet as well. I've met a couple guys my age who have a similar hobby so we ride our motorcycles every week or two when the weather's nice. Good luck and keep us posted!
I’m 2 years into retirement. Admittedly it’s a continuing process. In the slow days, I take a win first by acknowledging that I have no desire to go back to my professional life. I don’t do winter well at all, being an outdoors person. As a kid, I was an aspiring future rock guitarist. For 42 years I set my guitar aside as I worked endless hours as a CPA. Now that I have an abundance of time, and a cold snap outdoors, I’m finally able to focus on becoming a musician. It’s hard work, but I enjoy it every day!
Can you please explain what you mean by “it’s hard work “ I am happy to hear your enjoying yourself and Free time and Staying out of the cold Haha I love that Can you please elaborate on some of issues after planning for retirement that can still arise
Can you please explain what you mean by “it’s hard work “ I am happy to hear your enjoying yourself and Free time and Staying out of the cold Haha I love that Can you please elaborate on some of issues after planning for retirement that can still arise
@@chosen3258 We are each unique, so every situation can be different. The “hard work” was referring to the effort I’m committed to putting into my hobby as a guitarist. For me personally, I’m goal oriented, so this pursuit is somewhat replacing the goals of my former life, when I was constantly striving to provide the best service possible to my clients. Regarding generic advice in planning properly, I believe strongly in being honest with yourself regarding what your finances will look like post retirement. I spent years assisting clients in creating spreadsheets to project income vs expenditures, to ensure timing was right for retirement. Obviously you would include SS benefits, any other pension, conservative estimate of investment income etc. The expense side is a little trickier, but most find that expenses actually decrease in retirement. With finances in place, the unforeseen becomes how each individual deals with such a significant life changing existence. Most of the changes are obvious, but how you manage them become the adventure. It took me a good six months before I even felt comfortable acknowledging that yes, I was retired. The key is, I think, accepting the transition process without regrets. It’s accepting things like, you’re no longer needed in that role, but someone else will take your place. It’s getting used to making a day meaningful to yourself, when your days are no longer automatically filled with work obligations. It’s accepting freedom to do whatever you wish, or nothing, and to not feel awkward or even guilty about it. It’s adjusting to spending a lot more time at home, and even more of an adjustment if you’re doing that with a spouse/partner/family member. It’s finding happiness, because that’s what we strive for and deserve after a lifetime of hard work, and being able to welcome that. For me, I’ve focused a good amount of my new found freedom on enjoying nature, hiking etc. I’ve found that the best things in life are free(as they say). Some days you might get the blues, but that’s expected in any situation. On those days I remind myself that I have no regrets, and tomorrow will be a better day. Again, these realities are somewhat obvious, but you can’t plan for a reaction that remains unknown until it’s your turn. I think Trina does a great job of highlighting a lot of the potential challenges.
This video is extremely timely to me. I had to burn several vacation days at the end of 2024 or lose them. With weekends and holidays, I had sixteen days off in total. That sounded amazing to me, and the first two or three days at home doing absolutely nothing really were. But by the fourth day, I was bored out of my mind. I have enough books to last me the rest of my life, and a watchlist that I will never catch up on. This was a very sobering revelation to me. I'm about six years away from retirement, but I realized that I truly need to find something to retire into.
I think a lot of American companies don't give much vacation time and there's a work til you die attitude. It can take a little while to get off that treadmill. It takes a minute to slow down, you should embrace that. But vacation doesn't have to be boring. You should think about traveling, going to a museum, etc. I don't mean this in a bad way, but if someone gets bored, it's their fault. There's a whole world out there to explore, even from within your home.
Bored after 4 day?😅 My life is so different. I just had a week off and I'm wondering where the week went. It disappeared in an instant. I feel like I'm always doing something.
I'm two weeks into my retirement and already want to find a job! Not the best plan to retire in January in VA! The snow and cold has kept me indoors. I don't know what to do with myself without the structure of a job. But we did get a puppy recently and he is so much fun, he's keeping me from falling down a dark hole. Hoping Spring arrives soon!
This VA weather has been rough on me too! Thank goodness I joined a gym with amazing group classes. Those have provided me some structure, but look forward to when I can hike and bike again!
I retired Jan 3rd. So far, I've completed a few small projects around the house that had been on hold, repaired my car, visited mom, spent time with children/grandchildren, exercise at the gym 3x weekly, church service, clean and organize the home/yard/garage, etc. I keep a list of things I want to accomplish and check them off when completed. I enjoy yard work, but in winter, the days are long and cold. Retirement good so far but a work in progress.
I struggled with the adjustment too. I've come to the conclusion that I can look at all my new found discretionary time as a curse or a blessing. After 25 years of grinding, I'm really starting to love all my free time! It's an enormous blessing! Give it more time, get curious, and find some new things to do. Being instead of doing is where the joy resides.
@ what a wonderful sentiment! It’s a hard adjustment for Type A people and probably all people. I miss structure. Part of my problem is I’m recovering from a difficult ankle surgery so walking and working out, both of which were part of my plan, are not options at the moment. Plus it’s freezing here in VA. Thanks for sharing your thoughts. It helps!
I do lots of gardening and have a small orchard to care for. Taking care of my property and cutting firewood is also a hobby. I grow microgreens and sprouts during the winter months and going antiquing. The garden and fruit trees take care of not only my family, but neighbors and friends as well - I enjoy giving away my extra fruits and vegetables. I also am reading some of the classics and relearning algebra and chemistry. There is plenty of time in retirement to fulfill whatever you want to do. Keep learning new things and challenging yourself.
I'm 57, newly retired. I love learning, and have jumped into classes in clay, memoir writing, self-defense, playing my guitar, walking (in the rain!), and I'm a gym rat. I have also always been good at embracing the "art of doing nothing", so I'm doing okay even during these dark winters....embracing it as a time to meditate, reflect, and prepare for the Spring! For fun, I applied to be a movie extra!! I am happy with the meandering journey of life.
Way to go, I’ve been retired twenty years, now 79, and have studied everything from woodworking through french literature, currently doing an online course on the python programming language and working on 3D graphics, animation and sculpting - all free. I find one thing leads to another, I made a model of an old aeroplane and that made me curious about how the engine worked so I started making animated 3D models of old engines and I had a problem I couldn’t solve which led me to python and so it goes. But my wife and I cycle, hike or ski depending on the weather - the snow is great so now it’s skiing.
@@glennet9613 Wow! Inspirational! I think curiosity is the key to a fulfilled life. As you say, (and the song by Fixx says), one thing leads to another....Are you taking classes through Udemy or another platform like it?
Turning 61 in a few weeks and 12 or 24 months away from retiring and really enjoy your channel. Why you continue to find your next challenge, know what you’re doing right now is helping others. Have a great week.
Boardgames are my primary hobby. There are so many great games out there, from super easy and quick, high-luck "purely for fun" games, to highly strategic, complicated, long brain-burners. Many can be played solo, while others are best with 2 or a few, and some (mostly "party games") work well with 6 or more. You can have any theme you want -- sci fi, history, cute animals, or no theme at all. They can be a great escape, while keeping your brain nimble, and potentially building social connections. Many games these days are even cooperative, where everyone at the table works together, and you win or lose as a group. Game design has come a long way from the days of Monopoly and Risk.
Hi Trena. Thank you for all your videos and information! Sorry to hear about the challenges but I assume everyone will have some in one regard or another. You seem like a super young lady and are wise, bright, pretty, and an inspiration to others in your approach to retirement subjects as well as life. I am retiring next month and as it will be a 2-3 years earlier than I used to tentatively plan, I've looked at a host of endeavors and issues to address. Lots of fun in some ways but it is alot too. I look forward to your videos and I know many are inspired by your journey and how to address and overcome challenges!
There are always highs and lows in life. I live in Phoenix and it’s just the opposite for us here, we all dread the summers and feel very isolated. We sit in our houses all summer with almost nothing we can do outside. While it’s heaven now I can’t stop thinking about this upcoming summer 😢 After 46 years I still love it here but I’ve decided this summer I will rent a house in Maine for three months. I honestly can’t take another summer in isolation.
It sounds like you’ve found a great balance for your retirement! Renting a house in Maine for the summer is a fantastic idea. Enjoy those beautiful coastal views and the fresh air!
Take lots of pictures while you’re in Maine…..even selfies at a restaurant! And Perhaps, sign up for a few painting classes…. My sister has gone to several Of those “evening of wine and oil painting” events and enjoyed it very much.
The book you mention is great. I’m in my 40s and retired early from my corporate career. I climbed the ladder fast and ultimately burnt out. Anyway, I read that book and enjoyed it. Another book you may enjoy is “From Strength to Strength Finding Success, Happiness and Deep Purpose in the Second Half of Life” by Arthur C. Brooks. Coincidentally, I made pottery for several years as a creative outlet when I was working and juggling caring for my children when they were babies. So soothing and time flies, as you described. I stumbled upon your channel and the video title caught by my attention. Thanks for sharing your experience. Wishing you all the best!
Since I am only in my second day of retirement I really appreciate videos like this. I have several 'postponed' hobbies I'm looking forward to relearning. Also, I worked for a large, Federal land management agency and I know the problems everybody is having with funding and hiring. I've volunteered to work in other land units, but only doing the part of the job I liked, in other words, NO PAPERWORK. I hope this keeps me excited to get up each day and to keep me feeling useful.
Sounds like a perfect plan! Just be careful not to turn “no paperwork” into a full-time job. We wouldn’t want you to accidentally retire from retirement!
I’m almost 2 yrs into early retirement, and I knew I’d have to sit with myself and find a new path. This hit me starting year 2, after all the projects and adventures slowed down. I love your journey- I’m on a similar “seeking”. I love the opportunity to dig a little deeper on the philosophical and spiritual without the need to be doing all the time. It’s a serious deprogramming practice!
When life gives you lemons make lemonade. Great recovery Trena! Thanks for sharing your experiences, temporary setbacks, and new ideas for living with a purpose.
Another home run video, Trena. We learn more from failure than we do from success. It’s how we respond to and use that failure that determines our new course. Thanks for your willingness to share your journey… the highs and the lows.
Thank you for your honesty!! I've been semi-retired for years, and was in the honeymoon stage for a loooong time, lol.. just not having to be in the rat race I had been in my whole life gave me an excited joy that carried me through each day, even if I wasn't doing much exciting, lol😂... just recently I've been feeling the "funk" at times... too many gloomy weather days in a row makes it worse... having a daily routine and getting out and about each day, and talking regularly to my sister or other friends helps a lot.. I suggest, exercising each morning at home and also joining a cheap gym, bowling is a fun activity that you can do alone or with others, it's inside, rain or shine!! If you join a league it's a great social circle, you meet and talk to many people! Thank you again, appreciate your channel!❤❤
Thanks for the suggestions! I do go to the gym regulalry and love their group exercise classes. I do have a great social circle and am getting out a lot. Just dissapointed my winter 'Plan A' fell through.
I also hit a wall in retirement, after the planned projects around the house and yard were completed and I was heading into my first winter. Looking back I think I just needed time to adjust to a less structured existence. It’s been 2 years now and I am relaxed and happy. Ps. Love your channel
Trena, thank you for your sincere, refreshingly honest, and thoughtfully presented update on implementing your retirement plan! I also want to say how much I appreciate the way you structure your videos-it’s so professional and well-organized. I retired "cold turkey" in January 2024, and the experience has had its ups and downs. At times, it reminded me of learning to drive a manual transmission-thinking I was in gear, hitting the gas, hearing the engine roar, and realizing the car was slowing down (while my dad gave me that side-eye look from the passenger seat!). As for the joys of retirement, I’ve done a ton of wonderful volunteer work for the religious organization that I belong to, rekindled my love for downhill skiing, picked up tennis (my old high school sport), and am already diving into plans for next spring’s garden. It’s been a journey, but I’m finding my rhythm! Thank you for sharing your journey - it’s inspiring and reassuring to hear your perspective. 😊
I'm truly grateful for your kind words! It's wonderful to hear how you're embracing retirement with such enthusiasm and finding joy in new activities. Your journey sounds inspiring! I really appreciate your support! PS I think more Pickleball is in my future!
I think you'll get there when you find peace in the quiet times. Very easy to find it when things are busy and active. Much harder when not much is going on and our brains have a chance to gear up. Something needs to fill the vacuum left by retirement. Noise is the first to rush in.
I left work two months ago and knew that the holiday season was not going to be a good time to start new outside activities. I used the time to do things within the house, but I did end up with cabin fever. I've been looking forward to explore my creative jones, and although my budget does not include a new guitar in the coming year, I went out to a local store to try a few while buying a new mic stand. While I was there, a gentleman said he liked my playing and suggested he could set me up with one of the local jam sessions he's involved with. So I left with an ego boost, an new social opportunity, and the thought that maybe I can afford a new guitar after all - it would make me happy, and would cost less than your new e-bike!
I’m not retired and started guitar in late 59s. I’m 65 now. My playing is probably just above beginner. I can change chords fast enough but struggle with barre chords with my small pinky and weak hands. I watch TH-cam to learn. What kind of guitar do you want? Just curious
@@cynthiadeg9206 I want a nice steel-string folk guitar, preferably one with an input jack for an amplifier. I started playing classical guitar in my preteens and am primarily a finger-picker. What sets me apart is my nylon-string work. I also have a Gretsch solid-body electric which is nice and unusual. I picked up a used name-brand folk guitar for cheap last year when my favorite store was going out of business. It's a dreadnought, which are large-bodied and have a booming bass sound, not great for finger-picking. The concert-style guitars I was trying are slimmer and have a beautiful, sparkling sound. I've got a tip for you - make sure the head of your guitar (where the tuning pegs are) is as high as your neck, or even your head. It will give you more reach with your fingers. Also, instead of pressing or squeezing the strings when making a barre chord, let the weight of your arm pull the strings down to the frets. There are TH-cam videos with these tips. (My current folk guitar is very tough with barre chords. Also, my channel has a couple of videos with my playing - to be expanded!) Good luck, music lover!
@@MrJohnBurger-JB wow I never knew the neck should be so high. I’m gonna try that trick. I have a lower end cutaway acoustic 3/4 Martin. Also a couple of others that are not name brands but one actually has a deeper sound than my Martin- probably cuz it’s a bit larger and not a cutaway. Well at least I can play Fire and Rain, and Landslide, etc. I won’t get bored when I retire. Thanks so much for the info
@@X-7-Ripper I retired at 56, my wife at 54. Definitely develop many hobbies or activities to retire to. My first decade was a huge project list of everything from home renovations of bathrooms, kitchen, adding hard wood floors, etc. Also, restored a couple old classic cars I had for years. I also have several volunteer activities - church, a local gradeschool, boyscouts, etc. And we travel several times a year - just got back from a couple weeks in Florence Italy seeing the Christmas markets. But almost free things like camping, hiking, biking, etc. are great to do when warm enough outside. Financially, being debt free provides a major advantage if at possible as that dramatically reduces retirement income needed. This is #1 in my book. Money in different "buckets"(taxable and tax free) is extremely useful for flexibility. We had significant cash, dividend stock holdings, traditional 401k and IRA accounts and Roth accounts. When the market is down, it is nice to be able to draw from those cash funds if needed and avoid taking a loss selling depressed stocks. Dividend income typically will remain consistent even in market drops if you choose solid companies, like dividend aristocrat stocks. Buying good companies then not panicking and selling when there are significant market drops is critical. If you chose well, they will recover so avoid locking in a loss and selling if possible. My experience is that one has retirement finances covered when they have a total (reliable) retirement income that is about 20-25% greater than their expenses. This allows for a small annual raise, covers inflation, and then the rest is invested in more dividend stocks, further increasing your income. Following this plan, one should see income and net worth increase for the rest of their life and they become financially independent. The math works both ways, so if you don't have huge savings or income, dramatically reduced expenses wil get you there too. This is how many couples don't just get by, but thrive on just two SS checks - very low expenses.
When I retired, I moved to the Philippines for 4 years then Guatemala for a year. That was one way to avoid winter. Moved back to Canada in 2019 and I’ll admit I’m still struggling to make it through winters. The 5 years “warm” were the best of my life.
Do you have hobbies that you enjoyed during your working years? I am almost 70, mostly retired, but still operate a business I started in 1992 - environmental consultant. I enjoy the challenges of the work, have written professional peer-reviewed journal and environmental magazine articles. I also have enjoyed both telescope and wide angle astrophotometry as a hobby for many years even during my prime working years. I still go out at night under the stars and look up and capture with my cameras the planets, deep sky objects, etc, especially when we travel to national parks. You kind of mentioned travel, that is something that my wife and I do enjoy. We travel about 5X per year both domestically and internationally. I realize that travel can be expensive. Perhaps you could plan trips with a friend that would help with the cost. For me, planning a trip to national parks or elsewhere can be almost as much fun as the trip! The point, is there anything that you did professionally during your career that you could do part time? It would get you engaged with others in your field during the day. I do realize that many people retire without a plan for the future. Travel, hobbies, group sports or just hiking. For me, just searching on the internet for something to spend my days would be awful. Anyway, good luck, I hope this helps you!
@@retirethisway yes, travel and hobbies are important in retirement. I was also trying to convey to strive for a sense of purpose for your daily life. I do not know what you did professionally during your working years, obviously you retired young, so you may not be looking to do that "job". But, do you have a skill set that would be useful - even part time? You seem to be a "people person" so I am just guessing you would strive in a work place environment around other, even part-time? Anyway, your videos show you have a pleasant personality and come across as down to Earth. Whatever you decide, I wish you well on life's journey.
You have a beautiful spirit and I'm glad I was led to your channel. This is what you were meant to do in your life right now, and I know life is going to be amazing for you this year!
I go for the winter projects; my treadmill was giving me an error code, so I watched a TH-cam video or two and disassemble it. After my repair only half the display works now and it will only work at the highest speeds. I figure by the summer I will be ready for the Olympics😃 And yes this is how probably 90% of my projects turn out!!!! My E-bike is looking nervous, I'm thinking about converting it from a seven speed to an eight speed hmmmm!!!
I plan to retire in the next 5 years and I live in a condo community where I often get to chat to seniors at the pool about retirement. They all love it, most are single. They all love it and seem to have a simple routine. Swim and/or a walk in the morning, chores, lunch and then they have activities on certain days like free yoga in the park, some are in church groups, they go to the library etc , some are in webinar groups and so on. Sounds good to me 😊I think I’m designed for retirement, work has always been something I only tolerated for money plus I like my own company and rarely get bored. My Aunt on the other hand can never sit still and finds retirement very challenging, she spends far too much money traveling to keep occupied
Thank you so much for your honesty and sharing your challenges. This was a nice video. When I fully retire I can foresee these challenges in winter as well.
We are planning on retiring early at 53. We initially thought of settling in Spain or Portugal however after a few exploratory trips we have discovered that we would prefer to live a more nomadic lifestyle and move around as often as possible. With this, at least for us, we feel we will always be planning, researching, our next destination etc. therefore staying more active and busy while also maintaining a certain level of healthy stress. It will also keep us in our toes specially since we will be budget travelers.
I always have so much to think about and do that I'm never bored. I think you've figured this out, too. There are so many new things to try! While we're not retired yet, I'm easing into it. My wife got us started learning Pickleball, which gives us a new reason to go to the gym. She got us started in Wallyball (like volleyball but allowing bouncing the ball off the walls in a racquetball court). I decided to not pursue that, but I gave it a try a couple of times. Sometimes it is good to step outside our comfort zones and try things we wouldn't normally think of doing. It is Winter here in Minnesota. I'm too old to learn to ski now, but yesterday we went snow tubing. At age 58, I was obviously the oldest person out there on the hill, but it was fun!
I retired unexpected.y at 55 on 15 Jan 2020. Talk about bad timing! Within 6 weeks we were all on Covid lockdown, and I was alone at home with no plan. Since then my retirement identify has shifted multiple times. College children moved back home to do virtual classes, and for 4 years I was blessed with watching a grand baby 2 days a week. Now the grand babies have moved away and my adult college student has graduated, gotten married, and also moved away. Even retirement has cycles of change and renewals of identify. My husband has just retired and we will now begin the next phase of retirement.. retirement may not turn out to be what is expected or planned, but it ultimately is what you make of it.
I had a similar volunteer experience. I looked into helping at a local food pantry. I went there, spoke with others who were helping there, talked w the director, and completed an application. They ghosted me! What the heck. Oh well.
Retired from tech in July 2024. Started beekeeping as a hobby about 5 years ago. Met another keeper and have been helping him build his business. We have over 100 hives now and plans to expand in spring to possible 200. Not a huge number by commercial standards, but clearly larger than a hobbyist level. Not a lot of work in winter but come springtime it is going to be very busy.
I bought a farm for this reason, to give me things to do and something to look after, contact with nature to mix in with all the other 'planned' things & hobbies that I realise won't pan out like I think they will
Love that you talk about more than math and portfolio allocations. Our fun, social activities and purpose take intention and sometimes have hiccups in early retirement. Great video💪
I'm glad you enjoyed the video! It's so true that early retirement comes with its own set of challenges and joys. Finding that balance can definitely take some time!
Go to any local elementary school and be a "reading" volunteer. You'll do a background check but there are lots of little ones that need to learn the value of reading and that is very worthwhile. The bonus might be you reading or listening to kids read might spark the writer in you to author a children's book:-)
My wife and I are moving to Central Florida to a retirement community that is loaded with activities, entertainment and volunteer opportunities. I live in the Indianapolis area and I am tired of the cold and snow, if I retire and stay put, I know I will not like it. I am 58.5 and I think we will relocate at 60 then start drawing SS at 62. This year we have had about 14" of snow and very cold temps, I can't retire into this climate, I will take high heat and humidity just fine. I know you will find your way, I hear it takes times to adjust to retirement.
Ha - hey there fellow Hoosier! We have a 1000 ft drive I have had to plow 3 times in the last week with my Polaris Ranger so I feel your pain. We did get out for a 2 mile walk this afternoon but understand wanting to not have to go through this. Still, one thing I learned is that once reitred, I don't HAVE to leave the house for a few days when the weather is too bad. As a former work colleague said when he called into work a few weeks after he retired ... he said that he never knew how pretty snow was until he didn't need to go out into it. Funny guy. We decided to stay here since we retired over a decade ago at 56/54. We do escape/travel several times a year to break it up. All my friends, family, and activities are here with full and fun filled days. We used to visit my wife's parents at their retirement community in Florida and I was bored in a few days. Lots of TV, naps and ealry bird specials. I did get more walks and swimming in though. They loved that community for the things you mentioned as the club houss had daily activities. They had a better social life in retirement there than when working up here. Hope it works out for you - good luck !
@ my brother moved to the Orlando area, I don’t think he gave it enough time but he moved back to Peoria Illinois after a year, said he missed the snow and having seasons. For me it’s only my wife and I in Indiana (Westfield) so I believe we will adapt, my wife is from Lima Peru so not a cold weather fan at all. We will probably live in Peru during Floridas hot months (July August) and stay around Peoria a bit as well. Keep loving your retirement and thanks for the advice!
Very relatable video, thank you for being so open & honest. I retired about 2 1/2 years ago and also find the winter months can be challenging even though I live in the southeastern region of U.S. I have a treadmill and I usually walk right after morning coffee then, taking care of any tasks that need to be done. I too am looking for more enjoyable activities that I can participate in which seems to be a little harder this time of year. Good luck to all of us as we try to find our way! Really enjoy your videos!
I truly appreciate your kind words! It’s comforting to know that others can relate. Here’s to discovering new activities and making the most of our retirement journeys!
I’m 69 and have remained as busy as ever, never try and analyze my day to day just let it fall where it may, in winter play hockey and snowmobile trips, still run when it’s above freezing out and work when I want to. Life just unfolds before me I do try to adjust the dial
I’m curious if you’re experiencing the level of TH-cam success you expected? Your channel is on fire - and for good reason. My underlying point: maybe some things are less than you expected while others are more? Any other positive surprises you point to? Big and small? You’re on such a great path. Keep going!
Yes, there’s lots of good things happening all around! My channel has taken off much faster than I ever expected. I share those details in my monthly portfolio updates!
I think that a gradual transition may been better for you. Just hear me out. I work f/t, run an online radio station on the side, and we travel 2 or 3 times a year to pet-friendly spots. My plan is to secure a p/t job (2 days/week) when I retire from my f/t job. I know how I'm wired and I need a "soft landing" as opposed to "cold turkey". I currently host a monthly music show on my station and that will be incorporated into my retirement plan. My finances will never be an issue...for me, it is always about the mental aspect of retirement planning.
Great Advice! Thank you for sharing and for being so transparent. I retired at 50 and now semi retired ‘working’ 2 days a week at a NFP assisting those with disabilities and I LOVE it! You are correct, retirement is a journey and it’s ok to get lost sometimes; It’s ok to change course. As an Engineer, I planned the work and then worked the plan. However, just as I occasionally discovered in my career, I found that retirement too can throw a wrench into the best of plans. It’s ok to change course. Best of luck to you on your journey and I look forward to future videos.
I really appreciate your kind words! It’s wonderful to hear how you’ve found joy in your semi-retirement. Your encouragement means a lot, and I’m excited to see what the future holds!
I don't know where you live, but there are tons of resources for day trips to explore your local area. Plus, socialization in groups is very VERY important.
I recently retired but thanx to my hobbies i never get bored. Video gaming, music on spotify, movies on Netflix, books on my library or in Audible, little naps anytime i want and endless hours of staring my fellow citizens who struggle to make a living under bad weather conditions full of stress. Evenings with friends drinking coffee or going out to fancy gourme restaurants planning trips or new adventures.
Life is what you make it. Did you also get the "winter blues" while you were working? Some things are worth spending that cash on for your own pleasure. Do you have money you could spend to enhance your life? Are you being too frugal? Go visit a nearby city and explore what they have to offer. You could also take a part time job if you have a void to fill. I retired two years ago at 57 and have never had the feelings you describe. I always have something to tinker with and go places. Some people need that feeling of accomplishment, I never felt that way my job was just a way to fund my life.
Good advice! You love to travel, a little trip here and there can really spice up a Winter. I love Winter and will walk and hike in the cold almost as much as in other seasons. It's all about the clothing and staying on more level areas. I recently went for many miles along sandbars and banks of the Missouri river. It's underwater or soft and muddy the rest of the year. Also a lot of parks etc. are open in the off season and show a whole new side under snow. Parts are closed but there are no crowds. Icy weather will stop my walking, no use trying to negotiate that. Then I try some fancy cooking, read a book (which never happens otherwise), or catch up on indoor projects. I have a few horses so I'll linger outside and hang out with them a bit more than on nicer days. Winter is time for a bit of a reset and a slowing of life.
I’m looking for a job a few years after retiring. I miss working. The senior events were filled with people in their 80s and 90s. The activities though nice weren’t as fulfilling. I still wake up at 6am. Sleeping in isn’t as fun as I thought it would be.
I believe I want to take cooking classes and become a really good chef when I retire. Maybe take French and Italian cooking classes and then cook nice meals for the homeless and veterans.
Day-um, girl, you need to relax! ;) I hear ya though, this is a great topic. I often think like "what am I gonna do in retirement???" But then I also stop and realize that I have been banging it out in the Salt Mines since '91 without a break, so any guilt or feeling bad about being a "slacker" is gone now! lol. You deserve to down-shift now, Trina - as disconcerting as it might feel - sort of embrace the discomfort. For one thing, you have a great channel going, so focusing on that is great - maybe give yourself related challenges for improving your channel - "new tricks I can learn in Adobe Premiere". Recently I picked up the guitar again - have not played since I was 18. I also discovered that along with playing the guitar, I am enjoying customizing them and building them from kits. Not sure that it will lead anywhere for when I actually retire, but I am enjoying it way more than I expected. My own plan is to transition to Part Time work first (hopefully this year) to sort of "try on my retirement pants" and see if I can deal with it. If that works out well, then I am gonna jump into the pool with ya. :) And probably ride my motorcycle cross-country without shaving or bathing. LOL Great stuff as usual.
This is my big worry. I'm in Michigan and winter is my fear. As for volunteering, i like Dogs and you can go walk shelter Dogs any day you want. Mall walking i used to roll my eyes at but its an amazingly easy way to get exercise in. I think in life, its important to push yourself to do things even when you may not want to.
January 3rd was my last day so this is all very fresh! A friend and I joined a gym and have been twice, so that's going well. I am still just a bit in shock to be retired, as this was prompted by my health and not planned so early, but I think it's the right thing for me. I think I would like to pursue a little bit of work at some point. I'm checking out the local art supply shop for classes and events this coming month.
You might try reaching out to the places where you applied to volunteer to let them know you’re still interested. A lot of volunteer organizations are understaffed and paperwork can fall through the cracks. Also, I’ve heard more than one volunteer organizer talk about having a constant stream of new volunteers with good intentions who quickly lose interest after a couple of times. Just like applying for a job, if you let the organization know that you’re really serious and committed about helping out, your application may rise to the top of the pile. Good luck!
Try putting up with the winters in Wisconsin when retired. I have several trips planned to tropical places soon that will help get me out of the cold and have trips to look forward to. I just have to get through March, and only recently retired. I visit the fitness center daily for 2 hours, I treat fitness like a job Monday through Friday.
When we retired we took our bikes to Europe every year and toured a different country each time staying in cheap self catering accommodation. Eventually we sold our house and moved to France, studied French in Paris, and then moved to Switzerland where we now live, cycling, hiking or skiing every day. It has been fantastic.
Ours did too. First plan of staying in our house… bored…travel more with our truck and camper, fail (campgrounds can be boring after a while- we aren’t ready to go that slow). After that up until now, we slow travel overseas. We stay a month to three months and move on. Always new people to meet and things to see. Plus, no towing and spend time in the truck- driving to do anything.
Great job on your videos! I really enjoy everything about them - the pace, the content, and the honesty. I think most of us in your near-situation started out feeling like finances would be the biggest concern, only to be confronted with even bigger questions: meaning, purpose, and fulfillment to name just a few. I still find some goal setting to be valuable. I like to have some fitness goals, learning goals, and in my case goals to complete regarding our property. And yes, some fun goals like some travel and learning how to wind surf. For me, mixing up those activities on a regular basis can really help. A good workout, followed with some work around our property, perhaps mixed in with some reading - or watching this video! - makes time go by quicker than I'd like! I also like to remind myself of the freedom that comes with no longer working for a company. That's a big deal, and can be easily forgotten once you're off the work mill! Thanks for your videos - hope you keep them going well into the future!
I really appreciate your videos! I left my job in September of 2024 due to stress and corporate takeover. Financially fine, wife still works and on her health insurance. So all good right? Wrong! I've been looking for work, more part time than full but no luck. I know my age of 60 may hurt but gosh darn it, I see other people "downgrade" their job later in life. Why can't I? I feel like I'm in "retirement purgatory." Yes, love having all the free time but it's too much, at least for now. Winter here stinks! Well, keep up your experiences in retirement and tomorrow is another day! 🙂
This video made my day...I chuckled the whole way through,but enjoy and understood the message,I'm 48 and retired trying to navigate my portfolios,I'm take $20 a week cooking classes in Long Island NY,that calms my mind,and i do a lot of walking...especially to new places,have a great blessed day madam.🙏🏽
I may only be 37 but I am at a near retirement point in my life. I am very introverted and keep to myself and have most of my life. I have become more part of the community I live in than ever before. What I am trying to say is find a way to help people and those in your community. I don’t go to many of the events but I help them set up and take down and such.
I think this is why a friend advised me to do absolutely nothing for 6 months after quitting work. I took his advice-I read, I walked, I wrote. I said no to board positions, head hunters and consulting jobs. 😂After 43 years of saying YES to others, I had to figure out what I wanted to say yes to now that every minute belonged to me. I eventually landed upon what I wanted to do-my husband and I have been full-time travelers for over 4 years now. We own no real estate-all our stuff is in a 10 x 10 storage shed. It is a glorious, and yes, affordable and liberating life.
This is a really great video. thanks for addressing the emotional side. I am actually on my last week of my job. A few things I’ve done recently are changed my gym membership to a much cheaper option and rejoined a yoga studio I attended pre-pandemic. I also just got hiking boots and a lot of winter outdoor gear. Like you I prefer warm climates, but walking in nature often is more important for my mental health then my physical comfort! I like the Scandinavian saying, “there’s no bad weather only poor clothing”. I think for next topic it would be interesting for you to cover how where you retire affects budget and lifestyle options; maybe you did before; I think you said you live in Virginia. I live in Washington DC; the cost of living here is I think the second highest in the US for retirees. I’m considering being a snowbird in Florida soon, and eventually maybe sell my DC place but there are pros and cons of so many cultural options here … cheers!
I have Scandanavian heritage, so I guess I should start embracing it! One of my first videos was on how to decide where to live in retirement, check it out: th-cam.com/video/wPIVCAg_Yj4/w-d-xo.html
Just a couple of ideas. If you like to teach and want to make extra money - tutoring on the side is a great option during the school year. It gives you the ability to meet kids who need help, gives you the immediate impact of helping someone who needs it….and you can make a few bucks on your time frame (remote or in person). Tutoring companies hire all the time. Separately, I have a friend who decided to work part time at a college that gives them heavy discounts for classes. So they work part time, mainly to take almost free classes at a community college because they love to learn.
well... i've been following your channel for a few months and i really thought you were going to partake in a lot of traveling adventures and i kinda figured that your channel would kinda turn into a travel channel of sorts (that's a great tax write off by the way)... anyway, in the near future, i imagine that with your mind and passion that you'll discover that your winters are too short and busy... just have fun !.... the fun thing that i like to do when traveling is to sketch/draw interesting objects... some people like photography but sketching seems more relaxing and more focused on the object... kinda like catching its essence...
I love sketching for the way it twists my mind in new directions. My stuff sometimes looks weird or lopsided but I find it transporting and peaceful to sit and try to reproduce what I am seeing onto the paper with just a simple pencil. It has sharpened my observation skills. You might really be surprised by this, Trena, if you don't already practice it. I know I was. It's a great daily discipline, for like a half hour (or more, if you want) plus you end up with a neat sketchbook collection and the memories/thoughts you had while doing the pieces come back later. Great video!
First off, you look entirely too young to be retired. Congratulations. I was forced into retirement early due to health issues. The first 6 months in almost constant pain. Then surgery, recovery and then my wife told me that I had to go do something because I was driving her crazy. I got a job working for a temporary agency driving cars for a local auction. I work when I want to. Have made quitea few acquaintances there. Socially I needed to work. All of my friends are still working. I had great plands for travel but taking care of my mother has shelved that. There just isnt a cookie cutter retirement anymore. Just do what you want to. You earned it.
I have found out after 2 and half years of retirement I looked back and discovered the graveyard is full of people that thought they could not be done without. Retirement is good.
The seniors who die early are those who sit around all day. Many things may “ not light you up” but if the alternative is dying at 90 instead of 70 I can find a way to get excited about it.
Ty - I am retiring soon and then applied for a part time job just in case. Not sure it will work out as I planned but this talk reminds me that for once in my life - I can let the process go and if it doesn’t - that is okay!! For once in my life I don’t need it to be planned!! Ty
Sounds like you needa couple of months in Mexico. Winter in the US is a great time to shut off the water, grab a backpack and see another part of the world. Love from South America travel.
Thanks again for candidly sharing your journey. I'll definitely continue to follow your channel to learn new insights from you with how you navigate early retirement. You are a great presenter and your topics are relevant for those who aspires to retire early. Question for you: did you consider ROTH conversions when you were in your working years? You mentioned your income was too high to qualify for free community college. Would doing ROTH conversions in your working years allowed you to take the same amount out of your ROTH accounts to sustain your same lifestyle, but allow you to report less than $24K in your modified adjusted gross income so that you could qualify for subsidiaries?
My first retirement Winter! All was fine, plenty of things to do, money not an issue …. Until … New Year’s Eve 2024/2025 the flu hit! Health is everything, two weeks later still a nagging cough and don’t want to affect anyone else. Time solves all issues. Remodeling the master bath is the new project to keep busy 😊
Congratulations! You have discovered the secret to a joyful retirement. No longer a destination, but a wondrous journey to be crafted as you wish. To paraphrase Mr. Spock: May you live long and find contentment.
I would suggest learning to play an instrument. I started as a kid playing drums, then switched to guitar. I'm 59 now and still learning new things. I play music with family and friends occasionally and plan on doing more when I retire in the next couple of years. Love your channel. Keep up the good work and best wishes!
Flexible plan, less stress. You control your time now. Your now a woman of leisure keep that in mind now. Your daily diary is very good for yourself and to reread what you wrote, reflection is good.
You Tube recommended this video and based on your videos I have now watched, I think you have a good channel. I am curious about a couple of things that I have not yet learned from the videos; what was the thought process you went through to retire at 59? and what is the super power that you will be leveraging to make the most of your retirement with a more modest nest egg? I plan to retire in 3 months which is when I will turn 63. My focus until then is preparing myself emotionally and strategically.
Hi and welcome to the channel! I posted a video all about how/why I quit, check it out. My super power? I examine my life, my values, my goals... and get rid of the things that don't matter , or that I don't care much about, or add joy in my life. That frees up my resources and energy to put towards what really lights me up! I wish you the best of luck in your planning!
I too,had the no return calls on the volunteering. I now know you have to show up in person most charities who need people, not money, don’t use the internet…
@retirethisway , I'm so sorry to hear that. That is a huge missed opportunity. I think I have heard of some universities having online options for audit?? I haven't looked into it myself so I'm not sure which universities or what classes. I know you had a specific thing in mind.
I enjoy quilting. I have been cooking more. I do daily yoga. I declutter. I have a bird feeder and watch birds while I have tea. ☕️ I do small trips in the car. I’m sure you can find free courses online or watch TH-cam to learn something new. The best things in life are free. You now have TIME to find them.
Well, the good thing is that the crisis isn't due to lack of money. I don't envision having a problem finding things to do if I retired today. As it stands I don't have the time and energy to work and do all the things I want to do.
A lot of people find that in retirement, it's harder to fill 24 hour than it was the 14 - 16 hours available while working. However, when you retire too early financially, where you can't try new things that might cost money makes it far more difficult. There are several channels like yours about retiring with little money, and they all have the same issue.
What do you like to do for fun?
I ski in the winter, golf in the summer, read, hike, travel, biking, photography, eating out, cooking, live music, taking site seeing road trips, visiting friends.
It is not so much the what but the who and the how. Having an everyday companion to feed off of will lead to new adventures and locals.
We got Ebikes last year, and have found joy taking Bike Trails up to 50 miles a day! Some beautiful views on those Rail To Trails bike paths.
@@peterrobbins6691 awesome!
@@djk9324 nice!
Great video. But remember fulfillment isn't always being constantly busy with a full schedule/ it's finding a way to being comfortable with yourself in a slower lifestyle while still having episodes of exciting activities. Balance and acceptance in our lives can be underrated. 😊
Very true! It's all an adjustment period right now.
Luckily, I don't get bored. I could sit here and stare at the ceiling and that's fine w/ me/.
🤣🤣
😂The art of staring at the ceiling is very important! I'm a wall or out-the-window stare-er myself.
Me too. I don’t get bored at all either.
That's called mindfulness 👏
Carry on Dude😀
Hi. I retired at 53 after a 27-year work-too-much career. Now 6 1/2 years behind me, I can say there was a protracted period of adjustment which involved a range of emotions including guilt for not being overly productive. One of the things I've tried to learn is "boredom management." It's not a glorious skill that'll impress my peers, but it has its merits that help me avoid other untoward behaviors. Maybe you can relate. Regarding exercise... I absolutely make fitness a priority. My gym only costs about $25/month and gives me a social outlet as well. I've met a couple guys my age who have a similar hobby so we ride our motorcycles every week or two when the weather's nice. Good luck and keep us posted!
I can definitely relate, thanks! And I too, love my gym. Both the physical and social aspects it provides.
I’m 2 years into retirement. Admittedly it’s a continuing process. In the slow days, I take a win first by acknowledging that I have no desire to go back to my professional life. I don’t do winter well at all, being an outdoors person. As a kid, I was an aspiring future rock guitarist. For 42 years I set my guitar aside as I worked endless hours as a CPA. Now that I have an abundance of time, and a cold snap outdoors, I’m finally able to focus on becoming a musician. It’s hard work, but I enjoy it every day!
That sounds amazing!
Can you please explain what you mean by “it’s hard work “
I am happy to hear your enjoying yourself and Free time and Staying out of the cold Haha I love that
Can you please elaborate on some of issues after planning for retirement that can still arise
Can you please explain what you mean by “it’s hard work “
I am happy to hear your enjoying yourself and Free time and Staying out of the cold Haha I love that
Can you please elaborate on some of issues after planning for retirement that can still arise
@@chosen3258 We are each unique, so every situation can be different. The “hard work” was referring to the effort I’m committed to putting into my hobby as a guitarist. For me personally, I’m goal oriented, so this pursuit is somewhat replacing the goals of my former life, when I was constantly striving to provide the best service possible to my clients. Regarding generic advice in planning properly, I believe strongly in being honest with yourself regarding what your finances will look like post retirement. I spent years assisting clients in creating spreadsheets to project income vs expenditures, to ensure timing was right for retirement. Obviously you would include SS benefits, any other pension, conservative estimate of investment income etc. The expense side is a little trickier, but most find that expenses actually decrease in retirement. With finances in place, the unforeseen becomes how each individual deals with such a significant life changing existence. Most of the changes are obvious, but how you manage them become the adventure. It took me a good six months before I even felt comfortable acknowledging that yes, I was retired. The key is, I think, accepting the transition process without regrets. It’s accepting things like, you’re no longer needed in that role, but someone else will take your place. It’s getting used to making a day meaningful to yourself, when your days are no longer automatically filled with work obligations. It’s accepting freedom to do whatever you wish, or nothing, and to not feel awkward or even guilty about it. It’s adjusting to spending a lot more time at home, and even more of an adjustment if you’re doing that with a spouse/partner/family member. It’s finding happiness, because that’s what we strive for and deserve after a lifetime of hard work, and being able to welcome that. For me, I’ve focused a good amount of my new found freedom on enjoying nature, hiking etc. I’ve found that the best things in life are free(as they say). Some days you might get the blues, but that’s expected in any situation. On those days I remind myself that I have no regrets, and tomorrow will be a better day. Again, these realities are somewhat obvious, but you can’t plan for a reaction that remains unknown until it’s your turn. I think Trina does a great job of highlighting a lot of the potential challenges.
This video is extremely timely to me. I had to burn several vacation days at the end of 2024 or lose them. With weekends and holidays, I had sixteen days off in total. That sounded amazing to me, and the first two or three days at home doing absolutely nothing really were. But by the fourth day, I was bored out of my mind. I have enough books to last me the rest of my life, and a watchlist that I will never catch up on. This was a very sobering revelation to me. I'm about six years away from retirement, but I realized that I truly need to find something to retire into.
I think a lot of American companies don't give much vacation time and there's a work til you die attitude. It can take a little while to get off that treadmill. It takes a minute to slow down, you should embrace that. But vacation doesn't have to be boring. You should think about traveling, going to a museum, etc. I don't mean this in a bad way, but if someone gets bored, it's their fault. There's a whole world out there to explore, even from within your home.
Yes, retire to something. Living only a life of liesure would not be very fulfilling!
Oh man - I might get that but it’s gonna take me three months instead of three days
Bored after 4 day?😅 My life is so different. I just had a week off and I'm wondering where the week went. It disappeared in an instant. I feel like I'm always doing something.
I'm two weeks into my retirement and already want to find a job! Not the best plan to retire in January in VA! The snow and cold has kept me indoors. I don't know what to do with myself without the structure of a job. But we did get a puppy recently and he is so much fun, he's keeping me from falling down a dark hole. Hoping Spring arrives soon!
This VA weather has been rough on me too! Thank goodness I joined a gym with amazing group classes. Those have provided me some structure, but look forward to when I can hike and bike again!
I retired Jan 3rd. So far, I've completed a few small projects around the house that had been on hold, repaired my car, visited mom, spent time with children/grandchildren, exercise at the gym 3x weekly, church service, clean and organize the home/yard/garage, etc. I keep a list of things I want to accomplish and check them off when completed. I enjoy yard work, but in winter, the days are long and cold. Retirement good so far but a work in progress.
I don't like the cold so I am planning my retirement this spring. The extra money will help with my being prepared also.
I struggled with the adjustment too. I've come to the conclusion that I can look at all my new found discretionary time as a curse or a blessing. After 25 years of grinding, I'm really starting to love all my free time! It's an enormous blessing! Give it more time, get curious, and find some new things to do. Being instead of doing is where the joy resides.
@ what a wonderful sentiment! It’s a hard adjustment for Type A people and probably all people. I miss structure. Part of my problem is I’m recovering from a difficult ankle surgery so walking and working out, both of which were part of my plan, are not options at the moment. Plus it’s freezing here in VA. Thanks for sharing your thoughts. It helps!
I do lots of gardening and have a small orchard to care for. Taking care of my property and cutting firewood is also a hobby. I grow microgreens and sprouts during the winter months and going antiquing. The garden and fruit trees take care of not only my family, but neighbors and friends as well - I enjoy giving away my extra fruits and vegetables. I also am reading some of the classics and relearning algebra and chemistry. There is plenty of time in retirement to fulfill whatever you want to do. Keep learning new things and challenging yourself.
Sounds like you have a great life. Enjoy!
That sounds wonderful!
@@marym.garcia4147 - God is good !
I'm 57, newly retired. I love learning, and have jumped into classes in clay, memoir writing, self-defense, playing my guitar, walking (in the rain!), and I'm a gym rat. I have also always been good at embracing the "art of doing nothing", so I'm doing okay even during these dark winters....embracing it as a time to meditate, reflect, and prepare for the Spring! For fun, I applied to be a movie extra!! I am happy with the meandering journey of life.
That all sounds wonderful!
Way to go, I’ve been retired twenty years, now 79, and have studied everything from woodworking through french literature, currently doing an online course on the python programming language and working on 3D graphics, animation and sculpting - all free.
I find one thing leads to another, I made a model of an old aeroplane and that made me curious about how the engine worked so I started making animated 3D models of old engines and I had a problem I couldn’t solve which led me to python and so it goes. But my wife and I cycle, hike or ski depending on the weather - the snow is great so now it’s skiing.
@@glennet9613 Wow! Inspirational! I think curiosity is the key to a fulfilled life. As you say, (and the song by Fixx says), one thing leads to another....Are you taking classes through Udemy or another platform like it?
I recommend traveling to a warm climate during the cold winter. It’s life changing! There are so many beautiful places to experience.
Thanks for the tips!
Turning 61 in a few weeks and 12 or 24 months away from retiring and really enjoy your channel. Why you continue to find your next challenge, know what you’re doing right now is helping others. Have a great week.
I truly appreciate your support! Knowing that my journey can help others makes it all worthwhile. Have an amazing week ahead!
Boardgames are my primary hobby. There are so many great games out there, from super easy and quick, high-luck "purely for fun" games, to highly strategic, complicated, long brain-burners. Many can be played solo, while others are best with 2 or a few, and some (mostly "party games") work well with 6 or more. You can have any theme you want -- sci fi, history, cute animals, or no theme at all. They can be a great escape, while keeping your brain nimble, and potentially building social connections. Many games these days are even cooperative, where everyone at the table works together, and you win or lose as a group. Game design has come a long way from the days of Monopoly and Risk.
Nice! There is a board game meetup group in my area. My first event is later this week. I'm super excited!
Hi Trena. Thank you for all your videos and information! Sorry to hear about the challenges but I assume everyone will have some in one regard or another. You seem like a super young lady and are wise, bright, pretty, and an inspiration to others in your approach to retirement subjects as well as life.
I am retiring next month and as it will be a 2-3 years earlier than I used to tentatively plan, I've looked at a host of endeavors and issues to address. Lots of fun in some ways but it is alot too.
I look forward to your videos and I know many are inspired by your journey and how to address and overcome challenges!
Thank you for your kind words and encouragement! I really appreciate it.
There are always highs and lows in life. I live in Phoenix and it’s just the opposite for us here, we all dread the summers and feel very isolated. We sit in our houses all summer with almost nothing we can do outside. While it’s heaven now I can’t stop thinking about this upcoming summer 😢
After 46 years I still love it here but I’ve decided this summer I will rent a house in Maine for three months. I honestly can’t take another summer in isolation.
It sounds like you’ve found a great balance for your retirement! Renting a house in Maine for the summer is a fantastic idea. Enjoy those beautiful coastal views and the fresh air!
Take lots of pictures while you’re in Maine…..even selfies at a restaurant! And
Perhaps, sign up for a few painting classes…. My sister has gone to several
Of those “evening of wine and oil painting” events and enjoyed it very much.
The book you mention is great. I’m in my 40s and retired early from my corporate career. I climbed the ladder fast and ultimately burnt out. Anyway, I read that book and enjoyed it. Another book you may enjoy is “From Strength to Strength Finding Success, Happiness and Deep Purpose in the Second Half of Life” by Arthur C. Brooks.
Coincidentally, I made pottery for several years as a creative outlet when I was working and juggling caring for my children when they were babies. So soothing and time flies, as you described.
I stumbled upon your channel and the video title caught by my attention. Thanks for sharing your experience. Wishing you all the best!
Thanks for the great suggestions! And I am glad you found the channel!
Since I am only in my second day of retirement I really appreciate videos like this. I have several 'postponed' hobbies I'm looking forward to relearning. Also, I worked for a large, Federal land management agency and I know the problems everybody is having with funding and hiring. I've volunteered to work in other land units, but only doing the part of the job I liked, in other words, NO PAPERWORK. I hope this keeps me excited to get up each day and to keep me feeling useful.
Sounds like a perfect plan! Just be careful not to turn “no paperwork” into a full-time job. We wouldn’t want you to accidentally retire from retirement!
I’m almost 2 yrs into early retirement, and I knew I’d have to sit with myself and find a new path. This hit me starting year 2, after all the projects and adventures slowed down. I love your journey- I’m on a similar “seeking”. I love the opportunity to dig a little deeper on the philosophical and spiritual without the need to be doing all the time. It’s a serious deprogramming practice!
It’s definitely a mental adjustment!
Your honesty is refreshing...and helpful.
Glad you think so!
When life gives you lemons make lemonade. Great recovery Trena! Thanks for sharing your experiences, temporary setbacks, and new ideas for living with a purpose.
My pleasure!
Another home run video, Trena. We learn more from failure than we do from success. It’s how we respond to and use that failure that determines our new course. Thanks for your willingness to share your journey… the highs and the lows.
Ah, thank you so much!
Thank you for your honesty!! I've been semi-retired for years, and was in the honeymoon stage for a loooong time, lol.. just not having to be in the rat race I had been in my whole life gave me an excited joy that carried me through each day, even if I wasn't doing much exciting, lol😂... just recently I've been feeling the "funk" at times... too many gloomy weather days in a row makes it worse... having a daily routine and getting out and about each day, and talking regularly to my sister or other friends helps a lot.. I suggest, exercising each morning at home and also joining a cheap gym, bowling is a fun activity that you can do alone or with others, it's inside, rain or shine!! If you join a league it's a great social circle, you meet and talk to many people! Thank you again, appreciate your channel!❤❤
Thanks for the suggestions! I do go to the gym regulalry and love their group exercise classes. I do have a great social circle and am getting out a lot. Just dissapointed my winter 'Plan A' fell through.
I also hit a wall in retirement, after the planned projects around the house and yard were completed and I was heading into my first winter. Looking back I think I just needed time to adjust to a less structured existence. It’s been 2 years now and I am relaxed and happy.
Ps. Love your channel
Thanks for sharing! I’m so glad you are enjoying my channel.
It took my father years to relax into retirement
Trena, thank you for your sincere, refreshingly honest, and thoughtfully presented update on implementing your retirement plan! I also want to say how much I appreciate the way you structure your videos-it’s so professional and well-organized.
I retired "cold turkey" in January 2024, and the experience has had its ups and downs. At times, it reminded me of learning to drive a manual transmission-thinking I was in gear, hitting the gas, hearing the engine roar, and realizing the car was slowing down (while my dad gave me that side-eye look from the passenger seat!).
As for the joys of retirement, I’ve done a ton of wonderful volunteer work for the religious organization that I belong to, rekindled my love for downhill skiing, picked up tennis (my old high school sport), and am already diving into plans for next spring’s garden. It’s been a journey, but I’m finding my rhythm!
Thank you for sharing your journey - it’s inspiring and reassuring to hear your perspective. 😊
I'm truly grateful for your kind words! It's wonderful to hear how you're embracing retirement with such enthusiasm and finding joy in new activities. Your journey sounds inspiring! I really appreciate your support!
PS
I think more Pickleball is in my future!
I think you'll get there when you find peace in the quiet times. Very easy to find it when things are busy and active. Much harder when not much is going on and our brains have a chance to gear up. Something needs to fill the vacuum left by retirement. Noise is the first to rush in.
Wise words, thank you!
I left work two months ago and knew that the holiday season was not going to be a good time to start new outside activities. I used the time to do things within the house, but I did end up with cabin fever. I've been looking forward to explore my creative jones, and although my budget does not include a new guitar in the coming year, I went out to a local store to try a few while buying a new mic stand. While I was there, a gentleman said he liked my playing and suggested he could set me up with one of the local jam sessions he's involved with. So I left with an ego boost, an new social opportunity, and the thought that maybe I can afford a new guitar after all - it would make me happy, and would cost less than your new e-bike!
That sounds amazing!! Good for you!
I’m not retired and started guitar in late 59s. I’m 65 now. My playing is probably just above beginner. I can change chords fast enough but struggle with barre chords with my small pinky and weak hands. I watch TH-cam to learn. What kind of guitar do you want? Just curious
@@cynthiadeg9206 I want a nice steel-string folk guitar, preferably one with an input jack for an amplifier. I started playing classical guitar in my preteens and am primarily a finger-picker. What sets me apart is my nylon-string work. I also have a Gretsch solid-body electric which is nice and unusual. I picked up a used name-brand folk guitar for cheap last year when my favorite store was going out of business. It's a dreadnought, which are large-bodied and have a booming bass sound, not great for finger-picking. The concert-style guitars I was trying are slimmer and have a beautiful, sparkling sound. I've got a tip for you - make sure the head of your guitar (where the tuning pegs are) is as high as your neck, or even your head. It will give you more reach with your fingers. Also, instead of pressing or squeezing the strings when making a barre chord, let the weight of your arm pull the strings down to the frets. There are TH-cam videos with these tips. (My current folk guitar is very tough with barre chords. Also, my channel has a couple of videos with my playing - to be expanded!) Good luck, music lover!
@@MrJohnBurger-JB wow I never knew the neck should be so high. I’m gonna try that trick. I have a lower end cutaway acoustic 3/4 Martin. Also a couple of others that are not name brands but one actually has a deeper sound than my Martin- probably cuz it’s a bit larger and not a cutaway. Well at least I can play Fire and Rain, and Landslide, etc. I won’t get bored when I retire. Thanks so much for the info
I retired at 57 and have never looked back. I spend 25% of what I used to.
That's awesome!
Hi! Congratulations on early retirement. I’m currently 50, and plan to retire at 56. Do you have any advice?
@@X-7-Ripperfollowing cause I am interested
@@X-7-Ripper I retired at 56, my wife at 54. Definitely develop many hobbies or activities to retire to. My first decade was a huge project list of everything from home renovations of bathrooms, kitchen, adding hard wood floors, etc. Also, restored a couple old classic cars I had for years. I also have several volunteer activities - church, a local gradeschool, boyscouts, etc. And we travel several times a year - just got back from a couple weeks in Florence Italy seeing the Christmas markets. But almost free things like camping, hiking, biking, etc. are great to do when warm enough outside.
Financially, being debt free provides a major advantage if at possible as that dramatically reduces retirement income needed. This is #1 in my book.
Money in different "buckets"(taxable and tax free) is extremely useful for flexibility. We had significant cash, dividend stock holdings, traditional 401k and IRA accounts and Roth accounts. When the market is down, it is nice to be able to draw from those cash funds if needed and avoid taking a loss selling depressed stocks.
Dividend income typically will remain consistent even in market drops if you choose solid companies, like dividend aristocrat stocks. Buying good companies then not panicking and selling when there are significant market drops is critical. If you chose well, they will recover so avoid locking in a loss and selling if possible.
My experience is that one has retirement finances covered when they have a total (reliable) retirement income that is about 20-25% greater than their expenses. This allows for a small annual raise, covers inflation, and then the rest is invested in more dividend stocks, further increasing your income. Following this plan, one should see income and net worth increase for the rest of their life and they become financially independent. The math works both ways, so if you don't have huge savings or income, dramatically reduced expenses wil get you there too. This is how many couples don't just get by, but thrive on just two SS checks - very low expenses.
I retired at 50 and never looked back. I’m spending double 😂😂
When I retired, I moved to the Philippines for 4 years then Guatemala for a year. That was one way to avoid winter. Moved back to Canada in 2019 and I’ll admit I’m still struggling to make it through winters. The 5 years “warm” were the best of my life.
Wow!
Do you have hobbies that you enjoyed during your working years? I am almost 70, mostly retired, but still operate a business I started in 1992 - environmental consultant. I enjoy the challenges of the work, have written professional peer-reviewed journal and environmental magazine articles. I also have enjoyed both telescope and wide angle astrophotometry as a hobby for many years even during my prime working years. I still go out at night under the stars and look up and capture with my cameras the planets, deep sky objects, etc, especially when we travel to national parks. You kind of mentioned travel, that is something that my wife and I do enjoy. We travel about 5X per year both domestically and internationally. I realize that travel can be expensive. Perhaps you could plan trips with a friend that would help with the cost. For me, planning a trip to national parks or elsewhere can be almost as much fun as the trip!
The point, is there anything that you did professionally during your career that you could do part time? It would get you engaged with others in your field during the day. I do realize that many people retire without a plan for the future. Travel, hobbies, group sports or just hiking. For me, just searching on the internet for something to spend my days would be awful. Anyway, good luck, I hope this helps you!
@@retirethisway yes, travel and hobbies are important in retirement. I was also trying to convey to strive for a sense of purpose for your daily life. I do not know what you did professionally during your working years, obviously you retired young, so you may not be looking to do that "job". But, do you have a skill set that would be useful - even part time? You seem to be a "people person" so I am just guessing you would strive in a work place environment around other, even part-time? Anyway, your videos show you have a pleasant personality and come across as down to Earth. Whatever you decide, I wish you well on life's journey.
I love seeing the kids, parents, and dogs every day as a crossing guard.
That’s wonderful!
You have a beautiful spirit and I'm glad I was led to your channel. This is what you were meant to do in your life right now, and I know life is going to be amazing for you this year!
I think you are absolutely right! Thank you!
I go for the winter projects; my treadmill was giving me an error code, so I watched a TH-cam video or two and disassemble it. After my repair only half the display works now and it will only work at the highest speeds. I figure by the summer I will be ready for the Olympics😃 And yes this is how probably 90% of my projects turn out!!!! My E-bike is looking nervous, I'm thinking about converting it from a seven speed to an eight speed hmmmm!!!
Oh my, that is too funny! At least it works?? But the e-bike, I don't know that I would mess with that one!
Go to Spain for the winter. You'll love it and it would be great for the Channel.
This. Pick a new country each year.
I do have several trips planned in May. I definitely need to add some for the winter next year!
I plan to retire in the next 5 years and I live in a condo community where I often get to chat to seniors at the pool about retirement. They all love it, most are single. They all love it and seem to have a simple routine. Swim and/or a walk in the morning, chores, lunch and then they have activities on certain days like free yoga in the park, some are in church groups, they go to the library etc , some are in webinar groups and so on. Sounds good to me 😊I think I’m designed for retirement, work has always been something I only tolerated for money plus I like my own company and rarely get bored. My Aunt on the other hand can never sit still and finds retirement very challenging, she spends far too much money traveling to keep occupied
Thanks so much for sharing! There are so many ways to do retirement!
Thank you so much for your honesty and sharing your challenges. This was a nice video. When I fully retire I can foresee these challenges in winter as well.
You are so welcome!
We are planning on retiring early at 53. We initially thought of settling in Spain or Portugal however after a few exploratory trips we have discovered that we would prefer to live a more nomadic lifestyle and move around as often as possible. With this, at least for us, we feel we will always be planning, researching, our next destination etc. therefore staying more active and busy while also maintaining a certain level of healthy stress. It will also keep us in our toes specially since we will be budget travelers.
That sounds like a wonderful adventure!
I always have so much to think about and do that I'm never bored. I think you've figured this out, too. There are so many new things to try! While we're not retired yet, I'm easing into it. My wife got us started learning Pickleball, which gives us a new reason to go to the gym. She got us started in Wallyball (like volleyball but allowing bouncing the ball off the walls in a racquetball court). I decided to not pursue that, but I gave it a try a couple of times. Sometimes it is good to step outside our comfort zones and try things we wouldn't normally think of doing. It is Winter here in Minnesota. I'm too old to learn to ski now, but yesterday we went snow tubing. At age 58, I was obviously the oldest person out there on the hill, but it was fun!
Sounds like you two are having fun and staying active. That’s fantastic!
I retired unexpected.y at 55 on 15 Jan 2020. Talk about bad timing! Within 6 weeks we were all on Covid lockdown, and I was alone at home with no plan. Since then my retirement identify has shifted multiple times. College children moved back home to do virtual classes, and for 4 years I was blessed with watching a grand baby 2 days a week. Now the grand babies have moved away and my adult college student has graduated, gotten married, and also moved away. Even retirement has cycles of change and renewals of identify. My husband has just retired and we will now begin the next phase of retirement.. retirement may not turn out to be what is expected or planned, but it ultimately is what you make of it.
Thank you for sharing your experience! You sound very blessed!!
I had a similar volunteer experience. I looked into helping at a local food pantry. I went there, spoke with others who were helping there, talked w the director, and completed an application. They ghosted me! What the heck. Oh well.
Definitely their loss!
Retired from tech in July 2024. Started beekeeping as a hobby about 5 years ago. Met another keeper and have been helping him build his business. We have over 100 hives now and plans to expand in spring to possible 200. Not a huge number by commercial standards, but clearly larger than a hobbyist level. Not a lot of work in winter but come springtime it is going to be very busy.
That’s super cool! Beekeeping sounds like a sweet gig. Can’t wait to hear about all the honey you’ll be making come spring! 🐝🍯
I bought a farm for this reason, to give me things to do and something to look after, contact with nature to mix in with all the other 'planned' things & hobbies that I realise won't pan out like I think they will
That is awesome!
Love that you talk about more than math and portfolio allocations. Our fun, social activities and purpose take intention and sometimes have hiccups in early retirement. Great video💪
I'm glad you enjoyed the video! It's so true that early retirement comes with its own set of challenges and joys. Finding that balance can definitely take some time!
Go to any local elementary school and be a "reading" volunteer. You'll do a background check but there are lots of little ones that need to learn the value of reading and that is very worthwhile. The bonus might be you reading or listening to kids read might spark the writer in you to author a children's book:-)
Great idea!
My wife and I are moving to Central Florida to a retirement community that is loaded with activities, entertainment and volunteer opportunities. I live in the Indianapolis area and I am tired of the cold and snow, if I retire and stay put, I know I will not like it. I am 58.5 and I think we will relocate at 60 then start drawing SS at 62. This year we have had about 14" of snow and very cold temps, I can't retire into this climate, I will take high heat and humidity just fine. I know you will find your way, I hear it takes times to adjust to retirement.
Thank you! Coming from Alaska I totally understand what you’re saying about the cold. And this winter is an unusually cold one!
Ha - hey there fellow Hoosier!
We have a 1000 ft drive I have had to plow 3 times in the last week with my Polaris Ranger so I feel your pain. We did get out for a 2 mile walk this afternoon but understand wanting to not have to go through this. Still, one thing I learned is that once reitred, I don't HAVE to leave the house for a few days when the weather is too bad. As a former work colleague said when he called into work a few weeks after he retired ... he said that he never knew how pretty snow was until he didn't need to go out into it. Funny guy. We decided to stay here since we retired over a decade ago at 56/54. We do escape/travel several times a year to break it up.
All my friends, family, and activities are here with full and fun filled days. We used to visit my wife's parents at their retirement community in Florida and I was bored in a few days. Lots of TV, naps and ealry bird specials. I did get more walks and swimming in though. They loved that community for the things you mentioned as the club houss had daily activities. They had a better social life in retirement there than when working up here. Hope it works out for you - good luck !
@ my brother moved to the Orlando area, I don’t think he gave it enough time but he moved back to Peoria Illinois after a year, said he missed the snow and having seasons. For me it’s only my wife and I in Indiana (Westfield) so I believe we will adapt, my wife is from Lima Peru so not a cold weather fan at all. We will probably live in Peru during Floridas hot months (July August) and stay around Peoria a bit as well.
Keep loving your retirement and thanks for the advice!
@@retirethisway I had no idea you live in Alaska. Yes winters could e long and challenging. Could you leave for part of the winter?
Oh, I left Alaska 12 years ago!
Very relatable video, thank you for being so open & honest. I retired about 2 1/2 years ago and also find the winter months can be challenging even though I live in the southeastern region of U.S. I have a treadmill and I usually walk right after morning coffee then, taking care of any tasks that need to be done. I too am looking for more enjoyable activities that I can participate in which seems to be a little harder this time of year. Good luck to all of us as we try to find our way! Really enjoy your videos!
I truly appreciate your kind words! It’s comforting to know that others can relate. Here’s to discovering new activities and making the most of our retirement journeys!
I’m 69 and have remained as busy as ever, never try and analyze my day to day just let it fall where it may, in winter play hockey and snowmobile trips, still run when it’s above freezing out and work when I want to. Life just unfolds before me I do try to adjust the dial
Nice!
I’m curious if you’re experiencing the level of TH-cam success you expected? Your channel is on fire - and for good reason.
My underlying point: maybe some things are less than you expected while others are more? Any other positive surprises you point to? Big and small?
You’re on such a great path. Keep going!
Yes, there’s lots of good things happening all around! My channel has taken off much faster than I ever expected. I share those details in my monthly portfolio updates!
I think that a gradual transition may been better for you. Just hear me out. I work f/t, run an online radio station on the side, and we travel 2 or 3 times a year to pet-friendly spots. My plan is to secure a p/t job (2 days/week) when I retire from my f/t job. I know how I'm wired and I need a "soft landing" as opposed to "cold turkey". I currently host a monthly music show on my station and that will be incorporated into my retirement plan. My finances will never be an issue...for me, it is always about the mental aspect of retirement planning.
Thanks for sharing! I really don't want to work part time, so I am focused on finding other ways... this channel is one of them!
I am retiring the end of the year. It’s been 30 years but started crocheting again. Already 2 blankets done for the cold winter.
That’s great! I used to crochet too. Maybe I’ll pick it up again.
Great Advice! Thank you for sharing and for being so transparent.
I retired at 50 and now semi retired ‘working’ 2 days a week at a NFP assisting those with disabilities and I LOVE it!
You are correct, retirement is a journey and it’s ok to get lost sometimes; It’s ok to change course.
As an Engineer, I planned the work and then worked the plan. However, just as I occasionally discovered in my career, I found that retirement too can throw a wrench into the best of plans. It’s ok to change course.
Best of luck to you on your journey and I look forward to future videos.
I really appreciate your kind words! It’s wonderful to hear how you’ve found joy in your semi-retirement. Your encouragement means a lot, and I’m excited to see what the future holds!
Your candid video of your recent experiences is very helpful. Thank you. Best wishes in discovering your modified path and new activities
Thanks!
Thanks for sharing your experiences! Maybe our rhythm changes seasonally.
Absolutely!!
I don't know where you live, but there are tons of resources for day trips to explore your local area. Plus, socialization in groups is very VERY important.
Yes, social connections ate important. I’m so glad I have a solid friend group of ladies here! It makes such a difference!
🎉🎉🎉 Thanks 👍👍👍 winters are the toughest part of retirement.🎉🎉🎉
Yes they are!
Screw that. I am retiring by 1 Jan 2026. I will find something to do. I am not gonna feel down about having time to do whatever I want when I want.
I'm not feeling down... watch the whole video and you'll see!
I recently retired but thanx to my hobbies i never get bored. Video gaming, music on spotify, movies on Netflix, books on my library or in Audible, little naps anytime i want and endless hours of staring my fellow citizens who struggle to make a living under bad weather conditions full of stress. Evenings with friends drinking coffee or going out to fancy gourme restaurants planning trips or new adventures.
That sounds really nice!
Life is what you make it. Did you also get the "winter blues" while you were working? Some things are worth spending that cash on for your own pleasure. Do you have money you could spend to enhance your life? Are you being too frugal? Go visit a nearby city and explore what they have to offer. You could also take a part time job if you have a void to fill. I retired two years ago at 57 and have never had the feelings you describe. I always have something to tinker with and go places. Some people need that feeling of accomplishment, I never felt that way my job was just a way to fund my life.
Thanks for the tips!
Good advice! You love to travel, a little trip here and there can really spice up a Winter. I love Winter and will walk and hike in the cold almost as much as in other seasons. It's all about the clothing and staying on more level areas. I recently went for many miles along sandbars and banks of the Missouri river. It's underwater or soft and muddy the rest of the year. Also a lot of parks etc. are open in the off season and show a whole new side under snow. Parts are closed but there are no crowds. Icy weather will stop my walking, no use trying to negotiate that. Then I try some fancy cooking, read a book (which never happens otherwise), or catch up on indoor projects. I have a few horses so I'll linger outside and hang out with them a bit more than on nicer days. Winter is time for a bit of a reset and a slowing of life.
Thank you! That all sounds wonderful! I'm definetly planning more trips.
I’m looking for a job a few years after retiring. I miss working. The senior events were filled with people in their 80s and 90s. The activities though nice weren’t as fulfilling. I still wake up at 6am. Sleeping in isn’t as fun as I thought it would be.
I get it!
I believe I want to take cooking classes and become a really good chef when I retire. Maybe take French and Italian cooking classes and then cook nice meals for the homeless and veterans.
Fun! And yummy!
Day-um, girl, you need to relax! ;)
I hear ya though, this is a great topic. I often think like "what am I gonna do in retirement???" But then I also stop and realize that I have been banging it out in the Salt Mines since '91 without a break, so any guilt or feeling bad about being a "slacker" is gone now! lol. You deserve to down-shift now, Trina - as disconcerting as it might feel - sort of embrace the discomfort. For one thing, you have a great channel going, so focusing on that is great - maybe give yourself related challenges for improving your channel - "new tricks I can learn in Adobe Premiere".
Recently I picked up the guitar again - have not played since I was 18. I also discovered that along with playing the guitar, I am enjoying customizing them and building them from kits. Not sure that it will lead anywhere for when I actually retire, but I am enjoying it way more than I expected. My own plan is to transition to Part Time work first (hopefully this year) to sort of "try on my retirement pants" and see if I can deal with it. If that works out well, then I am gonna jump into the pool with ya. :) And probably ride my motorcycle cross-country without shaving or bathing. LOL
Great stuff as usual.
Sounds like a good plan! And I am defintley using this time to get better at video editing. I love learning, and improving!
This is my big worry. I'm in Michigan and winter is my fear. As for volunteering, i like Dogs and you can go walk shelter Dogs any day you want. Mall walking i used to roll my eyes at but its an amazingly easy way to get exercise in. I think in life, its important to push yourself to do things even when you may not want to.
Thanks! Such a good point!
I just love you 🥰 you are so relatable and inspiring!
Thanks!
Say hi to Mr Money for me 😂
January 3rd was my last day so this is all very fresh! A friend and I joined a gym and have been twice, so that's going well. I am still just a bit in shock to be retired, as this was prompted by my health and not planned so early, but I think it's the right thing for me. I think I would like to pursue a little bit of work at some point. I'm checking out the local art supply shop for classes and events this coming month.
That’s great!
You might try reaching out to the places where you applied to volunteer to let them know you’re still interested. A lot of volunteer organizations are understaffed and paperwork can fall through the cracks. Also, I’ve heard more than one volunteer organizer talk about having a constant stream of new volunteers with good intentions who quickly lose interest after a couple of times. Just like applying for a job, if you let the organization know that you’re really serious and committed about helping out, your application may rise to the top of the pile. Good luck!
Thanks! I have done that. Unfortunately this is a common situation in my area.
Thanks for this! Very inspiring!
You’re welcome!
❤ Creating your own rhythm…love that!
Happy to hear it!
Try putting up with the winters in Wisconsin when retired. I have several trips planned to tropical places soon that will help get me out of the cold and have trips to look forward to. I just have to get through March, and only recently retired. I visit the fitness center daily for 2 hours, I treat fitness like a job Monday through Friday.
I wouldn't be able to handle Wisconsin. Heck, that's why I left Alaska! And I am loving my gym here too!
When we retired we took our bikes to Europe every year and toured a different country each time staying in cheap self catering accommodation. Eventually we sold our house and moved to France, studied French in Paris, and then moved to Switzerland where we now live, cycling, hiking or skiing every day. It has been fantastic.
That sounds amazing! I think I'm going to do next winter in Greece!
@@retirethiswayHave you considered the Camino de Santiago? It seems like the sort of challenge you might enjoy.
@@glennet9613 Yes! A friend of mine did that last year and raves about it!
Ours did too. First plan of staying in our house… bored…travel more with our truck and camper, fail (campgrounds can be boring after a while- we aren’t ready to go that slow). After that up until now, we slow travel overseas. We stay a month to three months and move on. Always new people to meet and things to see. Plus, no towing and spend time in the truck- driving to do anything.
I love slow traveling!!
Great job on your videos! I really enjoy everything about them - the pace, the content, and the honesty. I think most of us in your near-situation started out feeling like finances would be the biggest concern, only to be confronted with even bigger questions: meaning, purpose, and fulfillment to name just a few. I still find some goal setting to be valuable. I like to have some fitness goals, learning goals, and in my case goals to complete regarding our property. And yes, some fun goals like some travel and learning how to wind surf. For me, mixing up those activities on a regular basis can really help. A good workout, followed with some work around our property, perhaps mixed in with some reading - or watching this video! - makes time go by quicker than I'd like! I also like to remind myself of the freedom that comes with no longer working for a company. That's a big deal, and can be easily forgotten once you're off the work mill! Thanks for your videos - hope you keep them going well into the future!
Thank you! I’m so glad you are enjoying my videos. And thanks for sharing your wisdom!
I really appreciate your videos! I left my job in September of 2024 due to stress and corporate takeover. Financially fine, wife still works and on her health insurance. So all good right? Wrong! I've been looking for work, more part time than full but no luck. I know my age of 60 may hurt but gosh darn it, I see other people "downgrade" their job later in life. Why can't I? I feel like I'm in "retirement purgatory." Yes, love having all the free time but it's too much, at least for now. Winter here stinks! Well, keep up your experiences in retirement and tomorrow is another day! 🙂
Hang in there! 😀
This video made my day...I chuckled the whole way through,but enjoy and understood the message,I'm 48 and retired trying to navigate my portfolios,I'm take $20 a week cooking classes in Long Island NY,that calms my mind,and i do a lot of walking...especially to new places,have a great blessed day madam.🙏🏽
Glad you enjoyed it
I may only be 37 but I am at a near retirement point in my life. I am very introverted and keep to myself and have most of my life. I have become more part of the community I live in than ever before. What I am trying to say is find a way to help people and those in your community. I don’t go to many of the events but I help them set up and take down and such.
I am defintely working on that, thanks!
I think this is why a friend advised me to do absolutely nothing for 6 months after quitting work. I took his advice-I read, I walked, I wrote. I said no to board positions, head hunters and consulting jobs. 😂After 43 years of saying YES to others, I had to figure out what I wanted to say yes to now that every minute belonged to me. I eventually landed upon what I wanted to do-my husband and I have been full-time travelers for over 4 years now. We own no real estate-all our stuff is in a 10 x 10 storage shed. It is a glorious, and yes, affordable and liberating life.
What a wonderful adventure! Congrats!!
I'm also in Virginia! I recently volunteered with Junior Achievement for the same reasons. I'm not retired but really enjoyed the program.
that's awesome!
This is a really great video. thanks for addressing the emotional side. I am actually on my last week of my job. A few things I’ve done recently are changed my gym membership to a much cheaper option and rejoined a yoga studio I attended pre-pandemic. I also just got hiking boots and a lot of winter outdoor gear. Like you I prefer warm climates, but walking in nature often is more important for my mental health then my physical comfort! I like the Scandinavian saying, “there’s no bad weather only poor clothing”. I think for next topic it would be interesting for you to cover how where you retire affects budget and lifestyle options; maybe you did before; I think you said you live in Virginia. I live in Washington DC; the cost of living here is I think the second highest in the US for retirees. I’m considering being a snowbird in Florida soon, and eventually maybe sell my DC place but there are pros and cons of so many cultural options here … cheers!
I have Scandanavian heritage, so I guess I should start embracing it! One of my first videos was on how to decide where to live in retirement, check it out: th-cam.com/video/wPIVCAg_Yj4/w-d-xo.html
Just a couple of ideas. If you like to teach and want to make extra money - tutoring on the side is a great option during the school year. It gives you the ability to meet kids who need help, gives you the immediate impact of helping someone who needs it….and you can make a few bucks on your time frame (remote or in person). Tutoring companies hire all the time. Separately, I have a friend who decided to work part time at a college that gives them heavy discounts for classes. So they work part time, mainly to take almost free classes at a community college because they love to learn.
Thanks for sharing!
well... i've been following your channel for a few months and i really thought you were going to partake in a lot of traveling adventures and i kinda figured that your channel would kinda turn into a travel channel of sorts (that's a great tax write off by the way)... anyway, in the near future, i imagine that with your mind and passion that you'll discover that your winters are too short and busy... just have fun !.... the fun thing that i like to do when traveling is to sketch/draw interesting objects... some people like photography but sketching seems more relaxing and more focused on the object... kinda like catching its essence...
I do have trips to Greece, Portugual and Germany starting in May!
@@retirethisway that's GREAT! ..don't forget to make some content for your channel (pretty sure we (your audience) would enjoy that !
I love sketching for the way it twists my mind in new directions. My stuff sometimes looks weird or lopsided but I find it transporting and peaceful to sit and try to reproduce what I am seeing onto the paper with just a simple pencil. It has sharpened my observation skills. You might really be surprised by this, Trena, if you don't already practice it. I know I was. It's a great daily discipline, for like a half hour (or more, if you want) plus you end up with a neat sketchbook collection and the memories/thoughts you had while doing the pieces come back later.
Great video!
@superman9772 I definitely will!
First off, you look entirely too young to be retired. Congratulations. I was forced into retirement early due to health issues. The first 6 months in almost constant pain. Then surgery, recovery and then my wife told me that I had to go do something because I was driving her crazy. I got a job working for a temporary agency driving cars for a local auction. I work when I want to. Have made quitea few acquaintances there. Socially I needed to work. All of my friends are still working. I had great plands for travel but taking care of my mother has shelved that. There just isnt a cookie cutter retirement anymore. Just do what you want to. You earned it.
Thanks so much!
Great video, T. I noticed the same thing regarding volunteering. Even my local hospital has a minimum of 1 year on a waiting list for volunteering.
that's insane!
I have found out after 2 and half years of retirement I looked back and discovered the graveyard is full of people that thought they could not be done without. Retirement is good.
Retirement is definitely good!
The seniors who die early are those who sit around all day. Many things may “ not light you up” but if the alternative is dying at 90 instead of 70 I can find a way to get excited about it.
I definitely will not be sitting around all day!
Ty - I am retiring soon and then applied for a part time job just in case. Not sure it will work out as I planned but this talk reminds me that for once in my life - I can let the process go and if it doesn’t - that is okay!! For once in my life I don’t need it to be planned!! Ty
So true! Thanks so much for sharing.
Sounds like you needa couple of months in Mexico. Winter in the US is a great time to shut off the water, grab a backpack and see another part of the world. Love from South America travel.
Yes! That's a fantastic idea!
Instead of running away from work life, know your why of retirement and what you want to run toward.
Oh I do!
Thanks again for candidly sharing your journey. I'll definitely continue to follow your channel to learn new insights from you with how you navigate early retirement. You are a great presenter and your topics are relevant for those who aspires to retire early. Question for you: did you consider ROTH conversions when you were in your working years? You mentioned your income was too high to qualify for free community college. Would doing ROTH conversions in your working years allowed you to take the same amount out of your ROTH accounts to sustain your same lifestyle, but allow you to report less than $24K in your modified adjusted gross income so that you could qualify for subsidiaries?
I appreciate your kind words! I'm actually working on a video now about ROTH conversions, so stay tuned!
My first retirement Winter! All was fine, plenty of things to do, money not an issue …. Until … New Year’s Eve 2024/2025 the flu hit! Health is everything, two weeks later still a nagging cough and don’t want to affect anyone else. Time solves all issues. Remodeling the master bath is the new project to keep busy 😊
I'm sorry to hear you are taking awhile to heal. But thankfully, you are on the mend! And remodeling is always fun!
Congratulations! You have discovered the secret to a joyful retirement. No longer a destination, but a wondrous journey to be crafted as you wish. To paraphrase Mr. Spock: May you live long and find contentment.
Ah, thank you!
I've held off on retiring because of winters in upstate NY. Going to buy a cheap mobile home in florida
Yep. Probably a condo in Vegas for me. Snow and slush can save it!
I understand. I've never been a fan of cold winter weather.
It's not so bad Trina. That thumb nail had me worried!
Oh gosh, don't be! I am fine! This was a momentary blip that I have already worked through!
@retirethisway you seem very resilient.
I would suggest learning to play an instrument. I started as a kid playing drums, then switched to guitar. I'm 59 now and still learning new things. I play music with family and friends occasionally and plan on doing more when I retire in the next couple of years. Love your channel. Keep up the good work and best wishes!
Thanks for the suggestion!
Flexible plan, less stress. You control your time now. Your now a woman of leisure keep that in mind now. Your daily diary is very good for yourself and to reread what you wrote, reflection is good.
Yes! Thank you!
You Tube recommended this video and based on your videos I have now watched, I think you have a good channel. I am curious about a couple of things that I have not yet learned from the videos; what was the thought process you went through to retire at 59? and what is the super power that you will be leveraging to make the most of your retirement with a more modest nest egg? I plan to retire in 3 months which is when I will turn 63. My focus until then is preparing myself emotionally and strategically.
Hi and welcome to the channel! I posted a video all about how/why I quit, check it out. My super power? I examine my life, my values, my goals... and get rid of the things that don't matter , or that I don't care much about, or add joy in my life. That frees up my resources and energy to put towards what really lights me up! I wish you the best of luck in your planning!
@@retirethisway Thanks, I appreciated your response on your super power. Also, I found the video by sorting on "popular".
The real world hits hard
Sometimes. But life is good!
I appreciate your honesty. It is what makes your videos good. For me I look at it is about God directing me and me being open to listen.
That is a great perspective!
I too,had the no return calls on the volunteering. I now know you have to show up in person most charities who need people, not money, don’t use the internet…
Thanks for the tip!
You can ask if you can audit classes for free. You don't get credit for them but you can still attend
I tried, they said no!
@retirethisway , I'm so sorry to hear that. That is a huge missed opportunity. I think I have heard of some universities having online options for audit?? I haven't looked into it myself so I'm not sure which universities or what classes. I know you had a specific thing in mind.
I enjoy quilting. I have been cooking more. I do daily yoga. I declutter. I have a bird feeder and watch birds while I have tea. ☕️ I do small trips in the car. I’m sure you can find free courses online or watch TH-cam to learn something new. The best things in life are free. You now have TIME to find them.
Nice! I’m finding many things to do that I am enjoying greatly!
Well, the good thing is that the crisis isn't due to lack of money. I don't envision having a problem finding things to do if I retired today. As it stands I don't have the time and energy to work and do all the things I want to do.
I’m finding a new rhythm for the winter and so far it’s turning out wonderfully!
A lot of people find that in retirement, it's harder to fill 24 hour than it was the 14 - 16 hours available while working. However, when you retire too early financially, where you can't try new things that might cost money makes it far more difficult. There are several channels like yours about retiring with little money, and they all have the same issue.
I'll take 10 years of freedom versus slaving away till 67 to get more money. Money doesn't buy happiness.
Thanks for sharing, but this isn't a money issue!