The BEST 10 Index Funds To Own For LIFE

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  • เผยแพร่เมื่อ 7 ก.ค. 2024
  • Here is my list of the top 10 Index Funds to Buy & Hold Forever! This is an update on my other video from a couple of years ago for 2023.
    Please note Number 7 FXAIX is typo'ed in the video as FXIAX. Apologies.
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    Timestamps:
    0:00 - Start Here
    0:30 - 10. VFIAX
    2:30 - 9. FTIHX
    3:43 - My Thoughts on Fidelity's Zero Fee Funds
    4:41 - 8. SNXFX
    6:18 - 7. FXAIX
    7:40 - 6. VGSLX
    9:00 - 5. VQNPX
    10:22 - 4. VVIAX
    11:20 - 3. FXNAX
    12:42 - 2. SCHD (ETF)
    13:57 - 1. VTSAX
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    10. VFIAX (ETF: VOO)
    This is a vanguard index fund that tracks the S&P 500 which is the top 500 companies here in the United States. This lets you get access to all the largest companies on the stock market including companies like Apple, Amazon, Tesla, Google, McDonalds and so on.
    9. FTIHX
    This particular index fund would give you exposure to 5058 international stocks that looks to get you results that correspond to teh total return of all foreign and emerging markets. Some of its largest holdings include Nestle, Taiwan Semiconductor, Samsung and Shell.
    8. SNXFX (ETF: SCHK)
    This is Schwab’s 1000 Index Fund which tracks the total return of the top 1000 largest US Companies based on market capitalization. This gives you more exposure to more companies than just a S&P 500 fund, you’re getting exposure to some mid-cap companies as well
    7. FXAIX
    This is Fidelity’s version of VFIAX, so the top 500 companies in the US. This one in my opinion is slightly better than VFIAX only because the expense ratio is much lower at 0.015%.
    6. VGSLX (ETF: VNQ)
    This is Vanguard’s real estate index fund. It invests in a lot of REITs which are real estate entities that buy commercial properties like office buildings, hotels, and other real estate.
    5. VQNPX
    Vanguard Growth and Income Fund Investor Shares: Known as the growth and income fund, its a fund that seeks to outperform the S&P 500 index. It comes with a little more risk than your traditional S&P 500 index fund. It includes 1536 different companies, and this means it holds a bunch of smaller companies as well - which means that it's going to provide more risk
    4. VVIAX (ETF: VTV)
    VVIAX is a Vanguard Value Index Fund which invests in the stocks of large US companies in market sectors that tend to grow at a slower pace than the broad market. It typically invests in large, safer companies. In short, it's less about growth and more about stability.
    3. FXNAX - Bond Fund
    This bond index fund tracks the results corresponding to the Bloomberg US Aggregate Bond Index, which includes US bonds, corporate bonds, asset backed bonds and mortgage backed securities with maturities of at least one year. As you age, most people like to include more fixed income into their portfolio - so if that is something you are looking for you can consider adding this to your portfolio.
    2. SCHD (ETF) - So GOOD
    This ETF tracks the Dow Jones U.S. Dividend 100 Index, which is composed of stocks from the Dow Jones U.S. Total Stock Market Index that have high dividend yields, but it has such great criteria for picking high quality dividend stocks. Listen to their criteria from their prospectus:
    The stock must have a $500 million market cap, with at least 10 years of consecutive dividend payments. They need to meet strict financial criteria based on fundamentals such as cash flow to total debt, return on equity, and the 5 year dividend growth rate.
    No single stock can represent more than 4% of the index, and no sector can represent more than 25% of the total index, so it’s well balanced.
    1. VTSAX (ETF: VTI)
    This is one of my favorite index funds because it covers the ENTIRE stock market in the US.
    It holds over 4026 stocks, so whether thats a large cap, mid cap, or small cap stock - you can get a piece of every stock in the US by just buying this one fund. If you want to bet on US Companies and stocks - this is the fund for you.
    📧 GET IN TOUCH: I'd love to hear from you! If you have a longer question, or if you have a business related inquiry, please then send me an email at humphreytalks@gmail.com. I try my best to reply to all e-mail but sometimes I do not have enough time to respond to everyone.
    PS: I am not a Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel

ความคิดเห็น • 254

  • @humphrey
    @humphrey  ปีที่แล้ว +5

    Happy New Year! Which Index Fund do YOU love? Don't forget to check out my newsletter ➭ humpdays.substack.com 🐪
    and WeBull (Get 6-12 Free Stocks worth up to $30,600 when you deposit $100) ➭ a.webull.com/i/HumphreyYang

    • @Yola386
      @Yola386 ปีที่แล้ว +1

      VFIAX and VTSAX

    • @snakevenomdrink
      @snakevenomdrink ปีที่แล้ว

      I’d like for you to check out stock TMC the metals company and give your opinion on the future direction of the stock. Thanks Humphrey 😊

    • @Olivia-hx7xz
      @Olivia-hx7xz 10 หลายเดือนก่อน

      @@snakevenomdrinkweeuu😂e

  • @Hannahbenowitz
    @Hannahbenowitz หลายเดือนก่อน +460

    Many people are considering bitcoin as the "ETF of the year." However, I'm curious about which etfs could potentially outperform in terms of growth over the next decade. I've allocated $200k for investment, looking for companies to make additions to boost performance

    • @PennyBergeron-os4ch
      @PennyBergeron-os4ch หลายเดือนก่อน +4

      I think the next big ETF will be A.I. For enduring growth, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective consider financial advisory for informed buying and selling decisions.

    • @JosephineKenney
      @JosephineKenney หลายเดือนก่อน +2

      A good number of people discredit the effectiveness of financial advisors in exploring new markets, but over the past 10years I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially free.

    • @HildaBennet
      @HildaBennet หลายเดือนก่อน +2

      I'm glad i found this conversation. Please can you leave the info of your investment advisor here? I'm in dire need for one.

    • @JosephineKenney
      @JosephineKenney หลายเดือนก่อน +1

      Sonya lee Mitchell is the vetted fiduciary I use. Just research the name. You’d find the details to work with a correspondence to set up an appointment..

    • @HildaBennet
      @HildaBennet หลายเดือนก่อน +2

      Thank you for the lead. I found her page, and sent her an emaiil. I hope she gets back to me soon.

  • @Raymondjohn2
    @Raymondjohn2 10 หลายเดือนก่อน +602

    Investing in the stock market has HISTORICALLY provided higher returns than other forms of investment. According to Morningstar, the average annual return for the S&P 500 index, which measures the performance of 500 large-cap stocks, was approximately 10% from 1926 to 2020.

    • @CraigChap_6898
      @CraigChap_6898 10 หลายเดือนก่อน +3

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @maga_zineng7810
      @maga_zineng7810 10 หลายเดือนก่อน +3

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @usieey
      @usieey 10 หลายเดือนก่อน +2

      please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

    • @CraigChap_6898
      @CraigChap_6898 10 หลายเดือนก่อน +3

      My advisor is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • @karlandjeff
      @karlandjeff 6 หลายเดือนก่อน +4

      Scam

  • @voncile-y5s
    @voncile-y5s วันที่ผ่านมา +174

    We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.

    • @mertie-l2f
      @mertie-l2f วันที่ผ่านมา

      Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.

    • @myrle-v4g
      @myrle-v4g วันที่ผ่านมา

      You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

    • @shanisonia
      @shanisonia วันที่ผ่านมา

      Could you possibly recommend a CFA you've consulted with?

    • @myrle-v4g
      @myrle-v4g วันที่ผ่านมา

      My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

    • @shanisonia
      @shanisonia วันที่ผ่านมา

      Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.

  • @Blitcliffe
    @Blitcliffe 11 หลายเดือนก่อน +155

    Given the current economic difficulties that the country is experiencing in 2023, how can we enhance our earnings during this period of adjustment? I cannot let my $680k savings vanish after putting in so much effort to accumulate them.

    • @McElvinn
      @McElvinn 11 หลายเดือนก่อน +2

      Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals

    • @sheltonPston
      @sheltonPston 11 หลายเดือนก่อน +2

      Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

    • @sheltonPston
      @sheltonPston 11 หลายเดือนก่อน +6

      There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

    • @Goodmorning592
      @Goodmorning592 2 หลายเดือนก่อน

      im from the future, you missed the bull market because you hesitated

  • @charliehunnam5187
    @charliehunnam5187 ปีที่แล้ว +221

    The media is currently barraged with a lot of economic data right now. It takes a lot to see beyond the whole ocean of news on focus on what is important, which is that no matter how low stocks go, they always bounce back. I really ignore all the news and keep investing. I recently allocated about $121k to put in the market as we anticipate a crash. Any recommendations?

    • @aarondaniels5525
      @aarondaniels5525 ปีที่แล้ว

      There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.

    • @madhav411
      @madhav411 ปีที่แล้ว

      I've been in touch with a financial analyst ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

    • @donalddavis4387
      @donalddavis4387 ปีที่แล้ว

      We’re only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this coach that guides you help?

    • @madhav411
      @madhav411 ปีที่แล้ว

      My Financial adviser is Olivia Maria Lucas she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

    • @josephhughes9583
      @josephhughes9583 ปีที่แล้ว

      Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

  • @akin242002
    @akin242002 ปีที่แล้ว +45

    Based on 5 year performance:
    Total USA: VTSAX or VTI
    S&P 500: FXAIX
    Large & Mid cap: SNXFX or SCHK
    Mid cap blend: VO
    Small cap blend: IJR
    Dividend growth: SCHD

    • @birilol
      @birilol ปีที่แล้ว +8

      Why are you looking at 5 year performance for buy it for life lol

  • @sonyablack2015
    @sonyablack2015 ปีที่แล้ว +275

    This looks like the worst investing period. I just started investing last week when the market prices were a bit high, today I am more than 60% down! I feel very unlucky I should have waited. Hopefully, the markets will go back up right?

    • @Thompson7888
      @Thompson7888 ปีที่แล้ว

      Why didn't you use a Robo-investing or copy-trade a regulated expert? As a complete beginner myself, I have made over $30K in less than 5 months trading with Charles Matthew Alsip.

    • @sakhalittle9206
      @sakhalittle9206 ปีที่แล้ว

      @@Thompson7888 My colleague advised I work with him sometime after the 2009 market crash. Ended up not working with him, sily me.

    • @dmvxtrap3232
      @dmvxtrap3232 ปีที่แล้ว

      @A. F. Luke Shut up bot hoe

  • @prabhakarit
    @prabhakarit ปีที่แล้ว +7

    Hey Humphrey, appreciation from India. I am a new investor into US stocks. Thought its a good time. I have been following your videos past few weeks and they are quite helpful. These index funds, most of them seem very worthy for long term holdings. Thanks again ! :)

  • @BiesingerFIREJourney
    @BiesingerFIREJourney ปีที่แล้ว +8

    We love investing in index funds!!! Thanks for sharing, I loved your #2 and #3 picks too! 😊

    • @humphrey
      @humphrey  ปีที่แล้ว

      Thanks for watching Biesinger!!!

  • @MireSeVini
    @MireSeVini ปีที่แล้ว +3

    A big one you missed in my opinion is XSD. Tracks the semiconductor index with a 25% rate of return over the past decade.

  • @ericdemilo2497
    @ericdemilo2497 ปีที่แล้ว +3

    I don’t know anything about investments but your videos are helping me to relax and start understanding little by little the concept and for that I want to say thank you. I am feeling more confident and this video truly helped me. Thank you again and keep your great work. You are the best. 😃😃😃

    • @taufeeqrahi7955
      @taufeeqrahi7955 ปีที่แล้ว +1

      I am new in this too, i started to read the little book of common sense investing. This book is helping me a lot. Hope you find all your answers in that book.

  • @jackreign67
    @jackreign67 ปีที่แล้ว +3

    Hi Humphreys . I am 28 years and i been investing in vti / schd for the most part ever since I started investing. I just set up auto investment from my bank to those two etfs on weekly basis. Is that good enough? Don’t really want to bother with single stocks

  • @calebwert1057
    @calebwert1057 ปีที่แล้ว +10

    Berkshire Hathaway is the most underrated “index fund”. Buying it gives you the exposure to 65 wholly owned companies plus a lot of public companies that $BRK.B has a stake in. Also you get the best CEO in the world managing your savings. Also has 100 billion dollars in cash.

  • @coltonpope6061
    @coltonpope6061 ปีที่แล้ว +6

    Hi Humphrey. Nice video. Just wanted to let you know that FTIHX is only annual dividend too and not quarterly

    • @humphrey
      @humphrey  ปีที่แล้ว +2

      ah! thank you. i stand corrected

    • @humphrey
      @humphrey  ปีที่แล้ว +4

      FXIAX is quarterly.

  • @matthewbegin3462
    @matthewbegin3462 ปีที่แล้ว +3

    I found you can transfer the zero fee funds with in fidelity, then you could transfer to another holding. So not an issue if you like the zero funds

  • @HealingHans
    @HealingHans ปีที่แล้ว +4

    Question! I have Fidelity and have been investing in FXIAX. I have a few other index funds I have invested in but I just wanted to know if its necessary to also open up a vanguard and a Schwab account to get the others? Is it necessary or is sticking to just Fidelity okay? Thank you! Still learning.. Happy New Year!

    • @Compounddeznuts
      @Compounddeznuts ปีที่แล้ว +2

      At Fidelity you can buy the ETF equivalent, might be able to buy the index funds or mutual funds from other brokers, but there will probably be a fee on top of the expense ratio for the transaction

    • @HealingHans
      @HealingHans ปีที่แล้ว +2

      @@Compounddeznuts thank you!

    • @humphrey
      @humphrey  ปีที่แล้ว +4

      Just buy the etf equivalent!! Don’t need to open a new account

    • @humphrey
      @humphrey  ปีที่แล้ว +4

      But also fxaix is also good enough if you want to just stick to that.

  • @jasongualdoni4809
    @jasongualdoni4809 ปีที่แล้ว +5

    Another awesome video! Thanks for all your hard work and sharing your considerable knowledge and experience.

    • @humphrey
      @humphrey  ปีที่แล้ว +3

      So nice of you

  • @simarpreetsingh3533
    @simarpreetsingh3533 ปีที่แล้ว +3

    VOO, SCHD, QQQ and SMH are my picks ❤

    • @humphrey
      @humphrey  ปีที่แล้ว +2

      amazing love these. QQQ might do better in '23

  • @Compounddeznuts
    @Compounddeznuts ปีที่แล้ว +1

    Super solid picks, I will say though I’m surprised to see no recommendations for small cap

  • @maddihudson8982
    @maddihudson8982 ปีที่แล้ว

    Happy new year.
    Great to start this year by investing those index funds.
    Thanks for that.

  • @CrossFit904
    @CrossFit904 8 หลายเดือนก่อน

    You mentioned the Schwab dividend fund has averaged over 12%. Does that 12% include the 3% dividend payout being reinvested or is the dividend payout in addition to the 12% return? Thanks so much, great video!

  • @coreypetitt3009
    @coreypetitt3009 5 หลายเดือนก่อน

    @Humphrey - If I have my money in Fidelity, does it just make sense to buy Fidelity’s index funds instead of Vanguard’s? For example, if I want to buy VOO should I just buy FXAIX and pay less expense ratio? That is what I am having trouble with. Convenience is telling me Fidelity but I want to make sure I’m not missing out on something Vanguard provides in VOO that Fidelity doesn’t in FXAIX. Thanks!

  • @tscpr555
    @tscpr555 ปีที่แล้ว

    Thank you so much, this was super helpful. Still have no clue what I am doing :'D, but I am investing in these 3
    - FZROX Fidelity Zero Total market Index Fund
    - SCHD Schwab US Dividend Equity ETF
    - VTV Vanguard Value Index Fund ETF Shares

    • @KarinyoBlue
      @KarinyoBlue 11 หลายเดือนก่อน

      Hey! Do you have an update? I am also pretty new at this!

  • @uryanbuenaflor7483
    @uryanbuenaflor7483 ปีที่แล้ว +5

    Hey Humphrey,
    Appreciate all the content you are providing. I just had a clarifying question about ETF SCHD. You showed it having a expense ratio, but I thought ETF's didn't have expenses. Is this an incorrect assumption? If I were to own it through Webull, do I see that 0.06% fee?

    • @xtreyu2385
      @xtreyu2385 ปีที่แล้ว +6

      ETFs often HAVE a expense ratio in fact most things do

    • @humphrey
      @humphrey  ปีที่แล้ว +5

      Yeah ETFs can still have expense ratios. often times you wont notice them at all though, and 0.06% is a fee that you probably would miss if you werent super diligent

    • @guptakollepara
      @guptakollepara ปีที่แล้ว +1

      How is the expense ratio applied? As one holds the ETFs in stocks!

  • @aadeorukhkar
    @aadeorukhkar 8 หลายเดือนก่อน +7

    @humphrey: Hours worth of research put together for your viewers in under 20 min! The value you provided with this video alone is mammoth! Thanks man!

  • @dmay5471
    @dmay5471 ปีที่แล้ว

    Humphrey, Thank you for your clear and concise investment info. I found your leads quite helpful.

  • @arkadandfortuna1582
    @arkadandfortuna1582 ปีที่แล้ว +2

    Awesome content man! U should do a meet & greet at an event… your one of the few if any that delivers digestible info in plain English with examples, definitions, pictures and non of that financial jargon that no one understands. ❤

    • @arkadandfortuna1582
      @arkadandfortuna1582 ปีที่แล้ว

      @FavourJohn-of5ex why? Your not even Humphrey but your using his photo?

  • @huyly6648
    @huyly6648 5 หลายเดือนก่อน

    Thanks for the great content! I am turning 21 and recently look into this and wondering which one should be better between Index Fund ETF and Index Fund, beside with ETF you can purchase online without fee through any firm these days (considering the expense ratio and and everything remains the same)

  • @CliveBirse
    @CliveBirse 8 หลายเดือนก่อน +5

    Buying a stock is easy, but buying the right stock without a time-tested strategy is incredibly hard. Hence what are the best stocks to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.

    • @91ScottieP
      @91ScottieP 8 หลายเดือนก่อน +5

      The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

    • @mariaguerrero08
      @mariaguerrero08 8 หลายเดือนก่อน +3

      I agree , I assumed I had a hang of the market at first, I gained $50k one year and I was super elated, not until I stumbled upon a portfolio-adviser whose been guiding me since the market's been sham after the pandemic, to my utmost surprise I netted a whooping $280K during this dip, that made it clear there's more to the market that we just don't know

    • @mikegarvey17
      @mikegarvey17 8 หลายเดือนก่อน +3

      @@mariaguerrero08 That's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you?

    • @mariaguerrero08
      @mariaguerrero08 8 หลายเดือนก่อน +2

      I am guided by "Mary Onita Wier". I found her on a CNBC interview where she was featured and reached out to her. She has since provided entry and exit points on the securities I focus on. You can look her up online if you care for supervision.

    • @JackBJacobs233
      @JackBJacobs233 8 หลายเดือนก่อน +1

      This recommendation literally came at the right time, I’m down by $7k in stocks this week alone.. its crazy! I just looked up Mary online and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call.

  • @dianagraves4674
    @dianagraves4674 ปีที่แล้ว +1

    Is there a Fidelity equivalent for SNXFX?

  • @trickybjj
    @trickybjj ปีที่แล้ว +4

    Great video and awesome choices, happy new year my guy 🎉

    • @humphrey
      @humphrey  ปีที่แล้ว +1

      ah thanks man! Happy new year :)

  • @thomashuang8401
    @thomashuang8401 ปีที่แล้ว +2

    SCHD seems underrated even tho it’s grown in popularity lately

  • @pallavjaidka2337
    @pallavjaidka2337 ปีที่แล้ว

    From your this video I understand the difference between Index Fund and ETFs, Even that was not the topic. Thank You so much! I one of the best example i have seen on youtube.

  • @JH-vg3zr
    @JH-vg3zr ปีที่แล้ว +1

    This was exactly what I wanted to look into today. Thanks Humphrey.

    • @humphrey
      @humphrey  ปีที่แล้ว

      Glad I could help!

  • @carlitos4505
    @carlitos4505 ปีที่แล้ว +1

    I’ve finally taken the leap and am following a three-fund portfolio approach. Wish me luck!

  • @ptuon714
    @ptuon714 ปีที่แล้ว +2

    I usually don’t comment but best content ever. Thank you Mr. Humphrey

    • @humphrey
      @humphrey  ปีที่แล้ว

      I appreciate that, comment more often!!!

  • @anneharry9918
    @anneharry9918 ปีที่แล้ว +245

    "I can't believe how much our lives have changed since meeting Marcia Ann Bice .
    She’s helped us become debt-free and save for retirement." | made over 220K during this dip, which made it clear there's more to the market than we average joes know. Having an investment adviser is currently the best course of action, especially for those who are close to retirement

  • @paragonknight3307
    @paragonknight3307 ปีที่แล้ว

    Sooooo how do you pay the fees associated with the fund? Can you have it taken out of the dividend payments?

  • @noreenn6976
    @noreenn6976 ปีที่แล้ว

    This is very helpful, thank you and Happy New Year Humphrey!

    • @humphrey
      @humphrey  ปีที่แล้ว

      Happy new year! Glad you liked it

  • @DavidHar
    @DavidHar 11 หลายเดือนก่อน

    What about Nasdaq 100? QQQ? Great returns historically and still very diversified compared to investing in individual stocks!

  • @mananbhatt6899
    @mananbhatt6899 6 หลายเดือนก่อน

    What about SPY ?
    Which of the following options - SPY, SCHD, VFV, or VTI - would be better to hold for 20-25 years? I am a 29-year-old Canadian citizen seeking advice on long-term investments.

  • @ClementRusso2
    @ClementRusso2 10 หลายเดือนก่อน +1

    I've sold a property in Michigan and I’m considering investing the proceeds in stocks. With the current market optimism, I'm unsure if it's the right time to buy stocks and how long it will take for a full market recovery. I'm also puzzled by how some are making substantial gains of over $320k within months in the same market.

  • @johnyossarian9059
    @johnyossarian9059 ปีที่แล้ว

    The BlackRock data at 3:10, is there a misplaced text on the chart?

  • @alienaliens146
    @alienaliens146 ปีที่แล้ว

    So how can we access fee based fund that pay quarterly dividend?

  • @johnb2251
    @johnb2251 ปีที่แล้ว +2

    What are your thoughts on owning these in a taxable brokerage account?

  • @Just_Stevo
    @Just_Stevo ปีที่แล้ว +2

    VTI doesn't beat VOO.

  • @matthewbrabec8166
    @matthewbrabec8166 ปีที่แล้ว +10

    Good video. SCHB is a solid alternative to VTI. The primary difference is just market cap. Its also more affordable for those that can't afford 1 share of VTI regularly

    • @humphrey
      @humphrey  ปีที่แล้ว +3

      thanks Matthew, great insight

  • @willhay9113
    @willhay9113 ปีที่แล้ว

    What about VWRL?

  • @Bangpaulxu
    @Bangpaulxu ปีที่แล้ว +1

    Happy New Year Humphrey! Another banger video!

    • @humphrey
      @humphrey  ปีที่แล้ว

      Happy new year!!

  • @FactStorm
    @FactStorm 4 หลายเดือนก่อน

    Humphrey, which of these overlap most, so I won't have to buy in a redundant manner? Which are the best to combine in order to strengthen my index fund portfolio? Thanks

  • @RatStabberify
    @RatStabberify ปีที่แล้ว +4

    This opening makes me think he's been watching podcasts with MrBeast

    • @humphrey
      @humphrey  ปีที่แล้ว +1

      HEHEHEHE

    • @RatStabberify
      @RatStabberify ปีที่แล้ว +1

      Get that retentions lettuce

  • @billtang8217
    @billtang8217 ปีที่แล้ว

    What brokerage do you use for index funds? Fidelity has a transaction fee

  • @Nateorade_
    @Nateorade_ ปีที่แล้ว

    Not index funds, but I hold SCHX, VYM, IJR in my Taxable, might add SCHD and QQQM OR FTECH. Any tips on what growth/tech ETFs to add?
    ROTH I have VTI, SCHD and VNQ.

    • @humphrey
      @humphrey  ปีที่แล้ว

      Love that!

  • @keishaofthe
    @keishaofthe ปีที่แล้ว +263

    Biggest lesson i learnt in 2022 in the stock market is that nobody knows what is going to happen next, so practice some humility and follow a strategy with a long term edge.

    • @jenniferpowell23
      @jenniferpowell23 ปีที่แล้ว +5

      Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.

    • @yvonnejoordan
      @yvonnejoordan ปีที่แล้ว +2

      @shane heried The one effective technique I'm confident nobody admits to using, is staying in touch with an Investment-Adviser. Based on firsthand encounter, I can say for certain their skillsets are topnotch, I've raised over $700k since 2017. Just bought my 3rd property for rental. Credit to Autumn Lynzi Smith.. my Investment-Adviser.

  • @RobFavoriteMusic
    @RobFavoriteMusic ปีที่แล้ว +1

    It’s FXAIX, not FXIAX. Great video!

  • @MrDeadserious1
    @MrDeadserious1 ปีที่แล้ว +1

    VGT 25% VUG 25% VTV 25% VIG + VYM 25%

  • @waibosibili8546
    @waibosibili8546 ปีที่แล้ว +1

    Thanks for the much needed information. ❤

  • @Queenk0526
    @Queenk0526 ปีที่แล้ว

    Surprised to not see Swppx on the list.

  • @juliogiraldo1607
    @juliogiraldo1607 8 หลายเดือนก่อน

    So should I create 3 different brokerage accounts in order to purchase specific index funds depending on the platform? In order to save in fees or it doesn't matter?

  • @ddc93760
    @ddc93760 ปีที่แล้ว

    Thank you for the helpful videos! 🙏🏼🙏🏼🙏🏼

    • @humphrey
      @humphrey  ปีที่แล้ว +1

      You're so welcome!!!

  • @Starryimpressions
    @Starryimpressions ปีที่แล้ว

    I love SCHD it's one of my core holdings.

    • @humphrey
      @humphrey  ปีที่แล้ว +1

      thats a good one!!

  • @Frank-xy3gd
    @Frank-xy3gd 4 หลายเดือนก่อน

    What do you think of qyld and jepi

  • @jasonchen9576
    @jasonchen9576 ปีที่แล้ว

    What are your thoughts on SWTSX and SWISX for international??

    • @humphrey
      @humphrey  ปีที่แล้ว +2

      The reason I didnt go with SWISX is that it holds way fewer holdings than FTIHX and I wanted broad intl exposure for this video in particular. SWTSX is pretty comparable though and I think you could swap this in, in place of any other total stock market fund.

  • @Fadescape
    @Fadescape ปีที่แล้ว +1

    VOO, SCHD, and JEPI

  • @joegeezly9613
    @joegeezly9613 8 หลายเดือนก่อน

    What about VOO?

  • @mattyforty5118
    @mattyforty5118 ปีที่แล้ว +3

    Happy New Year!

    • @humphrey
      @humphrey  ปีที่แล้ว +1

      Happy new year Matty! thanks for tuning in and dropping a comment

  • @MikeyArch
    @MikeyArch ปีที่แล้ว +1

    Nice video 👍. what's your thoughts on Armco is it good for investing?

  • @badass6300
    @badass6300 ปีที่แล้ว

    How about Europe

  • @captainblando
    @captainblando ปีที่แล้ว

    These are Mutual funds correct?

  • @tonylombardo59
    @tonylombardo59 10 หลายเดือนก่อน

    Never base futur performance on past performance....

  • @WealthGameNation
    @WealthGameNation ปีที่แล้ว +3

    Index funds r for those who dont like to live dangerously 😁

    • @humphrey
      @humphrey  ปีที่แล้ว +4

      correct :D

  • @danbtesh
    @danbtesh ปีที่แล้ว

    What is the difference between fxaix and fnilx?

    • @retro9173
      @retro9173 ปีที่แล้ว

      FNILX is for large cap growth like FSPGX and FXAIX's is fidelity's S&P 500 version, it's a hot one and meant to hold indefinitely!

  • @lenguadegato250
    @lenguadegato250 ปีที่แล้ว

    hello, please again : The BEST 4 Dividend / GROWTH ETFs for 2023 ;)

    • @humphrey
      @humphrey  ปีที่แล้ว +1

      On my list haha

  • @DrJohnnyJ
    @DrJohnnyJ 11 หลายเดือนก่อน

    Which funds had the lowest drawdown or the best-worst year? For a retired person, this is key.

  • @VikstarMV
    @VikstarMV ปีที่แล้ว

    10,2

  • @Harperrr.99
    @Harperrr.99 11 หลายเดือนก่อน +3

    I started stacking to SAVE wealth. I've always been the type of person to spend my entire paycheck. I hate having money just sit in the bank. I am under pressure to grow my reserve of $950k. before I turn 60, I would appreciate any advice on potential investments.

    • @sherryie2
      @sherryie2 11 หลายเดือนก่อน +2

      I can feel your pains. New guys need to realize the risks that come with all of this. You could lose it all and you could win it all. It goes both ways. Second, what works for A may not necessarily work for B and you should not be a bandwagon investor. A good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge.

    • @McElvinn
      @McElvinn 11 หลายเดือนก่อน +1

      @@corrySledd That's impressive, my portfolio have been tanking all year, tried learning new strategies to gain in the current market but all of that flew right over head, please would you mind recommending the Adviser you're using.

    • @McElvinn
      @McElvinn 11 หลายเดือนก่อน

      @@corrySledd Thanks for the info, i found her website and sent a message hopefully she replies soon.

  • @JairoCarbajal999
    @JairoCarbajal999 11 หลายเดือนก่อน

    how many shares should one buy?

  • @randyflores2933
    @randyflores2933 ปีที่แล้ว +1

    About to open my first Roth ira at Fidelity,
    So should I have all of these in my portfolio?
    Sorry I'm new to all of this and just want to retire comfortably.

  • @lumbarthought558
    @lumbarthought558 ปีที่แล้ว

    but how do i get an vanguard account without being a US citizen?

  • @legendzero999
    @legendzero999 ปีที่แล้ว +2

    What a perfect way to start the New Year! Happy holidays Humphrey! Thanks for all the amazing financial content!!

    • @humphrey
      @humphrey  ปีที่แล้ว +1

      Happy holidays and Happy New Year!!! Yes I hope this helps :)

    • @legendzero999
      @legendzero999 ปีที่แล้ว

      @@humphrey been an avid watcher since the earlier 2020 three folio fund video! They always have :)

  • @lalew2
    @lalew2 ปีที่แล้ว

    fxAix - there's a typo

  • @ryans2829
    @ryans2829 ปีที่แล้ว +1

    VXUS is a vanguard etf.

  • @freakrulez69
    @freakrulez69 ปีที่แล้ว

    Hey Humphrey. Im more interested in Islamic Shariah Compliant Index funds. I know there are not many...still could you recommend some of the top performing ones

    • @humphrey
      @humphrey  ปีที่แล้ว +4

      hey Freak, I see. I dont know too much about Shariah compliant funds, but I can try to find some for you online. I found that SPUS is a decent one but the expense ratios with these funds are typically higher (probably because they know the customers MUST buy these if they want to be compliant). So just keep in that in mind.

  • @TopGoodBoi
    @TopGoodBoi 11 หลายเดือนก่อน

    Where does VTI rank?

  • @GOATED1973
    @GOATED1973 ปีที่แล้ว

    Thank you Humphrey

  • @AUstinnesc
    @AUstinnesc 10 หลายเดือนก่อน +5

    I find myself at a crossroads, uncertain whether to liquidate my $150,000 stock portfolio. I'm seeking advice on the best strategy to capitalize on this current market.

    • @McElvinn
      @McElvinn 10 หลายเดือนก่อน +2

      Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals

    • @sheltonPston
      @sheltonPston 10 หลายเดือนก่อน

      Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

    • @AUstinnesc
      @AUstinnesc 10 หลายเดือนก่อน +2

      I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?

    • @sheltonPston
      @sheltonPston 10 หลายเดือนก่อน +5

      There are a lot of independent advisors you might look into. But i work with Nicole Desiree Simon, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

    • @AUstinnesc
      @AUstinnesc 10 หลายเดือนก่อน

      Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

  • @Supergigi35
    @Supergigi35 ปีที่แล้ว

    Thank you for the informative video! I had a question: is VTSAX similar to FSKAX?

    • @ecamacho7726
      @ecamacho7726 ปีที่แล้ว +2

      FSKAX and VTSAX are nearly identical on the surface-their returns over the past 10 years and their risk assessment are very similar. Their top 10 holdings are virtually identical as well.
      Both funds come with low expense ratios, which means you’ll pay minimal fees (though FSKAX is slightly cheaper). Both funds are managed with a passive investment strategy, which means they aren’t trying to copy an index but are trying to match their performance.
      The most significant difference between the funds is that they track different indexes-FSKAX tracks the Dow Jones, and VTSAX tracks the CRSP Index. FSKAX is offered by Fidelity, while VTSAX is offered by Vanguard.
      Pretty similar but there is no minimum required for Fidelity.

  • @ingababy5196
    @ingababy5196 4 หลายเดือนก่อน

    I have SCHD in my portfolio🎉🎉🎉

  • @GetAwayWithBK
    @GetAwayWithBK ปีที่แล้ว

    Thoughts on investing in mid cap and small cap index funds / etf’s such as FSMDX and VB?

    • @emilyharts5693
      @emilyharts5693 ปีที่แล้ว

      Why waste your time and funds trying to beat the market, when with the right strategy along side proper input from a tested and trusted PA , it's not difficult to make monthly profits of up to 6 digits as I've made up to $65k per month since mid last year.
      I made this much through trading stocks and investing as a beginner, but assisted by an expert obviously; _Elizabeth Ernst David_". We met at a trading conference and I looked her name up online thereafter. Bottom line, she agreed to guide me and I've had no cause to regret ever since. Her trading strategies simply amazing, the best thing since slice bread.
      Note :I'm still totally in control of my funds and day to day Activities in my trading app..

  • @venuswealth6
    @venuswealth6 2 หลายเดือนก่อน +1

    ETF equivalents are better to buy if someone is starting new. There is no reason to buy fund variants.

  • @markjaraba3711
    @markjaraba3711 ปีที่แล้ว

    Question - what is your thought on the index fund FLCEX

  • @willmallory9085
    @willmallory9085 ปีที่แล้ว

    Thanks for sharing this.

    • @humphrey
      @humphrey  ปีที่แล้ว +1

      No worries!!!

  • @vanessahernandez204
    @vanessahernandez204 ปีที่แล้ว

    Hello I have a question
    What is a investment minimum?

  • @rdbeaz
    @rdbeaz ปีที่แล้ว +1

    Schd is awesom

  • @lifepath6187
    @lifepath6187 ปีที่แล้ว

    So which 1 best to go in for newbies vanguard or fidelity I can’t decide

  • @robertsmith6408
    @robertsmith6408 11 หลายเดือนก่อน

    Those are all low div ETFs. Hard to live off low div of these funds but they are solid. I use GOF, JEPQ, PDI, TSLY and NVDY!

  • @Sardosam
    @Sardosam ปีที่แล้ว

    What are your thoughts on target dates retirement funds that Vanguard has?

    • @humphrey
      @humphrey  ปีที่แล้ว +1

      They are also great and you can set it and forget it which I enjoy.

  • @djaccold
    @djaccold ปีที่แล้ว

    Great info! 🎉🎉🎉

  • @LongShot90
    @LongShot90 11 หลายเดือนก่อน

    Hail Mammon, Hail Clauneck, Hail Bune. All hail the true trinity of wealth.