Hello sir , I am 22 and I have been investing for 1.5 years and I have 4 mutual fund ( 1. Hdfc index fund , 2 . I have 2 mid cap fund ( one active and one passive ) , 3. And one active small cap fund ) , sir I will be investing for more than 10 + years , how much percentage should I keep in each fund for diversification , and right now 50% in hdfc sensex , 17% in small cap and rest in mid cap , is this allocation correct?
I am also having more than 15 years of experience in the Mutual funds investing as a common investor. I must compliment your hard work and the honest work in selecting the superior MF in your video. Kudos! Hope & I wish that the new generation (above 25 age obviously), are ready to, not just listen it but to follow this great discipline to create such huge wealth within their next 15 years time frame.
Great video brother, very useful and cleared most of the common doubts about MFs. Your videos are very useful (whichever i watched). Great work and keep going. Love from Kerala ❤✋🏻
1.Prag parik flexicap mf--5 k 2.Motilaloswal midcap fund--5k or hdfc midcap opportunities fund-direct plan 3.nippon india small cap fund-direct plan-5 k.....for age between 25-30 yrs investment plan. With setup of 5-10 percentage
Expecting a consistent return of 14-15% over a period of 15 years seems lil too far fetched. Liked the video. But pls discuss the risk also. 1 crore may become 50 lakh also.
Bull market me sabko Gyan dena hai....15% halwa lag rha isko bull market me. Bear market dekha nhi tabhi bol rha...... (inflation+GDP growth)% yahi long term ka return hoga.
Bhai small cap and midcaps will give above 15 percent according to past data as now in bullish market they are giving above 20 even some are giving close to 40 percent and when market falls this will average close 15 percent
Nice, I have already mf of all three categories which you have advised. It means the invested sip is in the right direction. Thank you for informative videos.
Sir ur videos are very much informative, technical and easy to understand. Now in this video u told after inflation it will be about 40 lakhs but what about expense ratio deduction and income tax deduction I think it will be near 20 lakhs only..I don't know how far iam correct Hence make one exclusive video regarding returns after inflation and all other expenses..so that every one can understand, this should be like a case study Please do it Others please comment, ask for a exclusive video on returns after all deductions and inflation
MERE PAAS YAHI SAB FUNDS HAI😅.. 4 SAAL KA UPAR HO GAYE INVESTMENT KAR RAHA HOON.. 15K PER MONTH.. AUR LUMPSUM AANE PE AUR BHI KAR DETA HOON.. MAST FUNDS HAI.. ❤❤❤❤
I won't go near the MO midcap fund..their past 2 year returns were very high which makes it look like they have very good 10 year returns. Before 2021 they did not even beat nifty midcap 150 index when it comes to rolling returns. Safer will be to invest in a midcap index fund in midcap segment as 75% of midcap funds were not able to beat the index
@@tarunsingh3814 They invest in 20 stocks and sell them if there judgement goes wrong. Two occasions I noticed where they bought a share and it underperformed for 2 months and sold them in loss. A couple of such mistakes could severely affect the returns as they hold just 20 stocks and most of them hold atleast 5-6% of their portfolio. Also currently the P.E ratio of their stock holdings are 68. Even midcap index is at 39
Good video, but i have a question. In other videos, you said it's good to invest in index funds in some categories as most of active funds don't meet their benchmark, but now you have added active funds . Could you please clarify this point? My point is we should be consistent in all videos. Thanks.
How would investments perform if mid-cap and small-cap stocks were combined into a single ‘mid and small cap’ category, compared to being invested in separately, in terms of risk, returns, and volatility?
बहुत अच्छे से बताया है अपने sir जी❤ Thanku so much... Muje 20k invest krna hai per month..lekin 1 crore se jyda Please suggest kriye...kis app se kr skta hun.
So what? What's your point, could you please explain it briefly.. genuinely asking, why everyone is just talking about future inflation amt that's a fact no doubt about it. Does it not make sense that getting some kind of amt in future instead of nothing?
I m a govt employee earning 54k in hand and 10 k in NPS deductions currently at home Emergency fund 50k Investment 1.stocks approx 1 lakh 10k 2.Sip:- started from May 2024 1. Parakh parikh 5k per month 2.Nippon India large cap 5k 3.Motilal oswal mid cap 2k 4.Axis small cap fund 1k No loans My age 31 Plz help to improve more or need suggestions from everyone who ever is reading thank u for the cooperation
@@Wolverine-b6u Hey don't call me sir, im younger than you :) | i don't like large cap as i can achieve the same result or you could say close to it with flexi caps
Thanks for the information. But I have one general question.lets suppose If I am investing just 100 rs as a sip in any of the mf amc. Can MF amc can change this minimum investment value any time suppose now minimum investment is 100rs and after few years ago the minimum investment is 500. So want to understand will I can continue with my 100 rs or will I have have to pay 500 rs later on
yes, their value strategy works well for bullish markets however in bearish or volatile markets we should balance in less aggressive growth style/fund erosion prevention strategies
Sir what about sbi contra mutual fund , does i can include this one also moreever flexi mid and small ,i m 27 years old ..plz reply as soon as possible
Can you please share, which website or platform did you use to compare/get the data for the performance of the mutual funds? It'll be helpful for me or other people to self analyse as well.
Hello sir, I'm 31 with stable income, SIPing in Axis & SBI Smallcap (12k combined) and Quant MidCap (10k). I've had invested in Mirae Asset ELSS and it contains 30% of my PF now. Shall I continue to invest via SIP in it as a Flexicap Fund? Or invest only in Small and Midcap. Investing for 15+ years.
Ranjan ji Maine pichhle 6 saal se kotak flexi cap mein invest Kiya hoon iska performance Kam bata rahen hain aur koi is fund ko recommend bhi nahi karta toe main kya karoon Mera horizon 9 year ki hai. Please guide jaroor karen besabri se intjaar kar raha hoon
My portfolio 1. Parag parikh flexicap 2. Canara Robeco Emerging equity 3. Motilal Oswal Midcap 4. Canara Robeco smallcap I want to add one more fund. Should I invest in hybrid fund? Plz suggest
Very nice video sir 👏 One quick question, while increasing SIP amount, is it good to go with Step-Up SIPs or simply increasing no. Of SIPs for that fund. For e.g.- 1 sip of 5k is there & if I want to increase it, I'll create 1 more SIP with same fund of let's say 2500.. Waiting for your response
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Hello sir , I am 22 and I have been investing for 1.5 years and I have 4 mutual fund ( 1. Hdfc index fund , 2 . I have 2 mid cap fund ( one active and one passive ) , 3. And one active small cap fund ) , sir I will be investing for more than 10 + years , how much percentage should I keep in each fund for diversification , and right now 50% in hdfc sensex , 17% in small cap and rest in mid cap , is this allocation correct?
Hi
Please provide English subtitles
Ranjan bhai can I select 2 funds from small cap category? Or should I select only 1? I am little bit confused reg this. Please help 🫠
Bro please make a video on Bandhan small cap fund
@@YourEverydayGuide Already did sir..❤️
I am also having more than 15 years of experience in the Mutual funds investing as a common investor. I must compliment your hard work and the honest work in selecting the superior MF in your video. Kudos! Hope & I wish that the new generation (above 25 age obviously), are ready to, not just listen it but to follow this great discipline to create such huge wealth within their next 15 years time frame.
50 + ke liye bhi kuch hain toh kindly share kijiye... Sir, please
Thank you so much !
MY PORTFOLIO
Small- 2
Mid-1
Flexi-2
Large-1
ELSA-2
How many mf should be in 5 cr mf portfolio@@YourEverydayGuide
Sir sip better h ya lumsum
Excellent VDO, I learnt so much knowledge from you, I am a sr. Citizen. Thank you bhai, bhalo thakun.
Uti nifty 50 index- 2500
Parag flexi -1500
Nippon small cap -1500
Motilal oswal mid cap - 1500
SBI small cap
Kotak emerging midcap
Parakh parikh flexi cap
Since nippon small cap is amc, sip amount will remain fixed. How can we step up sip?
Who else is already invested in these mutual funds ? 😀
2 out 3.. Mid cap alag Hai bas
@@MikBan very good 👍
😮me
Hdfc Mid cap and nippon just started with 5lk
kon sa mid cap hi aap ka @@MikBan
Great video brother, very useful and cleared most of the common doubts about MFs. Your videos are very useful (whichever i watched). Great work and keep going. Love from Kerala ❤✋🏻
Well analyzed n well narrated ❤
The way of presentation is amazing 👍👌👌🙏🏻
1.Prag parik flexicap mf--5 k
2.Motilaloswal midcap fund--5k or hdfc midcap opportunities fund-direct plan
3.nippon india small cap fund-direct plan-5 k.....for age between 25-30 yrs investment plan. With setup of 5-10 percentage
Acha hai
Since nippon small cap is amc, sip amount will remain fixed. How can we step up sip?
Hdfc opportunities ka amc zyada hai
Awesome, really make sense. Thank you for your clear explanation and hard work
Expecting a consistent return of 14-15% over a period of 15 years seems lil too far fetched. Liked the video. But pls discuss the risk also. 1 crore may become 50 lakh also.
Bull market me sabko Gyan dena hai....15% halwa lag rha isko bull market me. Bear market dekha nhi tabhi bol rha...... (inflation+GDP growth)% yahi long term ka return hoga.
Bull run me to 20 percent mil rha ha,, overall 15 percent ane wale 10-15 saal me developing economy ke liye koi bdi bat nhi
Bhai small cap and midcaps will give above 15 percent according to past data as now in bullish market they are giving above 20 even some are giving close to 40 percent and when market falls this will average close 15 percent
Nice, I have already mf of all three categories which you have advised. It means the invested sip is in the right direction. Thank you for informative videos.
Very very good video, Superb Guidence to all age group. Thanks Ranjan Sir !
Really appreciate the way you suggested for the age groups between 20-25 years and 50 + years :)
Sir ur videos are very much informative, technical and easy to understand. Now in this video u told after inflation it will be about 40 lakhs but what about expense ratio deduction and income tax deduction I think it will be near 20 lakhs only..I don't know how far iam correct
Hence make one exclusive video regarding returns after inflation and all other expenses..so that every one can understand, this should be like a case study
Please do it
Others please comment, ask for a exclusive video on returns after all deductions and inflation
yeah sure we want video in this topic
Right.....this needs to be discussed.
Perfect question
Very well explained, thank you !!
Sir aapka video mein WiFi mein download kar aaya tha fir abhi net on Kiya for like and comment 😊 for your kindness and genuine videos ❣️
MERE PAAS YAHI SAB FUNDS HAI😅.. 4 SAAL KA UPAR HO GAYE INVESTMENT KAR RAHA HOON.. 15K PER MONTH.. AUR LUMPSUM AANE PE AUR BHI KAR DETA HOON.. MAST FUNDS HAI.. ❤❤❤❤
I won't go near the MO midcap fund..their past 2 year returns were very high which makes it look like they have very good 10 year returns. Before 2021 they did not even beat nifty midcap 150 index when it comes to rolling returns. Safer will be to invest in a midcap index fund in midcap segment as 75% of midcap funds were not able to beat the index
See and analyze their holdings and then invest.
@@tarunsingh3814 They invest in 20 stocks and sell them if there judgement goes wrong. Two occasions I noticed where they bought a share and it underperformed for 2 months and sold them in loss. A couple of such mistakes could severely affect the returns as they hold just 20 stocks and most of them hold atleast 5-6% of their portfolio. Also currently the P.E ratio of their stock holdings are 68. Even midcap index is at 39
which are the best for mid cap and large n mid cap categories
I believe you meant 'Fool-proof Masterplan' for video title. Anyway great content, looking forward for more educational videos.
Very informative.. thanks.. 👍👍
Sir you are really great sir thank you for your presentation🎉🎉🎉
I like this channel for the hardwork done behind each video.But not too sure who to trust 😊
Very Helpful..
Sir I am senior citizen & have been your regular follower. Please cater for us during your every podcast.
Such an honest and honorable mam.
सटीक परीक्षण हैं 🎉
Good video, but i have a question. In other videos, you said it's good to invest in index funds in some categories as most of active funds don't meet their benchmark, but now you have added active funds . Could you please clarify this point? My point is we should be consistent in all videos. Thanks.
Safe investors can stick with index funds with average cage of 10 to 12 percent.
Risk takers should go for active funds for better returns.
How about smallcap and midcap ETFs/index returns over long period? Will it not be around 15 percent?
Seedi baat, no bakwass 👍🏼
I have already invested in these 3 mutual funds which discussed in this video😊
How would investments perform if mid-cap and small-cap stocks were combined into a single ‘mid and small cap’ category, compared to being invested in separately, in terms of risk, returns, and volatility?
Nice information Thank you 🙏
बहुत अच्छे से बताया है अपने sir जी❤
Thanku so much...
Muje 20k invest krna hai per month..lekin 1 crore se jyda
Please suggest kriye...kis app se kr skta hun.
Thank you Sir 😊🙏🏻
Sir please make a video of how to choose best health insurance plz sir
Bahut sundar Sir
जबरदस्त व्हिडिओ 🎉🎉सर
SBI small cap
Kotak emerging midcap
Parakh parikh flexi cap
One of the best video ever
Really helpful ❤
15 saal ke 1 CR inflation ki wajah se aaj ke 50 lakh ke barabar bachenge
So what? What's your point, could you please explain it briefly.. genuinely asking, why everyone is just talking about future inflation amt that's a fact no doubt about it. Does it not make sense that getting some kind of amt in future instead of nothing?
Try and invest in US funds/stocks.Har saal rupee 3-4% depreciate hota hai, naturally inflation waha pe control ho jayegi.
So invest for 15 years , hold for 20 years. You might get 2 crores.
I m a govt employee earning 54k in hand and 10 k in NPS deductions currently at home
Emergency fund 50k
Investment
1.stocks approx 1 lakh 10k
2.Sip:- started from May 2024
1. Parakh parikh 5k per month
2.Nippon India large cap 5k
3.Motilal oswal mid cap 2k
4.Axis small cap fund 1k
No loans
My age 31
Plz help to improve more or need suggestions from everyone who ever is reading thank u for the cooperation
Invest some in crypto aswell
3 funds kaafi h, one mid cap, flexi and small cap that's it
@@Abhinav_Says what about large cap sir
@@Wolverine-b6u Hey don't call me sir, im younger than you :) | i don't like large cap as i can achieve the same result or you could say close to it with flexi caps
Instead of large invest in index fund low expense ratio
Thanks for the information. But I have one general question.lets suppose If I am investing just 100 rs as a sip in any of the mf amc. Can MF amc can change this minimum investment value any time suppose now minimum investment is 100rs and after few years ago the minimum investment is 500. So want to understand will I can continue with my 100 rs or will I have have to pay 500 rs later on
I'm all in small cap for 20 years 😊
Bearish market m risky h
Bhai private sector main job ki kon c guarantee hai
Sir i am regular viewer of your video, so please make a video on NPS CAN WE INVEST nps, nps vs mutual fund.
Also consider layoffs instead of salary increments 😊.. then SIP how!
Very good concluding vedio
Quant small cap is best mutual fund. I Love quant small cap mutual fund. Because quant is very Aggressive.
yes, their value strategy works well for bullish markets
however in bearish or volatile markets we should balance in less aggressive growth style/fund erosion prevention strategies
You have only seen them performing after 2020 when covid was gone and the bull market begin, so don't only see one scenario think ahead
Teeno ki jagah sirf flexi cap me 15000 ki sip kare or 15% ki return hoga hi or expen ratio bhi ek company ko dena hoga to yahi plan achha rahega
Expense ratio current value par daily base pr deduct hota hai... Apki 15000 ki ek sip ya 5000 wali 3sip ka expense ratio almost same hoga
EP ratio daily par nhi yearly pe deduct hota hai
@@youthcomedianyt apki baat shi hai ke yearly EP hota hai lekin deduction daily hoti hai..
Can you please explain in detail @@AjayBhargavStockMarket
Sir please make a video on which fund management to select for NPS?
Sip 20000 का है hdfc Midcap icici blue chip icici phd fund hdfc top 100 अब मैं 30000 और बढ़ाना चाहता हूं 6 वर्ष के लिए
What about index fund..
Thankyou Sir😊
make a video on taxation of capital gain under dtc 2025
Best information
You are the best .
3:40 inflation 10%
Tu 100 percent e maan le bhai maan ne mei kya jaata h
Kindly make a detailed video about momentum mutual funds
Chaha Redeem ke time taxes kaun se lagenge Kaun bataega . please tell
If you do yearly step up of 10% you will be able to beat the inflation, so the money you will get after 15 year it will worth same as today
For that your salary also needs to be increased at 10 percent
Sir mere paas
Axis blue chip
Parag Parikh flexi cap
Tata small cap
HDFC mid cap
UTI nifty 50 index
Invested rahu sabme?
Sir what about sbi contra mutual fund , does i can include this one also moreever flexi mid and small ,i m 27 years old ..plz reply as soon as possible
This is same what I'm doing.. I'm 30 and investing 5k in JM flexi cap, 5000 in Motilal mid cap and 5000 in Quant small cap 🧢
Good job
If you die tomorrow then what will happen . Can you make 1 cr tomorrow.better you do LIC .Atlist your family will get 20 lakhs up to
@@dukhiramjena-z7dThat's why your name is Dukhiram... !! Think positive dear
Do include one index fund
😂😂😂😂😂@@deadlieastwarrior
Sir kya me ek fund next 50 aur ek nifty 50 dono fund me invest kar sakta hu? Karna chihiya ya nahi
Please suggest, is it better to invest in MF using brokers or direct websites of the plans ? If brokers is it ok zerodha ? Shoonya etc where cost less
Very good video
What about the large and mid cap category. How is it different from investing in a separate large cap and mid cap fund.
Nifty Large Midcap 250 index
Nifty Next index
Flexi Cap
Small Cap
This is enough
Hi, why not in multicap but in flexi cap? Pls reply
Can you please share, which website or platform did you use to compare/get the data for the performance of the mutual funds? It'll be helpful for me or other people to self analyse as well.
मेरे पास बस 3 है महिंद्रा स्माल कैप nippon स्माल कैप महिंद्रा mid कैप
Great thanks you
Best funds👌
Nps against suggested mutual funds??? Lockin is not an issue
Market all time high hai aur kabhi bhi correction aa sakta hai. Kya iss time pe new sip start krna sahi rhega?
Sir now best lumsum mutualfund kya hi pls tell
Nirmala ko Tax kaun dega?
To mat kar invest. Tuze kon Bol raha hai.
Hello sir, I'm 31 with stable income, SIPing in Axis & SBI Smallcap (12k combined) and Quant MidCap (10k). I've had invested in Mirae Asset ELSS and it contains 30% of my PF now. Shall I continue to invest via SIP in it as a Flexicap Fund? Or invest only in Small and Midcap. Investing for 15+ years.
If you are having flexi cap... then why to choose midcap and small cap...go for it index fund ??
Ranjan ji Maine pichhle 6 saal se kotak flexi cap mein invest Kiya hoon iska performance Kam bata rahen hain aur koi is fund ko recommend bhi nahi karta toe main kya karoon Mera horizon 9 year ki hai. Please guide jaroor karen besabri se intjaar kar raha hoon
Can you please make a detail video on PF account tax?
Should I start new sip at this level of market???
If ihave balance advantage fund rather flexi cap then?
My portfolio
1. Parag parikh flexicap
2. Canara Robeco Emerging equity
3. Motilal Oswal Midcap
4. Canara Robeco smallcap
I want to add one more fund. Should I invest in hybrid fund? Plz suggest
Which mutual fund is best for 5years ..and investment amount about 10000
After 15 yrs ...1 crore will be 36 lakhs if we assume 7 % inflation 😮!!
Axis bluechip fund m main 2019 se invested hoon aage kya karun bataiye.
Make a video on ethical mutual fund
रंजन सर 15000 रु सेलेरी है 4500 रु ही कर पाता हूं जमा,,बाकी पैसे फेमेली मैनेज करने में खर्च हो जाते है,,,, मिडिल क्लास से बिलोंग करता हु
10:24 which website is this for mutual fund portfolio allocation? I want to research too on my own
Very nice video sir 👏
One quick question, while increasing SIP amount, is it good to go with Step-Up SIPs or simply increasing no. Of SIPs for that fund. For e.g.- 1 sip of 5k is there & if I want to increase it, I'll create 1 more SIP with same fund of let's say 2500..
Waiting for your response
step up kro simple
Thanks for giving good knowledge, can you tell me and guide me for better investment as I have completed 60. Regards
Sir quick question , why u din include an index fund, like icici which u had suggested few months ago
Subscribed ..
What about ICICI Bluechip ??
एक चैनल ने कहा कि मार्केट 30% ओवर वैल्यू है और बहुत नीचे गिर सकता है 5 साल में,
इस समय म्यूचुअल फंड में निवेश करना चाहिए या नहीं ??
बिलकुल गिर सकता है। लेकिन गिरने के बाद वहीं पड़ा नहीं रह जाएगा। कुछ महीने में वहीं आ जाएगा जहाँ से गिरा था।
Market gire gaa tabhi toh maza ayega bhai
5 Saal baad hi invest start karna. aap ke leye acha rhega
Can you please create video on international Mutual fund?
Lump sump for 20 yrs ke liye v bataiye bhai
Smallcase par video series kijiye sir plz