I'm a recent medical school graduate, and a lot of your videos are super relevant for young physicians (residents or attendings) as well. It sucks that dental and medical school don't emphasize personal finance. Thank you for filling in the gaps!
Hey Joel I really like your videos I am a dental student currently in my D3 year at Marquette Dental School and I was wondering if you could make a video about how long it took you to pay off your loans and how you did it and good options for other dental students with 400k + student loans
very helpful video Joel! You brought a very important point about interest on loan vs interest with investing. I like Dave Ramsey and all but your video really gave more insight about this very tough situation for dental students nowadays!
I think investing is super important and have been starting to more and more. Initially, it was one of the ways that I was looking to help pay off/offset interest on the debt I would have. However, I also was extremely lucky and received one of the military scholarships which I calculated including utilizing the post 9-11 GI bill will be able to graduate with no debt, and between 70-90k cash post-tax. If you are worried about debt there are tons of different programs you can look into that can lead to them being forgiven or scholarships that cover school costs in full. For me, the military made sense with all the benefits I get for being in the military, job security, health insurance, etc... I do have to serve as a dentist for me in the Navy for 4 years which in terms of how long I plan on practicing is nothing. Plus that is 4 years where I can continue to practice and further developed my skills and speed as a dentist so If I do enter private practice I already know how many patients I can expect to see a day and how long to book for different appointments. I know some people who went the working in a rural route which from what I have seen also tends to be 3-4 years but that pays off all your debt as well. But I don't think being scared of debt should stop you from going to dental school. As Joel has shown in a few other videos you will be able to make a good amount and be able to pay it off just a matter of how long it takes.
my middle schooler has been keen to get in to maxfac/plastics and your videos are so insightful! not just dentistry but life in general. even just generationally how to view money time and investment.
Not related but hear me out. so i just got into dental school and im self concious on how rly young i look.everyone who looks at me would always comment on how tiny and young i look for my age,i feel like no one would take me seriously and its realy damaging me.i love the profession so much but i dont know how to not care about other people opinion about me. HELP ME PLS
Hi I’m a new person who came to watch your videos. I just finished high school and don’t know what I want to do besides becoming a dentist. But I don’t know what classes or what steps to take in college or University because I don’t want to waste money or time on something that is not helpful for this career. I don’t have money to waste😅tbh. Mind telling me what exactly am I supposed to major in or what am I supposed to do, like I am literally dying. I don’t know if this is a dumb question... I just wanna make the right choices. Help plz
9:17 wait why would telling your patient what treatment plan they should do make you a bad dentist? Wouldn't they be looking for your advice? That seems counterintuitive
you aren't them and can't know what's best for them holistically. a common approach to handling this is to offer what you would recommend to a family member, but still let the patient decide for themselves what is best for them
I work as a dental assistant for a dentist that owns 9 clinics in Michigan. In low income areas and he has a doctor at each location. How much do u think he makes per year?
@@jmey but now joel, as the dentist aren’t we diagnosing the patients dental treatment then giving them the necessary steps to return to 100%? Or in other words, creating a treatment plan?
@@corycox8033 we just objectively present the options, the pros and cons. I don't tell a patient which treatment plan is best for them, bc there's more that goes into a tx plan decision beyond just what is optimal for their oral health
Crypto is the place to invest now. The stock market (especially the Nasdaq) has been taking some pretty hard hits recently. Although crypto is more volatile, the technology that back them (blockchain, proof of stake, etc) are the future of the computing world. Overall, you’ll make a net positive return over time.
How do you feel about investing if someone has debt? 📸 Add me on Instagram - instagram.com/meyersonjoel/
I'm convinced Joel is an expert in all categories of life
figuring it out one day at a time
Love the financial videos! This is what others won’t talk about
Thanks Tray! Money shouldn’t be a taboo topic
I'm a recent medical school graduate, and a lot of your videos are super relevant for young physicians (residents or attendings) as well. It sucks that dental and medical school don't emphasize personal finance. Thank you for filling in the gaps!
ty! I'm glad you're enjoying them, tell your class :)
Hey Joel I really like your videos I am a dental student currently in my D3 year at Marquette Dental School and I was wondering if you could make a video about how long it took you to pay off your loans and how you did it and good options for other dental students with 400k + student loans
very helpful video Joel! You brought a very important point about interest on loan vs interest with investing. I like Dave Ramsey and all but your video really gave more insight about this very tough situation for dental students nowadays!
Thank you Maria! Glad you found it helpful :)
I think investing is super important and have been starting to more and more. Initially, it was one of the ways that I was looking to help pay off/offset interest on the debt I would have. However, I also was extremely lucky and received one of the military scholarships which I calculated including utilizing the post 9-11 GI bill will be able to graduate with no debt, and between 70-90k cash post-tax. If you are worried about debt there are tons of different programs you can look into that can lead to them being forgiven or scholarships that cover school costs in full. For me, the military made sense with all the benefits I get for being in the military, job security, health insurance, etc... I do have to serve as a dentist for me in the Navy for 4 years which in terms of how long I plan on practicing is nothing. Plus that is 4 years where I can continue to practice and further developed my skills and speed as a dentist so If I do enter private practice I already know how many patients I can expect to see a day and how long to book for different appointments. I know some people who went the working in a rural route which from what I have seen also tends to be 3-4 years but that pays off all your debt as well. But I don't think being scared of debt should stop you from going to dental school. As Joel has shown in a few other videos you will be able to make a good amount and be able to pay it off just a matter of how long it takes.
👏 preach!
my middle schooler has been keen to get in to maxfac/plastics and your videos are so insightful! not just dentistry but life in general. even just generationally how to view money time and investment.
Great content! Thanks!
thanks Kurtis!
Hello, I wanted to congratulate the good work of your videos doctor , greattings from Peru
Great content!
thanks Josh!!
love that opening sequence...good stuff
all about the hook 😎
@@jmey As a resident of Shaolin I also appreciated the Wu Tang reference 🙌🏼
Thank you thank you thank you!
🙌
Joel IS that guy pal
👋
Not related but hear me out. so i just got into dental school and im self concious on how rly young i look.everyone who looks at me would always comment on how tiny and young i look for my age,i feel like no one would take me seriously and its realy damaging me.i love the profession so much but i dont know how to not care about other people opinion about me. HELP ME PLS
when I graduated I looked like a baby. don't worry, just focus on being an incredible dentist
Hey there! Do you respond to DMs on Instagram or should I just ask questions in the TH-cam comments?
👋
Hi I’m a new person who came to watch your videos. I just finished high school and don’t know what I want to do besides becoming a dentist. But I don’t know what classes or what steps to take in college or University because I don’t want to waste money or time on something that is not helpful for this career. I don’t have money to waste😅tbh. Mind telling me what exactly am I supposed to major in or what am I supposed to do, like I am literally dying. I don’t know if this is a dumb question... I just wanna make the right choices. Help plz
Check out How to Become a Dentist by Stephen P Ray on TH-cam
At 40 would you go back to dental school at $300k if you already had a $250k career?
What career did you do that costed you 250k besides dental school or medical school?? Genuinely asking
@@harvestingseason2725 my current job pays 250 and dental school will cost $300k+
too nuanced to answer, but try to think about what you'll regret more when you're 80 and don't do that
9:17 wait why would telling your patient what treatment plan they should do make you a bad dentist? Wouldn't they be looking for your advice? That seems counterintuitive
you aren't them and can't know what's best for them holistically. a common approach to handling this is to offer what you would recommend to a family member, but still let the patient decide for themselves what is best for them
I work as a dental assistant for a dentist that owns 9 clinics in Michigan. In low income areas and he has a doctor at each location. How much do u think he makes per year?
no clue!
a good dentist wouldn’t tell a patient which treatment plan to do? 🤔
that's correct!
@@jmey but now joel, as the dentist aren’t we diagnosing the patients dental treatment then giving them the necessary steps to return to 100%? Or in other words, creating a treatment plan?
@@corycox8033 we just objectively present the options, the pros and cons. I don't tell a patient which treatment plan is best for them, bc there's more that goes into a tx plan decision beyond just what is optimal for their oral health
@@jmey thank you, joel. And it was your DAT videos that helped me do so well on the exam and get accepted to my dream school at UoP
Crypto is the place to invest now. The stock market (especially the Nasdaq) has been taking some pretty hard hits recently. Although crypto is more volatile, the technology that back them (blockchain, proof of stake, etc) are the future of the computing world. Overall, you’ll make a net positive return over time.
diversify 👏
C.r.e.a.m lol I saw that