Hamein kahin bhi fd ki jarurat hi nshin ham roj badalte ruls aur nautankiyon se tang aa chuke hain apna paisa khud khao warna bank aur sarkar kha jayegi
For Non-Resident Indians (NRIs), the tax treatment of income earned from Fixed Deposits (FDs) in India is as follows: 1. Taxability of FD Interest Income Interest on NRO FDs: Fully taxable in India as per the slab rates applicable to the NRI. Interest on NRE FDs: Fully tax-exempt in India if: The NRE account is maintained as per FEMA guidelines. The NRI status is retained. Interest on FCNR FDs: Tax-free in India. 2. TDS on FD Interest NRO FDs: Tax Deducted at Source (TDS) is applicable at 30% (plus applicable surcharge and cess). NRE/FCNR FDs: No TDS is deducted as the income is exempt. 3. Double Taxation Avoidance Agreement (DTAA) If the NRI resides in a country with which India has a DTAA, they can avail reduced TDS rates or claim tax relief under DTAA. A valid Tax Residency Certificate (TRC) from the country of residence is required to claim DTAA benefits. 4. Filing Income Tax Return in India If the NRI’s total income in India (including interest from NRO FDs) exceeds the basic exemption limit, they need to file an income tax return. Even if TDS is deducted, filing a return may help claim a refund if the NRI’s actual tax liability is lower than the TDS deducted.
Sir mere mammy papa n 16 lakhs ki fd mere naam se krayi h 2024 july m jisse unhone 2,3 saal se save kiyei thei or hm feb 2025 m 9 lakh ki ek or fd krvayege jisme se 3 lakh mere or 6 lakh mammy papa k to kya 3no ki itr m jo fd banvai h vo show 3no ki itr m krni hogi yaah mere naam se bnai h to mere itr m show krvani hogi???
Sir, doosre CA ke hisaab se 10lac ki FD in a year kahin bhi karane se information IT deptt ko jati hai kyonki PAN, Aadhar linked hai. Please guide karo.
Sir 5yr tax saving fd me interest amount Har Saal credit Hota Hai ya 5 Yr complete hone par. Interest amount income me Har Saal add hoti hai ya 5th yr complete hone par 5th Yr Bali income me add Hota Hai??
As an NRI (Non-Resident Indian), the tax implications of an NRE (Non-Resident External) Fixed Deposit (FD) are favorable: 1. Tax-Free Interest Income: The interest earned on an NRE FD is fully exempt from income tax in India under Section 10(4)(ii) of the Income Tax Act, 1961, as long as you qualify as an NRI for the relevant financial year. 2. Principal Amount: The principal amount invested in the NRE FD is your foreign income, so it is not taxable in India. 3. No TDS: There is no Tax Deducted at Source (TDS) on the interest earned from NRE FDs. 4. Repatriation: Both the principal and interest amounts are freely repatriable to your foreign account, meaning you can transfer them abroad without any restrictions. Key Conditions for Tax-Free Status: You must qualify as an NRI under the Income Tax Act for the financial year in which the interest is earned. The account should continue to be maintained as an NRE account. If your residential status changes to a resident, the interest on the NRE FD will no longer be tax-exempt, and the account will need to be re-designated to a resident account or an RFC (Resident Foreign Currency) account.
Sir 🙏🙏 mera health sahi nahi rahta,hamara ghar sell kar ke fixed deposit kar ke main gujara karna chahta hun,mera koi bhi income sorse nahi hai 🙏🙏 kya karun thoda bataiyega 🙏🙏pitaji nahi hai
SBI a/c type : SB TINY SPL OD GEN PUB IND (over draft) type ka account h .kya mai is account me fixed deposit or mutual fund & equity me use kar sakta hu. Ya fir sbi type : regular savings account me convert krvana hoga. Plz help me sumit sir.... waits
SB TINY SPL OD GEN PUB IND account is typically a basic savings account with overdraft (OD) facilities. It is designed to meet basic banking needs, especially for small-scale users or individuals with specific requirements. Key Points About SB TINY SPL OD Account: 1. Restrictions on Usage: Such accounts often have limitations on transactions, account balance, and usage for investments like fixed deposits, mutual funds, or equities. 2. Overdraft Facility: It allows you to withdraw more than the available balance up to a certain limit, but you may not be able to directly link it to fixed deposits or investments. For Investments (FD, Mutual Funds, Equity): To invest in fixed deposits, mutual funds, or equities, banks generally recommend a Regular Savings Account, as it provides: 1. Flexibility: No restrictions on linking investment products. 2. Eligibility: Better suited for managing and tracking investments. 3. Ease of Transactions: No limits on deposits or withdrawals (as applicable to Tiny accounts). --- Recommendation: If you plan to invest in FDs, mutual funds, or equities, it’s advisable to: 1. Convert Your Account: Upgrade to a Regular Savings Account by visiting your SBI branch. You might need to provide updated KYC documents. 2. Confirm Investment Eligibility: Check with the bank whether the existing account can be linked to specific investments.
Sir me yeh janna chhahta hu ki agar koi upi se payment leta hai aur uska source income tax department ko nhi bata pata hai to kitna tax and penalty dena hoga
Agar koi vyakti UPI se payment leta hai aur uska source Income Tax Department ko justify nahi kar pata, to yeh payment "unexplained income" ya "unexplained cash credit" ke roop mein treat kiya ja sakta hai. Is par tax aur penalty lagne ka provision hai: 1. Tax Liability Agar payment unexplained hai, to us par 60% ka flat tax rate lagta hai (Section 115BBE ke tahat). Is par 25% surcharge aur 4% health & education cess bhi lagega, jisse effective tax rate kareeb 78% ban jata hai. 2. Penalty Section 271AAC ke tahat, agar income unexplained hai, to us par 10% ki additional penalty lagegi. Is penalty ke liye condition hai ki aap assessment proceedings ke dauraan unexplained income admit karein. 3. Total Impact Effective tax and penalty mila kar aapko kareeb 84% of unexplained income dena padega (78% tax + 10% penalty). Example: Agar aap ₹10 lakh ki unexplained UPI payment nahi justify kar pate, to: Tax: ₹7.8 lakh Penalty: ₹1 lakh Total: ₹8.8 lakh Advice: 1. Payment ka proper record rakhein (bank statement, invoice, etc.). 2. Agar source genuine hai, to uska documentation ready rakhein. 3. Agar notice aata hai, to CA ki madad lein.
मेरे पास कोई अन्य किसी भी प्रकार के आय नहीं है बैंक इंटरेस्ट सिवा ,,और नहीं मैं अभी कोई नौकरी करने वाले हैं , मेरे ब्याज70000 सालाना आता है तो मैं क्या करूं
Sir aapne bataya hai 1 financial year me 42000 interest aata hai to 42000 pe tds katega . Jab 40000 tak tds ki chhut hai to 2000 pe tds tds katana chahiye mujhe mujhe conform kare please.
Sir mene ek plot October 2023 me sale kiya tha 8 lakh ka fy 23-24 ki itr me capital gain 2.34 lakh show Kiya tha current financial year me April 2024 me 7 lakh ek dusra plot sale kiya tha and July 2024 me un pese se 20 lakh ki fd ki next itr fy 24-25 ki tr me capital gain show karta hu tab koi notice aa skta hai kya
Agar kisika char bank me account hai aur char bank me FD karate hai to pan card se uska sab bank se income pata chal gaiga ap is par vedio please banaya
Sir 🙏🙏 pitaji ka death ho gaya hai, mummy ghar sell karke fd main gujara karna chahti hai 90Lacks fd,kaise kare thoda Idea denge,aur fd ke upar tax kaisa dena padega? please reply 🙏🙏
Indian market paise dalne ke layak nahi hai... Karan bahut hai govt. Se lekear technical level tak. Sab sudhar jao aur future ke chakkar me kamaya paisa mat gawai❤❤🎉 Log bank me paisa nahi dal rahe isliye markets natak kar rahe hai
Sir mene june 2024 me 6 lakh ki fd break karke july 2024 me new 9.5 lakh ki fd ki hai same bank me and 1 lakh ki new fd dusre bank se ki hai total 16.5 lakh ki fd ho gyi current financial year ke andar me iska interest me apni itr me bharta hu last three year me apni incone 4 lakh per year ke hisab se show ki hai itr me to kio problem to nahi hogi it department se
Bank deduct 10%tds on at amount of acrual interest of fd ànd again 10% tds deducted on amount acrual interest at the time of payment as a part of principal amount. Meaning tds is deducted twice on same amount. This is happening sbi and hdfc bank. Pl look in the matter.
सर जैसे की एक बैंक में मैंने 5 लाख की fd की उस पर int मिला 36,000 6% के हिसाब से ओर इसी तरह से दूसरी बैंक में 5 लाख की fd करी उस पर भी 36,000 मिला एक बैंक का तो 40 हजार से कम है दोनों बैंक का एक साल का int 72,000 हुआ तो क्या दोनों बैंक की fd के int को जोड़ कर tds कट सकता है या नहीं कटेगा ऐसी स्थिति में क्या होगा
इस छोटी सी वीडीओ में अपने बहुत बड़ी बहुत बढ़िया जानकारी दी है।ईश्वर आप पर सदैव कृपा करते रहें
Thank you ji
Best information regarding FD🎉
Thank you 😊
वीडियो अच्छा लगा। धन्यवाद भाई जी। 🙏🙏
Thank you SHARMA ji
बहुत अच्छी जाणकारी.धन्यवाद.
Thank you
Very much informative, excellent information provided, very very useful
Glad it was helpful!
आप हमेशा उपयोगी जानकारी सरल भाषा में उपलब्ध कराते हैं सुमित ।
Thank you 😊
😊😊😊😊😊😊😊😊
Best video 👍💯😎
Thanks ✌
Bahut shandar jankari di❤
Thank you so much 🙏
Most welcome
Very good information. Thanks 🙏
So nice of you
Ca sumit sharma ji very nice information dete ho
Thank you 🙏
Very useful vdo. Thank you
Most welcome
आपका समझाने का तरीका बहुत अच्छा है
Thank you 😊
Good very good vedio
Very nice information Sumit Ji🎉
Thank you jain saab
Sumit ji great information
Thank you 😊
Nice Information Thanks 👍
Thank you
Nice vedio sir
Thank you 😊
Very good 👍 video with details 👌
Glad you liked it!
Very useful information haiji
Thanks a lot
Sir zameen sale karke paisa fd karegen tobhi TDS katega please tell me
Interest annually 40k cross hoga to katega
@CASumitSharma thnx 🙏
Me post mdhe nsc kele ahe pn 15G bhrla nahi .agent kdun bhrle ahe ata in trest cut hoga ky
there is no TDS on the interest earned on investments in NSC.
@CASumitSharma thanku sir
Good infirmation
Thanks
Sir 9 lakh 9 lakh alag bank me...pan card to ek hai na...so....it notice ayegaa ki nahi
No
Very use full information yhanks
Most welcome
Sir gst no inactive hai to new ragistration hoga jayega ya purana wala active ho skta hai inactive date 1/7 /2017
New lena hoga
Nice dear🙏🏻🙏🏻🙏🏻
Thank you so much 😊
New subscriber loved ur content ❤❤
Thank you 🙏
Nyce info sir
Thanks
Bahut achhi jankari h
Thank you 😊
2 bank me 4.5 lakh 4.5 lakh ka kiye hai to uspe tds lagega ki nahi
No
If annual interest not cross 40k
@@CASumitSharma sir aaj bank me Jake puche to bole ki pan card me dikh jayega 2 gajah pe fd kawaye hai 40000 cross karega hi to aapko tds lagega
Bahut vadhiya jankari hai ji
Thank you
Very nice explanation
Thank you
Sir hamari Salana income 3 lakh se kam hai ,,itr nahi bharte to kya fd pe tds ya koi aur tax katega
Very helpful content
Thank you
Bhaiya aap gov. CA hai ya ek private co. mai CA hai
CA in practice
Sir adrs cprtv me pesa jmahe doob ge kya muge pesa melega please jvab grur dena
What is adrs cprtv?
Excellent👌👌
Thank you! Cheers!
Very informative video Sir 👍👍✨ , Aesi he mutual fund lumpsum Or SIP pr bhi banaiye
Ok
Bahut bahut shukriya
Suswagatam
Hamein kahin bhi fd ki jarurat hi nshin ham roj badalte ruls aur nautankiyon se tang aa chuke hain apna paisa khud khao warna bank aur sarkar kha jayegi
👍
@@babbukumarsongs8786 hari bimari bhagvan na kare tab kon dega sirf isliye kuchh bacha lo varna khao udao moj karo jindagi na milegi dubara
Good information
Thanks
Seving or FD dono ka mila kar 40,000.Thousand se jyada interest aaya to TDS kat ta hai kya.
or 3 bank account se mila interest hai to ..?
FD only
Alag alag bank ki alag alag limit hai
Sir, Can we select 3 to 5 mutual frund from SBI amc instead of difference difference amc.
Yes
@CASumitSharma Thank you
Please btaiye best govt bank for highest intrest rate🙏🙏🙏
Detailed video coming soon
Baki aap har bank ka google pe interest chart dekh sakte hai
Very very good information
Thanks for liking
फुलचंद चौधरी जी को TD 300000 Ru
आज मैंने आपके चैलन को सब्सक्राइब किया है नया साल मुबारक हो आपको ❤❤❤
Thank you
Happy New year
Sir ITR ki last date kab tk file kar sakate h.
AY 24.25
UPTO 31.3.24
very helpful video sir
Thanks and welcome
Please make same video also for NRI@CASumitSharma
sir nri k fd pe tax lagta kiya,or koi limit hai kiya?
For Non-Resident Indians (NRIs), the tax treatment of income earned from Fixed Deposits (FDs) in India is as follows:
1. Taxability of FD Interest Income
Interest on NRO FDs: Fully taxable in India as per the slab rates applicable to the NRI.
Interest on NRE FDs: Fully tax-exempt in India if:
The NRE account is maintained as per FEMA guidelines.
The NRI status is retained.
Interest on FCNR FDs: Tax-free in India.
2. TDS on FD Interest
NRO FDs:
Tax Deducted at Source (TDS) is applicable at 30% (plus applicable surcharge and cess).
NRE/FCNR FDs: No TDS is deducted as the income is exempt.
3. Double Taxation Avoidance Agreement (DTAA)
If the NRI resides in a country with which India has a DTAA, they can avail reduced TDS rates or claim tax relief under DTAA.
A valid Tax Residency Certificate (TRC) from the country of residence is required to claim DTAA benefits.
4. Filing Income Tax Return in India
If the NRI’s total income in India (including interest from NRO FDs) exceeds the basic exemption limit, they need to file an income tax return.
Even if TDS is deducted, filing a return may help claim a refund if the NRI’s actual tax liability is lower than the TDS deducted.
Sir muje fd pr Loan lena h to buy a home thik rahega fd pr loan lena ya nhi plz btaye
Dekh lo
Home loan ka interest and FD loan ka interest
Baki charge compare krke
केवल fd इनकम के लिए कौन सा itr फोरम लगेगा itr 1 या 2
1
Ciniaer citizen me liye Kya niyam he
Same for all
Sir mere mammy papa n 16 lakhs ki fd mere naam se krayi h 2024 july m jisse unhone 2,3 saal se save kiyei thei or hm feb 2025 m 9 lakh ki ek or fd krvayege jisme se 3 lakh mere or 6 lakh mammy papa k to kya 3no ki itr m jo fd banvai h vo show 3no ki itr m krni hogi yaah mere naam se bnai h to mere itr m show krvani hogi???
Check AIS TIS 26 AS after year end and file ITR accordingly
@CASumitSharma ok sir
Sir, doosre CA ke hisaab se 10lac ki FD in a year kahin bhi karane se information IT deptt ko jati hai kyonki PAN, Aadhar linked hai. Please guide karo.
Kitni b kro FD
Uska interest to show hoga hi
Very nice
Thank you 😊
Sir 5yr tax saving fd me interest amount Har Saal credit Hota Hai ya 5 Yr complete hone par.
Interest amount income me Har Saal add hoti hai ya 5th yr complete hone par 5th Yr Bali income me add Hota Hai??
Har saal
Check AIS TIS 26 AS
Waha show hoga
Good sir🎉🎉🎉
Thank you 😊
Mera Fd 2 years ka h, aur interest maturity pe le rahe hai aur interest 70k hai to tds katega kya?
Saal ka 40k crosa hua to katega
@CASumitSharma Sir, maturity ek saath 2 saal ka mil raha h, to wo 2 year me devide ho jayega na (35-35) me. To nahi katna chahiye.
Sir sbi me 1000 fixed kiya hai 7 days th o interest 3.50 hai pr 1₹mila hai tell me
Pre closure krwaya hoga
Sir FD p TDS k baad jo 4% cess h uske baarey m btayeinn!
Wo FD interest aapki income me add ho jaayega
As per slab rates tax dena hoga
Tax banega to uspe 4% cess b dena hoga
Tds cut hota he tabhi itr file karna he na?🤔
ITR filing mandatory if Income cross basic exemptions limit 3 lakh
ok thank you for your reply
Please let inform me about the FD for NRE deposited Rs 4,000,000.
The NRE amount is exempted or Not.
As an NRI (Non-Resident Indian), the tax implications of an NRE (Non-Resident External) Fixed Deposit (FD) are favorable:
1. Tax-Free Interest Income:
The interest earned on an NRE FD is fully exempt from income tax in India under Section 10(4)(ii) of the Income Tax Act, 1961, as long as you qualify as an NRI for the relevant financial year.
2. Principal Amount:
The principal amount invested in the NRE FD is your foreign income, so it is not taxable in India.
3. No TDS:
There is no Tax Deducted at Source (TDS) on the interest earned from NRE FDs.
4. Repatriation:
Both the principal and interest amounts are freely repatriable to your foreign account, meaning you can transfer them abroad without any restrictions.
Key Conditions for Tax-Free Status:
You must qualify as an NRI under the Income Tax Act for the financial year in which the interest is earned.
The account should continue to be maintained as an NRE account.
If your residential status changes to a resident, the interest on the NRE FD will no longer be tax-exempt, and the account will need to be re-designated to a resident account or an RFC (Resident Foreign Currency) account.
Sir 🙏🙏 mera health sahi nahi rahta,hamara ghar sell kar ke fixed deposit kar ke main gujara karna chahta hun,mera koi bhi income sorse nahi hai 🙏🙏 kya karun thoda bataiyega 🙏🙏pitaji nahi hai
Dekh lo ghar ki sale amount purchase amount
Capital gain
Uske according
Sir 🙏🙏 actually mummy hai uske naam pe fd hoga,pitaji ka death ho gaya hai 🙏🙏 please reply
SBI a/c type : SB TINY SPL OD GEN PUB IND (over draft) type ka account h .kya mai is account me fixed deposit or mutual fund & equity me use kar sakta hu.
Ya fir sbi type : regular savings account me convert krvana hoga.
Plz help me sumit sir.... waits
SB TINY SPL OD GEN PUB IND account is typically a basic savings account with overdraft (OD) facilities. It is designed to meet basic banking needs, especially for small-scale users or individuals with specific requirements.
Key Points About SB TINY SPL OD Account:
1. Restrictions on Usage:
Such accounts often have limitations on transactions, account balance, and usage for investments like fixed deposits, mutual funds, or equities.
2. Overdraft Facility:
It allows you to withdraw more than the available balance up to a certain limit, but you may not be able to directly link it to fixed deposits or investments.
For Investments (FD, Mutual Funds, Equity):
To invest in fixed deposits, mutual funds, or equities, banks generally recommend a Regular Savings Account, as it provides:
1. Flexibility: No restrictions on linking investment products.
2. Eligibility: Better suited for managing and tracking investments.
3. Ease of Transactions: No limits on deposits or withdrawals (as applicable to Tiny accounts).
---
Recommendation:
If you plan to invest in FDs, mutual funds, or equities, it’s advisable to:
1. Convert Your Account: Upgrade to a Regular Savings Account by visiting your SBI branch. You might need to provide updated KYC documents.
2. Confirm Investment Eligibility: Check with the bank whether the existing account can be linked to specific investments.
@CASumitSharma ok, thanks
U r talking about different banks but all are linked with PAN,IT will not make any difference for TDS purpose.
Achyaaa
PNB me 30000
SBI me 30000
To dono bank TDS katenge?
Sir, please make a video on new rule of saving account by rbi
Ok
Sir 300000/- total income one F/Y hai ITR Tabi file karna hota hai agar mutual fund say income include hoti hai n plese reply Thanks
Yes
Sir Meri 30 din Ki FD Me se To principal ammount se bhi paisa kaat raha hai
Premature closure?
Sir agar 2.5(lakh) ki FD ko 2 baar mein kara lein break karke for ex- mein 1.5 lakh ki ek FD aur 1 lakh ki dusri FD to phir bhi notice aayega kya ?
No
If entire year amount not cross 10L
सर, A+B+C बॅंक का एफ. डि. पुरा इंनकम मिला के टी. डी. एस. कटेगा क्या?
No
Alag alag
आजकल बैंक भी डूब जाते है, पैसा कही भी सुरक्षित नहीं है
👍
Sir me yeh janna chhahta hu ki agar koi upi se payment leta hai aur uska source income tax department ko nhi bata pata hai to kitna tax and penalty dena hoga
Agar koi vyakti UPI se payment leta hai aur uska source Income Tax Department ko justify nahi kar pata, to yeh payment "unexplained income" ya "unexplained cash credit" ke roop mein treat kiya ja sakta hai. Is par tax aur penalty lagne ka provision hai:
1. Tax Liability
Agar payment unexplained hai, to us par 60% ka flat tax rate lagta hai (Section 115BBE ke tahat).
Is par 25% surcharge aur 4% health & education cess bhi lagega, jisse effective tax rate kareeb 78% ban jata hai.
2. Penalty
Section 271AAC ke tahat, agar income unexplained hai, to us par 10% ki additional penalty lagegi.
Is penalty ke liye condition hai ki aap assessment proceedings ke dauraan unexplained income admit karein.
3. Total Impact
Effective tax and penalty mila kar aapko kareeb 84% of unexplained income dena padega (78% tax + 10% penalty).
Example:
Agar aap ₹10 lakh ki unexplained UPI payment nahi justify kar pate, to:
Tax: ₹7.8 lakh
Penalty: ₹1 lakh
Total: ₹8.8 lakh
Advice:
1. Payment ka proper record rakhein (bank statement, invoice, etc.).
2. Agar source genuine hai, to uska documentation ready rakhein.
3. Agar notice aata hai, to CA ki madad lein.
Rd k bare me bataye
Ok
Will try
Sir agar 2lakh se zyada ki FD karaenge one time mein to notice aayega kya ?Aur itr bhi nahi bhara ho to ??
Cash me hai to aa sakta hai otherwise no
@@CASumitSharma sir agar cash mein 2 baar mein karenge like 1 lakh , 1lakh phir bhi ?
@CASumitsharma sir ??
Poore saal me 2 lakh se jyada n ho
For safety file ITR accordingly
@@CASumitSharma okk sir thank you
मेरे पास कोई अन्य किसी भी प्रकार के आय नहीं है बैंक इंटरेस्ट सिवा ,,और नहीं मैं अभी कोई नौकरी करने वाले हैं , मेरे ब्याज70000 सालाना आता है तो मैं क्या करूं
Check AIS TIS 26 AS
And file ITR accordingly if applicable
Sir aapne bataya hai 1 financial year me 42000 interest aata hai to 42000 pe tds katega .
Jab 40000 tak tds ki chhut hai to 2000 pe tds tds katana chahiye mujhe mujhe conform kare please.
42000 pe 4200
If one want's to invest say 36 lakhs in bank ( say 9 lakhs each in 1 bank is that a good idea)..? @ say 7.50% for a year on QIP
👍
हम बूढ़े लोगो को इतनी बातें याद नहीं रहें गी दो तीन बातौ मे कि पचास लाख नो 12:23 Phle लाख चार बें🎉क । मे और अपने नाम फिकस कर दै
👍
Sir mene ek plot October 2023 me sale kiya tha 8 lakh ka fy 23-24 ki itr me capital gain 2.34 lakh show Kiya tha current financial year me April 2024 me 7 lakh ek dusra plot sale kiya tha and July 2024 me un pese se 20 lakh ki fd ki next itr fy 24-25 ki tr me capital gain show karta hu tab koi notice aa skta hai kya
No
Fd me mile interest ko reinvest karne me income tex nhi lagega
Interest is need to show in ITR
Maine 5 sal ke liye 5 lakh FD kara diya h
5 year bad maturity per interest 2 lakh Milega To TDS Katega aur per year Kaise calculate hoga
500000 ka 1 saal k interest 40k se corss hota hai to katega TDS
Sir cash me 1 lakh, aur 1.5 lacs kar k 5 lac ki fd karwayi hai wo bhi life me pehli baar to itr file karu ki ni kyunki isse pehle kabhi ni ki file?
ITR filing mandatory if Income cross basic exemptions limit 3 lakh
bai mene polisi lai aditea birla ansorans ki uske bare me koi nahi btata sar fd ja uchal fand ki hi bate karte hy uske bare koi kuch nahi btata
Bata dnege next video me
Sir my son 10 yrs old can i invested my son Name....
Yes
But clubbing provisions may apply
Love you ❤❤❤❤❤❤
❤️❤️
Ek mein karao ya alag alag banks me karao, IT department ko information jati hai aur notice to ayega, Pakka.
Achyaaa
Ha ye bahot risky ho gya hai ab .
Agar kisika char bank me account hai aur char bank me FD karate hai to pan card se uska sab bank se income pata chal gaiga ap is par vedio please banaya
Sabhi banks ka TDS online show hoga
अच्छाहै
Thank you
Sir 🙏🙏 pitaji ka death ho gaya hai, mummy ghar sell karke fd main gujara karna chahti hai 90Lacks fd,kaise kare thoda Idea denge,aur fd ke upar tax kaisa dena padega? please reply 🙏🙏
As per slab rates
Indian market paise dalne ke layak nahi hai... Karan bahut hai govt. Se lekear technical level tak. Sab sudhar jao aur future ke chakkar me kamaya paisa mat gawai❤❤🎉
Log bank me paisa nahi dal rahe isliye markets natak kar rahe hai
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Sir baccho ke naam fd krwaye to
Clubbing of income provisions may apply
Sir mene june 2024 me 6 lakh ki fd break karke july 2024 me new 9.5 lakh ki fd ki hai same bank me and 1 lakh ki new fd dusre bank se ki hai total 16.5 lakh ki fd ho gyi current financial year ke andar me iska interest me apni itr me bharta hu last three year me apni incone 4 lakh per year ke hisab se show ki hai itr me to kio problem to nahi hogi it department se
No problem
Bank deduct 10%tds on at amount of acrual interest of fd ànd again 10% tds deducted on amount acrual interest at the time of payment as a part of principal amount. Meaning tds is deducted twice on same amount. This is happening sbi and hdfc bank. Pl look in the matter.
Can you share some details to us at
office@casumitsharma.com
There should be double digit interest rate for दिव्यांग people whose money is less than 10 lakh.
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Modi aur Adani hain to Banks ke doobne ki guarantee hai 5 lacs ki nahin.
Haha
सर जैसे की एक बैंक में मैंने 5 लाख की fd की उस पर int मिला 36,000 6% के हिसाब से
ओर इसी तरह से दूसरी बैंक में 5 लाख की fd करी उस पर भी 36,000 मिला
एक बैंक का तो 40 हजार से कम है
दोनों बैंक का एक साल का int 72,000 हुआ तो
क्या दोनों बैंक की fd के int को जोड़ कर tds कट सकता है या नहीं कटेगा ऐसी स्थिति में क्या होगा
Dono nahi katenge
Happy New Year🎉 to all😊
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सर रिटायर के लिये साल कि कितनी लिमिट है 😂
Same limit for all
Bhaiya this true but if you do FD , it is only loose to inverter only . Our government and bank getting return. Think 1000 before doing FD .
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Mani paise fix lakin 6 month ki bad mera. Principal se bhi kam ho gaya hai
What is your query
FD interest should be taxed in the year of withdrawal and not on accrual basis to make it at par with debt MF for taxation purpose.
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