I made the envelopes there’s a tutorial on my channel and the wallet is something I currently have on order to sell🤗 th-cam.com/video/OAv8yOyh4OI/w-d-xo.htmlsi=6QuUUUsHIMDHLe4B
Oh no this is just for these categories. I don’t use cash to pay for bills, rent or even gas so that all stays in the bank. For me my issue is overspending specifically in the categories I am showing. This system has helped me to keep myself more accountable of my spending. I wouldn’t be able to survive on just this too..I live in San Diego it’s super expensive here so I get it. But I use this to help budget for the week and also have sinking funds which I save into each week for categories such as clothing, beauty, Christmas and many other categories so definitely check out my channel if you want to see how I use this on a weekly to pay for all the things🤗
I actually do my Starbucks on card since I can use my app and get more rewards. I like to have the cash in my envelope so when I reload I take the money out of the envelope and put it in the pocket of my wallet and once it’s empty then that means I can’t reload anymore. And if I buy anything online like Amazon purchases that will go on the card too. But I will take the money out of my envelope and just take it back to the bank. Groceries I buy everything in person so that’s always paid with cash and also eating out🤗
Yup! And in San Diego which is not cheap 😭 that’s why I needed to start something like this because I always felt like I didn’t have enough money between paychecks because I was overspending. But I don’t cash stuff any of my bills that all stays in the bank. My main focus with the cash envelope system is just keeping my self accountable with my spending. I have a bunch of sinking funds for items such as beauty, clothing, Christmas and much more that I save towards every week. What I show in this video is just what I have in hand in my wallet. Definitely check out my channel to see more long form videos I go over it all every week🤗
I actually have a bunch of sinking funds to account for all of my shopping needs. I only use these when I plan out a shopping trip but I have envelopes for things like clothing, beauty, household items and Christmas. Check out my channel for more long form videos to see how I shop for all the things using my envelopes!
everyone's budgets will be different. My issue was overspending in these categories so this has helped me to stay in budget...so yes it is an actual budget for me🤗
Oh I spend my money! I go to Disneyland twice a month and spend a good amount there. Currently on vacation and thanks to all the savings I have done I can spend on whatever I want without a second thought which I’ve never done before in my life. I actually have videos showing how I spend my money during the week you should check them out! th-cam.com/video/zYU-ywjdR4c/w-d-xo.htmlsi=uHt_0Y-k93fe7k2k oh and thank you so much for watching because this really helps with the reach of this video which helps me to make more money to spend 🎉
Right and all the Change you received back was brand spanking new nice and crispy 🙄… not true. Not every store gives you new bills not folded and crispy. If you believe this this .. omg
Are you trying to imply that I’m faking this video? 😅 sorry just confused. I think on camera the bills just look good but it’s a little misleading because trust me the majority of them in real life are not crispy and really bad. the only ones that are crispy are the ones that kind of stick when I’m counting them..honestly I can’t stand those I would rather have more worn in bills because they are easier to count. Oh and keeping them in the envelopes does help to keep them flat maybe that is helping too..but this is definitely 100% real…can’t believe I’m having to explain that
@@Happy2planwithDesireedon’t respond to that airhead. They have zero clue what that hell they’re even saying. They’re just mad because their ass can’t save a $1 let alone $50
I’ve been following Desiree for a long while now and her videos are super helpful and 100% authentic. If all you took away was the condition of the bills then you missed the whole point. She’s great at what she does and you can learn a lot from her content.
These are so satisfying and inspiring to watch
Leftover grocery money?! In THIS economy! 🤯
really smart idea
It’s been super helpful to keep me from overspending 🤗
Me playing monopoly
It sometimes feels like that…that’s part of the fun😅
very nice and organised great idea must save u lots of money
Thanks a lot!
Did you make your wallet, or is it a purchase?
I made the envelopes there’s a tutorial on my channel and the wallet is something I currently have on order to sell🤗 th-cam.com/video/OAv8yOyh4OI/w-d-xo.htmlsi=6QuUUUsHIMDHLe4B
Oh so cool!!! Thank you I’ll go look👍
literal louis vittion bag
Yes it it literally is lol
Great for having rollover money 💰
Yes!!🎉
what does the term 'buffing' mean?
What about getting to work/school? Cell phone bills, rent, laundry? I can't survive on less than 125 a week.
Oh no this is just for these categories. I don’t use cash to pay for bills, rent or even gas so that all stays in the bank. For me my issue is overspending specifically in the categories I am showing. This system has helped me to keep myself more accountable of my spending. I wouldn’t be able to survive on just this too..I live in San Diego it’s super expensive here so I get it. But I use this to help budget for the week and also have sinking funds which I save into each week for categories such as clothing, beauty, Christmas and many other categories so definitely check out my channel if you want to see how I use this on a weekly to pay for all the things🤗
@@Happy2planwithDesiree so what is you're budget like? I believe nothing anyone says online. Prove it
Honest question, what was put in credit cards?
I actually do my Starbucks on card since I can use my app and get more rewards. I like to have the cash in my envelope so when I reload I take the money out of the envelope and put it in the pocket of my wallet and once it’s empty then that means I can’t reload anymore. And if I buy anything online like Amazon purchases that will go on the card too. But I will take the money out of my envelope and just take it back to the bank. Groceries I buy everything in person so that’s always paid with cash and also eating out🤗
Do you pay for housing and utilities because I have zero at the end of the week.
Yup! And in San Diego which is not cheap 😭 that’s why I needed to start something like this because I always felt like I didn’t have enough money between paychecks because I was overspending. But I don’t cash stuff any of my bills that all stays in the bank. My main focus with the cash envelope system is just keeping my self accountable with my spending. I have a bunch of sinking funds for items such as beauty, clothing, Christmas and much more that I save towards every week. What I show in this video is just what I have in hand in my wallet. Definitely check out my channel to see more long form videos I go over it all every week🤗
I like the idea, but I wouldn't do it myself unless I'm down to bare bon. It feels like an added stress counting every last penny all the time.
What about shopping how do you control yourself? What do you do?
I actually have a bunch of sinking funds to account for all of my shopping needs. I only use these when I plan out a shopping trip but I have envelopes for things like clothing, beauty, household items and Christmas. Check out my channel for more long form videos to see how I shop for all the things using my envelopes!
I love your videos. Do you have any pets if so what bread ❤❤❤
Aww thanks! I don’t right now..I use to have a cat but she passed away a couple of years ago but my plan is to hopefully get another cat one day 💗
Nice I have a dog and two cats and one is preganent and about to give birth.
Me: In Taipei spending 100 dollars when it's actually just around 25 dollars in China (Hong Kong)
Where did you get the taupe wallet?
Not an actual budget except for groceries
everyone's budgets will be different. My issue was overspending in these categories so this has helped me to stay in budget...so yes it is an actual budget for me🤗
❤❤
Is money all you think about ?I find this quite sad . Just go out and spend it !!,
Oh I spend my money! I go to Disneyland twice a month and spend a good amount there. Currently on vacation and thanks to all the savings I have done I can spend on whatever I want without a second thought which I’ve never done before in my life. I actually have videos showing how I spend my money during the week you should check them out! th-cam.com/video/zYU-ywjdR4c/w-d-xo.htmlsi=uHt_0Y-k93fe7k2k oh and thank you so much for watching because this really helps with the reach of this video which helps me to make more money to spend 🎉
Like you don't know exactly to the penny how much is in there.
I save the change I receive and put that into savings too.
Right and all the Change you received back was brand spanking new nice and crispy 🙄… not true. Not every store gives you new bills not folded and crispy. If you believe this this .. omg
Are you trying to imply that I’m faking this video? 😅 sorry just confused. I think on camera the bills just look good but it’s a little misleading because trust me the majority of them in real life are not crispy and really bad. the only ones that are crispy are the ones that kind of stick when I’m counting them..honestly I can’t stand those I would rather have more worn in bills because they are easier to count. Oh and keeping them in the envelopes does help to keep them flat maybe that is helping too..but this is definitely 100% real…can’t believe I’m having to explain that
@@Happy2planwithDesireedon’t respond to that airhead. They have zero clue what that hell they’re even saying. They’re just mad because their ass can’t save a $1 let alone $50
I’ve been following Desiree for a long while now and her videos are super helpful and 100% authentic. If all you took away was the condition of the bills then you missed the whole point. She’s great at what she does and you can learn a lot from her content.