I worked for a roof insurance company for like 2 days. They wanted me to go on people's roofs and perform a "horse and pony show" they wanted me to straight lie to people about how their roof needs work. I quit soon as I realized they were just scam artists.
@@WhatTheFishFry?????? Where does he say all of them are scammers? He only told you the company he worked for were scammers. He didn’t claim to be an expert, or know anything really he simply just said he worked for a scam. You’re the one adding all the other bs 😂
Remember folks..No matter what they tell you, the insurance company is there to take your monthly payments and then pay you as little as humanly possible should you file a claim.
It's a scheme... insurance companies lobbied politicians until they proposed the laws in congress (the same laws the insurance company lawyers wrote) that mandated every single person carry auto and home insurance or its against the law .... hmmm Companies writing law and paying politicians to codify it into law to steal your money.... sounds perfect. Drain the MF swamp
I know a buddy of mine took State Farm to court and won bc the insurance adjuster denied his insurance claim on his house fire was bc of prairie fire that downed power line. The reason why it was denied bc it wasn’t a a act of god that caused the fire but a act caused by a car accident my friends lawyer destroyed State Farm in court and got a let’s retire early settlement lol
@@Ryanmoore_118 If it's a no-fault cat event (like wind) then they're legally prohibited for penalizing you by upping your premiums for filing a claim. If your premiums go up they'll go up anyway, may as well get the damage paid for since you bought coverage for it.
no hes trying to get under it to measure it. go get educated in roofing, it was obv an accident. No adjuster in the world wants to damage a roof because they dont make money off of it
@@altitudeentertainment7525if he was 20 when he started as a trainee, he'd be 40 plus now. If he started on a different trade and eventually moved to that maybe in his mid 20s or at early 30s, he'd be 50 plus. Old enough to say "back in my day"
@@balla2828the adjustor is only there to assess the damages. Theyre not supposed to do anything intrusive, like peeling up shingles, because it can cause more damage that they will then be liable for, exactly like what happened here. I did home inspections for real estate transactions for 10 years and we would never do anything like that without the homeowners approval first
I still don't understand. Why did this guy commit his company to paying out on damages he caused as if that was the goal? The home owner gets a new roof (maybe) but that adjuster probably has a very short career life (like hours..)
@@DarenSpinelle judging by his appearance and if I had to guess, I'd bet he spends most of his working hours in an office relying on others to do the required legwork. Being in the field could've skewed his judgement due to unfamiliarity with the situation, causing to make bad decisions like this.
Nothing a little quality roof caulking won’t fix. Is it ripped yes. Will it leak even without caulking no. It’ll seal back down to the tar strip and you’d never know it
@@theknifeconnection9571 not the point though. The adjuster is fraudulently adding damages to the claim that he is liable for. Reverse the roles: if you were up there on your roof with him and you damage your shingles showing him wind damage, do you think he’d be ok tacking that on to the final payment? He’s violating the contract that the insured agreed upon when they purchased the policy. It’s bad, regardless of the total amount of damages. And ultimately the cost falls on the insured so you’re paying a new, higher rate that could’ve been affected by that extra damage (probably not in this case but in general).
Him laughing at himself tearing up the roof is a sure sign he has no clue what he's doing on that roof, not to mention the putty knife he's using trying to pry up the singles. Guy probably shouldn't even be up on a roof without a harness lol what a joke 😅
I haven't done roofing in my life but even I know he's trying to pull up the shingle in the middle of the mf sheet, I've seen those sheets are 2 shingle layers tall and they are usually nailed down
@@balla2828the home owner was trying to make a claim on his insurance. The adjustor-the guy with the scraper, damages the roof more with scraper tool. Insurance adjusters should never bring anything other than inspection equipment and a tape measure. He had no business doing that. And he just cost his company even more money by increasing the insurance claim of the homeowner
Oh don't do that playa. 🤣 My brother had a crack head build him a detached man cave room. No permits were pulled. The crackhead did not put down a cement/brick foundation. He just laid the wood on the ground and built up on it. 🤣 Ever time it rains the wood under the floor just sat in water so the wood rotted out. Now like 4 years later the floor is ready to cave in from being rotten. 🤣 Paid him with some crack.
Nah. You want a good roof, go get you a couple Mexicans. They'll finish your roof in a day and wont be nearly as expensive as an actual roofing company. And that roof will last you a good thirty years.
When making a claim for a new roof, you have to have someone on that roof that’s fending for you. It’s easy for an insurance adjuster to deny a job, but when someone is on that roof with the adjuster fighting for you, trust me it helps… I’ve done both and when I had someone fighting for me I got a new roof, hail damage…
It's getting close to the time for the people to rise up.. Historically speaking we are actually a few years late.. Our ancestors would have already had a revolution
Hail storm, 6k worth of damage. Insurance paid $1600 because they filed it as wind damage. And nothing we can do about it. I’d shame State Farm but every insurance company follows that line of thinking.
@@llkjjjssa revaluation for Small insurance dispute? Okay sure buddy 😂 you sound like a child. You pick your insurance and your policy. Insane to me how many adults sign up with a shotty company or have a shotty policy and act like there was nothing they could have done about it.
@@DecomposingJediinsurance companies, mortgage companies, health insurance companies, they are all crooks! 5 trillion dollars was stolen from the American people in 2008/09 and not a single person went to jail for it. Our government, the US federal government, has lost 21 Trillion dollars over the last 25 years! That's 66% of the US national debt lost with out records of where it was spent! During this same time period the cost of living has increased by 99.6%. The cost of owning a vehicle has increased by 250% and the cost of owning a home has increased by 300-400%! Minimum wage has increased $2! So that can't be the reason. Hmmm so what could it be? From the year 2000 till today Corperate profits and corporate executives wages have increased by 1500-3000%! My grandfather died a millionaire! Worked 35 years for one of the largest health insurance providers.. a non profit! A few years after he retired the board voted to increase their salaries to match the private for profit sector! Wages for executives went from $150k to 500k to 3.5 million up to 7 million! Just imagine how many insurance policies it takes to cover each of their salaries! It's been like this across the board in Corperate America and is why we are dealing with massive increases in everything! 50% of Americans are struggling to survive while the top 30 million live in luxury! If it's not stopped the wealth gap which reached record levels in 2019 will lead the USA to a total economic collapse! You can only milk the hardworking people of America for so much before there's nothing more to take! Currently someone buying a $240,000 home will pay over $522,000 for said home. You're literally buying 2 homes and giving the bank 1! Eventually the massive increase in cost of living will lead to another collapse. It's not a matter of if but when!
We need a lawyer’s reaction to this. Somehow my mind is telling me that the insurance adjuster is liable for damaging the shingles plus is also guilty for making a false insurance claim and falsely accusing the roof repair company of negligence.
This is happening way too often with insurance adjusters. Everybody needs to come together and put a stop to this crap and it's just a simple as every single person saying we are done paying premiums until you start acting accordingly to your policies.
If it was that easy we wouldn't be paying a third of our wages in taxes while the govt pisses away trillions of dollars lol too bad most people are scared to stand up for themselves
@@eamoncrawford I can't help but talk to the insurance Ads that I see. Oh, you're here for me? Little old me? That's funny, you sure do seem to have a lot of money for advertisements...
That's the power they weild, let alone Medical INSURANCE CORPORATIONS. They have the power to decide who or what gets covered or who does not, or who lives and who does not live. And when to get covered and why it gets covered, all at the customers dime.
I worked for a roofing company for a short time. They taught us how to damage tiles to make it look like natural storm damage. I couldn't do that and lie to someone's face. I absolutely hated that job. Getting up on high roofs with bare minimum safety equipment, no work supplies provided by the company, door to door sales (Have a had a Firearm pointed at me), and we didn't get paid until the roofing job was done which the entire process took weeks! They did give us $75 per contract but we had to give it back when we got paid. So one day I just sent my "Business partner" a nice little text saying I'm done.
My dads roof got hit real bad with hail a few years ago and they replaced everything no problem. They even replaced the roof on his 50yr old shed that was basically rotting and gave him extra shingles to replace a loafing shed that was damn near falling over.
It wasn't allstate. We had hail damage and they told us to go flock ourselves. They said it was wear and tare. Even though we had personally did the roof ourselves less than 5 years ago.
@@jerryvelasco1474 All State covered our room basically no problem. The only problem we had was an old shed that a tree crushed, but in the end they ended up paying all that as well.
I worked for one of these storm chaser roof insurance scammer companies for a couple weeks, I quit after I realized just how corrupt and shady they were. They basically just run insurance fraud.
Sad truth is that carriers’ adjusters low ball, PAs are inflating costs, in the end you have homeowners that are end up with shit coverage, contractors that are struggling to get properly paid, and retail insurance agents that are blamed for shit policies. Keep posting your content Dima
@@ac_az there is RC vs ACV, you can also estimate using cheaper materials, less sq ft, different hardware, etc, etc. it’s not like we don’t have whistleblowers that exposed carriers that have started a few lawsuits across the country.
All part of the plan. The US is a symbol of hope for so many across the world, WHEN it falls, it will be a dominoe effect. Soros backed DAs are doing their part to collapse the justice system, I wonder where the money takes you in the housing industry.
@@ac_azInsurance companies lowball. It is a thing. I used to be a stormer. I would call that insurance company up and tax that azz for my customer. God help them if they did something wrong in the process. I got one customer that had a bad dimension over his garage. Was supposed to be 30 ft. Was written 13 ft. So they were trying to say almost 20 ft of my customers garage was uncovered. They argued with me and argued with me. Made them print out the floorplan and lay it underneath the roof print out. Then silence. Them, "excuse me a moment." 5 min later they had me an "emergency" adjuster on the way the next morning to correct it. They gave me EVERYTHING. And since I am a nice guy, and not a money hungry loser like half of these roof salesman...I upgraded the shit out of my customers roof with the extra money. He got new EVERYTHING. Box vents, gone, ridge vents, les go. Upgraded from a 3 tab to a pretty GAF dimensional. Everything brand new instead of repainted. Zipped it up and walked away with a mice little profit for me and the office, at no cost to him. No other roofer even got on his roof to measure. They just came in, did the math based on the insurance paperwork, told him there wasn't enough money, and left. Clowns, man. 😂
I'm dying rn.. a insurance company on like a 2 or 3 story house, no harness, not tied up and if a roofers does this they get fined by health and safety and their insurance company are the ones covering the hospital bill
Any experienced quality roofer can make the repairs without causing additional damage. I know because I’ve done them for 22 years. It’s all about having the proper tools and the skill and a lot of patience
They be up on your roof with a cut off wheel patching your metal roof that was perfectly fine before he got up there but it needed to be fixed no they just wants to screw everyone they can over
Wait until it somehow gets damaged.The insurance company will fight you so hard... My friend with a tile roof has been going through a multi year lawsuit. Hes about to win it in bad faith and his claim will be close to million since he now has water damage too.
@@Connection-Lostno, he just has a metal roof and is happy about it. You could have just read the comment properly and not made a retarded assumption. Well done, champ.
@@misterbulger corrugated steel makes the best roofs, ever. Who wants a roof that cracks open to the elements with minimal force? Not OP Commenter or myself lmao
fix AN internal - when the next word starts with a vowel is an not just an A its AN say it out loud it feels more natural to say an before internal than just a. It just amazes me how many adults that post comments don’t know its crazy…
@@hubes96 Goddamn dude. I can feel the bitterness radiating from your comment. It's not that serious, but I can tell that means you're hurting. I hope things get better for you 😊
Ain't no insurance adjuster got any business touching a damn thing. All they need is to see damage with their eyes. If he wantef to do damage to ensure a proper claim, that should be transparent.
That's not true there's plenty of things to look at and check, plus you have to touch the roof to do a stress test to see if it's repairable vs needing a full replacement
Yeah, my dad works as a roofer, actually started a business removing them. When I was around 10 years old we had a family friend that had a house and ask someone to inspect it and they said they needed to get it removed ASAP. They asked my dad and said nah that roof can hold for at least 5-10 years.
@@JohnSmith-fq7hjfrom what I can tell he was making sure they were nailed down good but instead of lifting the top one he decided to try to pry it in to for whatever reason and just ended up breaking the shingle
@@efficientfuture1336 no he is not. He is paying for “repair” but can’t show how it actually can be repaired. It takes to remove 7-10 shingles to replace one, he can’t remove one. And doesn’t want to pay for roof replacement arguing you can repair/replace 9-10 shingles around
A lot of people/homeowners scam the insurance company. They Wait for first storm or hail in the area so they can get a new roof for free, when in reality it was due for replacement soon. Florida is notorious for that, many insurance companies pulled out of Florida for that reason. Now they won’t even insure your house if your roof is not new
I worked for a construction company as a canvaser when I was younger. My job was to go door to door and tell people they might have damage from recent storms and offer them a free roof inspection. Then I was expected to get them to sign a contract with our company thru their insurance to repair any damage. I made like 15 an hour and 50 dollars for every contract I got signed. When I asked for help one day from one of the higher up guys, he climbed on the roof with a nickel and started digging it into shingles like a mad man. Then he took pictures to show the home owner all of the "hail damage". I found out he was making 5k per contract that I initially got signed. I quit the next day. Apparently there was a lawsuit and I had proof of everything but didn't want to be involved because I was young. But now I realize I could've gotten paid out pretty damn well and maybe helped some home owners get reimbursed as well. Definitely a common thing I'm sure. Pretty shitty if you ask me!
I’m an automotive tech and the sheer amount of times the insurance company low balled a very serious repair was almost constant they have this idea that every part for a car costs relatively the same all around when in reality most parts are still expensive especially if you have to repair an entire system of a car that got crushed or penetrated
My neighbor is 86 years old and I remember overhearing him mentioning getting his whole roof replaced and now I'm wondering if he isn't falling into a company scam
Lmao the patience these roofing companies have with the insurance adjusters out of all these videos I've seen and I owned a roofing company itd be hard to beat off the intrusive thoughts to not accidentally tip the ladder over with the adjuster on it 😂
@@Piernaapestosa you sound like an adjuster. Most of them are terrible at their jobs and can’t tell hail from blistering from mechanical damage. Stay behind your desk.
There has been many bad hail storms here and the roofing companies are straight up charging 10x the value of the damage. And there are many cases where there is no damage but they will create damage or no damage at all but say the shingles need to be replaced anyways.
Absolute scam, its a shame how insurance companies are more than happy to take the premiums every momth but will fight tooth and nail not to do the right thing and pay out.
Not just premium.. but stupid crap like quarter mill in coverage on househould items.. that most dont have.. and they wont pay for what you cant proove you had.. so why are you being forced to pay a premium on a imaginary sum
This is why I’m glad I’m with a company that started as sub contractors. We will honestly tell you if your roof has damage or not. Amos so far is the only roofing company I know that isn’t honest at all
Never let an insurance adjuster to be the first to inspect the roof. Have 3 assessment quotes from 3 different roofing companies, then file your claim.
I had hail damage a couple months ago . I had a private adjuster come who didn’t work for an insurance company . He was honest and I got my roof replaced . My neibor had an adjuster that worked for the insurance company . They didn’t want to replace his roof . He had to hire a guy to go after the insurance company . It worked out for him but he had to pay 20 percent .
I did roof repairs full time and know the first thing you need to do is break the glue bond between the shingles before ever trying to pry them up. Removing a shingle and preserving the ones above and around can be challenging when the shingles are old and cracking. I could have easily got that shingle in this video separated without damage. It just takes longer. Dont be afraid to hit it with a quick torch of its cold outside. Its just like a tar glue. It will release.
Those are architect shingles, the part he was digging at is a second layer over the full shingle. He was going to fuck this up no matter what because he doesn't know where to lift from.
@@crouchingcamels nah. Just don't like retards who talk about stuff they have no idea about. Makes the world a worse place. I've seen sharper marbles than you my friend
Speaking as an active life/health insurance agent, I have seen multiple instances of our company paying out the full benefit. The only times I have ever heard of it not going through is because the policyholder cancelled their policy before either their accident, death, or critical illness.
He directly admits he's liable. This isn't a scam. This is like someone side swining your mirror off, admitting fault, and willing to pay whatever it costs to fix it for you
THATS WHY I DONT REPAIR ROOFS! Even if you repair a spot successfully and another area starts leaking that has nothing to do with you, it didn't leak before you were up there and you were the last one on the roof.
His clean gloves and outfit just kill me.. why the hell is he even prying that part of the shingle with a putty knife? Why is he even doing that at all? Lmfao!
God damn I hate insurance adjusters. The last time I dealt with one was on a plumbing job. The stack broke, the stack was inbetween 2 walls, so the homeowners had no idea it broke as it was impossible to see. We, as plumbers came in and even guessed the wrong side of the wall it was on, as there was an addition added on to the building the in 70's, 150 years after the building was built, concealing the stack, which typically in this neighborhood would have been outside of the wall. The stack broke, we opened the wall and there was black mold throughout their kitchen. The insurance adjuster said, "yeah you can claim that on your insurance but, if you do, we will drop you from your policy and add you to a blacklist so no one will insure you." So that homeowner paid outright for the repair.
Bro the original video to this clip is wild. The adjuster was clearly sent there to deny a job he had no clue how to appraise. He was absolutely about roofing and the roofers were there working. Adjuster tried saying the insurance wasn't liable because they weren't installing the roofing correct and breaking tiles or something, then proceeded to absolutely obliterate a whole section of perfectly good roofing to try and show it was damaged lmao
@@RoofingInsights3.0 really? you have a neutral 3rd party representing the insurance. the appraiser does not have to abide by insurances "rules" (policy is enforced though"), and in my experience, if the damage is their and wasnt paid by the adjuster, it will usually get paid for in appraisal. It does take more time, but what would the homeowner prefer, they pay out of pocket for damages, or it takes a little longer and the insurance ends up paying for it? id assume the latter of the 2.
Post Your Roofing Videos Here: www.reddit.com/r/roofinginsights/
Anybody working on your roof while wearing a gold watch, is up to something
Gold watch, no tan lines, clean boots and gloves, white pants. This guy probably sits in a truck all day.
Noticed the same thing
@@Lightbrigade101and he probably makes more money that you do. So what?
@@anon556so he has no idea what he’s really saying or he does and he’s just trying to scam you
@@anon556Terrorist leaders also make more money than me. Does that make them good, honest people?
I worked for a roof insurance company for like 2 days. They wanted me to go on people's roofs and perform a "horse and pony show" they wanted me to straight lie to people about how their roof needs work. I quit soon as I realized they were just scam artists.
@@WhatTheFishFry?????? Where does he say all of them are scammers? He only told you the company he worked for were scammers. He didn’t claim to be an expert, or know anything really he simply just said he worked for a scam. You’re the one adding all the other bs 😂
@@WhatTheFishFryI think bros mad he got called out for scamming people 😂
Company name plz?
@@WhatTheFishFry you’re about as dense as it gets.
@tyrlant2189 agreed I'd love to know the llc or w.e. it was
Remember folks..No matter what they tell you, the insurance company is there to take your monthly payments and then pay you as little as humanly possible should you file a claim.
It's a scheme... insurance companies lobbied politicians until they proposed the laws in congress (the same laws the insurance company lawyers wrote) that mandated every single person carry auto and home insurance or its against the law .... hmmm
Companies writing law and paying politicians to codify it into law to steal your money.... sounds perfect.
Drain the MF swamp
Truth be told
Saying I’ve never had any issues claiming anything… maybe you have a garbage policy?
I don’t get what’s going on here in this video. Can someone please explain?
While we are fixing America after Brandon and his corrupt regime are gone, insurance companies need to be dealt with. All of them are crooks.
"Gonna have to add that one to the claim" this mf is somethin else
"Let's see, went from 3 shingles to 4, still below deductible so no check getting sent. Have a good day and thank you for choosing State Farm!"
The deductible would have already been met, so what's one more single needing to be replaced?
Got to think a little.
Yeah cause they will up your insurance soon as you make a claim 😂😂😂
I know a buddy of mine took State Farm to court and won bc the insurance adjuster denied his insurance claim on his house fire was bc of prairie fire that downed power line. The reason why it was denied bc it wasn’t a a act of god that caused the fire but a act caused by a car accident my friends lawyer destroyed State Farm in court and got a let’s retire early settlement lol
@@Ryanmoore_118 If it's a no-fault cat event (like wind) then they're legally prohibited for penalizing you by upping your premiums for filing a claim. If your premiums go up they'll go up anyway, may as well get the damage paid for since you bought coverage for it.
I like how he breaks the shingle then scrapes at it a few more time just to make sure it's good and fucked.
"Status, soldier?" "FUBAR'D SIR."
Come back to the office and hand in your gold watch.
I assumed he was drunk with how long it took to process that shingle was in need of a gooping
no hes trying to get under it to measure it. go get educated in roofing, it was obv an accident. No adjuster in the world wants to damage a roof because they dont make money off of it
😂😂😂
Back in my day, we used to slap some FlexSeal on it & call it a decade..
Are you 12? Flexseal came out in the 2000s. Back in your day LOL
@@altitudeentertainment7525if he was 20 when he started as a trainee, he'd be 40 plus now. If he started on a different trade and eventually moved to that maybe in his mid 20s or at early 30s, he'd be 50 plus. Old enough to say "back in my day"
@@altitudeentertainment7525my man 2000s is 23 years ago lmao
@@altitudeentertainment752523 years is enough to say back in my day, old man 😂
@@altitudeentertainment7525thank you
That guy has never removed a shingle in his life
An adjuster going on a roof with tools is a big red flag.
I don’t get what’s going on here in this video. Can someone please explain?
@@balla2828the adjustor is only there to assess the damages. Theyre not supposed to do anything intrusive, like peeling up shingles, because it can cause more damage that they will then be liable for, exactly like what happened here. I did home inspections for real estate transactions for 10 years and we would never do anything like that without the homeowners approval first
@@Farce13 gotcha appreciate the explanation
I still don't understand. Why did this guy commit his company to paying out on damages he caused as if that was the goal? The home owner gets a new roof (maybe) but that adjuster probably has a very short career life (like hours..)
@@DarenSpinelle judging by his appearance and if I had to guess, I'd bet he spends most of his working hours in an office relying on others to do the required legwork. Being in the field could've skewed his judgement due to unfamiliarity with the situation, causing to make bad decisions like this.
Never trust the guys that dress nice on a roofing job
Ill one up ya. Never trust anyone involved in insurance.
Never trust anyone whos dressed nice on a work site
Never trust anyone with a receding hairline
@@brucemac5496damn that I guess I’m not able to be trusted smh
@@magneticgray5.03tf lmao that’s like a majority of men
Laughs about the damage he just made
Nothing a little quality roof caulking won’t fix. Is it ripped yes. Will it leak even without caulking no. It’ll seal back down to the tar strip and you’d never know it
@@theknifeconnection9571 not the point though. The adjuster is fraudulently adding damages to the claim that he is liable for. Reverse the roles: if you were up there on your roof with him and you damage your shingles showing him wind damage, do you think he’d be ok tacking that on to the final payment?
He’s violating the contract that the insured agreed upon when they purchased the policy. It’s bad, regardless of the total amount of damages.
And ultimately the cost falls on the insured so you’re paying a new, higher rate that could’ve been affected by that extra damage (probably not in this case but in general).
Him laughing at himself tearing up the roof is a sure sign he has no clue what he's doing on that roof, not to mention the putty knife he's using trying to pry up the singles. Guy probably shouldn't even be up on a roof without a harness lol what a joke 😅
@@seangilchrest6091harness what is that😅 everytime we replace shingles it's because you can see the actually see the roof
@@theknifeconnection9571 exactly bro dude being a fucking karen over a tiny ripped shingle if this joke of a video is even real
I work as a mechanic and always take before and after pictures of every single thing that I have to touch to fix the issue and it'll save me a lot
You mean every shingle thing.
I've been doing insurance claims work for over 20 years. This is absolutely unacceptable in many ways. 😣
What exactly is happening here? Is that adjuster talking to a roofer of the homeowner? Was he tryin to get out of paying a claim or what
His little putty knife was the wrong tool for the job 😅 .
Yeah my friends tool of choice is a flat pry bar .
Nah you need a wider putty knife or even a 6” drywall mud knife to spread out the lifting area
He's delaminating the dimensional part of the shingle, there's literally no reason to EVER do that. There's nothing you can fix by prying that apart
It doesn't matter what tool he is using, that is not even the part of the shingle you would pry at. 😂
@@steveo1584 exactly. 😂
NEVER let an adjuster into/onto your home with ANY tools.
Looks like they smuggle them in, under a dress sock. 😂
I haven't done roofing in my life but even I know he's trying to pull up the shingle in the middle of the mf sheet, I've seen those sheets are 2 shingle layers tall and they are usually nailed down
I don’t get what’s going on here in this video. Can someone please explain?
@@balla2828the home owner was trying to make a claim on his insurance. The adjustor-the guy with the scraper, damages the roof more with scraper tool. Insurance adjusters should never bring anything other than inspection equipment and a tape measure. He had no business doing that. And he just cost his company even more money by increasing the insurance claim of the homeowner
@@claytonbigsby1 but what would he gain from causing this extra damage? It was clearly intentional.
“Listen, if you don’t want to make the repair, I’m just going to have to hire a crackhead that will”
😂😂😂
Oh don't do that playa. 🤣 My brother had a crack head build him a detached man cave room. No permits were pulled. The crackhead did not put down a cement/brick foundation. He just laid the wood on the ground and built up on it. 🤣 Ever time it rains the wood under the floor just sat in water so the wood rotted out. Now like 4 years later the floor is ready to cave in from being rotten. 🤣 Paid him with some crack.
@@Pooslingingmonkey one of the craziest youtube comments I ever seen lmfao
I don’t get what’s going on here in this video. Can someone please explain?
Nah. You want a good roof, go get you a couple Mexicans. They'll finish your roof in a day and wont be nearly as expensive as an actual roofing company. And that roof will last you a good thirty years.
When making a claim for a new roof, you have to have someone on that roof that’s fending for you. It’s easy for an insurance adjuster to deny a job, but when someone is on that roof with the adjuster fighting for you, trust me it helps… I’ve done both and when I had someone fighting for me I got a new roof, hail damage…
This is the problem with insurance Companies. You pay your dues and they wanna not do their job and pay up.
It's getting close to the time for the people to rise up.. Historically speaking we are actually a few years late.. Our ancestors would have already had a revolution
Hail storm, 6k worth of damage. Insurance paid $1600 because they filed it as wind damage. And nothing we can do about it. I’d shame State Farm but every insurance company follows that line of thinking.
@@llkjjjssgather your buddies and get to work
@@llkjjjssa revaluation for Small insurance dispute? Okay sure buddy 😂 you sound like a child.
You pick your insurance and your policy. Insane to me how many adults sign up with a shotty company or have a shotty policy and act like there was nothing they could have done about it.
@@DecomposingJediinsurance companies, mortgage companies, health insurance companies, they are all crooks!
5 trillion dollars was stolen from the American people in 2008/09 and not a single person went to jail for it.
Our government, the US federal government, has lost 21 Trillion dollars over the last 25 years! That's 66% of the US national debt lost with out records of where it was spent!
During this same time period the cost of living has increased by 99.6%. The cost of owning a vehicle has increased by 250% and the cost of owning a home has increased by 300-400%!
Minimum wage has increased $2! So that can't be the reason.
Hmmm so what could it be?
From the year 2000 till today Corperate profits and corporate executives wages have increased by 1500-3000%! My grandfather died a millionaire! Worked 35 years for one of the largest health insurance providers.. a non profit! A few years after he retired the board voted to increase their salaries to match the private for profit sector!
Wages for executives went from $150k to 500k to 3.5 million up to 7 million! Just imagine how many insurance policies it takes to cover each of their salaries! It's been like this across the board in Corperate America and is why we are dealing with massive increases in everything!
50% of Americans are struggling to survive while the top 30 million live in luxury!
If it's not stopped the wealth gap which reached record levels in 2019 will lead the USA to a total economic collapse! You can only milk the hardworking people of America for so much before there's nothing more to take!
Currently someone buying a $240,000 home will pay over $522,000 for said home. You're literally buying 2 homes and giving the bank 1!
Eventually the massive increase in cost of living will lead to another collapse. It's not a matter of if but when!
Watch this all be over a nail pop 🤣
Nail pop was a bad dude!
@@tedkaczynskiamericanhero3916 Nail pop is actually a good man, it's his brother who doesn't like to follow the pool rules
@@AnUnapologeticApologist Next you're going to tell me he let kids touch his hairy legs, ridiculous!
Lmfao ive never seen anyone tackle a shingle that way in my life 😂
@@AnUnapologeticApologistyou must be talking about corn pop
Being an insurance adjuster doing a roof claim should have mandatory roofing experience.
You'll never find that because the person would make more money in the roofing business.
I don’t get what’s going on here in this video. Can someone please explain?
We need a lawyer’s reaction to this.
Somehow my mind is telling me that the insurance adjuster is liable for damaging the shingles plus is also guilty for making a false insurance claim and falsely accusing the roof repair company of negligence.
He's the one who damaged the roof he's the one to pay good getting the evidence. What he just did was slander and fraud 😤
The office crew killed it today
The minute I see a roof repair man with a 2" putty knife, I'm firing him and calling a real roofer.
That’s the insurance guy though.
Were you even paying attention to the video?
@@Daniel-1680 that means they know at least 10x the average roofer, right? /s
This is happening way too often with insurance adjusters. Everybody needs to come together and put a stop to this crap and it's just a simple as every single person saying we are done paying premiums until you start acting accordingly to your policies.
If it was that easy we wouldn't be paying a third of our wages in taxes while the govt pisses away trillions of dollars lol too bad most people are scared to stand up for themselves
I remember seeing this in a longer video, there were pissed bc the other guy denied it and didn’t care
I don’t get what’s going on here in this video. Can someone please explain?
Insurance companies are evil
Legalized extortionists
@@eamoncrawford I can't help but talk to the insurance Ads that I see. Oh, you're here for me? Little old me? That's funny, you sure do seem to have a lot of money for advertisements...
Then don't buy it and don't get a loan.
Sounds like someone that would have State Farm or All State
That's the power they weild, let alone Medical INSURANCE CORPORATIONS. They have the power to decide who or what gets covered or who does not, or who lives and who does not live. And when to get covered and why it gets covered, all at the customers dime.
We had to roof a lawyers house once...ive never seen my boss sign a rainforest worth of papers before he could even give an estimate
I worked for a roofing company for a short time. They taught us how to damage tiles to make it look like natural storm damage. I couldn't do that and lie to someone's face. I absolutely hated that job. Getting up on high roofs with bare minimum safety equipment, no work supplies provided by the company, door to door sales (Have a had a Firearm pointed at me), and we didn't get paid until the roofing job was done which the entire process took weeks! They did give us $75 per contract but we had to give it back when we got paid. So one day I just sent my "Business partner" a nice little text saying I'm done.
My dads roof got hit real bad with hail a few years ago and they replaced everything no problem. They even replaced the roof on his 50yr old shed that was basically rotting and gave him extra shingles to replace a loafing shed that was damn near falling over.
It wasn't allstate.
We had hail damage and they told us to go flock ourselves.
They said it was wear and tare. Even though we had personally did the roof ourselves less than 5 years ago.
Which insurance was it we are trying to change our insurance too.
That’s a man that was paying too much for insurance lol
@@jerryvelasco1474AllState covered our roof no problem. Maybe you were the issue haha
@@jerryvelasco1474 All State covered our room basically no problem. The only problem we had was an old shed that a tree crushed, but in the end they ended up paying all that as well.
It doesn't look like this guy has ever been on a roof before.
If he didn’t say this on camera, they would have never covered it. And you know damn well they STILL fought this.
I worked for one of these storm chaser roof insurance scammer companies for a couple weeks, I quit after I realized just how corrupt and shady they were. They basically just run insurance fraud.
Sad truth is that carriers’ adjusters low ball, PAs are inflating costs, in the end you have homeowners that are end up with shit coverage, contractors that are struggling to get properly paid, and retail insurance agents that are blamed for shit policies.
Keep posting your content Dima
How do insurance companies try to low ball? A lot of contractors and adjuster use the same xactimate program that bases monthly prices by zip codes.
@@ac_az there is RC vs ACV, you can also estimate using cheaper materials, less sq ft, different hardware, etc, etc. it’s not like we don’t have whistleblowers that exposed carriers that have started a few lawsuits across the country.
All part of the plan. The US is a symbol of hope for so many across the world, WHEN it falls, it will be a dominoe effect. Soros backed DAs are doing their part to collapse the justice system, I wonder where the money takes you in the housing industry.
@@ac_azInsurance companies lowball. It is a thing. I used to be a stormer.
I would call that insurance company up and tax that azz for my customer.
God help them if they did something wrong in the process. I got one customer that had a bad dimension over his garage. Was supposed to be 30 ft. Was written 13 ft. So they were trying to say almost 20 ft of my customers garage was uncovered.
They argued with me and argued with me. Made them print out the floorplan and lay it underneath the roof print out. Then silence. Them, "excuse me a moment." 5 min later they had me an "emergency" adjuster on the way the next morning to correct it.
They gave me EVERYTHING. And since I am a nice guy, and not a money hungry loser like half of these roof salesman...I upgraded the shit out of my customers roof with the extra money.
He got new EVERYTHING. Box vents, gone, ridge vents, les go. Upgraded from a 3 tab to a pretty GAF dimensional. Everything brand new instead of repainted.
Zipped it up and walked away with a mice little profit for me and the office, at no cost to him.
No other roofer even got on his roof to measure. They just came in, did the math based on the insurance paperwork, told him there wasn't enough money, and left.
Clowns, man. 😂
Adjusters work off Exactimate which had monthly updated industry pricing.
I'm dying rn.. a insurance company on like a 2 or 3 story house, no harness, not tied up and if a roofers does this they get fined by health and safety and their insurance company are the ones covering the hospital bill
Dude, it's like a 3/12 pitch, what harness is needed??
@@roofking234 its still the law to be fastened to the roof, anything could happen up there.
It’s about the pitch not the height
I didnt know the roofing business got so intense 💀💀🤣
That roof looks pristine. Damaging on purpose so it won't pass.
They act like shingle roofs is the hardest thing in the world😂😂
For real, shingles are for sheds here in Scotland😂
Any experienced quality roofer can make the repairs without causing additional damage. I know because I’ve done them for 22 years. It’s all about having the proper tools and the skill and a lot of patience
Do not tell them about a heat gun lmfaoooo
@@vanderumd11Heat gun?! Nah, I'd bring out the weed torch. I will use any excuse to bring that thing out.
It's amazing how taking your time ends up saving you time in the end.
@@nicpadilla9836 so true!
Only if you're comfortable making dog shit pay 😂
That gold watch is a huge red flag. I'm a roofer and do not wear anything nice on the roof as I get tar all over me all day.
Adjusters don’t “work on roofs” they make inspections and use software to generate an estimated cost of replacement.
Shit like this is why I'm so happy I have a metal roof
You got a metal roof so that people you specifically chose to be your insurers don't come out and peel up a shingle? Ok. Good job man.
They be up on your roof with a
cut off wheel patching your metal roof that was perfectly fine before he got up there but it needed to be fixed no they just wants to screw everyone they can over
Wait until it somehow gets damaged.The insurance company will fight you so hard... My friend with a tile roof has been going through a multi year lawsuit. Hes about to win it in bad faith and his claim will be close to million since he now has water damage too.
@@Connection-Lostno, he just has a metal roof and is happy about it. You could have just read the comment properly and not made a retarded assumption.
Well done, champ.
@@misterbulger corrugated steel makes the best roofs, ever. Who wants a roof that cracks open to the elements with minimal force? Not OP Commenter or myself lmao
Can't fix a internal repair on a roof without taking out a few shingles.. lol ..
fix AN internal - when the next word starts with a vowel is an not just an A its AN say it out loud it feels more natural to say an before internal than just a.
It just amazes me how many adults that post comments don’t know its crazy…
@hubes96 no one cares bro. It's TH-cam. He's not writing an essay. Also. Not everyone speaks English as a first language
@@hubes96
Goddamn dude. I can feel the bitterness radiating from your comment. It's not that serious, but I can tell that means you're hurting. I hope things get better for you 😊
That IA isn’t even licensed to mess with that roof. 90% of them aren’t even qualified to even be up on the roof. Good ol’ insurance companies
@@exaltedalpha2610 there job as ia qualifies them to be up there or wherever the damage may be..
Me being like, "If my house ain't leaking, I ain't interested"
Since those are dimensional shingles you always want to lift up from the bottom not the side. Do the side for 3 tab shingles only.
State Farm at it again 🙄
And this time wasn’t Jeff 🙄
Who's Jeff?
You mean Jake you shmuck
@@VintSafeJake’s brother
I watched an old roofer get on top and “search for leaks” with his pocket knife… 😂
Best part everyone up there arguing over a roof with zero problems lol trying to get that bag
Insurance companies are pure evil
Just gave him some spackle to seal it, he’s got the scrapper there 😂😂 , I’ve never seen that b4 😂😂 a scrapper
Thats what they used to call your mom with those big 2 front teeth lol "The Scraper"‼️
Ain't no insurance adjuster got any business touching a damn thing. All they need is to see damage with their eyes. If he wantef to do damage to ensure a proper claim, that should be transparent.
That's not true there's plenty of things to look at and check, plus you have to touch the roof to do a stress test to see if it's repairable vs needing a full replacement
Let me look at a roof and assume it's fine????? SMH, some people should just keep quiet and not talk about things they don't know anything about.
Yeah, my dad works as a roofer, actually started a business removing them. When I was around 10 years old we had a family friend that had a house and ask someone to inspect it and they said they needed to get it removed ASAP. They asked my dad and said nah that roof can hold for at least 5-10 years.
The way he tried to remove that shingle Maid my soul ache as a roofer
What was he even tryin to do why did he do that lol
@@JohnSmith-fq7hjfrom what I can tell he was making sure they were nailed down good but instead of lifting the top one he decided to try to pry it in to for whatever reason and just ended up breaking the shingle
Inspectors can be like engineers.
It should be a requirement to spend two years in the trade before ever being an engineer or an inspector
2 years isn't long enough.
Maybe more like 5 years
Vandalize would not be the appropriate word here guys.
It was not intentional.
Damaging shingles that are not repairable should be called vandalism
Dummy
@@RoofingInsights3.0and he's paying for it correct?
@@efficientfuture1336 no he is not. He is paying for “repair” but can’t show how it actually can be repaired. It takes to remove 7-10 shingles to replace one, he can’t remove one. And doesn’t want to pay for roof replacement arguing you can repair/replace 9-10 shingles around
Yeah but that guy looks high af the way he tryina pry that off
A lot of people/homeowners scam the insurance company. They Wait for first storm or hail in the area so they can get a new roof for free, when in reality it was due for replacement soon. Florida is notorious for that, many insurance companies pulled out of Florida for that reason. Now they won’t even insure your house if your roof is not new
I worked for a construction company as a canvaser when I was younger. My job was to go door to door and tell people they might have damage from recent storms and offer them a free roof inspection. Then I was expected to get them to sign a contract with our company thru their insurance to repair any damage. I made like 15 an hour and 50 dollars for every contract I got signed. When I asked for help one day from one of the higher up guys, he climbed on the roof with a nickel and started digging it into shingles like a mad man. Then he took pictures to show the home owner all of the "hail damage". I found out he was making 5k per contract that I initially got signed. I quit the next day. Apparently there was a lawsuit and I had proof of everything but didn't want to be involved because I was young. But now I realize I could've gotten paid out pretty damn well and maybe helped some home owners get reimbursed as well. Definitely a common thing I'm sure. Pretty shitty if you ask me!
There isn’t much content here but whoever that guy who damaged it should repair it
I really hate automotive insurance as well. They think they run the show and know everything
I’m an automotive tech and the sheer amount of times the insurance company low balled a very serious repair was almost constant they have this idea that every part for a car costs relatively the same all around when in reality most parts are still expensive especially if you have to repair an entire system of a car that got crushed or penetrated
Me entering chat saying record your own roof with a time stamped and very detailed video of your own roof prior.
My neighbor is 86 years old and I remember overhearing him mentioning getting his whole roof replaced and now I'm wondering if he isn't falling into a company scam
Lmao the patience these roofing companies have with the insurance adjusters out of all these videos I've seen and I owned a roofing company itd be hard to beat off the intrusive thoughts to not accidentally tip the ladder over with the adjuster on it 😂
It’s a way different game today than just 5 years ago doing storm damage roofing and dealing with insurance adjusters.
Nah we just let them dig their own grave. Record it. Then go fight the insurance. Usually works out great in out favor
I had an adjuster in New Orleans. She said it was her 4th year. She was too scared to climb an 8/12 with cougar paws on.
@@TexasPapa13this isn’t the own you think it is
@@Piernaapestosa you sound like an adjuster. Most of them are terrible at their jobs and can’t tell hail from blistering from mechanical damage. Stay behind your desk.
Ngl im confused af
Are you a woman?
@@paleashail7265 Are you a retard? Jesus fuck, not everyone works in a roofing industry.
Insurance adjustor refused the claim to repair the damage to the roof and caused even more damage himself during his "inspection"
Tl;DR : L Insurance Adjustor
There has been many bad hail storms here and the roofing companies are straight up charging 10x the value of the damage. And there are many cases where there is no damage but they will create damage or no damage at all but say the shingles need to be replaced anyways.
Famous last words “you could have had this done a long time ago”… easy when someone else is doing the work
Yep, that's damage. no denying it.
They agreed to it, question is, can you repair it lol
@@RoofingInsights3.0 gotta love when they tell you to repair it and they can’t even get the tar line to separate without ripping every other shingle
Absolute scam, its a shame how insurance companies are more than happy to take the premiums every momth but will fight tooth and nail not to do the right thing and pay out.
Not just premium.. but stupid crap like quarter mill in coverage on househould items.. that most dont have.. and they wont pay for what you cant proove you had.. so why are you being forced to pay a premium on a imaginary sum
Just like what happened during covid, pay for full coverage and wouldnt send an insurance adjuster out, never got fix. I believe i was with geico
First of all fella you ain't getting on my roof. 💀💥🔫
I have flat bar that I have sharpened and it works great or prying up roof shingles after you used a torch to warm them up a little bit.
I have a Fubar. One of Stanley's flat bars. One edge of the flat side is a blade, perfect for breaking the tar lock.
Welcome to the game. It can be a clown show and the Ins. Co. Knows you cant sue and be profitable 90% of the time.
These insurance company's are crooks.
It's harder than it looks sometimes due to the tar line getting hot and sticking to the roof
First off adjusters shouldn't be making repairs it not their job. Secondly vandalism assumes intention and that clearly was accidental.
Dude, where's your flat bar/wonder bar?
This guy's using a flat head painters spatula. WTH?
At least he has gold watch with it
Hell even that would work with some hammer taps. They just suck at their job.
This is why I’m glad I’m with a company that started as sub contractors. We will honestly tell you if your roof has damage or not. Amos so far is the only roofing company I know that isn’t honest at all
Never let an insurance adjuster to be the first to inspect the roof.
Have 3 assessment quotes from 3 different roofing companies, then file your claim.
adjusters primary job is to rob home owners or save the insurance company from someone robbing them
Guarantee this boils down to a homeowner not wanting to pay their bill they owe
How would not paying your bill lead to the insurance company coming out and peeling up shingles?
How?
I had hail damage a couple months ago . I had a private adjuster come who didn’t work for an insurance company . He was honest and I got my roof replaced . My neibor had an adjuster that worked for the insurance company . They didn’t want to replace his roof . He had to hire a guy to go after the insurance company . It worked out for him but he had to pay 20 percent .
I did roof repairs full time and know the first thing you need to do is break the glue bond between the shingles before ever trying to pry them up. Removing a shingle and preserving the ones above and around can be challenging when the shingles are old and cracking. I could have easily got that shingle in this video separated without damage. It just takes longer. Dont be afraid to hit it with a quick torch of its cold outside. Its just like a tar glue. It will release.
So basically it's not repairable
Not according to them .
100% repairable, I could do both spots in an hour or two. The insurance company will tell you its FUBAR'd though
To be fair the shingle was literally split in half before he started digging at it 😂
Those are architect shingles, the part he was digging at is a second layer over the full shingle. He was going to fuck this up no matter what because he doesn't know where to lift from.
Said the person who has no idea how a roof is put together
@@zachschendt7201 uhoh bois I pissed off a little girl 👧 😂
@@crouchingcamels nah. Just don't like retards who talk about stuff they have no idea about. Makes the world a worse place. I've seen sharper marbles than you my friend
@@crouchingcamelsyou’re a dumbass
Speaking as an active life/health insurance agent, I have seen multiple instances of our company paying out the full benefit. The only times I have ever heard of it not going through is because the policyholder cancelled their policy before either their accident, death, or critical illness.
He directly admits he's liable. This isn't a scam. This is like someone side swining your mirror off, admitting fault, and willing to pay whatever it costs to fix it for you
THATS WHY I DONT REPAIR ROOFS! Even if you repair a spot successfully and another area starts leaking that has nothing to do with you, it didn't leak before you were up there and you were the last one on the roof.
Insurance only takes your money but never gives back. It's like the government
I've been thru this thousands of times with adjustors. Non repairability is gold ..
I’m pretty sure the insurance adjuster has just become a liability issue to the company. It’s on tape. 🤦♂️
Guy has no idea what he's doing
He knows exactly what he is doing: earning his bonus from insurance company
@@RoofingInsights3.0typical insurance No Man.
@@RoofingInsights3.0i don't get this.. what is he doing? What happened here?
Sir what we are really here for is, we have been trying to reach you about you're cars extended warranty
Lawyers and insurance agents are a piece of work.
His clean gloves and outfit just kill me.. why the hell is he even prying that part of the shingle with a putty knife? Why is he even doing that at all? Lmfao!
Insurance companies...crooked as hell
Thats why we defraud them, bud
@@Tony-Jabroni🤣🤣😂🤣😂✌️✌️
God damn I hate insurance adjusters. The last time I dealt with one was on a plumbing job. The stack broke, the stack was inbetween 2 walls, so the homeowners had no idea it broke as it was impossible to see. We, as plumbers came in and even guessed the wrong side of the wall it was on, as there was an addition added on to the building the in 70's, 150 years after the building was built, concealing the stack, which typically in this neighborhood would have been outside of the wall. The stack broke, we opened the wall and there was black mold throughout their kitchen. The insurance adjuster said, "yeah you can claim that on your insurance but, if you do, we will drop you from your policy and add you to a blacklist so no one will insure you." So that homeowner paid outright for the repair.
Shingle roofing seems like the biggest pain once it gets older and or damaged
I've done many many roofs. He worst is when you have a 3 layer tare off with all new board. You'd be SHOCKED at some of the crap in seen up on a roof.
This is exactly why I refuse to do brittle tests.
Bro the original video to this clip is wild. The adjuster was clearly sent there to deny a job he had no clue how to appraise. He was absolutely about roofing and the roofers were there working. Adjuster tried saying the insurance wasn't liable because they weren't installing the roofing correct and breaking tiles or something, then proceeded to absolutely obliterate a whole section of perfectly good roofing to try and show it was damaged lmao
Back in my day we just fixed the problem...
Seeing is how we have more problems today.. Your statement has been deemed false. If you solved the problem it wouldn't still be here
Take it to appraisal. 😂
Everyone hate appraisals
@@RoofingInsights3.0 really? you have a neutral 3rd party representing the insurance. the appraiser does not have to abide by insurances "rules" (policy is enforced though"), and in my experience, if the damage is their and wasnt paid by the adjuster, it will usually get paid for in appraisal. It does take more time, but what would the homeowner prefer, they pay out of pocket for damages, or it takes a little longer and the insurance ends up paying for it? id assume the latter of the 2.
One way or another as the home owner, you break it you bought it 💯