Paano Ma-approved ng Mabilis sa Car Loan Ngayong 2024

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  • เผยแพร่เมื่อ 29 ธ.ค. 2024

ความคิดเห็น • 56

  • @johnkarlespinosa
    @johnkarlespinosa  9 หลายเดือนก่อน

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  • @yanitv9861
    @yanitv9861 8 หลายเดือนก่อน +1

    salamat sir sa tip! subscribed na dn for your future vids

  • @dinounicornsibs3546
    @dinounicornsibs3546 9 หลายเดือนก่อน +1

    Hello po after application po tumatawag po ba agad yung bank? In my case po kahapon po napasa hanggang ngayon wala pa po natawag sa akin.

    • @johnkarlespinosa
      @johnkarlespinosa  9 หลายเดือนก่อน

      Depende po yan sa bank & sa credit history nyo din po.. ako po kasi may experience ako doon sa kinuha ko na L300 nag notify na lang po sila sa approved na ako but wala talaga ako nareceive na calls galing doon sa bank na nag-approved po ng loan.

  • @dianabactong4214
    @dianabactong4214 9 หลายเดือนก่อน +1

    May nag CI po sa bahay kahapon Chinabank po and today waiting kame ng call or notice ng result. Mga ilnag days po ba yan mostly malalaman sir?

    • @johnkarlespinosa
      @johnkarlespinosa  9 หลายเดือนก่อน

      Depende po yan maam sa bank.. ussually po within the week po may notice na po agad yan..

  • @nervegun897
    @nervegun897 ปีที่แล้ว +1

    Mayroon din po bang mga tulisan na agent lalo na pag hindi naaprubahan ang kanilang mga customer nananamanlata din ba silang aayusin namin magbigay kayo ng ganitong pera kesyo ganyan kesyo ganun ang sinasabi nila meron bang agent na namemera at tinutulisan ang kanilang nga customer ?

    • @johnkarlespinosa
      @johnkarlespinosa  ปีที่แล้ว

      So far wala pa naman po akong na encounter na ganyang case.. naka 3x na din po akong kumuha ng brand new na sasakyan pero wala pa naman po akong ganyang na experience.. hindi ko lang po sure sa iba kung merong ganyang experience

  • @LunaBear13
    @LunaBear13 ปีที่แล้ว +2

    I'd like to commend you po in explaining. Very precise and direct to the point. Good Job!

    • @johnkarlespinosa
      @johnkarlespinosa  ปีที่แล้ว +1

      Thank you so much po!

    • @LunaBear13
      @LunaBear13 ปีที่แล้ว +1

      @@johnkarlespinosa we have our own Raize na din and naka tulong ng malaki ang vlog nyo for us to decide. Thank you!

    • @johnkarlespinosa
      @johnkarlespinosa  9 หลายเดือนก่อน

      thank you so much din po sa panonood.. enjoy your toyota raize po & keep safe always

  • @Minso-s9u
    @Minso-s9u 11 หลายเดือนก่อน +1

    halimbawa kahapon po ginanap ang CI o Credit investigation , ilang days po malalaman kung na approve o declined ang application?

    • @johnkarlespinosa
      @johnkarlespinosa  10 หลายเดือนก่อน

      Depende po sa bank. But ussually po the next day may notice na po yan.

  • @drizzyone116
    @drizzyone116 4 หลายเดือนก่อน +1

    Ask lang po nag apply poko tpos kinabukas po may nagtext at email yung bank na approved pero wla papong tumawag. A bank at nag C.I approved padin po ba ito tnx

    • @johnkarlespinosa
      @johnkarlespinosa  4 หลายเดือนก่อน

      Opo.. if may nag notify na po sainyo na approve na po kayo pwedi nyo na po follow agent nyo po..

  • @angelouanacan4443
    @angelouanacan4443 หลายเดือนก่อน +1

    hm po MA nyo at DP sa raize mt? planning po same unit din sir

    • @johnkarlespinosa
      @johnkarlespinosa  28 วันที่ผ่านมา

      Hello sir! Yung akin po sir nasa 200K po ang DP then nasa 13K po ang ang monthly ko po nun.. pwedi ko po kayo sir i-assist po if plan mo po kumuha ng raize. Marketing Assistant na din po kasi ako ng Toyota.

    • @angelouanacan4443
      @angelouanacan4443 26 วันที่ผ่านมา +1

      @@johnkarlespinosa nice po. anong banko po kaya yan? Same rate parin po kaya hanggang ngaun?

    • @johnkarlespinosa
      @johnkarlespinosa  25 วันที่ผ่านมา +1

      @@angelouanacan4443 BPI po saakin sir.. halos same pa din naman po yan sir.. If planning po kayo sir kumuha ng totoya raize po. Pwedi ko po kayo sir ma-assist po. Nasa Toyota Camarines Sur po ako sir.

  • @donnasanmartin6483
    @donnasanmartin6483 6 หลายเดือนก่อน +1

    sir paan0 naman po kung via remittance ang income na napasok sa bangko mo?OFW ang asawa,pwede po?

    • @johnkarlespinosa
      @johnkarlespinosa  4 หลายเดือนก่อน

      Opo pwedi po yun.. bank statement ang proof of remittance nyo po.

  • @alansanayon7009
    @alansanayon7009 8 หลายเดือนก่อน +1

    Ung DTI permit iisa lang ba yan ng ITR at Busseness permit. Na kukunin sa DTI office

  • @celltech30
    @celltech30 3 หลายเดือนก่อน +1

    magkano po ba laman pag bank statement

    • @johnkarlespinosa
      @johnkarlespinosa  3 หลายเดือนก่อน

      Mostly sir kailangan atleast may pumapasok na x3 ng monthly amortization ng ina-apply nyo po.

  • @gonzalesmichaellorenz3600
    @gonzalesmichaellorenz3600 8 หลายเดือนก่อน +1

    What if bagong open yung bank mo, pero malaki yung laman?

    • @johnkarlespinosa
      @johnkarlespinosa  4 หลายเดือนก่อน

      Pwedi naman po yun.. pero mas credible kasi kapag medyo matagal na yung account mo.

  • @charliecallao4391
    @charliecallao4391 7 หลายเดือนก่อน +1

    Trade in po boss

    • @johnkarlespinosa
      @johnkarlespinosa  4 หลายเดือนก่อน

      Toyota po. Nag aaccept din ng trade in

  • @jeraldvannbuhat6185
    @jeraldvannbuhat6185 ปีที่แล้ว +1

    How about naman po sa car parking sa address po mismo ng bahay required pa po ba yun? Thank you po kuya

    • @jeraldvannbuhat6185
      @jeraldvannbuhat6185 ปีที่แล้ว +1

      wala po kasi parking yung bahay namin

    • @johnkarlespinosa
      @johnkarlespinosa  ปีที่แล้ว

      I think depende po sa bank.. meron po kasing bank na nirerequire na may parking po ang sasakyan.. minsan po tinitingnan nila yan kapag nag Credit Invrstigate po sila..

    • @johnkarlespinosa
      @johnkarlespinosa  ปีที่แล้ว

      Pero kapag may previous history ka naman po sa bank na good creditor ka ay minsan na-aapproved naman po yan even walang parking po.

  • @yuriarcega6534
    @yuriarcega6534 ปีที่แล้ว +2

    nice sana ma aprove ung sakin bro. ty ty godbless

  • @dormamo6917
    @dormamo6917 10 หลายเดือนก่อน +1

    sana all may car.

  • @OreoMixVlog
    @OreoMixVlog ปีที่แล้ว +1

    How about the ofw sir.

    • @johnkarlespinosa
      @johnkarlespinosa  ปีที่แล้ว +1

      Ang alam ko po na number one na requirements for OFW ay yung proof of remittance po.

  • @ItsMeMC
    @ItsMeMC ปีที่แล้ว +1

    What if po tataasan ang DP?

    • @spoonthaneoush
      @spoonthaneoush ปีที่แล้ว +1

      Kung mas mataas po ang DP nyo mas mababa ang loan nyo. Sa ford everest namin nag 50% dp kami and mas mababa ung binabayan naming loan.

    • @ItsMeMC
      @ItsMeMC ปีที่แล้ว

      Yung agent po naghahanap parin ng Co Borrower kahit mataas ang DP. @@spoonthaneoush

    • @johnkarlespinosa
      @johnkarlespinosa  ปีที่แล้ว

      Opo kapag mas mataas po ang DP nyo ay mas mababa ang magiging amortization nyo po.

  • @carladrianb.raquel1713
    @carladrianb.raquel1713 ปีที่แล้ว +2

    pano mo po nakuha yung first car mo? ano po trabaho niyo that time? na iinggit ako

    • @johnkarlespinosa
      @johnkarlespinosa  ปีที่แล้ว

      Hello po! Thanks po sa panonood.. nasa sales po ako noon, habang nag-aaral po ng college..

  • @michaeldejesus1184
    @michaeldejesus1184 ปีที่แล้ว +1

    Very nice Bro! Many thanks!

  • @fegmedic514
    @fegmedic514 7 หลายเดือนก่อน +1

    Kamusta ang clutch ng raize mo sir hindi ba matigas tapakan?

    • @johnkarlespinosa
      @johnkarlespinosa  4 หลายเดือนก่อน +1

      Hindi naman po.. sakto lang.

  • @Minso-s9u
    @Minso-s9u 11 หลายเดือนก่อน +1

    halimbawa kahapon po ginanap ang CI o Credit investigation , ilang days po malalaman kung na approve o declined ang application?

    • @johnkarlespinosa
      @johnkarlespinosa  10 หลายเดือนก่อน

      Depende po sa bank.. but ussually po the next day may notice na po yan..

    • @sunsilknagreen
      @sunsilknagreen 5 หลายเดือนก่อน

      Ako approved sa nag ci pero declined by bank

  • @23OnlyP
    @23OnlyP 4 หลายเดือนก่อน +1

    sir ask ko lang, may tumawag sakin kahapon para mag ci and then a few minutes biglang nag call na hindi na daw ako mag ci sabi ng bank nila, is there any chance na malaman ko ang status ng application ko? ty po

    • @johnkarlespinosa
      @johnkarlespinosa  3 หลายเดือนก่อน

      Kapag ganyan po sir pwedi nyo po i-follow up sa agent nyo po ang status po nung application nyo po