Is 12 Club App Approved by RBI - with Proof | Safe or Not

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  • เผยแพร่เมื่อ 4 ต.ค. 2024
  • Is the 12 percent Club App by BharatPe approved by RBI and thus Safe or Not for investment? BharatPe launched its 12% club app which works on Peer 2 Peer Lending model and this Club app is giving the lenders on its platform an interest of upto 12%. The amount you deposit with Bharat Pe on it 12 percent club app is invested by them with RBI registered NBFC P2P company like LenDen Club. Whether RBI approves of P2P platform and are your investments safe, this is what I have tried to cover in this video.
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    📺Is 12 Club BharatPe App SAFE? - • 12 CLUB BharatPe App -...
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    Topics covered:
    The following topics have been covered in this video
    What is BharatPe Twelve Percent 12% Club
    What is 12% Club?
    Who are the NBFC partners and/or P2P NBFC Partner on the 12% Club?
    Is 12 Club App Approved by RBI?
    What is the risk and how to mitigate it?
    What are RBI approved NBFC?
    Is your money safe with 12% club app?
    What is the role of BharatPe
    Disclaimer:
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    Tags:
    #12club #peertopeerlending #investment #everypaisamatters

ความคิดเห็น • 127

  • @EveryPaisaMatters
    @EveryPaisaMatters  ปีที่แล้ว +4

    ➡If you want to DOWNLOAD the 12% App - twelveclub.onelink.me/2Cmd/c1c1b881 (Affiliate Link)
    ✅Subscribe to my TH-cam Channel - bit.ly/EPMsub

  • @arjunkumar8998
    @arjunkumar8998 ปีที่แล้ว +15

    It is approved by RBI but it is not guaranteed for money...... Risk Risk Risk

  • @AloneBoy-io2bl
    @AloneBoy-io2bl 7 หลายเดือนก่อน +1

    Sir mobikwik xtra video banaye

  • @anilrajpurohitvlogs6277
    @anilrajpurohitvlogs6277 ปีที่แล้ว +6

    Mene ek mahina huaa invest kiye huve 1000 rupee ka return earn Kiya hai
    Baki ek saal se dekh rha tha ab Jake invest Kiya hai trust krke😀

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +1

      Just a question - ek saal baad kya karoge.
      ₹1000 ko ₹1Lakh ya exit and kyun?

    • @shubhamgupta8326
      @shubhamgupta8326 ปีที่แล้ว

      👍Bhai kitna rs ka investment kiye ho? 🙄

  • @dipakdawkhar8916
    @dipakdawkhar8916 ปีที่แล้ว +4

    Kindly make a video on Liquid Funds as well.

  • @musarafali3891
    @musarafali3891 ปีที่แล้ว +2

    Apne to doubt main rakh diya, hum jab paisa deposit karte hai innofin solution private Ltd ke account main paisa jama karte hai, 12%club naam diya hai apps ka sayad.

  • @swapnilbodhe7501
    @swapnilbodhe7501 ปีที่แล้ว +7

    It's absolutely safe.. though 12% club is my second priority.. I have invested in cred mind which gives less returns but is highly reliable.. till now earned more than 1 lakh within a year !!!

    • @atharvakatre
      @atharvakatre ปีที่แล้ว +1

      How do you have accounts with both 12% and cred mint? I got a cred invite, but it says that it is now yet opened for existing users

    • @swapnilbodhe7501
      @swapnilbodhe7501 ปีที่แล้ว

      @@atharvakatre oh, never faced such issue cause I am using mint from 2 years and recently opened account in club just to check how it works

    • @Badal_Choudhary
      @Badal_Choudhary ปีที่แล้ว

      @@swapnilbodhe7501 minimum amount kya hai

    • @swapnilbodhe7501
      @swapnilbodhe7501 ปีที่แล้ว

      @@Badal_Choudhary 25K till your investment reach 8L then 50K for above 8L

  • @HimanshuSingh-cq1ms
    @HimanshuSingh-cq1ms ปีที่แล้ว +1

    Gazab sir... ,

  • @chinmayakumarnayak3471
    @chinmayakumarnayak3471 ปีที่แล้ว +1

    Sir..we lost money in 12%club..please help me..

  • @mustafaattarwala6606
    @mustafaattarwala6606 ปีที่แล้ว

    Please make video on INDIAP2P

  • @parmodsingh5221
    @parmodsingh5221 ปีที่แล้ว +15

    Hello sir...
    Can we withdraw both principal amount and the returns or just the returns?..also how long is it taking to withdraw any particular amount?

    • @SALIMKHAN-re2sk
      @SALIMKHAN-re2sk ปีที่แล้ว +2

      YES U CAN ITS TAKES UPTO 48 HOURS, THANKS

    • @arjunkumar8998
      @arjunkumar8998 ปีที่แล้ว +3

      Withdraw small amounts like 40000, 30000, 25000 don't withdraw huge amount like 1lkh at a time .

    • @parmodsingh5221
      @parmodsingh5221 ปีที่แล้ว

      @@arjunkumar8998 okay brother..thanks

    • @arjunkumar8998
      @arjunkumar8998 ปีที่แล้ว +2

      @@parmodsingh5221 bro don't invest it is risky... If you have plenty of money then no issue

    • @parmodsingh5221
      @parmodsingh5221 ปีที่แล้ว +1

      @@arjunkumar8998 thanks for the suggestion Bhai...dekhte hai kya karna hai

  • @kokategovind6763
    @kokategovind6763 ปีที่แล้ว +2

    Koi bhi invest na kare please withdraw 48hr hai jo bilkul bhi safe nahi hai 😡👎😡😡😡😡😡👎😡👎👎😡😡😡😡😡😡😡

  • @venkateshpatil5387
    @venkateshpatil5387 ปีที่แล้ว +1

    that's what honest review

  • @rupeshpatil6957
    @rupeshpatil6957 ปีที่แล้ว +8

    Sir, maine last month me t bill for 91 days purchase kiye zerodha coin app pe. Units are credited to demat but now value is in negative (-250 Rs) what would be a reason? At the time of purchase interest shown is 6.7% something. Pls help

    • @nitishkumar-bf5kh
      @nitishkumar-bf5kh ปีที่แล้ว +1

      91 days rkhe rho sb green ho jayga

    • @hiteshagarwal1572
      @hiteshagarwal1572 ปีที่แล้ว

      Bhai T bills discount mein issue hote hain actual face value se so jab maturity aayega tabtak return aa jayega

    • @rupeshpatil6957
      @rupeshpatil6957 ปีที่แล้ว

      @@hiteshagarwal1572 Hi Bhai, discounted price ke bhi niche aaya hai ab toh.. negative 300 chal raha.. but jaise apne bola ki maturity tak (91 days) recover ho jayega .. lets see then.. thanks for your reply

    • @rupeshpatil6957
      @rupeshpatil6957 ปีที่แล้ว

      @@nitishkumar-bf5kh yes, thanks for your reply

    • @shashanksingh997
      @shashanksingh997 ปีที่แล้ว

      Bhai 6.7% 91 days me milega...ya 6.7 % ki rate se 91 days me 2% milega ?? Plss clear my doubt

  • @shamiit79
    @shamiit79 ปีที่แล้ว

    Whatever, log jo paisa laga rahe hai wo safe hona chahiye aur wo easily withdrawal hona chahiye

  • @ALLABOUTPG
    @ALLABOUTPG 8 หลายเดือนก่อน

    Mein 12% club mein 2lac invest hai mera invest kiya money kaise bank mein le

  • @himanshuk177
    @himanshuk177 ปีที่แล้ว +4

    If multiple deposit and withdrawal transactions are done in these apps. It will be adding up to total credit and debit limit of my account so, can this cause tax implications?

  • @upcomingdividendsupdates3119
    @upcomingdividendsupdates3119 ปีที่แล้ว +32

    MUJE ISME INVEST KIYE HUWE 2 SAAL HOGAYE HAIN 🔥🔥🔥🔥🔥

    • @tricksandtips2099
      @tricksandtips2099 ปีที่แล้ว +4

      Wow

    • @arnabghosh9622
      @arnabghosh9622 ปีที่แล้ว +5

      Avi tak koi problem face kie aap ? Mene 2 month se kr raha hu.

    • @upcomingdividendsupdates3119
      @upcomingdividendsupdates3119 ปีที่แล้ว +11

      @@tricksandtips2099 nahi abi tak to sahi chal rha ha.. Bas yeh hai ke pehle with drwal instant tha abb time lagta h around 24 hours

    • @odiasampark5855
      @odiasampark5855 ปีที่แล้ว +2

      Bhai 1 Lakha deposite karne se 1 month key bad kitna milega....

    • @AmitYadav-vg2cm
      @AmitYadav-vg2cm ปีที่แล้ว +2

      Jhutha

  • @godgaming1438
    @godgaming1438 ปีที่แล้ว

    Invest karay ke nai a batawo

  • @sunder10011
    @sunder10011 ปีที่แล้ว +1

    Who bears the credit risk..is it us or the app provides the gurentee?

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +1

      There is no guarantee!! There are checks and balances but NO GUARANTEE.

    • @arjunkumar8998
      @arjunkumar8998 ปีที่แล้ว

      Risk is ours

  • @modassirhussain8659
    @modassirhussain8659 ปีที่แล้ว +4

    paisa lgana isme safe hai kya

  • @ranipandey6789
    @ranipandey6789 2 หลายเดือนก่อน

    Kabhi nhi bahut hi bekar hai

  • @SanjoyKumarMelody
    @SanjoyKumarMelody ปีที่แล้ว

    Its a scam...I added 5000...Money debited but add money failed...I wrote mail about it...thay said...money will refund within 7 days..This is day 28...Sill not refund...Please be alert and save your money.🙏

    • @arnabsen8633
      @arnabsen8633 ปีที่แล้ว

      it's not scam bro. that was techical issue. call them with payment proof. for me also it happened many times. i got my money back

  • @Debasish-2024
    @Debasish-2024 ปีที่แล้ว +3

    Agar loan lene wale default kar dia toh hum gaye 😐😭

    • @gomes8335
      @gomes8335 ปีที่แล้ว

      That's not how it works. Watch the video lol

    • @Debasish-2024
      @Debasish-2024 ปีที่แล้ว +2

      @@gomes8335 Came here again after loosing your money LOL 😏😂

  • @meetshingala
    @meetshingala ปีที่แล้ว

    Mahila samman seving certificate par video lao please

  • @infinity305
    @infinity305 ปีที่แล้ว +5

    I have earned 1.1L as interest till now

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +5

      Thanks for sharing!!

    • @infinity305
      @infinity305 ปีที่แล้ว +6

      @@EveryPaisaMatters but recently the withdrawal system has been downgraded as it takes 2days now instead of just 10sec for last 2years and also provides interest after 4days instead of next day

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +3

      @@infinity305 Yups, that is why I created a specific video on it. That is currently the negative part.

    • @leansnscenes7806
      @leansnscenes7806 ปีที่แล้ว +2

      @@infinity305 have you ever lost any money in this

    • @infinity305
      @infinity305 ปีที่แล้ว +2

      @@EveryPaisaMatters please make a updated video on best p2p lending app

  • @varunsharma3144
    @varunsharma3144 ปีที่แล้ว +3

    *You cleverly stole our time by providing confusing information. But let me tell you, life is a vicious circle. Everything terrible you do will come back to haunt you in ways*

  • @ajaysingh-hk6ur
    @ajaysingh-hk6ur ปีที่แล้ว +1

    bhai ap kya explain kiye ho and kya prove Krna chahte ho so shayad tumhe khud nahi pata hai... time west

  • @shashusjourney2967
    @shashusjourney2967 ปีที่แล้ว +4

    Sir monthly returns 12% hai ki annually?

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +4

      What is your understanding of monthly or yearly returns? Give example

    • @pushkarraj0
      @pushkarraj0 ปีที่แล้ว

      Aapko meri channel ka first video dekhna chahiye

    • @ManojManoj-om2sy
      @ManojManoj-om2sy ปีที่แล้ว +6

      It is calculated 12% annually and divided by 365 days. Each day's interest is credited which is 12% annual rate for whole year

    • @pushkarraj0
      @pushkarraj0 ปีที่แล้ว +2

      @@ManojManoj-om2sy yes

    • @sanjiv144
      @sanjiv144 ปีที่แล้ว +2

      Annually hai Shashu....

  • @jdprasad2489
    @jdprasad2489 ปีที่แล้ว +2

    Is interest amount is taxable?

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +2

      Yes. But no TDS deducted you need to show it yourself.

  • @bharatnema8768
    @bharatnema8768 ปีที่แล้ว

    thanku

  • @MdSirajYT
    @MdSirajYT ปีที่แล้ว +2

    1st

  • @harpalsingh-xl4vk
    @harpalsingh-xl4vk ปีที่แล้ว +1

    12 / club me risk hai kya??

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +6

      Gaadi chalane mein risk hai kya?
      Seediyan utarne mein risk hai kya?
      Zyada videos dekhne mein risk hai kya?

    • @OmkarPatil-kk2mb
      @OmkarPatil-kk2mb ปีที่แล้ว

      @@EveryPaisaMatters 😂

    • @dibyashubhroroy945
      @dibyashubhroroy945 ปีที่แล้ว

      @@EveryPaisaMatters why are the avoiding the main question and why not answer straight forwardly n not being a Pussycat

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +2

      Why do you not answer my 3 questions and not being a 🐈🐈 ?

  • @ManishKumar-lx6vg
    @ManishKumar-lx6vg ปีที่แล้ว +2

    Thank you sir, At least you proved that its not a SCAM, Its like OYO/ZOMATO/SWIGGY/ where various P2P companies listed here.

    • @EveryPaisaMatters
      @EveryPaisaMatters  ปีที่แล้ว +2

      But one difference that the companies cannot get themselves listed on their own, they have partnership agreements with BharatPe / 12% Club app

    • @ManishKumar-lx6vg
      @ManishKumar-lx6vg ปีที่แล้ว +1

      @@EveryPaisaMatters **Thank You Sir** ❤❤

  • @gomes8335
    @gomes8335 ปีที่แล้ว +1

    Does RBI have insurance for lenders if Bharatpe defaults ?