Thank you for this video. I found it every helpful. Although, i found it hard to concentrate on your voice with the background music. I have a difficulty with focus especially if there are two sources of a sound and the music (although quiet and not to wild) was off -setting. :) Thank you again!
That's a very well done video! Something that I still can't understand is if that result from the calculator is for just a term of for the full cours ( by the way, my course is full time). Thanks!
Did you discuss the free money you made or did I just not get it? Was the free money you are talking about in your video title the OSAP you received or some investment you made using your OSAP? 🤔
Yes you can apply before starting the program. In our experience, they don’t check the amount of savings students have but you must agree to submit factual data.
Thank you! Please feel free to subscribe to our channel as we continue to make content to support students! Let us know what other kinds of videos you would like to see!
Each year, your financial need is calculated based on your tuition fees and other educational costs, living expenses and what you (and your family, if applicable) are expected to contribute. So just because you have "savings", doesn't mean it will negatively impact your OSAP eligibility. Especially if those savings are not expected to be used towards your tuition payment.
From our experience, universities don’t expect you to use 100% of your savings on tuition. Students could keep money in their savings for unexpected medical bills, surprise vehicle repairs etc. OSAP applications are more focused on your income and your contribution from savings account. We don’t expect OSAP will question whether your contributions from savings are too high or too low.
Hi Because this will be my first time applying for OSAP, I have some questions. 1/ I have to fill out the application first before applying to a school that I want to go or I have to get in school first and apply later on 2/ I have an amount of money in a saving account, would it be a factor affect on money received from OSAP? thank you for your response.
Hi I see this comment was made two years ago. Wondering if you could share your experience with these two queries here as I also have the same questions. Thanks
A bit of missed information. You make one time payments during school study periods on your loan. Some people do this, so after they graduating they pay less and less cumulated interest over time. Their is also an option to opt out of the loan and receive only grants or the option to use grants directly on your loans. Great information in the video
Which all amount from that estimator list, would they be paying to me ? I mean they have different sections right , tuition fee, compulsory tuition, books, travel and living. In the estimator they shows a final in total amount, is that for entire program or for an year or for term. (For the records I was trying for 4 years bachelors degree)
Well, student's loans are popular in USA, Canada, maybe, and that's all? However it is good policy, since young people apprecieate opportunity to learn.
Awesome video! Do you think receiving osap can effect EI benefit? And how can one just take the grant, not the loan or pay back the loan immediately without having to wait to complete the program? Much appreciate your answer
Your OSAP should not affect your EI as OSAP is a loan. EI could affect OSAP as it is a source of income. You are eligible to take the portion of the loan that you wish. You are also able to pay back your OSAP loan prior to finishing the program or at any time (for those choosing to graduate debt free). Hope that helps! Please hit the subscribe button as we have some more great videos coming!
Same here , I make $32,400 profits on my investment since I started trading with Mrs Jessica Mary Cassetty , her trading strategies are top notch. Am winning consistently trading with Mrs Jessica Mary Cassetty she's really the best broker I've made a lot of profit investing with her...
After watching so many TH-cam tutorial videos about trading . I was still making losses until Mrs Jessica started managing my investments now I make $10,567 weekly. God bless Mrs Jessica Mary Cassetty she’s been a blessing to my family..
Expert Jessica Mary Cassetty traded my 1.2BTC to 2.6BTC in just 2 weeks of Trading. With the consistent weekly profits l'm getting investing with Mrs Jessica there's no doubt she is the most reliable broker in the market, such a genius.
You would submit an application. The review process will take into account what your financial status is and determine eligibility. Previous education credentials should not influence eligibility.
Hi I am in Ontario and applying for osap but my wife is earning well but she does not want to help me financially.Can I still get complete Tution fee loan ?
@@CampusCatalogue CF. It's Ron - we used to sit near eachother. I was watching this video because my Daughter is starting Uni at University of Ontario Institute of Technology in Sept.
For all international students applying from India, please check out GyanDhan for international loan services: bit.ly/3AkihDa
Thank you for this video. I found it every helpful. Although, i found it hard to concentrate on your voice with the background music. I have a difficulty with focus especially if there are two sources of a sound and the music (although quiet and not to wild) was off -setting. :) Thank you again!
We are glad you found it helpful! Thank you for the feedback!
Yeah I felt it too
@CampusCatalogue I need more information can you please contact me
That's a very well done video! Something that I still can't understand is if that result from the calculator is for just a term of for the full cours ( by the way, my course is full time). Thanks!
superb first vid! Great work. going to check out more vids.
Thank you for such valuable information. This is very helpful for all students getting ready for college.
Thanks!
Did you discuss the free money you made or did I just not get it? Was the free money you are talking about in your video title the OSAP you received or some investment you made using your OSAP? 🤔
can we submit the application before start of program, and do they check on the individuals savings.. thanks very informative content
Yes you can apply before starting the program. In our experience, they don’t check the amount of savings students have but you must agree to submit factual data.
So informative and detailed ! Great job 👏🏼
Thank you! Please feel free to subscribe to our channel as we continue to make content to support students! Let us know what other kinds of videos you would like to see!
@@CampusCatalogue i was wondering if your savings affect your OSAP grant and how, do u have any insights?
Each year, your financial need is calculated based on your tuition fees and other educational costs, living expenses and what you (and your family, if applicable) are expected to contribute. So just because you have "savings", doesn't mean it will negatively impact your OSAP eligibility. Especially if those savings are not expected to be used towards your tuition payment.
@@CampusCatalogue could you please give an example where the savings are not expected to be used in the tuition expenses?
From our experience, universities don’t expect you to use 100% of your savings on tuition. Students could keep money in their savings for unexpected medical bills, surprise vehicle repairs etc. OSAP applications are more focused on your income and your contribution from savings account. We don’t expect OSAP will question whether your contributions from savings are too high or too low.
This video helped out a tonne! :)
Thank you! Please feel free to subscribe and let us know if you have any other questions!
Hi Because this will be my first time applying for OSAP, I have some questions.
1/ I have to fill out the application first before applying to a school that I want to go or I have to get in school first and apply later on
2/ I have an amount of money in a saving account, would it be a factor affect on money received from OSAP?
thank you for your response.
Hi I see this comment was made two years ago. Wondering if you could share your experience with these two queries here as I also have the same questions. Thanks
Thank you very much for this wonderful information Sir. This is awesome video
A bit of missed information. You make one time payments during school study periods on your loan. Some people do this, so after they graduating they pay less and less cumulated interest over time. Their is also an option to opt out of the loan and receive only grants or the option to use grants directly on your loans.
Great information in the video
Which all amount from that estimator list, would they be paying to me ? I mean they have different sections right , tuition fee, compulsory tuition, books, travel and living.
In the estimator they shows a final in total amount, is that for entire program or for an year or for term. (For the records I was trying for 4 years bachelors degree)
I have the same question. Did you discover if that amount is per term or for the whole course? Thanks!
@@WillyanCordeiro amount shown in the estimator is for one year.
From my understanding
This is so helpfull!
Well, student's loans are popular in USA, Canada, maybe, and that's all? However it is good policy, since young people apprecieate opportunity to learn.
do i have to be enrolled in a course to apply for a grant?
Yes
Hi,i want to apply for osap to sponsor my spouse to canada, but my status in Canada is divorced, should I apply as married or divorced?
So we need to pay OSAP back within 6 months of completion of course 😮😢
You can apply for an extension over and over again if you are approves aka have no job etc.
Hello
For two year program, will osap pay for both year
Very informative.
Awesome video!
Do you think receiving osap can effect EI benefit? And how can one just take the grant, not the loan or pay back the loan immediately without having to wait to complete the program? Much appreciate your answer
Your OSAP should not affect your EI as OSAP is a loan. EI could affect OSAP as it is a source of income. You are eligible to take the portion of the loan that you wish. You are also able to pay back your OSAP loan prior to finishing the program or at any time (for those choosing to graduate debt free). Hope that helps! Please hit the subscribe button as we have some more great videos coming!
do you know when the day osap is open for the 2021-2022 school year
Hi Tyler! We expect the OSAP application for the 2021-2022 school year to be available in May 2021. Hope that helps and good luck!
I'm so happy, I have been earning $18,000 returns from my $6,000 investment every 13 days
Same here , I make $32,400 profits on my investment since I started trading with Mrs Jessica Mary Cassetty , her trading strategies are top notch. Am winning consistently trading with Mrs Jessica Mary Cassetty she's really the best broker I've made a lot of profit investing with her...
I have heard a lot about investments with Mrs Jessica Mary Cassetty and how good she is , please how safe are the profits
I have also been trading with her ,the profits are secured and over a 100% return on investment directly sent to your wallet.
After watching so many TH-cam tutorial videos about trading . I was still making losses until Mrs Jessica started managing my investments now I make $10,567 weekly. God bless Mrs Jessica Mary Cassetty she’s been a blessing to my family..
Expert Jessica Mary Cassetty traded my 1.2BTC to 2.6BTC in just 2 weeks of Trading. With the consistent weekly profits l'm getting investing with Mrs Jessica there's no doubt she is the most reliable broker in the market, such a genius.
As m an international student n m planning to take 2nd course will they provide OSAP for me
OSAP is open to Ontario residents of any age who are: Canadian citizens or permanent residents. Please subscribe if you have not had a chance.
Why tf will canada pay for you to study here? Slow hai kya? Free dekha aur mu utha ke aagaya
What if you do a summer job? Do u have to report it to OSAP?
Income from a summer job would be reported on your next application for OSAP funding.
When does osap application for fall become available
I just recently moved from BC to ON like a month ago . Am I eligible to get osap?
Can I get Ei and osap at the same time?
Hi, Can an international student that just be given an acceptance offer letter into a college apply for OSAP?
No, you have to be a Canadian citizen
What if someone does a diploma and then goes to uni how does he get osap for both?
You would submit an application. The review process will take into account what your financial status is and determine eligibility. Previous education credentials should not influence eligibility.
What's the percentage of the federal and provincial portion of the loan and what are the interest rate of the corresponding portion?
60% federal and 40% provincial. The current interest rate for both is 2.75%.
@@CampusCatalogue 2.75% is the prime rate, right?
Will this cover tuition in another country-Ireland?
Only the federal portion of OSAP (60%) will be given to students studying internationally.
If you haven’t had a chance, please subscribe to our channel in order to support it.
Hello sir if family income more than 40000 dolar can a spouse get osap or not??
If you fill out an application, you will get an estimate for how much you will receive.
Very informative
Thank you!
Got funded my grant thanks to andrew_garcia7142
Wish I watched this vid 6 years ago
Thanks! Hopefully it can useful in any future studies!
Nice background music
By risky , do you mean illegal?
No frowned upon is not illigal
Can we cahnge our college after getting OSAP first installment and what would be procedure?
Do anyone here have an idea if I apply for OSAP to study masters in USA? Any comments on this?
It works, I had a cousin who got the partial osap loan for international studying
Anyone know how accurate the OSAP aid estimater is?
Hi I am in Ontario and applying for osap but my wife is earning well but she does not want to help me financially.Can I still get complete Tution fee loan ?
You will have to disclose how much financial support you will receive from your family for the purposes of your education.
Can you take an osap in Quebec?
No and Yes. If you are an Ontario resident studying at a Quebec uni/college
how can one apply for grant instead of loan from OSAP
By applying for the loan you are automatically considered for the grant. You can refuse any excess loan amount
I know you! - Hi Jag
Hi! How do we know each other?!
@@CampusCatalogue CF. It's Ron - we used to sit near eachother. I was watching this video because my Daughter is starting Uni at University of Ontario Institute of Technology in Sept.
Hi! I thought it would be you as I know very few ‘Rons’! Welcome to our channel and pandemic project! Good luck to your daughter!
Hi do you speak Farsi please
what if you don't land a job and can't pay lol
Or write for me ur email please
Very informative