People are facing a tough retirement. and it's even harder for workers to save due to low-paying jobs, inflation, and high rents. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire in.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $7m retirement goal after subsequent investments to date
Thanks for sharing your experience! I've been managing my portfolio myself, but it's not working out. Do you have any recommendations for a good investment advisor? I could really use some help
My CFA, Joseph Nick Cahill, is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes...
@@NaufalKnoechel The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
This is my fifth year after retirement. I’e been following the 4% rule thing I saw on a youTube channel, but this isn’t really how hard I expected things to be. After I cashed out a lump sum, I still have about $760k left, but at this rate, and with how the market is (we were putting money away in an index fund), I’m starting to get really worried.
Not a lot of people are able to save that much in a lifetime. But now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.
I’m closing in on retirement, too, and I have benefitted so much from using a financial advisor. I didn’t start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who had been investing for many years.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
I am currently in my 50s and This is no time to taper retirement savings. I want to max out my retirement contributions and I also have another $200k in a savings account that i want to invest in a non-retirement account. Where should I invest it now?
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1.2m in gains… might not be a lot but i'm financially secure.
Sharon Ann Meny, is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
My original retirement plan was to retire at 62, work part-time, and save money. However, high prices for everything have severely affected my plan. I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now. The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before.
I’m 77 and still working full time. I do enjoy my work, it provides me with purpose and has secured my financial future. Most people are too eager to retire as early as possible. Even if you do retire early, best to get a part time job for the reasons cited above, as well as following many if not all of the suggestions in this video.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
'' Annette Christine Conte, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
With copytrading, you could be sipping coffee on a balcony overlooking a bustling city skyline or lounging on a pristine beach, all while your investments work for you. Picture the freedom to pursue your passions, travel the world, and create lasting memories with your loved ones, all because you took the initiative to harness the power of copytrading and build the life you've always dreamed of.
I'm celebrating a $60k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me just one of the things copy tradee can do.
Can't share much here, I take guidance from ‘Sophia E Haney’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
When you have a good skill, it is normal for you to be global and for your name to be recommended to many people and from what I heard about Josh Olfert, his strategies must be really good
Blackrock did a study showing that more than half of retirees still had 80% of their retirement nest egg after 20 years. They concluded that they, Blackrock, are doing an excellent job of scaring people into holding tightly to their finances, so they continue to earn their management fees.
After the first day at school, my mom asked me: how was it? did you like it? and i said: "I can't wait to get retired!" and here I am, five years until early retirement at 60 that I am dreaming of. Life is so short, don't waste it. Our pensions are very small here in Romania, but if you can afford a roof over your head and a plate of food, take it. Too many people are overfocused on impressing the Joneses nowadays.
EXCELENT ADVICE! We retired 5 years ago at age 62. Excellent advice on renting before moving. We rented for 2 winters, then made the move. Retired in 2019 and our retirement funds have grown 30% with a diversified portfolio. With substantial tariffs looming, inflation is likely. Monte Carlo simulation 99% likelihood we will not run out of money in retirement. Our 401k is substantial so huge RMD and tax bill starting at age 73, now doing Roth Conversions to minimize tax liability over the next 5 years.
Lately I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.
Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfolio management.
Exactly my solution too, even though I'm not retired. As a contractor with limited time to analyze investments, I've relied on a fiduciary for the past seven years to manage my portfolio. This strategy has helped me navigate market fluctuations effectively and also increased my porfolio by up to 300%. You might consider a similar approach.
I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
"Izella Annette Anderson" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Insightful... I was curious about her, so I looked her up online. I discovered her website, and I must say that she seems knowledgeable. I sent her an email outlining my goals. I appreciate you sharing.
There are many public workers with pensions. How do you measure a current fixed amount pension to replace part of the suggested 1 to 1.5 mil needed to retire. Maybe assume a 55 year old since most public employees are required to work to this age.
Wouldn’t a better approach to the 4% rule be to take more out when markets are up and save it for when markets are down? For example, market is up 20% this year so I take out 16%. I’m still up 4% on the year and I have 4 years worth of expenses I can draw off of if the market is down the next few years. I’m not good with math though… maybe this is 6 in one hand, half dozen in the other?
LTC insurance is cost-prohibitive, Azul. qet quotes at age 50 and avoid the shock in retirement. sell your house if LTC comes to pass later in retirement.
Sadly, you are correct MidLife. LTC is expensive and unaffordable by many. We can only do what we can do. No matter how much we plan, prepare and invest, much of life is still out of our control. Thanks for being a regular viewer and commenter. I appreciate your help building a positive community here. 🙏 Azul
That is what he said, but it’s not the case that I have found look into getting part a part B of Medicare and then add Aetna Advantage for $19 check it out. I called my area agency for the aging and they are the ones that recommended that for me. It has been phenomenal. And when you use it, make sure that you tell them it is your primary insurance.
I don’t think you can live a comfortable retirement in the US unless you are really wealthy. I left the country 5 years ago and watching from afar, it is worse than I ever thought.
Retire earlier and be okay with a dramatic downgrade to lifestyle if things go sideways. Would you rather have a 1 in 4 chance of needing to alter lifestyle or even get a little part time work at 60 or work til you’re 65 to hit that magic 95%? Remember the first major age related health crisis hits at 66.5 years and the stress of your job is moving that number up every day you work. 95%=working till death. Take the risk and live a real life, don’t just run out the clock!!!
I beg to differ. The only thing that's important is financial sufficiency, not relationships. Once you're financially sufficient and you hopefully have your health still, that will unleash the best of you at its full potential. Both work and relationships put a brake to reaching the full potential. Writing, sports, doing all kind of studies, all these require time spent alone, lots of time. Each day should be a step forward towards your never reaching perfection star. The higher you get to climb this ladder, the happier you will be at the end of your journey.
@@Kimonha all kinds of things. energy, economy, medicine such as endocrinology, got really good at it, I impressed my dermatologist who stated that I know more than he does. These things need a lot of time and dedication though, as no one was born a know-all. It is hard but it is rewarding.
I mean, you really need to build your own universe, instead of waiting to be entertained by society. The moment you feel that you got a grasp on it, you feel uplifted. The feeling is amazing. Society has a block-like construction which puts us in the same box. The society doesn't take into account our natural inclinations, which generates a lot of losses actually even from an economical standpoint. In a hobby you put your whole strength and soul, as opposed to a job where you're thinking of how to bypass the whole thing, get the money and go home. There are studies about how certain "pleasure" hormones are involved in brain plasticity. The pleasure is the feeling that you are inborn good at what you're currently doing and that you should go for that domain. But hey! Somebody suspects that I am trying to scam people here with this narrative. :)
As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Jessica Bates is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns
Miss Jessica Bates is a genuine personality!! She is really a good investment advisor. I was privileged to attend some of her seminars. With 10,000 I started my crypto investment now earn 25,000 to 40,000 biweekly
I am at the beginning of my "investment journey", planning to put 285K into dividend stocks so that I will be making up to 30% per year in dividend returns. any good recommendation on great performing stocks will be appreciated
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work.. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
People are facing a tough retirement. and it's even harder for workers to save due to low-paying jobs, inflation, and high rents. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire in.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $7m retirement goal after subsequent investments to date
Thanks for sharing your experience! I've been managing my portfolio myself, but it's not working out. Do you have any recommendations for a good investment advisor? I could really use some help
My CFA, Joseph Nick Cahill, is a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked him up on Google and explored his website; he has an impressive background in investments. I've sent him an email, and I hope to hear back from him soon
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes...
@@NaufalKnoechel That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@EmilyEvelyn-90 My advisor is *MARGARET MOLLI ALVEY*
You can look her up online
@@NaufalKnoechel The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
This is my fifth year after retirement. I’e been following the 4% rule thing I saw on a youTube channel, but this isn’t really how hard I expected things to be. After I cashed out a lump sum, I still have about $760k left, but at this rate, and with how the market is (we were putting money away in an index fund), I’m starting to get really worried.
Not a lot of people are able to save that much in a lifetime. But now you are retired and depend on your investment, it’s best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.
I’m closing in on retirement, too, and I have benefitted so much from using a financial advisor. I didn’t start early, so I knew the compound interest of index fund investing would not work for me. Funny how I pulled in more profit than some of my peers who had been investing for many years.
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
I am currently in my 50s and This is no time to taper retirement savings. I want to max out my retirement contributions and I also have another $200k in a savings account that i want to invest in a non-retirement account. Where should I invest it now?
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $1.2m in gains… might not be a lot but i'm financially secure.
I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
Sharon Ann Meny, is the licensed advisor I use and i'm just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
My original retirement plan was to retire at 62, work part-time, and save money. However, high prices for everything have severely affected my plan. I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now. The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before.
I’m 77 and still working full time. I do enjoy my work, it provides me with purpose and has secured my financial future. Most people are too eager to retire as early as possible. Even if you do retire early, best to get a part time job for the reasons cited above, as well as following many if not all of the suggestions in this video.
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
Mind if I ask you to recommend this particular coach you using their service?
'' Annette Christine Conte, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
With copytrading, you could be sipping coffee on a balcony overlooking a bustling city skyline or lounging on a pristine beach, all while your investments work for you. Picture the freedom to pursue your passions, travel the world, and create lasting memories with your loved ones, all because you took the initiative to harness the power of copytrading and build the life you've always dreamed of.
I'm celebrating a $60k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me just one of the things copy tradee can do.
Can't share much here, I take guidance from ‘Sophia E Haney’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
Use her name to quickly conduct an internet search.
SHE’S MOSTLY ON TELEGRAMS APPS WITH HER NAME.
Sophiahaney she’s verified
Everyone who reads this, we don't know each other and probably never will but I wish you all the best in life and all the luck in the world
It's a very good idea if people get to setup some stuffs aside for themselves that could be bringing them money apart from there businesses
Growing your money in a bear market is an action
That's right, you have to put the money to work for you instead of working for the money
Same here, transfers from £4000 to £15400 in just 2 weeks, it's really the best
It seems that expert Josh Olfert never surprises me - I also trade with him, his strategies are top notch and I do not joke with him.
When you have a good skill, it is normal for you to be global and for your name to be recommended to many people and from what I heard about Josh Olfert, his strategies must be really good
Blackrock did a study showing that more than half of retirees still had 80% of their retirement nest egg after 20 years. They concluded that they, Blackrock, are doing an excellent job of scaring people into holding tightly to their finances, so they continue to earn their management fees.
After the first day at school, my mom asked me: how was it? did you like it? and i said: "I can't wait to get retired!" and here I am, five years until early retirement at 60 that I am dreaming of. Life is so short, don't waste it. Our pensions are very small here in Romania, but if you can afford a roof over your head and a plate of food, take it. Too many people are overfocused on impressing the Joneses nowadays.
EXCELENT ADVICE! We retired 5 years ago at age 62. Excellent advice on renting before moving. We rented for 2 winters, then made the move. Retired in 2019 and our retirement funds have grown 30% with a diversified portfolio. With substantial tariffs looming, inflation is likely. Monte Carlo simulation 99% likelihood we will not run out of money in retirement.
Our 401k is substantial so huge RMD and tax bill starting at age 73, now doing Roth Conversions to minimize tax liability over the next 5 years.
Lately I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.
Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfolio management.
Exactly my solution too, even though I'm not retired. As a contractor with limited time to analyze investments, I've relied on a fiduciary for the past seven years to manage my portfolio. This strategy has helped me navigate market fluctuations effectively and also increased my porfolio by up to 300%. You might consider a similar approach.
I've got similar problems and I have also considered using an FA but I don't know how to go about it. Please, what are the steps for getting one? Like a really good one.
Stacy Lynn Staples is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.
Thank you for another informative video.
More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
@@mellon-wrigley3 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
"Izella Annette Anderson" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment
Insightful... I was curious about her, so I looked her up online. I discovered her website, and I must say that she seems knowledgeable. I sent her an email outlining my goals. I appreciate you sharing.
There are many public workers with pensions. How do you measure a current fixed amount pension to replace part of the suggested 1 to 1.5 mil needed to retire. Maybe assume a 55 year old since most public employees are required to work to this age.
you go to a financial planner and he factors that into the monte carlo predictive program. i did this last year at charles schwab.
Wouldn’t a better approach to the 4% rule be to take more out when markets are up and save it for when markets are down? For example, market is up 20% this year so I take out 16%. I’m still up 4% on the year and I have 4 years worth of expenses I can draw off of if the market is down the next few years. I’m not good with math though… maybe this is 6 in one hand, half dozen in the other?
Check out the guard rails strategy.
LTC insurance is cost-prohibitive, Azul. qet quotes at age 50 and avoid the shock in retirement. sell your house if LTC comes to pass later in retirement.
Sadly, you are correct MidLife. LTC is expensive and unaffordable by many. We can only do what we can do. No matter how much we plan, prepare and invest, much of life is still out of our control. Thanks for being a regular viewer and commenter. I appreciate your help building a positive community here. 🙏 Azul
Did i understand you to say that a 65 year old should expect to need 150k per year for non- reimbursed health care?
That is what he said, but it’s not the case that I have found look into getting part a part B of Medicare and then add Aetna Advantage for $19 check it out. I called my area agency for the aging and they are the ones that recommended that for me. It has been phenomenal. And when you use it, make sure that you tell them it is your primary insurance.
I don’t think you can live a comfortable retirement in the US unless you are really wealthy. I left the country 5 years ago and watching from afar, it is worse than I ever thought.
Thought Bengen 4% portfolio was 50/50 stock/bond.
One of the biggest transition...
What is the best way to find a certified financial retirement planner? I’ve done basic searches but don’t feel confident in the results.
Right now a 4% portfolio is risk free. It remains to be seen If we'll go back to zero interest rates.
Retire earlier and be okay with a dramatic downgrade to lifestyle if things go sideways. Would you rather have a 1 in 4 chance of needing to alter lifestyle or even get a little part time work at 60 or work til you’re 65 to hit that magic 95%? Remember the first major age related health crisis hits at 66.5 years and the stress of your job is moving that number up every day you work. 95%=working till death. Take the risk and live a real life, don’t just run out the clock!!!
I beg to differ. The only thing that's important is financial sufficiency, not relationships. Once you're financially sufficient and you hopefully have your health still, that will unleash the best of you at its full potential. Both work and relationships put a brake to reaching the full potential. Writing, sports, doing all kind of studies, all these require time spent alone, lots of time. Each day should be a step forward towards your never reaching perfection star. The higher you get to climb this ladder, the happier you will be at the end of your journey.
Interesting
What are you studying?
@@Kimonha all kinds of things. energy, economy, medicine such as endocrinology, got really good at it, I impressed my dermatologist who stated that I know more than he does. These things need a lot of time and dedication though, as no one was born a know-all. It is hard but it is rewarding.
I mean, you really need to build your own universe, instead of waiting to be entertained by society. The moment you feel that you got a grasp on it, you feel uplifted. The feeling is amazing. Society has a block-like construction which puts us in the same box. The society doesn't take into account our natural inclinations, which generates a lot of losses actually even from an economical standpoint. In a hobby you put your whole strength and soul, as opposed to a job where you're thinking of how to bypass the whole thing, get the money and go home. There are studies about how certain "pleasure" hormones are involved in brain plasticity. The pleasure is the feeling that you are inborn good at what you're currently doing and that you should go for that domain. But hey! Somebody suspects that I am trying to scam people here with this narrative. :)
@ interesting
Ok
Bye man enjoy
I'm favoured financially with Bitcoin ETFs, from $37K to $65K that's the minimum range of profit return regardless of how bad it gets on the economy
As a beginner investor, it’s essential for you to have a mentor to keep you accountable.
Jessica Bates is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns
Investing in Bitcoin ETFs is planting a tree for your future; with patience, it will bear fruit.
WOW!!! You know her too? I'm also a proud beneficiary of her platform
The very first time i tried from here in US, i invested $2000 and after a week, i received $16500. That really helps me a lot to pay up bills
Miss Jessica Bates is a genuine personality!! She is really a good investment advisor. I was privileged to attend some of her seminars.
With 10,000 I started my crypto investment now earn 25,000 to 40,000 biweekly
first?
You beat the spammers! 🎉
I am at the beginning of my "investment journey", planning to put 285K into dividend stocks so that I will be making up to 30% per year in dividend returns. any good recommendation on great performing stocks will be appreciated
As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market..
I don't really blame people who panic. Lack of
information can be a big hurdle. I've been
making more than $200k passively by just
investing through an advisor, and I don't have
to do much work.. Inflation or no inflation, my
finances remain secure. So I really don't blame
people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?