30 saal ki umar main mene kbhi ye sb nhi suna tha, shayd khandan main bhi ksi ko iska ilm nhi tha Allah apko jazaye khair de, ye ik new knowledge thi mere liye
I've been investing in mutual funds for three years now, and I strongly believe that everyone should consider putting their money into money market funds. They offer good returns with minimal risk, especially compared to mutual funds from other countries. This type of investment is important for individuals, particularly in economies like Pakistan.
I have been invested in the mutual funds for more than a year. The benefit of investing in mutual fund is that you can chose your own risk appetite (low, moderate or high). So mutual funds are not something to be scared from.
I am shocked and sad at a same time on keeping my account status current for last 8 years. You did amazing job by educating us in simple way. An eye opener, indeed.
@@MudassarMehdi Depends on your risk appetite basically. I prefer Money Market and Income Plans mainly because i dont wanna take risk hitting my captial since its hard earned money. Having said that i also want k inflation mujhe hurt na kre. So to be specific Meezan Rozana Amdani Fund MRAF of Money Markey and Meezan Daily Income Plan MDIP-1 of Income Fund.
@UmairAhmed771 do these funds which you have mentioned reinvest in your capital or they also give you cash facility? After watching the video I went straight to Meezan Investments, there a question was asked that do you want reinvestment or cash back. So I am confused that If I take cash withdrawal then how will portfolio grow?
@@afzalm.8656 The funds i mentioned, MRAF and MDIP they give dividend on daily basis. Which means your daily profit converts into units and gets added to your capital. This is how they work as they are dividend based. If you need cash you can simply withdraw the amount back into your bank account in form of cash.
Laiq bhai bohhat arsy se ap ke videos dekh raha hoon apki videos se bohhat zayada motivated hua hoon Many stocks mai investment ke hoi hai aur mcb funds k mutual funds mai meri investment hai aur shukar khuda ka bohhat acha ja raha hai
Aapki is video ke baad maine be mutual fund main invest kia tha main aap ka buht thanx karo ga sach main yeh discussions pehel kabi be kisi ne be hume batye
I am using UBL mutual funds from last one year. Its very easy to invest through their App while sitting at home. I frequently watch sarmaaya videos for more information ❤
@@arifkhan6605 Yes you can do through Ubl app, option is in "Accounts" "Saving and Investment" watch some videos on TH-cam, its very easy, start with Rs 1000 to learn first
I invested in Mezaan Mutal funds from last four years (KMIF -And AMMF ) returns is almost 100% because covid was right time to invest . But still Mezaan Mutal funds Expert doing good job to manage Money for Better earnings . Laik Sir You are the only One person in Pakistan who want to give Financial education in very simple way ..
@daniyalshah415 still stick with mezaan bank other one is bank Al habib gonna be best . But there is one who can predict market move please study first .. study is the only key 🔑 to make you successful . Monthly earnings k lia REIT be good option hai .
Assalamualaykum. What u r doing here is pure Sadqa jaria. Very rarely, anyone in pakistan helps the masses through making them self-sufficient. I believe if we rank all the enterpenures etc, what you are doing will surely be at the top. JazakAllah khair for the great effort.
Ohh my God, I did not know this very fact, and I call myself First Class Commerce Graduate. The most valuable piece of financial advice I ever heard. God bless you ! 🎉🎉
Al Meezan Mutual Funds main account banany or invest karny ka process pr video bana dain,. i heve deep interest in it. best video ever after passing out from university have Islamic Banking Degree. Jazakallah ❤
Laeeq bhai we love u...1 year ago i started investment myself now i am able to convince my sister as well .. she asked just 1 question from me k ye pesay lenkr bhag to ni jaye gay😂😂 . insha'Allah after eid she also open her stock market account with defensive stocks❤
میں نے اپ کی یہ ویڈیو دیکھی ہے اور پھر میں نے میوچل فنڈ میں انویسٹ کیا تھا تو اپ کا بہت بہت شکریہ سر جی اپ نے بہت اچھی طرح گائیڈ کیا ہے اور بہت اچھی نالج دیتے ہیں اپ❤❤❤❤❤
Your video is extremely useful to understand how they work and here I found out the difference about current and savings category. Basically Current account seems to be scam by the banks.
Yes, last year I have started investing in Mutual fund and Its been around 7 to 8 months, i have been continuously investing some amount in Mutual funds on a monthly basis
I invested In Al Meezan Mutual Funds Name MDIP, in 2023 i received profit extent of 21% Profit, However in March it has reached 18% which is lower than previous year. on the other hand i also invested in HBL Islamic Money Market Fund and i am receiving 19% profit on it, However HBL did not deduct any amount in Account of Front End Load stc, On the hand Meezan dedicated 1 % of their own Charges. this is my own experience. I will move to money market Fund ad explained by this Video, Thanks Sir ..👍
یقین کریں 5سال سے پانچ لاکھ پڑا تھا کرنٹ میں اور اس کا کوئی فائیدہ نہیں ہوا بلکہ نقصان پہنچا ہے یہ مکمل احوال جاننے کے بعد پتہ چلا ہے نئ سوچ بیدار کرنے کا بہت شکریہ ❤ سر سلیوٹ ہے آ پ کو 🎉
Premium knowledge! We want more guide on this, complete roadmap and how does mutual funds algorithm works. Please make more videos on this topic. You efforts are appreciated 🙏
Yes. this is also my Question. need more Guidance and Strategies on Mutual funds, and Mutual Funds Selection. thank you in Advance. @Sarmaya Officials.
Kya bat hai apki Laeeq Bhai, it was mind blowing. I am a regular subscriber of your channel and learn every time. I request you to kindly weekly/monthly upload a video regarding one stock which is lying in buying zone.
I recently discovered this channel and couldn't resist watching all its videos. Amazing content and information. Watching from south korea. please keep up.
Sir ap ki research bohat achi hai i really appreciate it 💪 but ye Islamic Bank b shariya k khilaf hn sb kuch ye duniya nhi hai akhirat b hai jaha hamesha ki Zindagi hai baki har banda apne amal ka zimedar hai jazak Allah
Laiq bhai, very early explained, sir you are doing great job to educate us about financial management, i also invested in almeezan investment company in meezan Islamic fund.sir keep up the good work
Mr.Laik you have provided a concrete platform of financial knowledge. I have no idea how n where to invest as I'm a widow but you gave me a genuine guideline. Bless you .😊
Laeeq bhai, This video must reach to atleast millon people. How you made this so simple... Video of the month so far for me. i have been invested in MF since 4 years but smjh abhi aai hai k krna q chaheay...
Very informative video. The concepts you delivered are more practical and based on the stats. It is a fact that banks are always in benefits ( NO matters what is the condition of Economy )
@@abdulrafay7574 I went to Meezan investment office. You can ask any bank for mutual funds. Visit them, select a mutual fund, fill the form and deposit the money and leave it for long time.
The return of 20% might seem attractive but in terms of payout it,s peanuts.The best strategy for knowledgeable investors should be do SIP in blue chip stocks with dividend yeild of over 20%
yes but usually when these dividends are distributed , share prices of these stocks have already gone down but that happens sometimes , i think equity market should be for investment growth not for dividends
Very informative.. already invested in meezan cash fund .. I appreciate your efforts, and mostly followed your contents... Good work. Just a request to make a video on term deposit as well.
Investment in VPS and tax savings. You can not only earn sustaining profit on deposit but also save income tax by claiming tax credits which is at the rate of your average tax. So there double benefits. VPS (Voluntary pension scheme).
Jazakallah, sir Thanks for your guidance. my Documents are under process to Open A mutual Islamic NBP Fund Management Limited. i was so depressed about Ribaah or Sood in this type of account. But Sir You Really helped me and Also Motivate to Invest for Savings. Thanks Again Jazakalla hu Khair. Love From Hyderabad (pakistan)
How to open a Mutual Fund Account within 10 minutes
th-cam.com/video/EoL2lCinzBY/w-d-xo.html
شاباش
یہ ہے عام آدمی کی حقیقی مدد
اگر ڈوب جائے تو سب کچھ ڈوب جاتا ہے عام ادمی کو تو تیل ہوتا ہی ہے نا ان کا کیا جاتا ہے.
@@BilalAbbasi-qx8pu yahi jahilana soch ki waja sai aik aam admi hamesha aam admi hi rehta ha
@ziacheema2899 Jahan saaray Chor tha faradi mil baitay ho wahan. Ek aadmi Kuchh bhee nahi kar sakta usko Jalana Soch he Kaha jata hai.
Ek Aam aadmi ki aap kya help kar rahi ho. Aap To apnay dollar Kama Rahi Ho Apna. Ullu Sidha kar rahay ho. Baki jaaien Bhad may aapko isase kya.
ماشاءاللہ بہت ہی سادہ انداز میں سمجھایا ہے یہ ویڈیو کسی سادہ لوح کو بھی با آسانی سمجھ آ گئی ہو گی۔ جزاک اللہ
30 saal ki umar main mene kbhi ye sb nhi suna tha, shayd khandan main bhi ksi ko iska ilm nhi tha
Allah apko jazaye khair de, ye ik new knowledge thi mere liye
khandan walo ko bhi share kerein :P
I've been investing in mutual funds for three years now, and I strongly believe that everyone should consider putting their money into money market funds. They offer good returns with minimal risk, especially compared to mutual funds from other countries. This type of investment is important for individuals, particularly in economies like Pakistan.
Hi Ahmad,
are you investing via Al Meezan?
Is it Halal?
i have accounts with Meezan, MCB iSave, and HBL@@Saje3l
Everyone has its own Haram Halal concept, you can consult with scholar you follow@@mrpasha5893
Yes i have accounts with Al Meezan, HBL Assets, and MCB iSave@@Saje3l
I opened my mutual fund account today after listening this lecture. ❤
I have been invested in the mutual funds for more than a year. The benefit of investing in mutual fund is that you can chose your own risk appetite (low, moderate or high). So mutual funds are not something to be scared from.
which bank and which fund?
Yes ab smaj ayi hi. Ab tk Kise mofty ne bi ASA Ni btaya . thankyou Bhai jan
I am shocked and sad at a same time on keeping my account status current for last 8 years. You did amazing job by educating us in simple way. An eye opener, indeed.
Investing since 2013 in mutual funds. Highly recommended
What category you recommend in mutual funds?
@@MudassarMehdi Depends on your risk appetite basically. I prefer Money Market and Income Plans mainly because i dont wanna take risk hitting my captial since its hard earned money. Having said that i also want k inflation mujhe hurt na kre. So to be specific Meezan Rozana Amdani Fund MRAF of Money Markey and Meezan Daily Income Plan MDIP-1 of Income Fund.
Sorry for late reply , as I normally don't check YT notifications :)
@UmairAhmed771 do these funds which you have mentioned reinvest in your capital or they also give you cash facility? After watching the video I went straight to Meezan Investments, there a question was asked that do you want reinvestment or cash back. So I am confused that If I take cash withdrawal then how will portfolio grow?
@@afzalm.8656 The funds i mentioned, MRAF and MDIP they give dividend on daily basis. Which means your daily profit converts into units and gets added to your capital. This is how they work as they are dividend based. If you need cash you can simply withdraw the amount back into your bank account in form of cash.
Sir sarmaya is the 1st platform from where i am getting financial knowledge.
Public Need More Video Like This❤
I am Student of ISLAMIC BANKING AND FINANCE aur Aj apsyy itni Achi baat sekhnay ko miliii.
Thanks Sir ❤❤❤
خلفاۓ راشدین اور رسول اللہ ص کے دور میں کونسا اسلامی بینک تھا😂
اچھی وڈیو معلوماتی اللہ سلامت رکھے
❤ Bhai men NY aj tk itni complete vedio nhi dakhi bank account system ko explain krny j kye thanks bhai very nice vedio.
First time mughay ya sab pata Chala thanks for this information.
خلق خدا کی صحیح رہنمائی کرنا بھی عبادت ہے۔
جزاکم اللّہ خیراً
Aankhein khol Deen...
Masha Allah
Yes sir I already invest in mutual fund and I do the ummra with my wife in this Ramzan alhamdulila almeezan mutual fund
bro mutual fund islamic jazz hi
Mutual fund kisi b bank ka ho halal ha
@@unitarian571 bahi ye mutual funds hota kia Hy or ye halal Hy ya Haram please ye concept Thora smjha dy
Laiq bhai bohhat arsy se ap ke videos dekh raha hoon apki videos se bohhat zayada motivated hua hoon
Many stocks mai investment ke hoi hai aur mcb funds k mutual funds mai meri investment hai aur shukar khuda ka bohhat acha ja raha hai
Bro ubl ka koi fund btao jis sy gain acha h o
Ubl ka alameen fund
Aapki is video ke baad maine be mutual fund main invest kia tha main aap ka buht thanx karo ga sach main yeh discussions pehel kabi be kisi ne be hume batye
I am using UBL mutual funds from last one year. Its very easy to invest through their App while sitting at home. I frequently watch sarmaaya videos for more information ❤
Aoa plz in which Ubl mutual fund you are investing n also it's profit?
@@TariqBinSadiq Alameen Islamic cash fund and Alameen Shariah Stock fund
Dear, which mutual fund are you investing in? I have current account in ubl right now, can i do so with ubl app?
Which fund is best in ubl plz tell me
@@arifkhan6605 Yes you can do through Ubl app, option is in "Accounts" "Saving and Investment" watch some videos on TH-cam, its very easy, start with Rs 1000 to learn first
bohat hi amazing or simple treeky sai apny samjhaya isky liye thank you❤
اللہ تعالٰی آپ کو اجر عظیم دے
I invested in Mezaan Mutal funds from last four years (KMIF -And AMMF ) returns is almost 100% because covid was right time to invest . But still Mezaan Mutal funds Expert doing good job to manage Money for Better earnings .
Laik Sir You are the only One person in Pakistan who want to give Financial education in very simple way ..
meezan mutual funds men kitna invest krna chayie for average monthly good return???
@daniyalshah415 still stick with mezaan bank other one is bank Al habib gonna be best . But there is one who can predict market move please study first .. study is the only key 🔑 to make you successful . Monthly earnings k lia REIT be good option hai .
How much Meezan bank charge tax on profit of mutual fund ????
How much meezan bank charge tax or their fee on profit of mutual funds ???
@@tabassumtv786 Tax charging on profit (Filer 15%) & (Non Filer 30%)
Assalamualaykum. What u r doing here is pure Sadqa jaria. Very rarely, anyone in pakistan helps the masses through making them self-sufficient. I believe if we rank all the enterpenures etc, what you are doing will surely be at the top. JazakAllah khair for the great effort.
Zindgi ma first time asi video ki smj ai hai
I m already mutual fund but your explanation is very good n good knowledge for us
He is a gem
This is my first ever comment on some ones channel and he is top class guys
He is so polite and understandable
You have explained very well, may Allah reward you for it💕
Huge love & respect from Saraiki Waseb 🇵🇰❤️
Jazak Allah sir aap bht hi kamal ki info dete hain jis se intehai faida hasil hota hai❤❤
Investing in mutual funds from 1 year life saver same thoughts in my mind. Bank are becoming wealthier and wealthier. Intellectual speaker
bank walon say zara bach ke rehyay ga ab .... stay blessed
Jitni tareef ki jaye..km hai
Bohat aaalaa!
Thanks a lot for everything you informed
Ohh my God, I did not know this very fact, and I call myself First Class Commerce Graduate. The most valuable piece of financial advice I ever heard. God bless you ! 🎉🎉
@@AbidAli-t5w4o rata laga k degree pass ki ho gi
IN SHA ALLAH, will invest in mutual fund or Dividends, btw your explanation is incredible
Al Meezan Mutual Funds main account banany or invest karny ka process pr video bana dain,. i heve deep interest in it.
best video ever after passing out from university have Islamic Banking Degree.
Jazakallah ❤
سلام سر بہت شکریہ میں نے پہلی مرتبہ یہ گفتگو سنی ہے یقین مانے دلی تسکین حاصل ہوئی ہے اللّٰہ تعالٰی آ پ کروڑ وں رحمتیں نازل فرمائے آمین
Laeeq bhai we love u...1 year ago i started investment myself now i am able to convince my sister as well .. she asked just 1 question from me k ye pesay lenkr bhag to ni jaye gay😂😂 . insha'Allah after eid she also open her stock market account with defensive stocks❤
what is defensive stock
Yes I already invested. It's wonderful
میں نے اپ کی یہ ویڈیو دیکھی ہے اور پھر میں نے میوچل فنڈ میں انویسٹ کیا تھا تو اپ کا بہت بہت شکریہ سر جی اپ نے بہت اچھی طرح گائیڈ کیا ہے اور بہت اچھی نالج دیتے ہیں اپ❤❤❤❤❤
Ketna mil rha h ap KO month ka
@@shehzeenahmed5988 مجھے ابھی تک 15000 اگئے ہیں
Yes, I have invested in NBP funds management. Yes it is good & halal investment.
Today i take first step towards financial freedom by watching this comprehensive video. Great explanation❤.
Laiq bahi ap bohat easy samjata ha , baat sahi samj ajati asani se
Your video is extremely useful to understand how they work and here I found out the difference about current and savings category. Basically Current account seems to be scam by the banks.
Bohat achi malomati video he ,,,or bohat acha kam kar rahe he aap,,, inshallah mjh samet tmam logo ko nafa milga
I've been investing in mutual funds and had a good experience.
How to invest, I couldn't get it.
Which bank
Yes, last year I have started investing in Mutual fund and Its been around 7 to 8 months, i have been continuously investing some amount in Mutual funds on a monthly basis
Can you share some important information?
Your efforts are highly appreciated sir!! The way to guide people to avoid frauds!! I may Allah give you more here nd in Jannah
I invested In Al Meezan Mutual Funds Name MDIP, in 2023 i received profit extent of 21% Profit, However in March it has reached 18% which is lower than previous year. on the other hand i also invested in HBL Islamic Money Market Fund and i am receiving 19% profit on it, However HBL did not deduct any amount in Account of Front End Load stc, On the hand Meezan dedicated 1 % of their own Charges. this is my own experience. I will move to money market Fund ad explained by this Video, Thanks Sir ..👍
Is the 20% profit shares on a monthly/yearly base? Your answer should be honoured
@@MirrorGraphics The profit is calculated on regular Basis.
@@usamanizami4935 regular basis means monthly yearly?
Sir ma nay invest karna h please advise
Invest kerny ka tariqa kia Hina chahiy best
Rigester Kesy hon
Safe sites konsi han
Add/ link
یقین کریں 5سال سے پانچ لاکھ پڑا تھا کرنٹ میں اور اس کا کوئی فائیدہ نہیں ہوا بلکہ نقصان پہنچا ہے یہ مکمل احوال جاننے کے بعد پتہ چلا ہے نئ سوچ بیدار کرنے کا بہت شکریہ ❤ سر سلیوٹ ہے آ پ کو 🎉
Good guideliness through your motivative guidance i am going to switch Mutual funds inshaAllah
Premium knowledge!
We want more guide on this, complete roadmap and how does mutual funds algorithm works. Please make more videos on this topic.
You efforts are appreciated 🙏
Yes. this is also my Question. need more Guidance and Strategies on Mutual funds, and Mutual Funds Selection. thank you in Advance. @Sarmaya Officials.
MashaAllah very informative video
One of the best video on Financial Education for newbies on internet till date. I’ll put its link on my social media.
Hats off Laeeq Bhai
Kya bat hai apki Laeeq Bhai, it was mind blowing. I am a regular subscriber of your channel and learn every time. I request you to kindly weekly/monthly upload a video regarding one stock which is lying in buying zone.
bohat alaa... this is real knowledge.. bigggg thanks
Maine ubl ka mutual fund mein financial sector mein investment Kara...😊
Impressed .... I find this in recent months ... THis is great
Boht Umda Explanation ❤
Yes I'm already investor in ubl fund investment in money market
you are doing fantastic job sir ............jeetay rahain and khush rahain.........Jazak allah khair
Thank you so much for important information InshAllah I will open my account in mutual funds.
Best of luck
I recently discovered this channel and couldn't resist watching all its videos. Amazing content and information. Watching from south korea. please keep up.
آپ کی ہر بات ہر ویڈیو بہت اعلی ہوتی ہے
I have invested in mutual funds already😊
Sir ap ki research bohat achi hai i really appreciate it 💪 but ye Islamic Bank b shariya k khilaf hn sb kuch ye duniya nhi hai akhirat b hai jaha hamesha ki Zindagi hai baki har banda apne amal ka zimedar hai jazak Allah
Thank you leeq bhai , itni valueable video bani haaa
Laiq bhai, very early explained, sir you are doing great job to educate us about financial management, i also invested in almeezan investment company in meezan Islamic fund.sir keep up the good work
Laeeq sahib , wonderfull education. Good luck
Good job.. 💙❤I have gained a lot of knowledge because of you ..Thank you so much .. Malik . . Canada. .
Mr.Laik you have provided a concrete platform of financial knowledge. I have no idea how n where to invest as I'm a widow but you gave me a genuine guideline.
Bless you .😊
Thank you. Do watch What is mutual fund to understand where to start investment.
th-cam.com/video/JasU-CmZMbk/w-d-xo.html
Real teaching
Love you
Thanks
Very knowledgeable and well explained sir,
i started to invest in PSX 10k per month, N = > 25.
Laeeq bhai, This video must reach to atleast millon people. How you made this so simple... Video of the month so far for me. i have been invested in MF since 4 years but smjh abhi aai hai k krna q chaheay...
Very informative video. The concepts you delivered are more practical and based on the stats. It is a fact that banks are always in benefits ( NO matters what is the condition of Economy )
Masha Allah...Very simple & informative....Allah aap ko khush rakhe
Good bro I'm already invest in mutual funds
INSHA ALLAH I INVEST IN IT ONE MORE REQUEST TO LAEEQ BHAI
One of the best video on financial literacy. Keep continue.
nice explanation with deep details.
thanks for this financial education
🖖
What a way to explain in the simplest way. Superb
🎉. Great knolage lesson pervide to people thanks 😊😊
I have earned more than 100% in last five years in an islamic mutual fund.
Is per kaaam kaisy karty hain kia ap se ruju hoskhta hai
@@abdulrafay7574 I went to Meezan investment office. You can ask any bank for mutual funds. Visit them, select a mutual fund, fill the form and deposit the money and leave it for long time.
@@Shaukat-e3i which fund plz?
Yeh batain tu koi batata he nahi ha, jo ap na bata de, even bank wala b nahi batata... Now i will watch your rest of videos to learn more
Masha Allah Good I have already invested
The return of 20% might seem attractive but in terms of payout it,s peanuts.The best strategy for knowledgeable investors should be do SIP in blue chip stocks with dividend yeild of over 20%
yes but usually when these dividends are distributed , share prices of these stocks have already gone down but that happens sometimes , i think equity market should be for investment growth not for dividends
@@daneshm In the long run these stocks offer a better return plus you can rebalance portfolio as per your liquidity needs
@@daneshm how can we invest in equity market for growth?
You nailed it
What is SIP?
What is blue chip stock?
Good job 👍 I'm a investment Banker.
Excellent explanation. God bless you!
Wow sir you are very intelligent❤😊
Thanks for raising awareness among the viewers ❤
Wonderfully explained
Sir main fan hogya hoon apka and i will follow your knowledge stream regularly now.
Thank you for producing this content.
Very informative.. already invested in meezan cash fund .. I appreciate your efforts, and mostly followed your contents... Good work.
Just a request to make a video on term deposit as well.
thanks for such informative videos its really new for me
Boht zabardast Boss. Thanks. Stay blessed
Investment in VPS and tax savings. You can not only earn sustaining profit on deposit but also save income tax by claiming tax credits which is at the rate of your average tax. So there double benefits. VPS (Voluntary pension scheme).
Would u plz share there annual profit? By income tax u mean the tax deducted on profit like 15% for filers?
Hi Laeeq - very thoroughly explained. Very informative video.
Knowledgeable video, I will invest in Sharia compliance mutual funds. Really appreciate your advice
Good information for people,thanks laeeq SB
Jazakallah,
sir Thanks for your guidance. my Documents are under process to Open A mutual Islamic NBP Fund Management Limited. i was so depressed about Ribaah or Sood in this type of account. But Sir You Really helped me and Also Motivate to Invest for Savings.
Thanks Again
Jazakalla hu Khair.
Love From Hyderabad (pakistan)