How much it costs to study in Canada --//-- Education loan information
ฝัง
- เผยแพร่เมื่อ 28 ก.ย. 2024
- In this video, I have shared my educational loan experience with SBI and HDFC Credila.
Also, I talked about processing fee, timelines and other things like collateral.
Follow me on Instagram: / eswarsandaka
Need expert opinion??
Here is the link to reach out to Vamshi, he is a Canadian citizen now, having spent 10 years in Canada and in IT he is the right person to answer all your queries regarding Immigration, education, PR, OCS everything!!
tinyurl.com/tf...
PS: if you want to talk to me, use the same link and mention in the comments that you want to talk to me.
హై బ్రో....మీరు మాకు చాలా help చేసారు..మీ వలన HDFC క్రాడెల్ల వలన మా అబ్బాయి ని కెనడా కి పంపించాను...మీకు చాలా ధన్యవాదాలు...
Here is my experience with HDFC credila, I have applied for education loan from credila without collateral, since my co-applicant salary is less I.e, around 23k per month, initially they told me it's not possible to sanction loan due to less salary and gave me alternative option to deposit 5 lakhs FD as collateral, I have savings of 5 lakhs, hence decided to open FD. After showing 5 FD they have processed my loan for 25 lakhs with 10.95% ROI. I'm coming Canada for this fall 2021 intake... Hope this will helps someone who are looking for loan.. Thanks brother for the video!!!
Thanks Ravi for sharing this info, hope it helps someone.
My processing fee was 1% of loan amount + 18% GST, so it was 29,500 + 24,000 life insurance, I paid around 53,500
Hi Ravi Teja you are given good information can you please tell us which bank you applied for this loan..
@@eswar9632 HDFC CREDILA, it's an NBFC not bank
@@ravissmu bro mi insta I'd ivvandi need some info
Very crucial thanks bro!
Happy to help!
1st like 1st view
Thank you so much for information
You’re welcome
Bro naku already b tech ki 5 lakhs loan undi but now canadalo chaduvukundaamani anukutunna loan istara hdfc credila lo
Istaaru ankunta you can try
Nice explanation
Thanks bro
Bro nen hdfc credilla approach ayyanu about unsecured loan kosam mana family lo evaraina job holder undaali annaru but my father is Farmer and I'm the eldest son in my family and I had completed my 15 years graduation I'm I eligible to come Canada
You can come but you need a collateral for your loan or someone who can sign for you
Sir,
As you have informed partial interest payment which started 1 month after funds released is it calculated for total amount ?
Yes, total amount disbursed
But how did you find your college in credila? Ante in some websites they will ask for college details. Can you please let me know.
I gave my details to my agent
Edaina loans vasthaya for 2nd year feeski canadalo unnappudu
Brother there are asking to upload co applicant documents and bank account details should I upload the site of hdfc credilla site
Please do if they ask so.
May I know a small information related to this?Can we consult HDFC Bank for this HDFC credila education loan?
These are two different companies
@@sandakasvlogs thank you for your reply ☺️
HI bro.. I got admin in Uni of Windsor( conditional offer with IELTS before dec 15th 2021) for jan 22 intake.. Can I get loan from HDFC Credila with this Conditional offer letter.
Yes you can
Hai anna ❤️❤️❤️
Janardan hi
Hi
Brother
I have 3years work experience warehouse assistant & forklift driving licence 7 no akkadaki ravadaniki process cheptara brother
Me father employee kaavachu
Nope 👎
Bro ne loan amount lo GIC, flight charges, expenses included ah ledha malli seperate ga pay chesava
Everything included
@@sandakasvlogs is it possible to repay loan in the presecribed period of 13years?
I can pay it off in 3 years if I pay half of my salary every month.
@@sandakasvlogs part time job ah bro
Brother , what is the difference between pg diploma and masters , which one is best ?
I made a video do check it in the channel
@@sandakasvlogs ok bro , I will watch , bro please suggest me one thing going to Italy with free education and scholarship is better or coming to Canada by applying loan is better ?
@@srisrikanth8622 if you’re looking for a country to settle - canada is best. If you want to just study go to Italy
@@sandakasvlogs ok bro , tqsm for giving reply..
anna ne voice bagundee
Thanks my friend 😊 fans unnaru na voice ki
Bro cheap university lu kodaa unnae kadaa 12 lakhs fee ki
Universities are expensive brother they aren't cheap
Bayya normal ga low skills education vallaki general worker job em anna vacancy untaya i mean sponsors investment cheshi valley Candidates ne hire cheskoni salary deduction options tho
Not sure beo
About loan , when the repayment is going to start ? Is there any moratorium for initial three years from HDFC Credila ??
They don't have that I believe, I'm paying partial interest of 5000 for 29,000 EMI
Super
Bro Visa SOP lo education loan teeskunna ani pettava finacials lo ?
Yes
@@sandakasvlogs bro one more question, Conestoga student portal lo ---> Admissions info lo ---> Application status check chesanu, andhulo inka konni pending ani unnai, like fees and conditions (Post secondary degree - Not satisfied). So ivvi update avvdaniki time paduthunda? Naa course start 2023 Jan. I have paid the fee and I have B.tech degree as well. Please help if you know about this bro.
@@krishnasgamingotherstuff1450 drop an email to admissions they’ll clear them
@@sandakasvlogs ok
Bro hdfc credilla nundi loan vachaka every month interest guaranty ga katalla , is it mandatory..
After 2 years taruvatha interest katavacha pls tell me bro
I don't think it's mandatory but partial interst oka 3000 or 5000 untundhi adhi kadthey principle amount nunchi koncham save cheskochu interest wise.
2 yeas MS tarvtha USA la OPT CPT option Canada lo unntadha anna
No they’ll give work permit like H1 visa
Hii bro nenu india lo (B.com-Computers) Degree chesthuna but Conestoga lo mba finance course choose chesukuna ekkada consultancy vallu chepputhunaru eanti ante meru degree b.com computers chesaru Canada lo finance chesthunaru akkada ekkada course related ga lekapothe visa reject avuthundi antunaru anna
Exactly nee education background related ayyi undali
@@sandakasvlogs ok thank you bro
is canada good for MS in civil engineering
Hi brooo
Hi
Bro emi loan amount + intrest ah 400dollars
Yes- payment will be principle +Interest
Nv use chestunna car own car aaa bro ???
How I bought a car with my savings from India in Canada--//-- Telugu Vlog
th-cam.com/video/iDUWkfjqhl8/w-d-xo.html
Neeku pelli aeinda tammudu
Please prepare well before you talk
Sure sir
Chala mandi kanna thanu better ga explain chestunadu....
600th like 😁🔥❤️
Age 45 any advice for land to Canada please 🙏
Sorry to say this but it would be extremely difficult
I have completed Masters in Pharmacy 2018( in India ) I’m looking for study Canada & iam a Professional yoga teacher.. kindly give suggestions what can i do
I don't know what to suggest.
Hey Bro! Is it true that HDFC Credila abruptly increase the interest rate after loan sanction? Did u ever face anything like that so far? Please share ur experience
They decreased it due to covid
@@sandakasvlogs Great! For me they've sanctioned loan at 10.75% interest rate...Is it high? or Good rate...should ai negotiate with them? Please advice
20 lakh is the loan amount
@@KhanTeam07 that’s what they charge for every one
@@sandakasvlogs oh Is it...then it's okay. Thanks bro
U r doing great job bro nice information and length yekkuva ante information yekkuva vundi kada bro no issues manchi vishayam konchem length yekuvvaina parledu use ayyidhi 15minis kuda vuntadi ga
@Uk finance no need bro and thx for ur msg
Important video for me at this time, iam from mechanical background, please suggest me a best course in manufacturing field (pg-diploma) except welding bro
Process quality, supply chain
Hi Bro i have done PG and I have experience in banking sector for 5 years and i would like to move to Canada for job on my profile can I get and process. Pls
Apply PR and you can come work here!! Google Canada Pr and you’ll get all the information
@@sandakasvlogs ok thanks Bro is it possible without IELTS exam
bro i did already masters in uk 2019 with merit so my question is do u know any body, who already done masters and came to second masters in canada
Yeah i know someone who did their master’s from USA and came back to canada for their second master’s
Percentage minimum yentha undali sir
Naku 73 percent undi
most awaited information bro...keep rocking 🎉🎉🎉
Hi bro how are you 😊 very informative video.. Really appreciated😊 bro.. My concern is that I have done my bachelor's degree in hotel management from OU university, hyderabad, India. After my graduation I got 2 year's international work permit for KUWAIT so I have worked there for 2 years and I have moved to back to India and after 5 months again I got 2 year's international visa for Kingdom of Saudi Arabia I have worked there for 1 year actually it was 2 years of contract but due to on going covid we have been sent back to India in 2020.so I have overall 3 years international experience as a waiter.... So I really want to apply for 1 year PG diploma in hospitality and tourism course, Canada so after I finished my PG diploma will I be able to apply for PR?? Since I have 3 years international experience as a waiter. and how much score do i need to get in IELTS ? Please let me know if there are any difficulties to applying for PR on PG diploma course. Thanks.
Better take 2 year course as Pr process it self takes 6-9 months
@@sandakasvlogs thanks bro..if I apply for 1 year so once I finished my 1 diploma so nen malli next year ku malli admission thisukovacha akkade undi and same college lo. Ala cheste naku 3 years work permit vadtundha bro.. Plz advice for me..
My university fees up to 25 lacs.I Can pay my fees doing part time job in canada bro
I don't think so- you have to pay 1 year fee upfront from India and you can save and pay for 2 semesters
Hi brother, Is it safe to pledge collateral property documents with HDFC Credila? and secondly, Does Canada visa authorities accept HDFC Credila loan? because CIC website doesn’t list HDFC Credila in their list of acceptable banks specific to India. Please reply.
they do, I took 19 lakh loan from credila
@@sandakasvlogs Thanks bro
Bro one more query....
While signing the agreement, did you also provided them the ACH mandate on your & co-borrower bank accounts?
If yes, did they set the ACH limit more than the EMI amount mentioned in the agreement..
Also, while signing the agreement, did they gave u any physical copy of Loan sanction letter?
Actually, I insisted them to provide me one..but they said they only give soft copy of sanction letter through email.
Nice video brother..it is very helpful for me..👍
Thanks and happy new year!!
Anna nen civil engineering chesa,akkada emaina jobs unnaya
Ikkada masters plan chesko bro masters ayyaka cheyyochu
What is your ielts band score bro while applying loan.
overall 7
L: 7.5
R: 7.5
S: 6.5
W: 6
Hi Bro, if you are interested please make a video on 'PR' for ppl after graduation and currently doing job in india ... Like what is PR , eligibility criteria, advantage, etc... Complete info. About PR
good explanation.
Thanks
Bro I have filled the Google form from previous video...but I didn't get any response
We have sent a mail to your ID , Kindly do cross check & respond back
as soon as possible
I don’t see anything in my gmail, could you resend please?
Bro they are asking for ITR
They will just submit them
@@sandakasvlogs but my father doesn't file any itr😶😶😔
Bro I would like to come to Canada could you please help me bro
I have lots of doubts.please help me bro ,I will pay you for your guidance just like how we pay to consultant
Hit me on Instagram and will set up a call
Bro inta I'd?
@@sanjeevareddy6362 in the description 😊
Sry brother I'm following 😃
SBI naku 4 months ayyindhi bhayya🙏
May be Your guarantor is getting more than enough salary to match your education loan . Andhuke you have got the loan ! I agree ielts score , b tech percent and your college also key factors but major is your guarantor salary only !!!
Yes, almost 50k per month without any existing loans
Brooo how many years it will take to repay the whole loan amount.. Tell me on basis of your situation how long do you take to repay it???
I haven’t started repayment yet, paid 2-3 lakhs May be
Brother naku fish and royyalu culture medha experience vundhi nenu degree b.com complete cheysanu. Naku akkada em ayna job lu vuntaye haa
I’m uploading a video in 2-3 hours, adhi choodandi you’ll get your answer!
Bro small information please rply evvara chepta
Adugu bro
Anna nenu bachelor's degree ki canada ravocha anna vasthe na course ayipoyaka naku full time job vasthundha and pr vasthundha anna
Better come after bachelors
You could still come and Get PR
Bro. Housing loan. Vunna kuda. Education loan vasthundha??
Ravochu
Bro without collateral loan apply cheyyalantay mana btech Percentage and IELTS score entha undali bro antay entha percentage and IELTS band untay manam without collateral loan ki eligible??
Pls rly broo
Check with bank, it also depends on your financial advisor
@@sandakasvlogs Me percentage and band score entha broo
@@gopalakrishnainupanuri7992 65 and 7
Hi babu,
Meeru inko video lo chapinaru kada, part time job lo koncham money sampandinchanu ani...
Aa money lo savings unnaya lekunte vachinavi akkada expenses kinda karchi aypoyaya...?
4th semester college fee kattesa dantho
@@sandakasvlogs Hi babu mari savings yentha chesavu
Brother work experience lekapothe loan evara
Ala em ledhu, istaaru
Btech percentage entha undali anna??
60 plus chaalu but backlogs takkuva undali under 10 may be
Your voice is simply awesome..and way of talking too...❤️❤️❤️
Thanks
Bro is that partial interest or simple interest
Compound interest
Is interest rate only compound interest we should psy
Pay
@@praveenpraveen1639 lets say you took a loan of 16 lakhs and EMI is 30,000 per month you only pay 5,000 per month and the 25,000 will be added to 16 lakhs and interest on that will be accumulated- therefore your principle amount borrowed will increase by the time you start paying full EMI
@@sandakasvlogs ohh ok every month that expect amount will be added to the principal amount and that will calculated to send month that's what you are saying bro
How much it costs for undergruation in canada
Undergrad chala expensive bro min 80lakhs avvochu
@@saisandeep1829 80 Lack Yanti bro 🤯🤯🤯
@@sushanth_-qj2ge nijam bro andhuke andharu post graduation ki veltharu abroad
Ne ielts score ?
L: 7.5
R: 7.5
S: 6.5
W:6
Anna .... evarikaina 3 years it work experience undi..
Elanti co applicant lekunda.....
Aa abbai 3 years dhrustilo pettukoni maathram....money isthaara.hdfc credilla vallu
Co applicant undali endukantey nuv job manesi veltav kadha canada ki, mari loan ki surity working candidate ayyi unfailingly
Much needed bro 👏🏻
Glad to hear it
Hello brother
It was really informative.Thanks.
Just one question, will there be any problem if we apply or take personal loan for education, in terms of visa processing?
I know we need to start EMI every month after we take loan, but in terms of Visa, showing funds to Canada's authorities? Any issues raised?
Thanks
Better not mention that you took loan, no issues other than tar
@@sandakasvlogs Thank you so much for your reply.
I am facing some issues with my collateral, they are saying this document is missing, that is missing etc etc.
I wonder how it is possible to get such a higher loan without collateral? .But, still, could you please please share the bank/branch details/contact of anyone?.
It would be great help.
I am working as a software developer, having 6+ years experience, received admission from algoma university (brompton September 2021).
I have very short time to get, I am already in process with hdfc credilla.
Thanks in advance
@@giritest4904 Hi Giri,
Can you please let me know if you got the loan without providing collateral to HDFC?
My brother is planning to take loan for MS.